Your Mortgage Process

Jackie Baker is a phenomenal guest with years ahead of the game. She's a prime example of the very few who utilized their time during Covid restrictions & lockdown to build her platform to what it is today. With up-to-date content in the housing market, Jackie brings to proof that you can build you business through hard work & perseverance.

Dennis R. Kilfeather is without a doubt erudite. Dennis is a talented CPA with decades of experience & manages one of the offices over at Lear & Pannepacker. It was an absolute pleasure to dig in & run some numbers with someone who aligns with a similar financial comprehension. We asked Dennis to come on the show to give you specific feedback & guidance on tax preparation being in the realtor sector. If this doesn't open your eyes to how essential it is to build the right team, you are leaving money on the table. This episode is designed to show you the importance of having the right person sifting through your business to make sure you are protected & financially counseled. This episode is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Today's guest is an absolute powerhouse not only at Keller Williams but in the entire business of realty. Sally Pietracatella is a mother, leader & mentor to hundreds of team members. Sally & I talk a little about the climb & how to build the appropriate team with self awareness & support. Sally has tons of accolades & her office at Keller Williams currently ranks at #6 in the entire world.

It's been a beat, but I am back! Currently under the weather but wanted to share some personal insight in how I developed my own business & potentially how you can grow yours. Here are a few minor steps in the right direction that can help you or a client save BIG and/or offer early guidance to help prepare someone on their way to home ownership.

If you're anything like me, postponing a week of content is far from ideal & I'm itching to get this next one out to you guys. Hang tight, I got some great episodes coming your way!

Determination is something you'll find a surplus of in this episode. Taking ambitions & healthy obsessions to redirect focus & drive is exactly what Yitzi Nussbaum does...flawlessly. I've personally worked alongside successful colleagues & Yitzi is nothing shy of that. Talent & knowledge have given him the edge he needed to begin...and this is truly just the beginning. I'm looking forward to watching his continual growth flourish in the industry.

This episode is nothing short of WOW! We're kicking off Season 2 with some ways to help communities grow & make more than a financial return. We're talking with our guest, Robb Costomiris, about redefining the way we sell homes & invest in not only towns, cities or communities but people. This is definitely worth a listen & maybe even something to roll up your sleeves with & personally get involved."info.mioymequities.com is designed to preserve and grow our limited partners’ capital, provide financial security to sovereign wealth funds, and other institutional and individual investors, and contribute to overall economic growth. We seek to create positive economic impact and long-term value for our investors, the states we invest in, and the communities in which we work. We do this by using extraordinary people and flexible capital to help communities via real estate solve problems."

As we wind down to the end of 2022, there's only the feeling of gratitude. Three cheers to 2023, I'm looking forward to seeing you all in the New Year!

As we rapidly approach the end of 2022 I can't help but feel grateful. Surrounded by excellent family, friends & colleagues in the industry not much more one could ask for. On behalf of all of us at Your Mortgage Process, we'd like to wish you a wonderful Holiday Season. Thank you for supporting Your Mortgage Process throughout the entire year, I am really excited to bring Season 2 into action, see you soon!PS- Apparently it's *Moccamaster sorry guys, I'm new to the coffee game!

This just in, hot off the press! The Fed meeting, what's happening & what might be happening as we transition into a new year and a likely recession towards the end of 2023.

One thing I've ben striving for during the first season of Your Mortgage Process is mentorship. In the background of my day to day, I am working diligently on a being a resource for brokers to turn to for guidance and mentorship. After speaking to Keith Gajewski the other day while on site recording an episode for the podcast, I thought what a great opportunity to shed some light on getting your feet wet in the industry. Excellent episode, looking forward to working with you Keith!

Shooting on site today at a Keller Williams office in Holmdel NJ, I had the pleasure of having Barbara Berg on the podcast! Barbara is a multifaceted woman with a book underway & vast knowledge in active adult communities. There are countless communities across NJ & with Barbara's knowledge & experience she won't miss a beat on the entire process. This episode offers insight in how to own your niche inside & out.

This episode really hits home. With Veterans Day recently passing, it brought to light an urgent situation that the military is facing. I personally wanted to take the time to inform those who are also not aware of this dire situation in addition to keeping us informed to not only better assist our community but better serve our Veteran's & active military clientele.

Hey guys, Greg here & I just wanted to wish you all a Happy Thanksgiving! Nick & I are spending time with family, friends & loved ones this holiday but we'll be back next week with a brand new episode! See you guys next week!

It takes great self awareness to know where your passions & ambitions lie. It takes tremendous discipline to alter your path the further down the line you get. Our guest today took a hard look in the mirror and changed his entire path, all with one decision. Bobby D'Ambrosia is an excellent speaker, trainer and coach & offers unbelievable value with his vast experience & knowledge.

Did you miss last week's episodes? Some important Federal Reserve recaps along with some tips on how to deal with the current market. Check out E37 for some coverage on the meeting and let me know what you think.

The Federal Reserve met & concluded a few things I felt were important enough to touch base on. With interest rates on the move, it's important to stay ahead of what lies ahead with knowledge & confidence. With 25 years of experience, I have seen some of these situations unfold in a similar fashion. Here's an excellent way to handle these difficult conversations with your clients.

The Federal Reserve just met again & we wanted to give you a recap and debrief on the current market today with an upcoming bonus episode to recap the meeting. Check out these short few minutes to educate yourself on some popular techniques & products that becoming more and more common given today's market.

Joseph Spinella is an incredibly talented, self taught Commercial Real Estate Agent with incredible depth in his field of work. Joe has experienced first hand some of the ups and downs and road blocks that pop-up from time to time in a deal. Joe is highly motivated and passionate when it comes to teaching and deep down wants to continue to do what he does best and that's help!

Debra Malanga & Jaci O'brien join us for this week's episode on the pod covering a broad spread of the importance of title. There's an expansive amount of research that goes into protecting your client's investment and ensures a smooth transaction. Set you and your client up for success and be sure to be ahead of these important obstacles like title history. This episode is definitely one you don't want to miss, especially Jaci and myself getting caught up doing some shameless karaoke!

This is it! We wanted to try and capture the final feedback from agents we've spoke to in both Pt. 1 and Pt. 2, in addition to the facilitator Vasha’ Chevalier giving us some perspective. I wanted to try to capture some snippets and this BOLD experience was awesome! This definitely helped me realize the show's versatility with being on the road and I am ecstatic about future shows on the road. With that said, check out Week 8 at BOLD right here, right now!

This episode is a continuation of interviews I held at Keller Williams Realty Ocean Living. Dawn Ochs has been in the real estate business for over 20 years and had answered her calling for coaching/teaching. Her talents in coaching multiple agents to help build them up from any stages of their career is simply admirable. There's a few gold nuggets dropped here that are definitely worth the listen.

I'm back at BOLD! I was lucky enough to visit during Week 2, Week 5 & the final Week! Check out this episode of Week 5 at BOLD where we catch a few perspectives from agents ranging from just a few months of experience to multi platinum level agents, it's incredible to see agents of all experience here at BOLD!

Today's episode was another journey out on the road, this time to Keller Williams Realty Ocean Living, where I had the pleasure to interview Rosemary Connell & Frank DiLorenzo! Although these guests offered tremendous value in their interviews I found the balance between two personal experiences as well as growth personally and professionally. Between interpersonal skillets and knowledge, there's no limit to how many facets there can be when it comes to being an excellent real estate agent.

Working hand-in-hand with Keller Williams over the years I've had the honor to be a part of BOLD for over 10 years. Meeting with thousands of agents and offering education as well as support in the field for agents of all experience. I decided to hit the road and take the show mobile to capture the growth in such a short stint of time during this class duration of 7 weeks. Here's some detailed information directly from their website.OverviewAn ever-changing market requires a timely, relevant approach. BOLD was created to help you shift your mindset and adopt the tactics and talking points proven to bring success in today’s extraordinary business landscape.Key Takeaways:A reset of your mindset, ensuring you can help overcome your limiting beliefs and obtain big goalsTime-saving strategies and techniques to operate leanly and efficientlyAccess to proven, timely conversation starters and the delivery methods that naturally influence people to work with youGuidance on how to mine your database and leverage Command to run a digital-savvy businessBest practices for makings connections, setting appointments, and closing contracts RIGHT NOWStructure:BOLD now brings the option of either the Classroom or Digital experienceEach location will be assigned a BOLD Coach who will deliver BOLD either in classroom or digitallyParticipants will be broken out into teams and team captains selected to maximize the accountability and engagement in the course

Christopher DiGregorio masterfully discusses tactics that are used to help leverage situations you may be tackling personally or maybe just a tad bit of education that can help with financial conversations that come up with your clients. Numbers is what I do best but being able to talk about personal finance & financial freedom is something that everyone should strive for. Like most cases, with the right team great things can be achieved.

Dan Danizik is a master of credit with tremendous experience & knowledge. This podcast provides some insight on how to help keep tight watch on your own credit but things to make sure your clients know as well. Credit plays such an impactful role and can help keep prices at a more attractive price point. This is an episode you do not want to miss!

Today Steve Rosmarin, an extremely talented agent specializing in the Hamptons, joins us on the pod for a deep dive into the vast differences of markets. Markets can extend by blocks, avenues, towns or cities. Steve honed into a specific area & became exceptionally informed about his area. Creating a specialization in his area of the Hamptons, Steve goes into detail about some of the social constructs, city design & seasons.

I might be away this week, but I wanted to make sure to cover this question I get far too often in the field. Although there are multiple factors to answer with a simple answer, here's 3 categories that help cover qualifications. Utilize me as a resource and reach out anytime with questions you may have [email protected]. Be sure to tune in next week for the newest episode of Your Mortgage Process.

What an incredible episode with guest, Bryan Hutchinson, Chief Executive Officer at Monmouth Ocean Regional Realtors. An exhilarating conversation starting from the ground up with Bryan's early career journey as well as ultimately how he ended up where he is today. Bryan was a gracious guest and I can't wait to put in the work to help make his vision come to fruition with aiding over 75 million homeless people with places to call home.

Did you miss our last episode, "Market Update"? It's a must listen for those who are diving deep into their jobs & want a little more insight on how the Fed meetings may change or cause fluctuations in interest rates. These tips & tools will help you be an even more diverse agent or broker allowing you to offer an even better customer experience for your clients.

The Federal Reserve meeting was on the mark with what they had predicted. The inflation levels are at all time highs and there's a few things to look at to make sure your'e looking out for your client's best interest. I cover a few key points in the recent meeting, but am always a resource should you want to reach out with any questions you may have.

Ron Ison, founder of The Ison Group NJ, shares, on this episode of Your Mortgage Process, in great detail how his cognition plays the largest role in each & every transaction. Ron is a talented agent and is also bi-lingual which ads an entire new dynamic to his clientele spreading his reach & ability to communicate & market dynamically.

Andre Leonardo Distefano joins me on the podcast with a deep insight into Asbury Park & its history in addition to the LGBTQ community. Don't miss out on an expansive city filled with activities, history, great food & of course music!

We all owe our way of life & liberties to those who've served in our armed forces as they've provided the very freedoms under which we all live. I am passionate in that we can never do enough as Americans to support our troops while in service as well as our veterans. From a real estate prospective, veterans have the highest percentage of homeownership in the country. Dennis Mark, a veteran & real estate agent in New Jersey, joins me today on the podcast to go over the ins & outs along with misnomers with veterans homeownership. I'm able to shed some light on some basic requirements to obtain a VA mortgage as well as why it can falsely appear as not a strong offer when in fact, it is the only mortgage backed by the federal government!

With the interest rates rising and a recession at bay, the Federal Reserve has some critical decisions to make. Property listings have risen from last year and average days on market has dropped as well. Supply has been steady in regards to inventory but is currently down year over year however the adult community market is up significantly. What makes things really interesting is noting that counties like Monmouth County and Ocean County supply is up over 27%.! For more information don't hesitate to reach out at Yourmortgageprocess.com

D.J. Ten Hoeve has over a decade of experience in the real estate profession & has excelled in offering a high quality top tier luxury experience from beginning to end. On this episode we go over some insights on how one gets into the luxury market including how to deliver the highest quality experience for a client as well as how to handle a listing at 13 million.

Coaching Path is our very first pod with 2 guests offering insights from a different dynamic. Darren Pecoraro is an incredibly talented real-estate agent as well as a real-estate coach. Trevor Bovington is a productive real estate agent who's worked his way through Darren's program. This talented duo has plenty in common with their mentor & apprentice relationship, but they highlight the key ingredient to being a coach, and that's following the passion and not the dollar.

Jim Lafaman has decades of experience in the market & has mastered financial discipline throughout the years. Jim & I tackle the current market woes including what to do next & how to weather the storm. Tune in to this episode for insight on where you should be watching & what not to do during a recession.

Carly Ringer has an expansive background working in analytics. She takes strategic measures when it comes to communication on all levels of her business. We touch a little bit on social media but from an entirely new perspective as well as how going that extra mile brings value to your clients. Carly offers plenty of insight along with some tips & tricks to keep your clients thinking of you for years to come.

John Natale talks a little bout his climb to the big leagues. Listen on how sometimes being the best player (sales) doesn't equate to dominating as a coach or mentor. Leadership is something practiced & simply it comes down to strategy, John knows his stuff & hasn't forgotten his humble beginnings. It's easy to see why his team advocates about his leadership skills.

Stefanos Koursaris brings real insight on what the perception of your clients are thinking, saying & doing. We go over some ambitions your potential client may be aspiring for as well as their goals. We go over briefly the time-line during the process of buying home while he navigates through this live on the pod. Digging deeper into what your clients wants & needs are essential to authentically bring value to their home buying process. Stefanos is the ideal client & may be in the housing market later this year!

I thought it was the perfect time to dive into the current market situation. Inflation prices in the US climbed at their highest rates since 1981, rising 8.5% over the year to the end of March. The current war in Ukraine has a mass effect on energy costs as well as sanctions on Russia. I'll offer a quick recap on the Federal Reserve meeting that just passed in addition to highlighting Gen Z, the upcoming home buyers.

Trevor West joins us for our 10th episode on the pod. With his social media presence, it's easy to see why his clients build a great rapport with him. In this episode we talk about some techniques & strategies and when the right time to invest in professionals to help keep your digital presence in tip-top shape.

Robert Booth, has been in the industry for over 24 years. When it comes to the Jersey Shore, Rob is the go-to guy! With incredible knowledge, experience & history about the area, we dive into how things are, were & maybe will continue to be down the Jersey Shore.

Spencer Freedman joins me to discuss his triumphs and downfalls along the way to becoming a realtor. With only a few years in the business, Spencer offers an in-depth insight from leaving his comfortable job to joining us all in the real estate business. This episode provides a few tips and tricks of the trade that worked wonders for him as well as highlighting his passion in this career path.

Ken Prus has over 25 years of experience in appraisals & a plethora of experience in titles & a licensed contractor in the state of New Jersey. Amongst the few approved federal contractors in the area, Ken's multi-faceted experience is unparalleled. Tune in to this podcast as we talk a little about the devastation of Hurricane Sandy, home values & renovations.

Jose Sanchez is a wonderful friend & colleague of mine & we dive right into building a team from the ground up in this week's podcast. It all starts with your sphere & how vital it is to create the culture within your business. Not all leaders are great salesman & not all salesman are great leaders. This episode provides insight on entrepreneur & how to come back from mistakes & avoid common pitfalls along the way.

What an absolute incredible episode on this week's pod with special guest Dana Cadena, a certified trainer & real estate broker with over 23 years of experience & an endless list of well deserved accolades. Dana shines light on topics like education & how the playing field is not always even. Professionals carry much more on their shoulders than just sales, we all have a responsibility to our communities & ensuring an equal opportunity across the board.

This episode of Your Mortgage Process features the incredibly talented Michael Gutman, Esq, an experienced NJ real estate lawyer. Michael & I have worked together on helping the dream of home ownership come true for our clients while navigating through the ins & outs. Michael goes over his area of expertise & the legal matters to be conscious of. We go over some of the process on making sure the buyer * seller are on the same page & remain on the same page to ensure a speedy & effecting closing. Oh...did we mention he's also a magician?! Be sure to check out our socials for some behind the scenes magic (literally) as Michael pulls my card out of an envelope inside of an envelope inside of an envelope.