Ensombl Advice Australia

<p>In this episode we talk about the marketing messages around ethical investing, and why ESG investing is "so hot right now".</p> <p>Russell Investments aims to reflect what matters most to you and your investment goals. Whether you're driven by personal or stakeholder values, you aim to mitigate risk or simply need to comply with regulation, our approach to responsible investment integrates with what matters most. Visit www.russellinvestments.com.au</p> <p>Philip Moffitt<br /> Co-Founder Beckon Capital, Director at Aware Super and Director at Green Road Consulting<br /> Philip Moffitt LinkedIn: https://www.linkedin.com/in/philip-moffitt-43112a71/<br /> Beckon Capital Website: https://beckon.capital/<br /> Aware Super Website: https://aware.com.au/</p> <p>Elizabeth Hatton<br /> Director at Viva Finanical Planning<br /> Elizabeth Hatton LinkedIn: https://www.linkedin.com/in/elizabethhatton/<br /> Viva Financial Planning Website: https://www.vivafp.com.au/</p> <p>Paul Garner<br /> Senior Financial Adviser at Novo Wealth and Board Member of the Ethical Advisers Co-operative<br /> Paul Garner XY: https://www1.xyadviser.com/members/2987399<br /> Novo Wealth Website: https://novowealth.com.au/<br /> Ethical Advisers Co-operative Website: https://www.ethicaladviserscoop.org/</p> <p>Alexandra Brown<br /> Founder of Invest with Ethics, Head of Research at Altiorem and Board Member of the Ethical Advisers Co-operative<br /> Alexandra Brown XY: https://www1.xyadviser.com/members/4925056<br /> Invest with Ethics Website: https://www.investwithethics.com/<br /> Altiorem Website: https://altiorem.org/</p> <p>James Harwood<br /> Senior Portfolio Manager at Russell Investments<br /> James Harwood LinkedIn: https://www.linkedin.com/in/jamesharwood1/<br /> Russell Investments Website: https://russellinvestments.com/au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this final installment we talk about the review process and how to transition clients to a goals-based world.</p> <p>To find out more about AstuteWheel or to register to attend a live demonstration webinar please go to the AstuteWheel website http://www.astutewheel.com.au/book-webinar</p> <p>Naomi Rosenthal<br /> Director at Professional Wealth Services<br /> Naomi Rosenthal LinkedIn: https://www.linkedin.com/in/naomirosenthal/<br /> Professional Wealth Services Website: https://www.pws.net.au/</p> <p>Craig Buntain<br /> Owner and Senior Financial Planner at CFL Financial Planning<br /> Craig Buntain XY: https://www1.xyadviser.com/members/6511822<br /> CFL Financial Planning Website: https://www.cflfinancial.com.au/</p> <p>Cate Americano<br /> Founder, Director and CEO of Inspiration Cafe<br /> Cate Americano LinkedIn: https://www.linkedin.com/in/cate-americano-02429a52/<br /> Inspiration Cafe Website: https://www.inspirationcafe.com.au/</p> <p>Tim Henry<br /> Financial Advisor and Owner at Aspire Planning<br /> Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/</p> <p>Michael Topper<br /> Co-Founder and Director at Astute Wheel<br /> Michael Topper LinkedIn: https://www.linkedin.com/in/michael-topper-33165a29/<br /> Astute Wheel Website: https://www.astutewheel.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the Jackson Hole Symposium, Biden's approval rating, Australian reporting season and the US Non farm payrolls data.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we talk about how to modify and track progress to keep your clients motivated.</p> <p>To find out more about AstuteWheel or to register to attend a live demonstration webinar please go to the AstuteWheel website http://www.astutewheel.com.au/book-webinar</p> <p>Naomi Rosenthal<br /> Director at Professional Wealth Services<br /> Naomi Rosenthal LinkedIn: https://www.linkedin.com/in/naomirosenthal/<br /> Professional Wealth Services Website: https://www.pws.net.au/</p> <p>Craig Buntain<br /> Owner and Senior Financial Planner at CFL Financial Planning<br /> Craig Buntain XY: https://www1.xyadviser.com/members/6511822<br /> CFL Financial Planning Website: https://www.cflfinancial.com.au/</p> <p>Cate Americano<br /> Founder, Director and CEO of Inspiration Cafe<br /> Cate Americano LinkedIn: https://www.linkedin.com/in/cate-americano-02429a52/<br /> Inspiration Cafe Website: https://www.inspirationcafe.com.au/</p> <p>Tim Henry<br /> Financial Advisor and Owner at Aspire Planning<br /> Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/</p> <p>Michael Topper<br /> Co-Founder and Director at Astute Wheel<br /> Michael Topper LinkedIn: https://www.linkedin.com/in/michael-topper-33165a29/<br /> Astute Wheel Website: https://www.astutewheel.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we discuss how to house your client's goals for ongoing advice conversations.</p> <p>To find out more about AstuteWheel or to register to attend a live demonstration webinar please go to the AstuteWheel website http://www.astutewheel.com.au/book-webinar</p> <p>Naomi Rosenthal<br /> Director at Professional Wealth Services<br /> Naomi Rosenthal LinkedIn: https://www.linkedin.com/in/naomirosenthal/<br /> Professional Wealth Services Website: https://www.pws.net.au/</p> <p>Craig Buntain<br /> Owner and Senior Financial Planner at CFL Financial Planning<br /> Craig Buntain XY: https://www1.xyadviser.com/members/6511822<br /> CFL Financial Planning Website: https://www.cflfinancial.com.au/</p> <p>Cate Americano<br /> Founder, Director and CEO of Inspiration Cafe<br /> Cate Americano LinkedIn: https://www.linkedin.com/in/cate-americano-02429a52/<br /> Inspiration Cafe Website: https://www.inspirationcafe.com.au/</p> <p>Tim Henry<br /> Financial Advisor and Owner at Aspire Planning<br /> Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/</p> <p>Michael Topper<br /> Co-Founder and Director at Astute Wheel<br /> Michael Topper LinkedIn: https://www.linkedin.com/in/michael-topper-33165a29/<br /> Astute Wheel Website: https://www.astutewheel.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the delayed RBNZ rate hike, the Michigan Consumer sentiment index, employment and wage inflation in Australia, BHP, Australian retailers results, the upcoming US GDP release and the Jackson Hole Economic Symposium.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we talk about how to ask the right questions to find your client's true goals, based on their values.</p> <p>To find out more about AstuteWheel or to register to attend a live demonstration webinar please go to the AstuteWheel website http://www.astutewheel.com.au/book-webinar</p> <p>Naomi Rosenthal<br /> Director at Professional Wealth Services<br /> Naomi Rosenthal LinkedIn: https://www.linkedin.com/in/naomirosenthal/<br /> Professional Wealth Services Website: https://www.pws.net.au/</p> <p>Craig Buntain<br /> Owner and Senior Financial Planner at CFL Financial Planning<br /> Craig Buntain XY: https://www1.xyadviser.com/members/6511822<br /> CFL Financial Planning Website: https://www.cflfinancial.com.au/</p> <p>Cate Americano<br /> Founder, Director and CEO of Inspiration Cafe<br /> Cate Americano LinkedIn: https://www.linkedin.com/in/cate-americano-02429a52/<br /> Inspiration Cafe Website: https://www.inspirationcafe.com.au/</p> <p>Tim Henry<br /> Financial Advisor and Owner at Aspire Planning<br /> Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/</p> <p>Michael Topper<br /> Co-Founder and Director at Astute Wheel<br /> Michael Topper LinkedIn: https://www.linkedin.com/in/michael-topper-33165a29/<br /> Astute Wheel Website: https://www.astutewheel.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we talk about selling your value, and how to engage and start working with your next clients.</p> <p>To find out more about AstuteWheel or to register to attend a live demonstration webinar please go to the AstuteWheel website http://www.astutewheel.com.au/book-webinar</p> <p>Naomi Rosenthal<br /> Director at Professional Wealth Services<br /> Naomi Rosenthal LinkedIn: https://www.linkedin.com/in/naomirosenthal/<br /> Professional Wealth Services Website: https://www.pws.net.au/</p> <p>Craig Buntain<br /> Owner and Senior Financial Planner at CFL Financial Planning<br /> Craig Buntain XY: https://www1.xyadviser.com/members/6511822<br /> CFL Financial Planning Website: https://www.cflfinancial.com.au/</p> <p>Cate Americano<br /> Founder, Director and CEO of Inspiration Cafe<br /> Cate Americano LinkedIn: https://www.linkedin.com/in/cate-americano-02429a52/<br /> Inspiration Cafe Website: https://www.inspirationcafe.com.au/</p> <p>Tim Henry<br /> Financial Advisor and Owner at Aspire Planning<br /> Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/</p> <p>Michael Topper<br /> Co-Founder and Director at Astute Wheel<br /> Michael Topper LinkedIn: https://www.linkedin.com/in/michael-topper-33165a29/<br /> Astute Wheel Website: https://www.astutewheel.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover Headline US CPI Data, Oil prices, the U.S. Department of Agriculture's August World Agricultural Supply and Demand Estimates, the US reporting season, TLS full year results, the Goodman Group, the reserve bank of New Zealand rates, and employment in Australia.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we explore how to present your goals and value offering to a new market.</p> <p>To find out more about AstuteWheel or to register to attend a live demonstration webinar please go to the AstuteWheel website http://www.astutewheel.com.au/book-webinar</p> <p>Naomi Rosenthal<br /> Director at Professional Wealth Services<br /> Naomi Rosenthal LinkedIn: https://www.linkedin.com/in/naomirosenthal/<br /> Professional Wealth Services Website: https://www.pws.net.au/</p> <p>Craig Buntain<br /> Owner and Senior Financial Planner at CFL Financial Planning<br /> Craig Buntain XY: https://www1.xyadviser.com/members/6511822<br /> CFL Financial Planning Website: https://www.cflfinancial.com.au/</p> <p>Cate Americano<br /> Founder, Director and CEO of Inspiration Cafe<br /> Cate Americano LinkedIn: https://www.linkedin.com/in/cate-americano-02429a52/<br /> Inspiration Cafe Website: https://www.inspirationcafe.com.au/</p> <p>Tim Henry<br /> Financial Advisor and Owner at Aspire Planning<br /> Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/</p> <p>Michael Topper<br /> Co-Founder and Director at Astute Wheel<br /> Michael Topper LinkedIn: https://www.linkedin.com/in/michael-topper-33165a29/<br /> Astute Wheel Website: https://www.astutewheel.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Executive Coach and Accountability Partner Gordon Jenkins joins Fraser to discuss his unconventional approach to networking, including what to put on your "Not-To-Do list" and how your clients are also your coach.</p> <p>Gordon Jenkins LinkedIn: https://www.linkedin.com/in/businessexecutivecoach/<br /> I Am Gordon Jenkins Website: https://www.iamgordonjenkins.com/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the Non Farm Payrolls release in the US, the RBA monthly meeting, the weekly ABS payroll and wage indice, the Afterpay takeover, the PBH raise and Australian reporting season.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Peita is a Co-Founder at Caboodle Financial Services and Host of the "In Search of Adventure Show" Podcast. She joins Fraser to discuss how to enhance your messaging through presentations, and how to transform your audience and inspire them to take action.</p> <p>Peita Diamantidis XY: https://www1.xyadviser.com/members/3570536<br /> Caboodle Financial Services Website: https://www.caboodlefs.com.au/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Morgan is the Director of Financial Planning at yield advisory and an XY Adviser Ethics Committee member. Morgan recently founded a Financial Planning business with yield advisory, and she joins Fraser to discuss the experience.</p> <p>Morgan Hayward XY: https://www1.xyadviser.com/members/2853291<br /> yield advisory Website: https://yieldadvisory.com.au/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the extended Sydney lockdown and additional stimulus, the US reporting season, Temple and Webster, Spark infrastructure, the Chinese stock market and the upcoming Australian reporting season.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Russell is the Author of "Risk Insurance Communications Skills" and a former risk insurance specialist. He and Fraser discuss the importance of a Financial Adviser's communication skills (their "soft skills") when talking to clients who know nothing about insurance.</p> <p>Russell Collins LinkedIn: https://www.linkedin.com/in/russell-collins-oam/<br /> RICS Website: https://rics.com.au/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Amanda is the Founder and Managing Director at Endurance Financial and three time Ironman World Championship qualifier. She talks us through her journey as an adviser, and how advising clients is like being a therapist - and even more.</p> <p>Amanda Thompson LinkedIn: https://www.linkedin.com/in/amandathompsonfp/<br /> Amanda Thompson Website: https://www.amandathompson.com.au/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the tightening Australian labour market, US quarterly reporting season, Oil Search, Altium, Crown Casino, the push for additional COVID relief stimulus and COVID vaccination acceleration in NSW.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>John is the Co-Founder and a Certified Financial Planner at CandorPath Financial. He discusses how his key to success is his business partnership with Matthew Marcoux, and how they've taken an ensemble approach to their advice practice.</p> <p>John Kennedy LinkedIn: https://www.linkedin.com/in/johnkennedycfp%C2%AE/<br /> CandorPath Website: https://www.candorpath.com/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Adam is the Risk Strategy Specialist at Zurich. He joins Fraser to discuss the findings of his "Client Connection" research, which explores how adviser's relationships with their clients are bettering the world of financial advice.</p> <p>Adam Crabbe XY: https://www1.xyadviser.com/members/6396099<br /> Zurich Website: https://www.zurich.com.au/<br /> The Client Connection: https://www.zurich.com.au/theclientconnection</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the US CPI release, Australian employment data, the Sydney Airport bid, the infrastructure M&A boom, Paypal's entry into Australia, the progressing OPEC discussions and the COVID Delta variant.</p> <p>This market highlight is proudly brought to you by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Gavin is the CEO and Principal Financial Adviser at Your Wealth Hub Advice and Vinarc. He returns to the XY Adviser Podcast to talk about working with advice practices to create efficiencies and businesses that can strive to the next level.</p> <p>Gavin Glozier LinkedIn: https://www.linkedin.com/in/gavinglozier/<br /> Your Wealth Hub Advice Website: https://www.yourwealthhubadvice.com/<br /> Vinarc Website: https://www.linkedin.com/company/vinarc-pty-ltd/about/<br /> Mobile: 0408155140</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Marc is the author of "The Money Sandwich". He chats about his time as National President of the AFA and what advisers do to help consumers, specifically clients facing retirement.</p> <p>Marc Bineham LinkedIn: https://www.linkedin.com/in/marcbineham/<br /> The Money Sandwich Website: https://themoneysandwich.com/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the RBA's monetary decision, the continuing OPEC discussions, ISM Services data, the Sydney Airport bid, the Tabcorp strategic review results and the worsening Sydney Lockdown.</p> <p>This market highlight is proudly brought to you by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Louise is a Director at Aged Care Steps, who help advisers create effective advice solutions for retiree clients. She discusses how advisers can become aged care specialists, and why advisers should start talking to their clients about aged care sooner.</p> <p>Louise Biti XY: https://www1.xyadviser.com/members/4574496<br /> Aged Care Steps Website: https://agedcaresteps.com.au/</p> <p>Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In the last of the series, Tim Miller, Education Manager at SuperGuardian Pty Ltd, joins Fraser to discuss the pros and cons of SMSFs, super reform and where SMSFs are heading in the future.</p> <p>Tim Miller LinkedIn: https://www.linkedin.com/in/timmillersmsf/<br /> SuperGuardian Website: https://www.superguardian.com.au/</p> <p>Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian.com.au/knowledge-centre/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Today we cover the inflation data from The ISM Manufacturing Index in the US, unemployment in Australia, IDP Education, Telstra, Tuesday's RBA meeting and OPEC discussion delays.</p> <p>This market highlight is proudly brought to you by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Allister is the Client Services Manager at Player Hall, and has a self-confessed love of SMSFs. He talks about his process for property purchases for SMSFs, and how the set-up is the most critical part of the process.</p> <p>Allister Sutherland XY: https://www1.xyadviser.com/members/2217902<br /> LinkedIn: https://www.linkedin.com/in/allister-sutherland-cta-ssa%E2%84%A2-0351413b/<br /> Player Hall Website: https://www.playerhall.com/</p> <p>Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian.com.au/knowledge-centre/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Aaron is the CEO & Co-founder of Smarter SMSF, which provides accountants and advisers with training, support and documents built by active SMSF specialists. Aaron discusses his recent research into the future of SMSF and how practitioners are actually serving their clients.</p> <p>Aaron Dunn XY: https://www1.xyadviser.com/members/4574606<br /> Smarter SMSF Website: https://smartersmsf.com/</p> <p>Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian.com.au/knowledge-centre/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Tracey is the Policy Manager at SMSF Association. She talks about why advisers and tax accountants should have a collaborative relationship when dealing with SMSFs, and the true costs of running an SMSF.</p> <p>Tracey Scotchbrook LinkedIn: https://www.linkedin.com/in/traceyscotchbrook/<br /> SMSF Association Website: https://www.smsfassociation.com/<br /> SMSF Connect: https://smsfconnect.com/</p> <p>Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian.com.au/knowledge-centre/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Shelley is the Head of Education at ASF Audits, one of Australia's largest independent SMSF Auditors. She joins Fraser to discuss what happens during an audit, and what the pain points are.</p> <p>Shelley Banton LinkedIn: https://www.linkedin.com/in/shelley-banton-0a903a17/<br /> ASF Audits Website: https://asfaudits.com.au/</p> <p>Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian.com.au/knowledge-centre/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In the last installment of this series, Fraser talks to Karolina Kuszyk, the National Business Development Manager at myprosperity.<br /> Karolina belives that there's a lot of room to make advice more affordable for the average Australian, and she and Fraser reflect on the key issues discussed throughout the series.</p> <p>Karolina Kuszyk LinkedIn: https://www.linkedin.com/in/karolina-kuszyk-b613a06/?originalSubdomain=au<br /> myprosperity Website: https://www.myprosperity.com.au/</p> <p>Join the #1 client portal for advisers. Find out more at https://www.myprosperity.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Caren is the Owner and Business Adviser at The Hendrie Group and The Business Growth Group, where she advises other accounting, financial planning and bookkeeping practices on how to grow and scale their business. She highlights the three most important factors in scale: systems, communication and technology.</p> <p>Caren Hendrie LinkedIn: https://www.linkedin.com/in/caren-hendrie-business/?originalSubdomain=au<br /> The Hendrie Group Website: https://www.hendrie.com.au/<br /> The Business Growth Group: https://www.facebook.com/businessgrowthgroup</p> <p>Join the #1 client portal for advisers. Find out more at</p> <p>In the last installment of this series, Fraser talks to Karolina Kuszyk, the National Business Development Manager at myprosperity.<br /> Karolina belives that there's a lot of room to make advice more affordable for the average Australian, and she and Fraser reflect on the key issues discussed throughout the series.</p> <p>Karolina Kuszyk LinkedIn: https://www.linkedin.com/in/karolina-kuszyk-b613a06/?originalSubdomain=au<br /> myprosperity Website: https://www.myprosperity.com.au/</p> <p>Join the #1 client portal for advisers. Find out more at https://www.myprosperity.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Andy is the Managing Director at Fenton Financial, who specialise in financial services for business owners and professionals.<br /> Andy fundamentally believes that "if you really want to make your wealth work for you, then you have to take some level of responsibility for the journey", and that you can't manage what you can't measure.</p> <p>Andy Fenton LinkedIn: https://www.linkedin.com/in/mrandrewfenton/?originalSubdomain=au<br /> Fenton Financial Website: https://fentonfinancial.com.au/</p> <p>Join the #1 client portal for advisers. Find out more at https://www.myprosperity.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Nicole is the National Client and Compliance Manager at King Financial Group, where her role is to balance client experience, compliance and efficiencies.<br /> Nicole talks about compliance, the steps you need to take to remain compliant, and how technology can be used to ease the burden.</p> <p>Nicole Stuart LinkedIn: https://www.linkedin.com/in/nicole-stuart-05a5b117/<br /> King Financial Group Website: https://www.kfgroup.com.au/</p> <p>Join the #1 client portal for advisers. Find out more at https://www.myprosperity.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Conrad is the Director and an Authorised Representative at Inspired Money. As a basketball coach, Conrad sees a lot of similarities between coaching a sports team and being a money coach. He explains that accountability plus empowerment equals high performance, an attitude that he applies to both his basketball team and his financial clients.</p> <p>Conrad Francis LinkedIn: https://www.linkedin.com/in/conradfrancis/?originalSubdomain=au<br /> Inspired Money Website: https://inspiredmoney.com.au/</p> <p>Join the #1 client portal for advisers. Find out more at https://www.myprosperity.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Dr. Adam Fraser returns to the XY Adviser Podcast to explore the confronting findings of the 2021 Australian Financial Advisers Wellbeing Report.</p> <p>Australian Financial Advisers Wellbeing Report 2021: https://dradamfraser.com/e-lab/financial-advisers-report</p> <p>Dr. Adam Fraser XY: https://www1.xyadviser.com/members/2982981<br /> Dr. Adam Fraser Website: https://www.dradamfraser.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Glen returns to the XY Adviser Podcast to talk about how Fox and Hare Financial Advice has evolved, and how they're using these changes to deliver better value to their members.</p> <p>Glen Hare LinkedIn: https://www.linkedin.com/in/glen-hareadviser/?originalSubdomain=au<br /> Fox and Hare Website: http://www.foxandharewealth.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Graham is the Managing Partner and Dean of Portfolio Construction Forum. He chats with Fraser about investor psychology and behavioural finance, as well as the big five bias types that affect our personality and beliefs.</p> <p>Graham Rich LinkedIn: https://www.linkedin.com/in/grahamrich/?originalSubdomain=au<br /> Porftfolio Construction Forum Website: https://portfolioconstructionforum.edu.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Lexi is the Founder at MoneyVine. Lexi helps mums become better with their finances by using cash flow critiques, such as looking at spending habits and becoming mindful and more intentional with money.</p> <p>Lexi Smith LinkedIn: https://www.linkedin.com/in/lexi-smith-cfp/<br /> MoneyVine Website: https://moneyvine.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Founder of Wired Planning and Host of The Human Side of Money Podcast. He talks about specialising your advice, with a focus on clients' hopes, goals and dreams. He also covers what questions advisers should be asking, and how to get clients to actually follow the advice they've been given.</p> <p>Brendan Frazier LinkedIn: https://www.linkedin.com/in/brendanfrazier/<br /> Wired Planning Website: https://www.wiredplanning.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Danni recently joined XY Adviser as the Head of Growth. She and Emily sit down with Fraser to chat about value, best practices, client experience and community.</p> <p>Danni Visser XY: https://www1.xyadviser.com/members/4086773<br /> Danni Visser LinkedIn: https://www.linkedin.com/in/danni-visser-42674182/</p> <p>Emily Blanch XY: https://www1.xyadviser.com/members/2191186<br /> Emily Blanch LinkedIn: https://www.linkedin.com/in/emilyblanch/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Dean is the Founder of The Wealth Network and TWN Partners. He returns to the XY Adviser Podcast to talk about starting TWN Partners, which helps financial advisers start independent financial advice businesses.</p> <p>Dean Holmes XY: https://www1.xyadviser.com/members/2231807<br /> TWN Partners Website: https://www.twn.partners/<br /> The Wealth Network Website: https://www.wealthnetwork.net.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Nathan is the Principal Financial Planner and Director at Lime Financial Planning, and the Founder and Chair of the XY Adviser Ethics Committee. He discusses founding the XY Ethics Committee, and how they assist advisers with the ethical dilemmas they face.</p> <p>Nathan Fradley XY: https://www1.xyadviser.com/members/2345594<br /> Lime Financial Website: https://www.limefinancialplanning.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Paul is the Founder of Adviser Accelerator. He and Fraser discuss Online Marketing for Advisers and how to build, launch and scale your business using LinkedIn.</p> <p>Paul Thompson LinkedIn: https://www.linkedin.com/in/paulthompson1/<br /> Adivers Accelerator Website: https://adviseraccelerator.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>David is the Founder and CEO at My Longevity Pty Limited. He chats with Fraser about the importance of longevity to financial advice and explains the "SHAPE Analyser", which covers the key elements to shaping your successful ageing.</p> <p>David Williams LinkedIn: https://www.linkedin.com/in/david-williams-94b5084b/?originalSubdomain=au<br /> My Longevity Website: https://mylongevity.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Natalie is the Founder and CEO of Full Time Lives and Senior Consultant at Brainmates. She talks about helping retiree-age clients transition smoothly into retirement, and making meaningful changes to their retirement.</p> <p>Natalie Yan-Chatonsky LinkedIn: https://www.linkedin.com/in/nat-yc/?originalSubdomain=au<br /> Full Time Lives Website: https://fulltimelives.com/<br /> Brainmates Website: https://brainmates.com.au/</p> <p>Full Time Living Innovation Canvas:<br /> https://fulltimelives.com/innovation-canvas</p> <p>Whitepaper: 5 tips to igniting your retirement services:<br /> https://fulltimelives.com/whitepaper</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>We wrap up the Changing Landscape of Retirment series by chatting with Jeremy Cooper from Challenger Limited, who weighs in on the issues discussed throughout the series.</p> <p>Jeremy Cooper LinkedIn: https://www.linkedin.com/in/jeremy-cooper-27b62216/<br /> Challenger Website: https://www.challenger.com.au/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Richard is the owner and operator of RTG Financial Services Pty Ltd. As Richard's main clients are retirees, he explains what his experiences are with their ever-changing mindset toward retirement.</p> <p>Richard McErlean LinkedIn: https://www.linkedin.com/in/richard-mcerlean-01815217/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Rachel is the Principal at Aged Care Gurus and Co Author of "Aged Care, Who Cares?"<br /> She chats with Fraser about the present state of the Aged Care industry, how it's not sustainable in its current iteration, and the results and developments of the Aged Care Royal Commission.</p> <p>Rachel Lane LinkedIn: https://www.linkedin.com/in/rachel-lane-2b58b331/<br /> Aged Care Gurus Website: https://agedcaregurus.com.au/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>