Creating Wealth Real Estate Investing with Jason Hartman

This episode of Flashback Friday was originally published: February 20, 2014 The tables have been turned on Jason Hartman during Episode #362 of The Creating Wealth Show. Normally Jason asks the questions, but today, host Kerry Lutz of the Financial Survival Network sets the agenda. What transpires is a nuts and bolts crash course in the exact reasons single family residential properties are Jason's preferred form of investing, bar none. Better than the stock market or gold by a long shot, and safer than apartment complexes or commercial properties. If you have an interest in a better understanding of the kind of investing that creates actual wealth for the long term, don't skip this show. About Kerry Lutz Kerry Lutz has been a student of Austrian Economics since 1977. While attending Pace University, he stumbled upon an extensive cache of Austrian Economic Literature in a dark, musty, abandoned section of the school's library. After graduating from The New York Law School, he became an attorney and life-long serial entrepreneur. His diverse career has included: running a legal printing company, practicing commercial law and litigation and founding a successful distressed asset investment company. In 2010, Kerry gave up most of his other interests to pursue his long held desire of becoming a radio show host. Thus the Financial Survival Network was born. Its mission, much like that of Jason Hartman's, is helping you to survive and thrive in the New Economy. He has done hundreds of interviews with such financial luminaries as Peter Schiff, Harry S. Dent, Martin Armstrong and Peter Grandich. Kerry now appears on 1230 WBZT, in West Palm Beach, FL, every Sunday from 9am-10pm EST. In This Episode, Jason Addresses: Is the dollar collapse real or fiction and why it might not matter Why math math is irrelevant when it comes to the economy Where Chinese millionaires want to live Why residential property investments beat multi-family and commercial How you can tell if your real estate portfolio is diversified What's wrong with most real estate gurus' and their promises much, MUCH more… Don't miss Jason's monologue, which leads off this episode. He discusses the recent merger of eLance and oDesk, the scam of life insurance as an investment,why college no longer makes financial sense, and what Steve Jobs told President Obama about creating more jobs. Links: The Financial Survival Network Check out this episode!

Americans are in the entrepreneurial spirit. Jason Hartman shares his daily economic update, including figures from the IMF of advanced and emerging economies in 2020, moving to 2021. As well, gold, what's the standard? Barry Zigas joins Jason Hartman to discuss student loans compared to home loans. Is this similar to a problem we've seen in the recent past? How does the shortage of affordable new homes drive inflation? Key Takeaways: [1:45] Americans are starting new businesses at the fastest pace in a decade. [6:00] Get the government out of the way and allow for creative destruction. [12:00] IMF says that advanced economies are down 5.8% in 2020, but where will it go next year? [17:00] How does gold influence inflation? Barry Zigas - Part 2 [21:00] Student loans compared to home loans, is this a perpetual problem? [24:00] There's a tremendous shortage of affordable new homes to buy, which is part of what's driving inflation. [27:20] San Francisco, what caused its high prices throughout history, and will that change from COVID-19? [34:00] COVID-19 has employment implications, which will translate to housing implications. Websites: zigasassociates.com consumerfed.org PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman speaks to fans of futurists, are predictions from The Fourth Coming coming to fruition? As a prelude to October 17th, the PandemicInvesting.com event, Jason shares the quick list of six tsunamis that are changing the housing market. Jason Hartman talks with Barry Zigas, Senior Fellow at Consumer Federation of America. Barry shares a brief, descriptive history lesson on how Fannie Mae and Freddie Mac came to be. Barry and Jason discuss the low and middle-income housing crisis and what factors contribute to homeownership rates. Key Takeaways: [3:45] The predictions from The Fourth Coming are coming true right now. [5:00] Jason shares the six tsunamis that are changing the housing market. [6:45] Rent is plunging in high-priced US cities and tech-hubs. [9:30] What's a mega-wealth transfer? Barry Zigas [17:00] Fannie Mae and Freddie Mac were both created by acts of congress. [20:30] Is the Fannie Mae/Freddie Mac mission to increase homeownership? [22:20] Let's talk about global home ownership comparisons. [27:00] What factors contribute to homeownership rates? [28:15] There's still discrimination in the mortgage markets. [30:30] Redlining is a term defined as a percentage of non-white people living in a community. [32:45] How much of the community reinvestment act is to blame for the great recession? Websites: zigasassociates.com consumerfed.org PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Join us Saturday, October 17th @ 8/11 am PT/ET PandemicInvesting.com GlobeSt.com finally concurs with Jason Hartman; people are leaving high-density areas. Clear some confusion about tax strategy, and gain some added tricks of the trade by listening to this interview. Jason Hartman talks with Amanda Han and Matthew MacFarland, authors of Advanced Tax Strategies for Savvy Investors. Tax laws can change every year, so it's crucial to take advantage of them as soon as you can. Learn what most investors forget to do for some of the best write-offs. Key Takeaways: [1:30] Yes, yes. We said it first, people are leaving high-density areas! [8:30] Excited to have advanced tax strategy with a focus on RE [9:00] Will we lose the 1031-Exchange with Biden in office? [14:10] Many RE investment property owners overpay on taxes because they do not view themselves as a business when it comes to their taxes. [19:40] How do I take more deprecation sooner than later, with a cost segregation study? [26:20] How do you prepare to take unlimited deductions, regardless of income - by qualifying as a real estate professional? Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Is buying a home in the US dead because of COVID-19? Will the US become a renter nation? Regarding wealth, how far behind are millennials from the boomers? Jason Hartman is joined today by Robert Spencer, author of Rating America's Presidents, An America-First Look at Who Is Best, Who Is Overrated, and Who Was A Disaster. This book is a non-partisan analysis of the US President's performance in office. Jason and Robert discuss sociological changes in the US and harsh rhetoric from either party. Will the US re-elect Trump, if so, will he be the last Republican President? PandemicInvesting.com Saturday, October 17: 11 am-5 pm EST (happy-hour following) Key Takeaways: [4:00] the US will become a renter nation. [6:45] Is buying a home in the US dead in 2020? [8:30] Millennials way behind Boomers in amassing wealth. Robert Spencer [12:40] This is not a republican or democratic book; this book is America First! [15:00] Are the left "for the people" or for big government? [20:00] "With the truth about history, we can reclaim the public discourse." -Spencer [26:20] If Trump wins reelection, where will the US be in 4 years? [28:25] Will Trump be the last Republican President? [32:00] Rating US Presidents, example: Woodrow Wilson. [35:00] One of the recipes for being a good US President is…? Websites: jihadwatch.org PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was originally published: September 18, 2013 Karl Denninger is a technology expert and businessman, finance blogger, political activist and is sometimes referred to as a founding member of the Tea Party movement. Denninger was also the founder and CEO of MCSNet in Chicago. Denninger is a founding contributor to the libertarian-oriented finance blog The Market Ticker, found at http://market-ticker.org. He uses his blog to levy harsh criticism of the criminal element who are wrecking the global financial system. In the aftermath of the March 2008 collapse of Bear Stearns, he founded the website Fed Up USA. He came to national attention for the criticisms of the Emergency Economic Stabilization Act of 2008 which he posted on Fed Up USA in September that year. Of special concern to Denninger was the over-the-counter trading of credit default swaps, as well as the high leverage of financial institutions; his objections to the bailout plan stemmed from the fact that it did not address either of these issues. He has also spoken out against high-frequency trading, particularly in the aftermath of the 2010 Flash Crash. As a publicly outspoken and early member of the Tea Party movement, Denninger is sometimes referred to as a founder. On January the day of President Obama's first inauguration, he published a blog post calling on readers to mail tea bags to the White House and Congress on February 1st, echoing a suggestion by a commenter on one of his earlier blog posts. However, Denninger later expressed concern with the Tea Party movement, specifically that establishment Republicans had hijacked it and perverted its original goals. * Read more from JasonHartman.comJason Hartman: "Thou Shalt Invest in Quality."Inflation's Low - Is That a Good Thing?

Jason Hartman talks with client Bruce Weyer. A few months back, Bruce sent in a lumber market update, sharing staggering numbers that his long-time lumber family business has never seen before. Bruce joins the show today to give an update on pandemic pricing for lumber. He also shares his story from the west coast movie business, back to the family lumber business, and how he started investing in duplexes, quadplexes, and what his strategy is going forward. Key Takeaways: [3:00] From the West Coast movie business to Florida Construction Business. [8:00] Lumber Market Update: What does this do to new homes? [12:00] Regression to Replacement Cost [13:00] Where are lumber prices headed at this time? [17:00] Client case study; duplex, quadplex, or single-family home strategy. [24:00] The advantages of putting down as little as possible, or putting the extra 5% down? Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman shares today's staggering numbers from commercial real estate loans to office space for lease. Will we see more corporations move to the hub and spoke office model so that employees can move to less densely populated suburban areas? Rick Sanchez of RT News joins Jason Hartman as they discuss where has the real news gone and what can influence can do to a news station? Rick asks Jason about necessity housing and the future of real estate post-pandemic. Key Takeaways: [2:15] WSJ: 3.87 Billion, the value of the securitized commercial real estate loans in foreclosure last month. [3:30] At the end of the day, everybody needs a place to live. [4:20] 100,000 sq ft of office to sublease that Twitter is now putting on the market. [6:45] 50% of Times Square office employees have not been brought back to the office since the pandemic started. [9:00] Are things getting better or worse, regarding COVID-19? Rick Sanchez [15:00] Necessity housing is fine, as for the others… [20:00] In a down economy, there may be more renters than buyers. [22:00] Buyer v. Renter positions. [27:40] "I learned the principles of advertising." - Rick [31:00] As an investor, Rick Sanchez has embraced the American Dream. [33:45] Can we trust any mainstream media to share all of the news accurately? [42:00] Influence; who's buying who? Websites: Download the Portable TV App: Rick Sanchez PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com 1-800-HARTMAN

Jason Hartman talks with Sean O'Toole to continue this two-part series discussing Property Radar and the data they've uncovered. Where does inflation go? Are we, the U.S.A., more susceptible to the boom or bust outcome because we are the reserve currency of the world? What is iBuyer, and is it any good? Key Takeaways: [3:30] Is this a black swan or a white swan event? (2016) [8:00] The inflation always goes to asset price inflation versus consumer inflation. [10:00] Does the U.S. being the reserve currency of the world make us more "boom and bust?" [11:00] Is modern monetary theory, MMT, a fantasy? [16:45] What is Property Radar researching? [21:00] What is iBuyer? Websites: PropertyRadar.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman compares real estate performance with the S&P 500 Index. What's the difference between inflation, house prices, and the stock market? Have you booked your space flight yet? Sean O'Toole joins Jason Hartman today to discuss the next foreclosure crisis? Will it happen, or where will it happen? Sean O'Toole shares his thoughts on the re-ruralization of America. Key Takeaways: [3:45] Does real estate underperform the S&P500? [5:40] What's the difference between inflation, house prices, and the stock market? [10:00] What does it mean if real estate outperforms inflation? [15:10] Understanding the three dimensions of real estate. [18:50] What's going on with the commercial space program? [25:30] Sean O'Toole [26:30] Sean O'Toole, founder of Property Radar [28:30] We're not expecting a foreclosure crisis as we saw in the recession. [31:30] "I don't think we'll get back to that price drop. Price drops require a motivated seller." [34:10] Is this the re-ruralization of America? Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Flashback Friday Original Publishing Date: June 29, 2013 Dennis Miller is the author of a book called Retirement Reboot and the only retired RetireMentor columnist on Marketwatch. Jason Hartman interviews Dennis about his experiences and research on retirees and investing. Dennis is also the author of the weekly newsletter Millers Money which has over 150,000 subscribers. Dennis surveyed his readers about how much inflation is a reality in their lives. Over 3,000 people responded and the results were staggering. The reality is that retirees living off a fixed income know EXACTLY how much the price of basic necessities have gone up. They can not only tell you exactly how much the price went up, they can tell you how much the packaging has downsized and how the quality has diminished. Dennis has tapped into the real fear faced by retirees. These three columns that came out of the results really sum up how the government inflation numbers are not a true reflection of how retirees live their lives which is why they seem to be feeling inflation to a greater extent. • Only 1.6% thought inflation was 1 – 2% • 14.2% of readers thought inflation was 3 – 5% for them • 34.9% thought inflation was 6 – 8% for them • 25.7% thought inflation was 9 – 10% for them • 23.6% thought inflation was over 11% for them For more details, visit www.JasonHartman.com. Check out this episode

Jason Hartman shares some facts and figures as a prelude to pandemicinvesting.com before interviewing Ari Rastegar of Rastegar Property. Find out why we are living in a time of cheap housing and compared to what or when. Ari Rastegar, the founder of Rastegar Property Company, joins Jason Hartman today to share his insights on investing in many sectors, with a particular emphasis on multi-family housing. Will retail and commercial suffer indefinitely, or will this all pass? If you put in the work, 2020 is an incredible opportunity to invest. Key Takeaways: [1:45] 1.3 million, the number of existing homes for sale at the end of July 2020. [3:40] The famous Chicago hotel, The Palmer House, worth substantially less. [5:45] Right now, housing is cheap, thanks to Jerome Powell. [9:00] Let's compare median home prices and interest rates from 1976 to today. Ari Rastegar [12:15] Discussing rent collection issues and eviction moratoriums, but during COVID-19, 90% and more of rent was still being collected. [15:45] In the single-family space, we're seeing a surging of home prices. [29:00] In regards to shadow-demand, the majority of US young adults live with their parents. [23:10] California and New York are the 'land of the flee,' and Texas is the 'land of the free.' [26:00] Q2 sales of Manhattan apartments down by 54% [30:20] Risk controls in the sub-prime market have been put into place to protect the residential side of recession effects. [31:00] Retail and commercial will suffer longer. [32:15] Ari believes that work-from-home is entirely unsustainable. [37:10] "People are going to miss opportunity because opportunity shows up in overalls." -Edison Websites: RastegarProperty.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason asks Lynette what she recommends that we should do to protect ourselves? Lynette expresses her confidence in gold and why this is one of the three central pillars of dynastic wealth. As well, Jason and Lynette discuss inflation, the how and why of its existence, and how it's controlled. Key Takeaways: [1:30] Looking at GDP stats from the worst quarter, how bad is it? [3:00] Let's get political. [9:00] Dennis Waitley quote, "Winners constantly think in terms of I can.." [11:00] What gets rewarded, gets repeated. Lynette Zang [15:30] What should we be doing to protect ourselves? [16:10] Dynastic wealth is real estate, rare metals, and gold money. [18:40] Gold acts as wealth storage, holding its value over time. [19:55] Inflation is an invisible way for the government to tax you more. [21:40] Real estate inside of a reset faces two issues. [24:30] There is almost no such thing as a free and clear property? [30:30] How do negative interest rates work/exist? [38:40] What does it mean when the LIBOR goes away? Websites: ITMTrading.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman interviews Lynette Zang, Chief Market Analyst at ITM Trading, about everything monetary policy. Opening with one of Lynette's favorite charts shared from the FRED, Federal Reserve Education Department, Lynette, and Jason guide us through a discussion to clear up nominal confusion. Zang shares recent developments with FedNow and how this will affect the individual. Key Takeaways: [2:30] Looking at one of Lynette's favorite charts from the FRED, Federal Reserve Education Department. [3:45] Fiat literal translation: government decree. [6:00] Nominal confusion; 'they' knew that people do not understand inflation and that they marry the legal money of the state because inflation causes nominal confusion. [9:00] What is a total financial reset? [11:10] The FedNow is about you, the individual, having an account directly linked to the Federal Reserve. [13:45] The basis of wealth is capital formation. You've got to save in order to invest. [19:00] What is Gavi, The Vaccine Alliance? [27:00] Whenever you hear the term nominal, you must understand that the truth is being hidden. Websites: ITMTrading.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Robert Rosenthal, Co-President for the Foundation for Inner Peace, joins Jason Hartman today for this tenth episode special. Rosenthal shares his understanding of the ego and how one might interact with it, or believe in interacting with it. He also shares life-changing concepts about forgiveness. Rosenthal also authored, From Never-Mind to Ever-Mind. Key Takeaways: [3:20] A Course In Miracles, and we aren't talking about religion here. [5:30] A course to know yourself. [8:45] To some extent, we are all seeking security. [11:14] "There's no such thing as a bucket list in A Course In Miracles." [18:30] In understanding ego, ex: we never confuse ourselves with our playing piece in a game of monopoly. [23:00] The ego is intent on its pseudo survival; it's not real, but it thinks it's real, and it needs to convince you that it's real. [31:30] How and who do we forgive? Do we forgive Hitler? [33:00] We want to be willing to forgive everything, even if we aren't ready. [40:00] There is nothing anywhere else ever; the body is a limit. Websites: www.acim.org PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties

Zoom Virtual Event: October 17th, 2020 Early Bird Admission: PandemicInvesting.com Get Instant access to Jason Hartman's newest report, you'll learn… The modified square root shaped recovery Understanding the rare economic malady of supply/demand shock Generational PTSD and what it means to you & society The six lifestyle mega-trends that will change the world forever And much much more! PandemicInvesting.com

Flashback Friday, Original Release Date: May 7, 2013 Jason Hartman talks with Jed Kolko, chief economist of Trulia, about current trends in buying, selling, and new construction in real estate markets around the country. "We're seeing the biggest increase in construction on the multi-family side," Jed shares. He says this is definitely a recovery time in the housing markets, although there are some markets that are investor driven that may not last. One red flag still hovering is the upcoming large foreclosure wave in certain markets around the U.S. Jed also shares where consumers are looking hardest, such as the western part of the country and suburbs. There are some urban neighborhoods experiencing growth, but there is still more population growth and interest in suburban neighborhoods. Jed and Jason also discuss seasonal patterns of buying and selling. Jed Kolko, Chief Economist and VP of Analytics, oversees Trulia's research programs. Applying a background in economic development and research methods, he transforms real estate data, economic trends, and public policy debate into digestible insights for home buyers, sellers and renters. In Jed's prior role as Associate Director and Research Fellow at the Public Policy Institute of California, he led research projects and advised policymakers and business leaders on economic, housing and technology policies. Before his work at PPIC, Jed directed Forrester Research's consumer-technology market research, advising corporate executives on technology adoption and demand. Jed has also held positions at the Office of Federal Housing Enterprise Oversight (now FHFA), the World Bank and the Progressive Policy Institute. Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman speaks with investment counselor Adam, who brings a few charts to our attention showcasing home prices across the U.S. These charts show median price, and where investable homes are located, the majority being a part of the Southeast U.S. housing boom. This, paired with interest rates, can help identify what is investable and where to put your money. Some fear the foreclosure crisis, but Jason and Adam express the "every deal looks great in the rearview mirror" sentiment. You can invest in your future, or wait to see all the good deals go by. Key Takeaways: [2:00] Just because the overall economy shows no signs of inflation does not mean that certain areas are experiencing inflation. [4:25] To grow anything in life requires delayed gratification. [5:10] Are there good properties on the market right now? Always [9:00] Based on home pricing, 90% of the market isn't investable. [11:30] If you're looking for a big foreclosure crisis this time around, you're not going to find it. [15:00] People are too focused on the property; it's a holistic asset. [20:00] In the rearview mirror, every deal looks fantastic. What are you waiting for? Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

IDEAL = Income, Depreciation, Equity Growth, Appreciation, and Leverage. Jason Hartman discusses the multi-dimensional asset class that allows you to make money beyond the basic "buy low, sell high" investment plan that others teach. Jason and investment counselor, Adam, talk about the Southeast Housing Boom, a trend that will likely continue. As well, Texas and Florida seem to be growing at a rate that is outperforming everywhere else in the country. How is this housing boom defying what most think they understand about real estate markets? Key Takeaways: [2:10] Why is income property, real estate, the ideal investment? [3:40] "Buy low, sell high" is just one aspect of income property ROI. [4:35] IDEAL, Income - Depreciation - Equity Growth - Appreciation - Leverage [7:30] Adam explains the Southeast Housing boom in comparison to the rest of the US [8:20] The water theory of money, water seeks its own level. [11:00] The conspiratorial view of why divorce promotes consumerism. [15:45] 79% of future housing growth is likely to be in suburbia. [20:00] As payments go down, affordability goes up - leading ultimately to a supply shortage. [24:00] Affordability is at a range where most new house payments sit around 19.8% of income. Websites: JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Why can the Case-Shiller Index not always be trusted, especially if you are an investor? Jason Hartman reiterates the importance of understanding the diversity and truth to the term "local market." "Every problem boils down to the money," says Mark Moss. Mark Moss talks with Jason Hartman about his feelings on bitcoin and why it might be the most favorable currency, even over the dollar. This talk includes a quick history lesson sharing one aspect of currency evolution. As well, what will happen when the stimulus ends? Key Takeaways: [1:20] The most widely quoted real estate index, the Case-Shiller index, doesn't tell you enough information. [4:20] Of the Case-Shiller composite 20 index, about 75% is a cyclical market. [9:50] Massive money flowing into the economy, 1.1 trillion dollars is what lenders did in home loans between April and June, according to Black Knight. [13:20] 3.5 million home loans were in forbearance as of September 6, according to the MBA. Mark Moss [16:30] Mark speaks about market misconceptions. [17:30] The markets; stock, real estate, gold, etc., have become disconnected. [19:00] What happens when the stimulus ends? [21:30] How will this change cryptocurrency, like bitcoin? [24:15] What makes bitcoin superior to gold or the dollar? [25:45] A history lesson on African cowrie/aggry beads. [27:40] "If the people understood the banking system, there would be a revolution overnight." Henry Ford Websites: Mark Moss on Youtube JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Many are predicting a crash, but it's already happening in certain areas. Jason Hartman breaks down shadow demand as it coincides with the massive amount of young adults living with their parents. Investor, entrepreneur, and Crypto Expert, Mark Moss, returns to the show today discussing what's happening in Mexico compared to California? Moss, a California resident, shares some aspects of California that are proving problematic moving forward. Will these bills in motion and aggressive attempts to combat climate change cause a California market crash? Free Mini-Book at PandemicInvesting.com Selected Episodes: JasonHartman.com/Start Key Takeaways: [2:45] Let'sLet's discuss shadow demand as opposed to the shadow inventory. [5:00] How many young adults live with their parents, right now? [7:15] A few more end of the world predictions, anyone? [9:30] Will there be a market crash? Well, which market? [10:30] In the past 12-14 years, virtually no one has been building entry-level workforce housing. [14:00] Airport metrics are a proxy for "the bigger thing happening." [15:00] CMBS market: CAUTION [17:10] Jason checks in on a significant Redfin chart analyzing MLS data. [23:00] How much did you lose, waiting to time the market? Mark Moss [25:00] Why is that the power stays on in Mexico, but not in California? [28:00] California is leading the charge on fighting back against climate change. [31:30] And what do experts say about the cause of the fire? [35:00] With California's chaos and the four bills in working order that could affect real estate, what will happen with the California real estate market? [38:30] Will there be a real estate crash in 2021? [40:10] Mark speaks about one market misconception. Websites: Mark Moss on Youtube JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Flashback Friday, Original Release Date: July 26, 2013 James Altucher is the Managing Director of Formula Capital and Founder of Stockpickr. He writes the popular blog, "Altucher Confidential." He is also the author of the new book "Choose Yourself: Be Happy, Make Millions, Live the Dream." James first went through big publishers but now explains how viable self-publishing is and how he promotes his books. James frequently holds Twitter chats with his followers and has even written books based on these conversations. Now he is paying people to read his new book. This strategy is already revolutionizing content marketing. James is the first person to pre-sell a book on Bitcoin. He describes his outlook on this currency and how will it affect gold's value. Visit Altucher Confidential at www.jamesaltucher.com.

Are you expecting a market crash? Jason Hartman discusses where a market crash might occur, and it isn't in the housing market. If you're looking for loan defaults, commercial real estate is likely experiencing the most volatility. Russ Munson shares his story fighting the Apple with a Pear; how his logo has faced trademark challenges thanks to the tech giant, Apple. Russ Munson's investing evolved and helped him fund his business. Now his food blog success has helped shape Prepear, a healthy recipe app, but his challenges with trademark trolling have made a lot of news. WEBINAR: Asset Protection and Estate Planning 2.0 Key Takeaways: [2:45] Are you thinking that there has got to be a market crash? [5:30] If we see a market crash, it will result from much higher interest rates. [9:20] If you're looking for mortgage loan defaults, it's not going to happen. Russ Munson [17:00] Russ Munson shares how his investing evolved and how it helped fund his current business. [19:30] The first run-in with big tech hindering online traffic was Facebook and an adjusted algorithm. [23:10] Starting with the backstory on the food blog, Super Healthy Kits [28:00] What is Apple's problem with your company? [34:00] Apple made blanket disapproval of the logo because it was confusingly similar. [39:00] Munson has put into practice a field test for 'confusion' and says, "no one has gone into an Apple store and asked for help making dinner." [43:45] One of the main struggles is legal fees; small businesses having limited funds compared to enterprises the size of Apple. Websites: Prepear.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

What is happening with the fifth largest economy on planet earth? Jason Hartman talks about company incentives to leave San Francisco and past laws to protect the group, not the individual. How much will California's housing market change? Jason continues his interview with Leslie Appleton-Young as she shares data to support buyer/seller trends as emotions shift from the COVID-19 impact. The question continues to go unanswered, how will malls, retail space, and hotels change post coronavirus? Webinar! JasonHartman.com/Protect Thursday or Sunday - Register HERE Key Takeaways: [1:15] The fifth-largest economy on planet earth, what's happening to their housing market? [3:30] "As long as you're green, you're growing, as soon as your ripe you start to rot." -Ray Kroc [5:50] Stripe Inc offers a one-time payment of $20k to their employees to move out of San Francisco, New York, and Seattle - with a 10% cut to their base salary. [8:50] "There's no such thing as group rights; there are only individual rights." -Ayn Rand Leslie Appleton-Young [13:40] What is the general tone of California, are people staying or going? [18:15] We've seen a considerable adaptation of technology in the real estate industry. [23:30] Buyers feel a sense of urgency without expecting deals, while sellers are reluctant to lower their prices. [29:00] Jason and Leslie discuss the lack of supply and the building restrictions as one of the leading causes for a reduced amount of new homes being built. [31:30] How could malls, retail space, and hotels change into residential units for affordable housing, senior centers, or homeless shelters? [34:00] What shape will the recovery take on? V, square root, swoosh, or W? [36:30] The work-from-home order will likely be huge for housing. Websites: CAR.org JasonHartman.com/Fund JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn)

Jason Hartman speaks about the trends that come from coasts, specifically California. Zillow shows 2 million renters will become homeowners, and U-Haul has metrics that lead us to believe that more people are leaving NYC. What does this mean for investors in stable, linear markets? Jason Hartman speaks with Leslie Appleton-Young, vice-president and chief economist for the California Association of Realtors. Leslie brings several charts and graphs to the conversation to share some staggering movement in California's real estate. In January, 2020 was shaping up to be a knock out year, but due to the Coronavirus pandemic, we are now looking at best for "a quick recovery." Leslie and Jason draw correlations between the 2008 recession and recovery to the recent, seemingly, self-imposed recession. Key Takeaways: [2:40] Why do you keep talking about California? [7:10] The water theory of investing explained. [10:00] According to Zillow, 2 million people are leaving their rented homes in expensive markets and purchasing homes in more affordable areas thanks to the "work from home" movement since COVID-19. [12:45] Discussing money vs. currency [14:30] Experimenting with U-Haul pricing. [17:00] What's the COVID-19 impact on global airport revenue? Leslie Appleton-Young [26:30] Jason and Leslie discuss predictions based on the Q2 hit in 2020, ranging from a 25% - 42% decline. [28:00] The buy-side of real estate is doing well, likely because of record-low interest rates, more space needed for home offices, and more space desired in quarantine times. [34:30] In January, the 2020 expectation was a great year based on some standard metrics. [35:20] We have not had a breakout market since the 2008 recession due to income and affordability restraints. [38:00] The virus and the government's response are two major contributing factors to set the tone for sellers and the real estate market's recovery. Websites: CAR.org JasonHartman.com/Fund JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn)

Jason Hartman shares figures from Zillow about the 2 million people that are now shopping for a home. This is another of many indicators about the mass migration of the 2020s. Businesses have the option of hiring from outside their headquartered region allowing for employment from all parts of the world, not just those living in the high-density, cyclical markets. Jason Hartman is joined by Dr. Steve Turley, NY Times bestselling author of many books including, The New Nationalism, How the Populous Right is Defeating Globalism and Awakening a New Political Order. Dr. Turley discusses the breaking up of the world, and reverting to a cultural appetite that differs from the one size fits all ideology of modernity. Dr. Turley states that we are living in a time of post-modernity, where we've accepted the differences of cultures. Key Takeaways: [3:25] "Where would I find a list of Jason Hartman's linear markets?" - Listener Question [7:30] Wait till the census comes in, and we can see how pronounced the move away from urban areas really was this year. [10:00] Zillow says that 2 million people that were renting in big cities will be buying homes. [12:45] The great American move is underway. [16:00] How far is too far with censoring in Big Tech? [17:00] Dr. Steve Turley [19:30] Modern intellectual theory has hindered the teachings of conversation. [22:10] What is cultural marxism? [25:55] "Scientific rationalism was really the one size fits all way of understanding reality." -Turley [31:00] Modernity has collapsed into post-modernism. [32:50] The world is breaking up, and it's not because liberal democracy won, it's because modernity lost. [37:00] If the world is going post-modern, you really only have two choices. [40:30] What's the fundamental difference between economic marxism and cultural marxism? [54:30] The Monologue Media Vs. The Dialogue Media Websites: TurleyTalks.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Flashback Friday, Original Release Date: March 4, 2013 It is possible to illustrate complex financial concepts and Jason Hartman interviews author/artist, Carl Richards, who developed a way to do this and led to his book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money. Carl creates simple sketches that help people understand financial concepts, which he refers to as Visualizing Finance. People are primarily visual learners and Carl found that as he made the concepts visual, it was easier to communicate them to others effectively. He shares some of these visualizations, such as the market cycles, explaining the terms he uses and the psychology behind the buy/sell behaviors in the stock market. Using a Venn diagram, he is able to help people realize what they have control over and what they don't, whether it's investments or business, and enabling them to make better decisions and simplify their financial life. Carl became an accidental artist with his simple sketches that make complex financial concepts easy to understand for thousands of people every week on The New York Times Bucks blog. Richards' art had its first showing at the Kimball Art Center, in Park City, Utah. His commissioned work is on display in businesses and educational institutions across the country. His sketches also serve as the foundation for his first book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). Carl has appeared regularly on American Public Media's Marketplace Money, writes a column for Morningstar Advisor, and keynotes financial planning conferences and visual learning events. You can find more of his writing and sketches at BehaviorGap.com. A CERTIFIED FINANCIAL PLANNER™, Carl is also the director of investor education at BAM Advisor Services and lives in Park City, Utah, with his family. As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over with their money. They were letting emotion get in the way of making smart financial decisions. He named this phenomenon—the distance between what we should do and what we actually do— "the behavior gap." A quote from his book states, "It's not that we're dumb. We're wired to avoid pain and pursue pleasure and security. It feels right to sell when everyone around us is scared and buy when everyone feels great. It may feel right—but it's not rational."

Jason Hartman shares the news about 2 million renters moving to homeowner status, thanks to telecommuting and coronavirus. California is banning Halloween, and Facebook is deleting content and messages in this challenging year, which is 2020. Matt Faircloth, of DeRosa Group, and author of Raising Private Capital, joins Jason Hartman today to share some of his stories as a landlord. Find out how Matt went from duplex to 20 units in a garden-style apartment. As well, Matt shares his success with collecting rent while the media was posting about rent strikes. Key Takeaways: [1:30] According to the WSJ, JP Morgan is investigating clients and employees over coronavirus stimulus plans. [5:00] Let's take a look at the changes in the minimum wage since 1964. [7:35] Is Facebook deleting private messages? [10:25] 2 million renters could become homeowners thanks to telecommuting. [12:00] Remote work is destroying America's white-collar, office economy Matt Faircloth [18:45] Are rent strikes as bad as the media has made them out to be? [20:50] In many cases, the rent that a tenant pays is not going completely and directly into the landlord's pocket. [23:00] The way in which money is changing makes you have to understand what comes after a trillion. [24:45] How did you take a duplex and turn it into 20 units? [28:00] Because of COVID-19, the innovation and integration of technology with real estate have amplified. [32:00] Will we see a state secede from the union in our lifetime? Websites: Bigger Pockets - Matt Faircloth JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman and investment counselor, Adam, talk about the comparison of where you want to live before, during, and post-pandemic. Adam shares a few charts from various sources like Redfin that paint the picture of the shift back to suburbs. Jason takes us through a history lesson of manias proving time and again that one should become your own best advisor. Pandemic times are different, and strategies have changed a bit, but investment property still shines on. Coffee Tok (Talk) Sunday Mornings 11 am/8 am EDT/PDT facebook.com/JasonHartman.com Key Takeaways: [2:00] Visit: PandemicInvesting.com [4:45] Adam shares some figures from Redfin on home search changes due to the coronavirus pandemic. [7:00] The suburbs rule. That perfect place fits on top of the normal distribution curve. [12:35] The bread and butter $100k homes are getting harder to find. [13:45] The year over year home supply down dramatically. [18:45] Jason breaks down a chart showing quarterly mortgage originations by type (purchase money loans, refinance loans). [20:40] The refinance business is through the roof. [23:35] The lesson from a history of manias: become your own best advisor. [26:25] The economy's service sector, 2000-2017, is more than 77% of the entire GDP. [31:35] Looking at the GMP, Gross Metropolitan Product, of certain areas to watch the transfer of wealth out of places like NYC. Websites: JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Taxes, taxes, taxes! Jason Hartman talks about potential tax changes, Trump vs. Biden. If you propose tax changes for income, small business, or big business, how can you justify those astronomical changes? George Gammon returns for part two, a discussion on macroeconomic trends. George and Jason discuss some ideas that the Fed may not want the common man to understand. As well, is deflation good or bad? Where are interest rates headed, and how can you come up with a prediction for that? Key Takeaways: [3:25] How do the two political sides approach taxes? [8:00] Being forced into liquidation is one of the biggest wealth killers. [10:00] Webinar access: JasonHartman.com/Fund George Gammon [15:15] What is it that the Fed, or the powers that be, don't want us to know? [16:29] Is deflation good or bad? [19:00] Who 'owns' the Fed? [24:30] In a truly free market, one is always trying to create a product that has more value than the money in your pocket. [25:30] Where do you think these interest rates are going? [28:00] George discusses using the Fisher equation to determine interest rates in the future. [33:00] Is inflation necessary? [39:30] Be prepared or you're going to be a victim [43:55] What is Rebel Capitalist Pro? Websites: GeorgeGammon.com/Pro JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Evan Moffic joins Jason Hartman for a discussion on what might change for investors if Biden is elected. Jason poses the question, how will businesses react to the corporate tax plan changes? Also, Biden wants to eliminate the 1031 Tax Exchange. George Gammon joins Jason Hartman remotely from Saint Barthélemy. What's happening with Japan's debt to GDP ratio, and how can the US compare to this? George talks about the change in the savings rate due to Coronavirus and how it is manipulated. Key Takeaways: [1:40] The presidential election is in full swing. [3:00] Jason talks about Biden's proposal to raise the top income tax rate from 37% to 39.6%. Biden also wants to raise corporate taxes. This will drive businesses away to offshore locations. [7:00] Joe Biden wants to eliminate the 1031 tax exchange. [7:40] The Palmer House Hotel, closing. Is there a conversion insight? [10:45] A majority of young adults live with their parents, which hasn't happened since the depression. George Gammon [22:45] Jason opens a discussion on Japanonomics. [23:55] The US deficit just this year will be the same as the total amount of debt accumulated from 1776 to 2000. [27:00] George talks about trade surplus. [32:00] How did Coronavirus change the US savings rate? [35:00] How has the savings rate been manipulated based on IRS' estimates.'? Websites: GeorgeGammon.com/Pro JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman interviews Dean Clancy, the Vice President of Public Policy of a grassroots movement called FreedomWorks, to discuss many hot topics and issues that our country is facing. Dean talks about the fiscal cliff and the ramifications of the policies pushed through on New Year's Eve, and the money being thrown at special interests in typical bloated government fashion. Dean stresses the importance of voter participation and discusses some radical options to turn around the debt crisis and decentralize the system. He states there is more incentive in government to do the wrong thing than what is actually best for our country and its citizens. FreedomWorks' aggressive, real-time campaigns activate a growing and permanent volunteer grassroots army to show up and demand policy change. They believe individual liberty and the freedom to compete increases consumer choices and provides individuals with the greatest control over what they own and earn. They lead the fight for lower taxes, less government, and more freedom. Dean Clancy is FreedomWorks' Legislative Counsel and Vice President, Health Care Policy. He leads our efforts to reverse the government takeover of health care and adopt a patient-centered approach. Clancy has served as the top White House budget official on health care, Medicare, Social Security, and other major government spending programs; as executive director of the President's Council on Bioethics; and as a senior policy advisor to the congressional leadership. Clancy boasts an impressive resume a deep expertise on a broad range of domestic and fiscal policy subjects. Jokingly referring to himself as a "recovering Washington insider," Clancy works closely with Members of Congress, grassroots activists, and the public to defend and strengthen the world's best health care system and reduce government interference in the doctor-patient relationship. Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman plays out an illustrative comparison of debt to GDP ratio of the U.S. and the average American home. Is our debt to GDP ratio really that bad? As well, Jason revisits the ever-important topic of inflation and describes the three types of inflation you should know about. NYC is still watching people flee the city at record numbers. Movers are so busy that they have to turn people away. Why is PIMCO concerned, and what does this mean? Key Takeaways: [2:30] We've got to remember that all real estate is local. [6:25] The two things that drive value are scarcity and utility. [7:15] Three types of inflation [10:15] The U.S. debt has reached its highest level compared to its GDP. Is this that big of a deal? [18:00] People are still fleeing high-density areas. So many people are moving that movers are turning people away. [21:40] PIMCO is concerned about Fannie Mae and Freddie Mac coming out of their conservatorship. [29:20] Meet The Masters 2020 JasonHartman.com/Recordings [30:00] Robinhood, stock trading app, in trouble again? Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Can the CDC put an eviction moratorium into effect? Jason Hartman discusses this and how to make your debt work for you. Don't be an idiot; well-managed debt is good debt. Jason and Adam discuss the global currency, the Baby-Boomer, to Millennial wealth transfer. How will the Millennials treat this wealth transfer, one of the most massive wealth transfers to date? Lastly, people are fleeing NYC or upgrading their NYC apartments. How is this changing NYC rentals? Key Takeaways: [3:30] Meet The Masters 2020 DISCOUNT JasonHartman.com/Recordings [4:50] A federal agency, unrelated to real estate, is trying to ban evictions. [11:30] Am I an idiot for doing the "right thing" with how I handle debt/credit? [14:00] Listener comments and questions. Adam Jackson [20:30] Income property investing vs. Wall St. [21:30] Where do you see the US going, from a perspective in tech and aerospace? [25:00] If not the US, who will take the place of the world's reserve currency? [28:45] The Boomer to Millennial wealth transfer. [30:00] People are fleeing NYC or upgrading their size for the same price. [32:10] Beyond property tracker, what other apps, tools, or resources do you use? Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

The best insurance is a high loan balance. Jason Hartman invites client, Adam Jackson, onto today's show to discuss how he turned 5 years of investing into 14 properties with infinite returns. Adam shares his story from listening to an audiobook, to our podcast, to becoming an investor. This is all coming from a USMC vet and someone in the aerospace industry. Key Takeaways: [2:15] Lessons from Shakespeare. [5:30] The best insurance is a high loan balance. [10:00] What happens when the bailouts end and the moratorium ends? Client Case Study: Adam Jackson [18:15] Adam shares what are his "infinite returns" on half of his portfolio. [21:00] Adam's story from reading Seven Years to Seven Figures, listening to Creating Wealth Real Estate Investing, and closing on his 14th property. All in 5 years! [26:00] Gain control of the real estate and then let it work for you. [29:00] What were the good/bad experiences in the first five years of investing? [34:00] Your worst deal was a double-digit ROI? [37:30] Some people in the income property game think they're losing when they're winning because they don't know how to do the math. [40:30] Income property investing vs. Wall St. Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Recent articles at GlobeSt.com support Jason Hartman's predictions about the average home size increasing. People are looking for more space in their home offices. The demand for bigger homes has increased in the small to medium-sized houses with a continuously growing demand for bread & butter housing. Actor from The Walking Dead, and The Big Short, Ilan Srulovicz joins Jason Hartman to talk about defunding the police and identity politics. Ilan talks about group classification and how this can potentially hold the individual back from what they might be trying to achieve. While solidarity is numbers hard at work, classification can be a disservice to humanity. Key Takeaways: [2:15] GlobeSt.com article says that there is a sales increase for larger homes. [6:45] The market is booming, and the average house size has increased more than the average yearly increase in size. [9:45] The September 1st REFI-Fee is being delayed. [12:00] Buying a high-end home vs. renting a high-end home. [15:40] There will continue to be demand for "basic, bread-&-butter housing." Ilan Srulovicz [21:00] Racial/gender classifications, etc., are a disservice to humanity. [23:00] Breaking down identity politics and the hindrance or group classifications. [27:00] Is the objective truth under scrutiny? [30:20] Why is the government enforcing mob mentality? [36:30] The rhetoric became a game of language. Websites: egardwatches.com Speak Truth JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was initially published: December 29, 2012 Jason Hartman talks with a listener about local vs. long distance real estate investing and how geography is less meaningful than ever before in history. Then today's guest is loan manager, stock trader and financial columnist, Logan Mohtashami with a no-spin discussion on the fiscal cliff and other current events. Logan Mohtashami is a senior loan officer at his family owned mortgage company AMC Lending Group, which has been providing mortgage services for California residents since 1988. Logan is also a financial columnist for Benzinga.com and contributor for BusinessInsider.com and writes on financial matter relating to the housing market and basic economics. Be sure to take advantage of our biggest sale ever at https://www.jasonhartman.com/products/ by using promo code "Christmas" before year-end.

Jason shares big news from the Federal Reserve, what does this mean for interest rates in the next couple of years? What does this mean for housing? Former senior credit officer for two California banks, and editor and publisher of The Strategic Financial Intelligence monthly newsletter, John Truman Wolfe joins Jason Hartman today talking about the coming financial crisis. The question is, will the bubble pop, if so, what will happen? As well, John and Jason talk about banks worldwide, who to trust, how much to evaluate them, and what they've done wrong. Will banking eventually lead to a global digital currency? Books: The Coming Financial Crisis & Crisis by Design by John Truman Wolfe Key Takeaways: [3:30] Big news from the Federal Reserve. [9:30] How long will the Fed keep interest rates low? [13:00] People keep predicting the end of the world, and it's yet to happen. [14:00] John Truman Wolfe [15:15] Talking derivatives: the thing about the thing. [15:45] Will this bubble pop, and what will happen if/when it does? [20:00] John discusses the BIS (Bank of International Settlements) and the Bail-In Policy. [22:45] What should people do, and what banks are safe? [27:40] How often should you evaluate your bank, and in what should you look? [32:45] The biggest problem for the U.S. dollar is that the Fed has thrown 5.2 trillion dollars into the economy out of thin air. [34:00] Could we move to a world monetary system in the form of digital currency? Websites: StrategicFinancialIntelligence.com johntrumanwolfe.com JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

The U.S. housing market is outperforming every other sector in the world. Jason Hartman discusses the migration from cyclical markets to linear markets. Some cyclical markets see growth, but dense cities like San Francisco are seeing people leave in throngs. Joel Pollak, senior editor and in-house counsel at Breitbart News, joins Jason Hartman to discuss his new book Red November, Will the Country Vote Red for Trump or Red for Socialism? Pollak and Hartman wind through a road of political discussion ranging from activism to the POTUS race. As well, they critically discuss how mainstream media shares their version of the narrative. Books: Red November, Will the Country Vote Red for Trump or Red for Socialism? By Joel Pollak Coffee Tok (Talk) Sunday Mornings 11 am/8 am EDT/PDT "How to Avoid The Top Three Irrational Mistakes that Investors Make when Investing" facebook.com/JasonHartman.com Key Takeaways: [1:45] "When we compare this recession to the previous one; instead of a housing crash, we have a housing market that is outperforming every other sector in the world, during the most impactful economic and health shock in recent modern history. That's a lot of hyperbole, but it's all true." [2:10] "New home sales in July increased 13.9% crushing expectations." [2:40] U.S. home prices rose 4.3% in June. [7:30] Some reports are stating that a few cyclical markets are seeing high activity. [14:00] What are the most evil companies in the world? [17:00] People are leaving San Francisco in throngs. A 96% increase in year over year listings. Joel Pollak [21:45] Who's leading the race for POTUS? [24:30] These massive protests are being used to rally activists of the left and the right but also frightening the middle. [30:25] Most of the activity and activism has been in cities and states mostly controlled by democrats. [34:45] Has the media discredited themselves so much that most Americans can see through them? [38:30] "Biden never came to the spin room once" - Pollak [41:20] "The genius of America is that people pursue their self-interest with a public spirit." Pollak was quoting Alexis De Tocqueville. Websites: JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/ask www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman spreads the news, lumber prices have gone through the roof. What does this mean for new construction homes? What does this mean for the homes you already own? Jonathan Martis, CEO and Co-Founder of Kleard, joins Jason Hartman today to share his business with smart locks, smart real estate, and self-tour tech. Open a house for potential clients from anywhere in the world, and get pre-qualifying information alongside. Will this tech move to the short-term rental market as well? Key Takeaways: [1:30] From a weekly report on the lumber market: Prices have gone through the roof on southern yellow pine, an essential building material for homes. [4:00] The houses you own are index funds for commodities. [7:45] Meet the Masters VIP Follow-On Session Number 2 [11:00] 42% mortgage interest rate in Honduras (1994) [13:30] Index + Margin = Rate or the lenders interest rate [16:25] Since April 17th, the average new single-family home has increased in price by____? Jonathan Martis [21:00] What is Smart Locks by Kleard, and how did it come about? [24:45] Jonathan explains how to use Kleard for self-tours. [34:00] How much does it cost? [39:25] What's next in the smart home industry? Websites: kleard.com JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks about the K-Shaped recovery. Are we moving to a smaller economy? Can Biden kill the 1031 exchange, and use those tax funds elsewhere? How will this impact every aspect of real estate surrounding investor deals? Jason interviews Chairman of Whalen Global Advisors LLC, R. Christopher Whalen. Whalen speaks on location changes of people and businesses due to Coronavirus. Not only are business locations changing, but companies have been forced to move away from the "old way" of doing business and finally adapting to innovations in technology and communication. Whalen also gives a glimpse into his recent book and discusses the fed's strategy to steer clear of deflationary times. Will we see consequences from the creation of money and bailouts? Books: Inflated, How Money & Debt Built the American Dream by R. Christopher Whalen Key Takeaways: [1:00] Jason talks about the recovery shapes: are we moving into a smaller economy? [5:00] Businesses going virtual. [9:20] Biden wants to kill the 1031 exchange. [15:00] Could Biden use the elimination of the 1031 exchange as a way of embarrassing Trump? R. Christopher Whalen [21:00] Not only are people leaving big cities, like NYC, because of COVID-19, but large companies are also looking to move so that they can relocate the people that work within them. [23:30] Coronavirus has forced businesses to move out of "the old way." [27:50] A brief history of banking, from Abraham Lincoln to present. [30:20] Before the creation of The Fed, J.P. Morgan was essentially the central bank. [32:00] Whalen breaks down how he differentiates between inflated as he puts it and inflation. [37:15] Will we see any consequences from the creation of money and bailouts? [38:00] Quantitative Easing: central banks buy government bonds or other financial assets to inject money into the economy to expand its activity. Websites: www.rcwhalen.com/ JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was initially published: October 31, 2012 Private equity is a type of investing where you deploy capital in companies privately rather than in the public market. Here to talk about this subject with Jason Hartman is David Carey, author of King of Capital, and senior writer for "The Deal." David explains the various forms, including injecting money into companies to help them grow faster, and the most common form, a leverage buyout (LBO). In an LBO, private equity firms are not responsible for paying down the debt, unlike a homeowner who pays off a mortgage. Instead, the company that is being acquired takes on the debt and retires it over time using its own cash flow. David notes that most private equity firms outperform stocks and bonds by a wide margin, not just through the use of leverage, but also from improving the profitability of the companies they acquire. David goes on to share his thoughts on the attacks on private equity, Bing Capital and Mitt Romney. Dispelling the political negative caricature of the private equity business, David shares how these firms have helped numerous companies prosper, allowing for quicker new job growth. Bing Capital was an exception, having piled on too much debt, and naturally, the Obama campaign took a potshot at the firm and private equity firms in general. DAVID CAREY is senior writer for The Deal, a news service and magazine covering private-equity and mergers and acquisitions. Before joining The Deal, he was the editor of Corporate Finance magazine and wrote for Adweek, Fortune, Institutional Investor, and Financial World. Carey has appeared often on CNBC. He holds two masters degrees: one in French literature from Princeton and a second in journalism from Columbia. He earned his bachelor's degree at the University of Washington. Carey authored the book, KING OF CAPITAL: The Remarkable Rise, Fall, and Rise Again of Steve Schwarzman and Blackstone (Crown Business; October 2010), which tells how Schwarzman and his co-founder Pete Peterson, starting with just one secretary in 1985, built a powerhouse that weathered the financial crisis successfully even as other institutions crumbled. More about the book can be found at: http://king-of-capital.com/whats-the-book-about/highlights/. Websites: JasonHartman.com/Fund JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn)

Jason Hartman answers a listener question about investing in real estate amid COVID-19. When is a good time to start, or to extend a portfolio? Also, a reminder about the greater fool theory related to WSJ's mention of Apple's latest valuation. Invest in something that makes sense the day you buy it. Phil Harvey is today's guest, discussing his recent book and a few ways that tax dollars are distributed to some for questionable reasons. Phil shares everything from billionaires receiving million-dollar payouts for owning farmland to customers paying double the price of sugar in the local grocery store. Book: Welfare for the Rich: How Your Tax Dollars End Up in Millionaires' Pockets-And What You Can Do About It by Phil Harvey Livestream: Sunday Morning, Coffee Tok (Talk) 11 AM EDT facebook.com/JasonHartman.com Key Takeaways: [3:20] "Is now (COVID-19) a good time to start investing in real estate?" Listener, Scott [8:45] Jason elaborates on pension plans versus real estate investing, a continuation of the question from a listener, Scott. [12:45] Apple just passed the 2 trillion dollar market cap: what did WSJ say about it? [13:45] The greater fool theory Phil Harvey [19:40] How are taxpayers getting burned by welfare going to many of the wrong places? [22:30] How are the well-to-do getting welfare? [24:30] Jason and Phil discuss the bonuses received by owners of farmland for no apparent reason. [29:30] Some coastal cities have zoned land in such a way that housing has become unaffordable. [34:30] Is the open spaces argument, "you've already got yours, so you're not going to share?" [36:15] Everyone pays twice as much as they should have to pay for sugar, to benefit which sugar baron? Websites: WelfareForTheRich.com JasonHartman.com/Fund JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman shares a big-data lawsuit that once again proves that thou shalt maintain control of one's investment. Check out how mall shopping center REITs might be in trouble. If you aren't convinced yet about the coronavirus's impact in cyclical markets, listen in for some stats on NYC, LA, and Huntsville, Alabama. Laurence Ball joins Jason Hartman to discuss his book, The Fed and Lehman Brothers: Setting the Record Straight on a Financial Disaster, and draw comparisons about our current pandemic recession. While many details differentiate the two recessions, such as being self-imposed, how we recover, and how quickly we recover might have some similarities. How can the stimulus set up the future of government assistance? Books: The Fed and Lehman Brothers: Setting the Record Straight on a Financial Disaster by Laurence M. Ball Key Takeaways: [1:45] L.A. launched a 100 million dollar coronavirus rental assistance fund. [3:30] NYC had a massive decline in tourism. How low was it? [6:30] The increase in median sales prices for homes in Huntsville, Alabama, during the COVID-quarter (Q2-2020) was 13%. [12:15] Jason talks about a lawsuit that says, "giant mall REITs are licensed to spy, swiping vehicle date from license plates." Laurence Ball [18:15] Has there been an active enough response to COVID-19 from policymakers? [19:45] Speaking on the first self-imposed recession. [21:00] Will Coronavirus stimulus packages be the prelude to a sort of nationalized housing assistance program? [26:15] Can the government and the fed solve the problem by creating more money, quantitative easing, and more stimulus? [29:45] Failure to rescue Lehman Brothers made the recession outcome worse. [34:00] Were we do for a correction, pre-pandemic? Websites: ConquestMaps.com JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks with Ross Wordon in today's client case study. Ross Wordon started a fast-growing business from an Etsy store. His early interest in real estate sent him on an investment quest. After being a devoted listener of more than 500 episodes, he managed to purchase his first investment property and set into motion a plan to own 93 properties in 10 years. Jason and Ross break down Ross's strategy to grow his investment portfolio and discuss options for growth and the financial freedom date. MEET THE MASTERS VIP Bonus Implementation Session This Thursday, August 20th @8 PM EST LIVESTREAM: Sunday Morning, Coffee Tok (Talk) 11 AM EDT facebook.com/JasonHartman.com Key Takeaways: [1:00] Working on "handy-dandy" Real Estate Investment calculators. Client Case Study: Ross Wordon [5:45] Since the Coronavirus outbreak; Travel is only 17% of what it was a year ago. [11:00] Discussing wanderlust from the perspective of someone who's business revolves around people's desire to travel, amid a pandemic. [14:00] Ross shares his early interest in real estate. [17:30] Breaking down a 7-year real estate investment strategy. [26:00] Jason and Ross talk about the compounding effect of staying the course. 93 properties in 10 years. Websites: ConquestMaps.com www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks about the continuing trend to get out of the city and into the suburbs. And as people are moving to the suburbs, they begin to spend a lot of time improving their homes. Many people are taking advantage of this trend, known as geoarbitrage. Jason Hartman interviews author of the book, Unfu*k Yourself, Get Out of Your Head and Into Your Life, by Gary John Bishop. Bishop shares pieces of the philosophy that shaped his world. His joy for helping others gave momentum towards sharing his wisdom in book and audio form. His approach to life is designed around forgiveness, being honest with oneself, and that significant change is available to everyone. Gary John Bishop is also author to Stop Doing That Sh*t and Do The Work. LIVESTREAM: Sunday Morning, Coffee Tok (Talk) 11 AM EDT facebook.com/JasonHartman.com Key Takeaways: [2:45] Google Search: "movers near me," at an all-time high. [3:45] Home Depot, daily foot traffic, up 35% [5:45] More people are fleeing San Francisco and NYC for the suburbs. [9:45] Jason speaks on geoarbitrage. Gary John Bishop [16:45] "Have you ever felt like a hamster on a wheel, furiously turning your way through life with somehow going nowhere" - Gary John Bishop [18:00] The best place to start is finally telling yourself the truth. [21:30] "You're way more encumbered by what you think than anyone else." G.J. Bishop [23:45] How do I forgive someone/something? [25:00] It's amazing what things people will give up to be right. [26:25] Should we always forgive? [31:30] Significant change is available to you. [35:45] "Your success in life is almost exclusively tied to the degree that you can keep a promise to yourself." G.J. Bishop Websites: GaryJohnBishop.com www.JasonHartman.com/asset www.JasonHartman.com www.JasonHartman.com/properties

1529 FBF: Electronic Voting Machine Vulnerabilities with Bev Harris of HBO's 'Hacking Democracy' Documentary This episode of Flashback Friday was initially published: October 19, 2012 With the November Presidential election right around the corner, nothing could be more timely or more important than understanding the electronic voting system and the risk to our right for a fair and honest voting system. Jason Hartman interviews Black Box Voting founder, Bev Harris, who was featured in the HBO documentary, "Hacking Democracy," and has been researching and writing on the subject of electronic voting since 2002 after she discovered that U.S. Senator Chuck Hagel had ownership in and had been CEO of the company that built the machines which counted his own votes. Bev shares the seriousness of the situation, explaining that the monopoly on the manufacturing of the machines gives the corporate owners (shareholders) complete control over voting outcomes, and that the structural problems with electronic voting prevent the public from being able to authenticate. Vanity Fair magazine credits Bev Harris with founding the movement to reform electronic voting. Time Magazine calls her book, Black Box Voting, "the bible" of electronic voting. The Boston Globe has referred to her as "the godmother" of the election reform movement. Her articles were among the first to reveal that modern-day voting systems are run by private for-profit corporations, relying on a few cronies for oversight, using a certification system so fundamentally flawed that it allows machines to miscount and lose votes, with hidden back doors that enable "end runs" around the voting system. Bev's investigations have led some to call her the "Erin Brockovich of elections." (Salon.com) In 2003, just weeks after a stunning electoral upset in Georgia that tipped control of the U.S. Senate, she discovered 40,000 secret voting machine files -- including a set of files called "rob-georgia," containing instructions to replace Georgia's computerized voting files before the election. The files she found contained databases with votes in them and the voting machine programs themselves. She downloaded the files on Jan. 23, 2003 and set them free on the Internet a few months later, where they were studied by scientists and security experts. Bev has since uncovered more about the secret voting systems and made them public, has been served with four cease and desist orders from private manufacturers for releasing information to the public, and was investigated by the U.S. Secret Service Cybercrime Task Force, being hit with a gag order for refusing to turn over information, an action that was dropped after it was exposed by a Seattle reporter. With a voting system that has become divorced from the citizens it serves, Bev founded Black Box Voting, a nonpartisan, non-profit 501c(3) organization to help citizens fight back (http://www.blackboxvoting.org/). Websites: EngineeredTaxServices.com www.JasonHartman.com/asset www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks about median home price growth across the U.S. in the second quarter of 2020. What does this mean? Play the long game, follow the linear markets, and talk with an investment counselor at JasonHartman.com. Ask the question: Compared to what? Jason Hartman talks with Julio Gonzalez, founder of Engineered Tax Services, a licensed engineering firm that focuses on tax benefits at federal, state, and local levels. Julio's expertise on tax credits gives us a different perspective on where the economy is headed. Today, Jason and Julio discuss property reuse for affordable housing and redistribution centers. Julio shares knowledge about tax credits from selling air rights to 5G infrastructure. Key Takeaways: [1:00] 96% of home metros showed median home price growth in the second quarter. [7:00] Play the long game: the linear market is the slow climb. [11:05] Jason looks at price growth in local markets across the U.S. [18:45] Compared to what? What is real? Julio Gonzalez [23:00] Is there a chance to see property reuse like hotels shifting to affordable housing? [24:00] Many REITs are trying to redesign shopping centers into redistribution centers. [29:00] It's hard to make predictions about where the economy will be without any history of vaccinating 7 billion people. [31:15] There are twenty tax credits associated with investing and real estate at the federal level. [33:00] The government is incentivizing 5G infrastructure as a tax credit. Websites: EngineeredTaxServices.com www.JasonHartman.com/asset www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman pulls out the Hp12c Platinum Financial Calculator for a field trip down inflation lane. This trip was spawned by the gift from Jerome Powell, chair of the Federal Reserve. Today, Jason shares how the current mortgage interest rates can benefit you, especially when compared to interest rates from 2006. How can we calculate benefits of mortgage rates, how do we factor in inflation, and should we consider hedonic indexing? Key Takeaways: [1:00] A gift from Jerome Powell: [6:45] Jason explains how the change in mortgage interest rates from 2006 to 2020 means you can get 70% more house./mortgage for the same monthly cost. [12:20] Selling property, flashback to Jason's Irvine, CA "farm area." [19:15] Sharing problems with calculating hedonic indexing. [23:00] A newsletter called the Lumber Market Report said that framing lumber prices climbed further into record territory. Websites: www.JasonHartman.com/asset www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

How much more can I borrow with interest rates this low? Jason Hartman shares some great news about mortgage rates and takes you through some strategy to take advantage of them. This investment discourse is built on United Wholesale Mortgage (UWM) announcing today that they are rolling our a loan program that offers mortgage rates as low as 1.99%. Wood and Hartman discuss the shift away from high-rise living due to COVID-19, something that challenges some expectations of experts claiming that the majority of the world would prefer living in cities. Wood explains the Trilateral Commission and the connection between it and several positions of power. Book: Technocracy Rising: The Trojan horse of Global Transformation by Patrick M. Wood Key Takeaways: [1:10] Mortgage interest rates: UWM announced today that it's rolling out a loan program that offers mortgage rates as low as 1.99% [8:00] What if you could only get a 10-year mortgage? [15:30] Mortgage hypotheticals: How much can I borrow today? Patrick M. Wood [23:00] No one will be interested in high-rise living and mass transit. [28:45] What is The Trilateral Commission? [31:45] COVID-19 is likely to move us toward a government-backed cryptocurrency. [36:30] Patrick gives his August forecast on the economy. [42:40] Citizens for Free Speech is a non-profit started by Patrick M. Wood (2018) Websites: CitizensForFreeSpeech.org Technocracy.News www.JasonHartman.com www.JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN