
Creating Wealth Real Estate Investing with Jason Hartman
2,376 episodes — Page 17 of 48

Ep 16921692 FBF: The Breaking Point: Profit From The Coming Money Cataclysm with James Dale Davidson
Today's Flash Back Friday comes from Episode 755, originally published in November 2016. Jason's guest James Dale Davidson is the co-founder of Agora Publishing, the Founder of the National Taxpayer's Union, co-editor of Strategic Investment for the Sovereign Society and founder of Newsmax. He is the Author of the best selling books Blood in the Streets: Investment Profits in a World Gone Mad, The Sovereign Individual: Mastering the Transition to the Information Age, The Great Reckoning: Protecting Yourself in the Coming Depression and his new release, The Breaking Point: Profit from the Coming Money Cataclysm. Mr. Davidson foretells of an impending, marketplace disaster which will happen in this lifetime. He credits the Obamacare, Chinese ghost cities and fictitious capital. He shares this information because he believes it is important for people to understand what will happen so they can create a new life in a new environment. Key Takeaways: [1:50] James Dale Davidson believes the current business model and social contract which supported it is kaput in the Western Civilization. [6:27] Trump may have been voted in because of the life expectancy of middle-class white voters has dropped. [9:43] What's next for the economy under a Trump presidency? [10:57] The Breaking Point looks at the symbiotic relationship between the drug companies and the food industry. [14:49] The US needs someone with business savvy to improve the quality of decisions made in politics. [18:30] Bernie Sanders reminds James Dale Davidson of Karl Marx. [20:32] When fictitious capital is created it goes to people with collateral. These people can borrow money for almost nothing. [27:56] Jason asks "Why not just kick the can down the road forever?" Mr. Davidson tells us why it's not a good idea. [31:52] The Chinese have used more cement from 2011-2013 on ghost cities than the US spent on cement in the entire 20th century. [37:57] Most of the copper used by the Chinese came from Chile. [41:18] The probability of a very severe crack-up, the biggest in history, will be coming in our lifetime. Mentioned in This Episode: www.JasonHartman.com/Properties The Breaking Point: Profit from the Coming Money Cataclysm Strategic Investment Newsletter

Ep 16911691: Shadow Demand, FICO Scores for Loans, New Florida Law Protecting Citizens
The current lending requirements are squeezing a lot of potential home buyers out of the picture, causing a new version of shadow demand. And that's not the only thing creating shadow demand. Jason Hartman takes some time and delves into what is causing EXTRA pressure on housing demand and prices that could add even more fuel to the housing market. Then Jason explores a new Florida law that finally, FINALLY takes aim at the big tech companies that have way too much control in today's society. Key Takeaways: [1:02] Millions of home buyers are stuck, and not for the usual reason [5:03] The current environment is telling you it's time to double down on your investments [10:50] Uncertain borrow income means risk for lenders and investors [13:51] Some lenders are requiring 780 FICO scores, squeezing out minorities [18:11] Some Florida news Jason is VERY excited about [24:21] Facebook annual revenue is bigger than the GDP of over 150 countries [44:34] Section 230 gave internet companies too much freedom Website: www.JasonHartman.com/Properties www.JasonHartman.com/Ask

Ep 16901690: Upward Pressure on Rents, Generational Inflation & Wired for Story with Lisa Cron
Today's environment is as inflationary as anything we've seen since 1996. The pressures that are being put on prices is astronomical, and it's showing itself more and more every day. Investment property rent is one of the things that we like seeing increase during this time. Then, for the 10th episode, Jason Hartman talks with Lisa Cron, author of the new book Story or Die, about how we really make decisions, why humans are so impacted by stories, and how to identify the parts of your story that can impact those you're trying to reach. Key Takeaways: [4:37] The core CPI has its largest year over year increase since 1996 [8:30] In this environment, do NOT be afraid to raise your rent or replace your tenant Lisa Cron Interview: [13:23] We are wired for stories. Stories sway us more than facts [16:32] We like to think that we make decisions logically and objectively, but it's just not true [20:47] Our brain's great leap forward came when nature realized if we were going to thrive on this planet we needed to work together [25:59] How to identify your target group's points of resistance [30:03] Telling a person a truth they don't already believe will just make them angry. You have to guide them to discover the truth themselves Website: www.WiredForStory.com www.EmpoweredREI.com www.JasonHartman.com/Properties

1689 FBF: Self-Directed IRAs, Foreclosure Rates & Pit-Falls of Real Estate Investing with Bryan Ellis
Today's Flash Back Friday comes from Episode 421, originally published in October 2014. Investing guru, Bryan Ellis, editor of Bryan Ellis Investing Letter, joins Jason Hartman on today's Creating Wealth Show to discuss some of the common pit-falls of investing, as well as to give some indication of the potential foreclosure rate. They consider the state of today's smoke and mirrors economy and its impact on future investing and finances. Key Takeaways: 04.35 – The economy's strength situation now seems to be a lot more regional than it was around 2007-2008. 05.30 – RealtyTrac's announcement about foreclosures shows us that we can't build a future without finishing what we started in the past. 06.15 – People's three fundamental needs are the same as they've always been: food, clothing and shelter. 13.30 – We need the world to realize that the economy we're running off is just smoke and mirrors. 17.30 – When the changes start to take place, huge inflation could be a very real possibility. 19.00 – Investment doesn't have to be in stocks; it can be in real estate, or even just in commodities such as copper, steel, labour etc. 21.30 – Think of a deal from the most conservative standpoint you can, and ask yourself if it makes sense. 23.20 – A lot of people still haven't realized that intellectual property could be the answer to successful investing. 25.00 – Many companies have a lot of intellectual property that they don't even classify as such. 26.50 – The entire structure of this intellectual property set-up focuses on the presence of a third party. 29.30 – Ultimately, the fact still remains that the fundamentals are what matter. Website: www.BryanEllis.com www.JasonHartman.com/Properties

Ep 16881688: Client Case Study: Finally Getting Started! with Brittney
Just because you work for Jason Hartman doesn't mean you're automatically investing in real estate. Today's client case study is Brittney, who you've heard on the show before. This time, however, after 13 years of working for Jason, she's coming on as a client. Listen to Brittney's story about why she bought, where she bought, and the fantastic news that came before her first tenant even set foot in the house. Key Takeaways: [3:40] Brittney closed on her first property recently and had some fantastic news right off the bat [6:30] The pressure on rents is massive and you need to be upping yours [10:29] Jason sold one of his properties, only to see the new owner rent it out for $200/month higher [11:28] Brittney's first thoughts when she entered the real estate world [15:36] Home owners can borrow $1.5 million and only pay $750,000 in interest over 30 years! [18:35] As you go through time, continue to renegotiate your real estate deal Website: www.JasonHartman.com/Properties

Ep 16871687: Looming Building Crisis & Surging Inflation on the Supply Side
We have gone from an Everything Bubble to an Everything Shortage. The problem this time around is, there's nothing our central bank can do to handle a supply shortage causing prices to rise. Jason Hartman examines the issues currently facing the housing market, and how it's going to impact it not just today, but in the months and years to come. How are you going to protect yourself from the coming inflation and looming shortages? Key Takeaways: [2:17] Self-liquidating debt is a beautiful thing that we can use in income property [6:23] Even concrete is in demand because of a short supply of SAND [11:14] The "just in time delivery" can't withstand any disruptions [15:51] Technology creates the ability for a level of control over us that's never been seen before [17:48] Surging inflation is hitting the US now [22:37] The Federal Reserve doesn't have the monetary toolkit to deal with supply side inflation Website: www.JasonHartman.com/Properties www.PandemicInvesting.com

Ep 16861686 FBF: Evaluating Cash Flow Rental Properties in Birmingham Alabama, Cleveland, Ohio & Dallas, Texas with Jason's Mom
Today's Flash Back Friday is from Episode 389, originally published in July 2014. Jason Hartman and his mom discuss their long road trip through several markets including Cleveland, Cincinnati, Columbus, Nashville, Birmingham and Dallas. You'll learn about the "minimalist management" philosophy in creating bulletproof rental properties that require very little maintenance and a good overview of several markets. Key Takeaways: (1:40) Brief update about Jason's Mom's post-surgery health & the Cleveland Clinic (5:54) How to handle late rent for long distance self-managed properties (11:55) How to handle long-distance evictions without a property manager using an eviction service (14:49) A special message from Bill Clinton (18:28) Pleasantly surprised by downtown Cleveland (21:23) Moving on to Birmingham and minimalist management styles (26:44) Coming up in mid-late September: Little Rock Creating Wealth Seminar and Property Tour Website: www.JasonHartman.com/Properties

Ep 16851685: Inflation Nation! It's Getting Ugly! & May Mortgage Rate Update
Jason Hartman takes today's episode to explore what is goign on in our country in regards to inflation. We're being told it's fairly mild, but if you look around you'll see that we're clearly not being told the whole truth. EVERYTHING is increasing in cost. Then Investment Counselor Adam talks with one of the network's lenders about what rates are available for investors, what's been driving the slowly rising rates, whether it's worth it to pay points on your loan, and more. Key Takeaways: [1:37] The rich have gotten 54% richer during Covid [5:38] Always align your interests with governments and central banks [9:18] The supply/demand shock is gone with lumber. Now it's just demand [12:37] The inflation rate is higher than we're being told [16:20] We're also seeing inflation in terms of the level of service we receive Mortgage Update: [20:28] Rates are higher than they were 4 months ago, but where are they historically? [25:52] What will happen to rates if the 7% limit is removed? [27:41] Today's mortgage rates for a 200,000 property [30:24] What breakeven is considered good for paying points on your loan? [32:43] Does it make sense to put 15% down? Website: www.JasonHartman.com/Properties www.PandemicInvesting.com

Ep 16841684: Added Expenses of Home Building Regulations & the State of the Short-Term Rental Market with Jasper Ribbers
Do you know how much of the sales price of your new home is tied to regulatory burdens? Hint, it's a LOT more than you probably believe. Jason Hartman discusses why it's critical to the health of our housing market to get that under control. Especially in the environment we find ourselves in today. Then, Jason joins Jasper Ribbers on Get Paid For Your Pad. The two discuss how we experienced an unprecedented drop in GDP in 2020 and record unemployment numbers. And yet, the real estate and stock markets seem to be doing fine. So, how do we make sense of this discrepancy? What is the economic outlook for 2021 and beyond? And is now a good time to invest in short-term rental properties? Key Takeaways: [2:12] It's time to reduce the regulatory burdens on home builders [6:40] Regulations cost $93,870 per new home [9:37] Lumber has added $34,000 to the price of new homes Jasper Ribbers Interview: [15:12] How do we make sense of the disparity between what we saw in GDP and what we see in the housing market? [19:42] If you don't own hard assets in this environment you're getting left behind [25:11] The real beauty is paying back our mortgage with cheaper dollars [33:22] A 30 year mortgage is an incredible asset [39:33] How will unemployment numbers impact the housing market? Website: www.GetPaidForYourPad.com www.EmpoweredREI.com www.JasonHartman.com

Ep 16831683 FBF: The Race for the World's Most Seductive Metal & The $20 Trillion Marketplace for Gold with Matthew Hart
Today's Flash Back Friday comes from Episode 419, originally published in September 2014. In today's episode of Creating Wealth Show, Jason Hartman discusses issues surrounding the status of our society in relation to Wall Street's closed doors, as well as the hugely varied real estate investor market across different states, making a particular comparison between Little Rock, Arkansas and some of the more northern regions such as Chicago and New York. His guest is author, Matthew Hart, who gives his leading and well-evidenced opinion on today's gold rush and talks about the influence of advanced technologies in both gold prospecting and more recently, in diamond manufacturing. Key Takeaways 03.20 - Little Rock, Arkansas, is fast making a name for itself as a friendly market to real estate investors. 05.00 - In many parts of the country, particularly in the North-East, landlords simply don't have any rights. 08.20 - In January's 'Meet the Masters' event, you'll have a chance to meet and hear from the experts and industry professionals in this field. 10.10 - The revelations shown in Carmen Segarra's secret Wall Street recordings demonstrate the level that society has reached. 14.30 - Looking at patterns suggests that we are now coming to the end of the greatest gold rush in history, with most searches being totally price-driven. 16.10 – In Nevada, new technologies for gold extraction are really taking off. 21.35 – ETFs may well be the biggest factor in price movements and alterations with gold. 24.20 – Our fascination with gold has a history that dates back further than our ability to write. 28.00 – Like everything we use, eventually these gold deposits and reserves will run out. 30.30 – As it stands, the manufacture of diamonds in laboratories doesn't look set to ruin the gem diamond trade. Website: www.MatthewHart.net

Ep 16821682: How to Make (and Keep) Big Money from the Coming Gold and Silver Shock-Wave with David Morgan
This is the 50th year the United States has been completely off the gold standard. Since the time we went off, gold and silver have gone in drastically different directions. Jason Hartman talks with David Morgan, publisher of The Morgan Report and author of The Silver Manifesto and Second Chance: How to Make and Keep Big Money from the Coming Gold and Silver Shock-Wave, about what's happening in the metals market and what that says about our current economy. Key Takeaways: [3:37] What does the current state of metals tell us about stocks, real estate, and our economy? [8:38] Why aren't gold and silver making big moves right now? [12:08] Silver as just money does well against gold. As a commodity, however, not so much [15:58] Why David prefers silver to gold as a metal [20:04] It wouldn't take much of an interest rate move to crash the market [24:01] The current state of platinum and paladium Website: www.TheMorganReport.com

Ep 16811681: The EVERYTHING Shortage, Rent Pressure & How Low Interest Rates & Inflation Will Impact the Housing Market for Years with Doug Utberg
There's a reason home prices continue to go up, and it's not because of a speculative bubble. Jason Hartman takes today's intro to examine some of the factors involved in the recent runup of real estate prices. The Jason joins Doug Utberg on The Terminal Value podcast to talk economics of the day. The two discuss how you truly grow wealthy in the United States, whether we're really in a low inflation environment, the impact of low interest rates, and more. Key Takeaways: [1:35] There's a shortage of EVERYTHING in the housing market [5:18] Why the bubble is still down the road [8:13] Rents are seeing immense upward pressure Doug Utberg Interview: [16:23] The REAL way you grow wealthy. There's only 2 ways. [22:29] There's more inflation that we're being told [28:28] When you adjust the numbers to current value, real estate has gotten cheaper the last 14 years [33:14] Low interest rates will kill supply in the coming years as people won't want to give up their low interest rate and move Website: www.JasonHartman.com www.TerminalValuePodcast.com

Ep 16801680 FBF: Joe Vitale - Money The Law of Attraction and Action Steps - No One is Preventing You from Making Money You Simply Need to Think Like an Entrepreneur
Today's Flash Back Friday comes from Episode 550, originally published in August 2015. Dr. Vitale believes when you learn to get clean with money and stop self sabotaging your financial future you will start to attract more money to you. You must first get through the filters that are your beliefs and see what is really possible to know you are deserving of living a wealthy life. When you want something and have the means to obtain it you should buy it to reinforce an unconscious belief of worthiness. And, always give back a portion of your good fortune to create a bond of trust in the universe. Key Takeaways: [2:01] Indicators for an available single family property in Chicago area [5:32] What is a DCR? Dr. Joe Vitale Interview: [10:54] Dr. Vitale has been working on this lately [14:00] The 2 reasons you don't let money into your life [15:03] Get clean with money, money isn't evil, money is neutral [19:55] Our conscious beliefs are us in the waking world [22:32] The 7 steps in the free Attract Money Now book [24:30] The difference between a fact and a belief [28:13] The psychology around prosperous purchasing [32:11] Give 10% of what you have to what or who inspires you [36:06] Think like an entrepreneur and look for opportunities [36:50] Listen for complaints and make the product or service solution Mentions: www.JasonHartman.com www.JoeVitale.com Attractor Factor Life's Missing Instruction Manual Attract Money Now The Secret Prayer Hypnotic Marketing Miracles Manual 7 Habits of Highly Effective People

Ep 16791679: Real Home Prices in an Inflationary World, US Population Growth Slowing, What Demographics Are Telling Us
Once again we have good news, and we have bad news. The US population growth has been slowing for a long time, but now it's getting to record levels. Jason Hartman starts off the show by examining the impact that will have on the country moving forward. Then we have the conclusion of Jason's live speech discussing how to invest in an inflationary market and grow your wealth during the unprecedented money printing. Key Takeaways: [1:52] US population growth has slowed to the lowest since the Great Depression [5:23] We've banked a lot as a society on growing population [11:58] Don't forget the good news! Live Presentation [15:02] The power of hedonic indexing [20:23] The problem with the doom and gloomers is they rely solely on the math [26:51] Don't fall victim to the Reluctant Investor's Lament Website: www.JasonHartman.com

Ep 16781678: A Reverse 2-for-1 1031 Exchange & JH LIVE: How to Invest in Inflationary Times
The 1031 Tax Deferred Exchange is under threat by the Biden administration, and Jason's taking advantage of it while it still exists. But he's not taking advantage of it in his usual way. He's actually going about it completely backward from his old tactics. Then, listen in to Jason's presentation on how to invest in an inflationary market and grow your wealth during unprecendented money creation. Key Takeaways: [4:01] Jason's reverse 2-for-1 1031 tax deferred exchange [9:23] The Regression to Replacement Cost is creating upside in the market Jason's LIVE Presentation: [13:04] The hidden wealth creator of income property [20:18] The U-Haul Index [24:25] 2020's money creation was beyond any historical precendent [29:28] What's going to win between inflationary and deflationary forces? [35:51] 6 ways the government can get out of their debts Website: www.JasonHartman.com/Ask www.JasonHartman.com/Properties

Ep 16771677 FBF: U.S. Housing Market, Stock Market & Employment Forecast with Bill Cheney Chief Economist at John Hancock Financial Services
Today's Flash Back Friday comes from Episode 399, originally published in August 2014. Bill Cheney is the Chief Economist at John Hancock Financial Services. He joins the podcast do discuss how job growth was affected by the weather this past winter and if investors are feeling positive or negative about the stock market and economy. Bill directs economic research for John Hancock Financial Services, the U.S. division of Toronto-based Manulife Financial Corporation. Based in Boston, he forecasts macro-economic and financial trends and analyzes the potential impact on the company's individual business lines and investments. Cheney is a member of the National Association of Business Economists. Cheney also talks about whether investors think it is a good time to: - buy a home - purchase a big-ticket item - start a business Cheney wraps up the conversation by providing data on Americans being concerned about healthcare costs and the national debt. Website: www.JohnHancock.com

Ep 16761676: Good News For the Housing Market, Rising Housing Starts, Millennial Buying
Housing inventory hasn't magically reached levels that will cool off the market, but there are some good signs on the horizon. Jason Hartman breaks down a recent article with information presented by Lawrence Yun, chief economist of the National Association of Realtors, discussing some of the good news that's headed toward the housing market. But, like everything in life, there's a flip side to the coin that isn't as good news for buyers. Listen in as Jason asks the question that the mainstream won't ask, and examines the good and the bad of our current landscape. Key Takeaways: [3:59] Housing market inventory recovery? [8:03] The market we're in can absorb a LOT more inventory [11:58] Home starts jumped 15% [17:23] Millennials still aren't buying homes in large percentages [20:03] Almost none of the new inventory being built/coming online now is in the price range that makes sense for rentals Website: www.JasonHartman.com/Properties www.JasonHartman.com/Ask

Ep 16751675: Listener Questions: Profiting On Inflation, When to Buy, Adjustable Rate Mortgages & Housing Prices in the Future
It's been a long time since Jason Hartman has done a listener question episode, so he and Adam sit down and get to some of the questions that have come in. Listen in as the two explore how to attack coming inflation, why banks give out loans, the future of housing prices, and more. Key Takeaways: [2:37] Listener Question from Terry about profiting from inflation if you can't get an investment property [10:21] Listener Question from CluverBusy about why banks give mortgages if it's so advantageous to the borrower [15:58] Listener Question from Rich Jarsky: what's the best market to buy income properties in? [24:10] Listener Question from Peter: What about when you can't get a fixed rate mortgage [25:21] Listener Question from Ju Liu: Will we ever see housing prices go down? Website: www.JasonHartman.com/Properties www.YouTube.com/jasonhartmanrealestate

Ep 16741674 FBF: 10 Commandments of Successful Investing, Denis Waitley, Tax-Favored Assets
Today's Flash Back Friday comes from Episode 696, originally published in July 2016. Jason shares his 10 Commandments of Successful Investing in this audio recording of his live presentation during the Orlando, Florida Creating Wealth Seminar and Property Tour. He looks back at getting his real estate license at the age of 19 and the decisions he made when he sold his first company. Jason has become a multimillionaire by living by these guidelines and you can too. Income property is the most historically favored asset class. Why gamble your money in stocks and bonds when you can make solid, long-term investments in the US real estate market? Key Takeaways: [1:55] You need to build a portfolio before you consider protecting your assets and estate planning. [12:58] The Denis Waitley poem that changed Jason's life. The 10 Commandments of Successful Investing Live Presentation: [16:27] Thou shalt become educated. [21:40] Seek guidance: Have a team including an investment counselor. [22:56] Thou shalt maintain control. [25:30] Thou shalt not gamble. [27:53] Thou shalt diversify. [29:54] Be area agnostic. [31:02] Thou shalt use borrowed money. [33:42] Thou shalt only invest where there is universal need - Avoid trends. [34:35] Purchase tax-favored assets. Mentioned in This Episode: www.JasonHartman.com Hartman Education Denis Waitley Creating Wealth Ep. #150

Ep 16731673: Retirement Savings, Inflation & Client Case Study: Slow and Steady Portfolio Building with Curt Moe
How bad is the retirement savings situation in the USA? Well, Jason Hartman breaks down what we're actually looking at, and it isn't pretty. Then Jason has a client case study with Curt Moe. Curt listened to the podcast for nearly a decade before taking the plunge into real estate investing. Now, he's all in. Curt explains why he started looking into real estate, what helped him overcome his limited beliefs, how cash flow has helped him in his life, and more. Key Takeaways: [3:31] Retirement saving recommendations tend to overlook the impact of inflation [7:56] The sad state of retirement savings in the USA Client Case Study: [18:18] When Curt started buying rental properties [22:49] The importance of overcoming limiting beliefs [28:06] The comparison trap of social media [31:25] Why Curt even looked into real estate in the first place [36:25] The world is full of trustworthy and helpful people, so don't be afraid to ask for help Website: www.JasonHartman.com

Ep 16721672: Leaving the Gold Standard, Operation Twist 2.0, Treasury Yields & Future of Inflation with George Gammon
50 years ago President Nixon took the USA off the last remaining connection to the Gold Standard. Since then a lot has changed, but one constant has been inflation. Jason Hartman starts off the episode looking at what Nixon did that really staved off massive inflation. Then Jason talks with The Rebel Capitalist George Gammon about the newest Operation Twist. This is a program run previously that aims to manipulate yields. George explains how it did work and how it might be used again. The two also examine the hyperinflation of Weimar, Germany, and see if there's any link to what's happening in the USA today. Key Takeaways: [2:20] It's been 50 years since we went off the Gold Standard [5:38] Nixon's reasoning for going off the Gold Standard George Gammon Interview: [9:48] What was Operation Twist and what's version 2 look like today? [14:33] The impact of the Treasury spending down their account [19:28] How bank actions are distorting the yield curve [23:35] Is all of this as inflationary as it sounds? [26:02] Average income in the US is substantially rising [36:44] Weimar, Germany's inflation story Website: www.GeorgeGammon.com www.JasonHartman.com/ask

Ep 16711671 FBF: Harry Dent How to Profit from The Demographic Cliff - Central Bankers & the Creation of a Huge Bubble
Today's Flash Back Friday comes from Episode 545, originally published in July 2015. This is a must listen to episode for investors. Guest Harry Dent has written over 7 books on using demographics to predict economic outcomes. He and Jason discuss the inevitable Chinese market crash, the deflation that is headed our way and the massive amounts of debt in the private and public sectors. For real estate buyers, it appears that the everyday house is the best place to invest right now and in the next 3 to 4 years we just might see the lowest interest rates on mortgage loans of this lifetime. Harry warns that the bigger the bubble the bigger the burst and predicts we will see the Dow drop below 6000 in the coming years and fracking bonds will be crucified. Key Takeaways: [2:06] Daniel wants to know about a sole proprietorship [3:48] There is no asset protection sole proprietorship [4:37] An LLC could be a self management company [6:15] Self managed properties [8:08] The power of the Venture Alliance Mastermind [9:34] Jason's next event - Sept/Oct [11:28] The cost of colonizing the moon Harry Dent interview: [12:58] Florida the no income tax state [13:44] A something for nothing life is not realistic [14:36] Deleveraging the debt leads to money disappearing [16:22] Debt grew 2.7x's faster than GDP [17:48] We are sitting on unfunded liabilities at 4x's the GDP [18:54] Debt detox is needed [21:17] Is the U.S. in a legitimate economic recovery? [24:39] Harry's opinions on high end real estate [26:41] Banks and governments made bad loans [27:23] Why the uber rich won't get richer after this bubble [28:51] The greater fool theory - the Chinese are the last fools standing [31:16] Trends and data from China [33:45] Speculation will cause the crash in China [35:22] The U.S. fracking industry will default [37:00] Deflation is a sign a bubble is bursting 100 trillion dollars will disappear [38:19] The Dow will drop to under 6,000 in the magphone pattern [41:25] Junk bonds will be crucified and growing default rates [42:48] Mortgage rate will come down in 3 or 4 years Mentions: The Roaring 2000's The Great Depression Ahead www.HarryDent.com

Ep 16701670: Happy Money, The Japanese Art of Making Peace with Your Money by Ken Honda
How would your life change if you found peace with money? Many of us don't have the greatest relationship with money, whether we realize it or not. But if you are able to make peace with it, you'll find that it opens your life up to much more than you can imagine. Ken Honda, author of Happy Money, The Japanese Art of Making Peace with Your Money, joins Jason Hartman to discuss why giving is so powerful, the importance of money, and more. Key Takeaways: [3:39] What does it mean to not be at peace with your money [8:20] Money is just a number and an idea [12:21] Ken's money container philosophy [16:33] What you appreciate, appreciates [21:36] What you can do to invite more happy money into your life Website: www.KenHonda.com www.JasonHartman.com

Ep 16691669: Real House Price Index, Lease Option, Is Capitalism Sustainable? & Tomorrow 3.0, Transaction Costs & the Sharing Economy with Mike Munger
Jason Hartman has been saying that house prices now are nominally high but cheap in the way that people ACTUALLY buy houses. Now it seems that other people are coming around to that realization as well. Could it be true that housing is cheap than it's been in a generation? And in the interview part of today's show, when a libertarian is saying it may be time for Universal Basic Income (UBI), does that mean it's come mainstream? Mike Munger, Professor at Duke University and author of the new book Platforms: The Perils and Promise, joins Jason Hartman to discuss the potential of a $15 minimum wage, and what that would do to the economy vs what a UBI could do. The two also discuss asset prices, monopolies, and what HAS to be fixed with our current version of capitalism. Key Takeaways: [3:29] Even with the runup in prices, housing is still cheap [7:29] Housing got 4.8% cheaper year over year since 2020 [11:06] The new branch of Jason's company Mike Munger Interview: [14:47] What is the 3rd revolution [20:17] Why Mike is in favor of Universal Basic Income [24:48] How do you find the ideal amount of UBI? [29:19] Asset prices cause inequality [31:21] Is it time to reexamine what we call antitrust? [36:10] Capitalism is becoming cronyism in the USA. Is that sustainable? Website: www.JasonHartman.com/Option www.MichaelMunger.com

Ep 16681668 FBF: Inflation Induced Debt Destruction at Creating Wealth Live
Today's Flash Back Friday comes from Episode 843, originally published in June 2017. Jason has left the most expensive city in the US, NYC, and is enjoying fly over state pricing once again. The meat of this episode is a recording of a Creating Wealth Live session which focuses on inflation. We all know inflation is right around the corner as it is the only way the government can get out of the current economic climate. Inflation will erode our purchasing power, our stocks, our savings and the rich will get richer. Investing in Income Property is your best weapon against the forthcoming inflationary increase. Key Takeaways: [02:54] Using a movie or Broadway play can get the attention of the political left. [06:29] Investors should align their interests with the government and the powers that be. [09:18] The Venture Alliance Mastermind in Chicago and the Oklahoma City JHU Live and Property Tour. Creating Wealth Live Clip: [10:42] The 6 ways the government is likely to inflate themselves out of a mess. [12:54] Understanding inflation in all of its forms. [15:53] The political left uses the guise of compassion and the right uses the guise of fiscal responsibility. [17:57] The government imports a deflationary force. [21:53] All the bills Americans need to pay are increasing while the price of 'wants' is going down. [25:39] How does income property counteract inflation? Mentioned in This Episode: www.JasonHartman.com Hartman Education

Ep 16671667: Pricing Homes in Different Commodities, When Will 3D Printed Homes Be Commercially Viable with Jarrett Gross
If you only compare home prices in dollars, it sure does look like housing is overpriced. But dollars aren't the only way to look at price. What about other commodities? Jason Hartman breaks down the cost of homes through the last 21 years priced in various commodities. Then Jason finishes his interview with Jarrett Gross about 3D printed homes. The two look at the issues hampering the adoption of the technology, how far off the solutions to those may be, how the technology will impact the overall real estate landscape and more. Key Takeaways: [1:41] Comparing the price of homes if you bought it in gold, oil, orange juice, or rice [7:31] The monthly cost is what REALLY matters to buyers Jarrett Gross Interview [10:31] Many builders tent their build to better the quality [16:21] 3D printing could be important to building in space [20:52] How far off are commercially viable homes? [24:12] There are 2 components to every real estate deal Website: www.JasonHartman.com/Fund www.Automate.construction

Ep 16661666: Measuring Assets Properly & 3D Printing, Fantasy or Reality with Jarrett Gross
Are we in a bubble? Well, that depends on a variety of factors. One important factor is making sure that you're measuring values properly. If you use the wrong measuring stick you'll get the wrong answer, so make sure you're doing it right. Then, Jason Hartman talks with Jarrett Gross about 3D printed homes. How close to reality are they? Can you really get them for $10,000? Will it completely disrupt the housing market? Listen in as the two explore what's currently being printed, and what's in store. Key Takeaways: [2:52] Is there an everything bubble? [6:41] You have to use a proper measuring stick when figuring out pricing Jarrett Gross, Part 1 [13:01] The $10,000 printed home is a myth [19:06] What do 3D printed homes mean to the real estate industry? [23:05] Google search trends for 3D printing have held a sustained spike recently [26:14] One Colorado company is making 3D printed mud huts that are surprisingly strong and surprisingly cheap Websites: www.JasonHartman.com/Fund www.YouTube.com/jasonhartmanrealestate www.Automate.construction

1665 FBF: Business Cycles vs Real Estate Cycles, Overall Market Outlook with Ali Wolf of Meyers Research
Today's Flash Back Friday comes from Episode 898, originally published in October 2017. There is a lot of talk in the news lately about a possible downturn in the US economy, yet Jason's guest, Ali Wolf of Meyers Research is staying bullish. She says the important indicators to watch aren't showing the normal warning signs of a market drop. Ali also discusses the trends of Millennials with regards to renting vs. buying a home, their purchasing cycles and what they are willing, and not willing, to pay for. Key Takeaways: [01:25] Meet the Masters of Income Property event details. [04:23] Talented and want to get more deeply involved? Jason wants to hire you. Ali Wolf Guest Interview: [08:38] Are we at the end of a business cycle? [12:05] Ali uses the Quits ratio to judge the state of the economy. [14:14] Three critical indicators to use as early warning signs to a possible market drop. [17:04] Wiil Millennials be staying put and buying homes or are they the rental generation? [24:08] Why modern, prefab homes may offer Millennials more amenities than space. [35:09] Inventory of existing, resale housing is lower in every single market Zondo tracks. Mentioned in This Episode: www.JasonHartman.com Real Estate Tools Listeners with Skills - Apply here Meyers Research Zonda

Ep 16641664: Lumber Cost, Perseverance & the Coming Economic Collapse, How You Can Thrive When Oil Costs $200 a Barrel with Stephen Leeb
Too many people give up way too easily. If you want to thrive in the world and make a difference, you have to push through. You have to persevere in your ventures. That's going to mean tough times, but the end result is worth it. Jason Hartman delves into that in today's intro, as well as explaining why builders are having to trigger the Escalation Clause in their contracts with buyers in today's environment. Then Jason talks with Stephen Leeb, author of the new book China's Rise and the New Age of Gold, as well as The Coming Economic Collapse, about why commodities are in such demand and what that means for investors moving forward. The two also examine how we're going to get 6.5 BILLION people into the middle class. Key Takeaways: [3:19] Too many people give up too easily [7:19] How the cost of lumber is impacting builders and sales contracts [14:00] The reserve currency status of the USA Stephen Leeb Interview: [19:49] The world is at a turning point [27:32] Real, physical assets are in short supply and GREAT demand in today's environment [33:44] Gold has outperformed the S&P by 100% in the last 20 years Websites: www.JasonHartman.com/Fund www.StephenLeeb.com

Ep 16631663: Home Builder Stocks, Rising Interest Rates, Business Funding & Personal Portfolio Review Client Case Study
There's all sorts of talk about how to measure the housing market. One way people don't discuss much is looking at is the stock prices of home builders. Jason takes a look at what's going on there and why the way many people view the impact of rising rates isn't the clear vision they seem to think it to be. After tackling rates and home builders, Jason goes to a recording he did with investment counselor Adam where Adam gave real numbers of how his properties performed in 2020, and how they've performed over their lifetime. These are actual profit and loss numbers that are from properties bought through the network. Key Takeaways: [3:45] What's happening with home builder stocks [10:17] There's not a parity of 1 house 1 buyer [16:57] Adam's portfolio review Website: www.JasonHartman.com/Fund 2020 Portfolio Review on YouTube

1662 FBF: Mortgage Questions, Appreciation vs Cash Flow & Contest Winner Announcement
Today's Flash Back Friday comes from Episode 1084, originally published in November 2018. Jason Hartman starts today's episode by answering more of the mortgage FAQs that were started in episode 1083 that were spawned from the recent Profits in Paradise event. He looks at his idea of Refi Til Ya Die and what it takes to finance your first 10 properties. He also unveils the Ring Doorbell/Amazon Echo contest winner(s)! Then Jason finishes his interview with client Drew Baker. This time the two tackle cryptocurrency, higher education, the investment landscape as it stands today, and the appreciation vs cash flow dilemma. Key Takeaways: [4:22] You need to either create your own mastermind group or join one if you are looking to improve your lot in life [10:09] Can you do a cash out refinance of your investment properties? [13:18] If your credit score is over 720 you need to borrow more money (assuming that you're borrowing for investment purposes that is) [15:42] Can you finance a primary residence regardless of how many investment properties you own? [17:55] The Ring Doorbell/Amazon Echo contest winners Drew Baker, Part 2 [21:37] A 1 world cryptocurrency would be terrifying and allow governments to inflate as much as they wanted [26:25] The college tuition bubble [29:24] What should investors be looking at today? [35:02] People tend to look at appreciation over cash flow because it's "sexier" Website: www.JasonHartman.com/Properties

Ep 16611661: Client Case Study, 7 Properties with More on the Way, the Algorithm Echo Chamber & the Insurance Business
Jason Hartman starts off the show with a discussion about, potentially, the only business in the country with a negative cost of capital, and why we're starting to see the fear of inflation creeping into the mainstream. Then another client, this time Andrew Freitas, joins Jason to discuss their investing journey with the network. Andrew started buying properties a few years ago and hasn't tapped the brakes, with 7 properties in his portfolio now. Listen in as he explains how he's gone about doing it, how he handles his properties with his full time job, and why he's slowly gravitated toward more expensive properties. Key Takeaways: [5:27] Insurance is possibly the only business in the world with a negative cost of capital [10:22] The Algorithm Echo Chamber Andrew Freitas Client Case Study: [20:35] How Andrew's investing journey started [23:54] Covid-19 has impacted places like the psychiatric facility Andrew works [30:59] Dealing with property managers [35:36] Buying C, B, and A class properties Website: www.JasonHartman.com 1-800-HARTMAN

Ep 16901660: RV Ratios, Sales Prices, Stimulus, Censorship, Beyond Woke & Thought Criminal with Michael Rectenwald
Why isn't the RV ratio as crucial today as it was 14 years ago when Jason started? Following the sound advice of long ago can actually make you lose out on fantastic opportunities now. In today's market, where homes are selling for over asking price, Jason explains how we need to re-evaluate our thinking. Then. January 6, 2021. According to Michael Recenwald, author of Beyond Woke, as well as Thought Criminal, that day is a day that will continue the slide toward censorship that we're experiencing today in America. Are we in the midst of a revolution? Is there a concern for freedom of thought, and how would this play out? Key Takeaways: [2:17] Redfin announced that properties are selling for over list price [8:00] why the RV ratio isn't as valid today as they were when Jason started [13:30] Where the stimulus is actually going Michael Rectenwald Interview: [18:45] Rectenwald feels that censorship will be further exacerbated by the events of January 6, and why are big-tech so leftist? [20:45] Are we undergoing a revolution? [24:20] Will UBI save you or put you in a bind? [32:15] Is there a concern for freedom of thought? [36:00] What is the reason for the wokeness movement? [44:00] Corporate socialism. [46:00] Does cryptocurrency make you feel free from the government? [47:00] Decentralization is the answer, but how do we go about it? Websites: www.MichaelRectenwald.com www.JasonHartman.com 1-800-HARTMAN

1659 FBF: Self-Management Mistakes, A Strong Economy & Mortgage FAQs
This Flash Back Friday comes from Episode 1083, originally published in November 2018. Today's episode starts off with Jason Hartman, in the car, back from Hawaii. He tackles the average length an American stays on the job these days, how technology is changing our buying habits, and starts answering some mortgage FAQs he's been getting lately. Then Jason talks with client Drew about a mistake he made in self-management that shifted his views on contracts, as well as exploring dividend stocks and the economic disaster that is Argentina currently. Key Takeaways: [6:46] Digital camera shipments are down 80% thanks to smartphones [8:20] Mortgage FAQ #1- Can you finance more than 10 properties? [9:43] You only need a 620 to finance your first 6 properties, then a 720 for properties 7-10 Drew Baker Interview: [13:18] A mistake Drew made that made him realize it's important not to deviate from the contract [17:32] Love or hate Trump, he's been good for the economy [21:50] Dividends may sound great, but they're not the most stable [27:05] The currency of today is just getting in front of people [31:30] Argentina has an economic disaster every 10 years Website: www.JasonHartman.com

1658: Jason's Mom on 1031 Exchanges, Rent Lags Changing RV Ratios, Self-Management Tips
What happens in California may not seem important if you don't live there, but it's a trend setting state. And there's a lot of tax things going on in California that should catch investors attention. Jason welcomes his mom back to the show, as the two discuss what's happening in California, as well as why she's finally selling her California properties, how she finds contractors from a distance, and more self-management tips. Website: www.JasonHartman.com www.YouTube.com/JasonHartmanRealEstate

Ep 16571657: Cash Flow, Natural Disasters & Diversification
Adam just went through the Snowmageddon in Texas, losing water for a week while many others in the state went days without power. That experience led him to start thinking about Commandment #6: Thou Shalt Diversify, as well as the importance of cash flow. The two delve into how to diversify, how bad the housing shortage really is, why prices are spiking, where interest rates are headed, and what's out there today that actually makes sense the day you buy it. Website: www.JasonHartman.com www.youtube.com/watch?v=oIWmpZqWfV4

Ep 16561656 FBF: NATIONWIDE PROPERTY INSURANCE MADE EASY
FlashBack Friday What is the best coverage for your multi-state real estate portfolio? Managing insurance policies for your entire real estate portfolio can be an administrative nightmare if the coverage is provided by multiple companies. Finding a reliable and informative insurance broker who is able to offer nationwide coverage from A level underwriters would eliminate the hassle. Today, Jason gets answers for all of your insurance questions from the brokerage firm of Ross Diversified. Key Takeaways: Jason's Editorial: [1:21] It's an amazing time to be alive! [2:33] China has finally ended their one child policy [4:40] The nature of the real estate industry is fragmented [9:34] Bad faith insurance or companies denying claims is common [10:30] A personal experience with National Real Estate Insurance Group [11:50] Monday's episode features the founder of WeGoLook [14:04] Can we get listeners in more countries than the U.S. has military bases in? [16:40] Meet the Masters with Garrett Sutton in January Ed Babtkis Guest Interview: [18:50] We have had nationwide insurance available for 30 years [19:50] Nuances to the nationwide real estate market make it a difficult product to offer [21:05] The underwriting companies which serve our brokerage firm [22:16] Nationwide programs are generally done on a blanket basis [25:21] Deductible options and norms [27:24] Getting the quote to the investor [29:54] Our company is approved by major financiers [31:20] Calculating insurance rates based on zip codes [33:30] Cash value is the number one issue insurance companies have [34:55] Replacement value is better coverage [36:33] How are land contracts insured? [39:12] Hard money lenders can place property coverage, but it costs a bit more [40:00] Loss of Rent insurance Mentions: JasonHartman.com Affinity Group Management Code Red Book We Go Look Ross Diversified Acceptance Indemnity Cincinnati Insurance Blackstone

Ep 16551655: Are We In A Stock Market Bubble? Self-Management Tips from Clients
Are we in a Stock Market Bubble? Jason Hartman performs a walk-thru of the Wilshire 5,000 Index, discussing bubbles past and present. What kind of clues can we pick up? Self-management might not be for everyone, but it is for the empowered investor. Listen in for some self-management tips from clients across the Hartman Network. Key Takeaways: [1:20] Are we in a stock market bubble? Wilshire 5,000 Index [5:30] From The [first] Tech Bubble to the Housing Bubble. [7:55] We have two completely separate economies; the Wall St. economy and the Main St. economy. [12:00] Self-management and being an empowered investor, and using Thumbtack. [16:45] Refi 'Til Ya Die [20:40] Stagflate, tax, and lie. [26:00] If you are interested in self-managing, we highly advise you to join the Empowered Investor Network. [29:00] Thou shalt maintain control. Websites: jasonhartman.com/empowered jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Ep 16541654: Leave The City, Work From Home, Dr. Nicholas Bloom, Stanford University, National Bureau of Economic Research
Is a home worth its weight in gold or bitcoin? Jason Hartman shares some constitutionally great news for landlords. As well, let's start testing currency transfer efficiencies - starting with the Fed and Bitcoin. Jason Hartman talks with Stanford University, Professor of Economics, Dr. Nicholas Bloom. Bloom and Hartman discuss the significant economic changes in the US economy as well as social changes. How has the work from home trend grown through pandemic times, and are employees more productive in this environment? Will this work from home trend continue to give people reason to leave exhaustingly expensive homes in the city? Key Takeaways: [1:30] Landlords, are you ready for eviction moratorium good news? [3:40] Talking about measuring sticks, is housing worth its weight in gold or bitcoin? [8:15] Let's talk about money transfer inefficiencies. Bitcoin, or The Feds System banking transfer system, who loses? Nicholas Bloom [12:25] Working from home has absolutely exploded, from 5% to 60% at the peak of the pandemic. [13:10] Geography is less meaningful than ever in US history. [16:10] San Francisco has a sort of rental apocalypse due to the pandemic. [18:50] Working from home has already been on an upward trend. [26:00] The best way to fix the economy is to eliminate the virus. [28:30] Big tech never set out to censor what's online. [33:00] Are people more or less productive working from home? [35:15] Are we to expect inflation due to all of the money printing? Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Ep 16531653 FBF: Edwin Kelly, Using The Self-Directed IRA, Solo 401K & HSA To Maximize Your Portfolio
This episode of Flashback Friday was originally published: July 15, 2015 The world of long term financial savings plans can leave you dizzy. The paperwork can be pages and pages of jargon which make plans hard to distinguish and administer. Jason's guest Edwin Kelly from Specialized IRA Services breaks down the Self Directed IRA, the solo 401k and Health Savings Account or HSA. Arming you with the setup cost and annual fee's to help you make an educated decisions about your investment future. You'll hear solutions to creating wealth and obtaining more passive income through smart investing with a little help from people in the know. Key Takeaways: Jason's Editorial: [2:02] Self directed IRA investing [4:19] Nathan asks about out of state rental properties [5:19] Have at least 4% of the properties value in the bank as an emergency fund [7:22] Steve asks about Jason's foundation [9:12] Steve also asks about credit history and bankruptcy [12:06] Asset based financing; a hard money loan Edwin Kelly Interview: [14:29] Would Donald Trump be a good president? [16:04] Invitation for Warren to be on the show [16:58] IRA Custodians, Administrators what's the difference? [18:01] What are the fee's of self-directed IRA's [19:22] There is no fee sharing or back end money [20:40] A customized approach to IRA's [24:08] People need passive income [25:47] An everyday example of buy and hold real estate investing [30:11] Solo 401k or Individual 401k [34:46] Solo k paperwork was cumbersome and complex [35:55] $400 annually for a self directed IRA and $700 for a 401K [38:32] HSA – Health Saving Account [39:53] An HSA works by marrying the tax benefits of the traditional and Roth IRA's [41:22] Are you able to pay for proactive executive health physicals via a HSA? [42:51] Breast Augmentation for medical reasons is a qualified medical expense [45:17] An HSA is not a Flexible Saving Account [45:55] Investing in buy and hold real estate from the HSA [47:35] HSA and IRA are fairly easy to administer [48:20] An LLC inside of an IRA? [51:08] Multiple LLC's for asset protection Mentions: Specialized IRA Services

Ep 16521652: Household Income Finally Up! AOC "Dow Soars," David Collum Pt2
US Household incomes increased more in 2018 than in the past twenty years combined! But why? Jason Hartman shares the numbers reflecting the lack of median income change for twenty years, and then a sudden change in 2018. Housing continues a pleasant upward trend. Oregon takes a new stance on teaching mathematics. Dr. David Collum says, "we are following the script perfectly to an authoritarian state." Are we the people being run by corporatocracy and major media? Key Takeaways: [1:16] Those who do not learn from history are destined to repeat it. [2:00] AOC, "Dow soars, but wages don't." [7:40] Real Median Household Income By The Year, adjusted for inflation. [10:15] Ratios are the most important thing in Real Estate Math! [15:00] A Pathway to Equitable Math Instruction David Collum [20:00] Facebook is just scraping data to sell to advertisers. [21:00] Inflation is here, but how much worse is it going to be? [32:00] The world is being run by the corporatocracy and media - can that pendulum ever swing back? [35:15] "We are following the script perfectly to an authoritarian state." - Collum Websites: JasonHartman.com 1-800-HARTMAN Twitter:@davidbcollum

Ep 16511651: REAL Housing Prices! Year In Review by Cornell University's Dr. David Collum
What is the REAL price of a home right now? Jason Hartman reminds listeners of what goes into calculating or predicting housing prices, including some old basics like the cost of lumber, as well as scarcity. Jason and Dave talk about the unseen inflation in goods and services, how inflation has affected the family income, and how we can spend. With a more in-depth look at inflation, David uncovers a bit more of the unseen inflation like the depreciation of product quality. The question continues to be, how far away from ideal are we moving, and will this progression cause the US to implode? Key Takeaways: [2:15] Let's talk about housing prices, who's annoyed? [5:40] If it does NOT produce income, it isn't an investment - it is only a speculation. [9:25] US Housing prices fell more than expected in January amid soaring lumber prices. [13:13] Softwood jumped a record….? Dr. David Collum [20:20] Jason and David speak on the disfunction of the mess we the people are in with money creation and negative interest rates. [23:45] We are in the most overvalued bond market in history. [30:00] How has inflation changed, and how has the expectation of goods and services changed along with inflation? [32:10] Products are built not to last, adding to another unseen inflation, Dave refers to as depreciation. Websites: JasonHartman.com 1-800-HARTMAN Twitter:@davidbcollum

Ep 16501650 FBF: Power & Strategy with Robert Greene Best-Selling Author of 'Mastery, Power & Seduction' & 'The 48 Laws of Power'
This episode of FlashBack Friday was originally published: August 3, 2013 Robert Greene, best-selling author of such books as The 48 Laws of Power, The 33 Strategies of War, The Art of Seduction, The 50th Law (with rapper 50 Cent), and Mastery, joins Jason to talk about his wheelhouse topics – power and strategy. Key Takeaways: [1:15] Jason's monologue includes a reflection on his recent European trip. Has his opinion on investing there changed? [7:23] Interview with Robert Greene begins [7:48] Defining mastery and how to attain it [9:36] Description of Robert's latest book, Mastery [10:12] How to discover your life's calling [12:16] Why so many people hit a career wall in their second decade of work [15:02] Check yourself. Are you an entrepreneur [17:16] Charles Darwin. From nobody to one of the greatest scientists ever [19:00] Robert's background [20:09] All about manipulation and how to use it for good [23:05] The 50th Law – 50 Cent; A real American rags to riches story [25:20] The hidden power in fearlessness [27:52] 9 types of seducers – which are you? [30:21] Greatest seducers to ever live [31:15] Napoleon's flanking maneuver and its effect on business today [32:04] The Art of War – does Sun Tzu still matter in today's world? Websites: www.jasonhartman.com www.powerseductionandwar.com Robert Greene on Wikipedia

Ep 16491649: Real Estate Wealth Formula with Dan Amerman
Jason Hartman tees up an interview with Dan Amerman about the home being an investment. But before that, are the wind turbines helping or just blowing smoke? Currently, they're frozen. What has "the tolerant" tastelessly said about Rush Limbaugh's passing? Wealth is created with compound interest, making your dollar work for you. Dan Amerman talks with Jason Hartman about understanding, The Homeowner Wealth Formula. Dan says, "one way at looking at the mortgage is that it's a short against the dollar." The primary question; is your home an investment? Books: The Homeowner Wealth Formula Key Takeaways: [2:30] Deep in the heart of Texas, snow and power issues. [4:15] Are wind turbines just blowing smoke? [5:40] We need to be prepared; Check out Holistic Survival [7:45] What have "the tolerant," said about Rush Limbaugh? Daniel Amerman [11:30] Is your home an investment or an expense? [13:30] How can we better understand these home price indices? [17:10] The results of the exhaustive research are incredibly positive. Find out more. [19:20] "One way at looking at the mortgage is that it's a short against the dollar." -Amerman [24:00] The number one historically proven method for creating wealth over the centuries is compound interest. How does this relate to inflation? [31:00] A lot of government programs are "shell games." [34:00] We do expect a wealth transfer from boomers to up and coming generations. Websites: http://danielamerman.com/ jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Ep 16481648: Housing Prices High/Low? STRLegends, Eric Moeller, Drive-In Markets are Thriving Markets!
Housing seems more expensive right now, but is it? Jason Hartman shares the analysis of home prices when discussing payment, inflation, and historically low-interest rates. Obviously, 2020 was a rough ride for most businesses, particularly those included in the travel industry. Eric Moeller, CEO & Co-Founder of STR Legends, gives us a peek into his business through 2020 in the Short Term Rental market. STRs aren't just about the real estate business but also hospitality. Airbnb made some massive decisions to cater to the guests' needs and not so much their partners in business, the hosts. These hospitality decisions shifted how STRs had to operate to maintain high occupancy. Book Recommendations: Skin In The Game Nassim Nicholas Taleb Key Takeaways: [1:35] Valentine's Day Inflation [3:30] Are we in a bubble, potential housing crisis, or is housing actually cheaper? [6:15] Beware of the "bankster," Skin In The Game. [7:45] We are going through potentially the largest wealth transfer in history. [9:45] The average family is struggling to contend with home prices that are rising faster than income. Let's clarify what Lawrence Yun might have meant. Eric Moller [16:20] In one year, the industry collapsed, there was speculation of AirBnB collapsing, and now a year later, the business model has changed, specifically the length of stay. [17:30] The urban markets have collapsed since COVID-19. [19:00] Have the operators given cuts for longer stays? [20:21] "30 Day Stays" [23:55] "Home Instead of Home" [26:30] Markets outside of major cities are doing 98% occupancy. [27:15] Tiny home experiential markets, for the 30 Day Stay [30:10] AirBnB decisions were being made to prop up their IPO rather than worry about their hosts. [37:00] Even Google is trying to get into the short term rental market. [39:20] Airbnb is a great place for building your business compared to other OTAs (online travel agency) Websites: JasonHartman.com 1-800-HARTMAN STRLegends.com STRProfitAcademy.com

Ep 16471647 FBF: Credit Scoring, Short Sales and Nationwide Mortgage Financing
This Episode of FlashBack Friday was originally published: June 21, 2012 Jason Hartman talks with one of the Seattle based lenders in his network about nationwide mortgage financing. You'll gain insights from Steve's 25 years in the mortgage business and you will learns some important distinctions between mortgage brokers, mortgage bankers and commercial banks. As a mortgage banker with several warehouse lines exceeding eight figures, Steve and Jason bring power to overcome financing challenges. A good mortgage banker can offer the greatest number of options with the power of direct funding control. Here are some additional issues addressed in this episode: Mortgage overlays Pre-qualification Rent schedules Counting rental income at 75% Property management agreements Mortgage sequencing DTI or Debt-to-Income Ratios and examples FICO scores and credit repair issues Short sales Foreclosures Medical bills Impact of positive cash flow and negative cash flow Fannie Mae four and 10 financed property thresholds and limits Cash reserves - banks vs brokerage accounts Self-employed borrowers and their write-offs Tax benefits like depreciation Interest rate forecast Inflation forecast Investment forecast Asset protection Community property states Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Ep 16461646: Mass Censorship, Centenarian Population Growth, Listener Comments and Responses
Jason Hartman thanks all of the listeners for their comments and compliments. In this "compared to what?" themed episode, Jason responds to several clients' comments from socialism to interest rates. If you like what you're hearing, join the Empowered Investor Inner Circle for many benefits, including a more intimate and candid version of some more complex issues in the real estate industry. The number of centenarians has grown dramatically over the last two decades, which is good news for you as a human and an investor. Key Takeaways: [1:45] Don't talk about the thing you're not supposed to talk about. [4:00] Youtube took down one of my videos! [6:10] How many big companies are burning books? [8:00] The number of centenarians has grown dramatically over the last two decades. [12:00] What's to come of China? [19:45] How do we get US dollars in a time of crisis? [23:00] We are here to help you build a real estate team. [35:00] Interest rates, and buy downs. [40:00] Join our empowered investor inner circle. Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN jasonhartman.com/empowered

Ep 16451645: Elon's $1.5 Billion Move, Green New Deal Impact on Investors, Client Case Study Chad Hewitt
Jason Hartman talks about the opportunities presented by the lurking crises. While some may have concerns about pending laws, people will vote with their feet - and end up in markets that investors might prefer. What can we make of Elon's latest Bitcoin move? Some are still throwing the dice at Bitcoin and similar crypto-currencies, but real estate proves to be a smarter investment. Chad Hewitt appropriately and humorously likens his scaffolding business to a short-term rental property. This Rich Dad, Poor Dad inspired investor shares his real estate story with the Hartman Network. Key Takeaways: [1:30] Crisis is an opportunity riding the dangerous wind. [3:00 What did Elon do? [9:30] "At the end of the day, the most important vote is where people choose to live and how they choose to spend their money." -Jason [11:45] Let's talk about the central banks and the government printing press. [12:45] Elon Musk's $1.5 billion move to the decentralized, uncontrolled trust-less asset. [20:45] Be sure to check out Property Tracker and The Empowered Investor Inner Circle. Chad Hewitt [22:15] Owns a scaffolding business is quite similar to owning a short term rental company. [23:10] Triple net leases simply mean that all expenses pass through to the tenant. [24:30] Originally inspired by Rich Dad, Poor Dad. [28:00] Triple net vs. individual residential real estate. [32:20] Anyone with a decent paying job can get past the 16k barrier to entry. [36:00] Income property is the most tax-favored asset in America because you can depreciate it. [41:30] With a 1031-exchange, you don't need to do the recapture when you sell a home. [41:00] Because of the Green New Deal, the cost to develop your average apartment complex is going to go up. Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Ep 16441644 FBF: Averting A Global Depression with Richard Duncan Author of 'The Dollar Crisis: Causes, Consequences & Cures'
This episode of FlashBack Friday was originally published in December, 2012 When the United States stopped backing dollars with gold in 1968, the nature of money changed, becoming the fiat currency system that has now put the world into an unprecedented recession. Jason Hartman is joined by returning guest, Richard Duncan, to talk about how we are in danger of a global Great Depression and how we can stop it. Richard's previous book talked about the inevitable collapse of the dollar, and his new book discusses "a new theoretical construct, The Quantity Theory of Credit, that is the key to understanding not only the developments that led to the crisis, but also to understanding how events will play out in the years ahead." Richard explains how the expansion of credit eventually implodes and the dangers of the contraction of credit. Richard Duncan is the author of three books on the global economic crisis. The Dollar Crisis: Causes, Consequences, Cures (John Wiley & Sons, 2003, updated 2005), predicted the current global economic disaster with extraordinary accuracy. It was an international bestseller. His second book was The Corruption of Capitalism: A strategy to rebalance the global economy and restore sustainable growth. It was published by CLSA Books in December 2009. His latest book is The New Depression: The Breakdown of the Paper Money Economy (John Wiley & Sons, 2012). Since beginning his career as an equities analyst in Hong Kong in 1986, Richard has served as global head of investment strategy at ABN AMRO Asset Management in London, worked as a financial sector specialist for the World Bank in Washington D.C., and headed equity research departments for James Capel Securities and Salomon Brothers in Bangkok. He also worked as a consultant for the IMF in Thailand during the Asia Crisis. He is now chief economist at Blackhorse Asset Management in Singapore. Richard has appeared frequently on CNBC, CNN, BBC and Bloomberg Television, as well as on BBC World Service Radio. He has published articles in The Financial Times, The Far East Economic Review, FinanceAsia and CFO Asia. He is also a well-known speaker whose audiences have included The World Economic Forum's East Asia Economic Summit in Singapore, The EuroFinance Conference in Copenhagen, The Chief Financial Officers' Roundtable in Shanghai, and The World Knowledge Forum in Seoul. Richard studied literature and economics at Vanderbilt University (1983) and international finance at Babson College (1986); and, between the two, spent a year traveling around the world as a backpacker.

Ep 16431643: Understanding "Time Preference," Saifedean Ammous, Part 2
From the Fontainebleu Hotel in Miami, Florida, Jason Hartman continues the conversation on art, money, value, fiat currency, and economics. "I will not make any more boring art," he reads. How does art, or the value of art tie in with real estate? What separates candy in the corner from the Sistine Chapel? Saifadean Ammous returns in this part two discussion about the government's role or ability to have a role in cryptocurrency, specifically Bitcoin. As well, what is time preference, and how does it differ from inflation? Key Takeaways: [2:45] "I will not make any more boring art." [3:45] Why should we align ourselves with governments and central banks? [4:30] In the free market, the public is in charge of deciding the winners and losers. [6:00] Excerpt from The Bitcoin Standard [15:00] Maslow's Hierarchy of Needs Saifadean Ammous, author of The Bitcoin Standard [17:00] Have you been bitten by the Bitcoin bug? [17:25] Could the government make Bitcoin illegal? [29:45] Is there a distinction between time preference and the time value of money, aka inflation? [31:45] Saifedean's wife sells the chair he's sitting on out from underneath him. [32:10] Art on the gold standard, will it stand the test of time? [41:20] "A lot of people prefer to laugh than to think." -Saifedean on Hedonism Websites: https://saifedean.com/ JasonHartman.com 1-800-HARTMAN