this is property

Emily and John recap some of the nation-wide and state-based Government grants and schemes available to home buyers, touching on:👉 the Help To Buy Scheme👉🏼 the Regional First Home Buyer Support Scheme👉🏽 housing affordability and homelessness👉🏾 what incentives are available in each stateHelp To Buy Scheme: https://www.alp.org.au/policies/helping-more-australians-into-home-ownershipRegional First Home Buyer Support Scheme: https://www.alp.org.au/policies/regional-first-home-buyer-support-schemeState-based incentives: https://www.homeloanexperts.com.au/first-home-buyers-guide/government-grants-schemes/🏡 Join the mmm facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Thinking of buying your first home? Emily's riding solo today and she's walking through the steps you need to take to get started on this exciting journey.Did you know that Emily also has an online course for first home buyers? Check it out here!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Each year PIPA (Property Investment Professionals of Australia) releases an annual survey looking at the buying intentions of property investors. John and Emily dig into this year's results and chat about changes to QLD & NSW land tax legislation.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

John explains 8 things that are critical for investors to consider when buying and touches on a common question, should I sell my home and upgrade or keep it and convert it into an investment?Want to thrash out your situation with John? Book a clarity call here: https://bit.ly/M3JohnClarityCallCheck out Solvere Wealth for info on John's coaching services.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Get to know the other half of my millennial property, your host Emily Wallace! Em shares a little bit about cohosting the podcast, her journey to becoming a buyers advocate and the scoop on what type of property she currently has her sights set on for her own portfolio.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Get to know your hosts! In today's episode John hops in the guest seat and shares his own property story, touching on his first purchase (a joint venture with his sister at 21), his uncle's influence on his investing journey and more!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Housing affordability is on a lot of people's minds right now and you may have heard a proposal for a 2 year rent freeze. John and Emily give their 2 cents on this idea, plus new data from CoreLogic shows why playing the long game in real estate is so important. Check out the report below.Download the reportRecorded on the 29th August.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Calum Howe from Herron Todd White came on the show to explain the ins and outs of property valuations and answer your questions. The episode touches on:👉🏼 when might you need a valuation of your property?👉🏽 what factors are used to calculate the valuation👉🏾 can you contest a valuation?👉🏿 common renovations that can add value to your property👉🏻 can a pool negatively affect the value of your property?👉 how valuations get done - in person vs online👉🏽 how does the HTW property clock ranking get created?🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

After signing the contract on a new home or investment (congrats!!), here's a few things to consider in the pre and post settlement period.Make sure to check out part 1: before you buy and part 2: sourcing and securing if you've just stumbled across this episode.We chat about tax tips for property investors in episode 423 tax & accounting strategies & 323 tax time essentials for property investors🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Ready to find your dream home or investment property? Emily and John chat through some tips and key things to consider around:👉🏿 going to open homes👉🏻 bidding at auctions👉 buying sight unseen👉🏼 the building & pest clause in the contractThis is part 2 in the buying process series. Take a listen to part 1, 'before you buy' here.You might also like episode 236 placing an offer on a property🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

We're unpacking the ins and outs of the buying process for home buyers and investors alike over the next few weeks! Today in part 1, John and Emily cover some of the basic steps to take before you start rushing out to open homes. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

John and Emily discuss the challenges that renters and buyers are facing in the current market along with some strategies that may help you secure a place if you are looking. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A John and Emily discuss:👉🏾 when's the right time to renovate your investment property?👉🏿 should you rent or buy + some cost considerations👉🏻 renting out a new build or the current home👉 placing an offer before auction👉🏼 costs for inspections on new builds and building & pest Take a listen to 241 handover inspections on new properties🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

John and Emily chat about more things to consider when you’re on the house hunt. Big thanks to the m3 community for sharing their hindsight for others to learn from! This is part 2 in the mini-series so make sure to check out part 1 here. Shoutout to the legendary James for give us a space to record!A few tickets left to the Melbourne live recording, grab tix here: https://www.mymillennial.money/tour🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

What do you wish you knew before you bought? Here's what you said! There were so many responses that we’ll be doing another episode on this. If you're not part of our community, we'd love you in our facebook group!RLB Crane Index🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

John and Emily chat through some interesting census data and questions from the community that touch on:👉🏾 the pros and cons of buying near powerlines👉🏿 factors to consider when flipping houses, should I hold or sell?👉 unit trusts👉🏻 considerations around building & pest inspections👉 a 21 year old listener who is navigating an inheritance of multiple properties!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Miranda is a listener of the show and bought her first home in Melbourne early this year. She talks about how her property goals changed, why she chose not to involve family in the process, what she'd do differently looking back and more. Big thanks to Miranda for sharing her buying experience!✈️ Check out John's property masterclass at a city near you! Grab tickets at: mymillennial.money/tour🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Soooo many of you have been asking whether to get into the market now or wait and whether there will be a crash in the near future. Emily & John share their thoughts on this and what the future of housing might look like as Australia's population increases.Listening on Apple Podcasts? Leave us a review! 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Today's Q&A features these great questions from the community:👉🏻 costs are going up, what repayment buffers should I have in place?👉 what are the pros and cons of having my whole portfolio as a joint venture?👉🏼 how to know when you’re ready for your 2nd property?👉🏾 hidden costs of buying unregistered land?👉🏿 what are a tenant's rights when the owners are selling?🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Record keeping, CGT, selling your property and more. Scott Young from Altus Financial is back on the show to answer a bunch of the questions you wanted to ask an accountant around:👉 best practice for keeping records on your investment👉🏼 the ins and outs of capital gains tax (CGT) and the 6 year rule👉🏿 what factors should I consider when timing the sale of my property?👉🏽 how do tax deductions work when drawing equity from my investment?👉 when is using a trust a good strategy to buy or sell?👉🏿 how does claiming expenses for negative gearing work?Looking for an accountant? Click here to get in touch with Scott and his team.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

If you're aspiring to get into the real estate industry, listen up! Jayson Watts shares his tips and learnings from 20 years experience as an agent. The episode touches on:👉🏾 a bit about Jayson's background👉 dos and don'ts of being a good real estate agent👉🏿 the perception surrounding the industry vs the reality👉🏼 what's happening in the Melbourne property market 👉🏾 and John and Emily ask Jayson's thoughts on a topic that comes up heaaaps in the Facebook group to do with the lack of transparency from agents surrounding best and final offers🛑 Please read our disclaimer + warnings before listening to this episodeConnect with Jayson on LinkedIn🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

We rarely expect the worst to happen which is why it's always good to be prepared! John and Emily discuss some of the things that can go wrong when it comes to:👉🏻 buying unregistered land👉 buying or selling a property👉🏼 cross-collaterisation👉🏽 bidding at auction👉🏾 buying a tenanted property👉🏿 working with a builderHave some horror stories of your own? Tell us in the Facebook group!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan Hosted on Acast. See acast.com/privacy for more information.

You might consider renting out your home if you decide to upsize, downsize or rentvest. John and Emily chat through some steps to take and things to think about when it comes to:👉🏾 working out your lending and cashflow👉🏿 engaging the right professionals for your situation e.g. accountant, mortgage broker, property manager, financial planner👉🏻 the logistics of owning a rental property👉 vacancy rates, supply & demand👉🏼 choosing between rentvesting and buying another PPOR👉🏽 lifestyle factors you might think about when looking to buy another PPOR👉🏿 and tackling the fear of having 2 mortgagesBook a clarity call with John🛑 Please read our disclaimer + warnings before listening to this episodeBook a clarity call with John: https://bit.ly/M3JohnClarityCall🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home buying journey including:👉🏾 not finding a property that suited their lifestyle within their budget👉🏿 using some first home buyer and builder benefits to get into the market👉🏻 advantages of buying into a new estate👉 choosing a builder👉🏽 costs👉🏻 timeframes from deposit to commencing construction👉 their plans to live in the home for a year and then rentvest and turn it into an investment property👉🏿 tips and learnings🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Shoutout to our Facebook community for more great questions! In today's episode Emily and John discuss:👉 transacting money online and how to protect yourself from scams👉🏼 property investing vs investing in a property-based ETF👉🏾 when should you get a depreciation schedule? (Listen to 414 depreciation schedules)👉🏿 how to manage the rising cost of building materials👉🏻 interest rate rises - what's a good buffer to plan for?👉🏽 building a granny flat on your PPOR rather than buying another block of land👉 what are the extra costs involved in buying a property besides the deposit👉🏾 how to & should you avoid telling an agent what you're willing to spend if they ask👉🏻 keep or sell a B class property that may have performed really well in recent times👉🏾 buying in a mining town🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much sooner with as little as $10,000? John and Emily chat with Michael about how Coposit is enabling people to do just that, and the ins and outs of how Coposit works. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and share their opinions on reforms that may be coming to the property market. Discussed in this chat:👉🏻 mortgages - what's too big, what's manageable?👉 is it an efficient strategy to rentvest?👉🏼 Consumer Affairs VIC have begun exploring potential reforms to the property market and how things can be improved for consumers👉🏽 what should you consider when you're planning to turn your home into an investment property?🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in developing new Australian communities. The chat touches on:👉 working with council👉🏼 financing developments👉🏿 researching new growth opportunities👉🏽 Andrew's tips for aspiring developers🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad Beer from BMT Quantity Surveyors. They touch on:👉🏾 what's a depreciation schedule and what does a quantity surveyor do?👉🏻 the factors that go into whether or not you can claim deductions👉🏾 how do claims work if you are the 2nd or even 3rd owner of the property👉 how many years you can claim on the structure of a property and even some renovations👉🏿 claims on items such as aircon units, blinds and carpets👉🏼 considerations if you're making renovations - you might still be able to claim on the things you're replacing!👉🏽 some cool info about amending past tax returns to back-claim missed or wrong deductions👉🏻 the process for getting a depreciation schedule👉 is it better to buy new or renovate?🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to avoid.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors, including:👉🏻 First Home Guarantee: more places made available helping people to buy their first home with a 5% deposit👉🏿 Regional Home Guarantee: you don't need to be a first home buyer to qualify for this one!👉🏼 Family Home Guarantee: helping single parents buy a home with a 2% deposit👉 NHFIC: more money going towards homelessness and housing in remote and indigenous communitiesAlso listen to 411 buying in flood zones, the return of overseas migration, rise of the regions + more with Eliza Owens🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat with Eliza Owens, Head of Research at CoreLogic who shares some interesting insights into:👉🏾 property ownership in relation to gender👉🏿 property markets affected by recent floods👉🏻 factors that impact housing prices over time👉 the return of overseas migration👉🏼 and the rise of the regions🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Some great questions and topics in today's q&a! John and Emily discuss:👉🏾 considerations for buying property with a partner👉🏿 is going with a variable rate on your home loan risky right now?👉🏻 rapid increase of prices and growth in regional areas👉 when can a frosted window be replaced by a clear one?👉🏼 to sell or rent out hobby farm?👉🏽 will the sea change continue post-covid?🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Planmy millennial property is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:👉 going direct to bank vs a mortgage broker👉🏿 the different types of pre-approval assessments to suit your situation👉🏻 does getting a 2nd pre-approval affect your credit score?👉🏽 pre-approval turn around times👉🏾 check ins you might expect from your broker after securing your loan👉🏼 mortgage broker qualifications to be aware of👉 differences in lender assessments of your borrowing capacity👉🏾 parental guarantees & second mortgages👉🏿 locking in a fixed rate plus the differences of fixed and variable loansNeed help finding a trusted mortgage broker? Head to sortyourmoneyout.com and click Get Help.🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s first home buyer online course at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A, Emily and John discuss:👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 years👉🏻 is it worth keeping an investment property if interest rates rise?👉 3 good reasons to sell your investment👉🏿 navigating complexities and costs of selling your property👉🏽 due diligence when finding a buyers agentJohn and Emily touch on interest rate rises in the 2022 market outlook episode.Got a question for the show? Use #property in the my millennial money Facebook group.🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Take a look at John’s Solvere Online Academy and Emily’s First Home Buyer course at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a little autopsy on Matt's money, career and property journey and Matt shares his key learnings, particularly about money mindset and purchasing property.🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out in 2022, touching on:👉🏾the federal election👉🏻proposed changes to QLD’s land tax rules for interstate investors👉 interest rate rises👉🏿 what they're noticing on the ground👉🏽buy now or wait?👉🏼 a few of their predictionsYou can find data on vacancy rates at SQM ResearchCheck out the inspiring episode with Douglas!🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He shares the stages of his investment journey which touches on:👉🏾 doing this on a casual income!👉 finding other options when he struggled to get a loan👉🏿 undertaking a joint venture with family👉🏻 how he travelled to 100 countries👉🏾 buying interstate👉🏽 his buyer strategy👉🏻 and thoughts on FIRE (financial independence retire early)🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and Emily to discuss:👉things to consider before purchasing a development👉🏾how much cash you need & the initial costs of getting started👉🏻common first timer mistakes to avoid🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better location or pay 150k more for the larger free standing house? They also touch on:👉🏿some things to consider when buying a townhouse👉🏻when do you need a buyer’s agent?👉whether to buy a property before or after starting a business or changing career🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Ella has a goal to buy her first investment property but isn't sure how to create a strategy or where to start researching. We recorded her clarity call with John for anyone who may be in a similar position or interested to know what a clarity call is like! Here's where you can book a clarity call with John about your situation: https://www.sortyourmoneyout.com/reach-out🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #property: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/m3pshownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Happy new year! For the first episode of 2022, Emily and John are joined by Cathy Stacey to unpack the law of economic rent. You might remember Cathy from episode 344 timing the market which you can listen to here: https://player.whooshkaa.com/episode?id=928639Here are the books mentioned in the chat.One Hundred Years of Land Values in Chicago: https://amzn.to/3CjnlD1The Secret Life of Real Estate and Banking: https://booktopia.kh4ffx.net/n1PvJVThe Power in the Land: booktopia.kh4ffx.net/yROeNbBoom Bust: booktopia.kh4ffx.net/7mDGgd🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #property: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/m3pshownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Evelyn Clark from Everlend joins John and Emily on the show to discuss what's happening in the lending space. They touch on:👉🏾pre approvals👉🏻turn around time between different lenders👉10% vs 20% deposit👉🏿fixed loan offsets👉🏼the importance of having additional savings beyond your deposit👉🏾other costs when acquiring property👉guarantor loans👉🏻and strategic tips for investors🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planJoin the m3 Facebook group community! Got a question for John and Emily? Use #property or #firsthomebuyer: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/m3pshownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Finding a good, trustworthy real estate agent to sell what is likely your biggest asset, can be a tricky and tiring process. John and Emily chat with David Ginnane about how you can find and compare top agents in your area using a service like Agent Select so that you can find one that's right for you. Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planGot a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Scott Young is the Managing Director of Altus Financial and joins John and Emily to answer your tax questions surrounding property, including:👉🏾when's the best time to chat to an accountant on your property journey?👉🏿how often should you liaise with your accountant?👉🏻tips for minimising capital gains tax👉renovations and claiming tax deductions👉🏼is owning property in Aus when you're living overseas worth the tax complexities?👉🏽tax implications for negative and positive gearing👉🏿bucket companiesScott is one of Glen's trusted advisers. You can contact Scott and his team here: https://www.altusfinancial.com.au/millennial-moneyCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planGot a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

As always, John and Emily love discussing your topics and questions on the show! Make sure to get in on the action in the my millennial money Facebook group if you're not already there. In this episode they chat about: 👉🏽I'm trying to understand the risks and benefits of buying an IP. I feel like I psych myself up to do it then delve too far into research and get scared and stop👉capital gains tax when you have both lived in and used the same property as an investment👉🏾the difficulty of working out what is a good price to pay in a very heated market👉🏿just bought a home that currently has tenants renting. Should we keep using the existing property manager until their lease runs out or handle it ourselves?👉🏼Emily also gives a tip for investors who may have bought and inherited a tenant👉🏻feeling deflated about how long it will take to save enough to enter the market Here’s the episode with Shae and Daniel that Emily mentioned: https://player.whooshkaa.com/episode?id=928782Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Long term listeners, Daniel and Shae jumped on for a chat with John and Emily about their journey towards buying their first home, soon followed by two more investment properties. They also share their experience with using John’s property analyser calculator for their third purchase.Here's where you can find the property analyser calculator: https://www.solverewealth.com.au/the-property-analyser-calculator/Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Is it possible to forecast the right time to buy or sell? Today's chat is a little deeper than usual - buckle in! John and Emily speak with Cathy Stacey from Property Share Market Economics to unpack this question, touching on:👉🏾how Cathy's family members lost most of their capital in the global finance crisis which led her to dig into whether the GFC had been forecasted👉🏿why isn't market timing more common knowledge?👉🏻how Australia follows the US economy and cycles👉what the 18.6 year property cycle is👉🏼where are we right now in the cycle?👉🏽does the share market follow a similar timing?👉🏿when is the best time to buy and sell in relation to the cycle?Here's the resource mentioned in the chat: https://propertysharemarketeconomics.com/18-point-6-property-share-market-economics/Below are the two books mentioned as well.One Hundred Years of Land Values in Chicago: https://amzn.to/3CjnlD1The Secret Life of Real Estate and Banking: https://booktopia.kh4ffx.net/n1PvJVCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John dig into some questions and topics from the m3 community, including:👉🏽how do you think the latest APRA lending laws will affect housing prices in Melbourne? Buy now or wait? 👉🏿applying for a mortgage on a casual employment but on consistent income and hours 👉considerations when buying a house and land package or buying vacant land 👉🏻Airbnb vs long term property rental 👉🏾tips for buying an investment property If you enjoyed this episode and haven't listened to our 'would you rather' episodes, take a listen below!Part 1: https://player.whooshkaa.com/episode?id=914667Part 2: https://player.whooshkaa.com/episode?id=916723Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

John and Em unpack some great questions sent in from the m3 community. They discuss:👉🏾is Sydney property worth long term investment?👉what renos done on an investment property can you claim on tax👉🏻pros and cons of low deposit home loans👉🏽can you use equity in an investment property to pay down your PPOR and does that equity become tax deductible?👉🏿buying a second property as an investment with future plan to knock over and build dream home. Things to consider other than location?👉🏾are vendors finance and lease options still relevant in our day and age?👉🏻do I get into the market now with an apartment to then turn into an investment property and buy a house later, or save an extra year for a lifelong ownership of a town house👉owning a house with family - should I continue to build a portfolio with them while saving for my own home or start building my individual portfolio?Here’s the episode discussing the ins and outs of renovations: https://player.whooshkaa.com/episode?id=811388Send us your questions and guest suggestions! Use #property in the m3 Facebook group: facebook.com/groups/mymillennialmoneyCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planBook a clarity call with John or take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.