this is property

Our special guest for this ep is none other than Emily's dad, Matthew Wallace! He joins John and Emily to unpack the fundamentals of buying commercial property and shares some great insights into the market. Matthew has a wealth of knowledge and experience in this space and they touch on a lot of info in this episode, including:👉🏽the type of tenant, location, vacancy rates, lease terms and costs associated with buying a commercial property👉returns and vacancy rates are impacted by the demand of the tenant's industry, for example a retail business vs an industrial business👉🏿how much deposit is needed to purchase a commercial property and what are the loan interest rates like?👉🏻what commercial property spaces are performing well and growing👉🏾what key things would a buyer look for in a commercial space that is suited to a service-based business👉what might an investor who's looking to step into the commercial market need to consider to get started👉🏼a case study of a purchase Matthew helped to facilitate👉🏿when a fit out is required, is the tenant or landlord responsible?If you have more questions that you want to hear discussed on commercial property, let us know in the m3 Facebook group with #property and #commercial: facebook.com/groups/mymillennialmoneyCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

John and Emily are continuing on with answering more 'this vs that' scenarios from the m3 community. In this episode they discuss, would you rather...👉🏾buy a house or use the money to get married?👉a modest home and an investment property or your dream home though it has a larger debt?👉🏻the best house on the worst street or the worst house on the best street? Classic!👉🏽buy at the top of your budget right now or wait 8-10 years for a “better time”👉🏿build up or built out?👉🏼a freehold, crap house in an average location or a nice apartment in a good location BUT the main bedroom shares the same wall as the bedroom next door and the neighbours are very loud at random hours of the day or night 🙊 (oh and also you must stay there for 10 years lol)👉a house with character or a house that's bigger in size👉🏾a really nice house with lousy furniture/appliances or a standard house with state of the art appliances?👉🏻use $20k to make your home more energy efficient or to add an extension which includes an ensuite and indoor/outdoor space?👉🏿renovate before you move in or wait 1-2 years?Haven't listened to part 1? Listen here: https://player.whooshkaa.com/episode?id=914667Here’s the episode on solar that Em mentioned: https://player.whooshkaa.com/episode?id=909443Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This or that, which would you pick? We asked the m3 community for some fun scenarios and got so many that we had to split this into two parts! Emily and John answer, would you rather:👉🏽live in your dream home and work an extra 10 years to pay for it or buy cheaper and retire earlier?👉a crap neighbour and pretty house or normal neighbour and a less pretty house?👉🏿a house with a dishwasher or a house with air con?👉🏻a garden or a balcony?👉🏽a small house in a prime location or big house in a not so prime location yet?👉🏼a house with not much natural light or a house with lots of natural light but needing to put up with seeing an ugly naked man regularly in the building opposite you? 😂👉a brick or weatherboard house?👉🏿live with your parents/in-laws and save for a house deposit faster or rent and save slower?👉🏻cookies & cream or choc mint? awww yeah👉🏽putting your house deposit in a high interest savings account, term deposit or the share market?Join the conversation and send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Matt Frawley is a pro NRL player for the Canberra Raiders and an avid listener of the show! He joins John and Emily on the podcast to share his money story, life as a professional footy player, buying property in Canberra and aspirations for getting into a career in property post-footy career.Keen to hear about fixed and variable loans? Check out episode 333: https://player.whooshkaa.com/episode?id=896757Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planChat with John and Emily! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Here it is, the long requested episode on solar! There's been a ton of interest on this topic in our community so we are fortunate to have Richard from United Solar Energy joining John and Emily to answer all our burning questions. Here's what they chat about:👉🏾why solar is becoming more and more of a hot topic in recent times👉the benefits of solar installation in Australia for home owners and rental property owners - seeing pay back over a short period of time, affordability and average daily savings of 50-80% of electricity costs, pretty amazing!👉🏻what to look for in a house if you are planning to buy and install solar down the track👉🏿how do I know if my old roof can withstand solar panels?👉🏼the importance of research and asking the right questions to your energy consultant to maximise your benefit from solar👉🏽a case study of the kinds of costs and returns you could expect👉the discussion that solar doesn't produce enough ROI because of the low return from selling your energy to the grid👉🏾do you generate more solar energy depending on how much sunlight your area gets?👉🏻can you get solar to heat your pool?Learn more about United Solar Energy: https://unitedsolarenergy.com.au/Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John answer questions posted by Claire, Chelsea and Courteney in the m3 Facebook group!Check out some of the episodes mentioned in the chat: Ep 251 alternative ways to find properties: https://player.whooshkaa.com/episode?id=772520Ep 319 new regulation for short-term rental accomodation (STRA) in NSW: https://player.whooshkaa.com/episode?id=832032Ep 330 on choosing home size: https://player.whooshkaa.com/episode?id=888369Ep 327 on deciding whether to buy regional vs city: https://player.whooshkaa.com/episode?id=853885Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

More questions, more answers! Emily and John discuss:👉is land banking a worthy investment?👉🏻how do I know when to cut my losses on a bad investment property purchase?👉🏾what insurances should I look out for when buying into a body corp or strata arrangement?👉🏽what does 'doing due diligence before you buy' actually mean?👉🏿should I buy commercial property?👉🏼how can I increase my serviceability when I’m on a lower wage?👉plus Emily shares a personal property winHere’s the episode on what to look out for in a property before you buy: https://player.whooshkaa.com/episode?id=845722Take a listen to our sister podcast for tips on how to increase your salary: https://player.whooshkaa.com/shows/my-millennial-careerCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planChat with us! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John answer some great questions from the m3 community! They chat about: 👉🏾how do I use equity from my property to buy another one? What’s the difference between using cash vs equity as a deposit? 👉how do I get a valuation done on my house? 👉🏿does getting multiple valuations impact my credit score or ability to get finance? 👉🏻is it better to have the majority of your debt against an investment property rather than your PPOR for negative gearing? 👉🏼is it better to have a townhouse instead of a house on land in order to pay less land tax? 👉🏿should I buy my own home or rentvest? 👉🏾how do I research areas to buy an investment property in with relation to rental yield? How to calculate gross rental yield: Step 1: Multiply the weekly rent by 52 to get the annual rent Step 2: Divide the annual rent by the property purchase price Step 3: Multiply that figure by 100 to get the percentage of the gross rental yield Here’s the episode Emily mentioned which touches on interest only vs principal and interest loan repayments: https://player.whooshkaa.com/episode?id=896757Here's the link for SQM Research: https://sqmresearch.com.auCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We're talking about loans and answering your FAQs! Mortgage broker, Rachelle Kroon from Sphere Finance, joins Emily and John for this chat. They touch on:👉why would someone go to a mortgage broker instead of a bank for their finance?👉🏾should I choose a fixed or variable loan rate and what are the pros and cons of each?👉🏼what’s the difference between an offset account and redraw facility + how do they work and do you need one?👉🏽getting into the market (potentially sooner) with a parental guarantee: how it works, can you use one for an investment property and can you use them more than once?👉🏻should I go with interest only or principal and interest for my loan repayments on my home or investment property?Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://education.mymillennial.money/courses/the-glen-james-spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

John and Emily talk property with former AFL player for the Brisbane Lions and Brownlow Medallist, Jason Akermanis aka Aker! The chat touches on Jason's move into real estate and his insights on the current market, including:👉what Jason’s been up to since retiring from his footy career and his journey into auctioneering and real estate👉🏻the shifting mentality he’s noticed towards auctions in recent times within the Brisbane market👉🏿stock shortage and oversupply👉🏾tips for choosing a real estate agent that’s right for you👉🏽tips for first time buyers looking to get into a hot marketConnect with Jason on FB: https://www.facebook.com/Akerproperties and Insta: https://www.instagram.com/jason_akermanis_propertiesCheck out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://education.mymillennial.money/courses/the-glen-james-spending-planSend us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Strap in! John and Emily are going deep and narrow on what the Brisbane 2032 Olympics might mean for the housing market and what to consider when buying your first investment property or growing your portfolio.Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: https://education.mymillennial.money/courses/the-glen-james-spending-planSend us your questions! Email [email protected] with ‘my millennial property’ as the subject or use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below and John's buyer's agency here: envisageproperty.com.auFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

You guys have been sending us heaaaps of questions and we are loving them! John and Emily get stuck into a few, touching on:👉what to consider for renting out or selling your first home when upsizing👉🏻the upsides and downsides of rentvesting, and ‘freevesting’👉🏼exit strategies if paying interest only on an investment loan👉🏾whether to go for an older more spacious townhouse or a newer compact oneCheck out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: https://education.mymillennial.money/courses/the-glen-james-spending-planKeep sending us your questions. Email [email protected] with ‘my millennial property’ as the subject or use #property in the m3 Facebook group: facebook.com/groups/mymillennialmoneyTake a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

John and Emily unpack the concept of hot spots, touching on:👉🏼some data comparison of a few towns across NSW👉do they exist?👉🏿what to include in your strategy to help identify the perfect hot spot for you👉🏻where to find market insights👉🏾is it necessary to view where you buy?Take a listen to the episode with Jeremy Sheppard which touched on hot spots: https://player.whooshkaa.com/episode?id=834183You can find free market insights from: https://www.realestate.com.auhttps://www.domain.com.auhttps://sqmresearch.com.auhttps://www.abs.gov.auSubscription-based resources include: https://www.corelogic.com.au and https://www.realestateinvestor.com.auCheck out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: https://education.mymillennial.money/courses/the-glen-james-spending-planSend us your questions! Email [email protected] with ‘my millennial property’ as the subject.Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John are answering your #property questions and case studies in the m3 Facebook group! This chat touches on:👉how to work out when it's okay to extend your budget👉🏽using the loo at open homes 😅👉🏿moving interstate and wanting to buy a property👉🏻relationships + property purchases👉🏼should you get solar? Let us know if you want us to do a deep dive episode on this one👉🏾should you set a higher budget to get the property you want if it means missing out on first home buyer stamp duty perksCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Send us your questions! If you're listening outside of Australia, include where you're listening from. Email [email protected] with "my millennial property" as the subject.Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Those regional prices can sure look attractive compared to the city! Emily and John use Victoria as a case study and chat about what you might consider when choosing where to buy, touching on:👉🏼median property prices and looking for ‘poor cousin’ opportunities when a city suburb is out of your price range 👉defining your strategy and goals👉🏿factors for owner occupiers to consider👉🏾factors for investors to considerCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Send us your questions! Email [email protected] with the podcast you want your question answered on as the subject.Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Listener of the show, Jyh Kao, shares his investing journey of building a portfolio in his 20s and what he's learned along the way. Emily and John interview him, touching on:👉🏿his money story growing up👉🏽his income throughout his journey👉🏻mindset around saving and building wealth👉🏾how he got into the market👉what he did when he hit borrowing capacity👉🏿buying interstate👉🏽how doing cosmetic renovations increased his cashflow👉🏻strategies and lessons learned along the way👉his personal and professional goals for the futureCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Send us your questions! Email [email protected] with the podcast you want your question answered on as the subject.Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John interview each other! They ask each other about:👉their money journey growing up👉🏻first investments👉🏼their property purchases👉🏽rentvesting experiences👉🏾future property goalsCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Send us your questions! Email [email protected] with the podcast you want your question answered on as the subject.Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

A listener asked about what red flags to watch for when buying a property - aside from general pest & building inspections - so Emily and John chat through:👉flood zones👉🏽train lines👉🏾bushfire areas👉🏻the demographic nature of the area👉🏼local council investments👉🏿local construction plans or projects👉nearby roadways and general vehicle provisions at the property👉🏻moisture readings in wet areas - bathrooms, laundries etc👉🏿easementsCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

John Pidgeon and Emily Wallace get narrow and deep on property! Buying your first home or investment property, renting, understanding the auction process - we chat about this and much, much more! Hosted on Acast. See acast.com/privacy for more information.

Tax time is upon us! Emily and John chat through tax fun related to investment properties, touching on:👉capital gains tax👉🏼positive and negative gearing👉🏾what you need to prepare for tax time👉🏽what depreciation is and how to set up a report (episode link below)👉🏿how important a chat with your accountant is!Here's the depreciation episode Emily mentions: https://player.whooshkaa.com/episode?id=780808Only a few events left in the m3 live tour! Grab ya tix here: https://www.sortyourmoneyout.com/tourHere's the Solvere Wealth Property Analyser Calculator: https://www.solverewealth.com.au/property-analyser-calculator/Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John answer some great questions from the m3 community, touching on:👉🏽using equity after a joint venture to start building a property portfolio👉🏿some tips around Dutch auctions, how they work and how to make them work for you👉figuring out your property 'must-haves' and 'nice-to-haves'👉🏼not feeling pressured by others to get into propertyIf you're keen to have a clarity call with John, reach out here: https://www.sortyourmoneyout.com/reach-outCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Listener of the show, Bailey, has a pretty unique property story so he joined Emily and John to share his experience, including:👉🏻his experience with cryptocurrency👉🏾how he used his crypto to buy a property👉🏽his plans for the property moving forward👉the mindset that he's established to stay on targetCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Jeremy Sheppard (Head of Research at Select Residential: https://selectresidentialproperty.com.au/) joins John and Emily to chat about property data and research, touching on:👉🏿how supply and demand are assessed👉are "hot spots" a real thing?👉🏻the speed of property markets vs other asset classes👉🏼tips for find a property you love and works for your goalsCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

From November 2021 there's some new rules and regulations that apply to short-term rental accomodation in NSW, so Emily and John unpack a little about what's included in these upcoming changes.Here's the documents mentioned throughout the chat: https://www.planning.nsw.gov.au/Policy-and-Legislation/Under-review-and-new-Policy-and-Legislation/Short-term-rental-accommodationCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John answer your questions! The convo touches on:👉changing your primary place of residence to rental property (check out this link for more info: https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/treating-a-dwelling-as-your-main-residence-after-you-move-out/)👉🏻can you trust property "gurus"?👉🏿questions to ask a mortgage broker👉🏽what to do if you want to buy the property you're rentingHere's the link to the episode around managing your own rental property: https://player.whooshkaa.com/episode?id=751618Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John chat about 2 different things in this episode including:👉what is NOT included in pest and building inspections, and some other checks you might want done on a property you're interested in👉🏿being cool with living your property truth - changing your lifestyle to save, choosing what's right for you and being ok with thatCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

A number of m3 community members have bought land and looking to build, so in this episode Emily and John chat through:👉🏿the difference between a custom build and project build👉🏻things that can impact your build - easements, land proprotion and types, any other restrictions👉considering the use of the property - principal residence or investment👉🏽tips for choosing a builder👉🏾things to check for when flicking through inclusions and exclusions in building contractsCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Time to answer your questions! Emily and John answer the questions you've submitted around:👉🏿ways to manage house hunting fatigue👉🏻property valuations and making offers on properties👉how and when to engage a conveyancer and when to get contracts reviewed👉🏼tips for finding and applying for a rental propertyHere's the episode dedicated to making offers on properties: https://player.whooshkaa.com/episode?id=730491Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John share their thoughts and experiences from where property markets are at across the country at the moment.Jump in the my millennial money Facebook group and share what you've seen out there in the property space! http://bit.ly/m3fbgroupCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

There's been a number of changes to Victorian rental requirements, so in this episode Melissa Hickson from Prime Residential Property Management joins Emily to unpack what these changes are and what they mean for landlords and renters, including:👉🏿gas and electrical checks👉smoke alarms👉🏼heating requirements👉🏾alterations renters can make without consent of the landlord👉🏿renter detail you can and can't request on application👉🏻ventilation👉🏼kitchen/cooking requirementsRead more about these changes here: https://www.consumer.vic.gov.au/housing/renting/changes-to-renting-laws/guide-to-rental-law-changesFollow Prime Residential Property Management: https://www.instagram.com/primeresidential/?hl=enCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things renovation! The convo touches on:👉🏻ways you can improve the look and feel of your property to make it stand out👉🏿simple things that make a massive difference in how your place appears👉🏾a little about footing - concrete slabs, stumps etc and what to look for to check whether your footing needs work👉where to expect some of the biggest costs when renovating👉🏽the differences between hiring a builder to manage your renovations vs managing it yourself👉🏼tips for first home buyers doing renos on a new place - take your time!Follow LVL Group on Insta: https://www.instagram.com/lvlgroupaus/?hl=enCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat about:👉a bit about David's upbringing, and where he's at with property investing👉🏿how important strategy is, and being agile to adapt as things change👉🏾some of the differences he's noticed in the property investing space over time👉🏻his top tips for keen property investorsHere's the book David mentions, 'The 7 Habits of Highly Effective People': https://booktopia.kh4ffx.net/VyyrZOCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

In this episode Emily and John answer your questions! The convo touches on:👉🏿placing offers without pre-approval - don't do it!👉🏼buying property in a flood zone and the impact on your home insurance👉buying an established property vs building your own👉🏾tips for placing offers on properties you're keen to buy👉🏽should I buy where I want to live in the future or rentvest now?Check out the episode around buying in a hot market: https://player.whooshkaa.com/episode?id=785776Also have a listen to this episode around buying a new house vs old: https://player.whooshkaa.com/episode?id=727806Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

The conversation around stamp duty vs land tax has been popular in the media recently, so in this episode Emily and John share their questions and perspectives on the topic, touching on:👉🏼what's prompted this discussion, why and what changes are proposed for future👉🏾the differences between states and territories in Australia at present and whether there's room for a national approach to things like stamp duty and land tax👉who land tax affects, and how it's calculated👉🏻the goal of changing from stamp duty to land taxStay tuned! As this topic develops Emily and John will touch base again.Here are the state revenue bodies you can contact for more information about stamp duty and land tax:NSW: https://www.revenue.nsw.gov.au/VIC: https://www.sro.vic.gov.au/QLD: https://www.treasury.qld.gov.au/budget-and-financial-management/revenue-and-taxation/TAS: https://www.sro.tas.gov.au/WA: https://www.wa.gov.au/organisation/department-of-financeACT: https://www.revenue.act.gov.au/SA: https://www.revenuesa.sa.gov.au/NT: https://treasury.nt.gov.au/dtf/territory-revenue-officeCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Taleah and Jamie jump on the show to share about their growing property portfolio! They talk about:👉🏿some of the books they read to get inspired, including 'Rich Dad, Poor Dad': https://booktopia.kh4ffx.net/KQ3oN👉how they bought their first place👉🏻the way they focused on paying off debt before saving their deposit👉🏼how they've then angled themselves to buy a second, third and fourth properties👉🏾their goal of financial freedom and how they define thatCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Purchasing a 2nd property comes with its own unique challenges, so in this episode Emily shares her goal of buying her next property with John, touching on:👉🏽some of the challenges she is coming across in starting her 2nd property process👉what to consider when you first begin buying property - long before looking for your 2nd property👉🏾maintaining a good savings habit to build up your next deposit👉🏼some creative options to help you get into your 2nd property purchaseIf you'd like to have a chat with John, reach out: https://www.sortyourmoneyout.com/reach-outCheck out John's property analyser calculator: https://www.solverewealth.com.au/property-analyser-calculator/Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Setting your long term goals with property puts all of your decisions into context and on a timeline. In this episode Emily and John chat about how you can determine your goals, measure and manage them, and keep everything in your planning in perspective. The chat touches on:👉🏻what you're aiming for and why you're heading towards that👉🏾setting up milestones to see progress to keep you encouraged👉a little about Emily and John's property goals and how they're breaking those into manageable steps to achieve them👉🏽the metrics that can help you measure your steps towards your long term property goalsHere's the book Emily mentions in the chat: booktopia.kh4ffx.net/MXnE7NCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Dylan Buckley is a millennial, a podcast host, a former Aussie rules player and a recent first property owner! In this episode he shares what the buying process was like, touching on:👉what he might do differently in future and what worked out well👉🏿a bit about his Aussie rules career - moving cities and managing money throughout that change👉🏼the switch from living in the home to renting it out👉🏽the personal money management lessons he learnt along the way👉🏿doing what you love, being ready to learn and adaptCheck out the Dyl And Friends podcast: https://www.dylandfriends.com/Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Emily and John answer some more community questions, touching on:👉🏿tips for negotiating on properties (listen to the episode dedicated to making offers: https://player.whooshkaa.com/episode?id=730491)👉🏻sub-letting rooms at home - making some extra cash through things like Airbnb👉🏾tips for buying a second property👉assisting a family member to sell their property (listen to the episode about RateMyAgent: https://player.whooshkaa.com/episode?id=596705)👉🏽home and contents insurance - when it might suit your situation and how it works👉🏾what happens on settlement day👉🏻if it's worthwhile staying in a new build, or rent it outIf you're interested in having a clarity call with John, reach out to us: https://www.sortyourmoneyout.com/reach-outCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

How do you know how "hot" a property market is? And how can you gain advantage if it's so competitive? Emily and John dig into this topic, touching on:👉assessing "days on market"👉🏿comparing vendor expectation vs buyer demand👉🏽seeing how many properties are for sale in a region, vs those already under contract/offer👉🏻being quick with your offers, paperwork and general organisation👉🏾having your pre-approval sorted before you make any offers to buy properties👉being ready to make a move!Here's the previous episode about rentvesting: https://player.whooshkaa.com/episode?id=754898Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Who doesn't love a good swimming pool in summer heat?! It's a cool thing to have at home, but how can you go about it, does it add value and what should you know before you have it built? John and guest Matt compare their pool building experience, touching on:👉🏽options for who can build it for you👉🏿the steps involved in the process👉things to consider about your block of land before getting started👉🏽the timelines both John and Matt experienced👉🏻the tradespeople usually involved in the buildCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Welcome to 2021 and Season 3 of my millennial property! Thanks for tuning in. In this first episode for the year Emily and John chat about depreciation with Scott Brunsdon, who's a wealth of knowledge on the topic. The chat touches on:👉🏽what depreciation is and how it's calculated👉🏿what a depreciation schedule is and how far back you can go in claiming it👉🏻how depreciation is calculated, especially if a previous owner has done renovation work👉some changes in the depreciation space and how it affects propertiesCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Looking for a property? Here are some ways to find the property you're looking for without having to search online with all the crowds. This convo touches on:👉the oldschool letterbox drop👉🏿other online options like nokk.com.au & listingloop.com.au👉🏼looking into the option of buying the property you're renting👉🏾using your network of work mates, friends and family👉🏽the emerging space of properties available on social mediaThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

The average age of the most recent rich list is 66, with property as one of the key assets of the top 200 richest. John and Emily chat about what this list teaches us about wealth and property creation, touching on:👉🏻being realistic around when you expect to reach your property and wealth creation goals👉🏿patience as you let your strategy and time do the work👉🏼getting your head around where you are in your journey, and knowing how much time is ahead of you to continue seeing growthThey also answer some quick community questions around:👉🏽granny flats👉taking your property off grid👉🏾what happens if you can't fulfill your contractual obligation on a propertyThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Bridging finance can be complicated to understand, so show partner and mortgage broker, Sean Wellman from Wellman Finance, jumped on the show to explain some details around:👉🏻what bridging finance is - how it works, when it applies, which lenders do it👉🏿the clients Sean usually sees utilising bridging finance options👉what cross-securitisation is👉🏽how important it is to have finance sorted in the buying process👉🏼how valuable mortgage brokers are in navigating finance detailsThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Buy now, or wait? Emily and John chat over some more m3 community questions, touching on:👉🏻trends John and Emily are seeing across property markets post-COVID👉🏿how changing work and leisure habits are shaping property trends👉🏼what to keep in mind when listening to media reports on property markets and movementsThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

The m3 community asked, so Emily and John answered! In this episode they discuss a few questions asked by members of the m3 community, touching on:👉🏾what positive gearing is👉dealing with strata and body corporate👉🏿tools available to help you research property👉🏽the Solvere Wealth property analysis calculator: https://www.solverewealth.com.au/property-analyser-calculator-mmm-discount/👉🏻not overcapitalising on renosCheck out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Members of the m3 community have asked some questions around title insurance, so Emily and John were joined by Paul Stewart from Stewart Title (https://www.stewartau.com/) to chat about:👉🏽what title insurance is and what it covers👉🏻some of the circumstances title insurance is designed for👉how it differs between apartments and detached houses👉🏽how your premium is calculatedThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Rentvesting is becoming a pretty popular thing these days, so in this episode Emily and John chatted about:👉🏿whether rentvesting suits your lifestyle & property goals👉🏻the mindset to have when you're considering it👉tips for making it worth your whileThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

A member of the m3 community was keen to hear Emily and John's thoughts on whether managing their own rental property was worthwhile, so in this episode they had a good chat about:👉🏽finding the right tenants for your investment property👉🏿managing the bond👉looking after maintenance and managing the condition report👉🏼dealing with late rent👉🏾organising ongoing inspections👉🏻working through disputesThanks to our episode partner Wellman Finance: http://www.wellmanfinance.com.au/m3/🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3pshownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.