Season 4 · Episode 9
409 mortgage broker vs direct with a bank, pre-approvals explained, fixed and variable loans + more
Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds...
this is property · John Pidgeon & Rachelle Kroon
March 15, 202235m 5s
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Show Notes
Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:
👉 going direct to bank vs a mortgage broker
👉🏿 the different types of pre-approval assessments to suit your situation
👉🏻 does getting a 2nd pre-approval affect your credit score?
👉🏽 pre-approval turn around times
👉🏾 check ins you might expect from your broker after securing your loan
👉🏼 mortgage broker qualifications to be aware of
👉 differences in lender assessments of your borrowing capacity
👉🏾 parental guarantees & second mortgages
👉🏿 locking in a fixed rate plus the differences of fixed and variable loans
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