AJ Osborne Podcast

Welcome back everybody to the AJ Osborne Podcast! This is your host, AJ Osborne! I’m super excited today to have the pleasure to introduce you all to the one and only Jay Malloy. Jay is a real estate investor and built his foundations of real estate investing through wholesaling. We touch a bit on what exactly Jay does, but more importantly, we talk about the HOW. So often we talk about strategy (especially me!). We build out our step by step pathway to follow, we build our strategy, we think tactically, all to achieve our desired end result. One thing a lot of us fail to truly evaluate and plan for in our preparation, and what we often fail to work on consistently, is OURSELVES. More specifically, our mindsets and our influences and atmospheres. Today’s podcast is an incredibly in depth look into some of the ways that Jay has built success around great and genuine relationships. He shares some simple tools and resources that he’s used in his own life to help build systems for maintaining and building great relationships with the people he’s chosen to surround himself with. We also went on to talk about this idea of your tribe finding you. Which if you’re doing things right, they will. Listen in, learn how to truly reach and accomplish your real potential. Take note and put into practice some of these awesome ideas. Thanks everybody! AJ Keep up with Jay on social media: https://www.instagram.com/dr.leadz/?hl=en

Welcome back everybody to the AJ Osborne Podcast! I’m your host, AJ Osborne! So… if you’ve been online or to your local hardware or lumber store, you might have noticed something - the price of lumber (and materials in general) has skyrocketed. Honestly, saying the cost of lumber has “skyrocketed” even seems like an understatement. This is why I’m having my great friend and our head of acquisitions here at Cedar Creek Wealth, Brain Mullally on the podcast today to talk everything lumber. You see, before Brian joined my team, he wandered the mountainside in a flannel shirt, carrying a large ax, looking to strike it big in the lumber industry. Well… that might be a stretch lol. Brian worked in the lumber industry for years and continues to keep up the relationships he built over the years in the lumber industry. That said, he not only knows a thing or two about lumber and what’s currently going on, but he’s also got a backstage pass to the mills, the suppliers, and everyone in between to get the scoop on these crazy events we’re seeing unfold with lumber prices. Brian shares his years of experience and helps to shed light on why lumber costs have increased so much over the past year or so. We also dive into various economic factors as to why this increase is happening, and how this increased pricing is affecting other industries across the country. There’s a lot to unpack in this episode, so I’ll let you get right to it. Enjoy, spread the word, and maybe invest in a few 2x4’s… Thanks everybody, AJ

Welcome back everybody to the AJ Osborne Podcast! I’m your host, AJ Osborne! I’m extra excited about today’s episode because we get to hang out with one of my favorite real estate friends… the one and only Brittany Arnason! You might know her as investorgirlbritt on social media. She’s become wildly popular on social media with sharing her experiences from BRRR’ing single-family homes. Fun fact - she actually used to sleep in the houses as she was renovating them! Talk about dedication! If you’ve followed me and this podcast for any amount of time, you might have heard mention my philosophy of scaling both vertically AND horizontally. Brittany is in this pivotal space now moving towards scaling horizontally. What does that mean? Brittany is now shifting her focus on commercial real estate investing, specifically (my favorite asset class lol)... SELF STORAGE! This is an amazing time to have Brittany on the podcast as she’s actively making this transition that so many investors ultimately want to make - the shift into commercial real estate. Whether be more zeros, more management, limited experience, or fear of the unknown, it often proves difficult for so many of us to make these leaps from one type of investing to another. Listen in and hear how she started her real estate investing journey, where she’s at now, what’s going through her mind, what her plans are, and what she’s actively doing now to accomplish HUGE goals in the next few months. Speaking of goals, we talk a lot in today’s episode about the process of setting and achieving goals, and ways that you can help shorten the timeframes for you to achieve your ultimate goals. Tune in, take notes, and learn how Brittany is making the move from single-family homes to commercial real estate investing! Thanks everybody, AJ   Keep up with Brittany on social media and her website: Instagram: https://www.instagram.com/investorgirlbritt/?hl=en Website: https://brittanyarnason.com

Welcome back everybody to the AJ Osborne Podcast! I’m your host AJ Osborne! One of the biggest stresses that most of us feel consistently throughout our lives is MONEY. Money problems can crush dreams, marriages, physical and mental health, and our lives as we know them. Money is a big deal to a lot of us, but how do we get to that place where money isn’t a problem, but more so an asset, a lever, and a tool for us to achieve everything we’ve dreamed of? This is why I’m excited to have Jim Crider on the podcast today to help shed some light money and what we can do to set ourselves up for success. Jim had originally been working in sales… he couldn’t stand it, didn’t think he was good at it, and ultimately decided he had to move on. This led him to be unemployed for about an 8 month period of time, which brought to light his own financial situation and stresses that he himself began to feel about money. These thoughts and stresses sparked his interest and set him on the path to financial planning. Today we walk through some frameworks that will help you identify what your goals are, aligning your actions with those goals, and step by step how you can start working towards and start living the life you truly want to live. This episode is full of value for anyone looking to get to a place where money, time, life, is completely aligned (which is the vast majority of us!). Take notes, soak it up, and start! Thanks, everybody, AJ   Keep up with Jim on his Intentional Living website at: https://www.intentionallivingfp.com/

Welcome back everybody to the Self Storage Income podcast, this is your host AJ Osborne! As you’re probably aware, there’s A LOT of wacky things going on out there currently with the US Dollar, stimulus packages, and interest rates (and a ton of other crap I’m not even going to get into). One huge aspect of today that we have to take into account is this - we’re in totally uncharted economic waters. There’s never been a time in history that we threw capitalism to the side and solely relied on the government to support everything. We’re living this right now. What happens when the stimulus stops? What happens when interest rates rise? What about inflation? We have some ideas as to the answers to these questions, but none of us have a crystal ball. These are topics I wanted to be sure to discuss today on the podcast because I know so many of us are thinking about and asking the same questions. We’re going to talk micro and macro economics and which you need to be focused on. We’re talking debt, capital, interest rates, consumer demand, and more. The best thing we can ever do is to be educated enough to play the game and play the game well. To be able to protect our assets and continue to grow our wealth. Thanks for listening everybody, AJ The Self Storage Income Exclusive Fall Event in Coeur d’Alene Idaho (GET YOUR SEATS RESERVED ASAP!) - https://selfstorageincome.com/events/ Be sure to go to Selfstorageincome.com to get your copy of my Self Storage Playbook. This step by step playbook walks you through from start to finish - how to identify a self storage market, how to perform due diligence, how to contact a current owner, and ultimately how to land a deal and purchase a storage facility. You can also find the Self Storage Income Podcast on: iTunes Spotify Stitcher   The Self Storage Income Podcast is Sponsored by: Janus International - https://www.janusintl.com/ Store Local - https://www.selfstorage.coop/aws/SL/pt/sp/home_page Live Oak Bank - liveoakbank.com/incomepodcast

Welcome back everybody to the AJ Osborne Podcast, I’m your host, AJ Osborne!   What’s one of the biggest struggles for us Americans? Well, besides loving great food and being almost unable to resist… lol. The answer is MONEY.   The management of our personal finances is often in disarray and maybe even non-existent. It’s super unfortunate but who can blame us right!? Our lives are busy, money is tight, and there’s always tomorrow… Wrong.   The fact of the matter is - we only have so much time to set our lives up for success from now until retirement. We only have so much time before it could be too late for us to take the proper steps to ensure we live full and incredible lives. If you’ve wanted to get your finances and your life on the right track, my amazing guest today can help.   It’s my pleasure to introduce Damari Gold. She’s a first generation American who was raised on the very ideas of saving, preparing, and investing. She now helps people get their finances and their lives on the path to achieving results.   One of the biggest take-aways from today’s episode that I want you understand - investing and building wealth is a LONG TERM game. It’s not one huge decision to invest in some huge new idea. It’s small incremental and disciplined steps over a LONG period of time that will help you to achieve wealth, financial freedom, and all the other amazing things we all want to experience in our lives.   Tune in and hear Damari’s incredible story and learn about the pitfalls of financial entitlement, the foundations of money and building wealth, and the importance of not placing limiting beliefs or views on yourself or your family when it comes to finances. Take notes and get ready to take control of your life and your finances.   Thanks for listening everybody! AJ   You can keep up with and learn more about Damari on social media here: https://www.instagram.com/damarigold/?hl=en

Welcome back everybody to the AJ Osborne Podcast, I’m your host, AJ Osborne!   Ever wonder what it’d be like to become an angel investor? Well today, it’s my absolute pleasure to introduce you all to Tom Wallace who has built an investing empire.   Tom began his investment journey in the tech space when personal computers were just beginning to become a reality. Starting a systems integration company at the ground level as the tech industry was being born, obviously turned out to be an incredible time to be the space. This provided Tom with invaluable experience and opportunity in all things tech, even working in conjunction with some of the largest tech companies in the world, who continue their legacy even today.   Tom shares how he built multiple companies, sold them, and ultimately how he went from an incredibly successful tech entrepreneur to angel investor. Tom also shares with us and give an overview of his 5 d’s of investing which are- deal flow, due diligence, domain expertise, diversification, and discipline. These have allowed him to not only invest in numerous successful tech startups, has allowed him to build a company around it. Tom is the Managing Partner at Florida Funders, an incredibly successful investment company that finds, funds, and helps to build the next generation of tech companies.   We also jump into the power of capitalism, give a general economic market overview, and identifying the best opportunities. Tom also shares how he decides whether or not something is a good investment, what he looks for, and what’s he’s even looking at currently.   This was a great episode and we cover a ton of ground regarding angel investing, tech, business, and more. Thanks everybody, AJ

Welcome back everybody to the AJ Osborne Podcast, I’m your host AJ Osborne!   We all want results right? We want more money, freedom, opportunity, that six pack for the beach... the list could go on and on. We think all day about how great it would be to have these outcomes in our lives. There’s only one HUGE problem with this… we’re thinking about the end result and NOT the process we need to execute to actually achieve these outcomes.   This is where today’s podcast comes in.   Let’s be real with ourselves - none of us want to fail. We don’t want to sit spinning our wheels for decades never reaching the goals or visions we’ve set in our minds that we’d like to achieve. We only have so much time and so many resources.   So how do we make the most of it? How can we give our goals and aspirations the absolute best chance of success? How can we ensure that we actually get results?   We have to audit ourselves. We have to organize, plan, find what works and get rid of what doesn’t. We have to build teams, find mentors, and focus on long term, high output activities. Sounds like a lot of work right!? Well… it is. But it’s totally worth it.   Today I’m going to dive into these subjects and share the tools with you that I use every day to stay on track and drive results time after time. Get those notebooks out and get ready to crush your day, your week, your month, your year, and your life. Thanks everybody, AJ

Welcome back everybody to the AJ Osborne podcast! I’m your host, AJ Osborne! If you’ve listened to this podcast or my Self Storage Income podcast, you might have heard me talk about my three pillars that drive everything I do - Impact, Freedom, and Progress. Each one of these pillars have their own unique challenges. However, Progress is one of those things that so many of us have such a hard time maintaining. The question is why? Now I’m not going to try and diagnose the cause of everyone’s failure to progress in a desired direction. After all, we’re all on drastically different paths with drastically different understandings and goals of ‘progress’. I am however going to address a few key subjects that I believe can help anyone continue on their path to progress, especially when it comes to building your life around business and investing. I’m hoping that the keys I share in today’s episode can help keep you compounding the power of progress, just like these keys have helped me on my own business and investing journey. We’re going to ask the questions you need to truly be asking yourself, how to move forward with certainty in uncertain times, what the future looks like today and why long term vision is so important, and I even touch on the concept of what I call the ‘risk of ruin’. Progress is our measurement of where we are currently to where we’d like to end up. Progress is a long and extremely volatile road. Prepare, plan, and execute on what will help you progress the most efficient ways possible.

Welcome back everybody to the AJ Osborne podcast! I’m your host AJ Osborne.   If you follow me on social media you may have noticed these past couple weeks, I’ve been posting quite a bit on the current economic events happening here in our country. What we’re seeing is honestly unprecedented and in our country’s history we haven’t seen or experienced quite what we are today. That said, I’ve been thinking, and reading about this… A LOT… and I have some things to share that I think can shed some light.   The fact is, we’re seeing massive government intervention. This is diluting the economic fundamentals of this country and the very systems we run on. Don’t get me wrong, there’s a huge importance that needs to be placed on monetary policy and reasonable inflation is actually a good thing (more on this in the podcast). What causes issues is when the very systems we’ve created to help our economy actually end up being used in such a way that actually start to hurt our economy.   I today’s podcast I break everything down. I talk about the good and bad regarding inflation, supply and demand in the market place and its relation to the value of the USD, examples from the past that we can learn from and apply today, the fundamentals of value creation, and the importance of truly understanding value. These are all great topics to discuss, but most importantly, I propose the one question we all need to be asking, when the right time is to buy assets, and how all these subjects are connected and are working together like a large spider web, and also how all of this ties into the very reason that I started my holdings company and structured my investing the way that I have.   I don’t have all the answers and I’m not going to pretend like I do. I do however believe that the more of us that truly understand our economy and the drivers affecting that economy, the better off the world will be. And honestly… I can nerd out on this stuff all day lol.   Thanks for listening everybody and enjoy! AJ

Welcome back everybody to the AJ Osborne podcast! I’m excited you’re here and even more excited about the great guest I have on the podcast for you today. It’s my pleasure to introduce you to the one and only Lance Pederson. Lance helps investors navigate what so many believe to be the complexities of the investment world. I say, “what so many believe to be the complexities” because as we discuss in this episode, there are a ton of investors out there focusing on the completely and totally wrong things. To that, Lance has helped and been a part of over 190 engagements regarding the advisement and structuring of deals. There are a lot of pieces to put together, you have the deal, money, legal, accounting, transaction, due diligence… the list goes on and on. You can’t and shouldn’t be wasting your valuable time and resources on spinning your wheels (or anyone else’s). Lance shares some incredible insights today about deal structures and the potential pros and cons of those structures, raising money and the different avenues to accomplish your capital raise goals, fund structures and a ton more regarding the deals and structuring of those deals. We also jump into economics and discuss what he’s seeing across the country. We talk real estate and the most popular assets he’s seeing come across his table, and he even shares some of key industry insights into what issues he’s seeing in the real estate industry, and where the opportunities may be. This was one of those conversations that we could have explored all day long and this episode is PACKED with awesome and valuable information that I haven’t seen much anywhere else. Be sure to keep up with Lance on his website and podcast: Verivest: https://verivest.com/ Real Estate Risk Report: http://www.therealestateriskreport.com/  

Welcome back everybody to the AJ Osborne Podcast, I’m your host, AJ Osborne!   I have an amazing guest for you all today who has done everything from working the corporate job, to owning and operating business, writing books, organizing events, and teaching others to do the same… she’s done it all.   It’s a pleasure to welcome and introduce Cydney O’Sullivan.   Cydney has lived a life where she’s been able to experience both sides of the spectrum: poverty and wealth. Having these experiences has allowed her some incredible insights into types of people who tap into and achieve wealth, and the types of people who don’t.   Cydney discovered early on that wealth was the way to go. But how?   Over the years she’s bought a number of poorly operated businesses, turned them into total rock stars, then sold them for a premium. This concept of being able to identify a perfect opportunity to solve a problem or to make something better is a huge topic of discussion for us in this episode. We also talk about how to identify a niche, finding efficiencies that allow you to grow and scale, compound growth, and more.   Another huge topic we touch on today is what Cydney calls the Millionaire Mindset. This factor alone is what can set you up for growth and success in both good and bad times.   Enjoy this awesome episode with this awesome guest and I’ll see you next time! AJ   Keep up with Cydney on her website at: https://millionairesacademy.com/ You can also check out her books here on amazon: https://www.amazon.com/s?k=cydney+o%27sullivan&ref=nb_sb_noss

Welcome back everybody to the AJ Osborne Podcast, I’m your host, AJ Osborne! Today we have an awesome guest lined up for you. We’re talking everything wealth and finance with the one and only Jonathan DeYoe. It’s an unfortunate truth and one we can see almost everywhere we look - when it comes to wealth and finance a large majority of the population is drastically under educated and under prepared. This is the case a lot of times regarding even the most basic fundamentals of finance, money, society, the economy, and how these pieces all fit together. This is a huge cornerstone of my conversation with Jonathan today. It was such a great time to dive into topics like social, economic, and wealth gaps and where they really stem from, the illusions that the finance industry has peddled to us all, the philosophy of money, currency, and how these differ, defining what risk really is, and discovering where wealth truly comes from. I’m going to tell you right now, this is a podcast you’ll want to put on repeat to ensure you really hit everything going on in this discussion. As we’ve already pointed out, there are massive issues that we face as people, an economy, and a country when it comes to finance. We’re supposed to plan our financial futures but how in the world are we to plan if we don’t even know how the system works? Don’t get left behind. Get educated, get prepared, share this podcast with your friends and never stop learning and growing. Thanks for listening everybody, AJ You can keep up with Jonathan and continue your financial education over on his Mindful Money website at - https://mindful.money/

Welcome back everybody to the AJ Osborne Podcast, I’m your host AJ Osborne!   The goal for so many of us is to become wealthy and live the lives that we’ve always wanted to live. To build real, true financial freedom. To separate your income from your time and to be able to spend your time however you please. Building wealth is a beautiful thing.   There’s only one problem…   How do we actually build and attain wealth? Or even - what does it mean to be wealthy?   These are huge questions, questions that we won’t be able to totally dissect in this one episode. Even still, this episode will help get you off on the right foot in understanding the fundamentals of wealth creation and the real world process to building wealth and freedom.   I cover a lot in today’s episode but some of the topics I’m going to cover are keys to starting to invest and build wealth, getting rid of the fairytale entrepreneur archetypes, understanding demand, margins, and ROI, and more.   The goal of building wealth is no small order. It will take time, a lot of time, and it will take an equal amount of work. It’s not a process that we can afford to get wrong. We only have so much time and so much resources. Be sure you get off on the right path from day one and set yourself up to successfully build the wealth and future you’ve always dreamed of.   Thanks for listening everybody, AJ Stay in touch with me on the AJ Osborne website at: https://ajosborne.com/ You can also find the AJ Osborne Podcast on: iTunes: https://podcasts.apple.com/us/podcast/aj-osborne-podcast/id1466437301 Spotify: https://open.spotify.com/show/6Py4hxvj5Yh1rRpat7mkro?si=AeIIGjaTS2y47E1W4DLS3w Stitcher: https://www.stitcher.com/show/cash-flow-2-freedom

Welcome back everybody to the AJ Osborne Podcast!   We have an incredible guest lined up for you guys today that is going to share some amazing looks behind the curtain of wealth building. It’s my pleasure to welcome and introduce Tom Laune.   Tom wasn’t always in the financial industry. He actually worked an exciting job in the music industry for 29 incredible years as a producer and mix engineer. Due to partial hearing loss, Tom unfortunately had to exit the music industry. But he didn’t stop there.   Tom had always been passionate and interested in the wealth building process and finance. This being the case, Tom decided to go back to school and is now a financial consultant for clients across the country. But what is Tom doing in the world of finance and investing that sets him and his clients apart?   Before we get to that - have you ever wondered how banks use the money that you give to them? No, it’s not just sitting in a vault. When you deposit that money into your accounts at your bank, they immediately turn around and leverage (or lend) that money to borrowers at an insane ratio of 10 to 1. This means that after banks build up and meet their required reserve amount, or the amount of cash they are required to have on hand, the banks start lending YOUR money at that 10 to 1 ratio and earning interest. So for every dollar they hold, they leverage ten, and make money using YOUR money. This process is what we’ve come to call fractional banking.   Banks sure do have a great set up right!? But what if you could actually operate just like the banks? What if you could become your own bank?   Well you can.   This is what Tom is here to share with us today. He’s going to dive into his bullet proof wealth building strategy where he shares with us exactly how we can start operating and building wealth just like a bank. We talk about the tools to leverage and deploy to get you there and this amazing process of taking control of your money and not giving it to a bank. We also dive more into this concept of fractional lending or banking, infinite banking or sound money theory, inflation and deflation, and more.   All I have to say is get those note books ready. Thanks everybody, AJ   Keep up with Tom on his website Stress Free Planning: https://www.stressfreeplanning.com/

Welcome back everybody to the AJ Osborne Podcast! I’m your host, AJ Osborne. I have another amazing guest lined up for you all today - the man himself Lane Kawaoka. Lane began like most of us do - he had a secure job working as a railroad engineer, he had a house, he was building his life. Being gone so much for work though, Lane decided to start renting out his house. One thing after another happened and before he knew it, he had 11 single family doors across the country. The thing was, once Lane realized the power that real estate had and the future that it could offer him, he decided investing in real estate was going to provide a much more rewarding and enjoyable future. After dabbling in single family for a while, Lane realized how management intensive single family was, and how much more difficult it would be if he were to scale simply in the single family home asset class. This was even the case if he continued buying turn key investments (more on this in the episode). Enter diversification and scaling both horizontally and vertically. This is exactly what Lane did. Now, Lane syndicates multifamily deals. We talk about scaling, choosing the right investment strategy, the exact metric he uses to analyze a market for multifamily. We talk development, how to maximize cashflow while being able to leverage your property and what his ideal loan to value ratio is. Lane even shares the exact markets that he’s looking at currently to find some sweet multifamily deals. This is just a peak at everything we cover in today’s episode. If you’re interested in investing in multifamily, this is a podcast you won’t want to miss. You can learn more about Lane and his investment strategies on his website at: https://simplepassivecashflow.com/ Thanks for listening everybody, AJ

Welcome back everybody to the AJ Osborne Podcast, this is your host AJ Osborne! That’s right, Cashflow 2 Freedom is no more! But don’t worry, this podcast isn’t going anywhere. As you might know, we’ve been re-branding the Cashflow 2 Freedom podcast into this new AJ Osborne Podcast. I’ve talked about it a couple times to give you a heads up, but as of an episode or so ago, it’s official. The podcast, my website, everything, has been transitioned to this new AJ Osborne brand. Today, I wanted to share with you why I went in this direction and wanted to do this re-brand. I also share why I started Cashflow 2 Freedom initially and how the idea came to mind when I was in the hospital on Christmas morning paralyzed. Speaking of which, I give you all some back story as to who I am, where I’ve come from, what I’m doing and so on. I know a lot of you know my story well, but we do have a ton of new listeners every week so I want to be sure everyone is caught up. I also share the mission that I’m on with all this content I’m doing here, on the website, and over on the Self Storage Income podcast and website. My three pillars of Impact, Freedom, and Progress is what is driving everything. I’m here to obtain those things for myself and to also provide you with the resources to help you do it for yourself as well. Thanks for all your support over the years and I’m looking forward to all the great things to come with this new brand and this solidified mission of helping you. See you next time, AJ

Welcome back everybody to the AJ Osborne podcast! I have an incredible guest lined up for you all today that I know you’re going to enjoy and take a lot away from. Our guest today is the one and only Bad Ash Investor herself Ashley Wilson. As you know, I’m quite the fan of real estate and the amazing advantages it provides for offsetting taxes, cashflow, diversifying income, and much more. Ashley also loves real estate and shares with us today how she went from simply house hacking one of her first homes, to now owning and operating 600 multifamily units. Initially when Ashley began house hacking, she did some short and long term single family rentals. Shortly after though, she partnered with her dad who was a contractor, and began flipping homes. Then like most investing strategies, she decided to take everything to the next level and began investing in multifamily. Fast forward to today and she’s doing multifamily syndication, has 600 units, and is in the planning process of actually developing a multifamily complex from the ground up. In short… she’s killing it! We cover a ton of ground in today’s episode talking everything from CAP Rate compression currently in the multifamily industry, the cost of capital and what that means to you, lending and the current rates, how COVID has affected the multifamily industry, and then… we talk the big stuff. How does Ashely find deals? What is she looking for when she’s trying to find a good value add opportunity? How is she finding good markets to invest in? How is she analyzing these markets? This is just the tip of the iceberg. Ashley also shares with us what she’s focused on for the future and what she’s projecting for multifamily in 2021. You might also want to pick up a copy of Ashley’s best selling book “The Only Women in the Room”, which focuses on women in real estate and all the amazing work they’re doing across the various real estate asset classes and investment strategies. It’s totally awesome. There’s a link below to grab a copy. Thanks for listening everybody and we’ll see you next time, AJ Ashley’s Website: https://www.badashinvestor.com/ Ashley’s Book: https://www.therealestateinvesther.com/book Ashley on Social Media: https://www.instagram.com/badashinvestor/?hl=en

Welcome back everybody to the AJ Osborne podcast! I’m excited to bring you yet another incredible guest for this episode todaywho shares a wealth of knowledge with us about real estate investing, family, and the process of building the life you’ve always dreamed of. It’s my pleasure to introduce you to full time real estate investor Justin Hannah. We all dream about our perfect or ideal life - the house we’d like, our family, our income, our freedom. We often get caught up however on the end goal instead of focusing on the process that will get us to that end goal. This makes sense because a lot of what we need to do to reach our end goals makes us uncomfortable. We have to work extra hard, we have to deviate from our normal routines and the normal routines of those around us, we have to leave that job, we have to assume control and responsibility of everything in our working life… the list goes on. These can be huge and daunting, but they’re certainly worth it. Justin is a perfect example of someone going through this exact process and today he shares that journey with us. We talk about the career lifestyle and the sense of security that a so called 9-5 job gives so many us. We talk about the massive shift in mindset from being in a career based job to becoming an investor. We even cover the very real fact that simply saving money for your future isn’t enough, that investing is the only way to truly secure your financial future. But how exactly do we do this and what exactly do we need to do? We’re going to cover all of this in today’s episode and we’re going to dive into just how Justin made the shift from 9-5 to being a full time real estate investor. He shares the steps he took, strategies he’s using, and what the entire process has looked like for him and his family. Thanks for listening everybody, AJ Keep up with Justin on social media, his website, or even on his podcast: Instagram: @justin.hannah365 - https://www.instagram.com/justin.hannah365/ Justin’s Website and Podcast: https://realestateinvesting365.co/

Welcome back everybody to the AJ Osborne Podcast! I’m super excited about today’s episode because we have another amazing guest lined up for you today. Our guest today is the one and only Steve Goodman. For over 30 years Steve has helped clients navigate the challenges of business succession, the preservation of wealth, charitable planning, and has helped address the various wealth planning needs of high net worth individuals. Apart from that, Steve was also the Vice President of the Trust and Investment Division of JP Morgan Chase. To say Steve has an incredible amount of knowledge and experience… would be a huge understatement. Steve has an incredible amount of great insights for us today on this podcast from wealth preservation, to estate planning, to taxes, and more. Because let’s be honest here - most of us don’t want to work decades to build the life and opportunities we have, only for our families to lose them after we die. We talk about the biggest issues he sees people having when it comes to estate planning. We talk policies and administrations and how these factors can vastly affect your planning for the future. We also dive into what you need to know in regard to taxes, government leadership and spending, and what that all means for us and our assets. It’s critical we understand the inner workings of the systems and powers that be. Lastly, Steve shares with us what we can all do right now today to get our plans for the future squared away or even in motion. Listen in, be ready to take notes, and be sure to check out Steve Goodman's websites below. Thanks everybody, AJ Steve’s website: https://stevengoodman.biz/ Steve’s Business SHG Planning: https://www.shgplanning.com/about-us/

Welcome back everybody to the AJ Osborne podcast! As you know, I’m a huge fan of real estate investing. We’ve had numerous guests on the podcast that have shared their incredible real estate insights and investing strategies. There’s an investment strategy though that we haven’t talked a whole lot about - stock market investing. That said, I’m super excited to introduce you to Nick McCullum. Nick is the Director or Growth at a Passiv. Passiv is a rebalancing software solution for people who want to invest passively in the stock market. Nick started looking into and getting interested in the stock market and investing when he was in college. His interest soon lead to a passion and ultimately a change in his degree. After graduating with a math degree, Nick began working for a research firm in the finance world and he hasn’t looked back since. In today’s podcast we’re going to look at the difference between active and passive investing, the importance of diversification across assets and asset classes, risks you need to analyze, and the big daddy of them all… fees. Fees can absolutely destroy your returns and take tens of thousands or even millions of dollars out of your pocket. Thanks a ton for listening everybody! AJ Keep up with Nick on Twitter at: @NickJMcCullum - https://twitter.com/NickJMcCullum?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor Also check out Passiv at: https://passiv.com/

Welcome back everybody to the AJ Osborne podcast! Well everybody, it’s been quite the crazy year for a lot of us. In one way or another we’ve all been affected by these global, national, and local events that have had massive impacts. There’s been a lot of uncertainty and discourse as a result of these events. Rightly so, we all have questions and concerns and a lot of us are looking for direction. What does all this mean for the long term? How about the short term? Where do we invest? How do we invest? Where do we put our money? What will be the effects of the stimulus being injected into the economy? These are just a few of the questions I’ve seen coming up over the past several weeks and today’s podcast is going to cover each and every one of these topics. Something we absolutely need to do is take a long look at where we’ve been and get a really good idea of where we’re going. We need to look at the past to gauge and plan for the future. There are some major social and economic lessons we need to study and learn from our history books. So many of the same or similar events play themselves out over and over again throughout history, we simply need to take note and do what we can to prepare or even totally avoid our social and economic mistakes of the past. So much of this is exactly why I’ve chosen to invest in real cashflowing assets. I’m going to talk about the importance of cashflowing assets, the perks, understanding risk, and more. At the end of the day, we shouldn’t be asking where to put our money, we should be asking what kind of a strategy can we build where we can control our money and thus, know exactly where to put it and when. All said and done, I think we have an amazing future ahead, but it’ll take work and smart decision making done with a heavy emphasis on the long term. Listen in and let me know what you all think. Shoot me your questions and comments on social media (links below), or submit them on our Self Storage Income website (also linked below). Thanks everybody, AJ

Welcome back everybody to the podcast, this is your host AJ Osborne! We have another great guest episode here for you today with the one and only Matthew Pollard. Matthew has built several multi-million dollar companies and has helped other companies build systems that inspire massive and rapid growth. In fact, Matthew is even known as the “Rapid Growth Guy” due to his revolutionary but simplistic approaches to help people and companies move the needle towards greater growth. Matthew shares with us today the exact steps he took to go from being an uncertain introverted salesman, to the top salesman in a company he was working at. This is a perfect example of how we can take control and live the lifestyles we want to live by making a plan and mastering a skill set. We dive into the importance of finding not just any mentor, but the best mentor - one that matches your goals and your characteristics. We talk about problems and using them as a way to not find, but to develop solutions, creating systems for yourself to create and experience massive growth, and more. If you’ve been feeling stagnant, like you’re ready for your next big move, this is an episode you won’t want to miss. Thanks for listening everybody, AJ Be sure to check out Matthew’s website and keep up with all the great info he’s putting out (and don’t forget to check out his new book!): https://www.matthewpollard.com

Welcome back everybody to the Self Storage Income podcast (or the AJ Osborne podcast – whichever one you’re listening to right now). I’m your host AJ Osborne and this episode was so great, we wanted to be sure to release it on BOTH of our podcasts – Self Storage Income and the AJ Osborne podcast (formerly Cashflow 2 Freedom). Are you a current real estate investor? Looking to become a real estate investor? Then today’s episode is definitely for you. Whether it’s storage, multi-family, single family, homes, manufactured homes, or pretty much any other real estate asset, the strategy and concept we’re going to cover today can apply to you all. That said, I’m extra excited about today’s episode because we get to dive into this subject that could save you thousands and even millions of dollars in taxes. The subject? Cost segregation. Not only do we get to learn about this amazing tax strategy and tool, we get to learn about if from the expert himself - Yonah Weiss. Yonah shares with us his story of how he went from being a teacher, to commercial real estate, to making taxes interesting by becoming a cost segregation expert. Yes… we used the words “taxes” and “interesting” in the same sentence… don’t worry! You’ll totally understand after listening to this episode. Saving thousands or millions of dollars in taxes is certainly an exciting idea. You might even be wondering at this point - what even is cost segregation? Don’t worry you’re not alone. As a teacher, Yonah discovered that a large number of real estate investors needed to be educated about cost segregation and the power it can hold. Yonah goes into what exactly cost segregation is, when you can use it, how to use it, and the amazing benefits it has to offer real estate investors. This is absolutely one of those episodes you’ll want to take notes on. It’s also a subject that you’ll want to learn more about. That said, talk to Yonah himself by reaching out to him at: https://www.yonahweiss.com/ and… https://madisonspecs.com/ Thanks for listening as always everybody and we’ll see you next time! AJ

Welcome back everybody to the AJ Osborne Podcast! Today we have another special guest in the house… and not just any house… Today we’re talking everything manufactured home investing with the one and only Jonathan Tuttle. We’re going to kick everything off by diving into how Jonathan got started investing in manufactured homes. Just a few spoilers if you didn’t already know - the economics of manufactured home investing are extremely good. The market is still fragmented (even more than the self storage market). They are not capital intensive like some asset classes. The demand for affordable housing only continues to skyrocket, all the while, supply is shrinking. We go more in depth on these great economic drivers of manufactured home investing and how you can leverage these aspects to yield great returns. This may not even be an asset class you’ve considered investing in, but there’s no two ways about it, the real estate trends and investment opportunities are changing dramatically. Are you ready to adapt? Tune in and listen in on how Jonathan got started, where he’s at today, what his plans are for the future, and how you too can realize huge returns from manufactured home investing. Thanks for listening everybody, AJ Be sure to keep up with Jonathan at: www.midwestparkcapital.com

Welcome back everybody to the AJ Osborne Podcast! That’s right, we’re moving to totally re-brand the Cashflow 2 Freedom podcast to simply be the AJ Osborne podcast. There are a lot of reasons for this re-brand and I actually dive into some of the reasons why in the beginning of today’s podcast. After we cover that, we’re going to get right to it - we’re going to get into entrepreneurial archetypes, the dangers, and what you need to know as a growing entrepreneur. So much of this has to do with the bigger picture of what it actually means to build a thriving company. It doesn’t have so much to do with what people think and feel. Here are some of the topics we’re going to get into today that will help you shift your focus from where it is, to where it really matters: What really makes a business successful? What really makes businesses fail? How do you plan for or limit the risk of failure? I’m also going to share with you guys my very own driving investment principles, what I learned from the 2008 downturn, and how I’ve structured my investments to build both consistent cashflow and stability over time. I don’t know about you guys, but when it comes to my financial future, my investments, and so forth, I don’t gamble. You shouldn’t either. Thanks for listening everybody, AJ

Welcome back to the AJ Osborne show, this is your host AJ Osborne. Man do we have an incredible episode lined up for you today. We have Roc back in the house for you all and I’m super excited to dive into this topic because it’s something that every entrepreneur needs to know and understand. On today’s episode, we’re talking about what so many people like to call “hustling”, and building business. We hear it seriously ALL the time from people that we should “hustle”, that they’re their “hustlers”, and so on and so forth. Working hard is great and it’s absolutely necessary to truly build something big. There’s a major problem with being a hustler though… I know, I know, you’re saying, “AJ… you just told me that working hard was good!?” Let me explain - there is a vast difference between “hustling” and building a business and being a businessman/women. This difference is what we’re going to dive into on today’s episode. You need to identify whether or not you’re building a business, or if you’re merely hustling to get by. I’m happy to break it to you - hustling is not a system and you’ll never reach your businesses true potential by hustling. If you’re hustling, you need to start planning and building systems in your business that will allow you to start working ON and not IN the business. As business owners we need scalable, repeatable systems to grow for the decades to come. We need a long term plan, not a “I’m going to hustle harder this week and get back to where I was a couple weeks ago… again…”. I don’t know, maybe there are people out there who want to stay in “hustle” mode forever. If you do, great. But if you really want to build an empire, then listen in and learn what you need to start doing to get to the next level. We break all of this down in a step by step format here on the podcast so get ready to take notes and start implementing. Thanks for listening everybody, AJ

Welcome back everybody to the AJ Osborne podcast, this is your host AJ Osborne. Today we have another incredible guest for you - the one and only Ken Greene, or as others like to call him - The Engineer of Finance. Ken started his journey as an engineer but discovered that his path had to change. He decided that insurance or finance was going to be his future and he ultimately came to rest on the world of finance. But it was everything but rest when he dove into the financial industry. Everywhere Ken looked, there were financial gurus striking huge success. There was only one issue… where was their client’s success? Come to find out, Ken discovered that the majority of the finance world was built around making the financial industry money… not making the clients of the financial industry money (YOU). Unfortunately the financial industry has created a number of tools and systems that help build their own wealth and success, usually leaving clients with sub par returns and little solutions that actually serve people’s best interests. Ken set out to tackle this issue and flip the script. He wanted to put the power back into your hands as an investor and that’s exactly what he’s doing for his clients today. In today’s episode we talk about various aspects of the financial industry that EVERYONE should know and understand. We talk about the importance of liquidity, the velocity of money, breaking the financial mould, how to get in the path of money, and how to get out of the game you’re being convinced to play, a game you can never win. Gear up and get ready to take notes. This isn’t an episode you’ll want to just put on and listen to once. Listen again and again. Soak up all this great info and put the power back into your hands and the dollars back into your pocket. Thanks everybody, AJ Be sure to keep up with Ken on his website at: www.engineeroffinance.com

Welcome back everybody to the podcast! This is your host, AJ Osborne. That’s right, you read that title correctly. But wait, how in the world could saving money make you poor? You save money and that means you have more of it right? In a perfect world, that may be true. But here in real life with the economic forces that be, if you’re saving money, you’re losing money. Unfortunately, most people don’t even know or realize it. What’s even worse is that even more people don’t know that all that money they’re saving in the bank is actually being used against them. How? You see, you’re either a producer or a consumer and being solely a consumer (and a saver) is a major major pitfall. In today’s episode I’m going to share with you all exactly why simply saving money is not a good wealth building strategy. In fact, I can tell you right now, simply saving money will never make you financially free or wealthy. I’m first going to cover some basic economics of currency, inflation, interest rates and how they’re used to control the economy and so forth. Then we’re going to jump into the nitty gritty of it all and I’ll show you exactly how you’re actually losing money by saving money. I’ll also show you how you’re not only losing money, but how your own money is being leveraged against you as a consumer. As always everybody, buckle up and get ready to take some notes, listen to this epsiode a couple times if you need to, whatever it takes to absorb the value here today. These principles, ideas, and understandings that we go over here today are foundational when it comes to building wealth. Thanks for tuning, we’ll see you next time everybody, AJ

Welcome back to the podcast everybody! This is your host AJ Osborne. It goes without saying that there’s been a lot of uncertainty this past year. From politics to markets, to industry, people are concerned and curious. Not only that, they have a lot of questions. People want to know whether or not the real estate market is going to continue upwards, or if there is going to be another correction. People want to know if now is the right time to invest in certain industries and asset classes. People want to time their investments and resources as best they can. So is it a good time to take the plunge and jump in? Or should you wait for a better opportunity at a later date? The answer… is yes. Yes to both of those questions. But there’s more to answering these questions and being able to effectively recognize when it’s go time, or when you need to take a step back. This is exactly what we’re going to dive into and dissect today. We’re going to look at the things that you need to be thinking about and paying attention to in order to answer these questions. We’re going to talk about the importance of having a timeless investing strategy that you understand. We’re also going to talk about risk, letting your money make decisions for you, and much much more. Our goal here today is to give you the tools and to help prepare you for success no matter the market conditions. Thanks for listening as always everybody, and we’ll see you next time. AJ

Welcome back everybody to the AJ Osborne podcast! I’m excited to have you back tuning in for another episode. Well the climate out there in regard to politics has been pretty interesting these past few months and especially these past few weeks to say the least. That said, I’m not even going to attempt to dive in and put that dumpster fire out. Instead, we’re going to do something a bit different. Yes, today’s podcast is based around politics, the elections, and what my thoughts are regarding the whole thing. If there was one thing though that I could ensure you took away from this podcast, it would be this - don’t lose focus of the big picture and get caught up thinking in the short term, thinking that your future is dictated by anyone but yourself. Buying into hype can cost us valuable time, opportunity, and resources, some we may never get back. We have to stay on track and on course no matter what the climate brings. I wanted to highlight in today’s episode my position as a business owner and investor in these highly politicized and politically charged times. There are fundamental principles that we cannot allow ourselves to stray away from in our long term business, investment, and financial goals. As you know, we’re in it for the long game, for the marathon. Not only that, times like these are ripe with opportunity. Trust me, my team and I have been more busy these past few weeks with numerous opportunities that we can hardly keep up with them all. How? Because we’re focused. We’re focused, we know what we want, and we’re out there getting it. I hope you are too! Enjoy today’s episode, stay hungry, stay focused, and keep crushing it out there everybody! Thanks for listening, AJ

Welcome back everybody to the AJ Osborne Show, this is your host AJ Osborne! Today is kind of an impromptu episode that we wanted to get out and share with you guys. It was a late evening at the office and we had some discussions come up that we had to be sure to share. To kick the podcast off, Roc gives you all an update on one of our most recent projects… the old Idaho Statesman building located here in Boise Idaho. For those of you that don’t know, the Idaho Statesman was a news paper company here in the Boise area. As you all absolutely DO know… the news paper business hasn’t been doing well, which is why the building was up for sale. Roc shares with you guys how he identified the building initially, his discussions with the broker, how we evaluated the value of the building, and why this was such a great property to move on. Mind you - we started looking at this building and got it under contract in the height of COVID 19 (April 2020 timeframe). There was a ton of uncertainty and fear, and things were a bit chaotic. Even still, we maintained our cool, kept our wits about us, stuck to our investment criteria, and just as planned, this purchase will absolutely be a great move for us. Outside of that, Roc also shares some key insights into one of our online businesses. This is a business that we purchased for around $250k, the company just months later is now worth over $1Million. Roc shares how he identified this online business, how increased revenue by double and the profit by triple, and what the plans are for the company moving forward. The basis of our discussion today really touches on our core strategy of everything we do - value add. This is a strategy that can be applied to any industry, product, service, you name it. You just have to be able to identify the value drivers and be able to leverage those drivers to deploy and extract the utmost value. Simply put - bring value better. Find and fill people’s actual needs. Lastly, as it was election night when we recorded this episode, we talk briefly about the election and what it means for us as business owners, entrepreneurs, and citizens of the United States. Thanks for listening everybody, AJ

Welcome back everybody to Cashflow 2 Freedom! This is your host AJ Osborne. As you know, we love real estate here at Cashflow 2 Freedom. So many of us hear the stories of numerous successful real estate investors who have the freedom to live life on their own terms… and a lot of us want to be able to live the same life style. One such person living that lifestyle is our guest today Hadar Orkibi. Hadar started his real estate investing journey as a wholesaler, then he went to flipping homes. Hadar used and leveraged these investment strategies to then get into the commercial and multifamily property markets. Which has worked well as markets continue to consolidate. Hadar has a wealth of experience and he’s here today to share it all with us. We talk about the importance of stress testing potential investments and his exact step by step process for stress testing investments to help ensure you’re getting the best possible deals that can perform both today and in the future. We talk about limiting and mitigating risk, how to identify a good market and what exact identifiers he looks for that tell him a market is good or bad. We touch on the importance of building the right momentum, team, and mindset that will help set you on the path to real estate investment success. Thanks for listening everybody, AJ Be sure to check out Hadar’s website and keep up with him at: MIHmastermind.com - https://mihmastermind.com/

Welcome back everybody to the Cashflow 2 Freedom podcast! And yes you guessed it, this is your host AJ Osborne! I’m really excited about today’s episode as I know so many of you guys are interested in real estate. Whether you’re looking to make extra money, bring in passive income, or build wealth, real estate can do it all. There are an incredible number of real estate investment strategies and today we’re talking wholesaling with the one and only Brandon Barnes. Brandon Barnes is a wholesaler in Atlanta, GA. After being fired from his day job, he knew it was time to make a change and take control to get out of the 9-5 career lifestyle. Real estate was the path he chose -specifically wholesaling. Brandon has now built out a successful wholesaling business, a business that can operate with or without his day to day involvement. This allows him to spend more time doing the things HE wants to do, like hanging out with his wife and four kids. Brandon is a great example of how we can achieve financial freedom through real estate and he’s here today to share with us exactly how he did it. We talk about how to find wholesale deals, how to value homes, his cold call strategy, how to leverage wholesaling to grow wealth and experience, and more. Be sure to tune in, take notes, and learn about the process of wholesaling real estate. Thanks everybody, AJ Be sure to keep up with Brandon: Brandon’s Website: https://iambbarnes.com/ Brandon’s Instagram: https://www.instagram.com/iambbarnes/

Welcome back everybody to the Cashflow 2 Freedom podcast, this is your host, AJ Osborne. Today is a special episode where we get to welcome back an incredible return guest - Ali Boone. If you listened to her first episode here on th Cashflow 2 Freedom, you’ll remember that her episode was unfortunately cut short by a crazy random earthquake that we experienced during recording. It’s an absolute pleasure to welcome her back and to have her on the show again. It all worked out well because Ali just recently published her book “Not Your How To Guide to Real Estate Investing”. Yes you read that correctly - NOT your how to guide. This book is a totally different spin on the real estate world that is very much needed. Ali’s aim with the book was to add some fun, some personality, and some help to address the massive failure rate of those who are just starting their real estate investing journey. We also dive into the importance of identifying your ideal investment strategy. Think about it - you spend 5 years of your life learning and starting down a real estate investment path… only to find out, the path was A LOT different than what you thought or planned for it to be. Time is valuable and if we don’t correctly identify our end goal and align our actions and our path with that goal, we lose massive amounts of time and opportunity. Ali is here to help you skip that devastation and heartache so you can get on YOUR path to real estate investment success. Get ready to get inspired and motivated so you can get out there and make things happen. Thanks for listening everybody and we’ll see you next time! AJ Be sure to keep up with Ali: Ali’s Website: https://www.aliboone.com/ Ali’s Turn Key Website: https://www.hipsterinvestments.com/ Get Ali’s New Book for FREE: https://www.hipsterinvestments.com/2freebook

Welcome back everybody to the Cashflow 2 Freedom podcast, this your host AJ Osborne and thank you for tuning in! Today we have another incredible guest lined up for you. We’re going to switch gears a bit from the usual business and finance heavy tactical content, and we’re going to talk about one of the most important skills we need to develop as people - leadership. Our guest today is the one and only Brandon Buck. Brandon has spent the last 18 years helping both people and organizations maximize their potential. Whether it’s sports, business, school, work, or family, leadership is key to us, our goals, and our team. Unlike most people think, leaders aren’t just born, they’re built. Yes, some people are wired differently than others that helps leadership come more naturally to them. That doesn’t mean however that we can’t learn this incredibly important skill. In today’s episode, Brandon shares how he defines leadership, how you can develop those leadership skills, and the one question you should be asking yourself as a leader. We also jump into the challenges that life throws our way and how to face and overcome them, the key to growth, and the importance of finding your board of directors, or your mentors, that can help guide you through amazing journey we call life. Listen in, reflect, and get ready to start maximizing your potential. Thanks everybody, AJ Keep up with Brandon: Brandon’s Website: https://infinitestrengths.com/ Brandon’s Email: [email protected] LinkedIn: https://www.linkedin.com/in/brandon-buck-00354b126/

Welcome back everybody to the Cashflow 2 Freedom Podcast, this your host AJ Osborne. We all have these end goals right - we want to make x amount of money per year, we want to start and run a successful business, we want to invest and grow our wealth and our net worth to new heights. We all know how difficult it is and can be to navigate our way to these goals. Now imagine for a moment - trying to navigate towards or trying to achieve these goals… without the most important tool you need… a map and plan. This is no different and actually directly correlates with our personal finances and how we look at and manage our finances to ultimately drive our successes. This is what we’re going to focus on in today’s episode. We’re going to look at the relationship between income and net worth, the difference between the two, and one of the biggest misconceptions about income and net worth. We also dive into the compounding of capital and thus wealth, understanding your wealth vehicle, and probably one of the most important thing we could all understand better… the real value of a dollar. The value of the dollar itself changes over time, as most of us know. However, we seldom take into account the value of that dollar if it were invested and compounded over time. This is a huge mistake that so many of us make and something I wanted to be sure to include in today’s episode. We also talk about the importance of treating your personal finance like a business and the factors we need to be taking into account when planning our personal finances. I hope you all enjoy today’s episode and you start planning for your vision of the future so you can achieve it and truly live it. We’ll see you next time everybody, AJ

Welcome everyone to the Cashflow 2 Freedom podcast! I’m your host AJ Osborne. What was your routine today? What did you do? Who did you talk to? What did you think about? We often go day to day, doing what we do, simply going about our routines. But why? Why did you do, say, and think about the things you did today and every day? Better yet - how do these actions forge our paths into the future? All of these actions ultimately come down to two things - our identity - who we are and who we choose to be. We have two different identities, our chosen and our default. This is the heart of the discussion today. Who we are and who we choose to be each and every day ultimately decides our future. This is the reason why it’s so important for us to analyze and to understand why we do the things we do. In order for us to attain the goals we’ve set for ourselves, it’s essential that we align our identities with our desired outcomes. We cover this topic in depth today and help guide you through the process of analyzing your identities and ensuring that your chosen identities are truly the identities that will drive you on to success. Thanks for listening, AJ

Welcome back everybody to the Cashflow 2 Freedom Podcast! This is your host AJ Osborne. I hope you’re all doing great and you’re out there crushing it as always. Today, we have another incredible guest on the podcast for you who definitely IS crushing it. Our guest today is real estate investor and software developer Laurence Jankelow. Laurence is the Co-Founder of a landlord software solution called Avail. Avail is a robust and easy to use software solution that allows DIY landlords to better manage their assets and their tenants. Years ago as a landlord himself, Laurence had tried to find a software solution that was functional and relevant to his needs. However, every solution available at the time was large and overly complicated systems built only for institutional investment firms. Unable to find a solution, and like all of us being the entrepreneurs we are, Laurence decided he would make a solution, go so far as to even learn coding to build out the first layers of his software solution. Avail, the software he created helps landlords find tenants, collect rents, track data, and more. Laurence shares his investment and entrepreneurship journey with us from start to finish. He also shares some invaluable insights into current rental data, the continued automation of the rental industry, their exact process for screening and identifying the best tenants, how he started and grew his company, what metrics of growth are important for a company to analyze, and what advice he would offer to those starting their own companies. This is a value packed episode and I couldn’t be more excited to get this out to you guys. As always, thanks so much for listening and we’ll be in touch. AJ Check out Laurence’s software solution Avail at: avail.co Or email Laurence directly at [email protected]

Welcome back to another episode of the Cashflow 2 Freedom Podcast! I’m your host AJ Osborne. Let me paint a picture for you real quick - there’s a huge train barreling down the tracks, speeding on to its next destination. Every now and again the train will slow for a corner in the tracks or it could be climbing a mountain. No matter where the train is at on its journey, it has and maintains momentum, always driving towards its final destination. Let’s say you want to go where this train is heading, do you get on, or do you stand there at the station watching the train build its momentum as it speeds off without you? Yeah, there maybe a train you can get on later to reach the same destination, but you missed reaching that destination sooner. Now let’s apply this story to the economy. As you might have guessed, the economy is the train and I’ll be totally straight with you - that train isn’t stopping and if you want to get where you want to go, you better jump on and you better do it now. Today I wanted to discuss some fundamentals of the economy such as the history of our economy here in the US, it’s ups and downs, how inflation can help or hinder you, and ultimately we cover the golden topic - how to make the economy work for you. You don’t have to drive the train right? You just have to step on board and join the fun. We all know and understand the power of economies. I wanted to help share some insight into exactly how you can use one of the most powerful forces in our world today to your advantage. Listen in, take notes, and start working with the economy instead of trying (and failing) to work against it. Thanks for listening everybody, we’ll catch up with you on the next episode, AJ

Welcome back everybody to the Cashflow 2 Freedom podcast. I’m your host, AJ Osborne. Today I wanted to give those who are starting out a view behind the veil. There’s a huge misconception that successful business owners and investors know everything about their chosen professions. Yes of course, they know a lot and they absolutely have to in order to realize the level of success that they enjoy. However, they don’t know everything and they certainly didn’t know everything starting out. All too often we get caught up with this idea - as we start out, we have a ton of questions. We don’t know how so much of the front end or back end of the business (or both) work and operate. We don’t know how to plan for the future, to market, to develop ideas, to build industry infrastructure, and so on. Unfortunately, this lack of knowledge and understanding leaves a lot of people out there at square one. But you have to remember, everyone starts at square one. Don’t pass up your goals because you get caught in the mindset of, “If only I knew exactly how to get to x, y, z… THEN I could do what I want. But I can’t.” Learning and solving problems is the heart of entrepreneurship. It’s ok if you don’t know everything, we simply have to learn, solve problems, and drive forward. We have to create our success. Of course you won’t know everything, especially starting out. You won’t know everything when you’ve been in the industry for decades. The world changes, business is dynamic and ever changing, and you’ll always have to learn, grow, and adapt. Thanks for listening everybody. Enjoy the journey and we’ll see you next time, AJ

Welcome back everybody to the Cashflow 2 Freedom podcast! This is your host AJ Osborne, thanks so much for tuning in. Today we have Garrett Sutton on the podcast to share his absolute wealth of knowledge. Garrett is a real estate investor, attorney, and he is also a part of the Rich Dad Advisors. In today’s episode we cover a plethora of back end real estate industry insights. We go from simple do’s and don’t’s of real estate, different types of entity structure and when to use them, Garrett’s recommendations in operating those entities, and go to even specific states that you should set up your entities in for your real estate investments. All of this helps to set you up for continued success. There are massive risks involved if we don’t structure our investments correctly. We also dive into family and the importance of aligning your investment goals with your family. This a value packed episode that you guys don’t want to miss. Listen in, take notes, and get ready to crush your investment goals. Thanks for tuning in everybody! AJ Keep up with Garrett and check out his books at the links below: https://www.sutlaw.com/about-us https://corporatedirect.com/about-garrett-sutton/ https://www.richdad.com/about/advisors Start Your Own Corporation: https://www.amazon.com/Start-Your-Own-Corporation-Companies/dp/1937832007 Books: https://corporatedirect.com/resources/books/

Welcome back everybody to the Cashflow 2 Freedom podcast! I’m your host AJ Osborne. We have another incredible guest on the podcast for you guys today and I couldn’t be more excited to share it with you all. Today’s guest is Mike Simmons. You may recognize the name as he is the author of Level Jumping. Raised in a blue collar family in Michigan, Mike started out like a lot of us do - he found a job, expected to work there forever, and would retire some day… maybe. But, like a lot us again, Mike realized that the career path wasn’t built for him, his life, or his goals. Mike began looking at investment vehicles so he could rid himself of the 9-5 career life, and he ultimately settled on real estate. He began flipping and wholesaling properties which has led to his massive successes in real estate today. But he soon found that there was one problem as he kept doing more and more deals… there was only one of him. That led Mike to begin thinking about how he could remove himself from the day to day operations and start working on the business and not in the business. This is a topic we spend a lot of time on today - we go over hiring, building teams, when and who to hire, hiring for the jobs you don’t do well at and focusing your energy and resources on what will truly move the needle for you and your company. We also dive into deal flow and setting your business up to drive deals to you instead of you trying to hunt them down. This is a must listen episode, so get ready to take notes, and get ready to propel yourself and your business to the next level. Thanks for listening as always everybody, AJ Be sure to check out the links below for Mike’s book and websites. You can also text the number below as well to get a free digital copy of Mike’s book: Level Jumping Book: https://www.amazon.com/Level-Jumping-business-million-profits/dp/1734832703 Mike’s website: https://mikesimmons.com/ Mike’s Podcast: Just Start Real Estate - https://podcasts.apple.com/us/podcast/just-start-real-estate-with-mike-simmons/id732855311 Upcoming speaker at: Best Real Estate Event - bestrealestateevent.com Text Juststart 55444 - get free digital copy of book

Welcome back everybody to the Cashflow 2 Freedom podcast, this is your host AJ Osborne. Today’s episode comes from a question I received at one of my speaking engagements. The question was - “Do you still invest in America?” The root of this question was in other words - do you still invest in the US economy and do you still invest in the US Dollar? There are a multitude of factors affecting economies and values of currency. These effects don’t take place overnight and they often don’t stay for the long term. HIstory has positioned the US Dollar in a very advantageous place - I’m talking about the US Dollar being the reserve currency of a number of countries around the world. The US Dollar has also been used for currency swaps to help countries around the world to stabilize their currencies and economies. These network effects, if you will of the US Dollar, are incredibly important factors to keep in mind when considering the value and stability of the US Dollar over the long term. I dive into this network effect and these factors in today’s episode and how they work together to help give you an idea of where the US Dollar has been, and where it is today, and also my thoughts about the future of the US and global economies in relation to currencies. What do you think about the US Dollar and the future of our global economy? Let me know in the comments, on social media, or on my website all linked below. Thanks for listening for everybody, AJ

Welcome back everybody to the Cashflow 2 Freedom podcast. This is your host AJ Osborne. I just want to say real quick… thank you! Thank you to all of you amazing people who have listened in, emailed us, gotten in touch with us on social media, and everything else. You all are truly incredible and I can’t thank you enough for all your support. Today’s topic is one that touches us all. Whether in good times or bad, we can and often do experience pain from various seen and unforeseen sources. Most of us react to pain by simply wanting to avoid it. We do this consciously and subconsciously. The issue with the avoidance of pain is that it simply doesn’t work. Pain is a part of life, it’s a part of growth, it’s what you might even call a super power. Once we learn to embrace this superpower, there’s truly no stopping us. Whether the pain is physical or psychological, we can and absolutely have to overcome it and use it to our advantage. As most of you know, I’ve experienced my fair share of pain through both business and my experience with Guillian Barre. I wanted to share my perspectives on pain through these obstacles that we often face in life and how to push through to the other side. Facing pain, no matter what form it presents itself to you in, is easier said than done. Just know that if something is difficult, the outcome has a huge potential to be incredible. So no matter where you’re at right now, if you’re in pain of any kind, know that it won’t last forever and that you can achieve relief from simply doing, from simply moving forward. Thanks for listening everybody, AJ

Hey everybody, welcome back to the Cashflow 2 Freedom podcast. This is your host AJ Osborne. I’m super excited to discuss in depth our topic today. What is that topic? Building your team. Most of you here are like us, we’re all about growth, moving the needle, and deploying time, resources, and value in the most effective and efficient ways. We’re obsessed with this, and for good reason. Accomplishing all of this is what allows us to scale and grow in every aspect of our lives. To accomplish those things successfully, we have to build teams. How do you build a team? Where do you even start? Who do you hire first and for what job? These are all questions we have to answer as we reach these stages of scale in our businesses and operations. There’s an art and science to this process, like everything else, and to be successful, it's an art and science we have to master. Will we get it right every time? No, but getting it right a majority of the time is crucial to our continued success. This is exactly what we’re going to cover in today’s episode. How to hire, when to hire, what to expect when you hire. This all applies, whether you’re hiring contractors or your very own employees. This a value packed episode, so be ready to take notes, dive in, and get ready to take your endeavors to the next level. Thanks for tuning in everybody, AJ

Welcome back everybody to the Cashflow 2 Freedom! Today we’re going to cover a topic that touches on the second largest expense for people here in the US - vehicles. There’s so much information out there on whether you should buy or lease a car - the issue is that most of that information is purely based on opinion. All we’re getting into today however are the facts. There are times to buy, times to lease, and you just need to know what to do and when. We’re going to break it down simply and easily to help provide you with those answers. Cars being the second largest expense for a majority of America, this is a topic we wanted to discuss in depth. As you know, everything starts with personal finance. We can’t grow businesses or our futures without being disciplined and effectively managing our own finances. Tune in, take notes, and let us help settle the ‘to buy or lease’ debate for good. Thanks for listening everybody, AJ

Welcome back everybody to the Cashflow 2 Freedom Podcast. This is your host AJ Osborne. Today I wanted to sit down with you all and give you an in depth updated on everything we have going on. If you’ve followed us for any period of time, you know that we have a TON going on and we couldn’t be more excited. Specifically we’re going to talk about our online company that we purchased for $250K and just had an $80K month this past month, and is now worth well over $1 Million. I dive into how exactly we did this with a simple one product company in a specific niche. A lot of these systems we cover today such as leverage, are what have driven us and our numerous companies achieve huge successes. I take a moment to identify what leverage is exactly and the many ways you can deploy leverage in your endeavors. No matter what industry we’re in, or even different aspects of life, we use the same systems and resources to build ourselves, our businesses, even our families. I also dive into our four square system to build and grow your business. Be sure to take notes and don’t miss this episode. If you’re like us, you’re serious about moving the needle and this episode will give you the insights to help you to do just that. Get out there, use this information, and keep crushing it. Thanks for listening guys, AJ

Welcome back everybody to the Cashflow 2 Freedom Podcast! This is your host AJ Osborne and I’m super excited to bring this episode to you guys. Today I have the pleasure of sitting down with my long time friend Dan Rockrohr. Dan owns and operates a bar here in Boise Idaho. One of the major issues going on right now across our country is COVID. COVID has impacted many businesses and economies, but it’s hit the hospitality industry harder than most. That’s why I wanted to bring Dan in today - to talk about what he’s experienced, what he’s seeing, and what the plans are looking like for the future. We dive into issues today that so many other business owners are having to tackle and overcome. We also share the measures that Dan and other businesses have taken to try and work with the local governments as opposed to working against them, all in an effort to begin moving things forward. So many businesses have and will go under due to the current events we’ve experienced. There’s also the glaring issue of the COVID pandemic being politicized and exploited. There are cleary a number double standards that business owners have experienced when they’ve been shut down, classified as non-essential, and so forth. All the while, larger corporate companies operating in similar fashions are allowed to keep their doors open, are classified as essential, and simply follow the guidelines put into place. Speaking to this, we also dive into the importance of diversifying you businesses and/or sources of income. You never know when something like COVID will happen and being divers across your holdings will help to ensure that you don’t lose everything you’ve worked so hard to build. We cover all of this and more in today’s episode. Listen in, see how things are going on the ground from the source itself. Thanks for listening everybody, AJ

Welcome everybody to the Cashflow 2 Freedom Podcast! This is AJ Osborne, your host, and I couldn’t be more excited to bring this episode to you guys. Our guest today is the one and only Rob Bailey. You may know Rob from his highly successful fitness brand Flag nor Fail. Then again, you might know him from his supplement company Run Everything Labs, or you might even know him from the intensely great music he produces. As you might have figured out… Rob is absolutely crushing it. Today we’re diving into just how he’s built this incredible legacy and what his plans are to continue down this path of massive growth, challenge, opportunity, and value. This episode is packed full of incredible insight through and through, but there were two major takeaways from this episode that can have a huge impact on your life. One - enjoying doing this that you’re not yet able to do. Enjoy learning, enjoy the growth, don’t think that because you can’t yet do something, that that is a barrier keeping you from obtaining your goals. Which takes us to the second takeaway - barriers equal opportunities. The epitome of an entrepreneur is someone who solves a problem, someone who provides a solution. Barriers offer that opportunity to develop solutions, they’re not mountains standing in our way, they’re literal road maps showing us where to go and all we have to do is follow them. As you’ll hear in today’s episode, Rob has done just that and built empires to address the barriers he’s faced. One last thing I want to mention is this concept of taking massive accountability for yourself and your business. During this episode Rob mentioned that he has huge plans to further build out his company Flag nor Fail to take it to the next level, and he’s come to the conclusion that there’s something standing in his way from taking Flag nor Fail from a $10million company to a $100million company - himself. That right there should show you just how legit and down to earth Rob is. If you don’t already: be sure to follow Rob on instagram @killrobbailey Check out his website - killrobbailey.com Listen to his music on Spotify And check out his brands Flag nor Fail and Run Everything Labs Thanks for listening everybody, we’ll see you next time, AJ