Everyone's Talkin' Money

In a recent article on CNBC, more than half or 51% of Americans have less than three months' worth of emergency savings. The pandemic has definitely made a mark on savings, and in my opinion, really shown that you need more than 3 months worth of savings in your “all hell broke loose” fund. However, saving more money is often times difficult. What about making more money? In this episode, you'll learn about another idea to create passive income. Rachel Richards, who has been on this show before for her rental real estate empire, has also has built a substantial monthly income from her book sales on Amazon. Even if you don’t profess to be a writer, surely there is something you have to share - a skill, a talent, an idea, etc. Rachel’s here to pull back the curtains and share the behind-the-scenes story of how she built a cash-flowing self-publishing side hustle in just a few years, and how you can do the same. Links Rachel's Passive Income Starter Kit Money Honey book Passive Income Aggressive Retirement book CNBC article Episode Sponsors A big thanks to our podcast episode sponsors: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. Links Investopedia article, How Much Do I Need to Retire Retirement Income Calculator NerdWallet article, How Much Should You Save for Retirement smartasset Retirement Calculator How to Train Your Brain to Achieve Money Goals episode Episode Sponsors A big thanks to our sponsors who made this episode possible. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're an entrepreneur or a side hustler, you need to know a few tax saving secrets that could save you thousands of dollars. Our guest, Carter Cofield, is a Certified Public Accountant (CPA) who is dedicated to helping entrepreneurs save money on taxes. He's spent years learning the best tax savings strategies so that he can teach them to entrepreneurs and business owners everywhere. He’s also the owner of Cofield’s Concepts which is a financial literacy website teaching people how to make more money, pay fewer taxes, and be their own boss! In this episode, we’re talking about how to maximize deductions including a few you might not know about when you should incorporate your business or side hustle, and how to best prepare yourself for tax season. Links Tax-Free Living E-book Best Tax-Hacks for 2022 Masterclass Schedule a tax consultation Carter on Instagram Episode Sponsors A big thanks to all our sponsors who make this episode possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares, Community Q&A where I tackle your listener questions. Today’s question comes from Reisha. “Hi Shannah. Thank you for taking the time to listen to my question. I really want to make 2022 better than the years prior. I’ve had a lot of anxiety and stress around money and just started realizing it after listening to your podcast. I always wondered why I would get so stressed out when I looked at my bank account, or when my credit card balance wasn’t decreasing so much, but then I would go and spend more money and get even more anxiety. It’s crazy to me that we do those sorts of things as humans. I do have a good job and make what most might consider a good income. But, things fall apart for me every month. I always think I will end up with more money left, which I don’t. I always think that I will just wake up one day and suddenly not be so stressed or anxious about money or my future, but I don’t. I heard you say in one episode a year or so back that you have to first make peace with your money situation before you can move forward. I actually wrote that down in the notes on my phone and keep coming back to it. Can you give me some tips and thoughts, things to journal about, anything really that can help me move towards peace? I really don’t want to spend the rest of my life stressed out about money when if you look at my take-home pay, I shouldn’t. I imagine someone else out there is feeling the same way. Actually, maybe we’re all ready to make peace. I think that’s what I love about this show, you always make me feel special and your non-judgemental approach is so heartwarming. Seriously, thanks. Ok, I know this is a big question, but would love your thoughts.” Episode Mentions Here are the journal questions mentioned in this episode. What emotion/s are you holding on to about money? In what ways do you feel like money keeps you stuck? How have you attached your identity to money? In what ways did your parents, or whoever raised you, talk about money? If money didn’t exist, how would your days, weeks, months, years change? Episode Sponsors Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence. Links Financial Freedom Blueprint book Wealthnet Investments, LLC Episode Sponsors A big thanks to all our sponsors who make this podcast possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems. Links Practical Wealth Advisors The Practical Wealth Show Podcast Episode Sponsors A big thanks to our sponsors who make this podcast possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

While it might not seem like a likely connection, your health is in fact directly tied to your ability to earn an income and create wealth. Our guest, Ras Asan, is the author of a new book, Heal Thy Hustle, which is a wellness guide for go-getters. If you’re a go-getter you know that cultivating healthy routines can be difficult. In this episode, Ras shares some eye-opening facts about the powerful money and wellness connection, the 4-step method to better health and wealth: recipes, routines, remedies, and revelations, and simple cost-effective tricks you can do today to start cultivating a healthy body and mind. Links Heal Thy Hustle book About Ras Ras on Instagram Episode Sponsors A big thanks to all our sponsors who make this episode possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my bi-weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares, community Q&A. In this episode, I’m tackling a question from a MMP listener, Susanna. “Hi there, Shannah. I’ve been listening to the show for a while now and finally got up enough nerve to ask a question. I’m new at a company and looking all over the workplace benefit options has my head spinning. I don’t know how to place any value on what I’m being offered, or really, what to pick. I’m also really thinking about money lessons from the pandemic and how that shapes my benefits - like hello mental health benefits. Also, I know I just started working for this company but I’m also considering making a big life change and start building my own business. Of course, if I do that, I loose out on all the juicy benefits…but again, I don’t even really know if those are of value. Ok, so you see, I’m lost here. I’d love to hear any tips from you or experts who can help guide me in valuing all of this and thinking about takeaways from the pandemic. Oh, also, any tips for deciding if it’s worth leaving these benefits behind because they can also be expensive.Thanks so much for answering my question.” I had a chance to speak with Marquis Smallwood, Vice President of Workforce Engagement at MetLife and Marsha Barnes, CEO of The Finance Bar, who deal with workplace benefits on a daily basis about this very question. Let’s hear their advice on how to know what benefits work for you and how to value those benefits. Links MetLife The Finance Bar Upwise App Marquis Smallwood on LinkedIn Episode Sponsors A big thanks to all the sponsors who make this episode possible: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to get out of debt? If you’ve ever tried it you know it’s tricky. You have to work on your relationship with money, be willing to change habits, and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode is a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. Links Get the Hell Out of Debt book Erin's website Erin on Instagram Episode Sponsors A big thanks to our sponsors who make this show possible. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of year again to set your money intentions for 2022. What do you want 2022 to look like? Do you have specific goals you want to achieve, and if so, why do they matter to you? Unlike resolutions, intentions are all about progress, rather than pass or fail. It’s time to set some money intentions for the year that you can achieve, that will change your life, and that will have you looking back at 2022 in awe of all the amazing things you’ve done. I'm walking you through my process of creating money intentions to jumpstart the new year off right in this special end of the year episode. Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There were so many money lessons form 2021. Everything from the power of cash flow, to understanding economics, from how to move from budgeting to cash tracking, to understanding the emotional side of money. In this special episode, I'm sharing some of my best money lessons from this past year as well as all the guests that have graced this show. I hope you find some inspiration in these lessons. Here's to another great year. Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learning how to invest in stocks requires one rule - that you throw out the old rules and learn the new way to build wealth. Our guest, Joe Percoco, and his business partner, Clay Gardner, were frustrated that millennials only had two options for investing: buying and selling stocks themselves or investing in a market-weighted index. So they decided to create a third option. Joe is the co-founder and co-CEO of Titan, a fintech startup whose aim is to become this century’s answer to Fidelity Investments. With 500% growth in the last 12 months, 30,000+ users, nearly 1 billion in assets under management and a recent valuation of $450 Million - backed by investors like Andreessen Horowitz, Kevin Durant, Odell Beckham Jr. and Will Smith - it’s safe to say that Titan is well on its way to ushering in a new capital order. In this episode, you'll learn how to make money according to Joe, the new rules to investing, how to align your investing choices with your ethics, and so much more. Links Titan Titan on Instagram Joe on LinkedIn How to Invest in Stocks: A Beginner's Step-by-Step Guide Podcast Sponsors A big thanks to our sponsors who make this episode possible. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m going to keep this simple. Money doesn’t always have to be used for expensive purchases or saved to pay off emotionally charged debt like student loans. Sometimes, money can be used for simple, easy to accomplish money steps. In this special reboot episode, I'm sharing 8 small and affordable money steps you can take right now and explaining why small steps can make a big difference with your money and goals. Episode Sponsors A big thanks to our sponsors who make this podcast possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the secret recipe to living a profitable life? A life that is about more than just the amount of money you make. In this episode, entrepreneur and author of the new book Life Profitability, Adii Pienaar, shares with you why you need to create what he calls a life portfolio. Adii’s personal journey enabled him to discover a rich, fulfilling life that coincides with a sustainable strategy for success in all areas of life. In this special reboot episode, you'll discover ways to create a profitable life, what a life portfolio is and why you need one, and powerful ways to understand your impact int he world. Links Life Profitability book Adii's website The Values Factor book Episode Sponsors A big thanks to our sponsors who make this podcast possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

To achieve success with your money, you must learn how to master your money mindset. You definitely need to know what to do with your money but your relationship with money is paramount. I thought it might be fun to wrap up the month doing a little mashup of some of the most impactful ideas to remind you that mastering your mindset is well within your reach. Not to mention, the benefits of doing so will be felt in every area of your life from your relationships, to your career, your relationship with yourself and of course your money situation. In this special reboot episode, you'll learn how to create holistic wealth with Keisha Blair, how to make your money happy with Ken Honda, and learn how to overcome life's setbacks with Michaela Renee Johnson, and so much more. Links Make Your Money Happy with Ken Honda Turn Your Stumbling Blocks Into Stepping Stones with Michaela Renee Johnson How to Create Holistic Wealth with Keisha Blair Episode Sponsors A big thanks to all our sponsors who make each episode possible. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of Shannah Shares was inspired by a listener question from Selena: "Hi, Shannah and everyone at Millennial Money. I was so excited to find your podcast last year in the midst of a very tough money year and really a tough year all around. I was feeling super down about my money and not being able to hit my goals. I just want to first say that you helped me get rid of some stress, sleep better, and hit my goal of fully funding my Roth IRA in 2020. This year, I wanted to go deeper, start stock investing, pay off some debt and get more of a money vision together, and I was like, let me see what my girl Shannah has to say. I’m so happy to report that I’ve checked all of those off my list even without making any additional money. Seriously, when you say we can do it, you actually mean it. I tell all my friends about this show. Ok, my question. I’m hearing a lot about inflation and the holidays and I don’t totally understand why I should care. I’m in my early 40’s and have heard stories when inflation was really high in the ’80s, I think, and there were lines for gas, getting a mortgage was super expensive, but what does it mean now and how will it impact this holiday season and I guess into next year. Thanks again for all you do…really, it makes a difference. Your friend Selena." I was joined by Kristin Meyers, Editor in Chief of The Balance, to provide insight into how inflation is hitting wallets this year, what consumers can expect over Christmas, and tips and tricks on how to rethink holiday shopping. Links The Balance Trending Economics Kristin Meyers Episode Sponsors A big thanks to all our sponsors who make this podcast possible! I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Questions Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to learn how to start investing in Cryptocurrnecy, Bitcoin, Altcoins, and NFTs. No longer a passing fad, crypto is here to stay. Before you start investing all your money, you'll want to listen to this second part of our episode series on cryptocurrency. On today's reboot episode, crypto expert and the hostess of the Crypt Keepers’ Club, Kendy, is here to break down what you need to know to start investing in crypto with a bit of strategy, including how much you should invest and what are the tax consequences of investing. Links Cryptkeepers.club How to pick an exchange Github code repository Can Crypto and Bitcoin Make You Rich podcast episode Episode Sponsors Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The end of the year is a great time focus on your money and find ways to save more, spend better and achieve your goals. Our guest, Autumn Lax, is a Certified Financial Planner™ and Wealth Management Specialist℠ with Drucker Wealth Management. In this episode, Autumn is sharing her end of the year money checklist to help you close out 2021 like a pro. We talk about how to create an annual budget planning session, why you might want to harvest some of your tax losses, how to maximize your benefits before the year ends, and what to do to set yourself up money wise for a brand new year. Links Autumn Lax on LinkedIn Drucker Wealth Episode Sponsors A big thanks to all our sponsors who make this episode possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Shannah Shares, Community Q&A, I'm answering a listener question about how to deal with anxiety, stress, and depression around money. "Hey Shannah, I love the podcast. Thanks so much for all that you do. I had a personal question that I'm hoping you'd be willing to share more about. I have a lot of anxiety around money. It feels overwhelming to me honestly. I've been depressed, but mainly just feeling like I stress out about everything around money. I know you say that you can't make good money decisions when you are stressed or anxious. Would you mind sharing some tips and a bit more about your story of struggling with money anxiety. I know you've mentioned it a few times on the show, you might've even had an episode, I just can't remember, but I really appreciate your honesty. It helps me feel not so alone. Thanks again for being the place where we all feel safe to talk about this stuff. It certainly isn't easy and I'm sure someone else feels the same way." Becca Links How to Curb Money Anxiety episode How to Deal with Money Anxiety and Find a Way to Stress-Less episode How to Train Your Brain to Reach Financial Goals Episode Sponsors A big thank you to all our sponsors who make this episode possible. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a lot to know when you buy a diamond. What size should diamond should you buy, how to save money, and where to buy a diamond are all common questions. Michael Fried is the CEO of Diamond Pro, an affiliate website that offers unbiased information and objective guides. He is a diamond expert, and in this episode Michael shares what you need to know to save you time and money when shopping for a diamond. We talk about how you value a diamond, why you should buy a diamond online, what to do if you want to upgrade your diamond, and of course, how to find the best deals. This is one of those episodes you need to send to all your friends so we can all become wise diamond buyers. Links Diamond Pro Diamond Education About Michael Fried Episode Sponsors A big thanks to our sponsors who make this podcast possible. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine a bunch of really smart people sitting around and deciding to invent a financial product that would democratize investing and save investors like you and me billions of dollars in fees. That is how the index fund was created and changed money forever. Our guest, Robin Wigglesworth, has written this phenomenal and insightful book called Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Change Finance Forever. Whether you are a newbie to index funds or a seasoned pro, Robin is going to share with you the incredible power of index funds, what the heck they are, and why he believes being a little bit lazy is the key to building wealth and financial success. Links Trillions book by Robin Wigglesworth Robin Wigglesworth with the Financial Times Robin on Twitter Episode Sponsors A big thank you to our sponsors who made this episode possible. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We've got a BIG announcement and we need your help! We've made the decision to rename the show in 2022 to reach a bigger audience, be more inclusive, and grow the show to world domination status. If I'm honest, I'm quite nervous about this change but also really excited. Since you are the most important piece of this show I need your help to pick the name. We've spent months trying to find two good names that are available and really represent what this show is all about. I'd be honored if you could take a minute and head over to the survey below and let me know what you think the new name should be. I'll be doing a big reveal in January 2022 of what the new name will be. Nothing will change on your end - just a new name and a new logo, bigger guests, more money topics and so much more. Links Renaming Survey See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re ready to get a clue about investing and take charge of your financial future, this episode is for you. Before you sink a single dollar into the stock market, you need to know author Susan Laubach’s 7 rules to invest effectively and make your money grow. Susan knows a LOT about investing. She is a former Wall Street stockbroker and financial educator. She’s taught several levels of investment education to students aged 18 to 74. Better Investing Magazine called Laubach’s previous book “the most-well rounded source of basic stock information and education.” In this episode, Susan is sharing learnings from her recent book, Rumpelstiltskin’s Rules for Making Your Farthings Grow. Told through entertaining, colorful retellings of fables and fairy tales you already know by heart, Susan will demystify the world of investing and teach you these powerful 7 rules of investing that will serve as you foundation going forward. When someone as wise as Susan comes on the show, I listen up because she has decades of advice that I want to know. You’ll learn more about these 7 investing rules, get a look at what it was like to be a female stockbroker before there were female stockbrokers, understand how to never pay too much for a company’s stock, and so much more. Links Rumpelstiltskin’s Rules for Making Your Farthings Grow book Susan's website Valueline Episode Sponsors A big thank you to our sponsors who make this podcast possible. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money seems to be the Achilles heel for most of us. Either you can't seem to figure out how to get out of the endless paycheck-to-paycheck cycle or you are on the other end of the spectrum and saving so much that you're also not having a lot of fun in life. Saving money is one of the core personal finance principles but just like my guest, Jamila Souffrant, you have to figure out what you're saving money for in order to have fun with it. Jamila, host of the Journey to Launch podcast and her husband set out with a big goal of saving $85K in one year and close to it in another year. Oh, and they have two children with another on the way. Jamila had a big goal of leaving the corporate world behind to forge her career in personal finance and to retire by the time she turns 40 in a few years. In this episode, Jamila shares her favorite saving money tips to help you achieve financial freedom. Links Journey to Launch podcast Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered why we eat turkey, mashed potatoes, gravy, and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this Friendsgiving episode, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and got to the bottom of our pumpkin-crazed eating trends. Katherine shares how Thanksgiving has evolved over time, how to make most out of your Thanksgiving on any budget, and the fascinating story behind the year of two Thanksgivings. Links Smart Mouth Podcast Katherine on Instagram Episode Sponsors Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, it is possible to invest in real estate and earn passive income on any income. If you’re active on social media, you may have heard of Rachel Richards and her brand Money Honey. Rachel has been on the show in the past, however, in this episode she's sharing her story about getting started in real estate investing. The truth is Rachel isn’t a trust fund baby and actually never made six figures in a job. She found creative ways to save money and was saving half of her salary to ramp up to her first investment all with less than 20% down. Rachel is a great example of bringing intentionality to your money so you can achieve a money goal. In her 20’s she decided rental real estate was her means to generate passive income and essentially retired in less than 2 years. In her story, I hope you find a bit of yourself and motivation that you can create your own version of Rachel’s passive income success. In this episode, we talk about what it means to have financial freedom, how to think about passive income, how to get into real estate investing, how much money you need, how to spot a good deal, and so much more. Links Passive Income Starter Kit F.I.R.E. Mastermind Money Honey website Rich Dad Poor Dad Money Honey by Rachel Richards Passive Income Aggressive Retirement by Rachel Richards Episode Sponsors A big thank you to all our sponsors that make this podcast possible! Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, our favorite smart shopping expert Trae Bodge is back to share the best tips for saving money on holiday shopping this year. It’s true that this holiday season might look a little different with supply chain issues and the reality that the virus is still hanging around. Experts predict that holiday shopping might be on a decline this year. I’m not convinced. Trae is sharing her thoughts on trends that will emerge this holiday season, how to score cash-back on your holiday shopping, her favorite websites for deals, and how to set realistic holiday shopping expectations on any budget. Links Trae's website Smart Holiday Shopping Guide Holiday Gifts Under $100 Smarty Rakuten Slickdeals.net Episode Sponsors A big thanks to all our episode sponsors who make this podcast possible! I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Links If you enjoyed this episode, check out a few other goal related episodes below. The Secret to Finding Joy in Saving Money Set Your Money Intentions Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, success story, or comment, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I’d probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he’s dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song. Links Well Kept Wallet You Can Retire Early Everyday Millionaire Song You Can Retire Early Podcast Episode Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money and relationships can be tough. Over the last few years, there’s been a lot of chaos in the world. With money a constant source of stress, relationships are getting tested. Covid seems to have brought out two extremes in relationships - one partner embracing the “life is short” motto while the other partner might be feeling vulnerable and have a need to save for any future emergencies. These two opposites, or really any money conflict in a relationship, can be tough to sort through. Dr. Shauna Springer is back to illuminate money and relationships and share insider secrets to thrive during conflict. Your relationship will thank you after this episode! Shauna ‘Doc’ Springer is a best-selling author, frequently requested keynote speaker, and one of the world's leading experts on psychological trauma, military transition, suicide prevention, and close relationships. She is the author of WARRIOR: How to Support Those Who Protect Us and the co-author of BEYOND THE MILITARY: A Leader’s Handbook for Warrior Reintegration. A Harvard graduate who has become a trusted Doc to our nation’s military warfighters, she navigates different cultures with exceptional agility. As Chief Psychologist for Stella, she advances a new model for treating psychological trauma that combines biological and psychological interventions. Links Mentioned WARRIOR book Shauna's website Stella Episode Sponsors A big thanks to our episode sponsors. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you don’t know Ivan Estrada already from House Hunters and Million Dollar Listing, you are about to become a new fan. Ivan is a Success Real Estate Entreprneur, and the author of a new book called Brand with Purpose. The way Ivan sees it, you and me, we have a personal band. The goal in life is to make sure everything you do is “on brand” including how you spend and save our money, who you spend time with, what you do for a living. In this episode, Ivan shares the story of his own journey to authenticity and invites you in to discover how to build an authentic and profitable personal and professional brand. Links Brand With Purpose Ivan Estrada Rich Dad Poor Dad Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learning how to cook can save you a money. For most of us, eating out is our largest expense. It's easy to spend more money than you budgeted on food and at the end of the month not have enough left to fund your money goals. Learning how to cook can be one of the best ways to save money and eat healthier. As Ken Rubin, who is an accomplished chef from Rouxbe and our podcast guest says, "Start with one dish, one little thing…master that, and then build out your toolkit of food." Great advice whether you want to turn your love of food into a business or just want to learn how to make a few killer dishes. Learning how to cook is probably one of the smartest money moves you can make – and you can bank on that! In this episode, you'll learn staple dishes you can make to impress and tricks to save money while eating the foods you love. Links Rouxbe Rouxbe Courses Episode Sponsors Thank you to all our generous sponsors! Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As an entrepreneur since college, I’ve always been in search of the secrets behind becoming a profitable entrepreneur. Our guest, Sarah Shawm is a bit a bit of a legend. Sarah is a fashion entrepreneur, product designer, and business coach that specializes in helping other entrepreneurs to succeed. With her 20 years of experience, and 6 companies under her belt, Sarah has built a treasure trove of secrets for launching your product line, getting your products into stores and boutiques, and getting massive publicity in order to grow her companies quickly. In this episode, you’ll learn Sarah’s secrets to truly becoming a profitable entrepreneur whether you’re just starting out, or are a seasoned pro. Links Mentioned Sarah Shaw website Work with Sarah Profit First Money Mindset Journal Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt does impact your mental health. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process. Links Mental Health and Wealth podcast Dear Debt Episode Sponsors Thanks to our generous sponsors who make this podcast possible! Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of Shannah Shares was inspired by a question from Brian and Tracey. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education around these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups, and breaking down the differences between postnups in a fun and an easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). Links Law Offices of Jennifer Guimond-Quigley 5 Signs You Need a Postnup Episode Sponsors Thanks to our generous sponsors! Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The holidays are always a time of big spending. Retailers are excited to have you back in stores shopping. It’s estimated that U.S. consumers will spend up to 9% more this holiday period compared to 2020, when consumers spent a total of $1.2 trillion during the key shopping period between November and the end of the year, according to a forecast from Deloitte. You need some tips to help you get your money ready for the holidays so you can roll into 2022 feeling good. Links Money Flow Workbook - Freebie How to Furniture Flip and Side Hustle Your Way to an Extra $500 8 Small and Affordable Money Steps to Make Right Now How to Survive the Holidays Debt Free Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to make changes with your money you have got to understand the messages your brain is sending out. Did you know that your brain can literally make or break your financial success? You could be capsizing your “money boat” just by the way you are thinking. We're going to change that in this episode. Our guest, Ariel Garten is a neuroscientist, mom, former psychotherapist, former fashion designer (which she says is not the best business idea, and co-founder behind the start-up Muse. Muse tracks your brain during meditation to give you real-time feedback - more on that later. Ariel is here to help demystify what is going on in your brain, how you can reprogram limiting beliefs and thoughts in a healthy way, the benefits of mediation for your money, and so much more. Links Muse Muse mobile app Ariel Garten on LinkedIn Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm covering everything you need to know about Health Savings Accounts, aka HSAs. This episode was inspired by six listeners who all wanted to know if they should have an HSA. Also, there are a lot of questions about what exactly is an HSA, how does one work, and how can you use it. I'm covering it all, including a conversation with Rida Wong from hsastore.com. Links Hsastore.com Health Savings Account 101 Episode Sponsors Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I know I’ve shared this with you before, but I bought my first house at 24 and honestly, had no idea what I was doing and probably had no business buying a house then. We just barely made the money work, which is never the best idea. But, here I am. It worked out ok. I want different for you. Our guest, real estate expert, Marina Shiferman, is changing the real estate game for everyone, women in particular. In this episode, Marina shares the insider secrets you need to know to buy and sell real estate, how to start investing in real estate, and everything from soup to nuts about the buying process and working with a realtor. About Marina Marina and The Queen Team are a billion-dollar real estate team. You might call them the Real Estate Queen Dream Team because we can help you buy a home anywhere in the world, really. She is a proud homeowner (a few times over) and founder of The Real Estate Queen Academy where she teaches women how to buy and own real estate correctly and with confidence, from the big ideas and concepts down to the specific steps and strategies. She will not rest until all women become empowered homeowners and there are more badass women role models. Links Marina's website Need a realtor Real Estate Academy Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you know it or not, you are making a statement with every dollar you spend, earn and save. What if your money could actually create change? Let me introduce you to a connect called Wallet Activism. Our guest, Tanja Hester, Tanja Hester, author of Work Optional: Retire Early the Non-Penny-Pinching Way and the forthcoming title Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change, is best known for retiring from her career at the age of 38, after watching her dad get forced into early retirement by his disability, which she inherited. In this episode, Tanja shares how you can channel your anger into meaningful, realistic wallet activism and use your financial power to fight for your values. It’s an incredibly powerful and life-changing message that will rock your world. Links Tanja's website Wallet Activism book Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Community Q&A comes from Sheila who writes: "Well hi there Shannah, thanks for all the great money gems that you dish out on the show. You’ve really changed my life and I love listening to episodes over and over again because I always learn something else. This podcast is like my fun encyclopedia for all things money. That sounds bad - seriously this show is fun and educational. Ok, so I have a question. I’ve really been thinking about my debt and want to seriously tackle it. I know you’ve done a lot of episodes on this, but curious if there’s one that you could point me to. I’m trying to reframe how I’m thinking about debt too. I know you mention that not all debt is bad...I mean, is that true? I seriously hope it is because it feels really unrealistic to say that I will never have debt and that when I’m debt-free, I won’t have debt again. That just doesn’t make any sense. So I think the trick is to figure out how to pay it off with a strategy as you say and then have a good mindset about debt going forward. Anyway, I’d love to hear any guest again that you think has a good perspective on this whole debt thing. Please keep up the podcast...it’s honestly the reason why my finances are so together and it feels really good." Take a listen to this episode featuring Michael Bovee and his take on debt. Michael is a debt expert and co-founder of Resolve a company that helps people in financial distress navigate their way to financial health. In this chat, Michael shares ways to pay down debt, the nitty-gritty about debt settlement, and the ins and outs of filing for bankruptcy. My rule is there is no room for judgment when it comes to debt – life happens, things happen, let this episode be a tool you can use if you or anyone you know find themselves making debt payoff a top resolution for 2020. Links Resolve Pay Down Debt Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are two ways to fix your budget. The first way is to save more money. The second way is to make more money. That's where side hustle's come in. Whether it's to earn a few extra bucks or to transition to a new career, side hustle's are a great way to better your money situation. Take it from our guest, Nicaila Matthews Okome. You may know her as the host of the Side Hustle Pro podcast or her course Podcast Moguls. In this episode, Nicaila is sharing her secrets to build a side hustle empire, why some side hustles fail, and how to find the right side hustle for you. Links Side Hustle Pro podcast Podcast Moguls course How to Easily Create a Budget Budget the Right Way episode Budgeting Sucks, No One Has a Plan, But You Can episode Get a Life You Love on a Budget You Can Afford episode Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing, to life simplification, and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012 learning as he went along which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this episode, we talk about ways to simplify your life, why it matters, how to build wealth by living simply, and how it might be the missing piece to you achieving the stuff you want in life. Links The Tiny Life Tiny Life on YouTube Episode Sponsors Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tearing down 5 investing taboos on this episode of Shannah Shares, Community Q&A. Today's question comes from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a kiling, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fighting about money with your partner is not necessarily a bad thing. When it comes to couples and money there are two issues: #1 you don't want to talk about money with your partner, and #2 you think you are always right. You just need some strategies to make sure you're cultivating a healthy money partnership. Casey and Meygan Caston, the creators of Marriage 365, are here to share how you can avoid those nasty money fights, get on the same money page, and have a thriving relationship. They share their real-life story of battling through $200,000 in debt, almost getting divorced, to now running a global business that is all about creating happy relationships. It's safe to say they know a thing or two about healthy relationships. Links Marriage 365 Happily Ever After Course Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re a first time homebuyer, you are going to listen to this episode on repeat! Kristi Nowrouzi is here to educate you. As a mortgage loan originator for nearly 10 years, she has analyzed thousands and thousands of credit reports and helped people have a well-rounded understanding of finance, money, and credit as it pertains to them. Kristi shares how to beat out cash buyers, how to get the best mortgage for you, and she’s walking you through the ENTIRE mortgage process from soup to nuts. Even if you own a home, Kristi’s tips will prepare you for house #2. Links Credit Kristi Credit Coaching By Kristi Podcast Kristi on Instagram Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Shannah Shares, Community Q&A, I'm covering tips to boost your credit score this fall. Our community question comes from Jackie: "Hello, Shannah. I finally worked up enough courage to send in a question. I’d love to know any money tricks in general and how to boost my credit score. I’m really trying to get my money stuff (trying to avoid profanity there but you know what word I want to use) together this fall. My credit has been in the not so good place for a while, my fault totally, but I’ve decided I need to wise up and tackle this ASAP. Thank you again for this amazing podcast." Links Experian Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you straight up love to shop? If you're anything like me and the answer is yes, the trick to shopping smart is to find a good deal and feel like I’ve won at ballin’ on a budget. I asked Trae Bodge, our resident smart shopping expert, to dish everything you need to know how to shop smart and save money all year long. The trick is to take that savings and then put it towards your money goals. Do these tricks and watch your goals come to life right and left. Links Trae's Website Trae on Instagram Trae on Twitter Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is your masterclass in everything you need to know about home owner's and renter's insurance. Steve Lekas, co-founder and CEO of Branch Insurance, is here to educate and demystify all things homeowner’s insurance. We talk about it all, how much insurance should you have, how to save money, and some fun tips including my very favorite insurance policy that you need to have in this episode Steve got his start in insurance at Allstate to put himself through school at Kent State. A decade later he went on to build the first-ever online home insurance business at Esurance. After 18 years in the industry, Steve became increasingly frustrated with how broken insurance had become with lengthy processes and rising costs. Chasing down his entrepreneurial calling, Steve set out to right the wrongs of the industry by creating insurance that’s quick, easy, affordable, and built to do good. In August of 2019 Branch Insurance pioneered the quickest way to bundle home and auto insurance completely online and is now embarking on a national expansion. Links Branch Insurance How Much Insurance Do You Need Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Every Sunday I’m going to be answering your questions in these special Shannah Shares community Q&A episodes. Sometimes I’ll tackle a single question and sometimes it might be multiple questions, so keep tuning in. Today’s Community question comes from Robbie: "Hi there, Shannah, thanks so much for taking the time to answer my question and for all the great money content. I’m seriously learning so much. I wish I would’ve had this podcast when I was in college. I’m in my mid 30’s now and I just feel like I’m playing catch up all the time. I make good money, between my partner and me around $300K a year. We live in Chicago though and it can be pretty expensive. We’ve got some goals we’re trying to save for - a wedding, a home purchase, and a big honeymoon trip. The problem is that we save money and then we tend to blow it on things that aren’t so important or need it for emergencies or just dump stuff. Can you help us figure out how to prioritize our money goals seeing as we want to save for big stuff? I feel like I could use a little of your tough love to get us on the right track. Every article I read just says to spend less and that isn’t really helpful. Thanks again and I hope you never stop this podcast because I would be so lost money-wise." Links Learn How to Invest as A Side Hustle & Achieve All Your Money Goals How to Accelerate Financial Security, Create Time Wealth & Ignite Your Goals Episode Sponsors Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices