Ensombl Advice Australia

<p>Mitchell is the Group General Manager at Coastal Advice Group. He joins Jess to talk about creating a balanced "score card" for staff, and how advisers can attract the right clients through marketing.</p> <p>Mitchell Ramsbotham LinkedIn: https://www.linkedin.com/in/mitchell-ramsbotham-04122812/<br /> Central Coast Financial Planning Group Website: https://www.centralcoastfpg.com.au/</p> <p>Find out more about Challenger and our expanded product range http://www.challenger.com.au/adviser/income-for-life</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

Deline is the Founder and Financial Planner at Mazi Wealth. She talks to Ben about starting Mazi Wealth, and they discuss the processes that make you more efficient. Deline Jacovides XY: https://www1.xyadviser.com/members/3269093<br /> Deline Jacovides LinkedIn: https://www.linkedin.com/in/delinejacovides/<br /> Mazi Wealth Website: https://maziwealth.com.au/<br /> AFA XY Group: https://www1.xyadviser.com/courses/7027498/about <p>Find out more about Challenger and our expanded product range http://www.challenger.com.au/adviser/income-for-life</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

This week we cover the RBA, The European Central Bank, US Inflation, AGL, and Atlas Arteria. <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Captain FI is a Retired Aussie Pilot and the Host of CaptainFI Blog and the Financial Independence Podcast. He and Jess chat about the concept of FIRE (Financial Independence Retire Early), and what it takes to retire at a young age.</p> <p>Captain FI Website: https://captainfi.com/</p> <p>MetLife. Life, inspired by you. For more information, speak to your local BDM or visit https://www.metlife.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this second instalment, Fraser Jack sits down with Shan Chung, Client Development Manager from the Macquarie Virtual Adviser Network (VAN), and Tom Reddacliff, Executive Chairman and Director at Encore Advisory Group. They continue the conversation on the four success drivers of winning advice firms, and explore the next of those success drivers. This conversation explores the scalability of advice practices, measuring your success, productivity, outsourcing, technology and much more.</p> <p>Macquarie VAN – Build for the Future program - https://www.macquarie.com.au/van</p> <p>Shan Chung LinkedIn: https://www.linkedin.com/in/shan-chung-28102570/<br /> Macquarie Website: https://www.macquarie.com.au/van</p> <p>Tom Reddacliff LinkedIn: https://www.linkedin.com/in/tom-reddacliff-b2859812/<br /> Encore Advisory Group: https://www.encoreadvisorygroup.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Macquarie Disclaimer: https://www.xyadviser.com/macquarie_disclaimer</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Brett is a Managing Director (EMEA) and Financial Planner at Atlas Wealth Management. He joins Ben to discuss the challenges of opening an overseas office at the height of COVID, and how he stayed ahead of legislation changes and compliance during that process.</p> <p>Brett Evans XY: https://www1.xyadviser.com/members/2216508<br /> Brett Evans LinkedIn: https://www.linkedin.com/in/brettaevans22/<br /> Atlas Wealth Management Website: https://atlaswealth.com/au/</p> <p>MetLife. Life, inspired by you. For more information, speak to your local BDM or visit https://www.metlife.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover US Consumer confidence data and Non-Farm Payrolls, Australian Q1 GDP, AGL, Origin Energy, and Lithium Stocks.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Rob is the Co-Founder of McGregor Wealth Management and GPS Wealth. He and Jess talk about best-of-breed client engagement, and how he developed and build this quality engagement into his business. </p> <p>Rob McGregor LinkedIn: https://www.linkedin.com/in/rob-mcgregor-62139923/<br /> McGregor Wealth Management Website: https://mcgregorwealthmanagement.com.au/</p> <p>MetLife. Life, inspired by you. For more information, speak to your local BDM or visit https://www.metlife.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this first episode we cover the first three steps of implementing a Managed Account Solution, including where you are now, the catalyst for change, and where you want to end up.</p> <p>For help with your managed account journey, speak with Drummond https://www.drummondcp.com/about#client-services</p> <p>Simone McMullin<br /> Principal at Annex Wealth<br /> Simone McMullin LinkedIn: https://www.linkedin.com/in/simone-mcmullin-7bb428120/<br /> Annex Wealth Website: https://www.annexwealth.com.au/</p> <p>David Moloney<br /> Director of Avant-garde Financial Group, Certified Financial Planner and Mortgage Broker<br /> David Moloney LinkedIn: https://www.linkedin.com/in/david-moloney-cfp%C2%AE-1276b922/<br /> Avant-garde Financial Group Website: https://www.avantgardefg.com.au/</p> <p>Melanie Bennett<br /> Executive Director at Colonial First State<br /> Melanie Bennett LinkedIn: https://www.linkedin.com/in/melanie-bennett-752b95122/<br /> Colonial First State Website: https://www.cfs.com.au/</p> <p>Tom Schubert<br /> Co-Founder and Managing Partner at Drummond Capital Partners<br /> Tom Schubert LinkedIn: https://www.linkedin.com/in/tom-schubert-279571159/<br /> Drummond Capital Partners Website: https://www.drummondcp.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this instalment we talk about steps four, five and six in the change management process. This includes having a strong value proposition and investment philosophy, what our clients want, and the perceived objections from all stakeholders.</p> <p>For help with your managed account journey, speak with Drummond https://www.drummondcp.com/about#client-services</p> <p>Simone McMullin<br /> Principal at Annex Wealth<br /> Simone McMullin LinkedIn: https://www.linkedin.com/in/simone-mcmullin-7bb428120/<br /> Annex Wealth Website: https://www.annexwealth.com.au/</p> <p>David Moloney<br /> Director of Avant-garde Financial Group, Certified Financial Planner and Mortgage Broker<br /> David Moloney LinkedIn: https://www.linkedin.com/in/david-moloney-cfp%C2%AE-1276b922/<br /> Avant-garde Financial Group Website: https://www.avantgardefg.com.au/</p> <p>Melanie Bennett<br /> Executive Director at Colonial First State<br /> Melanie Bennett LinkedIn: https://www.linkedin.com/in/melanie-bennett-752b95122/<br /> Colonial First State Website: https://www.cfs.com.au/</p> <p>Tom Schubert<br /> Co-Founder and Managing Partner at Drummond Capital Partners<br /> Tom Schubert LinkedIn: https://www.linkedin.com/in/tom-schubert-279571159/<br /> Drummond Capital Partners Website: https://www.drummondcp.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we continue with steps seven, eight and nine in the change management process. We talk about the perceptions of letting go of control, what to look for in an investment partner, stakeholder engagement and change management.</p> <p>For help with your managed account journey, speak with Drummond https://www.drummondcp.com/about#client-services</p> <p>Simone McMullin<br /> Principal at Annex Wealth<br /> Simone McMullin LinkedIn: https://www.linkedin.com/in/simone-mcmullin-7bb428120/<br /> Annex Wealth Website: https://www.annexwealth.com.au/</p> <p>David Moloney<br /> Director of Avant-garde Financial Group, Certified Financial Planner and Mortgage Broker<br /> David Moloney LinkedIn: https://www.linkedin.com/in/david-moloney-cfp%C2%AE-1276b922/<br /> Avant-garde Financial Group Website: https://www.avantgardefg.com.au/</p> <p>Melanie Bennett<br /> Executive Director at Colonial First State<br /> Melanie Bennett LinkedIn: https://www.linkedin.com/in/melanie-bennett-752b95122/<br /> Colonial First State Website: https://www.cfs.com.au/</p> <p>Tom Schubert<br /> Co-Founder and Managing Partner at Drummond Capital Partners<br /> Tom Schubert LinkedIn: https://www.linkedin.com/in/tom-schubert-279571159/<br /> Drummond Capital Partners Website: https://www.drummondcp.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this final instalment we cover steps ten, eleven and twelve in the change management process, including practical implementation, the client journey, and reviewing the process.</p> <p>For help with your managed account journey, speak with Drummond https://www.drummondcp.com/about#client-services</p> <p>Simone McMullin<br /> Principal at Annex Wealth<br /> Simone McMullin LinkedIn: https://www.linkedin.com/in/simone-mcmullin-7bb428120/<br /> Annex Wealth Website: https://www.annexwealth.com.au/</p> <p>David Moloney<br /> Director of Avant-garde Financial Group, Certified Financial Planner and Mortgage Broker<br /> David Moloney LinkedIn: https://www.linkedin.com/in/david-moloney-cfp%C2%AE-1276b922/<br /> Avant-garde Financial Group Website: https://www.avantgardefg.com.au/</p> <p>Melanie Bennett<br /> Executive Director at Colonial First State<br /> Melanie Bennett LinkedIn: https://www.linkedin.com/in/melanie-bennett-752b95122/<br /> Colonial First State Website: https://www.cfs.com.au/</p> <p>Tom Schubert<br /> Co-Founder and Managing Partner at Drummond Capital Partners<br /> Tom Schubert LinkedIn: https://www.linkedin.com/in/tom-schubert-279571159/<br /> Drummond Capital Partners Website: https://www.drummondcp.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Ron is the Director and Principal Financial Planner at RP Wealth Managment, and was named as one of the Top Fifty most influential Adviser's in Australia for 2021 by Financial Standard. He returns to the XY Podcast to chat about the evolution of his business, how the focus has changed over time, and how COVID helped to kick-start its growth.</p> <p>Ronald Pratap LinkedIn: https://www.linkedin.com/in/ronaldpratap/<br /> RP Wealth Management Website: https://www.rpwealthmanagement.com.au/</p> <p>MetLife. Life, inspired by you. For more information, speak to your local BDM or visit https://www.metlife.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover the Reserve Bank of New Zealand, US FOMC minutes and Personal Income and Spending Data, Australian Retail Sales and PMI's, and Woodside Petroleum's merger with BHP.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Molly is the Founder of Ladies Finance Club. She and Jess talk about the community she's created, how we can work better together, and some of the learnings around how to engage women in the advice journey.</p> <p>Molly Benjamin LinkedIn: https://www.linkedin.com/in/mollybenjamin/<br /> Ladies Finance Club Website: https://www.ladiesfinanceclub.com/<br /> Starling Gender Representation Report: https://www.starlingbank.com/docs/reports-research/StarlingGenderRepresentationReport.pdf</p> <p>MetLife. Life, inspired by you. For more information, speak to your local BDM or visit https://www.metlife.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Liam is a Director, SMSF Specialist Adviser and Financial Planner at Verante Financial Planning. He and Ben talk about why he settled on the SMSF niche, and what the biggest shifts and growth drivers have been in his business.</p> <p>Liam Shorte XY: https://www1.xyadviser.com/members/2231871<br /> Liam Short LinkedIn: https://www.linkedin.com/in/liamshorte/<br /> Verante Website: https://www.verante.com.au/<br /> SMSF Coach Website: https://smsfcoach.com.au/</p> <p>To find out more about Plutosoft, book a demo on our website at https://www.plutosoft.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

This week we cover US and China retail Sales data, the RBA minutes, Australian unemployment data, Ramsay Health Care and Aristocrat. <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Annie is an author, End of Life Educator and Funeral Celebrant at Annie Bolitho and Associates. She and Jess discuss end of life, and how to approach important conversations around death.</p> <p>Annie Bolitho LinkedIn: https://www.linkedin.com/in/anniebolitho/<br /> Annie Bolitho Website: https://www.anniebolitho.com.au/</p> <p>To find out more about Plutosoft, book a demo on our website at https://www.plutosoft.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Troy is Chief Executive of The Wealth Designers. He joins Ben to discuss the value-based business model and client engagement process he developed for The Wealth Designers, and how it's evolved into what it is today.</p> <p>Troy MacMillan LinkedIn: https://www.linkedin.com/in/troymacmillan/<br /> The Wealth Designers Website: https://twd.com.au/<br /> Troy MacMillan Website: https://troymacmillan.com/</p> <p>To find out more about Plutosoft, book a demo on our website at https://www.plutosoft.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover the US Inflation print, US PPI Data, the Terra/Luna Collapse, Viva Energy and TPG Telecom. </p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

Lacey is an Author and a Founder and Director at Money School. She and Jess talk about how she became financially independent, how to enrich client conversations, and why the idea of traditional retirement is too narrow. <p>Lacey Filipich LinkedIn: https://www.linkedin.com/in/laceyjfilipich/<br /> Money School Website: https://www.moneyschool.org.au/</p> <p>To find out more about Plutosoft, book a demo on our website at https://www.plutosoft.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

Josh is a Director at Prosper Advisory. He and Ben talk about building a service solution and client engagement process, and how it's evolved over the years. <p>Josh Pennell LinkedIn: https://www.linkedin.com/in/joshpennellfinancialadvice/<br /> Prosper Advisory Website: https://www.prosperadvisory.com.au/</p> <p>To find out more about Plutosoft, book a demo on our website at https://www.plutosoft.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover the recent Central Bank meetings, the Macquarie Australian conference, Woolworths and Virgin Money. </p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Jo is the Owner and Financial Adviser at Insurance Advisory Service and a Co-Founder at Coach4U. She and Jess chat about how she has managed to successfully balance her business and personal life. Jo Brassett LinkedIn: https://www.linkedin.com/in/jobrassettinsuranceadvice/<br /> IAS Website: https://www.insuranceadvisoryservice.com.au/<br /> Coach4U Website: https://www.coach4u.com.au/</p> <p>For more information about Futurity visit http://www.futurityinvest.com.au/financial-adviser </p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Darren is the Director and Financial Life Planner at Align Financial. In 2016, Darren won the AFA Adviser of the Year award, and he talks about what he was doing in his practice to achieve that, along with how he's improved the business since then. Darren Johns LinkedIn: https://www.linkedin.com/in/darrenjohns/<br /> Align Financial Website: https://alignfinancial.com.au/</p> <p>For more information about Futurity visit http://www.futurityinvest.com.au/financial-adviser </p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover Alphabet, Microsoft and Amazon corporate earnings, Coles third quarter results, EML, and the US Personal Spending report.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Jenny is the Founder of Sprout Education Group. She and Jess discuss how to practically improve financial literacy in the next generation, along with the need to improve the level of diversity that exists.</p> <p>Jenny Rolfe-Wallace LinkedIn: https://www.linkedin.com/in/jenny-rolfe-wallace-948268107/<br /> Sprout Education Website: https://sprouteducation.com.au/</p> <p>For more information about Futurity visit http://www.futurityinvest.com.au/financial-adviser </p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

David is a Business Coach and the Founder and Lead Mentor for Abundance Global. He joins Ben to talk about delegating decision making to your leadership team to maximise focus in your practice. <p>David Dugan LinkedIn: https://www.linkedin.com/in/david-dugan-business-coach-mentor-brisbane/<br /> Abundance Global Website: https://www.abundance.global/</p> <p>For more information about Futurity visit http://www.futurityinvest.com.au/financial-adviser </p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

This week we cover the Chinese economy expansion, the German Producer Price Index, the RBA minutes, NTD, Ramsay Health Care and Netflix. <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Joris, also known as "The Plateau Hacker", is a Speaker, Trainer and Mentor. He and Jess talk about how to improve our performance, our teams and ourselves, and why values and missions are not "nice-to-haves", but "must-haves".</p> <p>Joris Cuesta LinkedIn: https://www.linkedin.com/in/joriscuesta/<br /> Joris Cuesta Website: https://www.joriscuesta.com/</p> <p>For more information about Futurity visit http://www.futurityinvest.com.au/financial-adviser </p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

Matt is the Principal Planner at Kofkin Bond & Co. He and Ben discuss his journey through the advice industry, how his service solution has evolved over time, and how asking better questions of your clients leads to better outcomes. <p>Matt Leech LinkedIn: https://www.linkedin.com/in/mattleech1/<br /> Kofkin Bond & Co Website: http://www.kofkinbond.com.au/</p> <p>For more information on OpenInvest contact our team or follow us on LinkedIn. https://www.openinvest.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover US and UK Core Inflation Data, Australian Employment Data, IGO's bid for Western Areas, and The Morrison Consortium.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Sam is the Managing Director at Perera Crowther Financial Services and National President at the Association of Financial Advisers (AFA). He and Jess chat about his current roles and how he manages to successfully juggle his time between them.</p> <p>Sam Perera LinkedIn: https://www.linkedin.com/in/sam-perera-34a338b/<br /> Perera Crowther Website: https://www.pereracrowther.com.au/<br /> AFA Website: https://www.afa.asn.au/</p> <p>For more information on OpenInvest contact our team or follow us on LinkedIn. https://www.openinvest.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we start high-level as we discuss the evolving advice landscape, and how the difference between "thriving" or "surviving" is in the mental flexibility to see things with an entrepreneurial mindset.</p> <p>Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/</p> <p>Adele Martin<br /> Certified Financial Planner, Managing Director of Firefly Wealth and Founder of My Money Buddy<br /> Adele Martin XY: https://www1.xyadviser.com/members/2403682<br /> Adele Martin Website: https://www.adelemartin.com/</p> <p>Vince Scully<br /> Financial Adviser, Author, Founder and Chief Sherpa at LifeSherpa<br /> Vince Scully LinkedIn: https://www.linkedin.com/in/vincescully/<br /> LifeSherpa Website: https://lifesherpa.com.au/</p> <p>Nicola Beswick<br /> Senior Financial Adviser and Confidante at FMD Financial<br /> Nicola Beswick LinkedIn: https://www.linkedin.com/in/nicola-beswick-financialplanner/<br /> Pro Bono Advice Network: https://www.afa.asn.au/membership/pro-bono-financial-advice-network<br /> Nicola Beswick Website: https://www.nicolabeswick.com/</p> <p>Greg Newman<br /> Head of Retail Distribution at HUB24<br /> Greg Newman LinkedIn: https://www.linkedin.com/in/gregory-newman-74213638/<br /> HUB24 Website: https://www.hub24.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this second instalment we take a deep dive into mindset with Adele Martin. Adele created "The Money Mentor", which helps prospective clients prepare themselves for an ongoing advice relationship with a financial adviser.</p> <p>Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/</p> <p>Adele Martin<br /> Certified Financial Planner, Managing Director of Firefly Wealth and Founder of My Money Buddy<br /> Adele Martin XY: https://www1.xyadviser.com/members/2403682<br /> Adele Martin Website: https://www.adelemartin.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Over the past few years Vince Scully has built an incredible business delivering cost-effective advice, and is continuing on that journey. In this episode we discuss if it's still possible to deliver cost-effective advice in the current environment, and how that's achievable.</p> <p>Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/</p> <p>Vince Scully<br /> Financial Adviser, Author, Founder and Chief Sherpa at LifeSherpa<br /> Vince Scully LinkedIn: https://www.linkedin.com/in/vincescully/<br /> LifeSherpa Website: https://lifesherpa.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this episode we hear how Nicola Beswick is finding her way as an intrepreneur within an existing, traditional professional practice. She talks about how not everyone gets to start a business from scratch, but entering a more traditional pathway shouldn't suppress your entrepreneurial mindset. </p> <p>Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/</p> <p>Nicola Beswick<br /> Senior Financial Adviser and Confidante at FMD Financial<br /> Nicola Beswick LinkedIn: https://www.linkedin.com/in/nicola-beswick-financialplanner/<br /> Pro Bono Advice Network: https://www.afa.asn.au/membership/pro-bono-financial-advice-network<br /> Nicola Beswick Website: https://www.nicolabeswick.com/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>In this final episode we explore how Greg Newman is working with a number of business's principals to help them lean into their entrepreneurial mindset.</p> <p>Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/</p> <p>Greg Newman<br /> Head of Retail Distribution at HUB24<br /> Greg Newman LinkedIn: https://www.linkedin.com/in/gregory-newman-74213638/<br /> HUB24 Website: https://www.hub24.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>John is a Coach, Adviser and Executive Chairman at Fitzpatricks Private Wealth. He and Ben chat about building a client focused service solution, and how it's changed over time.</p> <p>John Woodley LinkedIn: https://www.linkedin.com/in/john-woodley1/<br /> Fitzpatrick Private Wealth Website: https://fitz.com.au/</p> <p>For more information on OpenInvest contact our team or follow us on LinkedIn. https://www.openinvest.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover the RBA Monthly Monetary Policy, The US Federal Reserve meeting minutes, US Government Bond yields, and the market impacts of the Shanghai lockdown.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

Catherine is an Adviser at Focused Wealth and a Certified Money Coach and Lifestyle Adviser at Joyful Money. She and Jess chat about money coaching and how it can be used to enrich your client relationships. <p>Catherine Belford LinkedIn: https://www.linkedin.com/in/catherinebelford/<br /> Focused Wealth Website: https://focusedwealth.com.au/</p> <p>For more information on OpenInvest contact our team or follow us on LinkedIn. https://www.openinvest.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

Matt is the Founder and Senior Financial Advisor at Futurevest. He and Ben chat about his service solution, the growth strategies he's used, and how to add value on an ongoing basis. <p>Matt Bazzica LinkedIn: https://www.linkedin.com/in/matthewbazzica/<br /> Futurevest Website: https://futurevest.com.au/</p> <p>For more information on OpenInvest contact our team or follow us on LinkedIn. https://www.openinvest.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>This week we cover Australian Federal pre-election budget, the Strategic Petroleum Reserve and the European Central Bank.</p> <p>This market highlight is proudly brought to by Milford https://milfordasset.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Emily is a General Practitioner, International Board Certified Lactation Consultant, 200hr Yoga Teacher, University Tutor and Registered Mindfulness Meditation Teacher. She joins Jess to talk about dealing with stress, and what advisers can do to avoid burnout.</p> <p>Dr. Emily Amos LinkedIn: https://www.linkedin.com/in/dremilyamos/<br /> Dr. Emily Amos Website: https://www.dremilyamos.com/<br /> Mindful Me Course: https://www.dremilyamos.com/mindful-me<br /> mind.life.me podcast: https://podcasts.apple.com/au/podcast/mind-life-me/id1604311628</p> <p>Brought to you by Zurich – When you recommend Zurich, you can do so with confidence. Visit https://www.zurich.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

In this first instalment, we start high-level and discuss The Evolution of Advice Delivery, covering where we have come from, and how that has shaped our mindsets and limitations of what advice could be in the future. <p>To find out more about the next generation of financial modelling, visit https://www.optimofinancial.com.au/</p> <p>Ben Marshan<br /> Head of Policy, Strategy and Innovation at the Financial Planning Association of Australia<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> FPA Website: https://fpa.com.au/</p> <p>Prashant Nagarajan<br /> Co-founder, Financial Adviser and Mortgage Adviser at FINNACLE<br /> Prashant Nagarajan LinkedIn: https://www.linkedin.com/in/prashant-nagarajan/<br /> FINNACLE Website: https://www.finnacle.com.au/</p> <p>Michelle Bannister<br /> CEO at Optimo Financial<br /> Michelle Bannister LinkedIn: https://www.linkedin.com/in/michelle-bannister/<br /> Optimo Financial Website: https://www.optimofinancial.com.au/</p> <p>Geoff Ivanac<br /> Financial Planner at Real Life Financial Planning<br /> Geoff Ivanac LinkedIn: https://www.linkedin.com/in/ivanacgeoff/<br /> Real Life Financial Planning Website: https://www.reallifefinancialplanning.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

In this episode we talk about Separating Strategy from Product. From sales-based industry to professional advice "as a product", and how all the stakeholders (from regulators to advisers and clients) are benefiting from this approach. To find out more about the next generation of financial modelling, visit https://www.optimofinancial.com.au/ <p>Ben Marshan<br /> Head of Policy, Strategy and Innovation at the Financial Planning Association of Australia<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> FPA Website: https://fpa.com.au/</p> <p>Prashant Nagarajan<br /> Co-founder, Financial Adviser and Mortgage Adviser at FINNACLE<br /> Prashant Nagarajan LinkedIn: https://www.linkedin.com/in/prashant-nagarajan/<br /> FINNACLE Website: https://www.finnacle.com.au/</p> <p>Michelle Bannister<br /> CEO at Optimo Financial<br /> Michelle Bannister LinkedIn: https://www.linkedin.com/in/michelle-bannister/<br /> Optimo Financial Website: https://www.optimofinancial.com.au/</p> <p>Geoff Ivanac<br /> Financial Planner at Real Life Financial Planning<br /> Geoff Ivanac LinkedIn: https://www.linkedin.com/in/ivanacgeoff/<br /> Real Life Financial Planning Website: https://www.reallifefinancialplanning.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

In this episode we tackle Using Visuals for Engagement. From visuals, graphs and mud-maps to realising this is part of something bigger, in Adult Learning Styles, and how to encourage your clients to lean in and engage in the decisions you make together.<br /> <br /> To find out more about the next generation of financial modelling, visit https://www.optimofinancial.com.au/ <p>Ben Marshan<br /> Head of Policy, Strategy and Innovation at the Financial Planning Association of Australia<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> FPA Website: https://fpa.com.au/</p> <p>Prashant Nagarajan<br /> Co-founder, Financial Adviser and Mortgage Adviser at FINNACLE<br /> Prashant Nagarajan LinkedIn: https://www.linkedin.com/in/prashant-nagarajan/<br /> FINNACLE Website: https://www.finnacle.com.au/</p> <p>Michelle Bannister<br /> CEO at Optimo Financial<br /> Michelle Bannister LinkedIn: https://www.linkedin.com/in/michelle-bannister/<br /> Optimo Financial Website: https://www.optimofinancial.com.au/</p> <p>Geoff Ivanac<br /> Financial Planner at Real Life Financial Planning<br /> Geoff Ivanac LinkedIn: https://www.linkedin.com/in/ivanacgeoff/<br /> Real Life Financial Planning Website: https://www.reallifefinancialplanning.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

In this fourth instalment, we discuss Demonstration of Understanding and how it can empower clients. This is a huge topic, from your professional obligations to get informed consent, to helping the non-CFO in client couples. <p>To find out more about the next generation of financial modelling, visit https://www.optimofinancial.com.au/</p> <p>Ben Marshan<br /> Head of Policy, Strategy and Innovation at the Financial Planning Association of Australia<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> FPA Website: https://fpa.com.au/</p> <p>Prashant Nagarajan<br /> Co-founder, Financial Adviser and Mortgage Adviser at FINNACLE<br /> Prashant Nagarajan LinkedIn: https://www.linkedin.com/in/prashant-nagarajan/<br /> FINNACLE Website: https://www.finnacle.com.au/</p> <p>Michelle Bannister<br /> CEO at Optimo Financial<br /> Michelle Bannister LinkedIn: https://www.linkedin.com/in/michelle-bannister/<br /> Optimo Financial Website: https://www.optimofinancial.com.au/</p> <p>Geoff Ivanac<br /> Financial Planner at Real Life Financial Planning<br /> Geoff Ivanac LinkedIn: https://www.linkedin.com/in/ivanacgeoff/<br /> Real Life Financial Planning Website: https://www.reallifefinancialplanning.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

In this final episode, we take on creating a Client-Centric Advice Process rather than a Compliance Directed Advice process, where we discuss clients' "memorable moments" and the Pub or BBQ test, as well as not applying "technology efficiencies" to "speed up" a bad client experience. To find out more about the next generation of financial modelling, visit https://www.optimofinancial.com.au/ <p>Ben Marshan<br /> Head of Policy, Strategy and Innovation at the Financial Planning Association of Australia<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> FPA Website: https://fpa.com.au/</p> <p>Prashant Nagarajan<br /> Co-founder, Financial Adviser and Mortgage Adviser at FINNACLE<br /> Prashant Nagarajan LinkedIn: https://www.linkedin.com/in/prashant-nagarajan/<br /> FINNACLE Website: https://www.finnacle.com.au/</p> <p>Michelle Bannister<br /> CEO at Optimo Financial<br /> Michelle Bannister LinkedIn: https://www.linkedin.com/in/michelle-bannister/<br /> Optimo Financial Website: https://www.optimofinancial.com.au/</p> <p>Geoff Ivanac<br /> Financial Planner at Real Life Financial Planning<br /> Geoff Ivanac LinkedIn: https://www.linkedin.com/in/ivanacgeoff/<br /> Real Life Financial Planning Website: https://www.reallifefinancialplanning.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Will is a Managing Partner at Hamilton Wealth Partners. He and Ben discuss how his business and client experience has grown and evolved over the years, and what has driven that growth.</p> <p>Will Hamilton LinkedIn: https://www.linkedin.com/in/willhamiltonhwm/<br /> Hamilton Wealth Partners Website: https://www.hamiltonwealth.com.au/</p> <p>Brought to you by Zurich – When you recommend Zurich, you can do so with confidence. Visit https://www.zurich.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>