Everyone's Talkin' Money

Did you know that 300 million people around the world have depression and anxiety, according to the World Health Organization, and It’s estimated that 15 percent of the adult population will experience depression at some point in their lifetime? I’m one of them, and this is my journey. In this episode I'm sharing some of my most personal money and life lessons that I learned suffering through anxiety and depression. This is a reboot episode from 2019, but I think if anything 2020 has taught me it's that I need to share not only the good stuff, but also the tough aspects of life. What You'll Learn The money lessons I learned battling through depression and anxiety Why I'm a big fan of creating a "health slush fund" How I used acupuncture and herbs to help heal my body What food choices I made to get my body in fighting shape The economic impact of depression on everyday life How green juice helped heal my body Links Acupuncture for stress and depression Depression statistics and the economic impact of depression SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is money to you? It’s time to use your money to help you get where you want to be and time to let go of your money using you. But how do you practically do that? Jedidiah Collins, a former guest on our show, is back to share his story of pivoting from NFL career to Certified Financial Planner to author and speaker, understanding how to grow through hard times, and the power of asking yourself one simple money question that can forever change your life. About Our Guest JEDIDIAH COLLINS, CFP® is Founder of Rookie to Veteran™ and Author of Your Money Vehicle. After being signed as an undrafted free agent in 2008, he played seven seasons in the NFL while studying for the Certification in Financial Planning in the off-seasons. Today, Jedidiah’s mission is to empower students, athletes, and young professionals with the behaviors needed to eliminate the gap between the potential of their goals and the success they desire! What You'll Learn How Jed went from NFL Veteran to a money expert How to not only get through but grow through hard times How to pivot in life when it feels challenging Why you need a healthy money mindset The power of setting goals…consistently Why it's ok to fail in your career and with your money How to uncover your money story (and why it’s important) How to figure out your money burn rate Links Your Money Vehicle book Your Money Vehicle course Jed's Website Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you didn’t know, creating the ultimate holiday spending plan is actually the best gift you can give yourself this season. Well, that and some serious self-care because we all need a little TLC this year. Sure, 2020 looks a little different than last year or really any other year, but that doesn't mean you still can’t enjoy a little holiday shopping. Let's just do it with a plan so you can toast to 2021 without giving the evil eye to your holiday debt. What You'll Learn Why Black Friday is changing this year and what you need to know How a holiday shopping plan can save you a ton of money The best apps and sites to save you money How to pay off debt if you have some this holiday season Why shopping small is important this year Links Santa's Bag Raise Slickdeals Splitit Afterpay Couponfollow.com Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You want to change your life; you need a budget. Not a boring, you can’t do this and you can’t have that type of budget, but as our guest Allison Baggerly believes, you need an Inspired Budget. After all, a budget is about more than putting numbers on a piece of paper. An Inspired Budget is an access pass to your life…the one you want to live. Meet Allison Allison is a blogger, influencer, speaker, and the founder of Inspired Budget. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. She has built a tribe of over 100K Instagram followers that turn to her for budgeting advice and inspiration to save more than they ever imagined. What You'll Learn What does it mean to have an Inspired Budget Why the old budgeting rules don't work How Allison and her husband paid off $100K in debt just by budgeting Why going through money seasons is ok and normal Some of the top mistakes most people make with their budget How to create a budget that works for your life Links Inspired Budget Inspired Budget on Instagram Inspired Budget on Facebook Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

"You don’t have to be rich, you just have to have enough to cover your bills". Powerful words from Teri Ijeoma, the brains behind Trade and Travel. Getting good, and I mean really good, at trading stocks isn’t about being able to afford airplanes and Maserati’s, but it’s about learning a skill that can help you achieve so many money goals like paying off your student debt or just earning some extra cash to buy a house. Teri went from working in education and nonprofits to trading stocks, traveling the world, and teaching others like you and me how to do the same. This episode is all about the life-changing magic of learning how to invest in stocks. About Teri Teri Ijeoma began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to simply supplement her income. However, she was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time. While traveling, Teri was constantly asked to show others how she was successfully trading in the stock market. She set up and taught her first class in Thailand, her second in Vietnam, and had a fully-fledged curriculum created by the time she returned to the States. Teri now offers an online curriculum that shares her investing strategies with people all over the world. She also partners with organizations and companies to train and empower individuals to achieve financial freedom and build wealth through investing. Teri received her Bachelor's degree in Management Science from Massachusetts Institute of Technology (MIT) and her Masters in Media and Communications from Dallas Theological Seminary. She was named 2018 Entrepreneur of the Year by National Black MBA Association and was the Grand Champion of Teachable’s 2019 Creator Challenge. You can reach her on Instagram at @imaninvestor or online at itradeandtravel.com. What You'll Learn Why investing is about more than fancy cars and airplanes How your investing practice can help you achieve some big money goals Teri’s story of going from education to owning her own business How to pick a good company (aka, who is hiring) How to avoid some common investing mistakes The average day of a stock investor Links Invest With Teri Course Teri's YouTube channel IG: @imaninvestor @tradeandtravel Webinar: itradeandtravel.com SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can your mind make you broke? Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. The real question is then, can you trick yourself into being broke or being wealthy. We’ll uncover these answers and the most common money mindset traps in this reboot episode. What You'll Learn The four negative mindset traps that can actually make you broke How to recognize the mindset traps and what you can do to strategize against them Why you need to define what success means to you and how that might be affecting your bank account My own stories of powerfully connecting my health with my wealth and what I've learned Why you should have your own version of the "24-hour" window before you make big purchases How a "f**ck it bucket" can give you options in life when you need them the most SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to analysts at BlackRock Investment Institute, the U.S. Presidential election is set to take place against the most tumultuous domestic backdrop since 1968.” In this episode, we’re not going to talk sides – Democrat or Republican – instead, we’re going to talk about how elections in general impact your money and what you need to know before and after Nov 3. What You'll Learn Why elections have a big impact on your money Why you also need to consider the impact of state and local measures A brief history of voting rights in the U.S. Ways you can best prepare your money to weather any election How the stock market typically performs in an election year The best step you can take to make sure you prepare for your tax bill Links How the Stock Market has Performed During an Election Year 2020 Election and Your Money Whenweallvote.org Votesaveamerica.com SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Doug Lynam, our podcast guest says in this special reboot episode, money is not the root of all evil, but we all need to be a little bit wealthy. That may seem like a controversial statement from someone who spent 20 years as a Monk, but as Doug talks about in this episode, there is a way to get in a healthy relationship with your money so you can live life on your terms. In fact, Doug ‘s money journey started way back when the monastery he worked for went bankrupt, which forced him to learn about money management – now that’s a story you don’t hear about every day! What You'll Learn How did Doug go from monk to money manager What life was like as a monk and how that relates to money What money lessons did Doug learn from his monastery going bankrupt Why we should all strive to be a little bit wealthy What advice Doug would give his 30-something self about life and money Links Doug's website From Monk to Money Manager book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The personal finance world is full of rules and things that you should and shouldn’t do with your money. These rules lead to stress, frustration, and competition and honestly, make you feel like you aren’t doing enough, you don’t have enough, and you’ll never be able to fully be happy with your money situation. This is so not true. If you’ve ever made a money mistake, which we all have, this episode is for you. What You'll Learn Why we all make money mistakes How to recover from a money mistake Why your money mindset is key when you make a mistake How to deal with debt Why it's OK to miss the "best investment" opportunity How to keep yourself calm when you do make a money mistake Links Acorns Ellevest How to Buy What You Want & Skip the Debt From 200K in Debt to 240K in Retirement Get Rid of Debt for Good Episode Sponsor Thanks to Manscaped for sponsoring this episode. .Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune. You may know of our guest today in this reboot episode, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to share on how to live a life you love on a budget that you can afford. Now that’s a tag line I can get behind! What You'll Learn What Kumiko's secret was to pay off $77,000 in eight months Practical ways to move from paycheck to paycheck to money success How Kumiko's upbringing taught her some of her most important money lessons The ways your finances change after having a baby and how to create a plan on any budget Ways to erase the idea of perfection when it comes to your finances Kumiko's journey to becoming The Budget Mom Links The Budget Mom All about Kumiko Kumiko on Instagram Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Look around you right now. What do you see? Is your home filled with things that set the stage for the life you want to live, or is your home just filled with stuff? Our podcast guest, Lisa Tselebidis, a professional organizer, and KonMari certified consultant is sharing her system to have what she calls a profound tidying festival, how tidying up can help with your mindset, and eight ways tidying up can be financially beneficial to you. What You'll Learn How to set the stage to live your envisioned life free of distraction How to free your mind by decluttering Why tidying up is cheaper than therapy How to make your space and things serve you 8 Ways Tidying up can save you money how to have a profound tidying festival Links Lisa's website Lisa on Instagram The Life-Changing Magic of Tidying Up book Episode Sponsor This episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brandon Krieg, CEO, and co-founder of STASH has a mission. His goal is to make saving and investing accessible and easy for everyone, regardless of your budget. This is a message I echo on this podcast. There's always a little something extra in your bank account that you can use powerfully to help build your wealth and your future, you just need to know how to find it. This is a reboot episode with a message that is maybe more valuable now than ever. What You'll Learn How does STASH practically make saving and investing accessible to everyone In what ways does learning about financial literacy help us build a better financial future How Brandon went from Wall Street working with some very wealthy people to an entrepreneur starting a company with a mission to help everyone save and invest Why Brandon thinks we have an aversion to saving and investing How to invest without fear Links STASH investing SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You want to get in shape. So you go to the gym, maybe you take up running, and you decide to eat better. Each day you make a conscious choice to move in that direction of getting in shape. Some days you might not feel like it and maybe you take the day off or splurge on a donut, but generally, you’re moving in the right direction. Each day you’re taking a new step to help you get there. Growing your money is the same thing. As Brian Barnes, CEO and Founder of M1 Finance shares, to invest with knowledge and not emotion is about more than just the one-time decision you make and more about the steps you take every day! What You'll Learn How to create money habits that stick How to set up a money system that works for you (and is easy) How to create an "investing decision-making tree" How to reduce friction with your finances Why M1 Finance is a super app Why most people have the same needs and wants when it comes to money Links M1 Finance M1 Finance on Instagram PodcastlListener survey link - http://www.podcastlistenersurvey.com SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's a genius money idea...you should spend your money where you spend your life. Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This episode is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. What You'll Learn Why I decided to upgrade four areas of my life where I spend the most amount of time How to create a plan for upgrading your life based on your budget My 25%-50% rule that I use whenever I get extra cash How spending money where you spend your life can help bring balance to all areas of your life How to figure out what areas of your life need some upgrading Links Casper Mattress Avocado Mattress The best mouse ever SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to the Pew Research center, only 52% of Americans invest in the stock market, and 88% of them have incomes over 100K. Investing, even just 10 years ago, felt like something that was unattainable, confusing, and scary. Thanks to apps like Public.com, the stock market is becoming democratized and using the power of social investing to change the game. Why not use this year to finally learn how to start investing? Our guest Katie Perry, VP of Marketing for Public.com, is here to share the power of using a social investing app that makes the stock market inclusive, educational, and fun. What You'll Learn The power of social investing How to start investing without fear How to use the social community at Public.com to find companies to invest in What role does financial literacy have in teaching you to invest How the democratization of the stock market and implementation of community fosters responsible investing behaviors What role does risk play into your investing strategy Katie’s investing lessons that she’s learned while working at Public.com Links Public.com How to Start Investing with $100 SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, you can get your financial house in order! Call it a conspiracy or whatever you want, but there is a well-orchestrated message out there that creating a plan for your money that helps you achieve your goals is impossible – you’ll never save enough, you’ll never get out of debt, you’ll outlive your money, blah. That's not true because it is possible for you to get your financial house in order right now with what you’ve got in your bank account. Our podcast guest on this reboot episode, Peter Lazaroff, is going to show us how. What You'll Learn Easy strategies you can use to build your wealth How to get in a better relationship with the world wealth Why you should create a reverse budget and how to create one easily The magic of goals based investing and how you can benefit from it Some of Peter's best tips from his new book, Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever Links Smart Money Quiz Peter's website Grab Peter's book, Making Money Simple SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I know, you’ve got questions about investing and what the heck the stock market is doing. I’m right there with you. You turn on the news and all you hear is how hot the stock market is and how terrible the economy is. How can those two things even go together? Not to worry, Michelle Schneider, author of Plant Your Money Tree, and the Director of Trading Research and Education at MarketGauge.com, is back to share what you need to know about investing and stock market trends for the rest of 2020. What You'll Learn What stock trends to pay attention to for the rest of 2020 How the election and stimulus bill might impact the stock market Easy ways to stay on top of the stock market without being an investment expert Will trends with companies like Amazon, Peloton, Zoom, and more continue What to do if you have a 401(k) or IRA going forward How to spot trends using market phases Links Market Guage Plant Your Money Tree book Mish on Twitter Episode Sponsors Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/mymoney. This is their BEST offer available ANYWHERE. Thanks to Gen Z Green for sponsoring this episode. Check out the Gen Z Green podcast on any podcast player to hear inspiring stories from real millionaires, top influencers, and world-class experts in personal finance. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're featuring another Best Of episode from 2018 that was a listener favorite. All personal finance experts can agree on one thing – starting to save early will almost always help you reach your lifestyle goals quicker and with more ease than those who wait longer. When you think about your savings there are two ways you can save – the crockpot style or the microwave style. Inspired by a recent industry article in Financial Planning Magazine, thinking about a crockpot for your savings strategy makes pretty good sense. With any crockpot recipe, the idea is simple. You gather all your ingredients ahead of time, throw them into the crockpot, turn it on low and slow for 6-8 hours, and then you have an almost always perfect meal sure to wow anyone. What You'll Learn We’ll chat about the crockpot method of savings Why a crockpot method might make more sense than microwaving your savings Focus on saving little by little over time with consistency so whenever you reach the age you would like to quit working, your investments and savings have spent some time “cooking together.” Let’s talk about what you can and can’t control with your savings Some guidelines to always keep in mind with savings Links Mentioned: 401(k) Calculator How Much to Save for Retirement Investor Questionnaire Risk Tolerance Profile (just pretend it’s in USD) SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many money apps out there! Excuse my over-emphasis here, but there are so many money apps that it’s easy to find yourself in a state of app overload. I surely haven’t tested all the apps out there, but thanks to this show I’d had a first-hand look at so many that I think are worthy of a download and a permanent place on your phone. I’m dishing a few of my favorites in this episode to help you spend, save, grow, and protect your cash. What You'll Learn The best money apps for online banking that offer no-fees and a slew of other benefits Two great apps to help you save money on your purchases, Raise and Slide, and why CEO Jay Klauminzer says these are must-have apps Why contactless payments are revolutionizing the app game How to use money apps to protect your cash My PIVOT system to transform your cash and help you achieve your money goals Links Aspiration Varo Raise Slide Fabric Acorns You Need a Budget Clarity Money Simple Personal Capital Spendee Albert Episode Sponsor Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/MYMONEY. This is their BEST offer available ANYWHERE. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There always needs to be a why when searching for financial independence. Why do you want to want to save money, why do you want to buy a house, why do you want to change your career, why do you want to retire early? Our guest in this summer reboot episode, Bola Sokunbi, is a finance expert, author, podcaster, and founder of Clever Girl Finance discovered her why way back in college when she saved 100K in three years – that is no small feat. She did all sorts of things to save the money, stuff that you and I might think is crazy… but it worked. And now she wants to show you how you can find your why, create massive change in your life, and have some fun doing it. What You'll Learn The steps Bola took to save 100K in three years The money lessons Bola learned from her mom that helped her in her financial journey Why Bola decided to write a book and the chapters she thinks you need to read ASAP What's one piece of money advice Bola wished every woman knew How to achieve big money goals when they feel so far away Links Clever Girl Finance Clever Girl Finance Book SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

So, 2020, you’ve been a bit of an interesting year…but interesting doesn’t always mean it’s bad. Depending on what is going on in your world, now might be the right time to buy a house, believe it or not. What do you need to know, what credit score are you aiming for, how to secure the best loan, and countless other important details coming in this episode with Anthony Sherman, co-founder, and CEO of Simplist. What You'll Learn Is now the time to be looking for a new house What credit score do you need in 2020 to get the best interest rates How and why to get pre-approved for a mortgage How to get a mortgage if you're self-employed What happens if you lose your job while you're trying to buy a house Best money practices to set yourself up for a mortgage I share my own journey of buying a house Episode Sponsor Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed dot com slash MYMONEY. This is their BEST offer available ANYWHERE! SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is one of the leading causes of divorce. Why? Because we don’t like to talk about it, not while we’re dating, not when we get engaged, and certainly not when we get married. Can we change the divorce rate if we just starting talking about money? COVID and stay at home orders are creating a divide in many relationships, especially where money issues are a source of tension. In this reboot podcast episode, Dan Hinz, shares how he helps couples learn how to talk about money with their partner so we can all have happy and long-lasting relationships. What You'll Learn Why is so hard to talk to your significant other and spouse about money What are the trickiest subjects to talk about in regards to money and why do we all avoid them How Dan and his wife handle money issues and healthy conversations How to develop a money system in your relationship that works for both of you How to begin to talk about money early in your relationship Links Adulting With Money - How to Talk to Your Spouse About Money - The Ultimate Guide Dan on Twitter Dan on Facebook SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How does debt make you feel? Maybe you feel anxiety, stress, fear, outrage, or even depression when you think about your debt. If this is you, please, first know you are not alone in these feelings. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process. What You'll Learn Tricks to help you deal with anxiety and depression around money The connection between debt and mental health How to use side hustles to pay down your debt Melanie’s story of paying off $81,000 of debt How Melanie built a career sharing her debt journey The art of finding joy, beauty, and pleasure each day Links Melanie Lockert Mental Health and Wealth Podcast Lola Retreat Dear Debt Episode Sponsor Thanks To EveryPlate for sponsoring this episode. Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve gone through most of my life letting my bank account balance dictate my mood. I’ve stuffed ATM receipts in my wallet without looking at them, sat through amazing dinners fixated on how much money I don’t have at the moment, and stopped myself from truly living life….just because of that number. On this reboot episode, I'm sharing how I decided one day to take back my bank account and started a movement of others doing the same. What You'll Learn How my fear around money kept me stuck from achieving my goals What are the things you can control with your finances Proactive steps to let go of the things you can't control The biggest truth you need to learn about your family and money Why you need to throw out what you know and focus on taking small steps SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to [email protected]. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m not quite sure, but somehow a million dollars became the marker of success. I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. (I can dream, right). The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. How do you start making million-dollar choices – good question, listen in, and I’ll let you in on the secret. What You'll Learn Some sobering stats about the wealth gap Six steps to start making million-dollar choices Why you need to ditch a budget and get a money flow plan How toxic thoughts and relationships might be keeping you from money success The exact steps you need to start paying off your debt Ways to diversify your income, investments, and your thoughts Episode Sponsor Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we're starting off with a question about how you can put your finances on autopilot (inquiring minds want to know). I'm a big fan of autopilot, mixed with a few manual pieces each month to get your money flowin' in the right direction. What You'll Learn I'm tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond. Learn how to put the key areas of your finances on autopilot - budgeting, saving, investing, banking and more Learn why you should consider hiring a CPA (despite the cost) if you're going through a milestone like getting married or having a baby or changing careers Learn ways you can rebuild your savings account after you've had to drain it Links Clarity Money You Need a Budget Freshbooks Acorns Stash Blooom Betterment Ellevest Simple LinkedIn CPA search IRS CPA search SUBSCRIBE & REVIEW Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It is still possible to travel in 2020 and save money while doing so. Our guest on the podcast, Scott Keyes from Scott's Cheap Flights, says that traveling is still possible even during this strange year and travel deals are still out there to be found. While you might not be able to travel abroad just yet, there are plenty of places to explore locally and scratch your travel itch. What You'll Learn Is it safe to travel right now Why traveling on a plane might be safer than you think How to find travel deals (even in 2020) What you need to know about booking a trip that you might need to cancel The happiness effect of travel and how travel helps your mental state How Scott's Cheap Flights started and what makes them unique How to figure out where to travel to Links Scott's Cheap Flights Podcast Sponsor Want to start a profitable blog but don't know where to start? Head to https://bit.ly/startablogclass to sign up for a free 90-minute masterclass with Kate Kordsmeier and start building your profitable blog. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wanted to drastically change your life? Turn everything upside down, recreate yourself and live a life full of adventure. What if you were just one step away from a radical change in your life? Today’s podcast episode is going to inspire you, I know it did me. My guest, Shane Dillon, reached out to me a few months ago and I was blown away by his story. Get this, in 2017 he left behind his 9 to 5 job to bicycle across the U.S. and Europe, moved to Spain to teach and wrote his first personal finance book. Shane will inspire you in this episode to reach beyond what you thought was possible for your life. What You'll Learn How Shane decided to leave his 9 to 5 behind and bicycle across the U.S. and Europe The lessons Shane learned about himself and his finances on his journey Why Shane moved to Spain and how he manages his money living aboard The crazy story of Shane's book, The Franklin Fi, and how he wrote it on a cycling adventure Shane's tips to cultivating a life of adventure, purpose, and passion Why you need to think of yourself as a human corporation Links The Franklin Fi Shane on Twitter The Logical Journey SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to [email protected]. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan debt in 2020 hit a record and is now about $1.56 trillion and growing. If you have student loan debt, I can bet you’d do just about anything to get it paid off. You might also feel a great deal of anxiety, maybe even depression, or anger towards your student loans. No matter how much you owe, you’re probably wondering how to pay off your loans FAST. Robert Farrington, the creator of the brilliant website The College Investor, is here to share what you need to know about your student loans in 2020 and beyond. What You'll Learn Should you defer your loans What did the CARES Act say about student loans How to pay off your loans quickly Should you consolidate or refinance your loans How to invest and pay off your student loans What student loan repayment plan should you be on Is student loan forgiveness for you How to avoid student loan scams Links The College Investor Studentaid.gov Loanbuddy.us Chipper CARES Act SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you look at the list of things you want to do with your money and break out into sweat not knowing what to do first, and when to do it? If you’re shaking your head yes know that you are so not alone. That is what makes money so interesting and so tricky at the same time. Not to panic though, our guest Kennedy Reynolds from Acorns is here to help you learn how to maximize your money to work for you instead of against you. What You'll Learn How to make investing work for you Easy ways to track your money each month Why personal finance education is a difference-maker The ins and outs of Acorns and how you can start investing with spare change How to start teaching your kids about money Links Acorns Grow Your Oak book by Kennedy Money Flow Plan Workshop by Shannah Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me ask you this, are you married or do you have a committed partner? Do you have kids? Does someone depend on your income? Do you own a house? If you answered yes to any of these questions, then quite possibly you really do need life insurance. Allison Kade, the millennial money expert at Fabric is here to breakdown the ins and outs of life insurance and answer that burning question – do you really need life insurance. What You'll Learn Who needs life insurance and who doesn't How much life insurance do you need What the heck is a healthcare proxy and do you need one How much does life insurance cost Why life insurance is a serious self-care act Links Fabric Allison's website Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us have a love/hate relationship with debt. Debt can help you buy things like houses, cars, and to get a college degree, but debt can also feel like a giant anchor that is keeping you from moving forward. Stress, anger, depression, even suicide can be the result of having too much debt. When Daniela Corrente moved to the U.S. she was introduced to the culture of you can achieve anything just by swiping a credit card. Knowing there had to be a better way to shop and spend her money, Daniela co-founded Reel, a shopping site that empowers people to buy what they want without going into debt. Can you imagine that – buy what you want and skip the debt? What You'll Learn Understand the emotional side of debt Hear Daniela's story of going into debt and how it lead her to start Reel How does Reel's save-to-buy approach work Should you use pay later services like Afterpay Tips on how to shop debt-free Links Reel Reel on Instagram Reel on YouTube Money Flow Workshop Link Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special summer reboot episode with timeless advice about investing. I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing." So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest. What You'll Learn Why Amanda is passionate about teaching women what they need to know without the bs The story behind Amanda's successful blog, The Dumpster Dog Blog Money blindspots women have and how to avoid those How to win at investing even if you are a newbie Why learning about investing is critical Links Invested Development course (use code millennial for $50 off) The Dumpster Dog Blog Amanda on Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances. This is a reboot episode, but the content is still as good in 2020 as it was last year! There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around. What You'll Learn: Why it's easier to start with easy money steps What he thinks is the top money step that everyone must do Why you shouldn't overlook giving yourself a raise and how to do it What the most overlooked money step is and why it's important What he would tell his 30 something self about life and money Links: The Astute Advisor David's YouTube Channel Episode Sponsor: Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to [email protected]. Ask Shannah Have an Ask Shannah question, submit it here Get Social · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's my birthday month, so I'm celebrating with you by reminiscing over the six money lessons that I wish I would've learned sooner (so hopefully you don't have to make the same mistakes). What You'll Learn The power in building buckets of wealth and what to do with your oh sh*t fund Some of the biggest money lessons I learned from people who are very wealthy The one mindset trick I use to get me in a better money mindset How to ditch the money guilt complex and feel good about earning more money Understanding the relationship between risk and reward Why I love having a July birthday :) Links Sign up for my weekly email newsletter, Let's Talk Money, and get exclusive tips, suggestions, how-tos, and more delivered to your inbox every Monday. Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're *almost* to the midpoint of 2020. With all that is going on, it feels like a good time to do a little refresher on your credit score, what to do with your stimulus check, and other great money tips to help you get through this year. As our guest, Lauren Silbert, the VP, General Manager of The Balance says, literally no one could’ve predicted what is going on right now in the world and the financial impacts it would have. If anything, that should give you a little sense of relief to let go of any negative thoughts you’re having about why you did or didn’t make certain money choices before a global pandemic and focus no on what you can do going forward. What You'll Learn How to give yourself a break around money right now The difference in the economy between 2008 and 2020 (and why this matters) What to do with your stimulus check if you haven't already spent it How to focus on building up your cash reserves What you need to know about your credit score Tips to avoid identity theft with your stimulus check and more Links The Balance Lauren Silbert on Instagram Episode Sponsors Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

OK, question for you…where is your money right now? We tend to overlook the place that our money is hanging out at, aka our bank, but where your money at is probably more important than how much you’ve got in your account. Your banking partner should be just that, a partner, helping you grow, flourish and achieve your money goals. Tamar Atamian, VP of Marketing from Wescom Credit Union, is back on the show to talk about why your relationship with your bank matters, what makes credit unions stand out in 2020, and how to figure out if your bank has your back. What You'll Learn Why your relationship with your bank matters How to evaluate your bank The difference between credit unions and traditional banks How Wescom Credit Union has served their customers during the pandemic What to look for in a bank (hint, it's more than the accounts they offer) Links Wescom Credit Union Wescom on Instagram Wescom on Twitter Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you have a financial plan? One that will get you where you are to where you want to financially post coronavirus and quarantine life. Don’t panic if you’re shaking your head no, this episode will soothe your soul. Ande Fraizer, CFP, author of Fin(anci)ally Free and CEO of myWorth, is sharing the secrets you need to know to put together your post coronavirus financial plan. What You'll Learn Ande's three-step system to put together your post Coronavirus financial plan How to look at your numbers without fear and acknowledge where you're at Why you need to create your money to-do list How to spot opportunities in current spending that you can use towards savings or goals Ways to develop a plan for your savings Ande's tips on finding a side hustle in the virtual world Links myWorth Finance fin(anci)ally free book myWorth Academy Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is next? That is the #1 question that you might be asking yourself. Maybe you're just out of college, or 2020 has you rethinking literally every area of your life. In this episode, author of What Next? Your Five-Year Plan After College, and journalist Elana Lyn Gross, shares her tips to figure out how to reset when your life and career don't go as planned. What You'll Learn How to create a five-year plan for career, finances, wellness and relationships Best practices for finding a job in any economy Elana's journey to finding her what next Ways to balance goals with self-care How Elana launched a best-selling book during the global pandemic Links Elana's website What Next book About Elana Elana Lyn Gross is a journalist whose writing has been published in Forbes, Fortune, Fast Company, Entrepreneur, Business Insider, Glamour, Cosmopolitan, Elle, Women’s Day, Good Housekeeping, Allure, Women’s Health, Teen Vogue, Well+Good, and many more. She is also the author of the popular personal and professional development site, ElanaLyn.com. She has a master’s degree in journalism from Columbia University and lives on the Upper West Side. Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of furniture flipping? My guest today Whitney Hansen, host of the Money Nerds podcast, is the Queen of Side Hustling. She recently started furniture flipping - finding a low-cost piece of furniture online and then selling it for a higher price - and is earning over $500 extra each month. Side hustles are one of the best ways to better your bank account. Whitney shares the how-to's behind furniture flipping in this episode as well as her love for personal finance and why she thinks your relationship to money matters more than you might think. What You'll Learn What is furniture flipping How furniture flipping can help you achieve your money goals Side hustle tips from Whitney How Whitney has transformed her life with side hustles Why your relationship with money matters The best places to put extra cash from side hustles Links Money Nerds podcast Whitney Hansen's website Whitney Hansen on Facebook Facebook Marketplace Hibid Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I had a chance to sit down with my friend Brian "BT" Terrell from BREAUX Capital to talk about racism, the difference between creating a neighborhood and a community, the injustices in the financial industry, and BT’s work with BREAUX Capital, the first Fintech company advancing the financial health of Black Millennials with social banking. What You'll Learn BT's five-step system to move from a neighborhood to a community (and work to end racism) The steps we need to take as a community at large to end racism The power of financial education in the African American community How to build true wealth according to BT What steps you can take today to change the economics in your family Links BREAUX Capital BREAUX Capital on Instagram Wealthy Gardener by John Soforic The Money Tree by Chris Guillebeau Work your Money, Not Your Life, Roger Ma Passive Income, Aggressive Retirement, Rachel Richards Happy Money, Ken Honda Holistic Wealth, Keisha Blair Plant Your Money Tree, Michele Schneider Franklin Fi, Shane Dillon Invested, Danielle Town Broke Millennial, Erin Lowry Episode Sponsor Thank you to MasterClass.Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you transform your life? I say this about a lot of podcast episodes, but this is an all-time favorite. Dr. John Soforic teaches us in his new book, The Wealthy Gardener, timeless money success principles, and the lessons you need to know to plant money seeds and change your life. As John says, “we reap what we sow” so we must have consistent intentionality and make good choices with the money we have. What You'll Learn What is important about talking about prosperity John talks about the power of setting impossible goals John's journey to becoming financially free after being in over $200K in debt Strategies to build passive income How to think about wealth from a larger perspective Timeless money lessons you can use every day Links The Wealthy Gardener book John's website Episode Sponsor Big thanks to MasterClass for sponsoring this episode. Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the number secret to money success? It’s your mindset. I know that might not be what you want to hear, but my friend, it is oh so true. In today’s bonus episode we’re flipping the mic and my friend Sherry Mattson, who is an entrepreneur, actress and the voice of the Millennial Money intro, is interviewing me on the power of your mindset and the who, what, when, where and why behind our product, the Money Mindset Journal. Links Money Mindset Journal (through June 3rd) Sherry Mattson SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This a reboot episode from May, 2019, but chalked full of great info that I think is even more important now than a year ago. There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around. Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances. What You'll Learn: Why it's easier to start with easy money steps What he thinks is the top money step that everyone must do Why you shouldn't overlook giving yourself a raise and how to do it What the most overlooked money step is and why it's important What he would tell his 30 something self about life and money Links: The Astute Advisor David's YouTube Channel SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to [email protected]. Ask Shannah Have an Ask Shannah question, submit it here Get Social · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that you have the power you have to create your own financial destiny? As our podcast guest, Chris Guillebeau says, you are never at the mercy of fortune as long as you have an appetite for hard work and a willingness to step outside your comfort zone. Chris Guillebeau is the New York Times bestselling author of The $100 Startup, Side Hustle, The Happiness of Pursuit, and his new book, The Money Tree. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday. What You'll Learn How to plant your money tree Why you should focus on earning extra money without quitting your job How to create a pathway of self-reliance and financial freedom Will the gig economy survive the global pandemic Money lessons from Chris' new book The Money Tree ...and much more Links The Money Tree book About Chris Side Hustle School podcast Podcast Sponsors Thanks to Policygenius for sponsoring this episode. Thanks to the Money Mindset Journal for sponsoring this episode. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Life would be so much better if someone just magically Venmo’d you a bunch of cash right now. How amazing would that be if you checked your bank account and suddenly had some extra cash? Since our fantasy of a magical money tree might not be a reality, here’s a bonus episode about smart money moves you can take right now. The best news, these are some money moves that millionaires make and you don't have to be one to take advantage of them. PODCAST SPONSORS Thanks to Policygenius for sponsoring this episode. Thanks to the Money Mindset Journal for sponsoring this episode. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game. Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know. What You'll Learn What can you do if you are having trouble paying your credit card minimum payment Steps to take to pay down credit card debt How to think about credit cards (should you love them or hate them) How do credit cards play into your overall credit score How to figure out what credit cards are best for you Ways to avoid paying late fees and annual fees Can you use your credit card and avoid paying for car rental insurance Links Beverly Harzog on U.S. News & World Report Beverly's books Podcast Sponsors Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Being financially well off isn’t about earning 50% more in your job, winning the lottery or coming into a ton of cash. It’s the everyday small amounts of money you can save here and there and then routing that towards your expenses and goals. You may remember Jay Klauminzer, CEO from one of my very fav apps Raise, on previous episodes. He’s back on this mini episode to talk about creative ways to save money on everyday essentials. Links Raise Honey Ebates/Rakuten Thanks to episode sponsors Policygenius Money Mindset Journal SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. ASK SHANNAH Have an Ask Shannah question, submit it here GET SOCIAL · Shannah on Twitter · Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest on the show, Ash Ambirge, an internet entrepreneur, speaker founder of the Middle Finger Project, which is both her blog and the title of her first book, asks a very powerful question. What are the things you’re doing just because they make sense? Sometimes you can be doing the thing that makes sense, but it still makes you miserable. Why not try doing the things that make you curious – maybe, just maybe, that’s the missing link to true wealth in life. What You'll Learn Why taking risks is so important to your success The power behind quitting often Ash's Hot Dog Theory of Money How to figure out what you have to offer the world (and make money at it) Ways to be brave in everyday life Links The Middle Finger Project The Middle Finger Project book The Middle Finger Project on Facebook The Middle Finger Project on Instagram Episode Sponsors: Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s easy to chase someone else’s version of life when you don’t know what you want yourself. I’ve been guilty of this myself, what about you? What would it feel like to have your money come alongside the vision you have for your life in a really powerful way? I’m so excited to have my friend and fellow CFP, Roger Ma, on this episode to talk about his new book, Work Your Money, Not Your Life and help you find the path to create a vision for your life and figure out the steps you need to take to make that happen. What You'll Learn What is the idea behind working your money and not your life Why Roger says everyone should have a side hustle (or two) How to think about investing during a global pandemic Why achieving goals is about what you spend and not always what you make Action steps to take today to work your money, not your life Links Work Your Money, Not Your Life Book Roger Ma, CFP Podcast Sponsors Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To learn more head to helloitsmeco.co/launch. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices