Everyone's Talkin' Money

Does your credit need a bit of an overhaul? You’ve probably heard the term Cash is King, but I think it’s really Credit is King. Those three digits that make up your credit score hold a lot of power in your wealth-building journey. The truth is, It can be really difficult to build credit from scratch or improve a bad credit score. Jim McGinley, CEO of SeedFi, is here to show you how to create the credit score of your dreams and overcome any challenges in your way. In this special vault episode you'll learn, why it's difficult to build credit from scratch, how to avoid costly mistakes, and how finance companies keep you in a cycle of debt. Links SeedFi SeedFi Facebook SeedFi Instagram Jim's LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m so excited about these new money 101 episodes. Over the course of the next few months, I’ll be breaking down some topics like how to pay off debt, ways to easily start investing, how to improve your credit score, and so much more. This episode is dedicated to the much-hated and universally loathed budget. As you can tell, I’m not a fan too. That’s because I believe that budgeting was never taught properly to you, so the fact that you hate budgeting isn’t your fault. It’s like a system that was set up to fail, so if you’ve never felt like you could do budgeting correctly or the numbers never work out, not to worry at all. In this episode, I give you permission to ditch your budget and instead learn the power of tracking your cash. Links Budget Rescue episode Monarch (great cash tracking too) You Need a Budget Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares episode, I'm tacking a topic that is on everyone's mind lately: are we in a recession and why should I care. I walk you through what a recession is, how it might impact you, and some thoughts on how to get yourself recession ready. Links Forbes Article: What Is a Recession Jaime Peters, Maryville University WSJ Article: Recession Probability Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that there is currently over $25.3 trillion in U.S. home equity and 17+ million residential properties have over 50% in home equity? Maybe you’re one of those millions who don’t know how much home equity you have, whether or not you should tap into it, and then what to use it for if you do. If you’re emphatically saying yes, this episode is for you. Michael Gifford, Founder, and CEO of Splitero, a company that helps you access your home equity is here to share everything about home equity that you never thought to ask. With rising inflation and overall expenses, home equity might serve as a cushion against some of your money woes. Links Splitero Michael on LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever had one of those late-night online shopping sprees that you just knew you’d regret in the morning? Our inner state of mind is so instrumental in shaping what we do and how we do it, that if we don’t manage our own mind and emotions in a healthy way, it’s almost impossible to make healthy choices. Those are powerful words by our guest, Dr. Cortland Dahl. In this reboot episode, you'll learn how to train your mind to step into financial well-being, aka how to be happy with your money, uncover the power of meditation, and walk away with wisdom to transform your money. Dr. Cortland Dahl is the Chief Contemplative Officer at Healthy Minds Innovations and a Research Scientist at the Center for Healthy Minds ( at the University of Wisconsin-Madison). His current work focuses on studying the psychological and neural mechanisms of different families of meditation practice. He is also a creator and the voice of the free app, Healthy Minds program; a well-being training program that integrates insights from scientific research with a comprehensive path of contemplative training. LINKS Healthy Minds Innovations https://hminnovations.org Healthy Minds Innovations on Instagram https://www.instagram.com/healthy_minds_innovations Healthy Minds Program App https://hminnovations.org/meditation-app Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was." Links Mentioned Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card article Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What are NFTs and are they really an investment? I’ve been looking forward to this episode for quite some time because I’ve got a lot of NFT questions. It feels like all I’m reading these days is more about NFT hacks and losses so I was curious to know everything - what are NFTs, how do you create one, and are NFTs actually investments that you should spend your money on. Also, I’m a bit curious if NFTs are just another passing fad or here to stay. I knew just who to talk to. Stephen Young is the Founder and CEO of NFTfi, a company that allows NFT owners to use the asset you own to access liquidity, aka cash. As Stephen says in our conversation, “NFTs are simply memes you can invest in.” I think we need to know a lot more about NFTs, so let’s get talkin’. Links NFTfi Stephen on LinkedIn Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I have some shocking info to share with you. Data shows that almost all women will be single at some point either later in life or in the earlier years. Whether it’s being married and getting a divorce, being married and being widowed, or never getting married, if you’re a woman listening, buckle up for singlehood. And, unlike dual-earning couples, many of America’s 66 million unmarried women survive on one income. Yep, I know, mind blown, right? Of course, women earn less and are more at risk when things like the current levels of inflation spike up. What this means is that we have to be smarter with how we save, spend and invest our money. Margaret Price and Jill Gianola have written a great book called, Single Women & Money detailing everything you need to know to live well on your income. These powerhouse women are guests on this episode and share why the money situation for single women differs greatly, how the economy impacts single women more intensely, financial resources for single women in hardship, and key money steps to take in their 30s, 40s, and 50s, and so much more. Let’s jump into the conversation. Links Single Women & Money book Meet Margaret and Jill Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm featuring a Budget Rescue with Robert who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations and you always surprise me with the topics. It’s so cool. I’m writing to see if you would give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. Here’s my spending: Rent - $1950 Car payment - $350 Student Loans - $300 once the pause stops in August Credit cards - I owe $6300 on two cards and pay $250 on one and $275 on the other. I know I need to get rid of this debt Groceries - approximately $100 a week/ $400 a month Eating out - $500 (sigh, I like to eat out a lot) Household items - $150 Dog care - approx $125 a month Clothes shopping - $150 a month on average Utilities - $250 a month Car insurance - $165 a month ATT cell phone - $127 a month I know that I should have around $350 - $500 a month left over but the problem is that I don’t each month and I can’t figure out why. You’re super good at helping people with their budgets so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much." Links Mentioned Budget Rescue Info Form (Be featured in an upcoming episode) 4 Important Factors to Save Money on Your Car Insurance episode Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How would your life have changed had you learned about money in high school or even college? I know mine would, fingers crossed, be very different. Our guest in this episode, Jake Cousineau, is a high school teacher helping young adults better understand personal finance as well as the author of “How to Adult: Personal Finance for the Real World”. Inspired by his own lack of personal finance knowledge, Jake poured himself into creating a curriculum for his students that would be life-changing and decided to detail it all in his new book. As Jake says, “the best time to fix your money problems is right now, no matter what age you are.” In this episode, Jake is sharing his best personal finance tips to help you move from being reactive with your money to proactive so you can avoid so many money pitfalls and rebound from any money mistakes you might have already made. We all need to foster this skill for sure! I’ll let Jake tell you more. Alright, let’s get talkin’. Links How to Adult book Money Foundation videos Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When you get married, you want to start your shared life together on the right financial foot. Most people are so involved with wedding planning that they put off having necessary money conversations that always arise after you tie the knot, and those often lead to fights and relationship breakdowns. If I’m honest, even as a CERTIFIED FINANCIAL PLANNER™, I still had some money fears after saying “I Do.” Based on my years working as a financial planner (AKA a marriage financial therapist) and personal experience, there are six major money decisions to make after you get married. Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we’ve been focusing on student loans, hopefully, you had a chance to listen to our jam-packed episode with Robert Farrington on the student loan debacle. In this episode, we’re diving deeper into navigating the college aid process and all things FAFSA with Stuart Siegel, a nationally respected Financial Aid expert and founder of FAFSAssist. Get this, did you know that $24 billion dollars in financial aid that the government makes available go to waste each year simply because students aren’t applying for it? Whether you’re thinking about going back to college, have kids who are getting ready for college, or are simply thinking about having a child soon, this episode is for you. Stuart shares the right way to value assets, how to negotiate with colleges, why you shouldn’t respond to college offers too soon, and how to file the FAFSA the right way. Oh, and we also dive into the underbelly of just who is making money with student loans. Links FAFSAssist Stuart's Bio The Student Loan Debacle podcast episode Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re one of the 43 million student loan borrowers in the U.S. right, my guess is you’re thinking, WTF is going on. Student loans for many borrowers have been on pause due to the pandemic and are set to resume on August 31, 2022…if things don’t change, and they might. And what about that $10K student loan forgiveness…who knows. Since I don’t have a crystal ball, I can’t tell you what is going to happen, however, our guest on this episode, Robert Farrington, America’s Student Loan Debt Expert™ and the founder of The College Investor shares his thoughts on how this whole thing will shake out. Robert is also talking about the power of the Public Service Loan Forgiveness program that 25% of borrowers qualify for, how to make sure you’re on the right payment plan, what to do to prepare for when loans do get resumed, the future of student loans, and so much more. Alright, let’s start talkin’ money. Links The College Investor Public Student Loan Forgiveness Program Episode Sponsors Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been listening for a while now you know how passionate I am about helping understand that money success is not just about the how-tos. As our guest, Pam Krueger says, “money success it’s not just numbers. 99% of success is behavior and 1% is anything having to do with finance or math.” Pam is also passionate about teaching you the importance of money EQ. She’s the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with vetted and qualified fee-only financial advisors. She is also the creator and co-host of the award-winning MoneyTrack investor-education television series seen nationally on PBS and Friends Talk Money podcast. Pam’s advice is that once you realize that confidence is the way to develop a plan that works for you can build from there in a way that actually works. In this episode, Pam shares her method for understanding how you can build money confidence starting today so money can flow through your life in a way that actually moves you forward. Yes, go ahead and put this episode on repeat cause it’s worth a second, third, and fourth listen. Let’s get talkin’. Links Wealthramp: https://wealthramp.com/ Follow on Twitter @Wealthramp Facebook https://www.facebook.com/wealthramp/ LinkedIn https://www.linkedin.com/company/wealthramp/ Episode Sponsors Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special reboot episode. Imagine this...a bunch of really smart people sitting around and deciding to invent a financial product that would democratize investing and save investors like you and me billions of dollars in fees. And thus the invention of the Index Fund - probably the most popular way to invest today. Our guest, Robin Wigglesworth, has written this phenomenal and insightful book called Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever. Whether you are a newbie to index funds or a seasoned pro, Robin is going to share with you the incredible power of index funds, what the heck they are, and why he believes being a little bit lazy is the key to building wealth and financial success. Links Trillions book by Robin Wigglesworth Robin Wigglesworth with the Financial Times Robin on Twitter Episode Sponsors Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raiseyour hand if you are as much of an HGTV junkie as I am? During the pandemic, I think I wore out HGTV watching every single show, and sometimes on repeat. I think if I had to choose another career I would want to be an interior designer, I just love learning how to cultivate unique spaces. That’s why I was so excited to chat with our guest, Brea Elles. Brea is a design and construction specialist and is on the upcoming HGTV show, “Buy It or Build It”, creating and shaping interiors empathetic to each family’s lifestyles. And yes, I did totally geek out. Brea is such a unique and special human who is sharing all her tips on how to remodel your home on a budget. We talk about why Brea says you should ask yourself why 7 times - why do I want to remodel my kitchen, why do I think I want an open kitchen, why do I want to do this remodel now, etc. She also shares why you should spend money on the items in your house that you have an emotional connection to and that are going to make you feel happy when you’re in your house. We talk about how to save money when you’re remodeling, easy changes that will get you the best bang for your buck, how to create a home that truly feels authentic no matter what your budget is and so much more. Links Website: atelierhonnete.com Instagram HGTV's Buy It or Build It Episode Sponsors Thanks to Gusto for sponsoring the show. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying these 5 sneaky bank and credit card fees? There are a lot of sneaky fees in bank accounts and credit cards. Basically anywhere a sneaky fee can be, it’s going to be. One of the primary reasons for staying on top of your money every week is the chance to spot these fees because many of them you can avoid paying. The savings you find, while it might only be a few dollars here and there, can actually radically change how fast you hit your money goals. Our guest, Paul Kasserwani from Cushion.ai, is here to share the top five sneaky bank and credit card fees you need to know, what to do about them, and how they can transform your finances. Links Cushion https://cushion.ai 4 Hidden Costs on Bills That You Should Stop Paying https://cushion.ai/blog/hidden-costs-on-bills Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re wondering, what do I need to do to get my money sh*t together, you are in the right place. This is a very special episode that was recorded live on the Fishbowl app with some of my very favorite guests. In this live conversation, I talk with Amanda Holden, our investing guru, aka Dumpster Doggy and creator of the Invested Development course, Rachel Richards, the queen of passive income and author of Money Honey, Jacqueline Twillie, the master negotiator, Ceo of Zerogap and author of Don’t Leave Money on the Table, and Whitney Hansen, money coach extraordinaire and host of the Money Nerds podcast. There is so much to learn and take away. One small disclaimer before we dive in…this was a live recording on an app, there are some occasional mic noises, etc., but we’ve done our best to smooth those out so you can sit back, grab a fav beverage and listen to these amazing women dispense life-changing money wisdom. Links Invested Development Course https://amandaholden.podia.com/invested-development The Dumpster Dog Blog https://dumpsterdogblog.com Money Honey Rachel https://www.moneyhoneyrachel.com ZeroGap.co https://www.zerogap.co Jacqueline Twillie https://www.jacquelinetwillie.com Whitey Hansen https://whitneyhansen.com The Money Nerds Podcast https://www.themoneynerds.com Fishbowl App https://www.fishbowlapp.com Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to successfully trade stocks in just 10 minutes a day? You told me you wanted as many investing episodes as you could get, so I’m bringing you a great one with Christopher Uhl. Christopher has been recognized as a two-time Top 100 Person in Finance nominated for Top 100 Global Leaders in Finance and his company, 10MinuteStockTrader.com has been nominated as one of the 20 Most Innovative Companies of the Year for 2020. Christopher aims to share trading wisdom to help you trade faster and smarter. In this episode, he teaches you his story and tips to learn how to trade in 10 minutes a day so you can stress less and have more freedom in your trading strategy. He’s detailed it all in his new book, The Secret Investing Book. His goal, helping average investors like you and me change your financial future. Let’s get talkin’. Links 10MinuteStockTrader.com The Secret Investing Book 10 Minute Stock Trader Podcast Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re part of a couple, you’ll want to be sure and pass this episode along to your partner with a gentle nudge of, “Hey, you might want to take a listen.” Even as a money expert, creating a smooth, stress-free, loving relationship with my husband around money can be tricky. As our guest Ed Coambs says, we need to create some financial intimacy. What’s that you ask? Ed loves to lead couples through therapy from money despair and frustration into money intimacy and connection. If you aren’t good at it yet, no worries, we literally aren’t taught how to do this. Ed is sharing all his wisdom including a money egg exercise you need to do stat after listening. Curious? Let’s get talkin’. Links Healthy Love & Money The Healthy Love & Money Way: How the Four Attachment Styles Impact Your Financial Well-Being book Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey, ETM listeners, great to have you back for this episode that is guaranteed to put money back in your wallet. So I love to travel and hope to get back to traveling, but when I do I always check comparison sites like Kayak or Expedia and Tripadvisor to find the best deals, because you know I love to have fun while saving money. Why not do the same for your car insurance. This episode might feel like I’m trying to force-feed you your veggies, but I promise that talking about car insurance with Nicole Beck, Head of Communications at The Zebra will change how you feel. Nicole shares the four biggest factors that go into what you pay, why having the cheapest policy isn’t always the best, when to shop for new insurance, how to save money right away, and what the heck to do if you’re actually in an accident. You have full permission to hit the pause button and grab your car insurance policy. This is one of those episodes where you’ll learn everything about car insurance that no one taught you. Links The Zebra How to Save Money article Podcast Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mastering money, building wealth, and getting ahead are hard enough even in the best circumstances. But the truth is we’ve seen discrimination be a factor in all sorts of money goals like getting loans for a house or even bank accounts when it comes to people of color and the LGBTQ community. Our guest, Jeff Underwood is as he says our wise-cracking gay best friend whose blog, Homo Money, is a fun and sassy personal finance site for the LGBTQ community. Jeff is sharing his super unique story about coming out of the closet personally AND financially and going from $10K in credit card debt to $800K in net worth. We talk about Jeff’s money story, his money transformation, the money discrimination that still exists in the LGBTQ community, and loads of money tips to find money in your bank account that you can use to pay off debt, start investing and build wealth. Links FREE Road to Opulence Ebook Homo Money blog How to FIRE as a single person episode, Queer Money podcast Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Formally the Millennial Money podcast, Everyone’s Talkin’ Money is the place to learn all those things about money that no one ever taught you. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to stat talking money? You need to have deep, dark, muddy, fear-driven, exciting, and exhausting conversations about money before you can create the changes you want to see. Money is a primal need you and I share in common and one where we’re left to essentially figure it all out on our own I couldn’t be more excited for this episode and the changes that are coming to this show. Did you notice the new name? If you’re an old friend or a new friend you need to know how passionate I am about bringing you all types of money conversations to help you get out of the muck and start living a life that you feel is a wealthy one…whatever that word means to you. Join me in this first episode of Everyone's Talkin' Money podcast as I explore 6 essential money conversations to have with yourself. PODCAST SPONSORS Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to the podcast player you’re listening in to leave us a review.. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 ways to stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I think the burning question we all have is how to build sustainable wealth. Building wealth is great, but maintaining it and sustaining it is a whole other conversation. Look at the statistics behind lottery winners. According to the National Endowment for Financial Education, about 70 percent of people who win a lottery or receive a large windfall go bankrupt within a few years. So you've got to know the keys to building wealth, and then keeping that wealth. Akeiva Ellis is a financial planner and educator. She works as the Financial Education Specialist at Ballentine Partners, a financial planning firm serving high net worth individuals and families. She is also the founder of The Bemused, a financial education brand catering to young adults. In this episode, Akeiva’s sharing her 6 step MUSICAL method to building and sustaining your wealth. Links The Bemused YouTube The Bemused website Akeiva on Instagram Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Curious about what it takes to buy a home? Our guest in this special reboot episode, real estate expert, Marina Shiferman, is changing the real estate game for everyone, women in particular. In this episode, Marina shares the insider secrets you need to know to buy and sell real estate, how to start investing in real estate, and everything from soup to nuts about the buying process and working with a realtor. Marina and The Queen Team are a billion-dollar real estate team. You might call them the Real Estate Queen Dream Team because we can help you buy a home anywhere in the world, really. She is a proud homeowner (a few times over) and founder of The Real Estate Queen Academy where she teaches women how to buy and own real estate correctly and with confidence, from the big ideas and concepts down to the specific steps and strategies. She will not rest until all women become empowered homeowners and there are more badass women role models. Links Marina's website Need a realtor Real Estate Academy Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't skip your cup of coffee and instead focus on creating cash flow. Let me tell you a secret. The most important foundational principle you need to know about money is the power of cash flow. Yes, it’s really all about the money flow. Stay tuned to hear the seven secrets to free up cash, why you need passive income and how to get your cash flowing with our guest Chris Miles. Chris Miles, the Cash Flow Expert, and Anti-Financial Advisor is a leading authority teaching entrepreneurs and professionals how to get their money working for them TODAY! He’s an author, podcast host of the Chris Miles Money Show, has been featured in US News, CNN Money, Entrepreneur on Fire, and has a proven reputation with his company, Money Ripples, getting his clients fast, financial results. In fact, his personal clients have increased their cash flow by over $250 Million in the last 11 years! Links Money Ripples https://moneyripples.com The Chris Miles Money Show https://www.blogtalkradio.com/moneyripples Chris on Facebook www.facebook.com/moneyripples How to Build Passive Income with Rachel Richards https://bit.ly/3fKoJVU Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You filed your taxes, and you're feeling pretty good, now what? Since you’ve got money on your mind, what about taking the rest of the month to get some of your money to-do items in motion. You know, that stuff that you haven’t been motivated to do…but you know you should take care of. In this special reboot episode, I share how to create a solid plan for your refund, how to build balance into your money so you stay motivated and stress less, money-to-do items to tackle and how to stay focused on one money task a day. Aka, you don't have to do it all at one time. Links Mentioned Willing (online will) Tomorrow (online will) Haven Life Insurance (online life insurance) Albert (smart savings app) Episode Sponsors Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney . Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million podcast for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 30% of your money behaviors today can be attributed to how you were raised and your genetics according to a study done by the University of Washington? It doesn’t matter how old you are, your parents are a big influence on how you manage your money as an adult, the good, the bad, and everything in between. In this episode, I'm sharing my top 4 steps to recognize and break bad money habits that you learned from your parents. Links Risk Tolerance Quiz Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much money do you make? Do you have credit card debt? What is your credit score? Hey, will you come to my wedding and oh, by the way, it’s probably going to cost $1,000? Why can’t you afford to go to dinner with us? Oh, those awkward money conversations. There are just so many of them. In this episode, Erin Lowry, money expert and author of the new book Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations, walks us through how to handle some of life’s stickiest money conversations with ease. Links Broke Millennial Broke Millennial books - Send proof of purchase of Broke Millennial Talks Money to [email protected] and Erin will send you the exclusive bonus chapter and a Prenup Discussion Guide. Broke Millennial on Twitter Broke Millennial on Instagram Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Links If you enjoyed this episode, check out a few other goal related episodes below. The Secret to Finding Joy in Saving Money Set Your Money Intentions Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing, to life simplification, and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012 learning as he went along which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this reboot episode, we talk about ways to simplify your life, why it matters, how to build wealth by living simply, and how it might be the missing piece to you achieving the stuff you want in life. Links The Tiny Life Tiny Life on YouTube Episode Sponsors Thanks to all the sponsors who made this episode possible. Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

With inflation, rising gas prices and the higher cost of groceries, saving money on everyday essentials is a necessity. Being financially well off isn’t about earning 50% more in your job, winning the lottery or coming into a ton of cash. It’s the everyday small amounts of money you can save here and there and then routing that towards your expenses and goals. You may remember Jay Klauminzer, CEO from one of my very fav apps Raise, on previous episodes. He’s back on this special episode to talk about creative ways to save money on everyday essentials so you can afford your money goals. Links Raise Honey Ebates/Rakuten Episode Sponsors Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares Community Q&A. In this episode, I’m answering a listener question from Richard. “Hi Shannah. I feel like I know you but I only know you through my earbuds three times a week. Thanks for this show. Honestly, it’s given me life in a time when I felt so stressed out with money. I’m 41 and to be completely transparent with you I’ve never really learned about money. I’ve just fumbled my way through. I would imagine someone else is listening and agreeing. My parent’s never taught me about money, I didn’t learn it in school and I’ve felt left to figure this all out. I’m doing pretty well as far as salary but I don’t have a lot to show for it at the end of the month. That’s hard to admit. Even though I make 6 figures I’m still living paycheck to paycheck and it’s stressing me the f out. I set all these money goals all the time and then I never reach them. In fact, I just don’t make progress because I feel like I’m full of so much money shame, guilt, and just anxiety. I don’t want to live stressed anymore and I know that is what is in the way of me making progress. You’ve been so great at helping me see how I can’t make good money choices when I’m full of anxiety. Thank you for talking about something that no other money person seems to address. You’ve done so many great episodes around this I’m curious if there’s one that you think I have to listen to ….even listen to again to let the words sink in. I may be your biggest fan because I feel like I have your calming voice to encourage me each week. Thanks again, Richard.” Links Muse Muse mobile app Ariel Garten on LinkedIn Episode Sponsors Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to build a million dollar bank account? The truth is somehow a million dollars became the marker of success. Maybe the better question is, do you need to have a million dollar bank account? I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money today. In this reboot episode, I'm sharing 6 steps you can take right now to start making million-dollar choices. Related Episodes Use These Two Tricks to Prioritize Your Savings Goal episode How to Crockpot Your Savings episode How to Build 21st Century Wealth episode Episode Sponsors Thanks to Issuu. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Thanks to Shopify. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Thanks to Upstart. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 30% of the population of the world is still unbanked? Meaning, 30% of the world’s population can’t easily get to a bank, let alone deposit a check, take cash out, or use any of the conveniences that help you pay for your life. And, on top of that 93% of bank closures happen in low-income areas. In this episode, I have an important conversation with Briana Marbury. Briana serves as Executive Director of the Interledger Foundation, which aims to build access to financial pathways around the world. She brings 15 years of non-profit experience and leadership to the role, as well as a passion for promoting financial inclusion for all. She is dedicated to expanding the public’s understanding of how we can use technology’s immense potential to improve lives. You’ll learn what it means to be unbanked, how Briana thinks we can increase access to financial services, what role crypto plays in our society, why financial inclusion is critical for us all, and how her money story was shaped as a young woman who didn’t have many banking options. Links Interledger Foundation Briana on LinkedIn Episode Sponsors Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Shannah Shares, Community Q&A, I'm answering a question from Erica: "Hi Shannah! First off I love your podcast. Your podcast has helped me so much. I learn something new every time I tune in. My question is this. I'm 31 years old with a 2-year-old son which I’m the sole provider for. When he was born I bought a term life insurance policy for 20 or 25 years for 10x my salary. I thought I was thoroughly covered as all the financial advice I get says that’s what you should get to make sure your child is taken care of when you’re gone. Two weeks ago my uncle passed away unexpectedly and I’ve been assisting in planning his funeral. My question is this if you have term life insurance and you live past that then essentially you’re no longer covered and now need some other type of burial policy; what type of insurance or burial policy would you recommend? Should I get that in place now because I’m young with no major health issues or can I wait until the policy I have now expires? I want to not only be sure my son is covered if something happened to me during his childhood but also that I’m not a burden to him in my adulthood. Thanks for your advice and all that you do. " Links Dispelling the Myths Around Life Insurance episode Do I Really Need Life Insurance episode Life Insurance Demystified episode Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you take a career break without going broke? The idea of stopping your career altogether, taking a career sabbatical, and just doing something different for a period of time is a really really awesome idea. As you would imagine, taking a career break involves a fair amount of planning, smart money moves, and figuring out how to re-enter the job market after your break. Katrina McGhee, a career break and sabbatical coach, who took a 20-month sabbatical herself is here to share her secrets to career break success. Katrina is sharing her top tips to transform your relationship with money and create a happier and more fulfilling life. Let this special reboot episode inspire your own career break whether now or in the future. Links Free Career Break Training with Katrina Katrina's Coaching Website Katrina's Bio Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve heard many guests on this show talk about all different ideas when it comes to investing. There are two camps that most of them are in - either day trading or value investing. If you like the idea of living your life, maybe you’re a parent, or you work full-time or run a business and don’t want to be stuck in front of the screen all day, then value investing probably makes sense for you. But what is value investing? That’s a good question that our guest, Kiana Danial, CEO of Invest Diva and an award-winning, internationally recognized personal investing and wealth management expert is here to explain. Kiana is also A five-time author with books including Cryptocurrency Investing For Dummies', and the co-authored 'Million Dollar Moms', which achieved #1 status on Amazon in eight different categories in 2020. You’ll learn what value investing is, how to choose companies to invest in, how to determine your investment tolerance, aka how risky you want to be, and loads of great actionable value investing questions to ask yourself. Links Make Your Money Work For You Masterclass Invest Diva website Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve taken a peek at the interest rate you are earning in your savings account you probably shed a tear or two. It feels like any savings account in this low-interest-rate environment is doomed to earn very little interest. What about crypto savings? They are earning on average 4-12% interest. In this reboot episode, Robert Farrington, the Founder of The College Investor is breaking down everything you need to know about crypto savings accounts - are they hype of the best place for your savings. Links The College Investor Crypto Savings article https://thecollegeinvestor.com/34109/top-crypto-savings-accounts Free tools on The College Investor https://thecollegeinvestor.com/resources Pay Off Your Student Loans & Grow Wealth with Robert Farrington https://bit.ly/2V6LFYY Grow Your Cash While You Pay Off Your Student Loans with Robert Farrington https://bit.ly/3eMi9OX Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would the world look like if women had money rights from the start of time? I would imagine a very different world. Women have been pushing their way into equality for years. It was just 1963 when the Equal Pay Act was passed and1974 when the Equal Credit Opportunity Act made it illegal for credit card companies to discriminate against women. If you are a woman listening you know we still have a long way to go, but thanks to these 5 female pioneers our future is brighter. In this episode, in honor of International Women’s Day, I’m highlighting 5 historical women who have changed money and the takeaways you can apply to your life right now. Links Women on Money article Hetty Green Madam C.J. Walker Abigail Adams Maggie Lena Walker Stacey Cunningham Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, if only I knew the secrets to money, life would be so much easier? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most assume you already know this stuff or that it isn’t important. We aren't going to do that! In this reboot episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore. What You'll Learn Why it's not really about what you earn, but about what you spend The #1 lesson from buying a new car How to keep your ego out of money decisions The truth about money worries My three-step system to money success Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to learn how to build wealth the simple way? In this episode, David Hegarty, the Founder, and CEO of Playbook, a step-by-step app for building wealth, is here to deliver some serious money gems. He’s throwing out traditional wealth-building wisdom and instead sharing little-known strategies to help you reach financial freedom by optimizing tax advantages and growing money faster. As David says, The shift comes when you think about wealth building from a post-tax perspective. This is something that most money experts don’t sink their teeth into. But not to worry, keep listening and you’ll learn how you can truly skip the financial plan and build wealth in what David calls a simple, and delightful way. Links Playbook Playbook on TikTok Playbook on Instagram Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to step into financial awesomeness? Every one of us has this place where things just click, where you feel in control, your money is moving you towards your goals, your relationships, career, mindset, all of the above are just really in the sweet spot. Maybe you’re listening right now because you really want to get to this place that our guest, Paco De Leon calls, financial awesomeness. It’s true that there’s a lot of things out of our control when it comes to our money. Government, interest rates, the cost of gas, etc. The good news is that there is a lot within our control. Listen to this, Paco says our quality of thinking determines the quality of our decision making, aka, our money mindset is radically as important as the money steps we take. Paco is the Founder of the Hell Yeah Group and author of a book you need on your shelf, Finance For The People. Paco wants you to know that you have unlimited potential to change. She calls it personal power. Paco wants you to embrace your personal power because if you figure out how to be financially secure you can use money to not only create your financial freedom, but also to create change. This my friend, is Financial Awesomeness and in this episode, you’ll learn how to get there. Links Finance For the People book Hell Yeah Group Episode Sponsors Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast in any podcast player. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is a lot that is heavy on my heart lately. I want to get real and share what's been on my heart and mind. In this special episode, I'm inviting you in to take a short reset and a deep breathe. We will be back to our regular scheduled episodes next week with some amazing guests. For today, I'm giving you a permission slip to just be human and take this reset with me. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to start making million dollar choices? I’m not quite sure, but somehow a million dollars became the marker of success. The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million dollars is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. In this special reboot episode, I'll walk you through the six steps to get you on the million dollar track. What You'll Learn Some sobering stats about the wealth gap 6 steps to making million dollar choices Why you need to ditch a budget and get a money flow plan How toxic thoughts and relationships might be keeping you from money success The exact steps you need to start paying off your debt Ways to diversify your income, investments, and your thoughts Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A reboot episode, I tackle a question from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a kiling, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to drop the shame and guilt around money in your relationship once and for all? This episode is for you if you're ready to cultivate a healthy money relationship with your partner filled with mutual respect and love. On this episode, Manisha Thakor from Money Zen is here to share everything you need to know about getting financially naked with your partner. Manisha is the co-author of two personal finance books for young women in their 20s and 30s: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey ). Her financial wisdom has been featured in a wide range of national media outlets including CNN, CNBC, PBS, NPR, The New York Times, The Wall Street Journal, Boston Globe, The TODAY Show, The Dr. Oz Show, Rachael Ray, Barron’s, Money Magazine, Real Simple, Women’s Health, Glamour and many more. You'll learn how to talk about money from a safe and respected place, how to remove the shame and guilt, and how to find a money system that truly works for you both. Hint, if you have a partner, listen and then send them this episode as a kind gesture. Links MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I will be the first to admit that Valentine’s Day is most definitely a Hallmark holiday. I’ve spent many a Valentine’s Day myself buried in a box of chocolates at home pretending my cat, Sofi, was my date. But showing someone you love, even just like them, is about more than a day. And let’s be real, dating, wooing, courting, falling in love, whatever you want to call it, it can be expensive. In this episode, Kristin Myers, Editor in Chief of The Balance is here to share the best ways to afford the cost of dating. BTW, in a recent study they did at The Balance, millennials spend on average $69 for first dates, yes, really! Kristin is also sharing how to create a perfect date for a fraction of the price when you should talk about money with your honey and the impacts of inflation on your wallet. Plus, we both get a little personal sharing some of our favorite dating stories. This episode is sure to make your heart swell. Links The Balance Inflation is Making Valentine's Day More Expensive article Kristin on Twitter Episode Sponsors Try EveryPlate for just $1.79 per meal by going to http://www.everyplate.com and entering code mymoney179. · Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. FOLLOW & SHARE Leave us a review - head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices