Ensombl Advice Australia

<p>Philip is a Managing Director and Financial Adviser at Hunter Financial. He talks about the Baby Boomer generation entering retirement, and the potential for a "Baby Bust".</p> <p>Philip Smith LinkedIn: https://www.linkedin.com/in/psmithhunterfinancial/?originalSubdomain=au<br /> Hunter Financial Website: https://www.hunterfinancial.com.au/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Sheena is the Managing Director at AdviceLink – a service which communicates with Centrelink on behalf of advisers and their clients. Sheena talks about the services AdviceLink provides, the main being to navigate Centrelink's complex systems and processes, finding out what payments clients are entitled to, as well as avoiding overpayment and the potential for "Robodebt".</p> <p>Sheena Stow-Smith XY: https://www1.xyadviser.com/members/4266566<br /> AdviceLink Website: https://www.advicelinkservices.com/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Noel is one of Australia's most successful authors and one of the world's foremost authorities on personal finance. He and Fraser initially discuss the changing retirement system as a result of the retirement income review and the Aged Care Royal Commission.</p> <p>Noel Whittaker LinkedIn: https://www.linkedin.com/in/noel-whittaker-a572221/<br /> Noel Whittaker Website: https://www.noelwhittaker.com.au/about/about-noel/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Nicola is a CFP and a Senior Financial Adviser and Confidante at FMD Financial. She talks with Fraser about clients entering the pre-retirement space for the first time, and the trigger events that can lead them there.</p> <p>Nicola Beswick XY: https://www1.xyadviser.com/members/4491332<br /> Nicola Beswick Website: https://www.nicolabeswick.com/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to https://www.challenger.com.au</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Jason is the Head of APAC at CoreData Group. He joins Fraser to share insights from "The Best Possible Retirement" Research, exploring the satisfaction people feel in retirement and what's driving it.</p> <p>Jason Andriessen LinkedIn: linkedin.com/in/jasonandriessen<br /> CoreData Website: https://www.coredata.com.au/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to <a href= "https://www.challenger.com.au/xy">https://www.challenger.com.au/.com.au</a></p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Gayle is a Strategic Financial Advisor and Accredited Aged Care Specialist at Prosperity Planning Partners. She and Fraser discuss helping long term employees' transition into retirement through changing their mindset.</p> <p>Gayle McKew LinkedIn: https://www.linkedin.com/in/strategic-financial-advice-age-care-specialist-gaylemckew/<br /> Prosperity Planning Website: https://prosperityplanning.com.au/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to <a href= "https://www.challenger.com.au/xy">https://www.challenger.com.au</a></p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Martin is the CEO and a Financial Advice Specialist at Financial Edge Group. He kicks off the series by discussing his tips for helping clients transistion smoothly into retirement.</p> <p>Martin McGrath XY: https://www1.xyadviser.com/members/2533593<br /> Financial Edge Group Website: https://www.financialedgegroup.com.au/</p> <p>To access Challenger's thought leadership, insights and tips on retirement planning, head to <a href= "https://www.challenger.com.au/xy">https://www.challenger.com.au</a></p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>To wrap up the series, Fraser talks to Jason Nyilas and Con Koromilas from Aberdeen Standard Investments. They reflect on the series as a whole and discuss their goal to provide sustainable bionic advice - which successfully merges both digital and face-to-face advice.</p> <p>Jason Nyilas LinkedIn: https://www.linkedin.com/in/jasonnyilas/<br /> Con Koromilas LinkedIn: https://www.linkedin.com/in/con-koromilas-4b3228a<br /> Aberdeen Standard Investments Website: https://www.aberdeenstandard.com/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at aberdeenstandard.com before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Hayley is the Director at Contract Paraplanning Services and the AFA Paraplanner Pulse National Chair. She and Fraser discuss scaling up through outsourcing, remote working and finding the right staff for your practice.</p> <p>Hayley Knight XY: https://www1.xyadviser.com/members/2845489<br /> Contract Paraplanning Services Website: https://www.contractpps.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at aberdeenstandard.com before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>James is the Founder and CEO of Enlightened Financial Solutions. He chats with Fraser about using technology to make advice easily digestible for clients.</p> <p>James Wortley XY: https://www1.xyadviser.com/members/2809319<br /> EFS Mackay Website: http://efsmackay.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at aberdeenstandard.com before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Michael is the Founder of Human to Human. Fed up with the "shiny object syndrome" that comes with most business seminars, Michael talks about his methods for helping businesses successfully implement effective strategies.</p> <p>Michael Back XY: https://www1.xyadviser.com/members/2243422<br /> Human to Human Website: https://humantohuman.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at aberdeenstandard.com before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Michael is the National Manager of Business Coaching at Affinia Financial Advisers Limited. He talks about the client user experience, and explains the Buyer's Journey Framework.</p> <p>Michael Lawes XY: https://www1.xyadviser.com/members/2858774<br /> Affinia Website: https://www.affinia.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at aberdeenstandard.com before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Paul is the Founder and Chief Mapper at Map My Plan. He chats with Fraser about scaling up through technology, and how he developed Map My Plan to help clients to make a well informed financial decisions.</p> <p>Paul Feeney XY: https://www1.xyadviser.com/members/3990927<br /> Map My Plan Website: https://www.mapmyplan.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at aberdeenstandard.com before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Judith is the Keynote Speaker at Judith Beck Consulting and author of "No Sex at Work". She and Fraser discuss scaling up through staff, and how to behave like the top 10%.</p> <p>Judith Beck LinkedIn: https://www.linkedin.com/in/judith-beck-6097234/<br /> Judith Beck Website: https://www.judithbeck.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – <a href= "https://www.xyadviser.com/disclaimer/">https://www.xyadviser.com/disclaimer/</a></p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at <a href="http://aberdeenstandard.com/" target= "_blank" rel="noopener" data-saferedirecturl= "https://www.google.com/url?q=http://aberdeenstandard.com&source=gmail&ust=1615591233465000&usg=AFQjCNGkn_UF8VS7qF0lFW5_OKbicvojDw">aberdeenstandard.com</a> before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>David is the Co-Founder & Group CEO of PictureWealth, the fastest growing WealthTech company in Australia. He discusses scaling through technology, and leveraging data and information to unlock dormant financial potential.</p> <p>David Pettit XY: https://www1.xyadviser.com/members/6329186<br /> PictureWealth Website: https://picturewealth.com/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – <a href= "https://www.xyadviser.com/disclaimer/">https://www.xyadviser.com/disclaimer/</a></p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at <a href="http://aberdeenstandard.com/" target= "_blank" rel="noopener" data-saferedirecturl= "https://www.google.com/url?q=http://aberdeenstandard.com&source=gmail&ust=1615591233465000&usg=AFQjCNGkn_UF8VS7qF0lFW5_OKbicvojDw">aberdeenstandard.com</a> before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Sue Viskovic is the Managing Director at Elixir Consulting and the Founder and CEO of Flowspace co-working. She returns to the XY Podcast to chat about scale through critical thinking and strategic business planning.</p> <p>Sue Viskovic XY: https://www1.xyadviser.com/members/2937464<br /> Elixir Consulting: https://elixirconsulting.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – <a href= "https://www.xyadviser.com/disclaimer/">https://www.xyadviser.com/disclaimer/</a></p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at <a href="http://aberdeenstandard.com/" target= "_blank" rel="noopener" data-saferedirecturl= "https://www.google.com/url?q=http://aberdeenstandard.com&source=gmail&ust=1615591233465000&usg=AFQjCNGkn_UF8VS7qF0lFW5_OKbicvojDw">aberdeenstandard.com</a> before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Natasha is the Director of Sova Financial Pty Ltd and Founder of Women with Cents. In this first installment in the Scale Up Series, Natasha shares her story from leaving war-torn Yugoslavia to becoming a Financial Adviser, and how she believes in "values based advice" versus the standard goals based advice.</p> <p>Natasha Janssens XY: https://www1.xyadviser.com/members/2405002<br /> Women With Cents Website: https://womenwithcents.com.au/</p> <p>To connect with your local Aberdeen Standard BDM visit https://www.aberdeenstandard.com/en/australia/adviser/contact-us?country=Australia</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – <a href= "https://www.xyadviser.com/disclaimer/">https://www.xyadviser.com/disclaimer/</a></p> <p>This podcast has been prepared with care, is based on sources believed to be reliable and all opinions expressed are honestly held as at the applicable date. However, it is of general information only and we accept no liability for any errors or omissions. It has been prepared without taking into account the particular objectives, financial situation or needs of any investor. Investing involves risks including the risk of losing capital. It is important that before acting investors should consider their own circumstances, objectives and financial situation, the information's appropriateness to them and consult financial and tax advisers. Investors should consider the PDS available at <a href="http://aberdeenstandard.com/" target= "_blank" rel="noopener" data-saferedirecturl= "https://www.google.com/url?q=http://aberdeenstandard.com&source=gmail&ust=1615591233465000&usg=AFQjCNGkn_UF8VS7qF0lFW5_OKbicvojDw">aberdeenstandard.com</a> before making an investment decision. Products issued by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364. AFSL number 240263.</p>

<p>Renato Mota is the CEO of IOOF. Renato believes that the advice industry would benefit from broadening what exactly the interpretation of what advice is, and then leveraging technology to deliver that in a more scalable, affordable way.</p> <p>Renato Mota LinkedIn: http://linkedin.com/in/renatomota<br /> IOOF Website: https://www.ioof.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Joe runs Stephan Independent Advisory along with his brother, James. Joe believes he is having a "Midlife Breakthrough", as he has recently adopted the more creative side of financial advice.</p> <p>Joe Stephan XY: https://www1.xyadviser.com/members/4623516<br /> Stephan Independent Advisory Website: https://www.siadvisory.com.au/\<br /> It's Never About Money Podcast: https://podcasts.apple.com/au/podcast/its-never-about-money/id1539363013</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Ben Brett is the Owner and a Financial Planner at Bounce Financial, which he operates alongside his wife, Cara. Ben and Fraser discuss whether or not financial advice has become a prestige market, and how the advice industry may risk becoming like the taxi industry if it continues to be over-regulated.</p> <p>Ben Brett XY: https://www1.xyadviser.com/members/2651571<br /> Bounce Financial Website: https://www.bouncefinancial.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Tim Henry is a Financial Advisor and Owner at Aspire Planning. He talks about the creation of the "Dreamcatcher" program, as well as how his experience in retail made him realise how products can be used to benefit the consumer.</p> <p>Tim Henry XY: https://www1.xyadviser.com/members/2400602<br /> Aspire Planning Website: http://aspireplanning.com.au/<br /> The Grass is Greener Podcast: https://www.tgigpodcast.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Vanessa is the CEO and Co-Founder of Next Evolution Performance. She explains the concept of Energy Credits, and how building up and allocating energy can maximize efficiency and productivity in the workplace (as well as at home).</p> <p>Vanessa Bennett XY: https://www1.xyadviser.com/members/2617255<br /> Next Evolution Performance Website: https://nextevolutionperformance.com/<br /> Next Evolution Energy Website: https://www.nextevolutionenergy.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Gianni is the Intrafund Practice and Process Manager at Aware Super. He explains Intrafund Advice, as well as improving the quality of financial advice through the efficiencies of technology, creating easier access to advice and improving client experience.</p> <p>Gianni Musumeci LinkedIn: https://www.linkedin.com/in/gianni-musumeci/?originalSubdomain=au<br /> Aware Super Website: https://aware.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>The #podgod Fraser Jack returns to XY, and chats with Clayton about what 2021 has in store for XY Adviser (including the future of the XY Podcast).</p> <p>Fraser Jack XY: https://www1.xyadviser.com/members/2401465<br /> Cyber Indemnity Solutions Website: https://www.cyberindemnitysolutions.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Santi Burridge is the CEO at Lumiant. Santi believes that Financial Planning should be the most noble profession in the world, and talks about the steps the industry should be taking to achieve that.</p> <p>Santiago Burridge LinkedIn: https://www.linkedin.com/in/santiago-burridge-1a830b6/<br /> Lumiant Website: https://www.lumiant.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Francois is the Account Management Lead at Iress and Host of PROpulsion LIVE. He talks us through his experience with becoming a content creator during COVID, and how advisers can best represent themselves personally vs. professionally.</p> <p>Francois du Toit XY: https://www1.xyadviser.com/members/3824801<br /> PROpulsion Website: https://www.propulsion.co.za/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Catherine is a Financial Coach and the Founder of The Money Panel, where she teaches Financial Planners how to incorporate coaching into their businesses, as well as helping women to have a better relationship with money.</p> <p>Catherine Morgan LinkedIn: https://www.linkedin.com/in/catherine-morgan/<br /> The Money Panel Website: https://themoneypanel.co.uk/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>David from The Updated Estate shares his story regarding his involvement in the AMP class action lawsuit.</p> <p>David Haseldine LinkedIn: https://www.linkedin.com/in/davehaseldine/<br /> The Updated Investor Website: https://www.theupdated.com.au/</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Kate Holmes from Innovating Advice returns to the XY Podcast to discuss not only the struggles advisers faced in 2020, but also the triumphs and achievements they've made throughout a trying year.</p> <p>EDITORS NOTE: The children's book mentioned is the "Financial Confidence for Kids" Series by Dr. Mara Catherine Harvey and Mariajosé Gajate Molina</p> <p>Kate Holmes LinkedIn: https://www.linkedin.com/in/kateaholmes/<br /> Innovating Advice Website: https://www.innovatingadvice.com/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Steven Kerbel is the Director And Financial Planner at South City Brokers. He talks about his spiritual goal of touching people in a meaningful way, and creating a life changing moment through advice for both clients and advisers.</p> <p>Steven Kerbel LinkedIn: https://www.linkedin.com/in/steven-kerbel-b163b57/<br /> South City Brokers Website: https://www.southcitybrokers.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Alysia is the Principal Adviser at Zebra Tailored Wealth, and she talks us through her unique journey from becoming a financial adviser to starting her own business.</p> <p>Alysia Laird XY: https://www1.xyadviser.com/members/2445087<br /> Zebra Tailored Wealth: https://www.zebratailoredwealth.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Julia Scott is the founder of Love Luck Wealth and an expert in Money Mindset. She discusses how changing your attitude and emotions towards money is important for creating wealth.</p> <p>Julia Scott LinkedIn: https://www.linkedin.com/in/julia-scott-b64596195/<br /> Love Luck Wealth Website: https://www.loveluckwealth.com/</p> <p>This episode is proudly sponsored by HUB24</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Nathan is the Principal Financial Planner and Director at Lime Financial Planning, and recently won the Affinia Financial Adviser of the Year Award.</p> <p>Nathan Fradley: https://www1.xyadviser.com/members/2345594<br /> Lime Financial Website: https://www.limefinancialplanning.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Damien is the CEO of AIA Australia and New Zealand. He talks about leadership during COVID-19 and ensuring financial well-being.</p> <p>Damien Mu LinkedIn: https://www.linkedin.com/in/damien-mu-4a681424/<br /> AIA Website: https://www.aia.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>FIFO Money Coach Matt Hern talks about why cashflow is the foundation of financial advice.</p> <p>Matt Hern LinkedIn: https://au.linkedin.com/in/matthern<br /> Matt Hern Website: https://matthern.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Dawn is the Senior Financial Adviser at Wealthwise Financial Planning. With a background in media, Dawn explains that communication is key when it comes to financial advice.</p> <p>Dawn Thomas LinkedIn: https://www.linkedin.com/in/dawn-d-thomas/detail/contact-info/<br /> Weathwise Website: https://www.wealthwise.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Paul returns to the XY Podcast for the fourth time to discuss how advisers are the personification of people's relationship with money, and the value of changing clients' attitude towards money.</p> <p>Paul Mann LinkedIn: https://www.linkedin.com/in/paul-mann/<br /> True Direction Financial Website: https://truedirection.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Not only is Paul Benson a financial adviser, but he's also an author and the producer of the Financial Autonomy Podcast. He talks about the benefits starting business organically vs buying a pre-existing business, as well as how you can use a podcast to attract your ideal client.</p> <p>Paul Benson LinkedIn: https://www.linkedin.com/in/paulbensonaustralia/<br /> Financial Autonomy Website: https://financialautonomy.com.au/</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>As advisers find themselves under constant change and pressure, Dr. Adam Fraser stops by to discuss the research he's conducting into Adviser Wellbeing and Mental Health.</p> <p>Dr. Adam Fraser XY: https://www1.xyadviser.com/members/2982981<br /> Dr. Adam Fraser Website: https://www.dradamfraser.com/<br /> Adviser Wellbeing and Mental Health Research: https://www.dradamfraser.com/aia-vip-list</p> <p>This episode is proudly sponsored by HUB24</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Andrew is the Chief Executive Officer at HUB24, and explores how advisers can create more value for their clients.</p> <p>Andrew Alcock LinkedIn: https://www.linkedin.com/in/andrew-alcock-a4904117/<br /> HUB24 Website: <a href= "https://www.hub24.com.au/">https://www.hub24.com.au/</a></p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Brie is the Head of Practice Management at State Street Global Advisors for the Global SPDR Business. She visits the XY Podcast to talk about why ESG investing is rising to the top, and if it will stay there.</p> <p>Brie Williams LinkedIn: https://www.linkedin.com/in/briepwilliams/<br /> SSGA Website: https://www.ssga.com/us/en/institutional</p> <p>This ethical podcast series is sponsored by SPDR ETFs. To find out more about their latest ESG ETF, the SPDR S&P/ASX 200 ESG Fund, visit https://www.ssga.com/e200</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Shaun Wurzbach is the Managing Director, Channel Management and Solutions at S&P Dow Jones Indices. He joins Clayton to discuss who exactly is leading the charge in ESG Investing on a global scale.</p> <p>Shaun Wurzbach LinkedIn: https://www.linkedin.com/in/shaun-wurzbach-43a97214/<br /> SPG Global Website: https://www.spglobal.com/spdji/en/</p> <p>This ethical podcast series is sponsored by SPDR ETFs. To find out more about their latest ESG ETF, the SPDR S&P/ASX 200 ESG Fund, visit www.ssga.com/e200</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>S&P Dow Jones Indices does not sponsor, endorse, sell, promote or manage any investment fund or other investment product or vehicle that seeks to provide an investment return based on the performance of any index. S&P Dow Jones Indices LLC is not an investment or tax advisor. S&P Dow Jones Indices makes no representation regarding the advisability of investing in any such investment fund or other investment product or vehicle.</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>As Fox and Hare Financial Advice celebrates its third birthday, Glen Hare stops by to talk about the shifting mindset towards capitalism and how inclusion is an important part of ESG Investing.</p> <p>Glen Hare LinkedIn: https://au.linkedin.com/in/glen-hare-8594a528/de<br /> Fox and Hare Website: https://foxandharewealth.com/</p> <p>This ethical podcast series is sponsored by SPDR ETFs. To find out more about their latest ESG ETF, the SPDR S&P/ASX 200 ESG Fund, visit www.ssga.com/e200</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Elizabeth from WealthSpring Financial is a CFP SMSF Specialist Adviser, and drops in to talk about how best to approach the conversation of a client's ethics and values.</p> <p>Elizabeth Hughes XY: https://www1.xyadviser.com/members/2437743<br /> WealthSpring Financial Website: http://wealthspringfinancial.com.au/</p> <p>This ethical podcast series is sponsored by SPDR ETFs. To find out more about their latest ESG ETF, the SPDR S&P/ASX 200 ESG Fund, visit www.ssga.com/e200</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Rory works with the investment team at ASX. He drops by the XY podcast to discuss the growth of ESG investing, female investment trends, and interesting take outs from the latest Australian Investor Study</p> <p>Rory Cunningham Linkedin: https://www.linkedin.com/in/rorycunningham/<br /> ASX Website: https://www.asx.com.au/</p> <p>This ethical podcast series is sponsored by SPDR ETFs. To find out more about their latest ESG ETF, the SPDR S&P/ASX 200 ESG Fund, visit https://www.ssga.com/e200</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>FASEA Expert and Behavioural Finance researcher Hooria Goodarzi is currently running the FASEA Exam Prep Course on the XY Platform.</p> <p>Hooria Goodarzi XY: https://www1.xyadviser.com/members/2411561<br /> Upskill Advisers Website: https://www.upskilladvisers.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p> </p>

<p>Michael is one of the most valuable advisers on XY. Constantly answering questions with his high level of technical expertise, Michael is now a part of a small team writing the book on financial planning ethics. Pre order here https://www.michaelmiller.help/book</p> <p>Michael Miller XY: https://www1.xyadviser.com/members/2456122<br /> Wealth Market Website: www.wealthmarket.com</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Stephen drops back into the XY Podcast to give an update on the last 12 months of the FASEA roll out.</p> <p>FASEA Website: <a href= "https://www.fasea.gov.au/">https://www.fasea.gov.au/</a></p> <p><em>National Suicide Prevention Line: 13 11 14</em></p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>John has a very experienced career in financial services across multi disciplines and now heads up the SMSFA.</p> <p>John Maroney Linkedin: https://www.linkedin.com/in/smsfassociation/<br /> SMSFA Website: https://www.smsfassociation.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Paul runs AZNGA - a company that acquires high quality financial planning firms, helping take those firms to the next level.</p> <p>Paul Barrett Linkedin: https://www.linkedin.com/in/paulbarrett2/<br /> AZ NGA Website: https://www.aznga.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>