Creating Wealth Real Estate Investing with Jason Hartman

This episode of FlashBack Friday was originally published: October 12, 2010 Jason shares President Ronald Reagan's 1982 radio address to show how much the world has changed in 25 short years which illuminates America's best export and the essence of it's "brand" – freedom. Next, "Shift Happens" as global prosperity booms. And finally segment two in our series on commercial real estate investing. Stay tuned for lots more innovative "new thinking" about investing and the financial world with our upcoming Creating Wealth podcasts in 2008. Happy holidays and best wishes for the new year!

Jason Hartman discusses the 12 Days of Christmas with one caveat: inflation adjustments! First, let us all rediscover the true meaning of Inflation. This year, Inflation for the 12 Days of Christmas has some peculiar changes, thanks largely to social distancing. Will we get a second stimulus? If so, how much will it be? Does your investment produce income? If not - it's probably not an investment. Contest TWO Winners: $500 Make a video: Tell us about your real estate and investing goals, health, fitness, etc. jasonhartman.com/contest Key Takeaways: [1:20] Inflation, one of the economic maladies. [3:10] What's the average US home price, not the median home price? [5:30] What will happen with this second pandemic stimulus? [9:40] Inflation, Inflation, Inflation! [10:00] What's the difference between Real and Nominal, Price, and Value? [16:20] For 37 years, PNC has been indexing the 12 days of Christmas. [20:00] The Inflation starting with a partridge in a pear tree. [25:25] Five golden rings or six geese a-laying? [31:50] No inflation on nine ladies dancing; it's not even available. [33:00] Are we all going to end up being germaphobes? [38:00] Some Q&A from live viewers. [39:00] What's double arbitrage? [40:30] If it doesn't produce income, can it be called an investment? Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman discusses with Rabbi Moffic the successes and fears of Moffic's short-term-rental (STR) purchase, taking place at the outset of the pandemic. The STR market was divided into great success and great struggle through the coronavirus pandemic. The automobile once changed how we lived. As we move into a period where cars are self-driving, we will see another significant shift in how we live. Key Takeaways: [1:45] Bubble In the Sun, The Florida Boom of the 1920s and how it brought on the great depression [4:00] Evan purchased a Short-Term-Rental Home in St. Augustine, Florida, in February 2020 (COVID-19). [9:50] What had more influence on society, automobiles or Genghis Khan? [14:00] Automobiles once changed how we lived; Apple self-driving cars and Tesla are both likely to change how automobiles affect our lives. [19:20] The rise of suburbia is upon us. [22:30] Housing inventory is the lowest; it's been in recorded history. [27:45] New inventory is impossible to pencil out as a starter home. Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

From the stimulus bill to AB 2088, Jason is feeling admittedly indignant. Where are your tax dollars going, and how are they being affected? Do you have time to read the 5,593 page COVID-19 stimulus bill that congress released? California is trying to push their rich out and taking their money no matter where they end up. Key Takeaways: [1:00] Feeling indignant? [3:25] The longest bill ever passed on the shortest day of the year. [6:20] Are we (the US gov) unwinding all of the checks and balances of our founding fathers? [8:00] Your cut of 2 trillion is 600 bucks; where is the rest going? [15:00] California is driving out the rich! [20:00] You never want to live in a place where the government is broke. [24:10] Assembly bill 2088, California. Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Why are we so lonely? Jason Hartman talks about the consumer product companies' benefits from a society troubled with excessive divorces. Has the single/divorce rate grown organically, or has some force behind the proverbial curtain driven it up? Jason talks with Karen Straughan, who is known for her Youtube Channel, Girl Writes What? Feminism or anti-feminism, what's the best takeaway for improvements for all? An often misunderstood term, Karen sheds light on the way to better understand the movement. Key Takeaways: [1:00] Why are we so lonely? [2:20] It's better for consumer product companies to have people marry and then divorce, and possibly for the government too. [6:30] "A woman needs a man like a fish needs a bicycle." - Gloria Steinem [9:00] "Follow the money." Karen Straughan [15:30] Why is feminism an often misunderstood word? [17:00] Feminism sort of declared war on men back in 1848. [17:45] Has feminism hurt women, how so? [22:00] Is there a hidden agenda to double the consumer market by splitting up couples? [29:00] Do parts of feminism fuel vengeful behavior? [33:45] Is feminism a conspiracy to reduce the birthrate among educated people? [36:00] Feminism and conspiracy. [45:00] Look at how the music narrative of women has changed in the last 50 years. Websites: http://owningyourshit.blogspot.com/ https://www.youtube.com/playlist?list=PLaWvRH2IGGFmwfWZ-2r1v6MQh_ECy7yCN jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This Flash Back Friday episode was originally published: May 2015 Jason reads two articles to the audience. One is about the perception of Wall Street from Business Insider and another on CEO wages from Newser. Jason encourages you to leave him a voicemail on your opinion about the articles. Today's guest is Douglas Goldstein. Douglas is the author of Rich As A King and he talks to Jason on using the concept of chess to become a more strategic investor. Key Takeaways: [3:40] There's one common theme in the CNBC show American Greed – investors didn't have control. [8:05] Be sure to check out this upcoming Flashback Friday episode. [10:40] Jason reads an article from Newser about CEO wages. Send him a voicemail on your thoughts about this article. [16:05] Jason introduces Douglas. [22:15] How do we apply chess to our investments? [30:30] Focus on one piece of your investment and try to make it just slightly better. [35:30] What are zero coupon bonds? Mentioned In This Episode: http://www.businessinsider.in/A-fresh-reminder-of-the-average-persons-perception-of-Wall-Street/articleshow/47331522.cms http://www.newser.com/story/206794/ceo-pay-hits-wild-milestone.html RichasaKing.com

Jason Hartman talks about Richard Cantillon in the same breath as the Federal Reserve. What do these two have to do with each other right now? Go long on real estate! Investment Counselor, Adam, talks with Jason Hartman about how specific real estate markets are doing compared to markets in the Hartman Network. How much growth can you expect, and where should you put your money with such low inventory? Check It Out: jasonhartman.com/protect jasonhartman.com/sweethome jasonhartman.com/charlotte Key Takeaways: [1:20] 2021? Outlook looking good? [2:45] "The Cantillon Effect refers to the change in relative prices resulting from a change in money supply . The change in relative prices occurs because the change in money supply has a specific injection point and therefore a specific flow path through the economy." -aier.org [4:30] Go long on real estate, and stock up on these mortgages while rates are low! [6:55] "Is this the roaring 20s?" Adam [10:30] How are markets doing in the Hartman Network right now? [17:00] How are Texas properties different as far as investing dollars? [19:00] Are inflation stats wrong today? [22:00] Let's take a look at inflation-induced debt destruction. Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks about the staggering number: 35% of US dollars were created this year. Will all of this money-creation cause inflation, and if so, is that good for investors? Is the foreclosure wave coming, is the crash coming? The delinquency rate is decreasing, but naysayers are still looking for a bubble to pop. Jason Hartman talks with investment counselor Adam about the foreclosure wave, forbearance, and appreciation in this two part interview. Check It Out: jasonhartman.com/protect jasonhartman.com/sweethome jasonhartman.com/charlotte Key Takeaways: [2:45] 35% of all US dollars have been created in the last ten months. [4:00] The Federal Reserve became the biggest investor in all world history. [8:00] Jason speaks about the economists that have had a significant effect on our livelihood. [12:00] Will all of this money-creation cause inflation? Adam [18:00] Real estate has been making a fortune for fifty years, and the naysayers keep waiting for the crash to come. [20:00] Timing the market does not work. [21:00] Do you remember Long Term Capital Management? [23:45] Foreclosures were down all over the country before COVID-19 hit. [25:00] Does the forbearance issue 2020 lead to more money in the system? [28:20] The average US foreclosure period is 841 days. [32:20] What is the incentive to come out of forbearance if you are concerned about a potential shutdown? [37:45] Rents are being paid regardless of the stimulus. [41:30] Are we going to see a stall or bubble burst? Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Land, gold, and art, or stocks, bonds, and cash? Jason Hartman talks with Dan Ferris, editor of Extreme Value and host of the Stansberry Investor Hour Podcast. "You need to learn to preserve wealth outside the financial system," Ferris said. Ferris and Hartman go in-depth discussing diversification and its importance versus playing it safe with multi-dimensional assets. Inflation; don't predict it, prepare for it. Check It Out: jasonhartman.com/protect jasonhartman.com/sweethome Key Takeaways: [1:30] The crash bros have been wrong, and wrong again. [3:45] Are the SJW good people? [6:25] If you need a model for consumption, it is as easy as checking in with nature. [8:00] Global food prices have hit a six-year high (adjusted for inflation) [11:00] High-frequency traders get even speedier with cutting edge cables -WSJ Dan Ferris [17:00] Let's talk about Bitcoin, Gold, and Silver. [19:10] "Bitcoin is the hardest currency on Earth." - Ferris [26:00] Bitcoin, is 11 years long enough for people to start accepting it for commerce? [18:45] Inflation is coming! [30:00] Will there be a great reset? [31:00] Don't predict, prepare. [32:45] Land, gold, and art OR stocks, bonds, and cash? Websites: investorhour.com stansberryresearch.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks with Dan Ferris, the editor of Extreme Value and host of the Stansberry Investor Hour Podcast. Dan and Jason speak on subjects ranging from the broad economy to some of the conspiracy theories that might be ignored a little too much. Understanding the government's role in the shifting economy and what the Fed is doing with each dollar can help one understand whether or not we are in a bubble. As well, how long can the stimulus work before it has no effect? Check It Out: jasonhartman.com/protect jasonhartman.com/sweethome Key Takeaways: [2:00] "I traveled, mid-pandemic" -Jason [4:00] Is the housing market going to crash? Dan Ferris [10:00] Would our founding fathers have been called "conspiracy theorists with tin foil hats?" [13:00] The government wins every election. [14:00] Where is the economy going? [15:45] The Fed doesn't buy securities because they are saving up for retirement. [19:15] Why might the stimulus stop working so efficiently? [23:00] "This is the most insanely overvalued market in all of history." - Ferris [25:00] Nit-picking on Warren Buffet. Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's Flash Back Friday was originally published in August 2019. Jason Hartman talks with Walter E Williams, Professor of Economics at George Mason University and author of American Contempt for Liberty, about what is going on in our society today. America has become a country of people who hate liberty and want to take from others to give to themselves or others who they deem need it more. There seems to be an unwillingness to accept that people earn more than others and thinking that the government needs to step in and play a role. Walter explains to Jason how we can solve our problems by telling the government to get out of the way more than telling them to help. Key Takeaways: [2:34] Make sure you're investing in things that make sense THE DAY YOU BUY THEM Walter E Williams Interview: [7:46] Do United States citizens really have contempt for liberty? [13:41] Has the Trump administration turned the tide at all? [17:03] Is a wealth tax fair? [21:51] Politicians are doing exactly what we elect them to do [27:05] The only way we're going to solve our nation's problems Website: www.JasonHartman.com/Cruise www.WalterEWilliams.com

Jason Hartman opens by suggesting the idea that the wealth distribution in America might happen naturally. While people can work remotely and choose to leave the big cities, these high wage earners will take what they have to share to suburban America. Gold is the only monetary asset in the world that is not somebody else's liability. Jason Hartman talks with Charles Goyette going beyond every conversation about gold in the economy right now. Gold's value continues to rise, and not just compared to the dollar. Goyette says that China, along with the rest of the world, is de-dollarizing. Goyette gives an insightful, thought-provoking history and prediction of currencies in all forms across the globe. Books: The Last Gold Rush…Ever! 7 Reasons for the Runaway Gold Market and How You Can Profit from It by Charles Goyette Key Takeaways: [1:30] What does Bloomberg have to say about San Francisco? [2:30] Water seeks the lowest point. [7:15] When people flee to a less expensive area, they're able to gain wealth, get ahead faster, and have an overall better standard of living. [8:45] Why was the Berlin Wall built? [12:20] High earning, highly educated people leaving previously favored cities will change the face of suburban America. Charles Goyette [18:30] Maybe we should have 'socialist distancing' as opposed to social distancing. [20:20] In the last 100 years, the US has had three versions of the US dollar. [21:00] Was the US government doing the mega version of check kiting? [27:30] No trillion dollar debt? [29:00] Are we looking at a sort of rampant runaway towards socialism in the US? [30:40] For our economic might to end, it has to be replaced. [34:15] China, along with the rest of the world, are de-dollarizing. [35:40] How does bitcoin play into the future of global currency? [37:15] "Socialism; ideas so good we have to force you to accept them." [39:20] Is gold an investment, insurance, or a currency? [41:00] Is gold as scarce as we think? [44:45] Any closing thoughts on the new world order and the great reset? Websites: charlesgoyette.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman shares the pros of flying mid pandemic. While at a real estate conference, he can't help but notice how the vast majority of attendees are incredibly bullish on real estate. Who else has become part of the California exodus? In this part two discussion, George Gammon joins Jason Hartman, further illustrating some of the truth behind global conspiracies. George states that more data produced by the free market capitalist economy is needed to understand and accurately control pricing. What are we trading for green energy? Special Mentions: jasonhartman.com/fund jasonhartman.com/protect Key Takeaways: [1:30] First time flying in 10 months! [4:45] Many people are very bullish on real estate! [6:00] Where in the world is Elon Musk? [8:25] Warnings have been issued about pending great reset. [10:15] How do you vet the abundant real estate offers? George Gammon [16:30] We need all of the data that is produced by the free-market capitalist economy. [17:10] George explains the benefits of a central bank digital currency. [19:50] The digital currency that wins the game is the one backed by the government. [22:00] The possibility of digital currency backed by the government puts an overwhelming amount of control into the government's hands. [25:30] People generally revolt against their inability to eat, not having freedom stripped away. [28:40] Is there a chance that we can sustain our current lifestyle if we move to green energy? [30:45] Is green energy a trade-off or a solution? [34:45] How can we compare today to how unemployment was measured during the great depression? [37:00] Own a little gold, maybe some bitcoin, definitely have a 30 year fixed mortgage. Websites: georgegammon.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman invites you all to put on your tinfoil hats in preparation for this interview with George Gammon exploring some topics often considered economic conspiracy theories. George, a regular visitor on our show, brings you some unsettling details outlining the great reset and the repo market. How are communism and capitalism connected? How far will artificial intelligence infiltrate into our every day lives? Key Takeaways: [2:15] Let's put on our tinfoil hats for a moment. [3:30] What is the repo market? [9:40] "A trillion a day keeps the economic consequences away." -Jason [11:40] This great reset has been talked about since 2016 or earlier. Conspiracy theory? [14:15] EVERYTHING shall feed into the central computers. [17:45] George goes deep into artificial intelligence. [21:00] Is communism the next stage of capitalism? [23:00] Big government is great for the inner circle. [24:15] Price signals help you allocate resources efficiently. Websites: georgegammon.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Once again, single-family investment properties prove to have lasting value - beating out the purported success of commercial real estate. Jason Hartman ponders, will there be a Boxing Day Blues, with pandemic relief packages drying up? Plagues have always been a part of the human experience, but the seriousness of COVID-19 is rare. Jason Hartman talks with author and professor, Dr. Nicholas Christakis. Dr. Christakis shares bits from his book Apollo's Arrow: The Profound and Enduring Impact of Coronavirus on the Way We Live. As well, Jason probes Dr. Christakis of the blueprint of a good society - from selections of Blueprint: The Evolutionary Origins of a Good Society. Announcements: Sunday Coffee Tok: new time 7:00/4:00 pm EST/PAC time. Jason and Adam: Every other Wednesday at 9:30 am EST. Key Takeaways: [2:30] Single-family home RE beats commercial again. 63 Bed, Bath, and Beyond stores are closing at the end of this fiscal year. [5:15] 2.3% is the number that represents the number of office building loans converted into mortgage-backed securities that are more than 30 days delinquent. [8:00] Millions are set to lose those big federal aid programs. [9:00] The boxing day blues, pandemic relief packages likely to dry up or not? [10:30] More lawsuits against Facebook! Dr. Nicholas Christakis [14:00] Unpacking: Apollo's Arrow [15:45] What's the severity of Coronavirus in comparison to past pandemics? [18:45] Dr. Christakis debunks some COVID-19 myths. [22:30] There are two critical epidemiological properties to understand about a virus: the infection fatality rate and the contagiousness (R-Naught). [27:45] The modern mind thinks science and tech have already solved all significant issues. [29:15] We are fortunate to be in a period when a vaccine can be made available in real-time. [30:45] What is "good behavior" for surviving COVID-19? [34:30] The real estate industry is being reshaped, as it always has in times of pandemics. [38:00] Talking about Blueprint, The Evolutionary Origins of A Good Society. [39:50] What's the forbidden experiment? [41:45] A perfect natural experiment. [47:20] That good feeling you get when in the presence of your friends was shaped by natural selection. Websites: humannaturelab.net jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's Flash Back Friday was originally published in September 2015. If you're here it's because you're interested in creating or growing your wealth through real estate investing. And today's episode is the perfect vehicle to help you do that. One of our experts, Joe, joins us to give the down and dirty details of what it takes to get the best financing deal and the specifications you need to qualify for up to 20 properties. We also talk about whether or not you need an attorney to close a loan, the differences between technical refinancing and cash out refinancing as well as how many months' of reserves you need. This is expert advice free of charge! And it's all here on today's episode of Creating Wealth Real Estate Investing. Quick answers in the lightning round to all of the most important financing questions. We dig in and ask prudent questions of Joe our financing guru. If you are looking to create your wealth through real estate investments this is the episode for you. Down and dirty details of what it takes to get the best financing deal and the specifications you need to qualify for up to 20 properties. Expert advice free of charge! Key Takeaways: Jason's Editorial: [1:23] Lender Lightning Round show [1:58] The great Facebook debate [4:29] Commandment #3 - Thou shalt maintain control [9:28] Ric Edelman's - 10 great reasons to keep a long term mortgage and never pay it off [11:07] The supply chain of financial advisors [15:40] It's an amazing time to be alive [16:18] The Chinese Government makes it easier to buy overseas assets [18:40] Newport Rhode Island trip for Venture Alliance members and guests Lightning Round: [21:30] Inflation induced debt destruction [22:15] Financing 10 properties per spouse through Fannie Mae [22:53] Down payments vary - 5% down reduces your rate [23:43] Financing through an LLC [24:24] 1 loan, 1 property with vanilla residential financing [25:45] Multiple inquiries about your credit score can lower it over time [27:00] A LLC needs different insurance [27:47] Is a power of attorney be sufficient to close the loan [28:29] An attorney is not needed to close the loan [29:57] A 2 year landlord history - Fannie Mae no, Freddie Mac yes [30:56] The minimum credit score is 620 for the first 4 properties, 720 for 5-10 [31:50] Cash out refinancing on investment properties [33:05] You can always finance your primary residence but different guidelines may apply [34:21] Lenders need 6 months of reserves [35:37] Offsetting the mortgage payment based on possible rental income [37:42] Rental income loss [38:38] Technical refinance or delayed financing [40:22] 100% replacement cost needed in homeowners insurance [44:37] Do your due diligence but beware of multiple credit checks Website: www.JasonHartman.com/Properties Fruitcake Fraud

Long-Term Capital Management (LTCM) thought they had the market all figured out - oops. Jason Hartman reminds you all to invest in something that makes sense the day you buy it; market timing is for the fools. We are looking at record-low interest rates again (mortgage rates)! It's time to invest! Investment counselor Adam returns for part two on their discussion of the doom and gloom, will we see another great recession? Even if we do see another great recession, understanding IDEAL can help set you up for comfort. Jason Hartman's Quick Start Podcast Key Takeaways: [1:30] If market timing were possible, wouldn't it be done? [4:00] Real Estate is getting cheaper! [11:00] In March 2020, Jason said, "don't invest" - today (December 2020), "DO IT!" Adam [12:00] What is the government? [15:00] When is all of this Doom & Gloom going to come true? [17:00] What if it's another great recession right now? [25:30] Let's compare income property with the value investing philosophy of Warren Buffet. [27:00] Understanding IDEAL [33:00] "we'll just put the tool back in the toolbox, and everything will be ok.".. or not! Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Who has End of The World Syndrome? Jason Hartman reminds everyone of the ups and downs of the market, but not the end. The migration, or the flattening of America, continues as Hewlett Packard is leaving silicone valley. Adam questions JP Morgan's move, "relaxing their mortgage standards." Jason and Adam discuss the potential for another housing bubble or the great recession. Also, Jason and Adam break down some of Jerome Powell's dialogue. What does this mean for the investor? Visit: jasonhartman.com/protect Key Takeaways: [2:15] End Of The World Syndrome? [3:00] To those waiting for the RE crash… [9:00] Hewlett Packard is leaving silicone valley. [12:10] "The flattening of America." [14:10] The Final Frontier Adam [19:30] Is JP Morgan relaxing their mortgage standards…again? [23:15] Is this the start of a housing bubble that leads to a great recession? [25:23] Go to jasonhartman.com/charlotte [27:30] Key-phrase: "when the crisis has passed…" [34:20] Jerome Powell - The Federal Reserve - "the world's biggest hedge-fund." Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman zooms in on San Francisco to talk about vacancy rates, rental rates, and leverage. Also, Jason shares a few stories from his time spent with the amazing Tony Hsieh in Las Vegas. Andrew Cushman of Vantage Point Acquisitions returns for part two to discuss one of the new investors' first questions: where do I start building my portfolio? Popular cities sound like a great starting point, but the better investment opportunity might be a city you've never heard of. Key Takeaways: [2:00] Phase 1 to phase 2 of the Mass Migration of America. [2:53] The median pricing to rent a 1 bedroom apt in San Francisco is $2800. [6:00] What's a real estate excavator? [7:30] Nearly 46% of ALL Americans are considering moving within the next year. [9:15] Jason speaks on the innovation of Tony Hsieh [13:15] Hear from the client: Muthia Andrew Cushman [15:00] "I don't want to invest in Arizona because I don't want to be too spread out." [17:15] How did you identify these growing markets early, before they stopped making sense? [19:45] How do I decide what market to invest in? [23:40] One of the best ways to protect yourself from an inflationary environment is to invest in real estate. Websites: vpacq.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman shares evidence of bullish signs for the real estate market. Also, let's take a look at the S&P500 movement for the last 12 months; it's good to know where your investment sits in comparison to the market. Andrew Cushman joins Jason to talk about rental scarcity. Andrew shares graphs and figures to paint a picture of real estate movement and migration in the US. Key Takeaways: [2:45] The number of 2020 [4:45] jasonhartman.com/protect to set up different entities. [7:10] 3.6 million long-term unemployed Americans without work for 6 months or more. [9:00] Will there be a stimulus extension? [13:00] How are stocks trading on their 200-day averages? [16:00] Governments do produce at least one thing. Andrew Cushman [22:00] Discussing the "tricky" economy, with the odd unemployment compared to stock market success. [23:00] Will this be the next great depression, or is everything going to be OK? [25:00] The millennials, the largest generation, are getting to the point where they are forming households. [29:30] How much of a housing shortage are we looking at? [34:30] California is losing the people that have the desired incomes for rental property. [35:00] California is a banana republic. [41:30] Opportunity zone, is it overrated? [43:30] Thou shalt not gamble; the property needs to make sense the day you buy it. Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was originally published on: November 21, 2018 Jason Hartman starts today from his Aunt Joanie's house discussing a recent trend among her renters: lease breaking. Joanie has noticed that several of her tenants seem to be jumping in to the buy side after they had given up over the summer. Jason and Joanie discuss why this might be and the correlation between rents and home prices. Then Jason talks with Diana Butler Bass, Ph.D. in religious studies and award-winning author of 10 books including her newest, Grateful: The Transformative Power of Giving Thanks. The two dive in to why being grateful is important, both for the community and the individual. Diana explains the 4 dispositions of gratitude and the health benefits that come from being grateful. PLUS, don't forget to take advantage of Jason's massive Black Friday/Cyber Monday Sale! Key Takeaways: [4:01] People are starting to break leases more often [7:02] Fear of loss is more powerful than desire for gain [9:26] Rents and prices are inversely correlated [11:23] Why Aunt Joanie got into real estate Diana Butler Bass Interview: [16:15] Gratitude actually makes you healthier [21:34] Gratitude functions out of our higher brain, whereas fear functions out of our primal brain. It also helps things in you physically like blood pressure [24:39] The world has changed and we need to stop acting solely from our fear instincts [25:37] The 4 dispositions of gratitude [30:06] Play isn't just about competition, it's about appreciation, movement, and celebration. Ritual celebrations of thanksgiving are important parts of our culture Website: www.HartmanEducation.com www.DianaButlerBass.com www.Twitter.com/DianaButlerBass

Jason Hartman, Rabbi Moffic, and everyone here in the Hartman Network wish you a Happy Thanksgiving! We thank you all for being devoted listeners, active investors, and top-tier landlords. www.jasonhartman.com pandemicinvesting.com/blackfriday

Have Fannie Mae and Freddie Mac adjusted the loan limits because they are adapting to the market? Jason Hartman speaks on the change in loan limits and the changes in purchase volume. As well, here's a quick update on the US jobs market broken down. Charles Goodhart and Manoj Pradhan return for part two in discussing interest rates with Japan as the main subject. Also, they discuss the nationalization of countries across the globe due to the necessity of self-reliance. Finally, Charles Goodhart shares Goodhart's Law. Books: The Great Demographic Reversal: Ageing Societies, Waning Inequality, and an Inflation Revival Black Friday Deal: pandemicinvesting.com/blackfriday Key Takeaways: [1:45] Most counties will see a 7.5% increase in the loan limit. [4:45] The Mortgage Bankers Association (MBA) offered a prediction, along with their revised estimates, what will happen in terms of purchase volume. [7:35] Will next year be a time when it's harder to get a good rent-to-value ratio? [10:00] People in the mortgage business are making money! [12:00] How's the US job market doing? Charles Goodhart and Manoj Pradhan [17:45] The way Japan has been treated has been symptomatic of many of the analysis problems that we see in the global economy. [20:45] Manoj comments on what allowed Japan's debt to get so high. [22:25] One result of the pandemic was that every country becomes more national and self-reliant. [24:45] Are we moving into an era of stagflation? [25:15] What kind of inflation is coming? US or Global? And how much? [30:00] Goodhart's Law Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman invites all to be thankful and check out pandemicinvesting.com/blackfriday. The Fannie Mae loan limits will be increasing; tell us what you think this will do at jasonhartman.com/ask. Charles Goodhart and Manoj Pradhan join today to elaborate on a significant global prediction that low-interest rates won't last. When they go away, it will place substantial hardship on the economy. Charles and Manoj authored the book The Great Demographic Reversal, a book that will outline the rise in inflation and interest rates but lead to a pullback in inequality. In part I, Jason, Charles, and Manoj elaborate on the dependency ratio. Books: The Great Demographic Reversal: Ageing Societies, Waning Inequality, and an Inflation Revival Black Friday Deal: pandemicinvesting.com/blackfriday Key Takeaways: [2:00] It's a time to be thankful. [3:20] The Fannie Mae loan limits are going to be increasing! [4:15] Jason Hartman Flash Briefing: The Story of Inflation [7:50] How are Manoj and Charles connected? [10:20] How have globalization and technology influenced inflation? [13:45] The debt ratios around the world have been jumping up very sharply. [14:00] Will interest rates go up? [15:00] The best way to get out of debt is to grow faster. [17:00] Japan is aging itself out of existence with its extremely low birthrates. [18:20] Robots won't do; we need a reallocation from one part of the economy. [22:00] Why is the dependency ratio so important? Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Florida continues to amaze! Jason Hartman speaks about continuous job growth in Florida. Jason sets up the interview with Vermeeren, sharing the importance and weight in one's life of having goals. Douglas Vermeeren joins the show today to discuss the power of thought shared in the film How Thoughts Become Things. Douglass and Jason speak on the profound ideas of building a life with thoughts, conversation, and your surroundings. From wealth to health, many ideas are influenced by the thoughts that you give them. Webinars: www.JasonHartman.com/Charlotte www.jasonhartman.com/sweethome Black Friday Deal: pandemicinvesting.com/blackfriday Key Takeaways: [3:00] Goals have magnetism. [6:00] Cancel culture and the Rockefeller Christmas tree. [7:20] Florida has had six consecutive months of month over month job growth. [9:30] Trump fired Sidney Powell Douglas Vermeeren [13:00] We become what we think about. [16:05] Our thoughts are highjacked by the stimulus around us, all the time. [17:45] We become like the five people we spend the most time with. [22:00] Your network becomes your safety net, then becomes your net worth. [23:00] "Fake it 'till you make it" is the biggest lie that's out there. [24:45] A goal that is specific and clear becomes attainable and near. [29:00] Don't' focus on the haters; focus on those that actually can pay you. [33:00] Should we think outside the box or find the right box to think within? Websites: howthoughtsbecomethings.com www.incomestreamchallenge.com/ jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Today's Flash Back Friday was originally published in October 2014. Jason Hartman speaks to author and former Department of Justice attorney, Sidney Powell. Together, they dive into some of the most scandalous and outrageous cases which have based through the Department of Justice in recent decades. Step-by-step, they overview several of the cases featured in Powell's book Licensed to Lie: Exposing Corruption in the Department of Justice and consider the true state of our society. Key Takeaways 01.00 – Sidney Powell's book, Licensed to Lie: Exposing Corruption in the Department of Justice, deals with some of the most scandalous and historic events to come out of the United States' Department of Justice. 09.20 – Within the Merrill Lynch case, it got to the point where favorable statements were hidden for six years while four Merrill Lynch executives were sent to prison without even a listed criminal offense. 13.00 – Sometimes there are two sides to a story and you need to dig a little deeper to find out what really happened. 16.55 – You have to question when a judge says he's never had such a fine person before him for sentencing, and then passes a sentence. 20.20 – www.pogo.org (Project on Government Oversight) has identified over 400 instances of misconduct by prosecutors in the last decade. 22.00 – Despite having a criminal conviction against his name a few days before the re-election, Ted Stevens only lost his place on the Senate by a few votes. 27.45 – The Bar associations are less than useless in these situations because they just give the same response. 32.00 – Judge Sullivan is turning around the Freedom of Information Act lawsuit against the IRS and doing his best to achieve a just result. 34.10 – There are too many aspects of the IRS case that just seem conveniently timed for it to be believable. 34.40 – Many of Sidney's articles about these issues can be found at www.Observer.com 36.40 – If the IRS is being used to target political opponents, who gave that order? 38.45 – Information about the book and how to purchase it can be found at www.LicensedtoLie.com. Tweet Sidney using the handle @SidneyPowell1 and be sure to 'like' Licensed to Lie on Facebook. Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman shares the good news; interest rates at another record low! Texas is recording an increasing homeownership rate. Is it better for investors, society, the economy if homeownership rates continue to increase? Jenna Weinerman, VP of Marketing from updater.com, returns in part two to discuss some additional figures on Americans' moving away from big cities. This suburban tsunami has some big-city dwellers headed back to their hometowns. Charlotte Market Profile Webinar: www.JasonHartman.com/Charlotte www.jasonhartman.com/sweethome Key Takeaways: [2:35] We broke another record with interest rates! [5:00] Is an increasing homeownership rate a good thing? Jenna Weinerman [10:30] What cities are making headlines and why? The Covid-19 Effect on NYC [11:45] San Franciscans liked to stay in California, while NYC residents likely left the state. [15:25] Jenna continues to break down where people that fled ended up. [17:15] Where did San Franciscans go? … besides California, Texas! [22:00] Where are Boston and Vegas residents going? [25:00] A lot of people are moving to Denver, CO. Where are they coming from? [29:30] What should our country expect moving forward? [34:00] If there were ever a time to purchase a home, now is it! Websites: updater.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman calls it The Suburban Tsunami; others have referred to it as The Covid Effect; it all amounts to one thing: a mass exodus of big cities like NYC and San Francisco, and a migration to the suburbs. Jason Hartman talks about the big move, the university debt enslavement complex, and home prices that one man says are rising too fast. Jenna Weinerman, VP of Marketing from updater.com, joins Jason Hartman to share some facts and figures on Americans' move out of big cities. Updater is an app that helps to complete all of the peoples' moving-related tasks. This app has a lot of moving data collected from real estate businesses across the US. Thursday: Charlotte Market Profile Webinar: www.JasonHartman.com/Charlotte Key Takeaways: [1:30] The Suburban Tsunami! [8:45] The university debt enslavement complex, and massive vacancies in college towns. [13:45] Lawrence Yun, chief economist of NAR, "home prices are rising much too fast." [15:30] 120% gross ROI..in ONE year! Jenna Weinerman [22:00] What is Updater? [23:00] With Updater, they can survey one-third of the market. [25:00] Jenna explains the difference between moving and a relocation event in terms of the pandemic. [26:45] Is there support for the anecdotal evidence that people are moving mid-pandemic? [29:45] There are many bidding wars across the country with this unusually long real estate season. [31:00] Zoom fatigue. But the tech is there to work from home. [31:45] Three more national moving trends starting with: the distance that someone moved. [34:45] Why did mobility spike? Why are people moving in this period? [35:15] Are people leaving the city? [38:30] Warm southwest climates are receiving more new residents. [43:00] You can't always take data at face value. Websites: updater.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman elaborates on the migration of people from big cities, or as he has defines it: the reallocation of brainpower, venture capital, and tech startups. Jason talks about how the necessity for concentrated areas in these fields is no longer needed. People will be able to take advantage of cheaper places to live, with more space available. 300,000 New Yorkers or more have already made this decision. Jason Hartman speaks with returning guest, Doug Casey of Casey Research. The often controversial author of many books including, The International Man, is asked about what he expects after this election. Casey also weighs in on the possibility of a cultural revolution. Covid-19 can and will affect the dollar, and real estate taxes, particularly those in big cities. Finally, Casey shares his views on Trump of Biden. Thursday: Charlotte Market Profile Webinar: www.JasonHartman.com/Charlotte Key Takeaways: [1:45] Tired of hearing about people leaving big cities? Here are the latest updates and predictions. [4:45] Looking at the potential reallocation of brainpower, venture capital, tech startups. This will be spread all around the country and less concentrated. [7:45] More than 300,000 New Yorkers have bailed from the Big Apple in the last eight months. [10:00] The number of shootings up through November 8th is up 94% over last year. Doug Casey [14:00] Let's talk about the election! [15:00] Is the US facing a veritable cultural revolution, similar to that of China 1966-1976? [17:00] If you own property in big cities, expect real estate taxes to rise even further. [18:30] "The dollar will be like toilet paper." [26:00] Why Trump or Biden? [28:15] Nobody wants to see the US break up on his watch. Websites: internationalman.com Doug Casey Books jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman asks of you to ponder the Doug Casey quote, the thought of how far the human race would have advanced without government simply staggers the imagination." Where would we be if we weren't held back by the powers that be? Has the median home price risen too fast? How will this correct itself? Jason Hartman speaks with returning guest, Doug Casey of Casey Research. The often controversial author of many books including, The International Man, is asked about what he expects after this election. Casey shares views on anarchism, the civil, non-violent version, as well as the reasons he intends to leave Aspen, Colorado. Charlotte Market Profile Webinar: www.JasonHartman.com/Charlotte Key Takeaways: [3:00] "The thought of how far the human race would have advanced without government simply staggers the imagination." Doug Casey [5:00] The bigger the government, the smaller the citizen. [11:45] The prelude to the investment strength matrix. [14:40] Lawrence Yun of NAR says that median home prices are rising much too fast!!! [18:30] The random lengths weekly report of the lumber business says that framing lumber prices climbed further into record territory. [20:45] You've heard it here before, you'll hear it again..more people are migrating from NYC to Florida. [23:30] Besides the sunshine, reason number one for moving to Florida; no state income tax. [24:45] Want to save money on taxes, among other things? Go to jasonhartman.com/protect Doug Casey [26:30] The "left" has the voice. [27:00] Aspen, Colorado, is being inundated with wealthy people from NY and California - the perfect time to bail. [29:30] Casey breaks down the differences between civil war, coup, and a secession movement. [32:45] What's the civil side of anarchism? [35:20] Thoughts on privatized prisons? Websites: internationalman.com Doug Casey Books jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was originally published on: July 28, 2014 Introduction: Joel Naroff is the Founder, President & Chief Economist with Naroff Economic Advisors and a member of the Newsmax Financial Braintrust Alliance. He's also the author of, "Big Picture Economics: How to Navigate the New Global Economy." Naroff gives his take on the economic recovery and when he expects inflation to hit, if at all. He also discusses the effects tax cuts have on the economy. Naroff then talks about international economic hotspots and where people should produce and sell in our global economy. He thinks certain international events can ripple through the economy and ultimately affect workers in the Midwest. Key Takeaways: (2:27) Little Rock Creating Wealth in Today's Economy Boot Camp and property tour, and other announcements (4:28) A special message from Bill Clinton (5:01) News about Zillow's acquisition of Trulia (19:19) Introducing Joel Naroff (19:55) Are we in a real economic recovery? (22:26) Joel Naroff's inflation forecast (25:17) A look at the globalization of the economy and the US' importing of deflation (27:02) Have we exploited the world's cheap labor yet? (30:08) Tax policy and offshore businesses (35:50) Why the banks aren't lending very much (39:37) How does the growing middle class in China affect Indiana? (43:40) Closing comments Links: For more information about Joe Naroff: www.NaroffEconomics.com For more about Joel Naroff's research: www.econsultsolutions.com Or, look up Big Picture Economics on Facebook Bio: Joel L. Naroff is the president and founder of Naroff Economic Advisors, a strategic economic consulting firm. He advises companies across the country on the risks and opportunities that economic developments may have on the organization's operating environment. A nationally recognized economic forecasting expert, Joel has received numerous honors. In 2011, he received the National Association for Business Economics Outlook Award as the top economic forecaster. NABE is the premier professional association for business economists. He also received the award in 2007. In 2008, he was awarded the Lawrence Klein Award for Blue Chip forecasting excellence. This is one of the oldest and most prestigious forecasting honors. Joel was the Bloomberg Business News top economic forecaster in 2008. In 2006, he was MSNBC's top forecaster. Joel received his bachelor degrees in economics and chemistry from the Stony Brook University and his Ph.D. in economics from Brown University. He is a member of the Board of Directors of the Economy League of Greater Philadelphia, teaches at the Central Atlantic Advanced School of Banking, is a past chairman of the American Bankers Association's Economic Advisory Committee and is a past president of the Philadelphia Council of Business Economists.

Jason Hartman shares his views on migration trends, supply/demand shock, and the pricing power that landlords hold right now. The millennials are a different generation with different renting versus buying trends. This opens up more opportunities for investors. Jason Hartman talks with author, Ken Van Liew, to find out what has changed in wealth building in modern times. Ken and Jason talk about investment opportunities away from high-density cities. They also discuss a few commercial real estate sectors, including converting commercial to residential, what might come of malls, and growth in the need for self-storage. Webinar: jasonhartman.com/sweethome Ask your investment counselor about our new market! Books: Modern Wealth Building Formula: How To Master Real Estate Key Takeaways: [2:00] What state is leading in-migration? [5:00] Jason explains how we are currently experiencing supply/demand shock. [6:30] Landlords have pricing power right now. [10:30] Who owns most of the 16million single-family rental homes in the US? [11:45] Every market of 63 saw an increase in rents. [18:00] Recommendations: 1984, Fahrenheit 451, and The Unbearable Lightness of Being Ken Van Lieu [21:45] What's different about 'modern wealth building'? [26:30] To Ken, what are your thoughts on the shift of Americans away from high-density cities? [28:30] What commercial property can convert to residential? [33:30] What are we going to do with malls? [35:45] How will self-storage fair? Websites: KenVanLiew.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Investors, how does it feel to be in the right asset class and the right sector? Jason Hartman invites you to join him in a sigh of relief that the 'boring, single-family homes' continue to outperform! James Barrett discusses REI Software Tenant Turner to give you the upper hand on managing your properties remotely. With the power of this kind of technology, you can turn tenants faster, more efficiently, and with an extensive ability for filter customizations. Webinar: jasonhartman.com/sweethome Thursday - November 12 Sunday - November 15 Key Takeaways: [1:15] Investors, let's all take a sigh of relief - in it to win it. [6:25] Quoting articles, "world currencies gain against US dollar after Biden win." [11:35] Houses are selling more than two weeks faster compared to the same time last year. James Barrett [15:30] With the power of technology and automation, property owners and investors in real estate can manage their properties without having to be there physically. [18:00] "You can configure the application till your heart is content," referring to the filters for tenants that will fit your property, from move-in date to pets, etc. [23:00] Barrett explains how the tech works for landlords and tenants. [25:45] What kind of safeguards are in play? [27:15] What kind of lockboxes do you use? Websites: tenantturner.com/ jasonhartman.com/turner jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman is joined by Richard Cupelli, founder of GoSection8.com, and is here to tell you if section 8 housing is the right decision for your investment. Richard breaks down how section 8 housing works for the landlord and the tenant and informs those beyond their preconceived fear. Richard shares info from inspections to rent expectations to help you figure out if your investment is right for section 8. Webinar: jasonhartman.com/sweethome Thursday - November 12 Sunday - November 15 Key Takeaways: [2:00] Almost politics-free: crony capitalism and fascism. [5:45] The EU is now prosecuting amazon.com with new anti-trust probes and charges. [8:30] The US is facing the most severe housing crisis in history? Says who… Richard Cupelli, Founder of GoSection8.com [14:00] GoSection8.com is a listing service a lot like Zillow [17:00] What are the pros/cons of government-assisted tenants? [19:20] What's the difference between government assistance and rent insurance? [22:45] To what extent are the inspections unnecessarily burdensome? [25:30] What types of properties qualify for section 8 housing? Websites: GoSection8.com jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Dr. Steve Turley joins Jason Hartman on this 10th episode special to discuss voter fraud, media bias, and fact-checking. Who are the so-called 'fact-checkers' of social media? Jason and Steve take live questions from listeners in this livestream episode that you can be a part of next time by subscribing to our YouTube channel and clicking on the notification bell. Key Takeaways: [2:30] From a Bloomberg article, Jason comments on the amount of options renters have in Manhattan. [10:10] What happens if the urban core is highly renovated? [15:20] "I just want to know who actually won the election." [22:00] It's not will Trump or Biden win; it's will democratic voters win? [27:30] The judges don't make the law; they interpret the law. [29:20] What's the Stockade Principle? [31:22] "Great companies never lose confidence that we're gonna get through this.." [36:00] Discussing Watermark QFS ballots. [39:00] We are moving into a network society as opposed to a mass society. [45:20] Liberalism is excellent if you can afford it. [51:00] 71 million Americans have turned off major news networks. [59:00] "Trumpism won" Websites: https://www.turleytalks.com/ jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was originally published on: May 1, 2012 Jason Hartman is joined on this episode by Greg Farrell, author of Crash of the Titans: Greed, Hubris, The Fall of Merrill Lynch, and the Near Collapse of Bank of America, for a discussion of the economic crash and the resulting bailouts, as well as some of the inside dealings with some of the major banks, such as the buyouts by Bank of America. Greg explains how these banks that participated in the buyouts grossly underestimated the depth of problems in their own banks and in those they acquired. Greg relates his research on Merrill Lynch's attempt in the 1980s to become more like Goldman Sachs and other Wall Street banks, which was to their detriment because they lacked the expertise for such business practices, and became involved in and in the middle of many of the scandals of the late '80s and early '90s. Like CitiGroup, they were in over their head. Jason and Greg discuss Wall Street in general and then specific financial groups regarding the recklessness and risky businesses, funds, etc, that they entertained to give the impression of higher rates of returns. As the plot unfolded, large bonuses to CEOs and high-producing brokers came into play, which encouraged an all or nothing attitude toward the company and fostered a "me" attitude versus long-term stability of the company. Greg also talks about what he calls the "Charlotte Mafia," the clash of company cultures. Greg Farrell is a correspondent for the Financial Times. In January 2009, he broke the news that Merrill Lynch had paid out its 2008 bonuses a month ahead of schedule, in December, even though Merrill was in the process of losing $28 billion for the year, and Bank of America needed an extra $20 billion in taxpayer funds to complete its acquisition of the firm. That story sparked an investigation by New York attorney general Andrew Cuomo. Greg is a past winner of the American Business Press's Jesse Neal Award for investigative reporting and a recipient of the Knight-Bagehot Fellowship for business journalism. He earned a BA from Harvard University and an MBA from the Graduate School of Business at Columbia University.

Jason Hartman and Adam continue discussing the fear of a housing bubble and how to be a real estate permabull. This part two begins with housing stats, how to understand the US median price, and why you can't always trust what you read. This is especially true if you are investing in Hartman advised linear markets instead of cyclical markets in high-density areas. As well, these two discuss staple moves to make on your way to building a real estate portfolio. Key Takeaways: [3:10] The Covid Recession continues to affect multi-family housing. [9:40] Adam shares some stats in housing price changes from 2008-2011 (cyclical market index reports) [12:45] Adam shares how to be a real estate permabull and have it make sense. [18:30] In an inflationary environment, the best asset class is income-producing property. [21:00] Almost everybody buys a house based on the payment, not the price. [31:00] Your journey to a rental property portfolio is one door at a time. [38:00] Check out this free webinar: jasonhartman.com/protect [39:45] HELOC v. Cash-out Refi, which should I do right now? Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman shares a sigh of relief; no matter who wins the presidential election, there is always a strategy in real estate, the most favorable asset-class in the world. Adam joins the show for a short, jovial debate on election fraud and the election. But Jason and Adam offer you a break from politics to discuss many concerns of a housing bubble and how this could be misinterpreted. Key Takeaways: [4:00] No matter who wins the presidential election, there is always a real estate strategy. [9:00] Will we see another republican when the popular vote? [9:45] IDEAL [10:45] Before we talk about investment property, let's discuss the 2020 election update. [13:10] What do you think about voter fraud as a possibility? [21:30] Is there a possible housing bubble? [25:20] 75% of the Case-Shiller Index is based on cyclical markets, a gross misrepresentation of the complex US housing markets. [28:45] Are we just a bunch of PermaBulls? [31:00] Market timing is a fool's game. Websites: jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman talks about the 2020 presidential election just a few hours before the polls close. Who knows when we will see a final tally of the votes, but here are few things to consider in the last couple of hours. John Truman Wolfe joins Jason Hartman again to continue discussing the most crucial election in U.S. History. John also defines Bank Bail-Ins and what the U.S. can expect from it. As well, John answers the question, is lithium the new oil? Key Takeaways: [1:45] Who knows what will happen with this election, and when it will happen? [3:00] Why do California initiatives matter to me? [5:30] Thank the heavens for the balance of power. [8:00] From 1987, What did Johnny Carson have to say about Biden? [10:00] Let's discuss winning margins from past elections. [14:00] "The bigger the government, the smaller the citizen." Speaking on the crowding out concept. [18:30] Have newspapers given out presidential endorsements? [21:45] Steve Hilton talking about the Trump presidency. [32:20] Republican satisfaction has been rising prior to the election. The independents are flatlined, and the democrats are down. JTW [1:00] What are the differences between a Trump/Biden reelection? From Bill O'Reilly. [3:00] A Biden election could give Puerto Rico and Washington D.C. statehood, adding four new senators, likely democrats. [6:15] O'Reilly on Dems adding justices. [12:00] Jason and John discuss the migration patterns in the U.S. [18:45] There is no justice about social justice. [25:35] What's going on with lithium batteries and electricity? Is lithium the new oil? [26:50] What is a bail-in, and why is it a possibility? [31:20] The interesting thing about; the thing about a thing (derivatives). Websites: The Coming Financial Crisis by John Truman Wolfe StrategicFinancialIntelligence.com JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

We're getting political! Jason Hartman talks about the POTUS election with John Truman Wolfe in part one of this two part interview. This election has some significant weight on what we will see with the Republican Party for the next couple of decades. How has the media shaped our view of the President of the United States? Do Google and/or Facebook have major CIA connections? Key Takeaways: [2:00] Battery Technology and Lithium Demand [4:00] If Trump isn't re-elected, could he be the last Republican President? John Truman Wolfe [7:15] Who is going to be the next POTUS, and who will control the Senate? [11:50] How has the media shaped our view of whoever is holding office? [17:15] Google and Facebook….CIA connections? [18:15] Are we stuck in a place of negative or artificial interest rates? [26:25] Biden: Crony Capitalism Websites: The Coming Financial Crisis by John Truman Wolfe StrategicFinancialIntelligence.com JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was originally published: Apr 11, 2014 A best-selling author, speaker and a member of an elite group of "Rich Dad's" advisors, hand selected by author Robert Kiyosaki, Garrett speaks to investors and entrepreneurs on a variety of topics including asset protection, liability limitation, wealth creation, as well as various business and real estate issues. As an advisor for Robert Kiyosaki, Garrett has authored Own Your Own Corporation. Garrett's books provide an accessible source of information for building your own success. A member of the State Bars of Nevada and California, as well as the American Bar Association, Garrett attended Colorado College and the University of California at Berkeley where he received a B.S. in Business Administration in 1975. In 1978, he graduated with a J.D. from University of California's Hastings College of Law in San Francisco. Beyond his desire to educate people and business in wealth protection and growth, Garrett serves on the boards of the American Baseball Foundation, located in Birmingham, Alabama and the Nevada-based Sierra Kids Foundation. Check out this episode!

Setup Jason Hartman Minutes, Flash Briefing on Amazon Alexa. Jason Hartman discusses the consistent qualities of investment property. He reiterates the lessons known from IDEAL as well as qualifying its self-liquidating development. Jason interviews client, James Castelle. James purchased his first investment property within two years of his initial listen to the Creating Wealth Real Estate Investing podcast. James shares his story shifting from the typical stock-market investment to property investment and why he favors it. The quick lesson, inflation-induced debt destruction, is king! Key Takeaways: [3:45] Jason Hartman is on Amazon Alexa: [4:30] Alexa Flash Briefing Jason Hartman on ROI [5:00] I.D.E.A.L. [10:00] Income property is beautifully consistent. What was true 12 years ago is still true today! [12:00] Income property is self-liquidating. It pays itself off. [13:30] Not all ROI is created equally. [17:30] Jason on the tragic knife attacks in France. James Castelle 24:00 [26:00] The stock market v. real estate. [29:00] Why did you choose the Gadsden, Alabama market? [31:00] The benefits of inflation making a house payment seem cheap over time. [34:30] After your first investment property, what are your plans? Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Even in the UK, investors and homeowners are looking to live away from the dense city. Jason Hartman shares a brief update on where people want to live, when they want to move, and the uncertainty of selling their home in the next three years. Jason Hartman talks with Former CEO of CKE Restaurants, Carl's Jr and Hardee's, and former nominee for Secretary of Labor under President Trump. He is also the author of Job Creation: How It Really Works and Why Government Doesn't Understand It and The Capitalist Comeback: The Trump Boom and the Left's Plot to Stop It. Andrew and Jason discuss whether the solution to the coronavirus pandemic is more significant than the problem and where the help stops helping. As well, they discuss the regulation challenges with business. Key Takeaways: [1:00] Let's talk about the country that recently gained its independence. [4:30] Our thoughts out to those affected by the California wildfires. [9:30] About a third of homeowners are considering selling in the next three years. Andrew Puzder [17:45] Is the pandemic an opportunity to "remake America?" [20:20] Is the solution bigger than the problem? [24:30] Andrew explains why he moved his company from Southern California to Tennessee. [27:30] "It was easier to build and open a new restaurant in Novosibirsk, Siberia, or Shanghai, China than it was to open a restaurant in Los Angeles. "AP [34:00] People should focus on where they want this economy to go. Websites: andy.puzder.com JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

4 in 10 Americans want to buy a house because of the pandemic. Jason Hartman talks about what corporations are relocating their headquarters to places in which you have already invested. Vote with your feet. Jason Hartman talks to Casey Mulligan, a professor of economics at the University of Chicago, former chief economist for the Council of Economic Advisers in the Trump administration. He is also the author of the best-selling book The Redistribution Recession: How Labor Market Distortions Contracted the Economy and the new book You're Hired!: Untold Successes and Failures of a Populist President. Key Takeaways: [4:00] Los Angeles is planning to close properties for the budget gap. [6:00] Gulfstream and Charles Schwab are both relocating. [9:30] Move as much as you can to places that are friendly to your environment as a landlord. Vote with your feet. Casey Mulligan [14:00] The advantage of Twitter for Presidents is that they can bypass the press and speak directly to the people. [18:45] Discussing the individual mandate. [20:45] Can we classify Trump as a conservative? [22:15] Let's discuss trade. [26:35] Regulatory budget, something most countries have not done before. [32:00] The polls aren't the same as voting. [33:00] America will never be a socialist country. Websites: http://yourehiredtrump.com/ JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman speaks on the suburban boom confirmed by globest.com. Three to five markets is the diversity that you should strive for as an investor. Vince Ellison joins Jason Hartman to discuss his book, dubbed one of the most important books since 1619. Vince shares how the democratic party has made black Americans dependent on government and discouraged them from being dependent on God. Vince further defines The Iron Triangle and its role. Vince also discusses the infiltration of communism and Marxism in the black church. Election Night LiveStream Books: The Iron Triangle: Inside the Liberal Democrat Plan to Use Race to Divide Christians and America in their Quest for Power and How We Can Defeat Them by Vince Ellison Key Takeaways: [3:20] One week until election time, keep voting the lesser of two evils. [8:45] What is going on with commercial real estate nowadays? [12:00] Don't over diversify or under diversify; 3-5 markets is a great sweet spot. [16:45] You are positioned very well for the suburban market boom! Vince Ellison [26:30] If you want to control a segment of the population, you make them dependent. [29:10] Has welfare further perpetuated some problems? [33:25] What are the three sides of The Iron Triangle? [34:00] Vince speaks on communism and Marxism, infiltrating the black church. [37:15] "How can you pull yourself up by your bootstraps when you don't have boots?" Ellison reiterates M.L.K. Jr. Websites: irontrianglebook.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

This episode of Flashback Friday was originally published: Feb 24, 2014 Returning for an encore interview in episode #363 of The Creating Wealth Show is Jason Hartman's Mom. From the friendly environs of her newly completed McMansion in lower Alabama, the talk turns to fostering an ownership mentality with tenants.Whether you self-manage or go the property management route, this is a critical concept to understand. In short, the trick is to get your tenant thinking of the property as his/her house and to take pride in ownership. In nuts and bolts terms, it's the difference between getting a call at midnight asking to have a light bulb changed or having the tenant in the mindset to do it themselves. When it comes to tenant self-sufficiency, you might find it difficult to beat one of Mom's tenants. This incredible guy has rented the same place for 25 years. Present and future landlords looking for income property investing success should take this case study to heart. He spent $1,400 to seed the lawn. $3,000 to build a brick wall on one side of the property. And when the hot water heater goes out, he's willing to install it himself. This tenant has the ownership mentality down to a science. The second half of the show features guest Scott Shellady, Senior Vice-President of Derivatives of the Trean Group. Wait! Don't click away. Too many people think they can't understand derivatives, and we're here to prove you wrong. Listen to Scott break the idea down into layman's terms. You may not want to invest in them but you need to understand what they are and how they fit into the greater financial world scheme. Mr. Shellady also devotes time talking about the reality of retirement for Generation X in today's goofy financial climate. It's too risky to divide your portfolio into an even 50% split into stocks and bonds, so what do you do? In This Episode: * Jason and Scott exchange dueling definitions of derivatives. Is it like trading insurance or "the thing about the thing?" * What are the one-percenters investing in right now? * What SWAGER means to your investment strategy * How to profit in the face of the manufactured stock rally * What's killing the financial future of the ninety-nine percenters * Why Gen Xers should figure on working longer before retirement * How to calculate a security deposit *Why being too friendly can cost you money *Even better than an extra deposit is to charge monthly pet rent *And much more… Links: www.TreanGroup.com Check out this episode!

Jason Hartman's Real Estate Update, Flash Briefing, on ALEXA. Everything has changed except Real Estate Investment Fundamentals. The popular RE selling season has shifted this year, and currently, homes are selling incredibly fast. Jason Hartman talks about some areas surrounding the popular family home that might change in the future. Jason and Adam share the Memphis 3.0 plan (pre-pandemic); how might this benefit you, the investor? They also read through a Pro-Forma sharing all of the details of a Memphis property, with tutorials for those that are new to the show. Key Takeaways: [4:00] We're on ALEXA, Jason Hartman's Real Estate Update Flash Briefing [7:30] We're all aging, but multi-generational living is becoming more popular in America. [13:30] Due to coronavirus, the typical spring RE selling season has shifted. [16:00] U.S. homes are selling incredibly fast. Investment Counselor Adam [26:00] Memphis 3.0 Plan (build-up) [29:20] Does the Hartman network have referrals for financing? [33:30] Getting ready to buy a house? Season your money. [35:30] How to Read through a Pro-forma from a Memphis property. Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Jason Hartman, will this show be censored or not? What company is monopolizing web traffic? 'Google It.' Jason talks about digital-currency. Will the winning crypto be bitcoin or something backed by the Fed? Investment counselor, Adam, joins the show today for the first of two parts on bullish invitation homes. Will the individual investor have a chance against hedge funds? Let's talk about Memphis; it's not too late. Key Takeaways: [1:15] Election Night Coverage: LiveStream - Jason Hartman [2:10] What happened if one company controlled almost all of the world's access to information? [4:30] The astounding numbers of web search traffic belong to what company? 'Google it' [8:45] How much is it worth to them to defend the case? [14:45] The digital dollar is coming. Investment Counselor Adam [18:22] Invitation homes, institutional investors, and their incredible bullishness on the real estate market. [18:40] Income Property is I.D.E.A.L. Income, depreciation, equity growth, appreciation, and leverage. [23:15] Hedge funds are not only taking inventory, but they are keeping inventory from us. [23:30] Embrace the fragmentation. [27:00] The bigger investment institutions are taking an interest in more of the linear and hybrid markets, competition for the mom and pop investor. [30:30] Let's talk about Memphis. Is it over-bought? [35:45] Tenant turn in 11 days! Mid-pandemic, in Memphis, TN [37:15] No new inventory creation at one of the most desired rental ranges. Websites: PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

What percentage of your salary is going to taxes? Jason Hartman shares staggering stats on income tax across the US. And the migration out of high-priced, cyclical markets continues. Rick Sharga returns to the show to distinguish between foreclosures and opportunities. Will the 3 million forbearance cases end up in foreclosure? Rick also gives an excellent insight into every sector of what he thinks is to be expected in the commercial real estate market. Key Takeaways: [1:15] Would you like to work for the government for 228.5 days per year? [6:00] The mass migration continues. [7:45] Check out this ad from a Baltimore politician. [11:45] Speaking of migration, Uhaul prices' paint a clear picture of where people are going. Rick Sharga [18:00] Rick distinguishes between foreclosures and opportunities. [24:00] Will 3 million in forbearance programs end up in foreclosures? [27:00] What happens when all of these loans come out of forbearance? [32:45] Discussing California's new law that the institutional buyer cannot buy foreclosures. [34:45] We already see a higher number of commercial foreclosure properties popping up. [36:00] Rick breaks down his expectations for each sector of the commercial real estate environment. [39:30] One of the most significant shortages in housing is in the low price tiers. Here's why. Websites: RealtyTrac.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

FICO scores have hit a record high, but is a perfect FICO score the best situation? Jason Hartman discusses FICO scores along with vacancy rates. What looks the best may not be the best. Rick Sharga, Executive Vice President of Marketing at RealtyTrac, talks with Jason Hartman about forbearances and foreclosures. Does one lead to the other, and how will this differ from the great recession? How has COVID-19 changed how millennials approach renting vs. buying? Key Takeaways: [1:25] You are assisting with a fundamental economic concept called price discovery. [3:00] FICO scores hitting a record high? [5:00] Do you want a perfect credit score or an ideal vacancy rate? [12:30] Let's compare rent decreases of two-bedroom units. [16:50] Number of homes on the market is down 39%. Rick Sharga [18:00] Everyone is asking, "is Covid going to cause a housing crash?" [19:00] Covid has not slowed down the housing market even a little bit. [20:45] The pandemic accelerated millennials' trend to stop as urban renters and move to a place of homeownership. [28:30] The 2006 median price home was $650 more expensive than the median price home today, adjusted for interest rates and inflation. Websites: RealtyTrac.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN