Ensombl Advice Australia

<p>Founding Xplan almost two decades ago, Andrew has been involved in advice technology from the beginning. As CEO of IRESS, Andrew now oversees a multi billion dollar publicly listed company providing advice technology all over the world.</p> <p>Andrew Walsh Linkedin: https://www.linkedin.com/in/andrew-walsh-b20782b/<br /> IRESS Website: https://www.iress.com/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Azaria burst on to the financial planning scenes a couple of years back, and is an advocate for new entrants into the advice profession.</p> <p>Azaria Bell XY: https://www1.xyadviser.com/members/4386609<br /> Mad About Life Website: https://www.madaboutlife.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Founder and head of Standards International, the UK outfit working on helping advisers all over the world provide advice in a more efficient and effective way by providing a fantastic client experience.</p> <p>Michelle Hoskin XY: https://www.linkedin.com/in/standardsexpert/<br /> Standards International Website: https://standardsinternational.co.uk/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p><br /> CEO of the AMP and Hillross Associations and played a key role with helping to organise the recent legal case with AMP. A former adviser and passionate advocate for advice</p> <p>Neil Macdonald XY: https://www1.xyadviser.com/members/2228870<br /> The Adviser Association Website: <a href= "http://theadvisersassociation.com.au/">http://theadvisersassociation.com.au/</a></p> <p><em>National Suicide Prevention Line: 13 11 14</em></p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Matt Heine is the MD at Netwealth. He drops by the XY podcast to talk about the findings in the fourth annual advice tech report.</p> <p>Matt Heine Linkedin: https://www.linkedin.com/in/mattheine/<br /> Netwealth Website: https://www.netwealth.com.au/</p> <p>This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.au/xy to find out more.</p> <p>Join the XY platform:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p>

<p>Chris is former adviser who now focuses entirely on mortgage brokering. On September 1, he launches a 30 day property challenge on the XY platform, where he teaches advisers how to include property in the advice process.</p> <p>Chris Bates XY: https://www1.xyadviser.com/members/4043358<br /> Wealthful Website: https://www.wealthful.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Katrina has been advising for over a decade, but had never used social media as a methodology of connecting with clients. Katrina walks us through what she learned completing the 30 day social media challenge recently held on the XY platform.</p> <p>Katrina Van Gunst XY: https://www1.xyadviser.com/members/2401967<br /> Phillipsons Website: phillipsons.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Jake is a financial adviser specialising in the under 45s market, and has carved out a niche with cashflow as a service. Finding success on social media as an acquisition method, Jake is bullish on the strong future of financial advice.</p> <p>Jake Wilkins XY: https://www1.xyadviser.com/members/2400950<br /> Financial Planning Brisbane Website: http://fpbrisbane.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Adam is a former adviser, and director at NextGen Planners helping advisers all over the world get better at their jobs in some very unique ways.</p> <p>Adam Owen XY: https://www1.xyadviser.com/members/4163638<br /> Next Gen Planners Website: https://nextgenplanners.co.uk/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Limited time equity crowdfund offer. Go to https://www.birchal.com/company/xyadviser to own a piece of the social media platform moving forward. Always consider the general CFS risk warning and offer document before investing.</p> <p>Dean has some strong ideas around the future of the financial advice business model, and discusses how his licensee is approaching it. Find the Wealth Network Group on XY</p> <p>Dean Holmes XY: https://www1.xyadviser.com/members/2231807<br /> The Wealth Network XY Group: https://www1.xyadviser.com/groups/1846338/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Joel has a long background working as a financial adviser within industry funds. We took this opportunity to open the bonnet into what it's like being a financial adviser in a space not many financial advisers get exposure to. We also discuss all things defined benefits and some of the unexpected benefits of unlisted assets.</p> <p>Joel Harty Linkedin: https://www.linkedin.com/in/joel-harty/<br /> Pivot Wealth Website: https://pivotwealth.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Julian is one of the founders and head of strategy at Midwinter. Coding through one and a half decades of advice changes, Julian drops by to chat about change, tech, compliance, and the future of advice.</p> <p>GUEST EDIT: when mentioning ISO, it should have been ISO27001, rather than ISO9600.</p> <p>Julian Plummer XY: https://www1.xyadviser.com/members/2809623<br /> Midwinter Website: https://www.midwinter.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>James is a financial adviser with a prolific video creation strategy. He drops by to share about the difficulties and the benefits of providing content for ideal clients.</p> <p>James Wrigley XY: https://www1.xyadviser.com/members/2920075<br /> First Financial Website: https://firstfinancial.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p>

<p>Paul is one of Australia's most experienced Private Wealth Managers but brings a fresh approach to his practice. It's about simplifying the complex, creating clear space for you and aligning your finances with the things you want out of life.</p> <p>Paul Barrett Linkedin: https://www.linkedin.com/in/mrpaulbarrett/<br /> Absolute Wealth Advisers Website: http://www.absolute.sydney/<br /> Anganwadi Project Website: https://www.anganwadiproject.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>David has had an amazing career from planner to helping build Shadforth which was acquired for $670M. He explains the true value of advice for advisers and clients alike being 'above the line'.</p> <p>David Haintz Linkedin: https://www.linkedin.com/in/davidhaintz/<br /> Global Adviser Alpha Website: https://globaladviseralpha.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>The Lego king, Ben also heads up policy and standards at Financial Planning Association of Australia</p> <p>Benjamin Marhshan Linkedin: https://www.linkedin.com/in/benjamin-marshan-6617191/<br /> FPA Website: https://fpa.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Baz is one of Australia's most well known industry thought leaders. The rapid success of the Social Adviser eight years ago helped move financial advice into the 21st century.</p> <p>Baz Gardner Linkedin: https://www.linkedin.com/in/bazgardner/<br /> The Social Adviser Website: https://thesocialadviser.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Louis is a South African adviser who has built a values driven and efficient financial planning company. He is passionate about helping his clients change the way they feel about their money.</p> <p>Louis van der Merwe XY: https://www1.xyadviser.com/members/3061061<br /> Louis van der Merwe Website: https://www.louisvdmerwe.co.za/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Thabojan has spent years diving into a high-tough, high-value advice process. His aim is to produce successful clients through an in depth onboarding process to truly understand his client before providing any advice.</p> <p>Thabojan Rasiah XY: https://www1.xyadviser.com/members/2401892<br /> Rasiah Private Website: https://www.rasiahprivate.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Paul has the #1 community, and one of the top courses on XY. He is a marketing specialist who focuses on helping advisers acquire new clients.</p> <p>Paul Giannotti XY: https://www1.xyadviser.com/members/2858456<br /> Authentic Advice Community: https://www1.xyadviser.com/groups/1987160/feed<br /> Content Marketing for Financial Advice Course: https://www1.xyadviser.com/courses/1815743/about<br /> Authentic Advice Website: https://authenticadvice.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Jordan is a Senior Investment Manager at Perth Mint. He has a qualified view of this unique asset class as the former Head of Investment Analytics at AMP Capital Multi Asset Group. He has written two books on gold and the economic system, and has been working in financial markets for 25 years.</p> <p>Jordan Eliseo Linkedin: https://www.linkedin.com/in/jordaneliseo/<br /> Perth Mint Website: https://www.perthmint.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Host of the Conneqtor community on XY, Virtual CFP® for Elite Frequent Flyers, and Creator of The Virtual Advisor System for NextGen Advisors.</p> <p>Derek Notman XY: https://www1.xyadviser.com/members/3643865<br /> Virtual Advisor System Website: https://www.virtualadvisorsystem.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Maria is head of mental health and wellness at Zurich Onepath.</p> <p>Maria Falas Linkedin: https://www.linkedin.com/in/maria-falas-2287a22b/<br /> Zurich Website: www.zurich.com.au/<br /> FSC Mental Health Paper: https://fsc.org.au/news/psychosocial-fsc-kpmg<br /> RACP Health Benefits of Good Work: https://www.racp.edu.au/advocacy/division-faculty-and-chapter-priorities/faculty-of-occupational-environmental-medicine/health-benefits-of-good-work</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Multiple award winning adviser, head of advice at Pivot Wealth, and cofounder of XY Adviser, Ray decided to complete an applied psychology degree once he had already begun his financial planning career.</p> <p>Ray Jaramis XY: https://www1.xyadviser.com/members/2204279<br /> Pivot Wealth Website: https://pivotwealth.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Rick Kahler specializing in the integration of financial coaching, financial therapy, and traditional financial planning, attracts a nationwide clientele in the US. Co-author of four books on the psychology of money: Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health, and Wired For Wealth.</p> <p>Rick Kahler Linkedin: https://www.linkedin.com/in/rickkahler/<br /> Kahler Financial Website: https://kahlerfinancial.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Social Worker with a history of working in NGO's leading and supporting teams of professionals.</p> <p>Matthew Morris Linkedin: https://www.linkedin.com/in/matthew-morris-782a2a78<br /> CCFSS Website: https://ccfss.org.au/<br /> Episode Notes: https://vetoviolence.cdc.gov/apps/phl/resource_center_infographic.html</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Dr. Ann Dadich is an Associate Professor within the Western Sydney University School of Business. She is also a registered psychologist, holds editorial appointments with several academic journals, and chairs the Australian and New Zealand Academy of Management (ANZAM).</p> <p>Episode Resources: https://docs.google.com/document/d/1UWliDNxpF0Xj1i2PaaNCAtw7dZYW0afwPtdsK4DoL38/edit?usp=sharing<br /> Dr. Ann Dadich Linkedin: https://www.linkedin.com/in/ann-dadich-40669214/<br /> WSU Website: https://www.westernsydney.edu.au/staff_profiles/WSU/associate_professor_ann_dadich</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Dr. Somers specializes in the growing new field of financial psychology. She trains and consults broadly with financial services professionals; touching on topics about reasons why clients may fail to follow good advice, the psychological factors at play during major life transitions, and the hazards of mental depletion.</p> <p>Dr. Moira Somers Linkedin: https://www.linkedin.com/in/moira-somers/<br /> Money, Mind and Meaning Website: https://moneymindandmeaning.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Eric is a seasoned financial advisor and wealth coach with over 30 years of experience in financial services including many years at BNP, Merrill Lynch, Fiducian Financial Services and now as The Wealth Farmer. He is a goal-orientated advisor that puts strong emphasis on building great relationships.</p> <p>Eric Priebee XY: https://www1.xyadviser.com/members/2227979<br /> Wealth Farmer Website: https://wealthfarmer.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Daniel is a clinically trained psychologist who grew up around financial planning. Author of Behavioral Investor, TEDx speaker, and Chief Behavioral Officer at Brinker Capital.</p> <p>Daniel Crosby Linkedin: https://www.linkedin.com/in/danielcrosby/<br /> Brinker Capital Website: brinkercapital.com</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>Csilla is head of operations at XY and has spent the last 18 years in financial services. She also lectures at university teaching the next generation of advisers.</p> <p>Csilla Skultety XY: https://www1.xyadviser.com/members/2664886<br /> XY Adviser Website: xyadviser.com</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Vanessa's background covers financial services and physical fitness, and now works as a high performance coach specialising in mental fitness.</p> <p>Vanessa Bennett Linkedin: https://www.linkedin.com/in/high-performance-coach-vanessa-bennett-neperform/<br /> Next Evolution Performance Website: https://nextevolutionperformance.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>Brought to you by Zurich and Onepath - two brands with one vision.</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>A recently retired adviser with 42 years of experience talks about his journey from sales culture to value driven advice.</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brad Ellison is the Director and Principal Adviser at Equitem who has built his business in a way that has allowed his team to seamlessly transition into remote work in this changing environment.</p> <p>Brad Ellison XY: https://www1.xyadviser.com/members/2454017<br /> Equitem Website: https://www.equitem.com.au/<br /> Email: [email protected]</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Daniel is the president of the PIFA, and is working towards turning financial advice into an official profession.</p> <p>Daniel Brammall XY: https://www1.xyadviser.com/members/3168725<br /> XY PIFA community - https://www1.xyadviser.com/groups/2152781<br /> PIFA Website: https://pifa.org.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Philip has held the position of CEO at the AFA for the past three years.</p> <p>Philip Kewin Linkedin: https://www.linkedin.com/in/philipkewin/<br /> AFA Website: https://www.afa.asn.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Michael is an experienced and young Principal Adviser who specialises in helping families make better financial decisions so that they can focus on the things they love. A great example of the new world and traditional world of financial advice.</p> <p>Michael Khouri XY: https://www1.xyadviser.com/members/2492418<br /> Better Financial Website: https://www.betterfinancialplanning.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Previous to coming on as the CFO of XY Adviser through his business Air Accounting, Ben was working as an accountant in a financial planning practice. We tackle what businesses should be doing through these tough economic conditions, and some of the government stimulus packages.</p> <p>Ben Andrews XY: https://www1.xyadviser.com/members/2598887<br /> Air Accounting Website: http://airaccounting.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Thabojan is an experienced and respected financial adviser who is committed to upholding the highest standards of professionalism in the advice industry by serving his clients with an ethical, fee-based model. This mean no commissions from banks and no conflicts of interest. As a methodology of putting clients at the centre of his advice, Thabojan stems all advice from firstly understanding his client's purpose in life.</p> <p>Thabojan Rasiah XY: https://www1.xyadviser.com/members/2401892<br /> Rasiah Private Website: https://www.rasiahprivate.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Freya is a former adviser with a strong technical background who chose to pursue a career path of providing mindset and money advice from tropical locations around the world.</p> <p>Freya Savage Linkedin: https://www.linkedin.com/in/freyapoynton/<br /> Freya Savage Website: https://www.freyasavage.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>As the Director of Human Connections at Perron Financial Group, Kelly Harris implemented a client mentoring program which quickly became a core part of PFG's value proposition. Kelly believes this program is the reason their client base has grown significantly in the last five years, despite having never spent a cent on marketing their services.</p> <p>Kelly Harris XY: https://www1.xyadviser.com/members/2987123<br /> Perron Financial Group Website: https://perronfg.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Antoinette Mullins combines her experience as a trauma counsellor with her knowledge as a financial adviser to create a value proposition centred around empathy and human connection. Her business Beyond Today Financial Planning recently launched in December 2019.</p> <p>Antoinette Mullins XY: https://www1.xyadviser.com/members/2589405<br /> Beyond Today Website: https://www.beyondtodayfp.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Matthew knows how to do remote work. Founder and CEO of Bonjoro - a video communication tool, Matt walks us through how his own remote team across multiple continents handles the day to day, and how video can make a big impression on clients.</p> <p>Matthew Barnet Linkedin: https://www.linkedin.com/in/mbjbarnett/<br /> Bon Joro Website: https://www.bonjoro.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>While an adviser, Sarah Riegelhuth converted her entire advice practice to be fully remote. She became so good at it, she now puts her energy into helping other businesses grow happy, high-performing remote teams.<br /> <br /> Sarah explains the power of remote work and how your team can become even more productive by embracing a remote work culture.</p> <p>Sarah Rielgelhuth Linkedin: https://www.linkedin.com/in/sarahriegelhuth/<br /> Sarah Rielgelhuth Website: https://www.sarahriegelhuth.com/<br /> Sarah's Emergency Remote Work Guide: https://www1.xyadviser.com/posts/work-from-home</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Hari is a very technically driven adviser who has spent his career helping his client's lives, and the financial planning industry as a whole. A long time member of XY, and an expert across a range of financial advice topics.</p> <p>XY: https://www1.xyadviser.com/members/2811744<br /> Victoria Wealth Management Website: http://www.vwm.net.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Brandon is a US based former adviser who played a large role in the early success of United Capital and Financial Life Management. He now spends his time helping advisers provide more valuable advice.</p> <p>XY: https://www1.xyadviser.com/members/2965443<br /> Angie Herbers Website: https://www.angieherbers.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Phil is the GM of Policy and Professionalism at the AFA and spends his days getting the attention of government to provide better outcomes for advisers.</p> <p>Phil Anderson Linkedin: https://www.linkedin.com/in/philpaulanderson/<br /> Association of Financial Advisers Website: https://www.afa.asn.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Shaun has worked as an adviser, a licensee partnership manager, in broader financial services, and now aims to solve the compliance problem of advice with technology.</p> <p>XY: https://www1.xyadviser.com/members/2248345<br /> Advice Revolution Website: https://www.advicerevolution.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast is brought to you by HUB24 (www.HUB24.com.au), an ASX listed company with over $15b in funds under management and one of the fastest growing platforms in the market. They believe in connecting advisors to innovative solutions that create opportunity, while delivering an awesome user and client experience. They're big time supporters of advisors going solo and their BDM team are great to work with. We're proud to partner with HUB24 - they're big fans of the XY community and are continuing to help drive the positive evolution of financial advice.</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>The son of a financial adviser - Dean became an adviser himself before turning his attention to purchasing existing financial planning businesses.</p> <p>XY/Linkedin: https://www1.xyadviser.com/members/3043757<br /> Broadleaf Financial Group Website: https://broadleafgroup.com.au/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast is brought to you by HUB24 (www.HUB24.com.au), an ASX listed company with over $15b in funds under management and one of the fastest growing platforms in the market. They believe in connecting advisors to innovative solutions that create opportunity, while delivering an awesome user and client experience. They're big time supporters of advisors going solo and their BDM team are great to work with. We're proud to partner with HUB24 - they're big fans of the XY community and are continuing to help drive the positive evolution of financial advice.</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>

<p>Former government adviser, AFR contributor and Co-chief Investment Officer at Coolabah Capital Investments talks LIC commissions and the effect on financial advisers.</p> <p>Linkedin: https://www.linkedin.com/in/christopher-joye-06333143/<br /> Website: https://coolabahcapital.com/</p> <p>General Disclaimer – https://www.xyadviser.com/disclaimer/</p> <p>This podcast is brought to you by HUB24 (www.HUB24.com.au), an ASX listed company with over $15b in funds under management and one of the fastest growing platforms in the market. They believe in connecting advisors to innovative solutions that create opportunity, while delivering an awesome user and client experience. They're big time supporters of advisors going solo and their BDM team are great to work with. We're proud to partner with HUB24 - they're big fans of the XY community and are continuing to help drive the positive evolution of financial advice.</p> <p>New XY platform now available:<br /> App Store: http://co.xyadviser.com/xyistore<br /> Google Play: http://co.xyadviser.com/xygplay<br /> Desktop: https://www.xyadviser.com/</p> <p>Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/<br /> 20% off for XY+ members https://www.xyadviser.com/plus</p>