Canada’s Entrepreneur

As an entrepreneur navigating significant life changes and milestones, Jacquie Verenka embarked on a transformative journey of healing and self-discovery. Through this process, she realized the vital importance of prioritizing self-care—a lesson that resonated deeply with many others she encountered along the way. Witnessing firsthand the struggles of those around her ignited a passion to create a space for healing and renewal. This inspiration led to the founding of JV Ventures Retreats, where she aims to provide others with the time and tools they need to reconnect with themselves and embark on their own journeys of growth. Through these retreats, she aims to foster a community of healing and transformation. Her retreats are designed not only to foster personal growth and well-being among participants but also to create a positive impact in the community. She believes that meaningful transformation extends beyond individual experiences: by partnering with local charities and causes, Jacquie aims to Give Back and support those in need. Each retreat incorporates opportunities for participants to engage with and contribute to these initiatives, fostering a spirit of connection and shared purpose. Together, people can grow while uplifting their community. Join Our Community of Canadian Entrepreneurs! Entrepreneurs are the driving force behind Canada’s economy, and we’re here to support them every step of the way. For exclusive insights, tips, and success stories from Canada's top business leaders, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn, and Twitter. Want to stay ahead with the latest #entrepreneur podcasts, business strategies, and news? Don’t miss out—subscribe to our bi-weekly newsletter for updates delivered straight to your inbox! Join thousands of Canadian entrepreneurs who rely on us for the resources they need to succeed.

Wayne McIntyre is the founder and CEO of Relocalize, a cleantech company that is transforming food supply chains by using autonomous micro-factories to decarbonize food production. With over 20 years of experience in helping technology companies accelerate growth, Wayne brings a diverse background in business strategy, technology, and corporate law. He has a proven track record of leading successful growth transformations, building high-performing commercial teams, and developing and executing Mergers and Acquisitions (M&A) strategies for both large and small technology firms. Under Wayne’s leadership, Relocalize is disrupting the food and beverage industry by decentralizing manufactured food production, eliminating middle-mile trucking, and significantly reducing greenhouse gas (GHG) emissions. This innovation increases supply chain efficiency for grocery retailers. Wayne’s mission is to create a truck-free future for the food industry, delivering sustainable, eco-friendly products that benefit retailers, consumers, and the environment. Join Our Community of Canadian Entrepreneurs! Entrepreneurs are the driving force behind Canada’s economy, and we’re here to support them every step of the way. For exclusive insights, tips, and success stories from Canada's top business leaders, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn, and Twitter. Want to stay ahead with the latest #entrepreneur podcasts, business strategies, and news? Don’t miss out—subscribe to our bi-weekly newsletter for updates delivered straight to your inbox! Join thousands of Canadian entrepreneurs who rely on us for the resources they need to succeed.

Scott Barras, Head of Work Dynamics, Canada, for JLL, discusses a recent survey by the commercial real estate company on the Future of Work. The video can be seen here. Press Release JLL’s Future of Work Survey uncovers new opportunities for corporate real estate as two-thirds of business leaders expect their CRE budget to increase between now and 2030 CHICAGO, Sept. 9, 2024 – Despite the challenging commercial real estate landscape and mixed economic environment, global business leaders are bullish on the future, with two-thirds (65%) expecting their CRE budgets to increase between now and 2030, as revealed in JLL’s (NYSE: JLL) Future of Work survey. The biennial, global survey explores the evolving world of work by assessing the key priorities, challenges and strategies that are top of mind for more than 2,300 business and CRE decision makers. This year’s findings are unveiled through a series of articles exploring key areas of focus for corporate real estate teams: Managing the implications of shifting work patterns; Partnering with the C-suite to support CRE investment; Identifying CRE activities for ‘AI copiloting’; Moving from ambition to action on sustainability commitments; and Defining the future-fit CRE function. The first two articles, launched today, dive into the effects of shifting work patterns on workplace expectations, and what the changing world of work means for the way the CRE function operates as more than 64% of leaders expect to increase and rebalance their headcount by 2030, in an attempt to recruit the right skills for the future. “Since our 2022 survey, the CRE landscape has become increasingly complex and dynamic, evolving toward better office use. We see that in these results, and in our conversations with clients,” said Neil Murray, Global CEO, Work Dynamics, JLL. “Looking ahead, business and CRE leaders working to drive talent and efficiency throughout their organization must consider the unique needs of their organization, and leverage tools such as tech, AI, and upskilling, as well as strategic partnerships across the value chain to enable the CRE function to reach its full potential as a powerful agent of transformation.” Competing visions on the most efficient workstyles create renewed CRE challenges Business leaders are mainly focused on three corporate goals over the next five years: growing revenue through expansion and M&A (57%), attracting and retaining talent (53%) and achieving organizational efficiency (54%). However, the juxtaposition that lies between driving revenue growth through top talent and increasing efficiency requires leaders to delicately balance priorities and assess the role of offices as places that enable employees to deliver their best work. Strong momentum toward office-based work since 2022 has brought forth expectations among respondents to increase use of office space (62%), where more than half of leaders plan to grow their total footprint over the next five years. Today, 44% of organizations are considered “office advocates,” who would like to see staff in the office five days a week – as compared to 2022, when just 34% of employees were working in the office full time. Hybrid work is here to stay, but the office is central to work again. Today, 85% of organizations have a policy of at least three days of office attendance per week, and 43% expect the number of in-office days to increase by 2030 Globally, hybrid work is more likely to take place at large organizations in EMEA, where hybrid workstyles are considered a key part of the employee value proposition, and largely in sectors including e-commerce, energy & renewables, technology and life sciences. Office advocates alternatively tend to be small-to-medium sized companies in APAC or the Americas, across sectors such as healthcare, retail and manufacturing. Beyond those big trends, the reality is often more complex, with different workstyles coexisting within many organizations. Today’s office advocates also make a concerted effort to address diverse workplace needs – they are more focused on making accessible workplaces (49% vs. 36% of hybrid adopters), tailored to meet the needs of different generations, cultures, and neurodiversity specificities, and may even pay a premium to occupy buildings with leading health and wellbeing credentials. With office attendance may also come new opportunities for compensation and career advancement– more than a third (39%) of respondents could envision introducing different pay and benefits to employees who attend the office regularly. “The future of work looks different across companies and regions, reflecting the unique nature of organizations and employee needs. It keeps shifting and requires building evolutionary office programs and spaces, able to adapt to continuous changes in the workstyles,” said Cynthia Kantor, CEO, Project & Development Services, JLL. “Globally, as CRE budgets and footprints receive new investment, the corporate re

Paul Atherton is the CEO and Co-Founder of Highspire, a premier learning experience for construction company owners, complemented by a powerful venture capital division. With a wealth of experience as a seasoned business coach and professional engineer, Paul has been guiding businesses toward success since 2017. His expertise is deeply rooted in the construction industry, where he has made significant contributions across North America and China, working with clients in key sectors such as onshore/offshore oil and gas, mining, and manufacturing. Beyond his leadership at Highspire, Paul is a long-time advisor in the construction sector, known for his strategic insight and ability to drive growth and innovation. His commitment to excellence, coupled with his industry-spanning experience, has established him as a trusted figure in helping companies navigate complex challenges and achieve their strategic goals. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Hanson Zhang is one of the owners of Three Bridges Group, a real estate development company. As a Chinese immigrant who moved to Canada 14 years ago, Hanson is captivated by nature's beauty and the Canadian people's warmth. However, the awe-inspiring Niagara Falls left a lasting impression on his family during their North American tour in 2008 before they immigrated As Three Bridges one of their projects is to build a stunning mega mixed-use complex in front of Niagara Falls that matches the natural wonder's beauty. They have purchased the property already and aim to create a space that will serve our beloved tourists in the best possible way. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Renata Reid, a seasoned Sales Associate and Senior Vice President of Sales with 20+ years in Calgary's real estate scene. is a Certified Luxury Home Marketing Professional and Global Real Estate Advisor. She seamlessly blends marketing prowess with senior sales savvy. A Calgary resident for 21+ years, Renata brings an intimate grasp of the local market. Her commitment to excellence, coupled with a straightforward and sophisticated humor, sets her apart. Renata excels in tailored marketing and exceptional negotiation, making her the go-to for condos, residences, or luxury properties. Her approach combines thoughtful advice, honest opinions, and unwavering integrity. A top-performing senior agent, Renata fosters trust with her approachable personality. Committed to the community, she supports local organizations like The Calgary Emergency Women’s Shelter, Canadian Christian Outreach, Rotary Club, Calgary Food Bank, and Mustard Seed. Renata's passion for unique open houses with live music and special guests adds flair to her real estate expertise. Strategic pricing and a touch of wit make her the ideal choice for those selling their homes. Active in running, kayaking, and cross-country skiing, Renata mirrors her enthusiasm for the communities she serves. Choosing Renata means a seasoned professional with a dash of wit for an enjoyable real estate journey. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Victoria Taylor, hailing from Vancouver, Canada, is the marketing consultant you want on your entrepreneurial journey. With nine years of experience and a sharp focus on the tech, SaaS, and fintech sectors, she’s not just talking the talk—she’s walking the walk. As the founder of Xisme, Victoria is revolutionizing how businesses create and interact with content. Her professional journey has taught her that success is about more than just hitting targets; it’s about embracing challenges and growing with them. Whether leading workshops or executing game-changing strategies, Victoria brings her unique blend of expertise, wit, and no-nonsense advice to every project. Tune in as she shares the real lessons she’s learned from her path to becoming a successful entrepreneur. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Liran Belenzon is the CEO of BenchSci, a biomedical artificial intelligence company he co-founded in 2016. BenchSci’s mission is to exponentially increase the speed and quality of life-saving research, by empowering scientists to design more successful experiments. BenchSci has grown to over 300 people and raised more than $200 million from top investors, including Google's Gradient Ventures and F-Prime. BenchSci works with 15 of the world's top 20 pharma companies, over 4,300 academic institutions, and more than 40,000 scientists. As CEO, Liran strives to inspire people to be the best version of themselves and to make a positive impact on the world. Liran emigrated to Toronto, Canada, and completed his MBA at The University of Toronto’s Rotman School of Management. While at Rotman, he worked in the Creative Destruction Lab (CDL), where he met BenchSci co-founders Tom Leung, David Chen, and Elvis Wianda. As a passionate entrepreneur, Liran envisions a future where Toronto and Canada are global leaders in entrepreneurship. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Celine Guo, based in Toronto, Canada, is a dynamic entrepreneur and content creator. After graduating from Boston University's Media Ventures program, she bootstrapped her skincare and lifestyle brand, Sunday Glow, in 2020. Within two and a half years, she grew it into a seven-figure business. Celine continues to drive the expansion and success of Sunday Glow with her innovative vision and strategic expertise. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Nick Palucci, Senior Director, Home Equity Finance Acquisition & Distribution, RBC, discusses a recent report indicating home ownership is still a goal for many Canadians despite affordability challenges and inflation. The video interview can be seen here. Nick Palucci PRESS RELEASE TORONTO, April 23, 2024 – Despite affordability challenges and inflation continuing to impact how and when Canadians buy a home, confidence in making the move to purchase a home is rising. According to RBC’s 30th annual Home Ownership Poll, conducted among Canadians under the age of 65, 60% believe owning a house or condo is a good investment (up from 53% in 2023) and 29% are looking to buy in the next two years (up from 22% in 2023). Two-thirds (64%) say they have always dreamed of owning a home. At the same time, the research found that half (50%) of Canadians say inflation is eroding their ability to save for a home. This challenge is acutely felt among those planning to purchase a home within the next two years. Among these potential buyers, there has been a 37% decrease in the total amount they have saved to put towards buying a home. Among those who have saved some amount, 36% say they aren’t putting aside money every month for a home purchase (up from 8% in 2023). Even with this setback, 41% of overall potential home buyers say it will take them four years or less to save enough for a down payment. “Canadians have a lot of headwinds to face as they look to purchase a home today, whether they are a first-time buyer or searching for their next home,” says Janet Boyle, senior vice president, Home Equity Finance & Newcomer Strategy, RBC. “While affordability anxiety remains, our research found that many home buyers are exploring different approaches to realize their dream of home ownership.” Canadians explore various strategies to cover the cost of home ownership Despite it being harder to save for a home, potential buyers are searching for additional ways to supplement their savings. The majority (57%) say they would need a side hustle or second job and more than a quarter (27%) have had to or would have to live with their parents longer to afford a home. Almost half (45%) also say they would need to overhaul their spending and saving habits to buy a home. Family also continues to play a big role, with 62% saying financial support from family is necessary to buy a home and 19% saying they have or will need to buy a home with their family/parents. But support from family might not always be available with 39% of respondents saying they want to give family members money for housing or rent, yet can’t afford to do so. The majority (54%) also say they would prefer to have their child/family live with them to help them save money rather than provide financial support. Mounting costs and inflation putting pressure on next-time home buyers Two-thirds (66%) of next-time home buyers (i.e. those who currently own a home and are likely to buy again in the next two years) are concerned about covering the costs of home ownership. Additionally, half (51%) of next-time home buyers say they are worried about their ability to buy their next home due to inflation. The research also found that three-quarters of next-time home buyers (76%) believe the housing market in their community is overpriced. Two-thirds (64%) say they wouldn’t be able to purchase their first home in today’s market and the same proportion (64%) believe they would need to move out of the city they are currently living in if they wanted to buy a larger home. Newcomers are eager to buy in the near future Among newcomers who arrived in Canada in the past five years, 73% say they have always dreamed of owning a home and 65% say they are likely to purchase one in the next two years (compared to 29% nationally). The majority also believe there is only a small window of time to take advantage of lower house prices (56%). “Whether it’s your first or next home, with so many decisions to make it’s easy to feel overwhelmed when thinking about buying a home,” adds Boyle. “Whether in person or online, getting expert advice and having conversations early can help take a lot of the unknowns and stress out of the home buying process. Having a financial expert on your side who has a full picture of your finances can also help you build a home buying plan that aligns with your finances, goals and lifestyle.” RBC resources to help home buyers at every step: RBC True House Affordability Tool: See how much home you may be able to afford and learn about different mortgage options. RBC Home Value Estimator: See what your current home may be worth today. My Money Matters: Whether you are looking to buy your first home, second home, or even an investment property, you can find answers to all your mortgage financing and refinancing questions and helpful resources through RBC’s new online resource hub. Houseful, an RBC Company: From finding a home to financing one, Canadians can simplify the

While average residential sale prices are likely to increase in the majority markets analyzed, there are a couple of outliers where prices are anticipated to be flat or decline, including Toronto, Hamilton, Burlington, Kitchener-Waterloo, Charlottetown, North Bay and London, it said. The report said 25 per cent of Canadians expressed that saving for a home purchase is one of their top three priorities when it comes to financial savings, despite high cost of living and affordability challenges. In a video interview, Christopher Alexander, President of RE/MAX Canada, talks about the company’s latest report – the Fall Housing Market Outlook. The video can be seen here. PRESS RELEASE TORONTO, Sept. 3, 2024 /CNW/ — With the long-anticipated decline in interest rates finally starting to materialize, early indicators from RE/MAX brokers and agents across Canada suggest steady housing market activity this fall. Average sale prices across all housing types are expected to increase between one and six per cent in the majority of regions by year’s end, according to RE/MAX’s 2024 Fall Housing Market Outlook. Ahead of the next Bank of Canada (BoC) interest rate announcement on September 4, two in 10 Canadians (16 per cent) said they will feel more comfortable engaging in the real estate market once they see there is more than a 100-basis-point cut to the BoC’s lending rate between now and the end of the year, according to a Leger survey commissioned by RE/MAX as part of the report. Chris Alexander “The fall market is usually a good early indicator for activity as we look ahead to early 2025, and we’re headed toward more healthy territory. With interest rates starting to ease, buyers are beginning to come off the sidelines,” says Christopher Alexander, President, RE/MAX Canada. “That’s not to say the fall market will be in full swing according to historic standards. Consumers will drive that trend, so we’ll need to see a bigger move by the Bank of Canada for that to happen.” Consumer Sentiments Going into the Fall Market Ahead of further anticipated interest rate cuts by the Bank of Canada, it seems that even the mere prospect of lower rates has boosted confidence among first-time homebuyers, with one-quarter of Canadians (25 per cent) actively saving for a home purchase and confident they will be able to buy soon (with the majority being younger Millennials and Gen Zs aged 18-24, at 35 per cent). On the flipside, dropping interest rates now may prove too little, too late for some current homeowners, with 14 per cent saying they need to renew their mortgage soon, and with the current higher interest rate, they may need to sell their home. When it comes to financial savings, the Leger survey revealed that while a home purchase is listed among the top three priorities for 25 per cent of Canadians, it has taken a back seat to day-to-day expenses such as utilities and food (58 per cent), and travel (45 per cent). In the search for affordability, one-quarter of Canadians say that they are considering moving to another country (28 per cent) and 25 per cent say they are reconsidering whether to have children or start a family due to housing affordability challenges. “Despite some consumer confidence starting to return to the market this season, the reality is Canadians are still grappling with some serious housing affordability challenges rooted in lack of supply. Yes, borrowing is becoming less expensive, but this won’t make housing affordable in the long run,” says Alexander. “Markets ebb and flow, and as buyers re-enter the market and absorb inventory, we’ll see more upward pressure on price. “Ultimately, for the long-term health of Canada’s housing market, we need a national housing strategy developed in collaboration between all levels of government, that’s more strategic and visionary in how we can use existing lands and real estate to boost supply. In the meantime, buyers would be wise to work with an experienced real estate agent to help navigate those cyclical market ups and downs that often accompany this push and pull of supply and demand.” Regional Market Insights As part of the 2024 Fall Housing Market Outlook Report, RE/MAX brokers and agents in Canada were asked to share an analysis of their local market between January and July 2023 and 2024 and share their estimated outlook for fall 2024. The majority of regions (76 per cent) anticipate an increase in sale price between one to six per cent, including Greater Vancouver Area, BC; Calgary, AB; Edmonton, AB; Saskatoon, SK; Winnipeg, MB; Halifax, NS; St. John’s Metro, NL; Truro/Colchester, NS; Fredericton, NB; Timmins, ON; Sudbury, ON; Brampton, ON; Mississauga, ON; Niagara, ON; Ottawa, ON; Durham, ON; Barrie, ON; Muskoka, ON; Peterborough, ON; York Region, ON; Kingston, ON; Windsor, ON, and Thunder Bay, ON. Exceptions to the upward trend include Toronto, ON; Hamilton, ON; Burlington, ON; and Kitchener-Waterloo, ON, where a moderate decline between two and three per

Steeson Mathew is passionate about innovative ideas and is always looking to promote innovation. Steeson shares his journey from India to Canada, where he studied business management and civil technology. Steeson also shared his past experience working in parking lots while studying. And now as founder of Loop Parking he’s pioneering smart parking solutions for cities. Loop Parking, with its AI-driven ParkSense+ feature, offers drivers real-time parking availability, streamlining city life and reducing congestion. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Thomas J. Sandrin is a highly experienced marketing and branding professional in the luxury watch industry with over 15 years of expertise. Originally from Paris, he relocated to Canada almost two decades ago and established himself as the Canadian Brand Manager for Hamilton Watches, part of the Swatch Group, where he developed a strong reputation and a deep understanding of luxury brand requirements. Thomas further enhanced his skills by pursuing an MBA with the prestigious Australian Institute of Business. As the Founder and President of Northern Watch Services Inc. (NWS), Thomas empowers authorized jewellers and luxury brands to enhance their brand presence through various services, including e-commerce, social media support, and marketing consulting. His latest venture, WatchDNA.com, aims to connect jewellers with watch enthusiasts. This platform bridges the gap between watch enthusiasts, jewellers and brands, uniting those who share a passion for timepieces and the unique stories behind them. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Leigh Christie is a Vancouver-based engineer/entrepreneur with degrees from UBC & MIT. He invented the machine vision robotic heat spotlight, and The Mondo Spider; a 1,500lb walking machine. In 2009 Leigh co-founded MistyWest, a leading product engineering design firm focused on novel sensors, low-power wireless & edge AI. MistyWest recently created an inference/vision edge device called MistyVision. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Jennifer Layman has worked as a marketing consultant with businesses and entrepreneurial-minded organizations since 2006 and found they often face some common issues. This led her to publish my first book - Forward Thinking for Your Business - to reach a broader business audience. As a business owner, she understands the responsibilities of running a business and the time constraints that come with it. If marketing advice is going to be impactful, it needs to be succinct and easy to implement without a tremendous requirement of resources. Her book focuses on maximizing marketing opportunities that can help scale your business. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Raelene Bergen is a renowned leadership consultant, Founder, and CEO of Origin Leadership Consulting. Raelene is a passionate advocate for innovative problem-solving and creative thinking in leadership. Raelene is the author of the inspirational e-book, Your One Life: A Personal Account. She is a thought leader, motivational keynote speaker, a truly gifted consultant, and a parent of five with a Master’s degree in Leadership. With her wealth of experience in guiding leaders to think outside the box and navigate complex issues, Raelene has developed unique insights and practical strategies that resonate deeply with audiences. A successful entrepreneur and academic who has raised five kids, Raelene embodies resilience, time management, and the ability to juggle diverse responsibilities. Her personal life enriches her professional work, allowing her to connect with a broad audience on multiple levels. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Adeyinka Adedoja is the founder of WeivSync, based in Toronto, Canada. Her passion to create WeivSync is rooted in her passion for travel and the challenges she faced as an immigrant navigating a new country. Although she started with a background in finance and economics, working in roles at the Toronto Stock Exchange and as a business analyst in a SaaS company, it was only when she moved into product management that she truly felt energized. This role aligned perfectly with her love for problem-solving and innovation, setting the stage for the creation of WeivSync. My personal travel experiences, filled with language barriers, missed connections, and serendipitous moments, inspired WeivSync. I wanted to create something that makes solo travel smoother, safer, and more connected. WeivSync is like having a knowledgeable friend who’s always there to help, offering personalized itineraries, real-time translation, and 24/7 assistance. Traveling has given me countless stories, like getting lost in a foreign city and finding a hidden gem or a miscommunication turning into an adventure. My favorite quote, "We're on offense. All the time," reminds me to take initiative and create opportunities. I’m excited to share my journey and the creation of WeivSync on Canada Podcast. Whether you’re a seasoned solo traveler or dreaming of your first big adventure, I hope my stories inspire you to explore the world with more confidence and curiosity. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Craig Senyk is Board Chair at Mawer Investment Management. His true passion is social investment. He is passionate about supporting initiatives and organizations that lead to better outcomes for children, arts, culture and sport. At Mawer, the team responsible for community giving looks for organizations helping to alleviate poverty in the communities they work and live. The three underlying pillars of the Mawer strategy are: education, with an emphasis on financial literacy and empowerment; healthcare, with an emphasis on mental health; and, basic needs, such as food and shelter. Senyk believes that corporate and social entities are not separate entities. Senyk also has launched the Calgary Jamboree for Charity. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Matt Panousis, is the Co-Founder & COO at MARZ which stands for Monsters Aliens Robots Zombies. MARZ is an AI-enabled VFX company on a mission to help Hollywood studios push the boundaries, quality, and volume of TV. and has developed an AI platform called lipdub.ai. A lawyer by training and entrepreneur with a demonstrated history of success co-founding and scaling B2B technology start-ups including ACTO (venture-backed by Salesforce Ventures, Resolve Growth Partners and Panache Ventures) and currently Monsters Aliens Robots Zombies (venture-backed by Round13 Capital, Rhino Ventures, Harlo Equity Partners and John Cassaday) with a focus on company strategy, product, operations and growth. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Magdalena Czyz is a certified health coach and public speaker. She specializes in effortless weight loss, overcoming burnout, and showing people how to find freedom from their minds to ease anxiety and depression. She also runs corporate wellness and leadership workshops where she teaches employees how to manage stress better to boost performance and employee morale. She is also a dancer. She performs at corporate and private events with different props, from LED wings and fans to silk flags. She is passionate about bringing a sense of freedom to the crowd and encouraging others to express themselves through movement. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Max Braden, is the Founder and President of CPOS, from Ottawa, Ontario. CPOS is a technology company that powers small businesses with tools to compete effectively with big businesses. CPOS empowers small businesses with technology that removes friction from operating and growing their business. Max is a young and successful entrepreneur who's been running full force with the vision to help small businesses succeed for over 10 years now. His experience and drive are inspiring to the people around him, and we think he would have a positive impact on entrepreneurs anywhere who are facing similar challenges. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Amanda Burgener is the co-founder of Curbside Concerts, a Calgary-based company that delivers live music right to your door, or driveway, or anywhere! With a mandate for equality, safety, and mental health, Curbside Concerts has kept live music in neighbourhoods, and local musicians working throughout the pandemic and beyond. Now in its 4th year of business, Curbside has seen incredible growth, media attention, and even awards and nominations from YYC Music, Western Canadian Music Awards, Alberta Touring Arts Alliance, Canadian Live Music Association, and Music Cities. Most importantly, they have paid out over $750,000 to performing artists in Canada. With a background in the Arts (B.Music from the University of Calgary), live events, and local business management, Amanda combines creativity with a desire to uplift her community. As a citizen of the Métis Nation of Alberta, she is proud to foster inclusiveness and an Indigenous lens in her industry. Matt 'Masters' Burgener is a Calgary based country and western musician and a co-founder of Curbside Concerts. A veteran performer, playrite and storyteller, Matt’s 25 year, 7 album career has taken him across Canada and on ten international tours. For 5 years he led the house band at the King Eddy, he’s played numerous times at the Saddledome for the Calgary Flames and he’s a 17 year member of Barney Bentall’s Cariboo Express, helping raise over 5 million dollars for Canadian charities. Matt has a background in music business, working as a consultant, producer and advisor for different not-for-profits, the City of Calgary arts and culture department, the National Music Center, different music festivals and with CKUA Radio. Matt has a BA in History from the University of Calgary. He and Amanda and they have 3 young kids. Matt is a first generation Albertan living in Treaty 7 territory. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Purya Sarmadi is a healthcare professional with an accomplished background in healthcare technology. He is a health informatics and analytics professional that has become an entrepreneur. Purya is Co-Founder & CEO at MedMe Health where they are building the operating system for the pharmacies of the future, shifting today’s dispensaries to tomorrow’s community healthcare hubs. Pharmacies are in the community. 95% of North Americans live within 5 miles of a pharmacy. Primary care is in a crisis and chronic diseases are increasing. And so that's kind of why they started Medme. And today they are already Canada's leading clinical services platform for pharmacies. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

From drinks executive to diplomat, adventure travel outfitter to creator of Canada's largest chain of veterinary clinics, David Farran is a pioneer. David connects a love for agriculture, a deep understanding of craft artisanal spirits and a conviction that Alberta should be the home of 'best in class' distilled products. David's storied career gave him a special skill set to support the founding of Alberta's first craft distillery. David's awards and accolades include Ernst & Young's Entrepreneur of the Year, Canada's 50 Best Managed Companies, Alberta's 50 Most Influential People and many others. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Dr. Anmol Kapoor is an experienced Cardiologist, Entrepreneur, Philanthropist, Humanitarian, Innovator, and founder of many successful healthcare ventures. His interests are in Artificial Intelligence, Genomics, Blockchain technologies. In medicine, his interests are in primary and secondary prevention of cardiac diseases, vascular medicine, epidemiology, heart failure, genomics, women's health and health initiatives in visible minorities. He completed medical school in Russia and gained technical knowledge in the management of information systems at the University of Lethbridge. Strong healthcare services professional with a Internal Medicine residency at the University of Alberta and completed Cardiology residency at the University of Manitoba. He mastered Carotid Ultrasounds at the Cleveland Clinic. He is an author, a public speaker and an International award winner for his work in the field of improving healthcare outcomes in vulnerable minorities and women. Dr. Anmol Kapoor also founded BioAro, a biotechnology company specializing in genomics, artificial intelligence and blockchain technologies. BioAro offers Whole Genome Sequencing, Microbiome testing, and software solutions. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Sir Darren Jacklin stands as a paragon of professional achievement and philanthropic dedication, with a career marked by significant accomplishments and a life dedicated to global impact. Over 25 years, he has personally trained executives and teams from 157 Fortune 500 companies, showcasing his unparalleled expertise in corporate training and personal development. A seasoned world traveler, Sir Darren has visited over 50 countries across four continents, enriching his global perspective and enhancing his ability to connect with diverse audiences. As a world-class speaker and corporate trainer, he has shared his knowledge with over 1 million people worldwide, directly impacting countless lives through his engaging and transformative educational sessions. His prowess and influence have been recognized at some of the highest levels of the financial world, having had the honor of ringing the Closing Bell at Nasdaq three times and the Opening Bell at the CBOE Exchange in Chicago for Vocodia Holdings Corp. (VHAI), further cementing his standing in the global business community. Beyond his professional endeavors, Sir Darren's commitment to philanthropy is profound. He is actively engaged in raising $100 million for Global Philanthropy Projects, channeled through his International LY2NK Foundation and Elevate 2 Educate (E2E) initiatives. His work aims to create sustainable, positive change across the globe, reflecting his dedication to leveraging his success for the greater good. Sir Darren's business acumen is also evident in his role as the first Independent Board of Directors Member of eXp World Holdings (Nasdaq: EXPI), a multi-billion dollar international real estate company. His decade-long service to the company is a testament to his strategic vision and leadership, contributing to the growth and success of over 85,000 licensed real estate agents and brokers in 24 countries. His advisory roles extend to multiple international boards across various sectors, including real estate, cyber security, artificial intelligence, and travel, where his insights and expertise continue to drive innovation and growth. As an investor and partner in multiple international companies, Sir Darren's entrepreneurial spirit and financial acumen have not only contributed to his status as a multimillionaire but have also inspired and facilitated numerous ventures across the globe. An acclaimed international author, his book "UNTIL I BECOME" has empowered and motivated a global audience, sharing his journey and the lessons learned along the way. His contributions to global philanthropy and entrepreneurship were formally recognized in 2022 when he was knighted by His Royal Highness of The Royal Order of Cappadocia from Spain, a prestigious acknowledgment of his efforts to make a tangible difference worldwide. Sir Darren's adventurous spirit and commitment to challenging himself are demonstrated by his successful summit of Mount Kilimanjaro in 2023 and his planned expedition to Mount Vinson in Antarctica in 2025 to raise funds for his philanthropic foundation. With over 7,000 written goals, Sir Darren Jacklin's life is a testament to the power of ambition, discipline, and the desire to leave a lasting impact on the world. His journey reflects a relentless pursuit of excellence, both personally and professionally, and a deep-rooted commitment to making a difference in the lives of others. "Get ready for an inspiring conversation with Sir Darren Jacklin, a man who embodies achievement and philanthropy. Over 25 years, he's trained executives from 157 Fortune 500 companies, traveled to over 50 countries and inspired over a million people through his speaking. He's even rung the Nasdaq Closing Bell three times! Sir Darren's dedication to global change shines through his International LY2NK Foundation, aiming to raise $100 million for philanthropy. As the first independent board member of eXp World Holdings, he's a leader in real estate and beyond. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Juliette Nicolaÿ, Policy Analyst with the Canadian Federation of Independent Business, discusses the importance of the Temporary Foreign Worker program to the national economy. Juliette Nicolaÿ PRESS RELEASE TORONTO, June 12, 2024 /CNW/ – As Ottawa is looking to overhaul its Temporary Foreign Worker (TFW) program, most agri-businesses (59%) say they would be in favour of a multi-employer work permit as an option, to enable employers to share a foreign worker, finds new research by the Canadian Federation of Independent Business (CFIB). However, the majority of agribusiness owners don’t support sectoral and/or regional work permits whether it’s under the current (59%) or a new program structure where a third party would recruit and dispatch a pool of foreign workers (50%), as they fear such permits could facilitate employee poaching and hinder retention. “While government is reviewing its TFW program, it needs to consider the practical needs of agri-businesses and the future of Canada’s food security,” said Juliette Nicolaÿ, CFIB’s policy analyst. “Farmers are already struggling with chronic staffing shortages and when they turn to foreign labour, it’s only as a last resort because they can’t find anyone locally. That’s concerning given Canada’s ageing population and a perceived lack of interest among Canadian workers in a career in agriculture.” CFIB data found that three in 10 agri-businesses hired foreign workers in 2023. The reliance on foreign workers is even more pronounced in certain regions, such as Quebec (51%), and sub-sectors characterized by labor intensive tasks, such as the fruits, vegetable and horticultural specialties (64%). According to Employment and Social Development Canada (ESDC), among employers who hired TFWs, 92% said foreign workers helped them meet demand for their products or services, while 89% said that TFWs helped them stay in business. Myths surrounding TFWs There are many misconceptions around the program such as that TFWs aren’t paid sufficient wages or they’re mistreated by their employers. In fact, most (85%) TFWs are paid the same wage as Canadians, and only 3.5% are paid less. The federal government also conducts regular inspections to ensure health and safety of foreign workers, with 94% of employers inspected found to be compliant on 26 different criteria, according to ESDC. “While there may be isolated bad actors that should not be tolerated, agri-businesses highly value foreign workers, and they take time and effort to bring TFWs to Canada. They cover costs that go beyond wages like housing, transport, and health care. It is also common for farmers to have the same TFWs come back year after year. Some also sponsor foreign workers to become permanent residents,” said Francesca Basta, CFIB’s research analyst. To improve the TFW program’s efficiency, the federal government should consider: Reducing red tape associated with hiring TFWs, notably streamlining the Labour Market Impact Assessment (LMIA) process Allowing for the sharing or transferring foreign workers as an option (e.g., multi-employer work permit) Indexing the housing deduction to inflation – it is currently $30, which does not reflect real housing prices Allowing employers to match the wages offered by another employer with an LMIA in the same area to strengthen retention and curtail poaching. Provisions under the Employer Compliance Regime currently limit this. Reimbursing the employer for the costs associated with the administration and enforcement of the compliance inspection, should the LMIA not be issued Introducing a mechanism to compensate initial costs covered by the employer whose employee has been poached and streamlining access to new TFWs. Read the full Harvesting a solution: Temporary Foreign Workers (TFWs) key to mitigating agricultural labour shortages report here. About CFIB The Canadian Federation of Independent Business (CFIB) is Canada’s largest association of small and medium-sized businesses with 97,000 members across every industry and region. CFIB is dedicated to increasing business owners’ chances of success by driving policy change at all levels of government, providing expert advice and tools, and negotiating exclusive savings. Learn more at cfib.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspirat

Dan Kelly, President of the Canadian Federation of Independent Business, discusses the impact of the capital gains inclusion rate on small businesses. Check out this video interview. PRESS RELEASE Toronto, June 20, 2024 – Half of Canada’s small business owners will be hit by the new 66.7% inclusion rate hike coming into effect on June 25, warns the Canadian Federation of Independent Business (CFIB). Despite government’s claim that the rate would affect only a tiny share of the wealthiest Canadians, over half (55%) of small business owners say it will affect the eventual sale of their business, 45% say it will affect the investments they hold privately, and 41% say it will affect investments held within their incorporated businesses. “Even the federal budget admits that 307,000 Canadian corporations had net capital gains in 2022 alone. Like individual Canadians, companies often record capital gains as a one time or occasional event, not every year. The impact of the hike in the inclusion rate needs to be measured over the long term, not just in any one given year,” said Dan Kelly, CFIB president. While the federal government has proposed a welcome increase in the Lifetime Capital Gains Exemption, this will not help business owners who sell the assets, rather than the shares, of their company. In addition, business owners who hold investments within their corporations for the owner’s retirement or for reinvestment in the company will be hit by the 66.7% inclusion rate on any capital gain as corporations are ineligible for the $250,000 annual allowance at the 50% level. “With details of the changes in the inclusion rate only coming out in last week’s Ways and Means Motion, business owners were only given two weeks to make informed decisions, leaving virtually no time to change gears. And details of the proposed Canadian Entrepreneurs’ Incentive have yet to be published, leaving entrepreneurs largely in the dark on this potentially beneficial change,” Kelly added. CFIB continues to push the government to: 1. Scrap the planned increase in the general inclusion rate to 66.7%. If government is unwilling to abandon this plan, it should: Grandfather all existing capital gains using a V-Day (valuation day) as was done in 1971 Allow corporations to benefit from $250,000 each year at 50% inclusion like individuals Allow for 5-year income averaging to benefit from the $250,000 annual threshold for larger capital gains for irregular events, like selling a property 2. Expand the new Canadian Entrepreneurs’ Incentive to include all entrepreneurs: Include all sectors, including farmers and fishers selling assets Include non-founders to encourage people to invest in small firms Cut the 10-year implementation schedule in half Read CFIB’s letter for a full list of recommendations on the proposed capital gains changes. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story

In this video interview, Sandra Odendahl, Senior Vice President & Head of Sustainability, Diversity & Social Impact at BDC, discusses the challenges Indigenous and Black-led businesses continue to face in Canada and what BDC is doing to help the situation. PRESS RELEASE Montreal, June 19, 2024 – The faces of entrepreneurship are changing. Despite a two-decade decline in the overall entrepreneur population, the number of Indigenous and Black-led businesses is growing, counteracting this trend. To ensure these business creators can thrive, BDC has created a dedicated Inclusive Entrepreneurship team, is launching a $50 million financing and training program, and investing $200 million in Indigenous and Black-led businesses. “Too many underrepresented entrepreneurs continue to face the same barriers that existed a decade, or even a generation ago,” said Isabelle Hudon, President and CEO, BDC. “Despite a lot of positive strides, we just aren’t moving quickly enough. It’s clear a one-size-fits all approach does not work and, like the entrepreneurs we serve, we must innovate. The initiatives announced today are part of BDC’s efforts to drive greater economic impacts and increase productivity.” As a development bank, BDC takes on more risk to help entrepreneurs and grow the economy. The bank identifies market gaps, and partners with others to create solutions that address the unique challenges faced by entrepreneurs and that mainstream lenders can use. Using this same innovative approach, BDC is aiming to propel more businesses with three key initiatives. The bank’s new Inclusive Entrepreneurship Team leads with an inclusion mindset and puts that intention at the centre of every client experience. They have increased accountability with measurable targets around business development, and entrepreneur training and are already testing regional programs with business centres to better serve entrepreneurs where they are. Recognizing the barriers are highest, and trust is lowest, among the smallest and earliest-stage businesses, their first act was creating a new $50M program that provides loans, plus training, for businesses that are majority-owned by women, Indigenous and Black entrepreneurs and have revenues under $3 million. Lastly, BDC Capital, BDC’s investment arm, is creating two new $100M platforms to support Indigenous and Black-led businesses. This will complement the $500M Thrive Platform for Women (launched in 2022) which includes Indigenous and Black women entrepreneurs. The team is currently working to hire key roles from the Black and Indigenous communities and collaborating with them to design and set objectives for the platforms. More details will come later this year. “A critical driver of creating intergenerational wealth for Black communities is equitable support for Black-owned businesses,” said Lise Birikundavyi, Managing Partner, BKR Capital. “With less than 0.5% of venture capital dollars in North America going towards Black entrepreneurs, there is a clear gap to fill. Since we started our fund focused on Black founders, we have seen an incredible amount of quality opportunities, and we believe it is great news to see an organization like BDC join forces to create a more diversified and robust venture capital industry.” These initiatives expand BDC’s long-standing support for diverse entrepreneurs. Last year, BDC increased its women and Indigenous clients by 11% and 22% respectively. To date, BDC has committed over $8B dollars to underserved business owners directly through programs like the Indigenous Entrepreneur Loan and Thrive Fund, and indirectly through partners like Futurpreneur, FACE, NACCA, BKR Capital, and Raven Capital. Hundreds of free education resources are also available at bdc.ca. BDC’s mission is to support Canadian entrepreneurs to build strong and resilient businesses and, in doing so, contribute to creating a more prosperous, competitive, and inclusive Canada. Its corporate values – United for Entrepreneurs, Powered by People, and Courageously Impactful – are the building blocks of BDC’s corporate DNA. These values connect what the organization stands for to how it delivers on its mandate and corporate strategy. Additional Quotes “Indigenous Peoples are among the fastest growing populations in Canada and represent the highest growing segment of entrepreneurs,” said Althea Wishloff (Gitxsan Nation, Fireweed Clan), General Partner, Raven Indigenous Capital Partners. “At Raven, we have learned that taking a platform approach, supporting, and mentoring founders, while providing equity and equity-like capital in a culturally sensitive way is of utmost importance. We look forward to the growth of the ecosystem, new businesses being born and new co-investors emerging.” “Women make up half our population and workforce, yet less than 20% are majority owners in Canadian businesses,” said Marwa Abdou, Senior Research Director, Canadian Chamber of Commerce. “Our most recent report

Phil Soper, president and chief executive officer, Royal LePage, discusses why renters still want to buy a home despite the costs. Video interview can be seen here. Phil Soper PRESS RELEASE TORONTO, June 20, 2024 /CNW/ – One third of Canadians live in rental accommodations, and that figure has been gradually increasing in recent years, as affordability challenges in the resale market persist. According to a recent Royal LePage survey, conducted by Hill & Knowlton, 27 per cent of Canadians who currently rent their home say they plan to purchase a property in the next two years. Among those aged 18 to 34, that figure jumps to 40 per cent. Meanwhile, 69 per cent of renters say they do not plan to buy a home in the near future. Among them, more than half (54%) do not feel their income will be sufficient to afford a property in the area where they wish to live (61% among respondents aged 18 to 34). “The rental sector is not immune to the significant affordability challenges stemming from Canada’s acute housing shortage. High mortgage rates have made it difficult for many to purchase a home, forcing some to move into, or remain longer than planned, in the rental market,” said Phil Soper, president and chief executive officer, Royal LePage. “Despite a short-lived decline in prices and demand for rental units during the height of the COVID-19 pandemic, the available supply of rental properties in most major markets remains ultra low.” Of renters who say they plan to buy within the next two years, half (50%) say they will have a down payment of less than 20 per cent. Twenty-six per cent say they will put 20 per cent down, while 15 per cent say they will have a down payment of more than 20 per cent. In Canada, mortgage insurance is required for homes purchased with less than 20 per cent down. When asked how they will come up with their down payment, 53 per cent of respondents said they will use savings accumulated over the years, while 46 per cent said they will take advantage of the First Home Savings Account (FHSA), and 29 said they will draw on their RRSPs using the Home Buyer’s Plan (HBP). Twenty-five per cent said they will use a financial gift from family or an inheritance. Respondents were able to select more than one answer. Forty-four per cent of renters planning to purchase in the next two years believe they will be able to afford a home in their current city of residence, while 37 per cent do not. Among those who don’t believe they can buy in their current location, 40 per cent say they will have to travel more than 50 kilometres to buy within their budget, while 21 per cent believe they will have to search for a property within a 31-50 kilometre radius and 18 per cent say they would need to look within a 16-30 kilometre radius. Only 9 per cent of respondents are confident they could buy within 15 kilometres of their current location. According to the Royal LePage 2024 Most Affordable Canadian Cities Report, 50 per cent of people living in the greater regions of Toronto, Montreal and Vancouver, say they would consider relocating to a more affordable city, if they were able to find a job or work remotely. Among renters in these regions, 60 per cent say they’d be willing to relocate, while 45 per cent of current homeowners say they would consider it. “We know that Canadians widely consider home ownership a worthwhile long-term investment and a quintessential part of the Canadian dream. So much so, that many are willing to relocate in order to make their home ownership dreams a reality. This is especially true for young Canadians and those who have remote work flexibility. I believe we will continue to see migration from southern Ontario and high-priced regions in B.C. to more affordable markets across the country in the future,” said Soper. Nearly a third of renters hoped to buy prior to signing their lease Before signing or renewing their current lease, 29 per cent of Canadian renters say they considered purchasing a property. Among them, 41 per cent say the lack of a sufficient down payment led to their decision to rent instead. “While a third of Canadian adults are currently renting, and there are families who are perfectly content doing so, the desire for home ownership remains strong among a large portion of this segment of the population. Our latest research reveals that a material number of renters wish to transition to home ownership. Understandably, the greatest barrier to entry is the ability to drum up the initial capital for a down payment,” continued Soper. When asked about the motivating factors behind their decision to continue renting rather than buy, approximately one third of respondents said they were waiting for interest rates (33%) and property prices (30%) to decrease. Twenty-two per cent said they are continuing to rent while saving for a down payment, and 20 per cent said they did not qualify for a mortgage. Respondents were able to select more than one answer. “Earlier this month

Sueling Ching, President & CEO, Ottawa Board of Trade, discusses a recent report in collaboration with the Canadian Urban Institute to revolutionize downtown Ottawa. The video interview can be seen here. PRESS RELEASE Ottawa – May 22nd, 2024, – Today, the Ottawa Board of Trade, in collaboration with the Canadian Urban Institute is thrilled to announce a landmark initiative that promises to revolutionize downtown Ottawa and the region. The Downtown Ottawa Action Agenda aims to reimagine and rejuvenate Downtown Ottawa, making it more diverse, resilient, and vibrant for generations and challenges to come. Under the plan, Downtown Ottawa will see the addition of 40,000 new residents and the creation of 50,000 jobs by 2034, transforming the cityscape into a bustling hub of activity and innovation. The plan proposes creating a joint $500 million fund to kick-start a series of catalytic projects, including significant enhancements to the public realms of Sparks Street and ByWard Market, and the establishment of a new Business Incubation District and an Arts/Culture Corridor. “This is more than a plan; it’s a renaissance for Ottawa’s downtown,” said Sueling Ching, President & CEO, Ottawa Board of Trade. “By fostering a live-work-play environment, we are not only boosting the local economy but also creating a culturally rich, inclusive, and accessible downtown for all to enjoy. And a Capital City all Canadians can be proud of.” The action plan was developed by the Canadian Urban Institute in partnership with the City of Ottawa, Ottawa Tourism, Invest Ottawa, BOMA Ottawa and the National Capital Commission. “Our collaborative approach ensures that the transformation of Downtown Ottawa not only meets the economic and cultural needs of today but paves the way for future generations,” said Brendan McGuinty, Board Chair, Ottawa Board of Trade. As Downtown Ottawa transforms, it will serve as a model of urban renewal, showcasing the power of strategic investment and community collaboration in building a thriving, dynamic city center. The Ottawa Board of Trade invites residents, businesses, and all stakeholders to join in this exciting journey to reshape our capital’s core. Top Five Immediate Actions: Prioritize Housing: Streamlining processes to increase downtown residency through higher density and use of public land. Invest in the Future: Establishing financial mechanisms for ongoing downtown investment. Address Homelessness, Addiction, and Mental Health: Implementing focused programs with multi-level government funding. Improve Regional Mobility: Enhancing transit options to make downtown more accessible. Position Downtown Nationally and Internationally: Marketing efforts to boost economic activity and enhance downtown’s image. “Downtown Ottawa’s revitalization is a blueprint for how cities can harness urban space to meet the challenges of the 21st century, “said Mary Rowe, President & CEO, Canadian Urban Institute. “By focusing on inclusivity, resilience, and vibrant public spaces, Ottawa is setting a standard for urban innovation.” “We’re taking a Team Ottawa approach to our downtown. By coming together as a community, we’re not just revitalizing our core, but also setting the stage for a dynamic and resilient future for all Ottawa residents,” said Ottawa Mayor Mark Sutcliffe. Background: The Ottawa Board of Trade is the voice of business and a key economic partner in the National Capital Region. Our mission is to cultivate a thriving world class business community. One that drives affordable, inclusive, and sustainable city building. We are champions of Ottawa as the best place to live, work, play, learn, visit, and invest. For information, visit www.ottawabot.ca. The Canadian Urban Institute is a national platform where policy makers, urban professionals, civic and business leaders, community activists and academics can learn, share, and collaborate with one another from coast to coast to coast. Through research, engagement, and storytelling, CUI’s mission is to support vibrant, equitable, livable, and resilient cities in Canada. For information, visit https://canurb.org/ Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal

Todd Sloane is the Principal/Creative Director of Tag Advertising, a full-service advertising agency that has been consistently producing creative work for over 32 years. Todd comes from the visual side of the world and has the strength to develop extraordinary concepts and focused creative strategies. Not only have Todd’s talents earned him the respect of clients and competitors alike, but his bold creativity and sound business sense won him the title of Western Canada’s Entrepreneur of the Year. Todd has worked with a wide variety of regional and national accounts, such as ATA, TacoTime Canada, Imax Theaters International, Toyota Canada, General Motors Canada, Canadian Tire Reit, and the United Way. He has his fingers on the pulse of the marketplace, which allows him to keep up with changes such as shorter product life cycles, environmental concerns, greater interest in consumer protection, the growth of services and not-for-profit marketing, and increased impact of technology across all sectors. Such insight has allowed Todd to build Tag into an agency that boasts a solid portfolio of award-winning creative that constantly exceeds clients’ objectives. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Amar Singh, the CEO and co-founder of Elevated Signals in Vancouver, began his entrepreneurial path at the LaunchPad tech accelerator where he met co-founders Benn and Hardeep. Their shared passion for cleantech and agtech led them to establish Elevated Signals, aiming to modernize manufacturing software for emerging sustainable industries. Amar brings a decade of experience managing multi-million dollar projects, including notable research facilities like the Biotron Experimental Climate Change Research Centre and the extraterrestrial Autonomous Robotic Greenhouse. His work is driven by a commitment to enhancing global health and societal well-being, focusing on food security and environmental sustainability. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Dave Wald is a native Calgarian having only lived for a few years in Vancouver when he was a kid. His love of adventuring and camping began during his family’s many trips in their 80’s station wagon and beat-up old tent trailer. Today, Dave has over 20 years of experience working in the outdoor recreation industry as a marketing professional. A memorable trip to Iceland in 2013 was the inspiration for Karma Campervans, the rental company he started in 2018 with his business partners. What started as five vans has grown to over 100 campervans built, locations across Canada, custom van projects, and a fantastic team passionate about creating amazing experiences for Karma Campervans Guests. Dave’s a family man who loves adventuring with his wife, two kids, and the family dog. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Ilya Goldman, has been in the internet marketing industry since 1996. He started his own web design and online marketing company in 2001 with a goal of bringing more businesses into the world wide web. He has worked on over a thousand web projects. His clients include huge organizations such as UBC Press, McGill Press, as well as very small companies with self-employed individuals. He is also certified by both Google and Microsoft. He has a wealth of knowledge on web design and online marketing through nearly 2 decades in this field. Whenever he works with clients he wants them to be aware of anything that would be helpful to them such as specific business grants for up to $15,000 and $2400 for digital presence. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Nadya Marwah is an Indian-Canadian photographer, film production professional, and founder of the Photo Poet Society, a mindful wedding photography company. She began her career journey in Mumbai, India, before relocating to Toronto, She left her hometown of Meerut, India at the age of 19 to pursue an education in Communication Design at MIT Institute of Design and later completed a post-graduate program in Film Production at the Vancouver Film School. The profound experience of deep meditation shifted her perspective on life. She is now a mindful visual creator, specializing in both photography and film. Alongside wedding and occasion photography, I have collaborated with musicians and film professionals, including three-time Juno-nominated musician Alysha Brilla and Canadian actor, director, and musician Steven McCarthy. Additionally, I have had the opportunity to work with businesses and not-for-profit organizations such as Compass Digital Ventures at SXSW in Austin, North Shore Restorative Justice Society (North Vancouver), Arvorei Communications Group (Vancouver), and Hawkeye Pictures (Toronto). Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Beatrix Abdul Azeez, Policy Analyst with the Canadian Federation of Independent Business, discusses a new report outlining the consequences of a government mandated $20 per hour living wage. Beatrix Abdul Azeez PRESS RELEASE TORONTO, May 15, 2024 /CNW/ – Mandating a $20 per hour living wage in each province would cost the Canadian economy $44.9 billion in extra wages and put almost 600,000 small businesses at risk of becoming unprofitable, finds a new report by the Canadian Federation of Independent Business (CFIB). The report, entitled “Affordability, minimum wages, and living wages: Striking a balance for small businesses,” analyzes the impact of a $20/hour living wage, a proposal under consideration by several organizations. The report finds that governments need a new approach to address affordability challenges as traditional minimum wage and living wage policies fall short in addressing the root causes of the rising cost of living while simultaneously increasing costs on small businesses. “Minimum wage and living wage policies often miss the mark when it comes to truly supporting the most vulnerable workers. Governments are setting these wages with no anchor in economic reality, relying on subjective and unpredictable criteria,” said Beatrix Abdul Azeez, CFIB policy analyst. “Governments should shift away from relying on these blunt tools and instead adopt a new approach to ensure workers can cope with the rising cost of living, while also guaranteeing that small businesses aren’t unfairly burdened.” The cost of adopting a $20/hour living wage in each Canadian province Province Cost (millions) Small businesses at risk of unprofitability Newfoundland and Labrador $943 10,653 Prince Edward Island $332 3,100 Nova Scotia $1,933 14,048 New Brunswick $1,543 12,519 Québec $10,255 141,927 Ontario $16,741 200,387 Manitoba $2,748 23,485 Saskatchewan $1,823 18,432 Alberta $4,309 73,181 British Columbia $4,325 75,495 Canada $44,900 572,499 The unintended consequences of minimum wage increases Recent minimum wage hikes forced 60% of small businesses to raise wages for other workers and 59% of them to raise prices, contributing to current inflationary pressures. In addition, 31% of small businesses had to cut back on hiring young and unskilled workers, with 25% of them reducing overall employment. These findings underscore the need for a more nuanced approach to wage policies that consider the diverse impacts on both workers and businesses alike. “Canada’s cost of living crisis requires a more effective framework: making sure rent, food, and gas prices are affordable and stable while extending support to workers and small businesses through tax reductions,” added Jairo Yunis, CFIB’s director for BC and western economic policy. “This would go a long way in addressing Canada’s affordability shock.” CFIB recommends that governments: Alleviate the impact of rising minimum wages on small businesses by reducing other taxes and payroll costs (such as small business tax rate, CPP, EI, health/education payroll taxes, etc.) Establish a minimum wage setting process that is predictable, transparent, reflective of market conditions, and mindful of economic impacts. Link minimum wage adjustments to private sector wage growth or a predetermined percentage of the median wage. Address the root causes of the affordability crisis by enacting policies to increase the supply of housing, reduce energy taxes, and remove interprovincial and international trade barriers. Provide targeted fiscal support for vulnerable workers through reduced personal income tax rates, increased basic personal amounts, and expanded tax credits. Read the full report here. About CFIB The Canadian Federation of Independent Business (CFIB) is Canada’s largest association of small and medium-sized businesses with 97,000 members across every industry and region. CFIB is dedicated to increasing business owners’ chances of success by driving policy change at all levels of government, providing expert advice and tools, and negotiating exclusive savings. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and Y

n this video interview, Steve Mesler, Co-Founder of Classroom Champions, and Seth Rosenzweig, the organization’s new CEO, discuss what the organization does and the recent change in leadership. PRESS RELEASE Calgary, AB – Classroom Champions, a leading global charity empowering students socially, emotionally and academically through the mentorship and mindset of World Class Athlete Mentors, today announced a significant leadership transition. After over a year of planning, Steve Mesler, co-founder and Olympic gold medalist, will be stepping down from his role as CEO after 15 years and will take on a new position as Chair of the Board of Directors. Concurrently, Seth Rosenzweig, a seasoned nonprofit leader and former CEO of Team IMPACT, will assume the CEO role at Classroom Champions and guide the organization into the future. Mesler, a renowned U.S. Olympic bobsledder who broke the country’s 62-year draught when he won a gold medal in the four-man event at the 2010 Vancouver Olympics, co-founded Classroom Champions in 2009 with his sister Dr. Leigh Parise. Under his leadership, Classroom Champions has transformed the lives of hundreds of communities by connecting thousands of children with over 350 Olympic, Paralympic, NCAA, and professional Athlete Mentors who inspire and motivate them to achieve their goals in the classroom and beyond. Mesler has been instrumental in the organization’s development and growth, expanding its reach to serve millions of students across North America and around the globe through powerful partnerships such as NBC Olympics, the NHL, Airbnb, Canadian Tire’s Jumpstart charity, the Bualo Bills, Team Canada, Google, GoNoodle, and many more. Through his work building Classroom Champions over the past 15 years, Mesler has been recognized as a finalist for the International Champion for Peace, one of Sports Illustrated’s “Athletes Who Care,” and was recently awarded the Government of Canada’s second highest civilian award, the Meritorious Service Medal from the Governor General of Canada, for Classroom Champions’ contributions to educational opportunities for Canadian children. As Chair, Mesler will remain deeply involved and work with Rosenzweig to propel Classroom Champions into thousands more schools to reach millions more children. Reflecting on his transition, Mesler said, “Seeing Classroom Champions evolve into what it is today is both exciting and humbling. I am incredibly proud of what we have achieved for so many children and look forward to continuing to support the organization’s mission in my new role as Chair of the Board of Directors. From the moment I met Seth, I recognized that his personal character, combined with his incredible experience building organizations leveraging athletes to help kids, meant that he could be the ideal leader to usher Classroom Champions into its next phase of growth and impact. I feel fortunate and excited he’ll be putting on the Classroom Champions jersey.” Seth Rosenzweig brings a wealth of experience in nonprofit leadership and a passion for youth empowerment to his new role as CEO of Classroom Champions. As the former CEO of Team IMPACT, Rosenzweig spearheaded the organization’s eorts to connect children facing serious and chronic illnesses with college athletic teams, fostering impactful relationships that provided crucial emotional support and inspiration. In his eight years stewarding Team IMPACT, Rosenzweig led the organization to unprecedented growth. Among Rosenzweig’s core objectives in the role is to expand Classroom Champions’ footprint across North America. Rosenzweig said, “I am honoured to join Classroom Champions as CEO and to work alongside such a dedicated team making a tangible dierence for students. I am deeply inspired by the organization’s mission to empower students through mentorship, and I am excited to begin advancing our impact and reach. I look forward to collaborating with our athlete mentors, educators, and partners to create positive change in the lives of even more deserving students.” As Classroom Champions embarks on this new chapter, the charity remains steadfast in its commitment to empowering students to become resilient, compassionate, and confident community leaders. About Classroom Champions Classroom Champions is a non-profit that has empowered over 5 million children to thrive socially, emotionally, and academically through the mentorship and mindsets of world-class athletes. Working with over 300 Olympic, Paralympic, NCAA student-athletes and professional athletes who volunteer as mentors, Classroom Champions has provided program and curriculum grants to underserved, rural, and Indigenous communities across the continent. Students participating in Classroom Champions see significant improvements in the classroom, teachers see improved engagement, and athlete mentors learn new skills to prepare for life after sport. Learn more at: www.classroomchampions.org. Mario Toneguzzi Mario Toneguzzi is Managin

Extreme athlete and motivational coach Andre Belibi Eloumou is going to tackle his toughest challenge yet, for a worthy cause that is very close to his heart. On May 24, the opening day of the 2024 Servus Calgary Marathon runners’ expo, Belibi will attempt to break the Guinness World Records title for the longest time for a man to be packed in ice. He is undertaking this mission to raise awareness and support for the millions of other people around the world, including his daughter Kira, with Autism Spectrum Disorder (ASD). The world record is four hours and two minutes. Andre is in the final stages of more than one-year of training and preparation for the world record attempt. Last Saturday (May 11), he undertook a test run being packed in ice for two hours outside The Fitness Guy Pete Estabrooks’ gym in Calgary’s historic Inglewood neighbourhood. Andre’s project is being generously supported by Run Calgary, Arctic Glacier Premium Ice, Spolumbo’s Fine Foods and Deli, The Home Depot, Ian Boyd – Central Calgary REAL Broker, Primextate Ltd., and a long list of other donors and supporters. Full Video can be seen here. Donations and sponsorships to the Ice Bath World Record for Autism project can be made on Audre’s GoFundMe page: https://gofund.me/21509e26 Tax-deductible donations to Autism Canada can be made through Andre’s Calgary Marathon charity fundraising page: https://raceroster.com/…/pledge/participant/24936493 For more information about Andre Belibi Coaching programs and services, visit: www.andrebelibicoaching.com Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story AthletebusinessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipIce Bathsmall business

In this video interview, Ryan Gubic, a Certified Financial Planner and Founder of MRG Wealth Management in Calgary, discusses the increasing financial stress Canadians are experiencing these days. PRESS RELEASE TORONTO, May 23, 2024 /CNW/ – From high grocery and gas prices to elevated inflation and housing costs, Canadians are grappling with money-related stressors that negatively impact their financial well-being. However, the 2024 Financial Stress Index, a national survey of 2,000+ Canadians conducted by Leger on behalf of FP Canada, shows that Canadians are prioritizing their financial health and feeling more hopeful about their financial futures than they did a year ago. FP Canada's 2024 Financial Stress Index finds money remains the leading source of stress for Canadians. (CNW Group/FP Canada) FP Canada’s 2024 Financial Stress Index finds money remains the leading source of stress for Canadians. (CNW Group/FP Canada) The survey reveals that while Canadians continue to grapple with financial worries, most are embracing strategies to reduce financial stress in the face of persistent economic pressures. While financial stress is on the rise, so is optimism, and the data speaks volumes: Canadians are recognizing the power of proactive financial management. The most striking revelation? Year-over-year findings continue to show that Canadians who work with a financial professional are less prone to money-related stress, more hopeful about their financial futures, and better positioned to navigate financial uncertainty with confidence. Financial Stress on the Rise as External Pressures Persist According to the 2024 Financial Stress Index, money remains the top source of stress for Canadians, with 44 per cent citing it as their primary concern. This number represents a steady increase from 2023 (40%), 2022 (38%) and 2021 (38%). External factors are a key piece of the puzzle, as Canadians cite elevated grocery prices (69%), inflation (60%) and housing-related costs (52%) as leading causes of financial stress. Amid widespread discussions about the impact of these pressing challenges, the data reaffirms the hurdles posed by the current economic environment. Financial stress continues to affect the mental health of Canadians. Nearly half (49%) have lost sleep over financial worries, and more than half (54%) report negative effects such as anxiety and depression (38%), disruptions in workplace productivity (16%) and strained personal relationships (16%). However, Canadians who work with a financial professional are less likely to lose sleep due to financial stress (42%) than those who do not (52%). “There’s no denying that persistent affordability concerns can cause significant financial strain, so it’s no surprise that Canadians are continuing to feel the impact of these difficult conditions,” says Meghan MacPherson, a QAFP® professional at Impact Financial Group Inc. “While thoughtful planning and proactive measures can help reduce financial stress caused by economic factors beyond our control, the Financial Stress Index shows that working with a financial professional can help Canadians create a sense of confidence and control in the face of uncertainty.” Impact of Financial Stress More Severe for Young Adults, Interest in Financial Planning Grows Younger generations are experiencing the highest levels of financial stress, with half (50%) of Canadians under the age of 35 citing money as a top stressor, compared to 42 per cent of those over 35. The survey also shows that financial stress weighs more heavily on the minds of younger Canadians, with nearly three-quarters (72%) stating that financial stress has had at least one negative impact on their lives, compared to less than half (48%) of Canadians over the age of 35. This cohort is also more likely (50%) to say they’ve experienced anxiety, depression, and mental health challenges due to financial stress than those over the age of 35 (34%). Although financial stress disproportionately affects the mental well-being of Canadians aged 18 to 34, 39 per cent recognize the value of creating a financial plan to mitigate stress compared to 22 per cent of those over 35. This trend may reflect a burgeoning curiosity about the advantages of financial planning among younger Canadians. Stress Less: The Power of Professional Financial Planning Support Data from the latest Financial Stress Index highlights Canadians’ eagerness to take control of their finances. However, navigating the intricacies of personal finances alone can pose challenges. Findings reveal that Canadians who don’t work with a financial professional are 33 per cent more likely to be stressed about money than those who do, and 23 per cent more likely to have lost sleep about financial worries. In contrast, those who work with a financial professional are more optimistic about their financial futures (56%) than those who don’t (48%). Working with a knowledgeable financial professional, such as a CFP® professi

Darby Lee Young, Founder and Principal Accessibility Strategist, Level Playing Field and a designated Rick Hansen Foundation (RHFAC) Professional. Darby’s ultimate goal has been to combine her lived experience with her professional life as an Accessibility Consultant. As a person born with mild cerebral palsy, Darby has been able to utilize this unique experience to her advantage, and her previous political appointments and competitive career as a para-alpine skier have provided her with an impactful perspective when approaching projects. Darby’s previous political appointments and achievements include serving on the City of Calgary’s Advisory Committee on Accessibility (ACA) from 2011-2015, serving as the co-chair for two years. Darby also represented the City of Calgary at the International Summit on Accessibility in 2014. From June 2017 to June 2020, Darby was a member of the Premier’s Council on the Status of Persons with Disabilities. Over the last five years, Darby has been honoured with numerous awards and achievements. In 2018 Darby was selected as one of Canada’s top 40 under 40. In February 2020, John Fluevog Shoes released the "Darby" Shoes. They are now available in multiple colours. In 2021 Darby was named one of the Top 25 Women of Influence 2021. Darby continues to break down barriers for persons with disabilities not only professionally but also personally in hopes that one day it truly makes a difference. LPF has allowed Darby to offer her expertise to a wider range of clients. By incorporating universal design features in new builds and conducting accessibility reviews on proposed and existing facilities, Darby’s work continues to make a significant difference for many people living with disabilities and puts her team at the forefront of accessibility consulting. Through this work LPF has successfully contributed to the removal of barriers at the municipal, provincial and national levels, ultimately establishing inclusive environments. In her spare time, Darby can be found at most sporting events, especially Hockey, Tennis and Chuckwagon Racing! She enjoys travelling and exploring new places for accessibility. Darby will always be seen on the sidelines cheering on her friends and family in all their adventures. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Tamara believes "Success is not final...and failure is not fatal". It’s the courage to continue that count. She is the owner of Mirror Image Vacation Rental Services. Born and raised in Kelowna BC in the beautiful Okanagan Valley. And In Kelowna it’s all about tourism. Whether it be world-class wineries, champagne powder at Big White ski resort, or sparkling lakes, she always knew tourism, and hospitality was something she was not only passionate about but was an area she could see herself getting into business. After 15+ years of scraping by as a waitress and bartender and never getting ahead, she applied for a part-time job with Kelowna Resort Accommodations (which is a large-scale property management company in Kelowna). And then started her own business from there. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

With two decades in capital markets, Kola Malcom brings deep financial experience to his chosen entrepreneurial career. Kola is an evidence-based mortgage planner with a relaxed. pragmatic approach focused on customizing mortgages. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Bryan Macaulay is a visual storyteller. Since his father opened Village Studio in 1977, Bryan has been providing timeless photography to Grimsby and the Niagara area. His experiences over the last 30 years in the business have been life-changing. His entrepreneurial resolve, drive, and creativity have allowed him to pivot the business which has kept it healthy. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Naomi Kunert, Founder of the Self Reconnection Method, is an accomplished and renowned transpersonal therapist and spiritual guide with over 25 years of experience in successfully empowering her clients to overcome physical, mental, emotional and spiritual trauma. The Self-Reconnection Method, is an integrative healing system, that activates a person’s inner healing mechanism, allowing for reconnection on all levels of self, enabling people to recover from chronic states of stress, disease & disconnection. Her approach unites practical and proven methods in the field of neuroscience with principles of quantum physics, blending with it the natural laws of healing practiced and preserved by Earth’s oldest ancestral cultures; a complementing synthesis of the ancient and modern integrative ways of healing. Naomi has a practice on Vancouver Island, Canada and facilitates workshops internationally and presents at clinicians’ seminars. She offers on-line or in-person one-to-one sessions and Self Reconnection Method workshops and classes. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, happiness expert Dr. Gillian Mandich discusses the state of happiness in today’s world. She is a scientist on a mission to help people live their happiest life. Mandich is a published researcher; two-time TEDx speaker; the founder of The International Happiness Institute of Health Science Research; and you can often find her in the media on shows such as The Social, Marilyn Denis, Breakfast Television, and The Morning Show. I use the latest evidence-based health information and science to help people live happy, healthy lives. My PhD is from Western University in Health Science, specializing in Health Promotion. I am a top-rated keynote speaker and I appear regularly as the resident Happiness Expert on The Social and Breakfast Television. I’ve also appeared on ABC7 New York, Global TV, CP24, CityLine, City News Toronto, Your Morning, CTV Toronto, Rogers TV, and CTV London. My academic work has been published in The Canadian Journal of Diabetes, The Journal of Sport and Exercise Psychology, The International Journal of Environmental Research and Public Health, The Canadian Journal of Community Mental Health, The Canadian Journal of Dietetic Practice and Research, and Health Science Inquiry. I’ve presented at academic conferences such as The World Diabetes Congress; International Society of Behavioral Nutrition and Physical Activity; The 2nd, 3rd, and 4th National Obesity Summits; The Canadian Public Health Association; Canadian Diabetes Association; International Congress of Dietetics; and The Public Health in Action Symposium. My work has been published in The Huffington Post, Chatelaine, Oxygen Magazine, Clean Eating Magazine, MindBodyGreen, Inside Fitness, Sweat Equity, and STRONG Fitness Magazine. I work with brands including Reebok, CLIF Bar, and Clean Eating. I’ve been featured on QVC, HSN, Today’s Shopping Choice, Virgin Radio, The Gazette, The Ottawa Business Journal, Alive Magazine, and The London Free Press. I’ve spoken at events including The CanFitPro World Fitness Expo, The Green Living Show, Women In Wellness, The Total Mom Show, The Allied Beauty Association Revel In Beauty Show, The Archangel Show, Girl Power in Play Symposium, Women Who Influence, Health Hustlers, Pint of Science, and the Strong Women Summit. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business Canada's Number One Podcast for Entrepreneurs #entrepreneurs #entrepreneurship #Happiness #MentalHealth #smallbusiness

In this video interview, Marc Carnes, CEO of Alberta-based radio station CKUA, discusses the financial situation of the station and efforts to raise money to keep it alive. On April 17, Carnes addressed the CKUA community with an update about CKUA’s future. He talks about his recent message, how much money needs to be raised, fundraising efforts, the history of the station, the importance of the station to the music and arts and cultural community, its reach, and the importance of music in society. Here was his full message: I’m CKUA CEO Marc Carnes, and I’m addressing you today because CKUA needs your help. There’s no other way to say it: We must raise $3 million by September 30. Without it, CKUA’s cash reserves will be depleted, and we will be forced to shut down after 96 years of serving Albertan—and honourary Albertans—like you. This news may shock you, but if you’ve read any headlines lately, it’s no secret that the music, arts, and culture sectors have never fully recovered from the pandemic. It’s also no secret that the commercial broadcasting sector continues to struggle. Many of our independent, donor-supported public radio peers in the United States are in the same boat. This is not happening because of a lack of success. CKUA audiences have been growing and diversifying steadily over the past five years. Our fundraising revenues have been steady at a time when many charities and cultural organizations are struggling. Our advertising sales have been steady at a time when traditional media advertising has plummeted in recent years. In an economy where charitable dollars are tight and advertising-based traditional media is struggling, we are bucking the trend. This speaks to the value people place on our service and what it means to them. What’s more, we do all of this without the government footing the bill for us. But CKUA is not immune to the challenges faced by so many. Like many households and businesses, inflationary pressures have been increasingly difficult over the last 18 months. Borrowing rates have doubled. Utility costs have skyrocketed. Capital maintenance of our vast and complex technical systems has become more expensive than ever. This, coupled with ever-changing and new federal regulations, has been a lot for CKUA to absorb in a short time. As the owner of the Alberta Hotel, our broadcast centre, CKUA has also felt the effects of record-high, post-pandemic commercial real estate vacancies in downtown Edmonton. 18 months ago, every square foot of our building was spoken for. Last summer, the building was half empty, and revenues had almost completely disappeared after our main tenant became insolvent. Just 18 months ago, our budgets were balanced. Today, a perfect storm is threatening our future, a mere three and a half years before our centennial. Because of these factors, the sound of Alberta is at risk of going silent. When we saw CKUA’s new reality unfolding, we took immediate action. We cut and deferred as many expenses as possible while maintaining the operations our listeners generously support with charitable donations. We worked with real estate professionals and developed scenarios for how to fill Alberta Hotel with paying tenants, given the current market. We sought to collaborate with the provincial and federal governments for financial help. And we developed a plan to diversify our fundraising revenues through major gift and legacy giving leading up to our centennial in 2027. All of these measures take time. But time is not on our side. As a non-profit, CKUA has always been a lean, mean machine for the size of our 24/7 province-wide operation. That is even more true today. We’re doing more with less, and that’s thanks to our incredible team, whose dedication and persistence in the face of these challenges inspire me every day. What’s more, they are doing amazing, creative work that is being recognized and sought out by more people. They have every reason to be proud. As I am of them. We’ve also found some success in filling our building and are negotiating with several new tenants. But the high interest rate on our loan is still dogging us, and the revenue from these potential new tenants won’t come online for several months. Disappointingly, after a year of conversations, the provincial and federal governments have yet to step up. We continue our conversations with the provincial government, driving home our role in telling a piece of Alberta’s story around the globe. Since our humble beginnings in 1927 as Canada’s first public broadcaster, we have been there for Albertans. Today, we give a province-wide platform to our artists and our storytellers, filling the growing hole left by national media and the loss of local independents. As of yesterday, the federal and provincial government budgets have come and gone, and we have received no indication that financial help is coming. Despite hundreds of millions of dollars in new money for our national public broadcaster and

In this video interview, Don Kottick, President and CEO of Sotheby’s International Realty Canada, discusses a new report released by the company on the luxury real estate market in Canada. Don Kottick Kottick talks about sales activity, prices, inventory and what to expect from the market. PRESS RELEASE 2024 First Quarter Highlights Canada’s luxury real estate market eased into 2024 with modest sales gains and an increase in consumer engagement and pre-transactional activity as listings supply returned, often at prices adjusted to current market conditions. Single family home demand continued to lead the revitalization of luxury sales, reflecting a shift in high-end consumer preferences given the rising carrying costs and changing financial dynamics for luxury condominiums. Consumer sentiment and market dynamics evolved in the Greater Toronto Area (GTA) in the first quarter of 2024, as seller and buyer expectations came into better alignment, setting the stage for improved sales activity. Luxury residential sales over $4 million rose 18% year-over-year across the GTA, in a market that remained balanced overall. Despite a discernible improvement in consumer engagement, first-quarter luxury sales over $4 million were down 17% year-over-year in Vancouver, as prospective home buyers and sellers strategically deferred transactional activity to spring. Montreal’s luxury market experienced a stronger than anticipated start to 2024, as residential sales over $1 million increased 53% year-over-year in the first quarter, while sales over $4 million were on par with activity in the first quarter of 2023. Calgary’s luxury market continued to eclipse national trends as positive net interprovincial migration and buoyant consumer sentiment spurred a 63% annual spike in first quarter sales over $1 million, with two transactions over $4 million compared to a quiet first quarter in this market segment in 2023. TORONTO, April 24, 2024 (GLOBE NEWSWIRE) — Canada’s luxury real estate market eased into spring with modest sales gains across key metropolitan cities, as the dynamic between prospective home sellers and buyers improved, and pricing expectations continued to come into alignment. Despite strengthening consumer confidence and an increase in early-stage market engagement in the initial months of 2024, the expectation of additional property listings supply and potential interest rate declines prompted some buyers and sellers to defer transactions into the spring market. As a result, the country’s major metropolitan areas are expected to see a moderate improvement in sales activity across the luxury and conventional markets in the months ahead. According to Sotheby’s International Realty Canada’s Top-Tier Real Estate: Spring 2024 State of Luxury Report, consumer dynamics in the Greater Toronto Area (GTA) evolved in the first quarter of 2024, setting the stage for measured sales gains and a balanced market this spring. As the price expectations of home sellers and prospective buyers came into better alignment, both pre-transactional and sales activity increased across the region’s luxury market. As a result, residential real estate sales over $4 million (condominiums, attached and single family homes) between January 1 – March 31 climbed 18% year-over-year from the first quarter of 2023. In these preliminary months of the year, there were no property sales over $10 million recorded on Multiple Listings Service (MLS), in contrast to the single property sold in the same period of 2024. Overall GTA residential sales over $1 million rose 11% year-over-year. Vancouver’s luxury residential real estate market experienced a notable increase in pre-transactional activity in the first quarter of 2024, as consumer and real estate industry confidence continued to strengthen within a market that remained in balance. However, a significant cohort of prospective purchasers continued to await a wider selection of property listings inventory in the spring market to follow. As a result, residential sales over $4 million were down 17% year-over-year in the first quarter of 2024, with none of these recorded over $10 million on MLS compared to four transactions in the first quarter of 2023. Overall, $1 million-plus residential sales were largely on par with previous year’s levels, with a marginal 1% year-over-year shortfall. Luxury sales activity in Montreal reflected a stronger-than-anticipated start to 2024, as residential sales over $1 million between January 1– March 31 increased 53% year-over-year within a market that maintained balanced conditions overall. Residential real estate sales over $4 million were on par with first-quarter 2023 levels at eight units sold. Record in-migration, a bold economy and soaring end-consumer and investor confidence in housing continued to strengthen Calgary’s luxury real estate market performance in the first quarter of 2024. Between January 1– March 31, residential sales over $1 million surged 63% year-ove