Your Mortgage Process

"Trenton Makes, The World Takes." The continuation you've all been waiting for! Pt. 2 is finally here with my one-on-one with Mayor Reed Gusciora where we discuss & breakdown the current economic impact Trenton is undergoing as well as plans to overcome the current obstacles the city is facing.

Beyond the everyday challenges you face throughout your work week, there’s more going on behind the scenes that you think. Taking a moment to tube into your mindset can help align your goals & workflow.

When people hear AI they always think robots taking over the world! Well, the truth may be far from that but for now, Mike Kalfusm, Chief Commercial Officer at GrapheneAI, offers some truth behind the curtain. AI is here to stay & this episode is just uncovering the early stages of where we are today.

"Trenton Makes, The World Takes" We were lucky enough to be able to shift our episode into some groundbreaking (literally) experiences with the Mayor of Trenton, Reed Gusciora. We were also able to connect with City Council President Tessa Frisby & Councilwoman Jennifer Williams to discuss this project in further detail. Expect some noise on your drive while listening to this episode because work was underway as they begun to tear down homes to help rebuild better & stronger! Check out this podcast & the continuation in a few weeks with my one-on-one episode with the Mayor of Trenton!

Happy New Year! We're just a few days away from 2024 & it's vital that you spend time with those who matter. Gather around the table & dig into some friends & family history. Nick & I are looking forward to 2024 with tons of content to deliver to you. Happy New Year everyone, we'll see you next week & next year!

The Holiday Season is here! I'll be taking a short break & will return with a new episode in the New Year! Wishing you all the best & hope you are able to spend time with friends & family this Holiday Season. We look forward to seeing you all in the New Year!

Jeffrey Lehman is back for a part 2. With there being so much in the process of purchasing & selling a home, we knew we had to keep the cameras rolling.

With the wealth of knowledge Joseph Grabas has, we couldn't possibly allow him to leave without filling us in on a but more on home ownership in this beautiful state of NJ. If you're looking to live or invest in real estate along the Jersey Shore, it's critical to understand what your rights are to the land & the water surrounding it.

Our guest today is Natalie Roman! Natalie brings a wealth of knowledge & expertise to the table. We pull back the curtain on juggling a work life balance to show how important it is to recharge so you can delver your best self.

Wishing you all a Happy Thanksgiving! We'll be back next week with a brand new episode that you don't want to miss. In the meantime, Mortgages don't sleep so keep the questions coming in & I'll be sure to get back to you asap! See you all next week!

The crew & I at Your Mortgage Process are enjoying a well deserved break this holiday. Thank you for your ongoing support week after week & we'll be back with a brand new episode after Thanksgiving. Wishing you all a wonderful Thanksgiving!

This is the type of episode you should not skip out on for the laughs, the tears & the hard truths! Nancy Chu & I discuss the conversations we should be having with our buyers & sellers along with personal life experiences in regards to investing in real estate. These are the conversations that need to be had with each other, our clients, friends & colleagues because without it, we just don't grow.

Joseph Grabas contains an abundance of historical data of New Jersey. The author of Owning New Jersey: Historic Tales of War, Property Disputes & the Pursuit of Happiness & the winner of the New Jersey Studies Academic Alliance Authors Award for Nonfiction. You don't want to miss out this adventure of what we know today as "New Jersey".

Jeff Lehman is a frequent lecturer at many local realtor’s offices as well as speaking at first time home buyer seminars. Even with a diverse client base, residential real estate is clearly his specialty. With some clear & thorough steps, Jeff & I go over some of the preliminary obstacles of buying/selling a home.

Michael Gruosso has built one of the most successful real estate teams in the market. He is a top producing realtor with consistent production, even in a challenging market. With his "SEAL Team Five" team building strategy, The Gruosso Group, Mike is walking the walk while talking the talk. For those who tune in each & every week, Mike was incredibly excited about rejoining us on the show on the new set! So here is Mike's re-debut, The One, The Only...The Closer!

If you're client is looking to buy, sell or stay up-to-date on the market trends of NJ this episode is eye opening. Dino DeMoro join us on this week's episode of the pod & although he's no stranger to Your Mortgage Process, things have changed vastly since he first shot with us which was our very first episode ever!

Have you seen our latest studio upgrades?! We're changing things up here at Your Mortgage Process & we can't wait to finish & share it all with our listeners. Check out this wonderful conversation with Louis DeMeo who sheds light on the current housing market. Together, we explore the dynamic shifts in pricing, buyer & seller behavior, and the enduring power of rapport-building with clients. Creating meaningful connections with clients isn't something to overlook, and that's exactly what contributes to Louis' remarkable success in today's ever-evolving real estate landscape.

Here it is! A quick overview of a "day in the life" with me reaching out to clients, updating backend approvals, crunching numbers, studying, connecting with colleagues, mentoring, producing content & most importantly loving every second of it!

Today was a day filled with meetings & events so I thought it would be a great idea to capture it & launch it as its own episode. This obviously changed up my timeline of episodes so I apologize for the delay but tune back in tomorrow for a "day in the life" with your favorite lender, me!

After a short stint on one of our BOLD episodes, Dennis Driscoll returns to the pod! With over two decades in the business, Dennis has been coaching & training to offer his vast well of knowledge. I thought we should take things back to the basics through the lens of a coach who has seen a variety of markets in the industry.

With a variety of loan types, it's not always a clear path as to which loan type is best for your client without additional information. These conversations with an experienced loan officer like myself, can guide you & your client through the entire process. Here's a brief overview of some types of loan products that come up daily in conversation while I visit offices or over calls with consumers.

Picnics & BBQs might hav kept us away this week, but we hope you enjoyed your holiday weekend & we look forward to catching up with you next week!

I receive a lot of questions & feedback in regards to resources. I will continue to deliver a high quality & transparent show along with offering a continually updated website to be your go-to resource center. I wanted to personally take a moment to touch base while we are finalizing our set for our show. While you're here, here's a peak into how the market is trending today.

Nick is BACK! That's right, we received tremendous feedback in regards to our Q&A episodes so we wanted to take a moment to circle back & answer some more burning questions our listeners & clients have.

This one is one for the books! If you have clients who are looking for the highest quality builds, Pavarini McGovern is unparalleled. Today's episode is enlightening on how much work goes into building. Before the nail & hammer take their first swing, you need a talented individual like Michael Signorile & his team who dig deep into quality control from structural components & locations to environmental obstacles to prevent the worst from happening to your investment. Not to mention, their capability to create stunning & completely customized buildings & homes.

Hey Guys! I wanted to take a beat & enjoy some rest & relaxation with the summer quickly coming to a wrap. With that said, I am always available to help answer any questions you may have or help you need getting your clients to closing. Catch you all next week with a new look at our upgraded studio & a guest who really knows his stuff!

Joseph Cerbone, also known as The NY Mover, pulls up a chair & unwinds some personal obstacles, his early beginnings & ultimately his triumphs to where he now has over 15 years & 13,000 moves! This episode is one for the books for those who are going through or know someone going through personal challenges & how you can rebuild better than ever. Your clients deserve a high-quality business to handle their personal assets & belongings on their upcoming move so do yourself a favor & call thenymover

David Velasco & Steve Roderick make quite a duo & these two sure know how to put on a show, literally they have their own show! This episode strings together the know-how in the insurance business & some of the common struggles with preparation to protect communities from catastrophes.Jgsinsurance.com

Marybeth Olive joins us on the show for an in-depth experience of the industry. With over 20 years in the field, Marybeth focused her talents on helping others grow. From being an agent, team leader, market center manager, she has been an integral component in helping several owners successfully open up and grow new offices.

I had the pleasure of hosting Vin Frana, a prestigious leader in the area. With incredible expertise, Vin shares some insight on being a Part Time Realtor. This is something that you hear throughout your life time, "I want to try real estate", "I could have my own schedule" & so many more. Vin talks about the hard facts on what's needed to succeed.

Let me tell you...Kevin Saum has a story to tell! Overcoming a life or death experience Kevin unravels his intense near death experience and shares how he transformed his life thereafter. If you have any interest in sports, check out his podcast Heads n' Tales to hear some incredible stories from players who faced their own obstacles on & off the field.

It's my absolute pleasure to welcome Nick Pavese to the show! That's right, our very own EP & Manager of the show shares what our listeners are saying & asking in this episode. Nick has also experienced the journey of home ownership within the past few years for his very first home bringing some of his own experience as well as some concerns he had & maybe still has. These are the questions YOUR clients are asking & this episode is the key to knowing how to field them & who you need on your team to help.

Mary Ann McMahon was an absolute delight to have the show. Her vast experience & knowledge in insurance was exactly what we've been looking for. We wanted to drill deeper into the flood insurance arena being the home epicenter of Hurricane Sandy. With water level towns & cities up & down the entire coast of NJ, flood insurance is a hot topic & this episode is a must listen.

In case you missed the most recent event, I put together some materials to sift through alongside with you. This material is vital to being in "the know" & being able to carefully guide your clients through the process. As always, I am here to help my current network as well as new partners in helping their clients achieve homeownership.

Wishing you all a wonderful Holiday Weekend! Remember what Memorial Day is all about & be sure to thank those who served & continue to serve our country. Stay safe & I'll catch you all next week with an episode recapping our Home Owner Seminar event. This episode will be the perfect guide to how to explain the value when talking to your clients or potential clients in guiding them in the correct direction, towards homeownership!

Corinne Kaas from https://harmonizehomes.com joins us on the podcast today to discuss the benefits of staging a home for your client. These numbers are beyond impressive when it comes to ROI & let's face it, the easy days of selling homes are far back in the rear -view mirror. Set yourself apart & show your clients you mean business with options like investing in their home with staging to help sell at that price point that they just won't budge on.

Happy Mother’s Day! This exclusive episode highlights a few powerful women who are overcoming or persevered through some of life’s most difficult obstacles. Listen in to Angelica Areus', Lynn McCabe's & Stephanie Chetty’s stories on how they started their real estate careers to where they are today from stay home mother's, widowed wives or doubling down on their careers in realty. This episode is nothing shy of inspiring.

With only a few towns or cities covered from some previous episodes, I thought it was the right time to tackle Toms River, the 8th largest city in NJ! As we continue to cover some major sections of the state, it only seemed right to talk about THE Summer Hot Spot right here near the Jersey Shore with my guest, Sarina Duvall.

Good morning everyone, just wanted to touch base & make sure you had the chance to listen to the episode that aired this past Monday. There's a lot of talk about rate changes & credit scores & I thought it was time to clear things up. As always, I am here to be a resource for any questions you may have or assistance you may need when it comes to everything mortgage.

Debunking the latest updates & rumors regarding mortgages & rates in regards to credit scores.

I can't tell you enough how much Patrick Lynam knows his line of work. I had the pleasure of hosting Patrick from Colliers Engineering & Design where his vast experience shines through with ease. This episode is for those who are looking to expand their knowledge on the entire process of how a town, city or community begins or grows & I'm talking...before anyone even breaks ground!

Michael Mendillo, President at FirstService Residential, breaks down an array of points from early start of the business to the ins & outs of culture, hiring internally & property management. This is a great one for those who want to gain some knowledge on how to offer clients in a community at large with the highest tier service in the industry. I can't stress enough how companies with purpose & impact are the true heart of this country & with their philanthropic history of donating toys to children, assembling care packages for deployed troops and the homeless & helping build homes with Habitat for Humanity, FirstService Residential is doing things right!

In case you missed the Home Ownership Seminar on March 30th, I wanted to make sure to put together a recap so you could get a glimpse of some key points we discussed. It was an incredible evening with special guest appearances & professionals in the industry. Kevin Liotta from Movement Mortgage closed with why impact lending changes the entire game on lending & why who you chose to do business with matters.

Craig & James join us on an adventure with everything pests! Critters & animals can delay closings or even cause damage to your own house if you're not too careful. Be sure to check this one out with Viking Pest pros Craig Sansig & James McIntyre.

Hey everyone! I am currently putting all my resources into our very first Live Event this Thursday at Bell Works in Holmdel, NJ. Be sure to check out our socials for some behind the scenes action or live feeds through the show to see what you might be missing. I 'll be back next week for an incredible episode on Pest Control with Viking Pest.

What a pleasure it was to connect with John Natale as well as a few of his latest team members, most of which are just entering the real estate business. After chatting about a few hurdles & insights, we thought it was best to capture some of the concerns that team members commonly face whether they are joining a new team or agency. This casual visit turned into an entire episode we thought fit to showcase that there's a right fit for everyone, no matter what job, role or career that may be.

Don't miss this week's episode with special guests Frank Zrinsky & Nicholas Marraro from Motion City Media! Frank, the CEO of Motion City Media, operates an incredible team that can be one of the best tools in your arsenal. Tune in & pay attention to the finer details on how photography & videography can be the investment to your brand that can offer long-game returns.

There's so much to learn about closing a deal for your client & a lot of it falls by the wayside. We fall victim to routines & for some realtors, they have blinders on & see nothing but the finish line. Today we take an in-depth look into Mortgage Insurance so you can have a better understanding of not only MI but also where you can find resources to learn more for you & your client. For more information on MI, Steven Wacker is the man to talk to!

Your buyers aren't the only ones saying "we're going to have another 2008." I wanted to clear the air & discuss the truth behind the curtains of what really happened in 2008. With my experience & being in the business then, I saw it all unfold first hand. How is that relevant to now? Tune in & find out for yourself on 2008 Comparison.

Terry Darling offers us a deep dive into the Home Inspection process & how to better equip your buyers or sellers with information to help the inspection flow as smooth as possible. Terry is not only an owner but an inspector with tremendous experience. Tune in for tips and tricks to learn a thing or two about the process so you can continue to offer your clients the highest caliber service.