Creating Wealth Real Estate Investing with Jason Hartman

The home is the center of the universe! Jason Hartman shares his thoughts on the jump in home improvements through the pandemic. More people are buying homes because of the coronavirus pandemic and they want more space to work from home. Hugh Hendry joins Jason to share what was going through his head through the 2008 recession and what preliminary actions he took to position himself well. Everyone is wondering "where are we going [market]" and Hendry shares some thoughts based on actions the Fed took over the last 60 years. Webinar: Southwest Florida JasonHartman.com/Webinar Key Takeaways: [1:30] The stay at home orders caused a huge jump in home improvement projects. [5:10] "They will vote with their feet." [6:00] Why did 69% of 5,000 homebuyers move during the pandemic? Lowest Mortgage Rates Ever? Hugh Hendry [14:00] 31.2% positive return back in the 2008 recession [15:00] To be curious you have to misbehave first. [18:30] Discussing the "boom-market in fear." [24:00] Everybody is wondering where we are going [market]? [30:00] What is your stance on Paul Volcker? [33:30] What is the FED doing wrong? Websites: JasonHartman.com/Webinar www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Today's Flashback Friday episode was originally released: February 17, 2010 Jason discusses commercial real estate and the value of housing vs office and retail properties. Next, a radio interview on Platinum's Predictions White Paper Special Report with an exclusive "ROI Build" profiling over 30 markets nationwide including The S&P/Case–Shiller Home Price Indices. The White Paper includes forty (40) pages of unique information, innovative thinking, including executive summary, numerous charts and graphs, narrative information you will need to make wise decisions in 2010 and beyond. Also included are market predictions of over 30 markets nationwide including Platinum's exclusive ROI build showing projected return on investment for each market – NOBODY ELSE DOES THIS! JasonHartman.com/Webinar www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

What craziness are we living in? Jason Hartman speaks on the hard times urging more and more people to migrate to suburban areas. Expert of home inspections, Kathleen Kuhn, joins Jason to share what to look for and what's most problematic in home inspections. Kathleen gives the 101 and the advanced tools needed to make sure that you get your home inspections done properly. Webinar: Southwest Florida JasonHartman.com/Webinar Key Takeaways: [1:30] The inmates are running the asylum. [6:00] What are the police doing right now in response to the protests? [12:45] The self-fulfilling prophecy is neither true nor false. [13:30] How hard will the GDP be hit in various countries, in 2020? [16:00] Always get a home inspection, learn from the best, Kathleen Kuhn. [16:30] What are some of the most common home inspection problems seen? [18:45] Roof flashing 101, and its importance. [21:15] In regards to home inspection, is there an ideal location, that is less problematic? [22:45] Do you prefer a certain construction style as far as the quality of build? [26:00] Understanding the prices of home inspections and add-on inspections. [29:00] How do you mitigate radon? [30:30] Requesting a re-inspection [33:30] How has the use of drones changed the home inspection process? Websites: JasonHartman.com/Webinar www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Before Jason talks with guest, Nick Adams, about how great America is, Jason shares some export numbers state by state. How does each industry contribute to a states exports and how much does population play a role in the total export amount? Jason Hartman speaks with a four-time best-selling author, and motivational speaker, Nick Adams. Today, they discuss how the U.S. will turn it around, and continue to be the greatest country in the world. How would things be different if Churchill had not been around, and what similarities can we draw comparing him to Trump? Webinar: Southwest Florida JasonHartman.com/Webinar Book: Trump Vs Churchill, Defenders of Western Civilization by Nick Adams Key Takeaways: [2:00] Graph from the US Census Bureau [4:30] Be skeptical, of the anyone and everyone. [5:00] Let's talk about the states that are the biggest exporters. [10:00] Go Texas! Largest exporting state of the U.S. [15:30] Crowdfunding commercial investing? Why? [21:30] How will the U.S. turn it around? [24:30] Is the United States of America living up to its potential? [27:00] How things would've been different had Churchill not have been around. [28:20] Comparing Trump to Churchill. [32:25] Never bet against America Websites: NickAdamsUSA.com JasonHartman.com/Webinar www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Do you think deflation is good or bad? Jason Hartman invites you to listen to opposing ideas about deflation, how governments approach it, and what benefits it may or may not have for investors. Founder and former CEO of Build Direct, Jeff Booth joins Jason on his discussion about deflation. Listen as best selling author of The Price of Tomorrow, Why Deflation is the Key to an Abundant Future, shares some of the knowledge from his book on deflation in the economy. Books: The Price of Tomorrow: Why Deflation is the Key to an Abundant Future by Jeff Booth Key Takeaways: [3:00] Is deflation good? [11:30] National Bureau of Economic Research, NBER, officially declared the U.S. recession started in February 2020. Guest Jeff Booth [16:00] There is nothing governments can do long term, deflation will win. [19:30] Speaking about 2008, we should've ended up in a depression. [20:30] Governments all over the world distort the market, they don't allow price discovery. [21:00] Elaborating on the "Ponzi Economy." [22:00] Deflation makes your value of money go up because goods and services go down in relation to your money. [23:00] Can deflation be responsible for inflation? [23:45] Price discovery example scenario: Zoom went from 10 million to 300 million users in a month and a half. [24:45] Why do governments fight deflation? [24:45] Understanding the power of inflation as it pertains to paying debt, but how much power does technology have over inflation/deflation? [34:30] Jeff Booth explaining his idea of doubling up. [36:00] How can we understand exponential growth? Websites: Jeff Booth (@JeffBooth) · Twitter JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN JasonHartman.com/Webinar

The key is to take action, but the purpose of today's show is to explain why the actions we take make sense. Jason Hartman and Evan Moffic discuss the mortgage credit availability index, MCAI, and affordability. What has changed since 2004? Why would one wait and try to time the market? What's the opportunity cost of timing the market? Meet the Masters - 22nd Anniversary July 10th, Friday evening July 11th, Saturday July 12th, Sunday Key Takeaways: [2:00] We are investors in commodities, all of this awful destruction that is going on causes upward pressure on these commodities prices. [7:00] Discussing the opportunity cost of lost money by waiting and trying to time the market. [8:00] Diving into the affordability index and the MCAI [13:20] Mortgage Credit Availability Index MCAI [14:00] Affordability = mortgage payments vs income [16:30] Show recommendation, America In Color [18:00] Watching the index move, in hindsight, from 2004 to 2019. What can we learn and expect? [26:00] At some point, you want to be satisfied. [28:15] "Successful people are willing to do things that unsuccessful people are unwilling to do." [34:00] Choose your company well. Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Enjoy a FREE sample of Jason Hartman's Financial Freedom report in audio format. To subscribe, please visit: https://www.jasonhartman.com/events/ Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Position or Profit? Position yourself for the rise of suburbia. With several contributing factors for people migrating away from mid-rise and high-rise condos, suburbia looks better and better. Jason Hartman shares real estate investing strategies that have proven effective for decades. However, current events have made these strategies more appealing. Investment Counselor, Doug, shares supporting investment tips based on the book, The Dao of Capital by Mark Spitznagel. Books: The Dao of Capital by Mark Spitznagel Key Takeaways: [2:00] The rise of suburbia has contributing factors from multiple angles. [8:00] Investment Counselor, Doug [9:30] Discussing, The Dao of Capital, Investing in a Distorted World, Mark Spitznagel [11:00] Instead of focusing on profit, focus on your position. [15:00] Discussing strategies like searching for weak companies. [19:00] When you have population migrations it puts upward pressure on both price and rent. [22:30] The demand for sub 250k homes goes up, as 2.3 million potentially leave mid and high-rise condos. [28:00] Dollar-cost averaging, the Spitznagel way. [30:00] Timing the market, people often forget to calculate the cash that they lose by waiting. [32:00] People buy a house because the payment is affordable, not the price. Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Horrible unemployment, stock market rally, and a booming housing market. Has the U.S. economy already recovered? Banks are worried, lenders are tightening up, and the overall mortgage process has changed. Aaron Kopelson discusses with Jason Hartman, some of the biggest changes he has seen in the last few months. Key Takeaways: [2:30] The U.S. Economy, has the recovery already occurred? The greatest 50-day stock market rally of the S&P, in all of history. [4:00] We give the government a monopoly on violence. [7:15] Is the economy waking up with a roar? [10:00] Virtual Meet The Masters: July 10th, 11th, & 12th Guest Aaron Kopelson [11:30] One of the mortgage lenders' current biggest fears, and reasons for tightening up, is an early payment default or a first payment default. [13:00] What is a jumbo loan, and what defines the limits per market? [15:00] There's no appetite from investors that want to buy mortgage-backed securities for these non-QM loans. [17:00] Real estate is a credit backed asset. When the financing starts to dry up, so do the prices. [20:00] Nobody was paid to put the brakes on and look at where we ended up (2008 recession)? [21:20] Fannie Mae & Freddie Mac are allowing for drive-by and desktop appraisals. [24:25] Is mortgage insurance allowed on investment properties? [28:10] V.O.E. Verification of Employment is growing in importance for loan approvals. [29:45] What's an overlay? Websites: Kopelson Team awmloan.com JasonHartman.com JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks of topics around the world, gaining perspective, and a large congratulations to the U.S. space partnership and recent launch. The importance of perspective can not be stressed enough in helping to make decisions, both personally and for investments. Ryan Moran is back on the show today to finish up his discussion on taking your business to seven figures. While we often think of the question, "what is the product," the focus needs to be, "who is the audience?" As well, Ryan shares his views on real estate investing and the economy, post-pandemic. Webinar: Wednesday, June 3rd bit.ly/protectmetoday Books: 12 Months to $1 Million by Ryan Moran Key Takeaways: [1:26] Do you watch "Billions?" [2:17] Watch old movies, gain perspective on today. [3:15] Congrats to SpaceX [5:45] Questions from the most recent Webinar. [7:30] Explaining BOOT [14:00] U.S. food prices see a historic jump and are likely to stay high. Guest Ryan Moran [17:00] What goes on outside the Amazon world? [21:00] Is the magic question, "what's the product?" [27:00] You can have two brands for the same product, and market them to two audiences. They can both be wildly successful. [37:00] Real estate trends post Coronavirus. [41:00] Cocooning, from home theatre systems to home gyms. [45:00] Considering the Federal Reserve the fourth branch of government. Websites: Capitalism.com JasonHartman.com JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

If you don't have a side hustle, you need one. In the middle of recessions and depression, everything can feel like a big deal. Jason Hartman shares perspective on the tragedies surrounding us with the pandemic and the protests. Add some balance and comfort through tough times building your knowledge on investment properties. Ryan Moran, author of, 12 Months to $1 Million, joins Jason today to discuss some of his tactics that led to his success. Sometimes better business isn't about what you sell, but more-so, how your business is focused. Books: 12 Months to $1 Million by Ryan Moran Key Takeaways: [1:15] If you don't have a side hustle, you need one. [6:00] At the end of the day, everyone is talking about their agenda. [8:00] Much like past recessions and depressions, when you're in it it seems like a much bigger deal than it is. [10:30] Mad as hell! [10:45] The dollar buys a nickel's worth. Guest: Ryan Moran [20:20] "I've discovered that there are a lot of things not worth pursuing, but the pursuit is worth it." [26:15] "Minimum wage is an institution, something that you're trying to force into society…" [29:00] Moran, how did you get your career started, and what role did the early affiliate marketing role play in where you are today? [31:20] Your business is determined not by what you sell, but who you sell to. [32:50] The game is about building to an audience quickly, and monetizing to that audience. [33:00] What Joe Rogan did for Spotify! [36:10] What's the extent of e-commerce beyond Amazon? [37:00] Eventually we will drop the E in e-commerce. Websites: Capitalism.com JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's Flashback Friday episode was originally released: October 20, 2009 As always, our purpose at The Creating Wealth Show is here to provide the cutting-edge information necessary to "create wealth" in today's economy. Many of our listeners are interested in learning more about profiting from various business opportunities, we are now adding this "track" to our list of sought after real estate and financial experts. Here to help us launch this new track is Dan Sullivan, co-founder of The Strategic Coach®. As an international organization offering practical thinking tools and support, Dan Sullivan has structured his company to help individuals create the personal and professional future they want. Dan's strong belief in the power of the entrepreneur is evident in all areas of Strategic Coach which works to help entrepreneurs reach their full potential in both their business and personal lives. He is author of over 30 publications, including The Great Crossover, The 21st Century Agent, Creative Destruction, and How The Best Get Better®. Websites: JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman takes a look at economic recoveries from past U.S. recessions. Beyond understanding the shape of an economic recovery, the details of the growth percentage and the term of growth can help us to understand where we are now. While some economic predictions can be made based on past information, the Coronavirus Pandemic does contribute to breaking pre-pandemic trends. Jason also discusses umbrella insurance policies and some flood insurance myths. Webinar: Asset Defense This Weekend and Wednesday bit.ly/protectmetoday Key Takeaways: [2:30] Answering a listener question from Tony E. Understanding umbrella insurance policies. [10:50] Let's talk about flood insurance and bust some myths. [14:00] The U.S. savings rate increased by the highest percentage in 39 years, since the pandemic hit the news. [17:00] What's the 'shape' of our recovery? Possibly and O-shaped recovery? [18:00] Home sales have skyrocketed [21:00] Supply-demand shock, from oil, the housing market, to quick deliveries. [22:30] Short-term and long-term bond interest rates. [24:30] After the yield curve recovered, how long until the start of a recession? [28:30] Looking at home prices in the U.S. in a market-weighted heavily on cyclical market prices. Websites: JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Great news for investors, people are buying homes in the suburbs! Jason Hartman speaks about the importance of exact numbers. And as a prelude to our guest on public speaking, Jason answers some questions from our listeners. We thank you for your questions and always invite more JasonHartman.com/ask James Rosebush, a former Deputy Assistant to President Reagan, is on the show to discuss his book, Winning Your Audience. He shares tips to sound more like Reagan, the great communicator. Key Takeaways: [6:00] Knowing when your numbers need to be exact, and when they can be rough estimates for purposes of comparison. [8:20] Newly pending homes up almost 50%! Does this mean the housing market is already rebounding from Covid-19? [9:00] JasonHartman.com/quickstart [12:00] Answering questions for listeners [20:30] Reagan, the great communicator, loved his audience. This was his secret to success as a speaker. [26:20] Speech abilities given to Reagan because of his history as an actor. [30:00] Some tips to speak a little more like Reagan. [32:00] Visualize what you want to give brilliance to your speech. [36:00] The experience of being blessed by the Pope. [37:00] 65% of communication is non-verbal. [41:00] If you speak from your heart, you will win. [44:00] We need more speakers that are sherpas. Websites: ImpactSpeakerCoach.com Winning Your Audience JasonHartman.com/Properties JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Virtual Meet the Masters, coming up! Jason Hartman reminds listeners of the benefits of getting dressed when working from the home office. Will higher education's business model change? Did Hertz get caught lining their pockets before filing bankruptcy? George Gammon returns to discuss the allegory of the Hawk & Serpents. What kind of economic cycle are we in right now? How long will it last, and what's to learn from it? Key Takeaways: [3:20] The importance of getting up and getting dressed when you go to work at the home office. [9:15] Scott Galloway talking about the imminent disruption of higher education's business model. [10:45] What did Hertz do before filing for bankruptcy protection? [15:50] What is the dragon portfolio? And what is a risk parody portfolio? [17:00] Allegory of the Hawk & Serpents, and understanding the twenty to thirty-year economic cycles. [20:20] Link for the cycles: https://docsend.com/view/taygkbn [24:30] We don't have inflation or deflation, we have a combination of both all the time. [31:45] One would think that when you have a strong dollar, everything else would be cheap in comparison. George says there isn't really a correlation between the consumer price index compared to what the dollar is doing. Websites: Dragon Portfolio: https://docsend.com/view/taygkbn www.GeorgeGammon.com JasonHartman.com/Properties JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

It's being talked about everywhere, the exodus to suburbia. Jason Hartman continues to educate real estate investors on the best market profiles in which to invest. If these handpicked markets weren't already looking great to you a year ago, the mass migration to the suburbs might be the tipping point. Ride the wave, get out in front, take a small risk. We are joined today with a local market specialist for an update on Northeast Florida. Rental demand has gone up. Home goods are likely to go up as everyone settles into their new residence. Key Takeaways: [4:45] If you want the thrill of the great ride, the return on investment, "you gotta take some risks." [9:30] Talking about the U.S. agility its respective economy. [13:45] People are moving to suburbia. How can you profit from this? [16:00] Those that are leaving high-density areas, will arrive in suburbia thinking that everything looks cheap. [19:45] America, the invented nation. [21:00] Looking at an increase in rental demand. [23:00] Local market update in Northeast Florida. [28:00] Home goods demand is likely to climb as people migrate from high-density apartments. Websites: JasonHartman.com/Properties JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's Flashback Friday episode was originally released: January 25, 2008 Let's examine the subject of debt, both good and bad. The prudent use of leverage or borrowed money can accelerate wealth creation and reduce risk. We'll look at many perspectives including a profile of Donald Trump and his "troubles" in the 90's. Weekend Webinar bit.ly/1031profit Websites: JasonHartman.com JasonHartman.com/ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Does the RV Ratio matter right now? Jason Hartman discusses the recent changes in mortgage rates, and therefore the RV ratio's importance has shifted. All real estate is local, and so is an infectious disease. Covid-19 is having inconsistent numbers with cities reopening across the globe. Mark Moss returns for part two to discuss bitcoin and cryptocurrency. Bitcoin does not need to be the global currency to have weight and validity. From game-theory to understanding what gives the currency its value, Mark shares what he knows about investing across the board. Weekend Webinar bit.ly/1031profit Key Takeaways: [2:30] All real estate is local, and all infections are local. [5:00] Metrics to find out if an investment property makes sense the day you buy it. [6:00] Understanding the RV Ratio, rent to value [11:00] Pick your battles less intelligently, if you have resources. [14:00] Why the RV Ratio doesn't matter so much right now. [19:00] Shifting to Cryptocurrencies [22:20] Will cryptos lead to a separation of money and state? [26:00] There shall never be sound money again until it is taken from the government. [29:10] Understanding the bitcoin halving. [32:30] While bitcoin may be limited, Cryptos, in general, have no limit? Websites: 1markmoss.com/ Mark Moss On Youtube JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Even Warren Buffet makes mistakes. Jason Hartman discusses the stock market versus real estate investing. Which of your investments can zero out? Jason Hartman talks with guest, Mark Moss, who believes in fully diversifying your investment portfolio. Mark shares his strategy on investing in gold, stocks, real estate, and even cryptocurrency. All of his strategy leads back to the idea that cashflow is the name of the game. Weekend Webinar bit.ly/1031profit Key Takeaways: [3:33] The main thing, is to keep the main thing, the main thing. [4:45] Warren Buffet! What happened? Swindled? [15:00] Mark Moss [16:30] The smartest people in the world know that they don't know. [18:00] Cashflow is always the name of the game, but I don't forget about investing for growth. [22:00] Determine your own tolerance for risk. [24:45] Understanding money creating, through debt. [26:25] Since 1971, our standard unit of value has been severed. 29:00] Fake wealth vs creating wealth [34:00] Shifting to Cryptocurrencies Websites: 1markmoss.com/ Mark Moss On Youtube JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Are you a hustler, or a bottom-feeder? Jason Hartman reminds investors and listeners alike, that good things may come to those who wait, but don't wait too long. Consuelo Mack of Wealth Track on PBS joins the show today to elaborate on the effects of the non-discriminatory Coronavirus. She expects to see two economic waves from this, and the second has yet to hit. Find out where she, unlike many others, recommends that you invest. Weekend Webinar Series, Friday and Saturday: 1031 Tax-Deferred Exchanges: bit.ly/1031profit Key Takeaways: [3:45] Inflation has been low if you add it up. [6:45] Commercial landlords are fuming. [12:00] Things may come to those who wait, but only the things left over by those who hustled. [14:30] Yes, this pandemic is non-discriminating, but a great takeaway is how lucky we are in America. Now is a time for most to reevaluate their personal, and professional lives. [17:00] Expecting two waves in the economy. First, the shock and stop. Second, the aftershock and termination of employees. [18:00] Cash reserves are extremely valuable in times of crisis. [19:00] Cash is not trash! [20:45] The value of liquidity can not be underestimated at times like this. [25:00] People are already taking action to leave high-density areas. [30:20] Reverse mortgages [36:15] What role does FinTech play in all of this? Websites: WealthTrack.com JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Be a doer! Jason Hartman discusses the risk/reward investment concepts when looked at in hindsight. It's not about gambling, it's about building solid fundamentals for investing. It's understanding the advantages of multi-dimensional assets. Jim Rogers returns to the show for his first time in seven years. Jim talks with Jason about government power, and their financial strategies. The big question concerning government stimulus right now is, "how will we suffer from this?" Jason's Recommendations For Your Library: Earl Nightingale's Greatest Discovery Jim Rogers, Adventure Capitalist Key Takeaways: [3:15] The hardest ship to sail is a partnership. Investing Commandment Number 3, "thou shalt maintain control" [7:30] When you look back over time, the rewards always go to the doers. They always go to the risk takers! [12:00] Returns based only on inflation induced debt destruction…at the official rate of inflation, which is often understated. [13:30] Jim Rogers [19:30] Every government wants more power than they have. [21:20] How will we suffer from this? [27:00] "Whenever things go wrong in a country, thought history, politicians blame foreigns" [36:00] "When I was younger, many people helped me. Even if I look like a fool, I'd like to help people where I can" -Jim Rogers Websites: JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's Episode of Flashback Friday was originally published on February 1, 2008. Jason shares inspiration from Og Mandino, tax advice from CPA Peter DeGregori and Richard Lillycrop one of our British investors. Visit https://www.jasonhartman.com/radioshows Websites: JasonHartman.com JasonHartman.com/Ask Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Escape to the suburbs! Jason Hartman and Evan Moffic discuss the changes approaching in how we look at our homes. With the benefit of work and school being just a few feet away from our beds, we are all looking to improve our homes. And for those that are currently renting an apartment in the high-density, urban environments, a move in the direction of suburban-living is looking more and more promising. Homebuilders are saying that they are already seeing the effects of this growing trend. Fannie Mae and Freddie Mac are buying loans in forbearance and essentially they keep kicking the can down the road, delaying the inevitable. Key Takeaways: [1:30] "Inflation is a disease of money, thus inflation may have become the oldest form of government finance…" - Jens O. Parrson [7:00] Escape to the suburbs! All of the reasons why both present and past. [9:00] People are cocooning in their house. [13:30] Home improvement will climb as a home office and school space is needed, colleges will change their format, gyms will try new concepts. [21:00] Homebuilders have seen sales jump as renters flee small urban apartments. [24:30] Why Elon Musk is talking about moving Tesla out of California. [27:20] FannieMae and FreddieMac are acting in a dysfunctional manner to bail out the system. Websites: RabbiMoffic.com JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman discusses the impact that the spike in unemployment will have on mortgage delinquencies and how one feels personally about job security. Real estate listings are at a staggering low, what does this mean? Hope Jahren is today's guest, and she is here to discuss her book, The Story of More, and how the Earth feels about the mess that we've made. Hope shares her thoughts on consumption trends and the overuse of a lot of products. How can we fix this? Decisions about small things can work exponentially. Key Takeaways: [2:30] Expectations of losing a job or leaving voluntarily. [5:00] Real estate listings have declined by 70%. [11:15] The spike in unemployment is signaling a potential increase in mortgage delinquencies. [15:00] Hope Jahren [16:00] What's going on in Norway with the Coronavirus pandemic? [17:45] Using smog levels as an indicator of how active the economy is. [24:00] We overuse a lot of products, but are we using less of anything? [29:00] The little changes we can make as individuals that work for the greater good. [33:00] Our meat consumption is way over what's needed. Websites: thestoryofmore.com JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

What happens to the value of a currency when you create currency out of thin air? Jason Hartman talks about the percentage of GDP that countries around the world are spending to stimulate their economy. Prepare for a Wow! Jim Puplava's interview is continued opening with a discussion on inflation or stagflation, where do we see the immediate future of the U.S.? As well, Jim shares some interesting concepts about cryptocurrency, why it might be used, and why it might be rejected. Finally, Jim answers why negative interest rates cause a problem with cash. Key Takeaways: [2:45] One cannot create currency out of thin air without the currency value declining. [7:45] From the famous Karl Marx, a question, "do the needs of the many outweigh the needs of the few?" [12:50] "We become what we think about." [10:40] What country spent 21.1% of its entire countries productive capacity only on trying to stimulate its economy based on the Covid-19 crisis? [20:15] Is our future inflationary or stagflationary? [27:20] Jim, what do you think about cryptocurrency? [33:35] Why do negative interest rates cause a problem with cash? [36:48] In the U.S., what's the result of our debt to GDP ratio getting out of line? Websites: FinancialSense.Com JasonHartman.com JasonHartman.com/Ask 1-800-HARTMAN

Renters are paying! Wall Street applauds real estate and expects to see a rise in suburban home demand. And who's responsible for taking down the documentary 'Plandemic?' Jason Hartman shares investment strategy and tips through past, present, and pandemic times. Jim Puplava joins today's show with much to talk about the supply chain disruption, and what's to come of it. Jim says that business innovation is a must, and it looks as though companies like Walmart have already started making changes. These efficiencies aren't only applicable in pandemic times. These strategies will prove to benefit businesses and patrons while we shelter-in-place or not. Listeners! How are your rent collections going? Answer here! Text The Word Income to 480-360-4303, and review our show! Key Takeaways: [2:15] Renters are paying! 82.9% made some kind of payment. [5:45] Wall Street bets that the virus meltdown gives landlords a chance to grow. Suburban home demands on the rise. [8:40] The documentary 'PlanDemic' was taken down from Youtube. [10:00] Message to New Investors: [14:45] From Our Listeners, Thanks, Andy! [19:00] Jim Puplava [20:00] The supply chain has been disrupted. While it will take some time to correct, some of it will be beneficial. [22:00] Inflation is a lot more money chasing fewer goods and services. [29:40] Still singing the "creative destruction" tune. Business innovation is a must. [32:45] The oil market, and the perfect storm. Websites: JasonHartman.com/Ask 1-800-HARTMAN JasonHartman.com

Today's Flashback Friday episode was originally released: March 4, 2008 On this show we'll hear from Paul Harvey, Jim Rogers, Ron Paul, and truth-challenged Ben Bernanke about commodities investing and the virtues of trading fake dollars for real assets. Key Takeaways: [1:30] American real estate is one of the best deals going, especially given this perfect storm that has developed over the past two years or so with the subprime mortgage meltdown, the rising commodity prices, and the ridiculous increase in inflation here in the U.S. and also globally. [5:45] Pessimism about the American Dollar. [8:30] "Let them debase the American dollar. Overall, it is not great news, but as we play the game properly, we are outsmarting the Federal Reserve and the way the government is spending so ridiculously, irresponsibly because our investments increase in value with these inflationary pressures." [18:30] The dollar is at all-time lows now, but this is 2007, so that means in at least 100 years, the dollar's now making new lows, which is a shame because we were the world's reserve currency, we were the richest, most powerful country in the world, and it's not going to be good. It's driving commodity prices up; it's driving up interest rates, as you know. Long-term interest rates have not come down despite all this, and what happened is as commodities go higher, inflation goes higher, imported goods go higher, inflation will get worse and ultimately, long-term interest rates will go higher, too. [24:00] It's great for everybody to own their own home. I'm all for it, too, but I'm also in favor [25:30] How in the world can we expect to solve the problems of inflation, that is, the increase in the supply of money, with more inflation? [28:00] Inflation is everywhere and the devaluation of the dollar is hurting the elderly the most because they tend to be the savers. They did the right thing all their life. They were told save money, save for retirement, yet they have been burned through the policies of the Federal Reserve. [33:00] Hedonics is where they say that the product you're buying, that the consumer is buying, produces an equal or greater amount of pleasure if you will than the older products. So the newer product is better because of progress and technology, as it should be. And that newer products should be adjusted for inflation through the hedonics index. [42:00] don't wait to buy real estate. Buy real estate and then wait. And you know what? But you've gotta buy a special kind of real estate, financed a special way, in the right markets, at the right time, based on our methodology. Websites: 1-800-HARTMAN JasonHartman.com JasonHartman.com/ask Jason Hartman University Membership Jason Hartman Quick Start

There is no possible outcome where come Monday morning, things go back to normal. When restaurants or entertainment venues can only operate at 25 percent capacity, the word to remember is inflationary. Jason Hartman discusses some basic strategy and philosophy to stay afloat, like taking action to eliminate doubt and doing something for others to keep a positive, healthy attitude. As well, Hartman analyzes and breaks down an interview from Bloomberg Markets and Finance channel, with chairman and founder of Equity Group Investments Inc, Sam Zell. What did Zell have to say about Market Valuations, Real Estate and Post-Virus Economy? After the pandemic has been beaten, what lifestyle and work changes will stay, and what will fade away? Key Takeaways: [4:22] Action eliminates doubt. [10:00] Do something for someone or something else. [14:00] From Bloomberg, Market, and Finance. [16:30] The importance of price discovery. [21:00] Liquidity creates volatility. [22:30] All the efficiencies since the pandemic will stay, once the dust has cleared. [32:00] A need for suburban home as things change. Websites: 1-800-HARTMAN JasonHartman.com JasonHartman.com/ask Jason Hartman University Membership Jason Hartman Quick Start

As the economy appears to struggle from Covid-19, the price of homes seem to be moving up. Jason Hartman discusses the unexpected price changes in the U.S. due to the shrinking market availability. Ellen Brown is today's guest here to discuss Universal Basic Income, UBI. As well, she shares some interesting details about what happens to the money when a debt is paid. How did China increase its money supply by such a large percentage in two decades? Key Takeaways: [4:00] Why are home prices going up as the economy appears to be falling apart? [7:00] From March 2019 to March 2020, homes available on the U.S. market have gone down by 10%. Guest: Ellen Brown, author of over a dozen books including, The Public Bank Solution, From Austerity to Prosperity [12:30] What is a postal account? [20:45] What is the end game of money spending? [22:10] Money is lent into existence. Banks create the principal but they don't create the interest, so debt always grows faster than the money supply. [25:00] The real economy is always short of money because there's a hole in the bucket that always drains into the financial economy. [26:00] What is the financialized economy? [30:20] Debt grows until it gets so high that people can't borrow anymore, so they pay down their debts instead of taking out new debts. That shrinks the money supply. That goes into deflation which goes into depression. [32:30] Money evaporates when it pays off the debt. [36:30] All of our money is credit. China increased its money supply by 1800% in twenty years, and they did not run into hyperinflation. Find out more. Websites: EllenBrown.com PublicBankingInstitute.org 1-800-HARTMAN www.JasonHartman.com JasonHartman.com/ask Jason Hartman University Membership Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

"Never bet against America," says Warren Buffet. Jason Hartman agrees with Buffet and reminds you to align yourself with those in a position of power. Be optimistic, and prepared. There are several ways to be a prepared investor from an emergency fund to understanding the depths of your rental insurance. James Altucher is back with Jason Hartman to discuss his moves in the stock market, and why he favors certain positions. As well, this pandemic will accelerate our development with technology and how we perceive colleges vs certificates. Key Takeaways: [3:00] An emergency fund is a good, prudent idea. [4:30] Check your policies for insurance against lost rent. [6:00] The insurance business is the only business with a negative cost of capital. [9:26] Buffet said, "Never bet against America" [10:00] Buffet video: https://youtu.be/JPlRNQtjOHc [13:10] We, the proverbial We, all live better now than the richest people of the past. [21:39] Don't buy SPY "the spider", go with RVT instead. Royce Value Trust Inc [22:20] Anything that was going to happen in ten years, will happen tomorrow [25:00] Altucher shares his preferences on stocks based on some forced trends bound to happen in the next ten years. [28:45] Florida has "luxury weather." [32:30] 40 alternatives to college, with James Altucher. Websites: www.JamesAltucher.com 1-800-HARTMAN www.JasonHartman.com JasonHartman.com/ask Jason Hartman University Membership Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

When it comes to pandemics or infectious disease, population density is an issue. Jason Hartman discusses some additional property investment parameters to consider when investing. Suburban living, a uniquely American movement, has great potential for growth, both locally and worldwide. While the location might have been the way of the past, housing is the way of the future. James Altucher joins Jason to share his viewpoints on the economy, stocks, and more specifically the stimulus. As well, listen to the seriousness of this pandemic from a New Yorker's perspective, and what it's like managing life in the most challenging U.S. coronavirus area. Key Takeaways: [2:00] When it comes to pandemics or infectious diseases, density is an issue. [4:45] Investment property parameters to consider: linear, cyclical, and hybrid markets. High and low-density population. Conforming and jumbo loans. [7:45] The concept of suburban "SUB-urban" living is a uniquely American idea. [9:00] World living comparisons of rural vs urban living. [11:15] Covid-19 deaths per 100,000 people [12:40] The 90% economy, maybe a bit optimistic? [15:42] Housing vs location Guest: James Altucher [18:30] The New York and New Jersey Coronavirus perspective vs the rest of the nation. 21:30] "The earlier models were wrong" [26:10] "As long as you keep seeing insanity happen, those are all canaries in the coal mine." -Altucher [17:00] We know that the economy is going to wake up, we just don't know when and how. [28:40] Understanding why we should prep for supply shock. [30:15] The GDP of a year is about 20 trillion dollars, 5 trillion per quarter. There is an expectation that 2 to 3 trillion will be withdrawn from the economy this quarter. [34:30] Is this stimulus enough, are the right people getting it? Websites: www.JamesAltucher.com 1-800-HARTMAN www.JasonHartman.com Jason Hartman University Membership Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Today's Flashback Friday episode was originally released: Jul 30, 2016 Jason Hartman talks with acclaimed financial advisor Ric Edelman. Barron's has six times (2004–2009) ranked Ric Edelman among America's 100 top financial advisors. In 2009, Ric was ranked the #1 independent financial advisor in the nation by Barron's. In 2004, Ric was inducted into the Financial Advisor Hall of Fame, ranked by Research Magazine for his focus on the individual client and ranked #42 on Registered Rep magazine's list of "America's Top 50 Advisors." Inc. magazine three times named the firm the fastest-growing privately-held financial planning firm in the country. Ric received an honorary doctorate from Rowan University in 1999, and in 2007 was inducted into the Rowan University Public Relations Student Society of America Hall of Fame. As a #1 New York Times best-selling author his five books on personal finance include Ordinary People, Extraordinary Wealth; The New Rules of Money; Discover the Wealth Within You; What You Need to Do Now; and the personal finance classic, The Truth About Money. His sixth book, The Lies About Money, was published in the fall of 2007 by Simon & Schuster and his latest book, Rescue Your Money, was published in the spring of 2008. Ric's books have been translated into several languages. As a national radio show host on ABC Radio Networks, he can be heard on radio stations throughout the country. The live call-in advice program has been on the air for more than 15 years and earned Ric the A.I.R. Award for Best Talk Show Host in Washington D.C. (1993). He also publishes a monthly newsletter, has built one of the most comprehensive and free online educational resources about personal finance at RicEdelman.com, and is the author of video and audio educational systems that help people achieve their financial goals. Philanthropic Activities include Rowan University. They also funded the Edelman Nursing Career Development Center at Inova Health System Foundation. Ric served six years on the Board of the United Way of the National Capital Area and in 2007 completed his two-year term as Chairman of the Board. He also serves on the boards of The Boys & Girls Clubs of Greater Washington, D.C., and its foundation. Ric also is a full partner of the American Savings Education Council and the Jump$tart Coalition for Personal Financial Literacy. He is a former board member of Junior Achievement of the National Capital Area and served for three years on the Grants Committee of the Foundation for Financial Planning, where he remains a major donor. They also actively support HEROES Inc., Make-a-Wish Foundation, The Leukemia & Lymphoma Society, and many other charities. As Chairman and CEO of Edelman Financial Services LLC. He is also President and Director of Sanders Morris Harris Group. Ric is an Investment Advisor Representative and offers advisory services through EFS an SEC-registered investment advisor. He is also a Registered Representative of and offers securities through Sanders Morris Harris Inc., an affiliated broker/dealer, member FINRA/SIPC. Barron's ranking "Top 100 Independent Financial Advisors" (Aug. 31, 2009) based on assets under management, revenues the advisors generate for their firms, and the quality of their practices. Websites: Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start

Jason Hartman takes us on a trip down recession lane. Backing up to the early 80s, Jason discusses the cost of a home through several recessions in the past, no matter how impactful they felt. As well, prep yourself for the next webinar, May 1st. Doug Casey, author of Crisis Investing: Opportunities and Profits in the Coming Great Depression, joins Jason to discuss the biggest hysteria since the Salem Witch Trials. Casey shares his opinion on The Great Recession and the role it might play in the potential Greater Depression. Learn why Casey advises one to invest in mining, and his feelings on bonds, stocks, cash, gold, and cryptocurrency in comparison. Webinar: May 1st and May 3rd: bit.ly/sweethomewebinar Key Takeaways: [2:00] Sweet Home NEW Alabama webinar: bit.ly/sweethomewebinar [4:45] What kind of price changes did we see in homes during several of the past recessions? A quick analysis over the past 40 years of recessions. [14:20] "The biggest hysteria since the Salem Witch Trials" - Casey [17:45] Casey presupposes that the worst of the 2008 recession is yet to come, and that for the last 8-10 years, we have been in the calm, the eye, of the storm. [19:30] "This could be more than a financial meltdown. Possibly an economic and social meltdown as well." [20:00] The U.S. is no longer a country, but more-so a multi-dimensional, domestic, empire. [22:20] Bonds are a triple threat, about the worst place for your money at this time. [24:30] Bonds, stocks, cash, gold, cryptocurrency? [28:15] Have we entered the greater depression? This could potentially be the biggest upset since the industrial revolution. [33:50] Surviving a depression, the most important thing is to have assets where there is no counter-party risk. Something in which you don't have to trust a bank, insurance company, or your pension fund. [36:30] Having fun, what about mining the asteroids? Websites: 1-800-HARTMAN www.InternationalMan.com www.JasonHartman.com Jason Hartman University Membership Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

The emperor has no clothes! The 'Lame-Stream' Media has finally caught up with Jason's predictions of migration away from high-density areas. Beware of the elevator! High rise condos mixed in metropolitan areas have more warning signs than advantages in the modern, mobile workplace. The rise of suburbia is here! Take your work poolside, in the backyard of your very own, suburban home. Coronavirus Quarantine Survivor, attorney, author, and actress, Juanita Ingram joins Jason Hartman to discuss Taiwan's reaction to Coronavirus, approximately 30 days before it hit the U.S. What did Taiwan do right, and how did SARS prepare them for this problem? Born in Tennessee, and made her way through the U.K. and finally to Taiwan, hear Juanita's perspective on the differences of culture and how Coronavirus was handled. Key Takeaways: [2:30] Suburbia is a uniquely American idea, that benefits us greatly, in the migration away from high-density areas. [5:15] Inflationary is bad government, bad fiscal and monetary policy while deflationary is technology and globalization. [8:00] Realtors and demographers say that this acceleration of a trend (migration away from high-density areas), is already taking place. This migration was something that was happening before COVID-19, which is something that might only be accelerating the trend. [10:00] "We don't need the fancy downtown office space. So, do I need to be so close to the city?" [12:30] Never listen to the naysayers, they're usually wrong. [15:00] Reports of temporary migration out of high-density areas started with the shelter in place. The continuation of this will be a more permanent migration. [17:20] Demographers and realtors alike, predict that this is a tipping point of people that have been dreaming of backyards, pools, and more space. Guest Juanita Ingram [18:45] What's going on in Taiwan, so close to China? [23:00] From Wuhan Virus to COVID-19, the changes made in Taiwan, approximately 30 days ahead of the U.S. [24:45] After Taiwan's experience with SARS, they had a pandemic plan in place. Taiwan is now being called the blueprint of what should've been done [26:30] Taiwan's cases escalated due to the import of cases from outside of the country. [30:30] Two ER Doctors in Atlanta, Georgia that both tested positive. One is very sick, and the other is asymptomatic. Websites: 1-800-HARTMAN www.iamjuanitaingram.com www.JasonHartman.com Jason Hartman University Membership Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

There's no place like home. Jason Hartman interviews Dottie Herman on her track to success, from realtor to CEO. Dottie shares her experiences in New York post 9/11, and how this affected the overall mood of New Yorkers and how they wanted to live. What kind of conclusions about shifting mindset from Covid-19 can we draw about the American home? Even banks are scared about giving housing loans with so many jobs in the air. With the current credit problems and mortgage issues, housing prices in the near future are a big question mark. Key Takeaways: [1:00] The escape plan around the world [2:45] Check out shows on UN Agenda 21 [8:40] The current mortgage and credit problems might influence housing prices to drop [12:20] "You don't just turn a key and everything starts all over" [12:45] Banks are double-checking if people have jobs, they are scared they are going to get burned [16:10] In harder times, like post 9/11, people want to be with their families, and in homes that are comfortable and accommodating of their family. [23:00] The millennial generation has different needs and wants in a home as compared to that of the baby boomers [27:00] "If you really want to make money, and you really want to acquire wealth, you need to own real estate" [30:30] When compared to stocks, real estate will always be here and easier to understand [31:00] As Dorothy said, "there's no place like home" [32:00] Don't be afraid to fail, and don't be afraid of the word no Websites: DottieHerman.com Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Today, Jason Hartman discusses the Phillips curve and its relevance to our current economic situation. While we are all challenged in ways to adapt to our shelter-in-place advising, several benefits are being popularized out of necessity. Telemedicine is growing rapidly, and not just for humans. Veterinary practices are using telemedicine for your pet's health as well. Steve Hochberg returns to elaborate on the Elliott Wave. How do we know when we have too much debt, the U.S., or the individual? Key Takeaways: [1:00] Is Kim Jong-Un alive? [5:30] Telemedicine, we're finally there [8:00] The Phillips curve [14:00] Monetary policy comes from central banks, and fiscal policy comes from the government Guest: Steve Hochberg [22:00] Everything the Fed has said they're going to do has been backed by the Treasury. The treasury has pledged to cover any losses that the Fed is going to incur through their lending programs, and this can't go on forever [24:00] How do we know when we have too much debt? [28:30] "I think there's a huge bull market starting right now, and it's the bull-market in cash" -Hochberg Websites: www.elliottwave.com Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Jason Hartman shares sound advice on the top four reasons that a company fails. Steve Hochberg joins Jason to break down the methods of the Elliott Wave Principle. Listen to how the Elliott Wave Principle used collective investor psychology to predict 2020 stock market trends, without the influence of Coronavirus, as early as late 2019. Will we continue to see the stability of linear markets vs the volatility of cyclical markets, post-pandemic? Do recessions cause cautious businessmen or do cautious businessmen cause recessions? Key Takeaways: [2:30] From a discussion: the four primary reasons a company fails [4:00] Number one, FEAR - Faults, education, appearing, real [5:15] Number two, mindset [9:00] Number three, lack of connections [11:30] Number four, Lacking systems and process [15:20] What is going on in the financial world? [17:00] Unfolding the Elliott Wave Principle [18:20] "Late 2019, the U.S. economy had some very strong economic numbers, the social mood was very elevated, but there were some underlying problems going on" [19:20] The yield curve: the three month U.S. Treasury bill yield minus the ten year U.S. Treasury note, had inverted, which was a key indicator in the last months of 2019. [23:00] Cyclical vs linear markets, post-pandemic [28:00] Do recessions cause cautious businessmen or do cautious businessmen cause recessions? [30:00] An Elliot Wave is a hierarchical fractal, it has self-similar patterns at all degrees of the scale [30:45] Why do you prefer the DOW over the S&P? Websites: www.elliottwave.com Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

"Compared to what?" If you have ever listened to a Jason Hartman Podcast you will understand the weight of this simple question. Whether you are looking at small product quality, or the nutrition value of food, investment opportunities, or presidential policies, it's important to ask, "compared to what?" As well, Jason talks about the development of frictionless real estate leasing and sales. The increasing popularity of virtual tours gives a lot of benefits to real estate investors. Key Takeaways: [1:45] What are you doing with the self-quarantine time? [2:30] A discussion on inflation, and how it's hidden from us [6:00] Who is saying that the U.S. could become a second rate or vulnerable world power in the next twenty years? [10:30] At the end of the day, any law is reduced to the barrel of a gun [16:00] There is a necessity of central banks in wartime, whether that war is seen or unseen (coronavirus) [17:30] Orange juice is a scam, you'll see [25:00] Free market capitalism - is it a great thing? [28:30] Frictionless real estate and what it means to investors: the perks of virtual tours [35:00] America gets the special privilege of being more irresponsible than other countries Websites: Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Today's FlashBack Friday Episode was originally published on May 10, 2016. Jason explores the benefits of being a direct investor and the problems of group investing or pooling money and going into other people's deals, businesses, partnerships, LLC's, REIT's, or TICS. Hear a chat with Jim Cramer of Mad Money and The Street.com. Key Takeaways: [2:00] The hardest ship to sail is a partnership. Investing is a partnership. Thou shalt maintain control. Don't invest in anyone else's deal. [8:00] How many of you have ever worked for a publicly-traded company? Those who do have often said that what goes on inside the company has almost no relation to what's happening with that company's stock. [11:00] Companies have three groups to please: customers, shareholders, and employees. What companies are able to please all three simultaneously? [18:00] "Pools are for Fools" - we should NOT be investing our money in anyone else's deal. We buy our own property, and then keep our profits for ourselves. [22:00] Bob Citron and how he invested with Merrill Lynch that led to Orange County filing bankruptcy. Websites: Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

The big talk right now is that of supply & demand shock. Jason walks us through the current market trends and the developments leading to the inevitable supply/demand shock. Simple at-home lab experiments, like watching the prices change in airline tickets help illustrate this shock at work. Dan Amerman joins Jason in part II to discuss crisis investing. Dan, the author of Cycles of Crisis and The Containment of Crisis, takes us through his analysis of economic trends and changes due to coronavirus. As well, Dan advises on what we, the entrepreneur, should consider and how to take action, especially concerning advantages from understanding inflation. Take Advantage: Friday at 2 pm EST: bit.ly/JAXwebinar Jason Hartman University Membership Key Takeaways: [2:00] Proving the non-theoretical practice of supply/demand shock [4:00] The misery index has high inflation and high unemployment at the same time [7:30] Ex: Supply/Demand shock with oil companies [11:00] Dan gives us the macro picture [12:30] Cycles of Crisis and The Containment of Crisis [18:45] How do you quantify neighborhoods? [21:00] We live in a way of debt and derivatives, will it be this way forever or does it have to reset at some point? [22:20] Japanification is a very real scenario for a period of time [26:00] Major corporations, when compared to the entrepreneur, have access to far lower cost liabilities, in that they can get free or cheap debt (getting paid to borrow or negative interest rates) [26:40] What action should people be taking now? [28:30] What's the way to distinguish inflation in terms of asset price inflation and consumer price inflation? [30:30] Understanding price inflation (change in the value of money) and asset deflation (a decrease in the value of an asset) Websites: danielamerman.com Friday at 2 pm EST: bit.ly/JAXwebinar Jason Hartman University Membership 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Jason interviews Chrysta Castañeda, author of The Last Trial of T. Boone Pickens. Get the oil and gas industry insight from Chysta, the go-to lawyer for high stakes litigation in the energy industry and beyond. Chrysta shares her experience with T. Boone Pickens and her knowledge of the current oil market problems. Before our guest today, Jason talks about Stimulus Maximus and how this plays into scarcity and utility. What makes an economic unit valuable? Look forward to our JAX Webinar this Friday at 2 PM EST! Webinar This Week: Friday at 2 pm EST: bit.ly/JAXwebinar Key Takeaways: [3:30] "Luxury Weather" [4:45] How many tenants paid their rent with a credit card? [6:20] Litigation is a form of human rights [7:15] Stimulus Maximus - Senate passed a $484 billion stimulus package [9:30] What makes any economic unit valuable is scarcity and utility [11:30] In terms of scarcity and utility, what's to come of the dollar? [14:00] Private Podcast in the Members Only JHU [16:30] What happened with Pickens and how did the investment deal go bad? [20:40] "As we saw the financial markets plummet, so did the oil market" [21:30] Saudi Arabia and Russia are starting a supply war with oil, which was already oversupplied [23:30] There is a coordinated market mechanism for oil production limitations [26:40] Brief history about the name "Railroad Commission" [29:00] Will we shift to a larger work-from-home community? Websites: www.LastTrialofTBoonePickens.com Friday at 2 pm EST: bit.ly/JAXwebinar 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Jason Hartman talks about the lack of renter defaults in the peak U.S. month of the COVID-19 pandemic. How will the forbearance issues play out? The oil and gas industry is facing the steepest collapse in history. What will this recession/depression look like, and will you heed the advice of the late, great Warren Buffet? Listen to this episode to expand your knowledge of pandemic investing. Key Takeaways: [4:00] "Be fearful when others are greedy, and be greedy when others are fearful" - Warren Buffet [8:00] The oil market, have we hit a period of negative oil prices? [13:00] Even Coca-cola consumption is down 25% [15:30] A few of the big banks each had class-action lawsuits filed against them by small businesses claiming poor, or unfair, handling of the PPP processing [20:45] Is Kim Jong Un in danger after emergency heart surgery? [21:15] The situation on forbearance is unclear [24:30] Recession or depression, two or four flat quarters? [27:00] 2020 version of The Grapes of Wrath migration Websites: 1-800-Hartman www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast

Jason Hartman and Rabbi Evan Moffic talk about the big migration out of high density areas. Starting in 2016 a trend of moving to low density areas started to grow and the pandemic has encouraged the departure from more densely populated areas. While these trends may rely heavily on the wants and needs of Generation Z, health issues and worker experiences might speed up the migration. Key Takeaways: [4:00] Pandemic proved how densely we are living, and also how successfully you can live working remotely [7:00] Starting in 2016, a trend of non-metropolitan counties were gaining population more-so than metropolitan counties [9:45] A lot of the migration trends could depend a lot on Generation Z [13:00] What led you to believe that this mass migration to lower density living would occur? [16:40] The average population density (APD) of the U.S.A. is only 87 people per square mile [17:28] The APD of metropolitan areas of the U.S.A. is 283 people per square mile, and the APD of New York City is 27,000 people per square mile [21:30] The rise of socialism [25:30] "Expansions make millionaires, recessions and depressions make billionaires" [26:20] "In a recession or a depression, the person who wins is the person who loses the least" Websites: 1-800-HARTMAN www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast www.RabbiMoffic.com

In today's 10th show special, Jason takes us on a journey to collective consciousness taking a big leap comparing herd immunity and the Hundredth Monkey Theory. Sunday Funday is a time for reflection and gaining perspective. Mike Robbins joins us for some important lessons in mental health and dealing with grief. We are all grieving together, for ourselves and for those that surround us. It's time to stop, pause, and reflect. How can we focus on the moment? Key Takeaways: [2:00] Sunday Not-So Funday [7:30] The hundredth monkey theory [12:40] The theory is that there is a certain point at which a universal consciousness develops and it spreads, even when it is geographically unconnected [13:40] Does herd immunity have parallels to the hundredth monkey theory? JasonHartman.com/ask [14:30] Mike Robbins, the author of five books, Focus on the Good Stuff, Be Yourself Everyone Else is Already Taken, Nothing Changes Until You Do, and, Bring Your Whole Self to Work [18:45] Perspective is important, and when we are in the middle of something, it's difficult to have perspective on it [20:30] Even though it may not seem like it right now, you have more than this requires [21:15] If we are experiencing difficulty the common element is that we are focusing internally instead of externally [4:30] The world has intervened in a way, and forced all of us to stop, pause, and reflect [30:30] How do we focus on the moment? [36:30] You can control your attitude and you can control your effort, everything else is some form of out of your control Websites: Mike-robbins.com 1-800-Hartman www.JasonHartman.com

Beware of the 'invisible tax,' inflation. Jason Hartman discusses inflation, poverty, and work-from-home lifestyle and advantages. In these challenging times, which professionals are able to stay optimistic? How are the elites transferring wealth? In part II of today's show, Jason interviews Jessica Mah, founder of inDinero. Tune in for pro-tips on loan approval for PPP & EIDL. How can you optimize your time with loan delays, and get ahead of the game? And, don't forget to prep for the end-game of these loans, will they be forgiven? Follow the rules and we shall see. Key Takeaways: [3:15] There are two types of taxation that we are paying: 1) The tax that we see, income tax, sales tax, etc 2) The inflation tax, which destroys the purchasing power of our money [7:30] People are being driven into poverty in this quarantine, making it very difficult for some to adjust to the work-from-home lifestyle [13:30] "Tis the set of the sails, And not the gales, Which tell us the way to go." -Ella Wheeler Wilcox [16:00] How are the elites transferring wealth? [19:30] Jessica Mah, found of inDinero, helping entrepreneurs run better businesses [20:50] PPP has run out? Only 6% of all applications have been approved by the SBA and funded. [21:15] The SBA is saying the best option is to use the bank you are already with, although Jessica has seen more success getting a loan through smaller regional banks [23:15] Have you seen success in getting loans with brokers? [25:30] Every bank is accepting PPP & EIDL applications even though they're both on hold due to running out of money [26:45] How can you be successful at getting your slice of the bailout pie? [27:30] Pro-Tips: Show your work; have an excel spreadsheet that shows how you came to your figures [30:30] How difficult is the one-page application? [31:00] The Magic Question, "What is all of the information you need from me in order for the bank to formally process my loan application and submit it to the SBA?" [34:00] This loan could be forgiven if properly played out [38:00] Encouraged to apply for PPP & EIDL, but PPP is the better of the two options for covering big payroll sheets Websites: Blog.indinero.com [email protected] www.PandemicInvesting.Com TAX SALE Webinar Link www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's FlashBack Friday episode was originally published on October 13, 2010 Jason talks with Harvey Mackay author of the New York Times #1 bestsellers Swim With The Sharks Without Being Eaten Alive and Beware the Naked Man Who Offers You His Shirt. Both books are among the top 15 inspirational business books of all time, according to the New York Times. In total, Harvey's books have sold 10 million copies worldwide, been translated into 37 languages and sold in 80 countries. Harvey is a nationally syndicated columnist for United Feature Syndicate, whose weekly articles appear in 52 newspapers around the country, including the Chicago Sun Times, Rocky Mountain News, Orange County Register, Minneapolis Star Tribune and Arizona Republic. He also is one of America's most popular and entertaining business speakers. Toastmasters International named him one of the top five speakers in the world. At age 26, he purchased a small, failing envelope company in 1959 which has grown to a $100 million business employing over 600 people. MackayMitchell Envelope Company is one of the nation's major envelope manufacturers, producing 25 million envelopes a day. As chairman, Harvey's philosophy is engrained in the company, beginning with its motto: Do what you love, love what you do and deliver more than you promise. Harvey is a graduate of the University of Minnesota and the Stanford University Graduate School of Business Executive Program. He is an avid runner and marathoner, and former #1 ranked tennis player in Minnesota. He currently sits on the board of the Minnesota Orchestra and is a former director on Robert Redford's Sundance Institute and the University of Minnesota Carlson School of Management. He has been a guest lecturer at various universities and business schools, including Harvard, Stanford, Michigan, Cornell, Wharton and Penn State. Central to Harvey's business, and to his books, is the ability to stay competitive in the often cut-throat world of business, to 'swim with the sharks', without sacrificing one's personal integrity or doing it at the expense of other people. He does this by focusing on building strong relationships with both customers and employees. In fact, Harvey is a master of networking. He believes most people make the mistake of only turning to their network when they need it; for example, when they're looking for a new job. Harvey says that networking is a lifelong practice that provides you with new knowledge and experiences, job security, expanded financial reach, and the strength of the group. The secret to maintaining a great network is, above all, knowing the value of the personal touch. In spite of his hectic schedule, Harvey still finds plenty of time for family and fun. He's an avid golfer (11.4 handicap) and recently won the Super Senior Men's Championship at his home club in Scottsdale! He and his wife, Carol Ann, have been married over 45 years, and enjoy spending time with their nine grandchildren. They are avid travelers, taking an annual trip to Italy, and planning upcoming tours of China and Africa. Websites: www.PandemicInvesting.Com www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

One of the top forecasters in the real estate industry, Barry Habib, joins Jason Hartman to discuss the money creation issue that's happening worldwide. What truths about the mortgage market aren't being told? The middle class has been taken under attack, and here are the tools to stay on top, and lose the least. Mark Your Calendar: TONIGHT! Thursday, April 16, 2020, More Details Here: TAX SALE Webinar Link Key Takeaways: [2:30] The middle class has been under attack for decades. Comment at JasonHartman.com/ask [6:00] The return policy for real estate doesn't come without a restocking fee [8:00] In a depression, the person who wins is the person who loses the least [9:00] www.PandemicInvesting.Com [9:30] Barry Habib, "printing money can lead to inflation or hyperinflation" [19:30] What investments are you holding onto? [23:00] The fed is trying to loosen the money supply yet lenders and servicers are very concerned [29:00] All of this stimulus has to be paid back, and the fed is first inline Websites: www.MbsHighway.com www.PandemicInvesting.Com TAX SALE Webinar Link www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

From FOMO to a simpler life, I think we all expect some change post-Coronavirus. Jason predicts a migration away from densely populated urban areas, and the rise of suburbia. Has mortgage financing become a challenge that makes lenders worried, as Chase has stipulated a 20% down and 700 FICO? Liens, deeds, and certificates, find out all of the ins and outs of Tax Sales Profits with our guest, Julia M. Spencer, in part two of today's podcast. Consider this the fast track to Tax Sales Profits when Julia and Jason would both advise you to take this time for continuing your education. Mark Your Calendar: Thursday, April 16, 2020 More Details Here: TAX SALE Webinar Link Key Takeaways: [3:00] FOMO to A Simple Life, there's change in the air [5:45] 84% of the U.S. population lives in urban areas [6:30] Population Migration? 'Bets Made' at JasonHartman.com/ask [8:45] Lenders are worried, J.P. Morgan Chase massively increased the requirements to obtain mortgage financing [9:40] bit.ly/thursdayfund Bring your questions to the Thursday Webinar [10:30] Responding to JasonHartman.com/ask : Heed the warning! [17:00] Returning guest: Julia Spencer [18:10] What are tax sales and how can investors benefit from them? [23:00] Liens, deeds, and certificates: explain the differences [28:00] What happens when someone doesn't pay their tax bill? [33:00] The defining characteristic between a lien and a deed is the redemption period Websites: JuliaMSpencer.com www.PandemicInvesting.Com TAX SALE Webinar Link www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

How will housing change? What kind of recession recovery will we see? Our guest today is here to discuss the looming recession due to Coronavirus. China is coming back online with products, but who will be on the receiving end? Jason shares predictions on the rise of suburbia and the ever-diminishing desire to live in high-density cities. Who will receive the U.S. bail-out? Key Takeaways: [2:00] Multi-generational living [4:15] L, V, U, ? shaped recovery? [7:30] You can't shut down the economy for even 90 days and expect to not have a major recession [8:50] China is coming back online to some extent now 12:48] Why would the U.S. bail out the cruise lines? [18:00] The Federal Reserve is now a bond buyer and might soon become a stock buyer as well [21:50] What's to be made of all of the sudden CEO resignations? [27:15] Expansions create millionaires but recessions create billionaires [35:30] The rise of suburbia Websites: www.Financialsurvivalnetwork.com www.PandemicInvesting.Com TAX SALE Webinar Link www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks with Norm Champ, a partner in the New York office of Kirkland & Ellis LLP about preventing the next crisis. Find out some helpful financial tips from the author of Mastering Money: How to Beat Debt, and Be Prepared for Any Financial Crisis. As the former director of the Division of Investment Management at the U.S. Securities and Exchange Commission (SEC), Norm's experience and viewpoint has many valuable lessons. Upcoming Events: Tuesday's Funding Webinar: bit.ly/tue2pmet Creating Wealth: 7 days per week Home Based Business: bit.ly/taxprofit Key Takeaways: [2:15] Are we witnessing the collapse of the mortgage market? [4:00] Stock up on food, and toiletries, but don't forget to stock up on cash! Follow the golden rule [8:05] Where is the next financial crisis going to come from? [11:00] The home in which you live, is not necessarily something that needs to be owned [17:00] Renting vs owning, taking care of the property is one of the major benefits to seeing ownership [21:00] Understanding affinity fraud [26:00] What is the Volker Rule? Was it supposed to replace the Glass-Steagall Act? [34:00] There are some benefits from circulation between the private side and the public side Websites: www.NormChamp.com www.JasonHartman.com 1-800-HARTMAN Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)