Daybreak

Unclaimed funds at the government-run Investor Education and Protection Fund (IEPF) are likely to have risen to Rs 50,000 crore ($6 billion) by now. But for an average investor, the settlement process is almost designed to discourage investors from claiming what's theirs.Now, after the Supreme Court took notice post the filing of a petition, the IEPF Authority has asked all stakeholders for suggestions to make the entire process more efficient.Tune in to find out why an average Indian investor finds it so difficult to recover their money from the IEPF.

For Mahindra Finance, the RBI directive against it couldn't have come at a worse time. The rural financier had barely recovered from the effects of the lockdown since it had higher bad loans than its rivals. Add to that the dent on its reputation.How did the NBFC deal with the RBI's restriction on using third party agents for repossession? Tune in to find out.

With the funding crunch and slow growth, edtechs like Unacademy and Vedantu are giving teachers monthly targets to sell online courses to students.Not meeting sales targets is reason enough for edtechs to fire teachers as part of cost-cutting exercises. Tune in to find out how teachers are being forced to become the new sales force in some edtech companies.

In May 2020, McDonald's decided to launch the McSpicy Fried Chicken in the southern states of India where majority of the population consumes meat.Two year later, the shares of McDonald’s India franchisee, Westlife Foodworld, shot up by 40%.Tune in to find out how fried chicken was one of the key drivers behind the fast-food chain becoming a the top-choice among public-market investors.

Last year, the CCI found Google guilty in two of the four antitrust cases against the tech giant. In one of the cases that involves Google's dominance in the Android OS market, the CCI has asked it to pay a fine of $161 million dollars.Google approached the NCLAT contesting CCI's order, asking the tribunal to squash it but NCLAT declined. Now, Google has moved the country's top court.What is the Android OS case all about?Tune in to find out.

PVR, the country’s largest multiplex chain, made up for the pandemic-induced revenue loss by raising the prices of tickets and food and beverages.But it saw its occupancy fall to the lowest levels in a decade even after movie theatres reopened at full capacity.What is keeping India's theatres empty?Tune in to find out.

ZestMoney, the BNPL platform, is in the final stages of being acquired by online-payments giant PhonePe. But ZestMoney has been unable to get enough scale online. Even after going offline, it failed to manage risks. It saw its losses shoot up by 3X in the last financial year.PhonePe, meanwhile, has ambitions to expand by venturing into lending.Can ZestMoney's loss be PhonePe's gain?Tune in to find out.

The packaged-food market is rapidly growing in India and along with it so is the edible oil market. It was estimated to be worth nearly Rs 2 lakh crores by the the end of March 2021. Meanwhile, oil companies have been using the media and sneaky branding techniques for decades to tell consumers that their products are healthy.But are they?Tune in to find out.

After 23 years of business in India, Sula has grown to become the giant that dominates the Indian wine market.Last month, the wine-maker decided to go public through an IPO. The money, however, went straight to some of the investors who cashed out.And on Dec 22, when it listed on the stock exchanges, Sula’s stock opened flat and fell into discount. What does the IPO mean for Sula's public-market shareholders then?Tune in to find outWith inputs from Aayush Agarwal

While the Indian telecom sector is expected to grow by 12.5 billion dollars every three years, the rate of attrition in the industry is at a six quarter high. But the nature of the exodus is slightly different at Bharti Airtel, the country’s second largest telco.Its regional CEOs who helped it fight the big war against Jio are leaving the company.Tune in to find out why.

70% of Metro AG’s business in India is made of kirana or mom and pop stores.But despite being Metro’s core customer base in India, kirana stores are actually turning out to be the straw that's breaking the German retailer’s back. Tune in to find out why.With inputs from Aayush Agarwal

The looming threat of a recession, rising interest rates, and the RBI’s new guidelines for digital lending are proving to be a roadblock for buy now, pay later (BNPL) platforms.But many new startups are using this as an opportunity to push consumers away from the more credit-centric models that encourage impulse buying towards a new, planning-based purchase model called save-now, buy-later (SNBL).How does it work?Tune in to find out.

India's most valuable startup breached the loan terms, including a September deadline for filing its results for FY 2022.Byju's filings for the previous financial year, too, were delayed by one and a half years. And their last audit report does not paint a pretty picture of the company's financials for FY 2021.Tune in to find out what is causing this lack of confidence amongst the creditors of the edtech giantWith inputs from Gaurav Tyagi

More than 70% of the cigarettes that are sold in India are sold in loose and yet, no alarm bells went ringing in the tobacco industry when a ban on the sale of loose cigarettes was announced. Will the ban even succeed in pushing down cigarette sales?Tune in.With inputs from Ayush Agarwal

It’s been two weeks since the RBI launched a pilot version of the e rupee. But many things are still up in the air about it, including concerns about the anonymity of transactions and if it will hold against one of the largest digital payment systems in the world.Tune in.For more read: How will the e-rupee beat UPI?

The draft telecom Bill introduced by Communication Minister Ashwini Vaishnaw in September this year had a lot of hopes pinned on it. The telecom sector in India is governed by archaic laws. One of them even goes as far back as 1885. But the draft bill left the industry divided.Why? And what are the changes that the government might be forced to introduce to the new bill?Tune in to find out.For more on this, read this report by Pratap Vikram Singh: 900 comments on draft telecom Bill may force communications ministry to make three key U-turnsAlso, listen to this brand new episode of First Principles with NoBroker's Amit Agarwal

In the year that ended in March 2022, Apple saw its India revenue shoot up to an all-time high by 45%. But for the longest time Apple's growth in India was sluggish.What's making Apple's fortunes in India turn around so drastically?Tune in to find out.For more on this, read this report by Soumyajit Saha: Indians’ love for the iPhone is stronger than ever. But Apple retailers are not happy

More than 53 lakh NDTV shares were tendered when Adani's open offer ended on Monday. But many of NDTV’s public shareholders sold their shares to Adani Enterprises at a price lower than the current market rate. Why? Tune in to find out.Also, read this edition of Ka-Ching by Anand Kalyanaraman: The puzzling case of NDTV investors selling shares below market price.