Canada’s Entrepreneur

In this video interview, Bradlee Whidden, Western Policy analyst, Canadian Federation of Independent Business, discusses the latest Alberta’s 2024 Property Tax Report and its impact on small businesses in the province. FULL PRESS RELEASE Calgary, February 13, 2024 – According to the Canadian Federation of Independent Business’ (CFIB) Alberta’s 2024 Property Tax Report, municipal property taxes have continually increased for businesses over the last five years. The report shows that without municipal action property tax fairness is expected to get worse for businesses owners, who already bear the burden of property taxes. In the report, CFIB defines the property tax rate ratio as the difference between the tax rate paid by businesses and residents. The tax fairness ratio is defined as the difference between the share of property taxes paid by businesses and their share of property assessment. “Small businesses across the province have seen property taxes steadily increase over the past few years, representing the most direct cost from municipal governments and must be paid regardless of revenue,” said Andrew Sennyah, Alberta senior policy analyst. “Municipal governments continue to raise property taxes to make up for increased spending. Compared to residents the impact of increasing property taxes affects business owners more, which is why we are calling on municipalities to commit to property tax fairness.” Over half (53%) of Alberta small business owners identified property taxes as the most harmful tax or cost for their business, more than any other province in Canada. Additionally, almost three quarters (74%) say their municipal government is not paying attention to small business issues. CFIB is calling on all municipal governments to reduce spending and commit to property tax fairness. Key findings from the report include: Property taxes are expected to grow at a faster rate than municipal spending in most of Alberta’s largest municipalities. Businesses pay a property tax rate ratio three times higher than residents in Alberta’s four largest cities. Leduc had the best property tax fairness ratio at 1.18 while Calgary had the worst tax fairness ratio at 2.68. In Calgary the tax rate ratio is expected to increase to 5.07 by 2027, triggering provincial intervention by violating the Municipal Government Act. In Calgary and Edmonton, a 2% tax shift over four years (8% total) would save the average business property $28,415 compared to a cost increase of $1,031 for the average residence. “Alberta small businesses continue to shoulder a significant portion of municipal property taxes while using less municipal services,” concluded Sennyah. “Alberta small businesses are facing the same economic hardships felt across the province and real leadership is needed from municipal governments to ensure the survival and growth of our local economies.” Read the full report here. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #CFIB #entrepreneurs #entrepreneurship #smallbusiness #Taxes

With a 10x growth from 40-400 franchises in the past decade Cathy Thorpe CEO of NurseNextDoor is a classic example of a founder bringing in a driven entrepreneur to build a business. Cathy Thorpe brings over two decades of leadership experience in the retail industry to Nurse Next Door. Cathy joined the company in 2014 with the mission of growing the business across North America. Cathy has achieved her goal by pushing boundaries to deliver measurable results and by disrupting the home care space. Cathy has been recognized for delivering strong results in the business community across North America. Nurse Next Door was awarded Canada's most admired corporate culture by Waterstone in 2018 and was ranked #50 on Entrepreneur’s Franchise 500 list for 2018. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Nancy Nasr is the Founder of Think Stunning, a boutique located in Southcentre Mall that offers Women, Baby, and home accessories made and designed by women. In 2017 with a vision of helping women feel great about themselves with fun and stylish accessories, Think Stunning became a brick-and-mortar store. Each accessory is carefully curated and crafted, and it tells a story written by the incredible women she has had the privilege to collaborate with, each bringing a unique touch to its collections. Think Stunning has overcome many challenges, and has moved with resilience to adapt to different markets. In essence, Nasr is creating a movement by giving women a platform to shine and offering exceptional products. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Karen Yolevski, COO of Royal LePage, talks about the impact the extension of the foreign homebuyer ban will have on the real estate market in Canada. The federal government has announced a two-year extension on the ban of foreign nationals buying homes in Canada, as housing affordability concerns continue to trouble Canadians across the country. In 2022, the federal government passed the Prohibition on the Purchase of Residential Property by Non-Canadians Act, which bans foreign investors from buying non-recreational residential property in Canada. The Act was previously set to expire on January 1st, 2025, and has been extended to January 1st, 2027. Given that housing affordability has not greatly improved since the Act’s implementation, Royal LePage believes that an extension to the foreign buyer ban will not make a material difference on bettering access to housing for Canadians. “We do not foresee an extension to the foreign buyer ban resulting in a drastic improvement to housing affordability. Non-Canadian property ownership makes up a small percentage of the overall housing market, therefore a ban on such ownership is not likely to improve access to housing in a material way,” said Karen Yolevski, COO, Royal LePage Real Estate Services Ltd. “Given the imbalance between available inventory and buyer demand, the best way to solve Canada’s housing crisis is to significantly increase supply.” Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #Homeownership #Homes #Housing #RealEstate #small business

In this video interview, Chris Alexander, President of RE/MAX Canada, discusses the real estate company’s latest 2024 Tax Report and the impact of taxes and other rising costs on housing affordability in the country. FULL PRESS RELEASE TORONTO, Feb. 6, 2024 /CNW/ — While land transfer taxes and new property assessments in key markets appear to have little effect on the surface, eroding affordability levels are slowly shifting migration patterns and changing the landscape in major Canadian centres, according to a new report released today by RE/MAX Canada. RE/MAX Canada’s 2024 Tax Report examined key markets in six Canadian provinces, including Vancouver, Calgary, Winnipeg, Toronto, Montreal and Halifax, and found governments at all levels are collecting billions from Canadian homebuyers through levies and development fees on new construction, as well as land transfer and property taxes on residential properties. Tax rate increases, in tandem with record-high housing values and mortgage rates, have sparked a post-pandemic exodus from the country’s most expensive markets, contributing to a significant uptick in interprovincial migration numbers in Alberta and Atlantic Canada in 2023. While some homebuyers were content to move outside of core markets within their province, close to 60,000 Canadians found their answer to the current housing crisis in Alberta and, to a lesser extent, Nova Scotia, New Brunswick and Prince Edward Island. According to Statistics Canada’s Quarterly Demographic Estimates, Provinces and Territories Interactive Map, interprovincial migration doubled over already-strong year-ago levels in the first three quarters of 2023 in Alberta, with the province welcoming 45,194 people, compared to 22,278 during the same period in 2022. Alberta gained the most interprovincial migrants in the third quarter of 2023, with the highest influx coming from Ontario (6,262), followed by BC (5,269), Saskatchewan (1,579) and Manitoba (1,316). Nova Scotia also saw more than 5,000 new residents in the first three quarters of 2023, following an influx of close to 10,000 interprovincial migrants during the same period in 2022. New Brunswick’s net interprovincial total was almost 4,500 in the first three quarters of 2023, while Prince Edward Island posted a net interprovincial increase of just over 1,000. All other provinces noted negative net interprovincial numbers, with more people leaving than arriving. Source: Real Estate Board of Greater Vancouver (REBGV), Calgary Real Estate Board (CREB), Toronto Regional Real Estate Board (TRREB), Quebec Professional Association of Real Estate Brokers (QPAREB). Local boards provided by RE/MAX brokers. *Benchmark Price for all properties in December **Non-residents pay five per cent deed transfer tax in Nova Scotia ***First-time Home Buyer exemption/rebate applied to Vancouver and Toronto/GTA “Given today’s housing market realities, it comes as no surprise that buyers are willing to travel across the country to achieve home ownership,” says RE/MAX Canada President Christopher Alexander. “In addition to affordable housing values and extensive job opportunities, Alberta is well known for its position on taxation, with no provincial sales tax and zero land transfer tax on residential real estate. Cash-rich buyers from provinces such as Ontario and British Columbia are aware that the sale of their property in Toronto or Vancouver will stretch that much further in Alberta or Atlantic Canada’s major centres. And for first-time buyers, it’s an opportunity to get into the market at an affordable price point and gain equity, as opposed to paying down someone else’s mortgage by renting.” According to the Fraser Institute’s 24 Facts for 2024 Report, the average Canadian family pays 45.3 per cent of its income to taxes – more than the 35.6 per cent spent on necessities of life. Regressive tax policies are also to blame for the changing migration patterns. Land transfer taxes were introduced across Canada in the 1970s as a method of generating revenue for municipalities, regardless of income. The highest land transfer taxes are found in Toronto, where buyers pay a municipal land transfer tax as well as a provincial tax. On January 1, 2024, Toronto upped the ante, introducing a luxury tax on home sales over $3 million. While the existing municipal land transfer tax (MLTT) essentially remains the same under $3 million, homebuyers that cross the threshold will find a sliding scale of taxes that range from 3.5 per cent on sales over $3 million to 7.5 per cent on sales over $20 million. On an average-priced home in the city, buyers can expect to pay close to $40,000 in taxes. “When you think about what a $40,000 tax bill payable upon closing could do if it was applied to a down payment, it’s clearly time to incentivize the first domino,” says Alexander. “The first order of business should be revisiting the first-time buyer rebate/exemption in Toronto and Vancouver, because at $400,000 and $5

In this video interview, Cal Jungwirth, Director of Permanent Placement Services with Robert Half, discusses some new research indicating more than four in 10 professionals today are looking for a new job. He talks about the reasons for that and what companies need to do to attract and retain people. PRESS RELEASE Despite an uncertain economy leading to less turnover in the labour market recently, the demand for skilled talent remains high, which is good news for the Canadian professionals looking for new opportunities. According to new Robert Half research, 42 per cent of workers have already started looking or plan to look for a new job in the first half of 2024, up slightly from 41 per cent in July 2023, but down from 50 per cent in December 2022. Professionals Most Likely to Make a Move February 2024 July 2023 Gen Z 67% 64% Marketing and Creative 67% 51% Millennial's 57% 49% HR 72% 42% Workers’ Main Motivators With inflation and cost of living top of many people’s minds, it’s no surprise that salary is the largest motivating factor. When asked what would lead them to look for a new position, workers cited: A higher salary (47%) More advancement opportunities (32%) Better perks and benefits (31%) A job with more flexibility (31%) What’s Making People Stay? Though slightly more professionals are seeking new roles compared to 6 months ago, the number is down from where it was a year ago. Some of the reasons behind this are: Their current job offers a level of flexibility that they aren’t willing to lose (38%) They feel fulfilled in their current role (36%) They feel well compensated for their work (30%) Demand is High for Skilled Workers Our research shows that over half (54 per cent) of hiring managers are actively seeking talent for new roles, mostly to support company growth, and organizations are primed to move ahead with strategic initiatives. However, competition for professionals with in-demand skills remains high. Most managers (64 per cent) say it takes longer to hire now than a year ago, and they risk losing skilled people to competitors if they don’t speed things up. For more information about The Demand for Skilled Talent, visit our report here. About the Research The online survey was developed by Robert Half and conducted by an independent research firm from October 27-November 17, 2023. It includes responses from more than 765 workers 18 and older in finance and accounting, technology, marketing and creative, legal, administrative and customer support, human resources, and other areas at companies with 20 or more employees in Canada. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #Employment #entrepreneurs #entrepreneurship #Jobs #Labour #smallbusiness

In this video interview, Dan Kelly, President of the Canadian Federation of Independent Business, discusses the money the federal government has not returned to small businesses from the carbon tax. PRESS RELEASE Toronto, February 8, 2024 – The federal government has been sitting on $2.5 billion in carbon tax revenue collected since 2019 despite repeated promises to return it to small businesses in Ontario, Manitoba, Saskatchewan and Alberta, says the Canadian Federation of Independent Business (CFIB). The federal government pledged to return 10% of carbon tax revenue back to small businesses, farmers and Indigenous people but has returned almost zero since the tax began. On top of that, the carbon tax is increasing to $80 per tonne on April 1. “This is particularly troubling as the tax was expanded to all four Atlantic provinces in July of last year. There is no mechanism in place to return a dime to small businesses paying the federal carbon tax in eight provinces,” said CFIB president Dan Kelly. “No wonder some Indigenous organizations are taking the federal government to court.” Making matters worse, CFIB estimates small businesses actually pay 40% of the costs of the carbon tax, yet they are only supposed to receive up to 10% of the revenue once Ottawa gets around to figuring out a way to return the dollars as promised. “While the federal government charges carbon taxes to all small businesses, they plan to rebate only a select few in emissions-intensive and trade-exposed sectors, whatever that means,” Kelly added. Finally, CFIB is very concerned that the federal government may have already decided to lower the allocation for small businesses in order to pay for the changes made last fall to double the rural consumer rebate. “The Deputy Prime Minister’s office confirmed the changes will be funded through an ‘excess allocation in future years,’ which we interpret as the 10% that is supposed to be returned to small business,” Kelly said. “Canada’s carbon tax system is a mess and is deeply unfair to Canada’s small businesses who are the second largest payer of the levy after consumers. It’s not surprising that a strong majority of small firms are now opposed to the federal carbon tax regime.” While Canada considers the future of the carbon tax system, CFIB is urging the federal government to: Immediately return the $2.5 billion owed to all small businesses in Ontario, Alberta, Manitoba and Saskatchewan. Immediately develop a simple rebate formula to return 10% of ongoing carbon tax revenue to small businesses across all eight provinces on a quarterly basis, with a plan to raise it to 40%. Reject the Senate amendments and expedite the passing of Bill C-234 to exempt natural gas and propane used for on-farm activities, as originally drafted. Freeze the carbon tax at its current level. Exempt all heating fuels, including natural gas. “With the new year bringing new costs, we’re calling on Ottawa to take some concrete action and do more to help small businesses facing financial hardships. The government can show small firms that it’s listening to them by freezing the carbon tax while fixing the broken carbon backstop system,” said Corinne Pohlmann, Executive Vice-President of Advocacy at CFIB. CFIB has launched a petition to ensure the voice of Canada’s small businesses is heard in Ottawa. Small businesses can sign CFIB’s petition calling for carbon tax fairness. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube - 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanada's Number Onecarbon taxCFIBentrepreneursentrepreneurshipsmall businessTax

Karen Richard is a recovering pediatric Speech-Language Pathologist, kid-lit lover with a nerdy heart, and the CEO and co-founder of Made Live. Based out of Vernon, BC, Made Live is an AI-assisted end-to-end children's book publishing platform dedicated to simplifying the publishing process for aspiring authors. Transitioning from a career in speech-language pathology, where books were pivotal tools for developing language skills, Karen ventured into writing and self-publishing her own work. Confronted with the complexities, inefficiencies, and gatekeeping prevalent in the industry, she was inspired to forge a new path and the creation of Made Live. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

James Szojka started Yard Dawgs Lawn Care in 2014 as a tuition pay-off plan. Being allergic to grass, it was supposed to be a couple of years and summer only job. But after graduating from university, he decided to give the business a full year of his attention to see what would happen as he did love the industry and building a team. He went all in on the company's niche: making lawns green, weed free and healthy. Fast forward to 2024, the company is operating with 17 trucks, and it is planning to take care of over 6,000 clients this upcoming season. He's become obsessed with being the best lawn care company in the city, and now has the goal of being Canada’s largest lawn care company. During the winter months and now throughout the year he also runs "The Dirt Life" channel on YouTube, which focuses on coaching others to in starting their own lawn care companies. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Gary Lamphier, Principal of Lamphier Communications, was a business journalist for 34 years at various major international, national and regional newspapers. He covered virtually all major industries and key companies in Canada. He's been a corporate communications consultant for more than 10 years. He explains the importance of storytelling in both these industries and discusses the Alberta economy. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Paul Cataford, Executive Director, Business Link, discusses the new pilot Mentor Program which aims to support grassroots small businesses. PRESS RELEASE CALGARY (January 15, 2024) – Business Link, a provincial support organization for entrepreneurs, has officially launched its pilot Mentor Program. This free mentorship initiative is designed to support grassroots small businesses, including retailers, mom-and-pop shops, consultants, and sole proprietors in Alberta. It’s especially well-suited for Indigenous and newcomer entrepreneurs in Alberta, providing a welcoming space for diverse business ideas and cultures. The program connects aspiring business owners with experienced entrepreneurs, facilitating a dynamic and non-judgmental exchange of expertise and insights. Uniquely, this program operates like “speed dating for entrepreneurs,” offering flexible mentor-mentee matching. This process ensures that each mentee is paired with a mentor whose expertise and experience align closely with the mentee’s business needs and goals. There is also the option to switch mentors if desired, ensuring the most beneficial and comfortable partnership for both parties. The program kicks off with an initial 30-minute intake meeting, allowing mentors and mentees to establish their objectives and discuss potential challenges. This is followed by a focused 90-minute session, aimed at developing strategies to tackle these challenges and set the path for future success. From there mentees and mentors have three distinct paths to choose from: formalizing their relationship through regular meetings, opting for a more flexible approach with informal interactions, or continuing to access Business Link’s resources and events if immediate challenges are resolved. “Starting a business can be overwhelming. Our Mentor Program ensures that budding entrepreneurs don’t have to navigate this path alone,” says executive director, Paul Cataford. “Our goal is to create a supportive environment where new business owners can develop and grow with the guidance of those who have experience and valuable advice.” To be eligible for this pilot program, businesses must be Alberta-based and in operation for less than a year or in the initial stages of developing a business plan. Business Link is also calling on experienced entrepreneurs to join as mentors. This role offers a chance for established business owners to share their knowledge, guide new entrepreneurs, and to help strengthen Alberta’s small business community. In addition to the mentorship sessions, Business Link provides an array of resource materials and educational content to enhance the experience for both mentors and mentees. The program also lays a foundation for ongoing professional relationships, encouraging participants to maintain their connections beyond the program’s duration. As a pilot initiative, the Business Link Mentor Program is dedicated to testing and refining effective support strategies for new entrepreneurs. This approach ensures that the program is responsive to the evolving needs of Alberta’s small business community. For more information on the Mentor Program or to register, please visit https://businesslink.ca/programs/mentor-program/. About Business Link Business Link, a non-profit organization established in 1996, is dedicated to nurturing the growth and success of Alberta’s small businesses. As a cornerstone in the entrepreneurial community, Business Link offers comprehensive support services to early-stage and small business entrepreneurs including personalized coaching, market research, educational programs, online resources, networking opportunities, and targeted referrals. Notably, Business Link’s commitment extends to tailored assistance for Indigenous and immigrant entrepreneurs. In recent years, the organization has broadened services to encompass digital support programs, catering to the evolving needs of modern businesses. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to p

As the Founder of b, halfmoon —— Andrea McKay’s mission is simple: to inspire and support people everywhere in living their truths and supporting their wellness journeys. Andrea’s passion for yoga began in Sydney, Australia, while she was completing a Master's Degree in International Business. She knew she would someday make yoga her career, but she wasn’t sure what that would look like. Fast-forward 13 years and Morris found herself employed at The Stewart Group, her family’s fifth-generation manufacturing and technology company. She was working with an innovative type of rubber and quickly realized that the material’s distinctive qualities—durability, sustainability, and a grippy surface— could make the perfect yoga mat. After endlessly prototyping and fine-tuning The B MAT, B Yoga was born in 2014. Sparked by The B MAT’s success, B Yoga continued to grow beyond just mats, creating elevated, performance-driven essentials for all kinds of movement and meditation. In spring 2018, Andrea and B Yoga acquired Halfmoon Yoga Products, another female-founded, Canadian yoga and meditation brand. Where B Yoga speaks to the contemporary wellness enthusiast, Halfmoon is rooted in tradition, making each brand a perfect complement to the other. In fall of 2023, B Yoga and Halfmoon came together as one, under the refreshed b, halfmoon brand. This beautiful union marks a new chapter in the brand and company’s story, which she is thrilled to share with their global community. Andrea currently resides in her hometown of Toronto, ON, with her husband, Fraser, and two daughters, Madison and Everly. As she helps B Yoga and Halfmoon grow internationally, she knows she’s fulfilling her vision of inspiring all people to live their truth. "I live my yoga in moments with movement, nature, loved ones, and creative ideation and expression. These moments come and go—they’re rarely scheduled, but always fulfilling." —Andrea Morris, Founder & CEO of Mindful Collective Co. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Filomena May, a native Calgarian, Senior Wealth Advisor and Chartered Investment Manager, international speaker, entrepreneur, mother and founder of Filo Financial Solutions of Raymond James Ltd. Filomena operates across Canada, helping clients turn investments into successful portfolios. Her secret? Filomena is not only passionate about building wealth, but also educates on how to strategically protect it. Using a customized approach with attention to detail, she creates a unique financial roadmap for her clients based on their values and goals, while providing ease of mind and balance along the way. Filomena began her career in 2002 at age 24 and beat the odds in an industry where only 5% of women were advisors at the time. Filomena is a trailblazer and sought out financial professional in her industry. She’s a contributing author of two amazon best sellers, podcast speaker, has appeared on BNN, CTV and "The Wealthy Life" show, and is in The KNOW Calgary volume three and Best of The KNOW Global. She is also President of her Italian Cultural Society "Calgary Calabrese Cultural Society" and enjoys the community work that she does in the city. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Denise Bebenek is the Founder, President and driving force behind Meagan Bebenek Foundation: Creating a Circle of Hope. A Toronto resident and graduate of the University of Western Ontario, Honours in Psychology and the University of Toronto Faculty of Education, Denise, a former schoolteacher, is a tireless advocate for families who are touched by brain tumours, and for the empowerment of all children to help one another. Meagan Bebenek Foundation promotes ground-breaking research, providing much-needed funds to Toronto’s Brain Tumour Research Centre (BTRC), fostering a culture of discovery and care that is improving the care, quality of life, and survival rates for young brain tumour patients. The spirit of Meagan Bebenek Foundation is a combination of Denise’s personal experiences and mission, as well as her professional background. In late 2000, Denise’s youngest child, Meagan, was diagnosed with an inoperable and malignant brain tumour. She died six months later, in June 2001, two weeks past her fifth birthday. As Denise left the hospital, she envisioned a hug encompassing the building, which inspired her to organize a five-kilometre walk and "hug" event. Asking friends and family to help, Denise started planning for the first Meagan’s Walk event which took place on Mother’s Day 2002. The annual event, now known as Meagan’s HUG, culminates with participants joining hands and forming a human hug, a "circle of hope" around the Hospital for Sick Children (SickKids) in Toronto, sending a clear and simple message to all within – you are not alone. Denise turned the tragic loss of her youngest daughter into a journey of hope and inspiration. With a deep-rooted belief that when we come together as a community we can make a collective difference, Denise has successfully harnessed that power for over two decades with a team of over 60 volunteers who work year-round to further the organization’s mission. Today, Meagan Bebenek Foundation has grown into a thriving organization with multiple events, corporate sponsors, a robust school program, ‘Kids Helping Kids’ and an annual Crane Ceremony in which students present hand-made origami cranes to MBF Heroes. The foundation has raised more than $6 million dollars in support of paediatric brain tumour research, which includes funding for seed grants, purchasing cutting-edge equipment, funding for the Toronto Brain Tumour Network tissue bank and a Neuro-oncology fellowship program. This Fellowship is available to eligible candidates around the world and offers them the opportunity to further their clinical and research training in sub-specialties of paediatric oncology. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, well-known Canadian entrepreneur Vince Guzzo, who is also a dragon on the popular CBC television show Dragons’ Den, discusses the challenges of being an entrepreneur today and what it takes to survive. Guzzo talks about the Canada Emergency Business Account loan repayment deadline, some of the other challenges entrepreneurs are facing today, the importance of passion in being an entrepreneur. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanada's Number One Podcast for EntrepreneursEntrepreneurentrepreneurshipsmall business

In this video interview, Emily Gardner, Vice President, Consumer Products, Spring Financial, discusses the trend in 'loud budgeting." Less than half of Canadians currently keep up a budget, but TikTok’s latest personal finance trend, “loud budgeting,” could change that. The trend is reshaping the narrative around money conversations by encouraging people to be more vocal about their finances and prioritize smart financial decision-making. Gardner believes the “loud budgeting” trend is a step in the right direction for social media finance tips. According to RBC data, 40% of Canadian Gen Z report learning about money tips from at least one social media platform. As a result, viral trends can have a huge impact on young people's finances. #business #money #finances #budgeting #smallbusiness #entrepreneurs #entrepreneurship Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list

Alex Wylie has a proven track record of building high-growth businesses and is now President and CEO of Volt Lithium Corp. Alex is leading a game-changing technological shift in the oil and gas industry aiming to be North America’s first commercial producer of lithium from oilfield brine. The vision is to secure a supply of lithium for Canada and other markets including the USA and global destinations currently involved in oil and gas extraction. Leveraging existing infrastructure, building a permanent testing facility, and collaborative partners in R&D and implementation Volt Lithium is undertaking what others thought was impossible. On today’s podcast we’ll hear about: How to find solutions ‘right under your nose’ that might not yet seem obvious Oil & gas industry partnerships on lithium production Strategic advantages to scale in Canada and Alberta Why lithium is important for a better future Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this interview, Mark von Schellwitz, VP Western, Restaurants Canada, discusses how many restaurants in Canada are on the brink of closing because they can’t meet the repayment deadline of January 18 for the Canada Emergency Bank Account loan. PRESS RELEASE With just days remaining until the Federal Government enforces the Canada Emergency Business Account (CEBA) loan repayment, Restaurants Canada is urgently calling for a last-minute extension to prevent the devastating consequences facing the food service industry. Despite the best efforts made by Restaurants Canada, the Federal Government has declined to extend the CEBA loan repayment deadline of January 18th, 2024. This decision leaves our members, representing thousands of restaurants across the country, with limited options to avoid bankruptcy and recover from the ongoing financial challenges that arose during the pandemic. A startling survey of the industry reveals that 1 in 5 restaurants with a CEBA loan are now on the brink of closing one or more of their locations. The food service sector has been disproportionately affected by the pandemic lockdowns, enduring the longest lockdown period in North America, which has led to a significant accumulation of debt. Additionally, the foodservice industry operates on traditionally low profit margins, rendering it further vulnerable to external pressures. Recovery in the food service industry has been painfully slow because of several factors beyond the control of restauranteurs, including record-high inflation, the rising cost of food, and labour shortages. We are not asking for a hand-out; we are asking for more time. Currently, a staggering 53% of restaurants are operating at a loss or barely breaking even compared to 10% pre-pandemic, underscoring the obvious connection to this unique and devastating period in our industry and the urgent need for further support and assistance. Kelly Higginson, President, and CEO of Restaurants Canada stated, “People understand that restaurants are part of our social fabric, they are gathering spots to celebrate life’s milestones and achievements and the place where friends come to reconnect.” Higginson continued, “Your favourite mom and pop restaurant and local gathering place is at risk. If what the industry is telling us comes to fruition, Canadian communities will lose something very special, simply because of an arbitrary deadline.” Restaurants Canada strongly urges the Federal Government to reconsider their decision and provide an extension to the CEBA loan repayment deadline. Immediate action is essential to prevent further closures and ensure the long-term survival of this critical sector, which contributes significantly to the nation’s economy. In the face of these challenges, Restaurants Canada stands firmly with our members and encourages them to visit our website at restaurantscanada.org for guidance on how to navigate this difficult period and learn about available resources. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story.

In this video interview, Phil Soper, President and CEO of Royal LePage, discusses the current housing market in Canada and what to expect in 2024. #business #homes #housing #realestate #royallepage #MLS #entrepreneurs #entrepreneurship Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list Help support the channel by connecting with #canadaspodcast YouTube: https://www.youtube.com/c/canadaspodcast Website: https://canadaspodcast.com Instagram: https://www.instagram.com/canadaspodcast Facebook: https://www.facebook.com/canadaspodcast Twitter: https://twitter.com/canadaspodcast LinkedIn: https://www.linkedin.com/company/canadas-podcast Want to stay up-to-date on the latest #entrepreneur #podcast and news? Subscribe to our bi-weekly newsletter at https://www.canadaspodcast.com/newsletter-signup

In this interview, Alicia Planincic, Economist & Manager of Policy, Business Council of Alberta, discusses a new report that shows the success of immigrants is vital to Canada's prosperity but their potential is too often unrealized due to common barriers. PRESS RELEASE New report shows the success of immigrants is vital to Canada’s prosperity, yet their potential is too often unrealized due to common barriers CALGARY, ALBERTA; Economic immigration can do many amazing things for the Canadian economy, but only if we do it right. That means planning our systems to bring in people with the right skills our economy needs and providing newcomers with the supports they need to succeed. Today, the Business Council of Alberta released its latest research paper;The Struggle for Success which identifies five common barriers that many newcomers to Canada face after arriving; developed through consultation with newcomer serving agencies, businesses, and newcomers themselves. The paper also provides preliminary policy considerations to begin addressing these issues. The paper highlights two fundamental barriers to newcomers’ success: Official language proficiency—this is one of the biggest barriers for newcomers. Language learning services are not always accessible or able to keep up with growing demand. Connection to available settlement services—while Canada has a comprehensive network of services, many do not know about them. Less than 40% of newcomers access settlement services within their first year of receiving their Permanent Residency. While not all require them, others do. And three that more specifically interfere with their success in the labour market: Access to a personal and professional support system—newcomers often have limited support systems in Canada, which makes navigating a new city and country such as finding a job, a place to live, or even a school for their children more difficult. Discrimination in the labour market—newcomers often face negative bias when entering the job market. These might include having foreign experience; “second-language accents”; or even “foreign-sounding names.” Recognition of foreign education, experience, and credentials—newcomers in regulated professions can often find that they require additional education or training to be able to practice their profession in Canada, and often the door can be nearly shut altogether. “Supporting newcomers learning an official language should be job number one—nothing supercharges social and economic integration like language skills, and conversely our research showed that a lack of those skills can often be the most significant roadblock to newcomer success,” says Adam Legge, President of the Business Council of Alberta. “Right now, we are not matching language training funding to the number of immigrants, and that is not optimal for the country or newcomers themselves.” Preliminary policy considerations to address these barriers include: Adequately funding language training to the scale of newcomers: As Canada is set to welcome more newcomers than ever before over the next few years, the capacity of language programs will need to respond to this expected increase in demand. Improving connections to and awareness of the available services: As few as 8% of newcomers may learn about available services at a government office upon landing. The Calgary Gateway program offers a positive model for potential improvement. Better, faster, and more predictable credential recognition: Learning from the success of policies like the Alberta Labour Mobility Act, as well as encouraging regulatory bodies to identify specific training gaps, and standardized competency testing. This is the fifth paper in the Council’s series on Canadian immigration. The next paper, which explores the potential unintended consequences of rapid population growth, will be released later this month. The Council has also stuck an expert task force to develop actionable policy recommendations to address the opportunities and barriers identified throughout this work. The full paper is attached to this release and can be found at BusinessCouncilAB.com. About the Business Council of Alberta. The Business Council of Alberta is a non-partisan, for-purpose organization dedicated to building a better Alberta within a more dynamic Canada. Composed of the chief executives and leading entrepreneurs of the province’s largest enterprises, Council members are proud to represent the majority of Alberta’s private sector investment, job creation, exports, and research and development. The Council is committed to working with leaders and stakeholders across Alberta and Canada in proposing bold and innovative public policy solutions and initiatives that will make life better for Albertans. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Jo

"Just listen to people, no matter what consider it, you may not actually apply it, but make sure you're actually listening." Seif El-Sahly is a P. Eng., Director of Newfore Inc. but he is also a Dreamer, Renovator and Crushing Expectations! He turns drawings into reality with a dose of humour and a Top 40 Under 40 ranking. He is the force behind Tiny Homes - Garage Edition. A self-pronounced workaholic, when not at the office, he's on the hunt for abandoned real estate that can be turned into luxurious rentals in great neighbourhoods. https://www.instagram.com/newforeinc/ Connect with us: YouTube: https://www.youtube.com/c/canadaspodcast Website: https://canadaspodcast.com Instagram: https://www.instagram.com/canadaspodcast Facebook: https://www.facebook.com/canadaspodcast Twitter: https://twitter.com/canadaspodcast LinkedIn: https://www.linkedin.com/company/canadas-podcast Want to stay up-to-date on the latest and news? Subscribe to our bi-weekly newsletter at https://www.canadaspodcast.com/newsletter-signup

Gail Taylor is a Canadian songwriter, keynote speaker, entrepreneur, and passionate advocate for the power of music to inspire change. Her catalog of 13 published songs draws from her life experiences and imparts invaluable messages, taking centre stage in her speaking engagements. For the past 35 years, Gail has stood on stage and spoken about finance and socially responsible investing. Her journey began in the business world, where she honed her skills and expertise. Gail attained her CIMA designation (Certified Investment Manager Analyst) from Wharton University, acquired her MBA at Queen's University, and underwent executive training at Harvard Business School, all while building a successful Investment Advisory practice. In the late 70's, she embarked on a parallel journey, one dedicated to personal betterment and the art of setting and achieving goals. She is currently penning her second book – Curve Balls – personal stories and tools to inspire folks to take action in designing their own lives. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this interview, Dan Kelly, President of the Canadian Federation of Independent Business, discusses the growing opposition to the federal carbon tax and how it is impacting small business across the country. PRESS RELEASE Toronto, November 8, 2023 – A strong majority of businesses (85%) now oppose the federal carbon tax (the fuel charge) and want it to be scrapped, according to new data from the Canadian Federation of Independent Business (CFIB). The recent announcement by the federal government that it will exempt only one type of heating fuel—heating oil—from the carbon tax is just the latest example of how unfair the tax has been to small businesses. Opposition to the carbon tax among small firms is up from an earlier reading of 52% taken only one year ago. “Small businesses have been raising their concerns with the carbon tax for years. They pay about 40% of the costs of the carbon tax, but the federal government has promised to return only 10% to small businesses,” said Dan Kelly, CFIB President. “Making matters worse, it appears most small firms will be ineligible for the Federal Fuel Charge Proceeds Return Program, if the federal government ever gets around to creating the program that was promised to deliver $2.5 billion collected since 2019 to small businesses and Indigenous groups.” “Now the government is choosing to help some Canadians with their heating costs by exempting them from the carbon tax, while leaving the majority out. CFIB is concerned that the recently announced enhancement to the rural top-up to Climate Action Incentive payments will be funded by reducing the small sliver of carbon tax revenue that is current earmarked to be returned to small business. The entire federal carbon tax structure is beginning to look like a shell game,” Kelly added. “With rising costs on everything from supplies to fuel to taxes and the Canada Emergency Business Account (CEBA) loan repayment deadline fast approaching, small businesses are in a precarious financial position. The government could alleviate some of the pressure by releasing the carbon tax revenues it has already collected from businesses and committing to several important changes,” Kelly added. CFIB is asking the federal government to overhaul the carbon tax system by: Expanding the carbon tax exemption to all forms of heating fuels, including natural gas and other sources used by small business. Halting future carbon tax increases, including the hike planned on April 1, 2024. Immediately returning all promised funds to all small businesses that paid into the tax. Ensuring businesses are eligible for rebates or refunds equivalent to the full share of the fuel charge costs they incur (CFIB estimates 40%). Supporting the passing of Bill C-234 at third reading in the Senate rapidly without any amendments. “Small businesses have been waiting for a meaningful effort from government to return the carbon tax revenues it promised them since the tax was introduced. They have seen consumers and big businesses benefit from rebates and grants, while they were left in the cold,” Kelly concluded. “If the government can’t fix the carbon backstop system now, it’s time to scrap it and look for other ways to address climate change.” About CFIB The Canadian Federation of Independent Business (CFIB) is Canada’s largest association of small and medium-sized businesses with 97,000 members across every industry and region. CFIB is dedicated to increasing business owners’ chances of success by driving policy change at all levels of government, providing expert advice and tools, and negotiating exclusive savings. Learn more at cfib.ca Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list) About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanadasNumberOnePodcast for Entrepreneurscarbon taxCFIBentrepreneursentrepreneurshipsmall business

In this interview, Simon Worsfold, Head of Data Communications, for Intuit QuickBooks, discusses a new report that indicates small business credit card spending is up 18 per cent. He talks about the reasons for the huge increase, the challenges faced by small businesses today, the impact on hiring, the rise of solopreneurs, the importance of access to capital and the impact small business has on the overall Canadian economy. PRESS RELEASE TORONTO–(BUSINESS WIRE)–Intuit (NASDAQ: INTU), the global financial technology platform that makes Intuit TurboTax, Credit Karma, QuickBooks, and Mailchimp, has released the 2023 Intuit QuickBooks Small Business Index Annual Report. Developed in collaboration with leading global economist Professor Ufuk Akcigit and his co-authors, the report reveals how macroeconomic pressures like inflation and higher interest rates are affecting small businesses’ ability to create jobs and get the funding they need to grow. THE STATE OF SMALL BUSINESS The report finds that in 2023, while overall employment levels have trended upward in Canada, the US, and UK, small business employment has been less resilient. Using anonymized data from more than 3.4 million Intuit QuickBooks customers and surveys of more than 5,000 small businesses in Canada, the US and the UK, the report looks at how small businesses are responding to these challenges, and examines the relationships between small business growth, access to capital, and use of digital technology. Key findings include: With elevated inflation and high-interest rates, small businesses have increasingly depended on their credit cards, with the current spending being 20% higher, on average, than they were before the pandemic. At the same time, their monthly credit card payments, which include interest charges, are up by 26% on average. These pressures are affecting jobs: small business employment rates declined in seven of the first eight months of 2023 in Canada, and in the first five months of 2023 in the US. Similarly, in the UK, small business job vacancy growth rates declined in all of the first eight months of 2023. The rise of the solopreneur (non-employer businesses) shows entrepreneurship is stronger than ever; however, in Canada and the US, fewer new businesses are creating jobs, a concerning trend because in the US, more than a third of all jobs are with small businesses while in Canada and the UK it’s more than two in five. Access to funding is essential for small business growth, but roughly half of small businesses in Canada, the US and the UK are self-funded by the owner. New businesses and businesses owned by women or members of underrepresented racial groups often face greater funding challenges. Despite inflation declining over the past year, small businesses in Canada, the US and the UK say rising costs are still the number one challenge they face. FRESH INSIGHTS ON CANADIAN SMALL BUSINESSES Small business employment and hiring: In January 2023, Canadian small businesses with 1-19 employees employed 5.2 million people, rebounding to a similar level in August 2023 after several months of declines, before declining again in September (source: Intuit QuickBooks Small Business Index). Small businesses contribute to the economy: In Canada, 99% of all Canadian businesses are small businesses; 47% of all Canadian workers are employed by small businesses. Rise of the solopreneur (non-employer businesses): In 2015, self-employment made up just under 68% of all Canadian businesses. By 2022, this had risen to more than 69%. This rise is significant because it is part of a longer-term trend, similar to the US, where fewer new businesses are creating jobs. The report connects this to the rise of gig work and digital technology. Small business finances: Monthly small business credit card expenditure is currently 18% higher, on average, than before the pandemic, equivalent to $2,700 CAD per business while monthly repayments against credit card account balances are up by 22% on average, again equivalent to $2,700 CAD per business. Small business access to funding: While 51% of Canadian small business owners surveyed have used their own savings to fund their business, only 27% report ever getting funding from a commercial lender. New small businesses (0-5 years old) are more than twice as likely to say “getting funding” is their number one challenge compared to older small businesses (21+ years). Adoption of digital tools and technology: Higher use of digital tools and technology (such as software, apps, social media, and e-commerce) correlates with higher growth among small businesses surveyed. Among Canadian small businesses using digital tools to manage 8 or more different areas of their business, 63% report revenue growth and 22% report workforce growth but, among those only managing up to 2 areas with digital tools, this drops to 31% and 5%, respectively. Leading global economist and Arnold C. Harberger Professor of Economics at the U

Well-known Canadian entrepreneur Arlene Dickinson, who is also a Dragon on CBC’s Dragons’ Den TV show, discusses how entrepreneurs can survive and thrive in these difficult economic times. In this video interview, Dickinson talks about common mistakes entrepreneurs make, how you can grow a business even in this environment, if the economy is discouraging people from becoming entrepreneurs, why would people start a company today and the role of social media for an entrepreneur. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list) About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneursentrepreneurs #entrepreneurship #smallbusiness

Aslan Renewables, a PEI-based company founded by successful tech entrepreneur Andrew Murray, is revolutionizing renewable energy with its scalable modular dams designed to bring Canada’s 50,000 historical hydro sites back to life with modern technology. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this interview, Carmin Di Fiore, Executive Vice President of CBRE’s Debt and Structured Finance team, discusses the real estate company’s latest Canadian Real Estate Lenders’ Report. Di Fiore talks about how lenders are feeling about the market right now, what cities in Canada are seeing investment, what assets are attractive today, how the office market is still struggling and what to expect with the economy in 2024. PRESS RELEASE Toronto, ON – November 27, 2023 – Lenders are signaling optimism in real estate as interest rate hikes appear to plateau. The amount of debt capital available to facilitate Canadian real estate transactions is expected to grow modestly in 2024. According to CBRE’s new Canadian Real Estate Lenders’ Report, lenders plan to add 16% of net new capital into the real estate market in the coming year, and 79% of lenders say they plan to expand their outstanding real estate loan books in 2024. Despite this focused growth in lending for real estate, for the first time in four years a small group of lenders have reported intentions to modestly trim their amount of capital available next year. Lenders unanimously see elevated interest rates as the top challenge facing the Canadian lending market in 2024. The impact of interest rates on property cash flows and pricing has created uncertainty around property valuations, which ranks as the second greatest challenge expected by lenders next year. Recession fears have faded and are currently not a top concern for lenders in 2024. Expectations appear to have shifted towards a “soft landing” for the economy, with only potentially moderate or minor impacts on underwriting. In fact, 12% of lenders do not plan to factor any recession into their property underwriting for 2024. It should also be noted that less than one-third of lenders expressed concern with real estate market fundamentals. CBRE’s Canadian Real Estate Lenders’ Report surveys domestic and foreign lenders to gauge commercial real estate lending sentiment and offers borrowers insights on what to expect as they look to access real estate financing. Toronto, Vancouver, Montreal, and Ottawa are the markets generating the strongest lender appetite. In terms of asset classes, Purpose-Built Rental (Conventional), Purpose-Built Rental (CMHC-Insured), and Industrial were cited as the most favourable property types for lenders and with the most available financing. “The challenging conditions in real estate are no longer news and the lending community is starting to look ahead to what comes next,” notes Carmin Di Fiore, Executive Vice President of CBRE’s Debt and Structured Finance team. “The continual escalation in cost of capital, valuation uncertainty and tightening credit have impinged on the industry’s performance and reduced real estate transactions. That said, the general tone in the market has improved slightly looking ahead to 2024.” Here are six additional takeaways from CBRE’s new Lenders’ survey: Office Sector Poses the Greatest Challenge Lender sentiment on office assets continues to deteriorate, as 67% intend to cut their exposures next year and none have plans to increase their budgets for office in 2024. Class B office in the suburbs and downtown core caused the greatest concern, with 94% of lenders expressing concern for each property type. Class A office assets also recorded the largest declines in lender sentiment year-over-year, in both the suburban and downtown segments. Through an open-ended survey question, more than half of the lenders cited work-from-home in some form as the greatest challenge facing the office lending market today. Uncertainty surrounding office valuations is another challenge given leasing demand and a lack of sale comparisons. Property Types with Most Lender Concern Office – Suburban, Class B Office – Core, Class B Retail – Regional Malls in Secondary Markets Purpose-Built Rental in Greatest Demand Purpose-built rental and industrial real estate remain the most desired asset classes among lenders, who have expressed strong intentions to increase budgets and expand exposures to both sectors in 2024. Amid incentives offered by the federal government and some provincial governments for purpose-built rental development, lenders hope for increased multifamily development in Toronto, Vancouver, Montreal and Halifax. Overall, lenders remain bullish on the industrial sector, with only a small minority expecting a market correction. But debt availability for industrial development is likely to be more nuanced next year as 55% of lenders reported low or no appetite to finance speculative industrial construction in 2024. Among the alternative real estate sectors, self-storage and seniors housing recorded the greatest interest, with over a third of respondents that lend to those sectors looking to increase their 2024 budgets. The hotels asset class recorded the biggest improvement in lender sentiment, marking the third consecutive year of improvement for the se

In this interview, Peter Menzies, Senior Fellow with the Macdonald-Laurier Institute, former newspaper executive and past vice chair of the CRTC, discusses the state of the media in Canada. Menzies talks about how the industry is at a point where it needs to adapt or die, how it got to this point, who is to blame, the federal government online legislation, the CBC, and the growth of alternative news publications. Below is a column Menzies wrote for The Hub. By Peter Menzies, November 22, 2023 Twenty years ago, it should have been obvious to all that the jig was up for newspapers and journalism was going to need a new ride. Print had a good run—almost 600 years—but the invention by Tim Berners-Lee of the World Wide Web meant the era of massive presses and the power they bestowed on their owners was coming to an end. The only question, once Craigslist and Kijiji began boring holes in classified advertising, the economic foundation of newspapers, was whether there would even be time to save the furniture. Since the turn of the century, there have only been two alternatives for legacy news organizations: adapt or die. While there has been some evidence of success in terms of the former, public policy support has ignored new ideas in favour of propping up the ones everyone knows won’t make it. The results have ranged from inconsequential to catastrophic. In Canada, as author and academic Marc Edge has detailed in his most recent book, The Postmedia Effect, the possibilities for newspapers to adapt have been severely limited by the nation’s largest and dominant chain’s business and ownership structures. Thousands of jobs have been cut to ensure high-interest debt payments can be made to its U.S. hedge fund owners. Easy to blame management, one supposes, but hedge funds gotta hedge and the primary fault for the mess that is Canada’s news industry belongs squarely at the door of the nation’s public policymakers. Sadly, outdated foreign ownership regulations restricted the supply of qualified buyers for media organizations, which depressed the cost of acquiring newspapers to a level that facilitated their acquisition en masse by Southam, then Hollinger, then Canwest, then Postmedia. With every step, competition was suppressed through increasingly consolidated ownership only to find the nation’s largest newspaper chain owned by Americans. You can’t make that up. Piling on, the Competition Bureau in 2015 inexplicably approved Postmedia’s acquisition of Quebecor (Sun) Media’s newspapers based on the “lack of close rivalry” between newspapers such as the Calgary Herald and the Calgary Sun and “the incentive for the merged entity to retain readership and maintain editorial quality in order to continue to attract advertisers.” All said with a straight face. Anyone who had actually worked in the business—I put in shifts at both the Calgary Sun and the Calgary Herald in their halcyon days—would know that this is sheer nonsense justified only by the extreme narrowness of the analysis the Bureau undertook. Today, the only distinguishable difference in content between the Herald and the Sun is that Don Braid writes a column for the Herald, and Rick Bell writes one for the Sun—a pretense of competition that appears to have allowed both to extend their careers well beyond those of thousands of their colleagues. “No solutions can be found until the issue of the CBC is dealt with.” Thirty years ago, Bell and Braid shared more than 250 newsroom colleagues covering events in a city of fewer than 800,000 people. Today, reflective of their business’s demise, a couple of dozen survivors cling to the Herald/Sun lifeboat in a city approaching 1.5 million. Their presses and even their buildings have been sold to feed the hedge fund. Implementation of policies designed to sustain business models that produce results such as these in the hope of “saving journalism” is self-evidently unwise. We live at a time when innovation and entrepreneurship—virtues that are fuelled by competition and suppressed by consolidation—are desperately needed. While those are clearly lacking in the newspaper industry (laudable exceptions apply at the Globe and Mail, Le Devoir, and a plethora of digital startups) it’s just as unlikely journalism can find salvation in the arms of Canada’s heavily regulated broadcasting industry. For it, with exceptions acknowledged, the provision of news has always been primarily a regulatory obligation and not a core business proposition. Broadcasters are in the business of entertaining people with music, drama, chat, and related programming and have long acknowledged there is little or no money in them for news. All too often, it’s just regulatory rent. For those who may believe, though, the ponderous regulatory processes in place at the Canadian Radio-television and Telecommunications Commission (CRTC) make the entrepreneurship and innovation needed to adapt in an era of massive technological change almost impossible. But all t

In this interview, Elliot Morris, Grocery and Consumer Packaged Goods Leader with EY Canada, discusses a new survey on how climate change concerns are disrupting Canadian consumption habits. Morris talks about the habits of different demographics and trends in the retail industry. PRESS RELEASE (Toronto, November 14, 2023) The EY Future Consumer Index Survey reveals deepening concerns around inflation (96%) and climate change (84%) are pushing Canadians to change how they live and what they buy. “Over the last few years, there has been a gap between intention and action for both companies and consumers in their efforts to address sustainability, but the real effects of environmental change on people’s lives is narrowing that gap and sparking a new wave of change,” says Monica Chadha, EY Canada Retail Leader. “As we head into the holiday season and beyond, we’ll see more shoppers take control and do their research to optimize for both economic and environmental benefits.” Consumers are taking action by buying less For the more than half of consumers who indicate they’re planning to buy less, 38% say this due to an effort to help the environment. Fashion accessories (60%) topped the list of product categories consumers plan to spend less on followed by toys and gadgets (52%) and clothing, footwear, beauty and cosmetics (48%). “Extreme weather events, rising energy costs and continued changes to harvests and crops have meaningfully impacted prices and affordability — some consumers have already made switches out of necessity and more are likely to follow,” explains Elliot Morris, EY Canada Grocery and Consumer Packaged Goods Leader. “Consumer products companies can’t ignore the large percentages of Canadians who are changing their lifestyles and consumption habits in response to climate change and affordability concerns.” Consumers are adapting to climate change-related needs Nearly one-third of Canadians have had to change the food they eat because climate change has pushed up prices or limited the availability of products. This is pushing consumers to think differently, with 32% starting to consider buying products that can mitigate the effects of climate change. Seeking ways to stretch their budgets, 41% of respondents plan to cook and entertain more often at home. This also means sacrificing takeout food, with 48% now planning to order less — a 15% jump from just over a year ago. Generations act and spend differently on sustainability Two-thirds (64%) of Canadians attribute their efforts to drive change to a personal concern for the fragility of the planet (up 8% from October 2022), there’s a clear generational divide when it comes to behaviours like using less plastic, recycling more or conserving water. Globally, 65% of baby boomers bring reusable bags to the store compared with just 43% of Gen Z, and 63% of baby boomers recycle or reuse packaging after use, compared with 48% of millennials. On the flipside, younger generations in Canada are speaking with their wallets and double-checking company claims. One-quarter of Gen Z indicated that they are willing to pay for more sustainable goods and services compared with 6% of baby boomers. And 32% of Gen Z will check an organization’s sustainability policies online compared with 7% of baby boomers. “People are more informed now about what sustainability means and have better access to information to assess whether a brand is living up to its promises,” adds Morris. “Companies need to get ahead and respond now by creating new products or reformulating existing ones to make them healthier and more sustainable, so they can protect their profitability and the brand experience.” Learn more about the EY Future Consumer Index here. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #Consumers #entrepreneurs #entrepreneurship #retail #Shopp

In this interview, Franco Terrazzano, Federal Director of the Canadian Taxpayers Federation, discusses some of the tax hikes that will hit Canadian consumers in 2024. PRESS RELEASE Brace for impact: more federal tax hikes in 2024 OTTAWA, ON: The Canadian Taxpayers Federation released its annual New Year’s Tax Changes report today to highlight major tax changes in 2024. “Tax hikes will give Canadians a hangover in the new year,” said Franco Terrazzano, Federal Director of the CTF. “Canadians need help with the rising cost of living, but the feds will be reaching deeper into our pockets with major tax hikes in 2024.” Payroll taxes: The federal government is raising the mandatory Canada Pension Plan and Employment Insurance contributions in 2024. These payroll tax increases will cost a worker up to $347 next year. For workers making $73,200 or more, federal payroll taxes (CPP and EI tax) will cost them $5,104 in 2024. Their employer will also be forced to pay $5,524. Carbon tax: The federal carbon tax is increasing to more than 17 cents per litre of gas and 15 cents per cubic metre of natural gas on Apr. 1, 2024. The carbon tax will cost the average household between $377 and $911 in 2024-25, even after the rebates, according to the Parliamentary Budget Officer. Alcohol escalator tax: Alcohol taxes will increase by 4.7 per cent on Apr. 1, 2024. Taxes already account for about half of the price of beer, 65 per cent of the price of wine and more than three quarters of the price of spirits. This tax hike will cost Canadians almost $100 million next year. “Canadians pay too much tax because the government wastes too much money,” Terrazzano said. “Canadians need relief now, and that means Prime Minister Justin Trudeau must drop his plans to raises taxes in 2024.” You can find the CTF’s New Year’s Tax Changes report here. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #smallbusiness #Taxes

In this interview, Phil Soper, President and CEO of Royal LePage, discusses the real estate company’s latest housing report. Soper talks about where home prices are headed in 2024, what to expect in sales, the impact of increased mortgage rates, the challenge of supply in Canada and affordability. PRESS RELEASE TORONTO, Dec. 14, 2023 /CNW/ – After years of unprecedented irregularity, Canadians may see the real estate market return closer to normal in 2024. According to the Royal LePage Market Survey Forecast, the aggregate1 price of a home in Canada is set to increase 5.5 per cent year over year to $843,684 in the fourth quarter of 2024, with the median price of a single-family detached property and condominium projected to increase 6.0 per cent and 5.0 to $879,164 and $616,140, respectively.2 “Looking ahead, we see 2024 as an important tipping point for the national economy as the majority of Canadians acknowledge that the ultra-low interest rate era is dead and gone,” said Phil Soper, President and CEO, Royal LePage. “We believe that the ‘great adjustment’ to tolerable, mid-single-digit borrowing costs will have a firm grip on our collective consciousness after only modest rate cuts by the Bank of Canada.” Home prices are expected to rise next year in all major markets across the country, with Calgary forecast to see the greatest gains. Throughout the second half of 2023, while prices have been declining in other cities, the Calgary real estate market has bucked the trend continuing on an upward price trajectory. Royal LePage’s forecast is based on the prediction that the Bank of Canada has concluded its interest rate hike campaign and that the key lending rate will hold steady at five per cent through the first half of 2024. The central bank is expected to start making modest cuts in late summer or fall of next year. Meanwhile, several major financial institutions have already begun offering discounts on fixed-rate mortgages. “For the last year, many Canadians have been fixated on the idea of interest rates needing to come down significantly before they can afford to enter or re-enter the housing market. Acceptance that a mortgage rate of four to five per cent is the new normal should untether pent-up demand as first-time buyers, flush with savings collected during the extended down market in housing, regain the confidence to go home shopping. And, with the return of first-timer demand, we expect families who have put off upgrading their homes to begin to list their properties in much greater numbers,” continued Soper. How we got here Over the last eighteen months, sales activity in most of Canada’s major real estate markets has been on the decline, while inventory levels have gradually increased. While transactions are down as much as 20 or 30 per cent in some regions, home prices have only declined modestly during this time, due to a simultaneous drop in demand as buyer hopefuls continue to hold out for lower interest rates. Still, prices remain above 2022 levels. “Canada’s real estate market has been on a roller coaster ride for the last four years. A global pandemic briefly brought market activity to a grinding halt in early 2020, followed by a rapid, widespread spike in demand and price appreciation as Canadians sought safety and greater living space in their homes among a world of uncertainty. By the spring of 2022, home prices had reached unprecedented highs, but when interest rates started rising quickly and steeply to combat inflation, the extended market correction began,” said Soper. “Markets take time to adjust. We see a move toward typical home sale transaction levels in 2024, and as the year progresses, appreciating house prices.” Quarterly forecast Nationally, home prices are forecast to see modest quarterly gains in the first two quarters of 2024, with more considerable increases expected in the second half of the year, following the anticipated start of interest rate cuts by the Bank of Canada. The aggregate price of a home in Canada is forecast to be 3.3 per cent higher in Q1 of 2024 compared to the same quarter in 2023, reflecting a 0.5 per cent increase over the fourth quarter of 2023. In the second quarter of next year, the national aggregate home price is forecast to be 0.2 per cent higher year over year and 0.9 per cent above the previous quarter. In the third quarter, home prices are expected to be 3.3 per cent higher year over year and 2.3 per cent higher on a quarterly basis. And, in the fourth quarter of 2024, the national aggregate price of a home is expected to land 5.5 per cent above the same quarter in 2023, an increase of 1.7 per cent quarter over quarter. Based on this forecast, by the end of next year, home prices will have essentially climbed back to their pandemic peak, reached in the first quarter of 2022. Supply shortage and affordability challenges Canada continues to struggle with a chronic housing supply shortage. According to the Canada Mortgage and Housing Corpo

In this interview, Jaimie Boyd, National Digital Government Leader for Deloitte Canada, discusses a new report highlighting the demand for digital skills today in the workplace. Boyd talks about the difficulties in finding talent, why it’s important for companies to adopt new technologies, the challenges and the investment in cyber security. PRESS RELEASE TORONTO, Nov. 14, 2023 /CNW/ – As some organizations begin to reap the benefits of the digital revolution, the disparities that threaten progress have become more apparent for others. A new report by Deloitte’s Future of Canada Centre, Digital equity: Empowering all organizations to succeed in the digital era, finds that not all Canadian organizations are equipped to seize the opportunities created by digital technologies. The third and final digital equity report from Deloitte’s Future of Canada Centre reveals that small and medium enterprises (SMEs), Indigenous-owned and -led organizations, public sector organizations, and not-for-profit organizations, face disproportionate barriers to digital equity. Existing and emerging digital technologies carry huge potential to benefit Canadian organizations and spur economic growth, but a lack of in-house specialized technology experience to shape digital strategies or guide digital investment decisions, digital skills shortages in the labour market, and a constantly evolving regulatory and cyberthreat environment, interfere with these organizations’ ability catch up, keep up or thrive in a digital era. “Our people are the lifeblood of a resilient economy, and we must first identify, then work to eliminate barriers and ensure they have the skills needed for the future,” says Anthony Viel, CEO, Deloitte Canada. “Thriving organizations create the foundation for thriving people, communities, and societies. The current convergence of cutting-edge technologies underpins a future of possibilities, promising enhanced efficiency, growth, and innovation for all Canadians, and organizations of all sizes across the country. If we act now, Canada’s future can be bright, with outcomes for government, business, and people.” Deloitte’s new report, which is based on original research including a survey of 804 Canadian senior business leaders, examines the ongoing challenges organizations face across three pillars—access, participation, and ecosystem. The report makes practical and actionable recommendations for leaders of organizations and policymakers on how to work together to ensure a more equitable future. Some of the survey findings include: Two-thirds (67%) of survey respondents describe the cost of software licences and subscriptions as somewhat or very challenging, with one in four (25%) describing it as a great challenge. 56 per cent say choosing between competing software vendors or cloud service providers is somewhat or very challenging. A majority (58%) of survey respondents say uncertainty about which technologies would be most beneficial to the organization is somewhat or very challenging. 67 per cent of organizations with over 10 employees say hiring digitally skilled workers is somewhat or very challenging, which rises to 70 per cent for medium (100-499 employees) and large organizations (500 employees or more). 59 per cent of organizations permit employees to use personal mobile devices for work, while almost a third (32%) permit employees to use personal computers or laptops for work – increasing attack surface for cybercriminals. Meanwhile, 20 per cent of Canadian business leaders surveyed say their organization has not invested in any cybersecurity software or applications. “Organizations open to investing in new ways of working, upskilling, and training employees, will be a part of the movement toward an inclusive digital future” says Jaimie Boyd, National Digital Government Leader at Deloitte Canada. “We hope organizational leaders and policymakers can use our recommendations to address the barriers Canadian organizations are facing and pave the way to a more inclusive digital future for individuals and organizations alike—because we’re not there yet.” Some of the recommendations from the report include: Connect every organization with the right digital tools By creating a digital investment strategy clearly linking digital investments to business objectives, employers can participate in the digital economy as they see fit. Attending conferences, trade shows, summits, and seminars will help employers address knowledge gaps around digital solutions and keep them on the pulse of what digital tools are available in the marketplace. Participating in peer networks and industry groups, are ways for leaders to learn from one another and share best practices. Ensure organizations have the skills to thrive in the digital economy Organizations, especially smaller ones and non-profits, that are facing challenges finding and retaining digital talent need to think strategically about their talent value proposition and ho

In this interview, Corinne Pohlmann, Executive Vice-President of Advocacy of the Canadian Federation of Independent Business, discusses the big challenges small businesses continue to face in Canada. Pohlmann talks about the looming repayment deadline for the Canada Emergency Business Account as well as the increases in employers’ payrolls with hikes for Canada Pension Plan and Employment Insurance. NEWS RELEASE No cost relief in sight for Canadians and small businesses as government hikes CPP and EI yet again Toronto, January 4, 2024 – As of Jan. 1, Canadians will be seeing a drop in their take-home income, while employers will face another increase to their payroll budgets due to Employment Insurance (EI) hikes and adding a second earnings limit to Canada Pension Plan (CPP) thereby hiking CPP, says the Canadian Federation of Independent Business (CFIB). These latest hikes increased payroll taxes for employers by up to $366 per employee, and up to $348 for workers. This year, total employer contributions for CPP and EI alone could amount to $5,524 per employee. “That’s a significant increase in the cost of labour for employers and puts them in an even tougher position, especially when many employees will be looking for a salary increase at the beginning of the year. Business owners may be forced to rethink their wage and hiring plans for 2024. And that is over and above other cost pressures small businesses are dealing with right now, such as the looming Canada Emergency Business Account repayment deadline,” said Corinne Pohlmann, Executive Vice-President of Advocacy at CFIB. Heading into 2024, most small businesses (77%) want governments to focus on addressing rising prices and the cost of doing business, while another 74% want governments to reduce the overall tax burden, according to a recent CFIB survey. If governments reduced the overall tax burden, over half (57%) of small businesses said they would increase employee compensation such as wages and benefits. CFIB is calling on Ottawa to work with the provinces to offset the CPP hikes, implement a 50:50 split in EI premiums between employers and employees, or introduce a refundable credit, similar to the 2015-16 Small Business Job Credit, to offset the rate increases for small businesses. With the carbon tax set to increase to $80 per tonne on April 1, the federal government should overhaul the entire carbon tax system by halting future carbon tax increases, immediately returning all promised funds to small businesses that paid into the tax and expanding the carbon tax exemption to all forms of heating fuels, including natural gas and other sources used by small business. “Ottawa is sitting on $2.5 billion in carbon tax revenue that it promised to return to small businesses, at the same time it’s providing large subsidies to multinational corporations, while small businesses and Canadians are struggling with the increased costs of living. Is this where government priorities lie?” Pohlmann said. “Ottawa must wake up and realize the impacts its recent decisions on CEBA and rate hikes will have on small businesses’ ability to continue to operate, much less compete.” Methodology: Final results for the Your Voice – December 2023 survey, conducted from December 7-19, 2023, number of respondents = 2,966. For comparison purposes, a probability sample with the same number of respondents would have a margin of error of at most +/-1.8%, 19 times out of 20. Final results for the Your Voice – November 2023 survey. The online survey was conducted November 2-20, 2023, number of respondents = 3,265. For comparison purposes, a probability samples with the same number of respondents would have a margin of error of +/-1.7%, 19 times out of 20. About CFIB The Canadian Federation of Independent Business (CFIB) is Canada’s largest association of small and medium-sized businesses with 97,000 members across every industry and region. CFIB is dedicated to increasing business owners’ chances of success by driving policy change at all levels of government, providing expert advice and tools, and negotiating exclusive savings. Learn more at cfib.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+

In this interview, Tim Sanderson, Executive Vice President, Retail, for JLL Canada, discusses the real estate firm’s latest holiday shopping survey. Sanderson talks about how 39% of Canadians are looking for ways to save money this year, what retailers will benefit from that, and the preference of in-store shopping. PRESS RELEASE TORONTO, November 22, 2023— JLL released today the Canada Holiday Shopping Survey Report 2023, highlighting the preferences and behaviours of holiday shoppers across Canada. The report indicates that 39% of Canadian holiday shoppers prioritize saving money, while the remaining 61% expand their holiday budget to make the season more fulfilling for their loved ones. Despite inflation concerns, shoppers’ average holiday budgets increased by 16% from last year, with Canadians planning to spend an average of $1,049.00 on holiday related experiences, gifts, and merchandise combined in 2023. Clothing, shoes, and gift cards are the top choices for holiday gifts, with shoppers planning to visit a total of five stores and purchase seven different gifts on average. Moreover, the report reveals that shopping centers, restaurants, food courts, and movie theaters are the most sought-after destinations for holiday experiences. Shopping centres dominate as the preferred method of shopping, with 95% of holiday shoppers planning to visit them, an average of three times. Dining out at restaurants is also highly popular, with 93% of shoppers planning to eat out two or more times during the holiday season. As more shoppers plan to eat and/or drink in shopping centres, average dwell time continues to increase, reaching an average of 65 minutes this year. In 2021, average dwell time was 50 minutes. With fewer shoppers concerned about health and safety, short trips have become less popular. Half of shoppers plan to stay at a shopping centre between 30 and 90 minutes. The report indicates a preference for physical stores over online shopping, with big box and discount stores remaining highly popular among shoppers. However, deal-hunters tend to favor e-commerce platforms, with Amazon topping the list of preferred retailers in Canada. In terms of social media use for shopping decisions, YouTube, Facebook, and Instagram are the most popular platforms among Canadian shoppers. “A significant change in 2023 is the prioritization of emotional connection with loved ones through gifts and experiences,” said Tim Sanderson, Executive Vice President, Retail, JLL Canada. “Despite economic uncertainty, many will spend 30% of their budget on experience such as dining, recreation and travel.” Methodology The report surveyed 1,000 online respondents throughout Canada across gender, age, ethnicity, education, income, marital status, number of children, employment status, career, and province. The survey was conducted in English on October 24-25, 2023. To access the full Canada Holiday Shopping Survey Report 2023 and learn more about the findings, please visit jll.ca. About JLL For over 200 years, JLL (NYSE: JLL), a leading global commercial real estate and investment management company, has helped clients buy, build, occupy, manage and invest in a variety of commercial, industrial, hotel, residential and retail properties. A Fortune 500® company with annual revenue of $20.9 billion and operations in over 80 countries around the world, our more than 105,000 employees bring the power of a global platform combined with local expertise. Driven by our purpose to shape the future of real estate for a better world, we help our clients, people and communities SEE A BRIGHTER WAYSM. JLL is the brand name, and a registered trademark, of Jones Lang LaSalle Incorporated. For further information, visit jll.com. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneursentrepreneurs #entrepreneurship #re

Emily Hosie has a track record of effecting industry-shifting growth and success in the retail space through her tenure at fashion powerhouses, TJ Maxx, Saks Fifth Avenue, Saks Off Fifth, and Holt Renfrew. A dynamic millennial mom, Emily recognized a huge void in the baby gear retail market that was ripe for innovation, within a legacy industry in need of an update. Her solution for the industry was Rebelstork – a certified B Corp and purpose-driven company dedicated to creating a marketplace that connects brands and retailers to parents across North America. Her innovative AI-powered ecosystem enables frictionless movement of overstock, open box (store returns), and quality used baby gear between buyers and sellers. In four short years, Emily has brought her vision of a re-commerce and circular economy to life across two countries. To date, Rebelstork has saved over 180,000 pieces of baby gear from ending up in landfills and instead into the homes of parents across North America at a fraction of the original retail price. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In 2017, Sean Alexander and his family built a home in the new community of Harmony, a lake community just west of Calgary. For a side business, outside of his oil & gas career, Sean began importing Standup Paddleboards (SUPs) to sell to his neighbours out of his garage in late 2019, branding them KAILANI. Shortly after that, he realized not everyone wanted to paddleboard, so he expanded his product range and began manufacturing and importing brightly coloured coolers and started initially selling them to his Friday night shinny hockey team. In early 2020, he found himself laid off from his job in the oil and gas sector, and that’s when he decided to go all in on his idea of starting an outdoor lifestyle company. Eight months later, following a 7-day road trip through the interior of BC, he had secured $130,000 in purchase orders for his colourful collection of coolers, landing him a $1M investment with an Alberta-based private equity group. On November 2, Sean appeared in episode 7 of Season 18 on Dragons’ Den and secured a $1,000,000 deal with Wes Hall, $500,000 for 15% of his company and an additional $500,000 as an Operating Line of Credit. You can view the segment at https://www.cbc.ca/dragonsden/pitches/kailani. Today, he is selling coast-to-coast in over 200 retailers, 120 Pro Shops, 50 Promotional Marketing Companies and successfully selling in his Amazon Canada Storefront. He is an Official Partner with PGA Alberta and as of Nov 28th, 2023, and just signed a 3 year Agreement as a National Partner with the CPRA, Canadian Professional Rodeo Association, which is the sanctioning body for Pro Rodeo Events in Canada with 1100+ Athlete Members. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Emily Ward is the co-founder of Canada’s leading global influencer talent management agency Shine Talent Group. Emily transformed her PR agency (which she had for 10+ years) into a full influencer talent management agency. In this session we discuss, knowing when to make a change, knowing when it's time to bring on a business partner, and how to find the right person. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

As a highly accomplished senior executive with 30 years of international experience across multiple industries, Rhea Dubois-Phillips has a track record of building and leading strong teams, advising C-Suite, and managing integrated campaigns to promote and protect reputation, revenue and business objectives. She is a respected leader, motivator, and strategist with the ability to empower employees and transform businesses. Rhea draws on her extensive experience living and working abroad, including 15 years working across Asia in key markets such as Hong Kong, Beijing, Jakarta, Seoul, Singapore, and Tokyo, where she provided senior counsel to major blue chip companies including ING, Lehman Brothers, LG, Lockheed Martin, Microsoft, Phillips, the Russian Space Agency, Samsung, and Starbucks. In her most recent professional chapter, Rhea Dubois-Phillips dedicated two decades to Edelman, the world’s largest private PR agency. Her journey unfolded across six of Edelman’s offices in Asia, culminating in her role as the accomplished General Manager of the Vancouver office. Here, she skillfully navigated a thriving business spanning diverse sectors and specialties. Rhea’s leadership was instrumental in curating a dynamic portfolio of clients, including Colliers, QuadReal, Vancouver Fraser Port Authority, Coast Capital Savings, eComm 911, Prospera, Westminster Savings, BC Ferries, Canfor, LNG Canada, City of Surrey, and more. Her legacy is her prowess to cultivate profitability, nurture client relationships, and build cohesive teams that transcend geographical boundaries. Rhea’s extensive experience positions her as a seasoned expert in the dynamic realm of public relations, solidifying her reputation as a collaborative industry leader. Rhea holds a Master’s of English from the University of London, a Diploma from the University of Paris, Sorbonne, and a Bachelor of Arts from the University of British Columbia. In 2022, Rhea was named one of Business in Vancouver’s most influential leaders in marketing, public and media relations. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Aditya Dutta, Co-Owner of Monki Breakfast Club & Bistro in Calgary, is a seasoned entrepreneur who has led and helped startups in the hospitality, fashion and real estate industries. An engineering graduate of McGill University, Aditya loves innovation and is now following his childhood passion of revolutionizing the hospitality industry in Calgary, Alberta. A Management Consultant by trade, he worked for more than three years in the Business Strategy and Transformation teams encompassing many industries. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

As country leader for Sage in Canada, Mark Hickman helps to empower Canadian businesses by simplifying workflows to break down barriers and achieve growth. With more than 20 years of experience at the executive management and leadership-levels, where he consistently grew revenues at leading organizations, Mark brings a wealth of knowledge essential to successfully navigate the channel, partner, and SMB landscapes in Canada. As a leader, Mark looks to empower colleagues, partners, and customers to seek out solutions through creativity and innovation. As VP of Research and Public Policy for the Canadian Council for Aboriginal Business, Matthew Foss helps position Indigenous business at the focal point for strengthening Indigenous communities and promoting prosperous relationships. Foss has ample years of experience in consulting management and mentorship with entrepreneurs. The Canadian Council for Aboriginal Business provides key resources and learning opportunities for Indigenous businesses across the country. Company social links Facebook: https://www.facebook.com/sagesoftware.canada/ Twitter: https://twitter.com/Sage_Canada Instagram: https://www.instagram.com/lifeatsage/ LinkedIn: https://www.linkedin.com/company/sage-software/ Facebook: https://www.facebook.com/CanadianCouncilforAboriginalBusiness Twitter: https://twitter.com/ccab_national Instagram: https://www.instagram.com/ccab_national/ LinkedIn: https://www.linkedin.com/company/ccab-national Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Cate & Levi was founded in 2008 after the CEO & Founder's first son Levi was born. Although Josh Title graduated from law school and practiced corporate law, "making" has always been his true calling. His mom is an avid crafter and father a committed and successful small business owner. You may say that Josh is the perfect marriage of both! As Josh and his wife awaited the birth of their first child, he noticed that there was a lack of one of a kind, responsibly made, and beautifully designed products for children. He decided to create a unique collection of products that would be intricately crafted and environmentally responsible. Josh started by designing a handful of stuffed animals made from upcycled sweaters. These quickly became their signature pieces distributed and collected around the world. The Cate & Levi Collection is handmade at Josh's studio in Toronto, Canada. Together with his talented production team, he oversee every aspect of this collection. All the materials are sourced as close to home as possible. This process cuts down on shipping and reduces the carbon footprint. Cate and Levi produces three distinct product lines: One Of A Kind Reclaimed Wool Finished Products, DIY Wool Crafting Kits, and Softy Polar Fleece Finished Products. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Cordell Jacks is CEO, co-founder, and General Partner at Regenerative Capital Group (RCG). Prior to launching in 2022 with his business partner Mike Miller, Cordell was an executive at several cleantech companies focused on global circular economy initiatives. He was also Founder & Global Director of an international NGO initiative focused on market-development programs. He’s spent the majority of his career creating innovative social finance mechanisms for environmental and social impact. Cordell is the recipient of several international accomplishment awards, including the Dubai International Award for Best Practices, INDEX: Design to Improve Life Award, and The Lipman Family Prize. He’s based on Vancouver Island. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Réjean Gauthier est le guide qui accompagne les entrepreneurs et les gestionnaires d'entreprises dans ses entrevues. Son émission est axée sur l'échange de savoir, la collaboration et l'épanouissement personnel & professionnel. Réjean a le bonheur d’échanger avec des gestionnaires et entrepreneurs de tous les domaines. Plus de 560 entrevues depuis 2017, qui se sont déroulées telle une discussion entre amis, sans prétention et dans une atmosphère détendue. https://www.danslajungledesaffaires.ca/fr Durant son cheminement professionnel, Réjean a fondé 14 entreprises et ce dernier compte maintenant un réseau de plus de 16 000 acteurs du monde des affaires. Il est l'auteur des Best Sellers Dans la jungle du réseautage tome 1 en version originale et Dans la jungle du réseautage tome 2 qui s'adresse aux étudiants post-secondaires. Réjean est propriétaire la maison d'éditions KARR 4.0. https://karr40.com C'est en 2013 qu’il créé le concept de formations et conférences « Dans la jungle du réseautage » afin de partager ses expériences de réseautage d'affaires. Ce que les participants lui disent le plus souvent après une conférence ou une formation, c'est que son message est pratique, présenté de façon simple et surtout d'une manière très ludique. Il dit répète souvent que l'important c'est d'avoir du plaisir. Il est diplômé deux fois du programme international « Dale Carnegie Training » et il est aussi consultant certifié auprès de Nova Global. Pour en apprendre davantage sur lui, consultez rejeangauthier.com #coach #coaching #formation #entrepreneurensérie #podcast #québec Les entrepreneurs sont l’épine dorsale de l’économie canadienne. Pour soutenir les entreprises canadiennes, abonnez-vous à notre chaîne YouTube et suivez-nous sur Facebook, Instagram, LinkedIn et Twitter. Vous voulez rester au courant des derniers podcasts et actualités #entrepreneur? Abonnez-vous à notre newsletter bimensuelle.

Brad Warren is the CEO and Founder of Our Invisible Empire, a company dedicated to assisting entrepreneurs and small businesses. His passion revolves around helping entrepreneurs surmount challenges, with a strong belief that solutions can be found for almost any business problem. Brad's leadership principles emphasize self-awareness, working diligently, remaining adaptable, and executing consistently! In Brad's own words, Our Invisible Empire is on a mission to "keep as many small businesses alive as possible, so that all of our kids aren't working for Amazon in 20 years from now!" Brad and his team embarked on this journey starting out in a pandemic and a recession, with a clear objective of simplifying the path for struggling business owners and emerging entrepreneurs. Brad's own personal journey highlights his dedication to entrepreneurship and business support. He began his career with an opportunity to transition from hands-on work to a management role at a young age, working closely with his mentor, the founder of a retail service business, for nearly a decade. This experience exposed him to various aspects of business, from sales and operational management to financial data tracking, forecasting, marketing, and scaling. As the company expanded across different cities and provinces, Brad's role grew, eventually leading to his position as a shareholder and General Manager, with scaling and expansion becoming his passion. Brad's path took a significant turn when he partnered with his wife, who is a CPA accountant and Founder of White Raven Accounting. Recognizing the combined breadth of their expertise in small business needs, they established Our Invisible Empire. Their motivation is evident — to create opportunities and support small businesses in Alberta's competitive market. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Nathasha Vandenhurk is CEO and co-founder of Three Farmers Foods Inc., a privately held corporation based in Saskatoon, Saskatchewan, which is a trusted brand known for providing foods with natural goodness. Functioning as an integrated organization, Three Farmers delivers nourishing food in a sustainable manner, adhering to the principles of Canadian farming. Their products are minimally processed to showcase their inherent nutritional value and taste, ensuring that consumers can enjoy delicious food that is genuinely wholesome. Dedicated to promoting healthier lifestyles and encouraging better food choices, Three Farmers Foods is a forward-thinking food manufacturer with a strong focus on utilizing locally sourced ingredients to enhance food security within Canada. Driven by a vision of a more nutritious future, the company remains committed to crafting minimally processed snacks that empower consumers to prioritize their well-being. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Gary Martin is a dynamic and uplifting musician who brings authenticity, excitement, deep expression, and emotion to his performances. Focusing on a personal connection to his audience, engaging and interacting with them, Gary leaves them invigorated, inspired, and motivated creating a memorable experience they will always remember and share. A passionate and spiritual performer Gary is there to soothe your soul and have you coming back for more. Gary is an authentic Chicago blues musician, martial arts master, and inspirational speaker. He has used his gifts of music and martial arts in speaking with over 2 million students across North America. Gary Martin inspires and motivates youth in making positive changes in their lives. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

The Tattons are the co-founders of BReD, a B Corp-certified vegan sourdough bakery located in the premier ski and mountain bike resort of Whistler, BC, Canada. The bakery specializes in sourdough and vegan baked goods. Their new debut cookbook, also called BReD, is an homage to the Tattons' bakery and mission to inform and provide their community with cruelty-free food. ED TATTON (he/him) is a professional chef who has been to culinary college and worked in high-end kitchens in the UK, Australia, New Zealand, and Canada, but now specializes in making organic naturally leavened sourdough. As co-owner of BReD–Organic Sourdough with his wife Natasha, Ed leads a small bakery team, making and baking bread, pizza dough, and other small baked goods. These days, Ed’s food is compassionately vegan, a movement he is passionately excited to be part of and help grow for the benefit of people, animals, and the planet. NATASHA TATTON (she/her) is an English teacher turned bakery manager, animal rights advocate and co-founder of BReD–Organic Sourdough, a B Corp-certified 100% plant-based café/bakery in Whistler, BC. Natasha has taught English all over the world but now leads a small front-of-house team of cashiers and baristas. She has ventured into various food and beverage roles, nurturing her desire to establish a vegan eatery to provide more compassionate food choices for people. The bakery specializes in sourdough loaves and sourdough cinnamon buns complete with house-made vegan cream cheeze frosting, and has many other sweet and savory vegan treats which are made using locally sourced, seasonal and organic ingredients. Everything is made in-house and baked fresh daily and served alongside their specialty beverage programme. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Aeryon Ashlie is a holistic nutritionist, author, keynote speaker, and founder of Aeryon Wellness Support Supplements. Her female-focused brand is a result of 25+ years of personal experience with eating disorders, hormonal imbalance, weight management, stress, and sleep issues. With a mission to "Empower Women with Holistic Health," Aeryon Wellness is a place where women are supported throughout their journey to sustainable health and wellness. In 2021, Aeryon Wellness was featured on CBC’s Dragons Den, walking away with three offers and a deal with Arlene Dickenson. It was her innovative use of QR codes on each label and her passion for her calling that landed her the opportunity. In 2022, the newest product from Aeryon Wellness "Up and Away," North America's first 100% boric acid vaginal suppository kit, won The Canadian Health Food Association’s Innovative Product of the Year. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

As someone who loves the outdoors, problem-solving, and helping others, Guita Yazdani started Campertunity, which is like Airbnb but for camping. Born and raised in North Vancouver, where Campertunity is based, Guita loves biking, dragon boating, and hiking...but mostly on rainy days when our rainforests are at the peak of freshness! She endeavours to make the outdoors easily accessible to everyone because everyone has the right to be in nature. With anxiety and depression on the rise, it's her mission and passion to offer a healthy vacation option to millions who need it, which is camping. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Michael Okoye is the co-founder and CEO of ADAM (All-life Digital Asset Manager). Michael began his remarkable journey with a life-altering near-death experience at the age of 15, which instilled a determination to look beyond the present and envision a future shaped by innovation. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter