THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

Is the term 'crypto' casting a shadow over the bright future of digital currencies? Unearth new perspectives on this contentious topic in the latest podcast episode, where we delve deep into the world of technology, finance, and innovation. Get ready to be part of a riveting discussion on the name 'crypto', whether its connotations are helpful or harmful, and the intriguing rebranding efforts some blockchain and NFT projects are currently undergoing. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: The Truth About Crypto Send Me Your Ideas HERE Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever contemplated the power of neurodivergence in shaping our world and organizations? This episode pushes the boundaries of how we perceive cognitive differences, and underscores the imperative of broadening our understanding of diversity. We unearth the hard truths of how neurodivergent individuals, those with conditions like Autism and ADHD, face significant challenges within workplaces. Yet, we also spotlight the immense value they bring through their unique thinking abilities. Subscribe to podcast updates Ask Ric | Ric's Books ----- Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE This episode is packed with insights on the rising trend of blockchain bonds, which are rapidly being embraced by countries such as Switzerland, Israel, Hong Kong, Brazil, and Lugano. We're thrilled to have CNBC's Josh Brown with us to share his expertise on the implications for investors as more coins and tokens are classified as securities. Navigating conversations about crypto with clients can often be tricky, which is why we also explore alternative investment strategies. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: VISION 2023 Ritholtz Wealth.com MiCA FutureProof the Festival Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Buckle up for a thrilling journey into the future of aviation fuel! We're bringing the latest scoop on the burgeoning potential of ethanol—an eco-friendly and renewable fuel source for airplanes. We'll be exploring how this shift could drastically reduce the carbon footprint of the aviation industry. Fresh off the press is United Airlines’ groundbreaking announcement of their collaboration with two biofuel companies in a venture to power a whopping 50,000 flights annually within the next five years. This shift is expected to be a game-changer, paving the way for a more sustainable aviation future. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ready to understand the true cost of the global obesity crisis? Buckle up as we take a journey through the staggering statistics and its shocking implications on our economy and health industry. We'll also venture into the world of revolutionary weight-loss drugs disrupting the industry. Let's explore their financial and societal implications, potential side effects, and how their emergence could pose a threat, or perhaps an opportunity, to our investment strategy. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: DACFP Certificate in Blockchain and Digital Assets Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Forget the great resignation, welcome to the age of the great reinvention! Join us as we navigate the terrain of transitioning jobs, introduce the art of starting a side hustle, and share how finding this could tap into our hidden talents. We'll also explore how to identify if our side projects truly captivate our interest and ways to scale it up for optimal fulfillment. Highlighting the importance of expert advice, we'll delve into the wealth of knowledge that field experts can provide. Subscribe to podcast updates Ask Ric | Ric's Books ----- Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever considered how a Manhattan apartment building could lead the charge in combating pollution? Or what baking soda has to do with reducing carbon emissions? Join us on a fascinating exploration of the innovative techniques being used to clean up our environment. As our conversation continues, we shift our attention towards sustainable energy, specifically, geothermal energy. Let's tap into the potential of fracking for heat and how hot springs and geysers are being harnessed for power. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: MSCI Sustainable Futures ETF (Symbol: ERTH) Invesco Global Clean Energy ETF (Symbol: PBD) Global X Cleantech ETF (Symbol: CTEC) Global X Green Building ETF (Symbol: GRNR) TheTAYF Free Personal Finance Masterclasses Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Ever wonder why so many investors gravitate to gold when stocks have historically outperformed it in the long run, or how technological innovations like tokenization and fractional ownership are opening up new investment avenues? Get ready to navigate the future of investing as we dissect these trends and more in our latest episode. Is blockchain technology the future of mutual funds? Franklin Templeton thinks so, and we're taking a deep dive into their groundbreaking new product, the US Government Money Fund, which is the first of its kind to implement this technology. But that's just the tip of the iceberg! In a world increasingly driven by AI, we zoom in on the challenges of investing in this sector and how Global X ETFs is simplifying the process with their thematic strategies. We chat about the potential of AI to transform the financial industry even further and the role of chatbots like GPT. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Digital Assets Council of Financial Professionals Stellar Development Foundation Franklin OnChain U.S. Government Money Fund Summary Prospectus Franklin Templeton Benji Invest Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Does it seem possible for a real estate crisis to echo the disastrous banking crisis of 2008? That's the chilling question we'll be grappling with today. We'll be unpacking the potential repercussions of rising interest rates, the growing trend of remote working, and the looming threat of another recession. Switching gears to a more innovative realm, we also confront the intersection of real estate and artificial intelligence investments. Let's explore how the real estate market directly influences the banking and financial sectors and share some insights on how to navigate discussions with clients about their portfolios amidst this potential economic instability. Subscribe to podcast updates | Ask Ric | Ric's Books ----- Links from today's show: Self-Care with Jean Edelman Global X Artificial Intelligence and Technology ETF (Ticker AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Get ready to challenge what we know about the fusion of AI and cryptocurrency. Today, we're set to demystify the intricate connections they share and how the phenomenal blockchain technology is stepping up to resolve the challenges AI springs up. We're also diving headfirst into the financial sphere as we dissect recent shifts in the attitudes of big names like the IMF and the European Commissioner for Financial Services towards cryptocurrency. We've got some thought-provoking discussions lined up with Bob Wiggly of UK Finance and Hal Scott from Harvard Law School who've been vocal about the tremendous potential of tokenization. Lastly, we're going to examine the skyrocketing interest in Bitcoin among financial advisors and the potential ripple effects of a Bitcoin ETF. Let's unveil the secret behind the popularity of ETFs and the surprising reasons why a Bitcoin ETF remains elusive. Subscribe to podcast updates | Ask Ric | Ric's Books ----- Links from today's show: OpenAI's Sam Altman Raises $115 Million for Worldcoin Crypto Project Citadel Securities, Virtu Form Crypto Plan with Fidelity, Schwab Three Challenges in Cryptocurrency Regulation Leveraged Bitcoin Futures ETF to Start Trading Tuesday, Sponsor Says DACFP - Certificate in Blockchain and Digital Assets Global X Artificial Intelligence and Technology ETF (Ticker AIQ) 7/12 Live Webinar with Ric on Crypto SMAs - Register here Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever considered the possibility of crypto being dead in America? Is it worth risking investing in a technology that's so volatile? Join us as we navigate the roller-coaster ride of investing in cryptocurrencies, highlighting the potentially high risks, yet equally exciting rewards. Despite the uncertainties, we'll discuss why a small fraction of your portfolio could be wisely dedicated to crypto and how its global nature means its fate doesn't hang solely on its acceptance in America. Subscribe to podcast updates | Ask Ric | Ric's Books ----- Links from today's show: 7/12 Live Webinar with Ric on Crypto SMAs - Register here Global X Artificial Intelligence and Technology ETF (Ticker AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Will our money outlive us? That's the provocative question we wrestle with as we explore the impressive advancements in medical technology and their implications on our personal finance. It's a celebration of human achievement and resilience, from conquering polio and AIDS to combating the global COVID-19 pandemic. So, can our savings keep up with our longevity? To tackle this, we delve into investing strategies that leverage the innovation in health and medical sectors. Plus, we've got five ETFs you might want to consider for your long-term diversified portfolio under our microscope. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Agricultural Technology and Food Innovation ETF (Symbol KROP) Global X Genomics and Biotech ETF (Symbol GNOM) Global X Telemedicine and Digital Health ETF (Symbol EDOC) Global X Aging Population ETF (Symbol AGNG) Global X Health and Wellness ETF (Symbol BFIT) Global X Artificial Intelligence and Technology ETF (Ticker AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Binance and Coinbase, two behemoths of the crypto market, are in the crosshairs of the SEC. Known for its massive revenue generation, Binance is facing serious allegations surrounding its US subsidiary and a hefty 13 charges. Discover the implications of these lawsuits and the impacts we'll face. Ready to ride the wave of the AI revolution in finance? Join us as we explore how it's revolutionizing everything from tax prep to business strategy, and consider how it could reshape your career and your children's future. In the murky waters of crypto regulation, Gary Gensler's stance could push crypto innovation offshore. But could the Digital Asset Market Structure Act be the lifeline the industry needs? We delve into its potential to provide regulatory clarity, and the political challenges it faces. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X AI and Technology ETF (Symbol AIQ) Global X Robotics and Artificial Intelligence ETF (Symbol BOTZ) VISION 2023 McHenry, Thompson, Hill, Johnson Release Digital Asset Market Structure Proposal Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Are we fully aware of the alarming global birth dearth, particularly in Italy where the birth rate is at its lowest since 1861? Join us as we expose the harsh realities of this demographic catastrophe, from the alarming drop in future workers and tax revenue, to the escalating debt crisis. But as we unravel this economic conundrum, we'll also explore the investment opportunities that this birth dearth presents. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Aging Population ETF (AGNG) Global X Artificial Intelligence and Technology ETF (Ticker: AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever wondered why General Motors just invested a staggering $650 million into a lithium mine in Nevada? Let's unfold the intriguing story of the lithium rush, an essential ingredient in the battery technology propelling the electric vehicle market into the stratosphere. Discover why this lightweight yet power-dense mineral could be the golden ticket to making electric vehicles cheaper to run than their gasoline counterparts. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: GM and Lithium Americas to Develop U.S.-Sourced Lithium Production through $650 Million Equity Investment and Supply Agreement Global X Lithium and Battery Tech ETF (LIT) Global X Artificial Intelligence and Technology ETF (Ticker AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Did you know that a staggering 62% of people steer clear of discussing their finances, even with their spouses or partners? Bridging this startling gap requires an open dialogue about money, a topic often considered uncomfortable and off-limits. Join us on this episode with Brian Hamburger - a leading authority within the advisory community and a noteworthy legal and compliance expert for independent financial advisors and wealth management firms. We also pivot to an intriguing discussion about the increasing presence of independent advisors in the financial industry. Furthermore, we delve into the essence of entrepreneurship, where failure is not a setback but a stepping stone to success. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Market Counsel Hamburger Law Firm Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Are colleges teetering on the brink of financial collapse? The story of Cardinal Stritch University's closure is a stark reminder of the financial health of educational institutes. But it's not all bleak! On a lighter note, we also touch upon the buzz around ChatGPT, and the potential of generative AI. This trend results from years of innovation by cutting-edge companies, so check out this episode for the latest AI insight! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-care with Jean Edelman Podcast Global X Artificial Intelligence and Technology ETF (Ticker: AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Cryptocurrency - a realm of digital assets so full of potential, yet shrouded in mystery. Could you be missing out on a game-changing opportunity if you're not investing in it? With Bitcoin's value skyrocketing by a whopping 70% this year, it's high time we peel back the layers of the crypto world. As we venture deeper, we'll explore alternatives to direct Bitcoin investment. Did you know that investing in companies within the cryptocurrency space could potentially offer the same lucrative returns? This 'crypto picks and shovels' approach brings into focus some of the crypto-focused ETFs from Invesco and GlobalX. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: What Is Bitcoin Halving? Definition, How It Works, Why It Matters Invesco Alerian Galaxy Blockchain Users and Decentralized Commerce ETF (BLKC) Invesco Alerian Galaxy Crypto Economy ETF (SATO) Blockchain and Bitcoin Strategy ETF (BITS) Global X Blockchain ETF (BKCH) Global X Metaverse ETF (VR) Global X Artificial Intelligence and Technology ETF (Ticker: AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What happens when 25% of US workers go remote, and the lines between work and leisure blur? Welcome to the "Afternoon Fun Economy!" This rapidly growing phenomenon is shifting the landscape of the leisure industry, as people create their own schedules and integrate leisure activities into their daily routines. Also, join us on the Wicked Pisa podcast where we dive deep into the world of digital assets, exploring their role in investment strategies and the financial planning landscape. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: 'Afternoon fun' on the rise Invesco Dynamic Leisure ETF (PEJ) Global X Artificial Intelligence and Technology ETF Ticker (AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Craving bacon but searching for a healthier alternative? Discover how AgTech companies are using biotechnology to create delectable, nutritious, and eco-friendly substitutes for our favorite indulgences like bacon! Additionally, I had the pleasure of joining the "Something More with Chris Boyd" podcast, exploring the future of food and the exciting investment opportunities in the AgTech and biotechnology sectors. Check out on this thought-provoking conversation about the future of our diets and the world of exponential technologies! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X AgTech and Food Innovation ETF (KROP) Global X Artificial Intelligence and Technology ETF Ticker (AIQ) Something More with Chris Boyd Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Watch the video of this podcast here How can we protect ourselves from cyber attacks in the age of the metaverse and virtual living? Discover the world of personal cyber insurance with our guest, Congressman, French Hill, chair of the House Subcommittee on Digital Assets. Explore the proposed bill that aims to bring much-needed clarity to the crypto regulatory space, as the lack of guidance has led investors to take on risky engagements without the help of financial advisors. Finally, we touch on the SEC's involvement in the cryptocurrency space, the challenges faced by Chairman, Gary Gensler, and the ongoing regulatory issues that affect investors. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: DACFP VISION Global X Artificial Intelligence and Technology ETF Ticker (AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ready to experience the future of gaming like never before? Join us as we dive into the electrifying world of haptic technology and how it will revolutionize not just video games, but our everyday lives as well. From gloves to full-body suits, imagine feeling the sensations of touch, cold, and even the impact of bullets while playing our favorite games - we've got all the thrilling details! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-Care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What happens when we combine video games, concerts, and social events? Step into the immersive world of digital entertainment with us as we explore the exciting transformation of video gaming into interactive experiences. Curious about the future of VR and AR technology? We'll also dive into why Apple's CEO, Tim Cook, believes that AR is the next big tech platform and its potential impact on our future. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Video Games and Esports ETF (HERO) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Can you imagine a world where gaming dominates our lives and even becomes an integral part of our personal finance? Welcome to this episode where we continue our exploration of the massive world of video games and their impact on technology, innovation, and personal finance. We also dive into the role of artificial intelligence in simplifying game creation, enabling anyone with an imagination to design their own metaverse without the need for coding skills. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: As Cortana Retires, Microsoft Brings AI-Powered Bing Voice Mode to Desktop Global X Virtual Gaming and Esports ETF (HERO) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

WATCH THE VIDEO OF TODAY'S PODCAST Did you know that China has a significant influence on the global video game industry, with their companies collecting data that could potentially be accessed by the Chinese government? Join us as we explore the far-reaching impact of video games and the possible lack of awareness among US government legislators regarding this issue. We also have an exclusive conversation with David Hirsch, the SEC's Chief of the Crypto Asset and Cyber Unit, who sheds light on the complexities of crypto assets and the evolving regulatory landscape. Listen to his unique perspective on the SEC's approach to Bitcoin ETFs, investor protection, and the challenges of regulating the rapidly growing cryptocurrency market. Finally, we explore the importance of cybersecurity and the SEC's view on cyber regulations. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Video Games & Esports ETF (HERO) Digital Assets Council of Financial Professionals Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Did you know that 500 million people worldwide are watching eSports, with 40% aged over 35? This week and next, we're diving into the fascinating world of video gaming and eSports for an eye-opening look at the billion-dollar industry that's transforming lives and creating opportunities. Let's explore the rise of professional eSports athletes and the schools dedicated to teaching gaming skills. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Free Fire World Series TSM Team Solomid Dota 2 - Defense of the Ancients Self-Care with Jean Podcast Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Today's episode is nothing short of a thrill ride as we delve into the fascinating convergence of movie making and game making. With blockbuster video games now boasting budgets and timetables similar to Hollywood movies, we explore the growing entanglement of these two industries. As we journey deeper into the franchise and environmental models, we'll discuss how this shift will impact the future of entertainment. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Ready Player One Sonic the Hedgehog Two Uncharted The Mandalorian Dungeons and Dragons Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Imagine a world where streaming games becomes more profitable than streaming music or TV. We're diving into the fast-paced world of video games in this exhilarating episode, discussing how gaming is set to change the way we consume content and create new business opportunities. With an estimated three billion people expected to play games on their phones, the potential for streaming and subscription services is astronomical. Let's explore the future of gaming and its potential impact on our lives. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Virtual Gaming and Esports ETF, symbol HERO Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Did you know that consumers are expected to spend a whopping $185 billion on video games this year? That's five times more than what they'll spend at the movies and 70% more than they'll spend on Netflix. Video games are taking over as the future of home entertainment. Let's explore the rapidly growing industry, debunking common misconceptions about who plays these games, and discussing the new business models emerging in the space. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Video Games and ESports ETF Certificate in Blockchain and Digital Assets Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Can you imagine having your crushing medical debt wiped out with just the stroke of a pen? Today, we explore the fascinating world of medical debt relief programs and the non-profit organization, RIP Medical Debt, that's making waves. But we also consider the implications of these programs - do they reward those who don't pay their bills and punish those who do? We're also thrilled to have Ray Sclafani, founder and CEO of ClientWise, join us on this episode to discuss the importance of building multi-generational financial advisor businesses. He shares insights on the ripple effect of advisors' work, leaving lasting impacts on their clients and entire communities. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: RIP Medical Debt Mirae Asset: Korea's Mutual Fund Pioneer Charting Disruption ClientWise Think Again: The Power of Knowing What You Don’t Know Gap in the Gain Turn the Ship Around From Strength to Strength DACFP VISION Self-Care with Jean Edelman Podcast Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What if you could attend community college for free, regardless of your age, income, or immigration status? That's right - Boston has just made this dream a reality for many! Join us as we discuss the implications of this groundbreaking decision and the exciting opportunities it presents for those considering higher education. We also dive into the debate surrounding who's really footing the bill for these free education programs, and whether it's a sustainable model for the future. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: How To Prevent College From Ruining Your Life - Master Class Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

When faced with the emotionally challenging task of finding a trustworthy caregiver for a loved one, where do we begin, what factors should be considered, and how do we account for costs? Let's discuss important aspects such as language, culture, patient comfort level, and the possible need for a geriatric care manager to oversee the caregiving process. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-Care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Imagine a world where major companies like MasterCard and Venmo embrace crypto, making transactions safer and effortless. Join us as we explore these fascinating advancements and discuss how you, too, can stay current with the latest technology! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Mastercard Launches Crypto Credential Service for Cross-Border Transfers Introducing Crypto Transfers for Venmo Customers Sotheby's Virtual Art House DACFP VISION Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Imagine a world where the security of your transactions is significantly improved, thanks to the power of blockchain technology. We dive into the exciting news of this groundbreaking solution and discuss how it validates the potential of this emerging field. Check out our insightful conversation about the future of technology, innovation, and personal finance that will make you rethink the notion of crypto and blockchain being just a fad. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Mastercard Launches Crypto Credential Service for Cross-Border Transfers Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What if there was a thriving luxury goods marketplace that couldn't be replaced by automation? Let's chat about the importance of rethinking college and career choices. Join us for an enlightening conversation with Mark Roithmayr, CEO of the Alzheimer's Drug Discovery Foundation (ADDF), as we discuss ADDF's approach to funding research. As we venture further into the world of Alzheimer's, we explore the power of prevention and potential combined therapies in treating the disease. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: DACFP VISION Conference Alzheimer's Drug Discovery Foundation C2N Diagnostics Deciphering the Roles of Metformin in Alzheimer’s Disease: A Snapshot Self-Care with Jean Edelman Podcast Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Could you imagine waiting years for a life-changing treatment that may never come? That's the harsh reality facing millions of Americans suffering from Alzheimer's disease. I discuss the bleak outlook for revolutionary cures or treatments, the scarcity of specialists, and the high cost and limited availability of diagnostic tests and drugs for Alzheimer's patients. Learn why it's crucial to have sufficient funds and strong relationships within the medical community as we age in order to be prepared for the potential impact of this devastating disease on our lives. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Lecanemab Approved for Treatment of Early Alzheimer's Disease Self-Care With Jean Edelman Podcast Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever wondered what happens when you put virtual reality (VR) headsets on cows? You'll be amazed by the results as I discuss a fascinating experiment conducted by a Turkish cattle breeder and rancher! Discover how this innovative application of VR technology led to a whopping 40% increase in milk production – but also raised some critical ethical questions about the use of such technology. Plus, don't miss our free Master Classes on Financial Planning in the Age of Longevity, Preparing Teens for Their Future, and Achieving Retirement Security in the 21st Century. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Master Class: Financial Planning in the Age of Longevity Master Class: Preparing Teens for Their Future - How to Prevent College from Ruining Their Lives Master Class: Achieving Retirement Security in the 21st Century Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Remember when you were 24 and couldn't wait to move out of your parents' house? Times have changed, and now half of Americans under 30 are living with their folks. But are these young adults actually saving money, and how does this trend impact the entire family's financial well-being? I share my thoughts on navigating this new family dynamic, emphasizing the importance of open communication and sensible financial planning. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Aging Population ETF (AGNG) DACFP VISION June 12-14 in Austin Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Imagine realizing that your Social Security benefits could be reduced by 23% in the near future - what would you do? In today's episode, I tackle the alarming issue of the Social Security Trust Fund's impending insolvency and discuss various predictions on when it will go broke. Find out the implications for both retirees and workers, and learn how millions of Americans might be affected by reductions in benefits or double-digit tax increases. I'll also share some ideas on how retirees can reduce their spending and find alternative income sources. I'll highlight some mutual funds and ETFs offered by Invesco and Global X that could help you achieve your financial goals. Also, check out my wife's podcast, Self-Care with Jean Edelman, for insights on mindfulness and overall wellness. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Invesco ETFs Global X ETFs Self-Care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What happens when your kids graduate college with unrealistic expectations about their future careers and salaries? We tackle the harsh truth many students face in today's job market, including the surprising number of Generation Z students who dream of working at Google. We discuss the importance of guiding our children towards a fulfilling and sustainable career path, including helping them understand job prospects and potential earnings. Plus, don't miss our free master class on avoiding life-ruining decisions related to college and careers, linked in the show notes. Join us as we explore the reality of today's job market and how we can better prepare our kids for their futures. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Ric's Master Class: Preparing Teens for Their Future - How to Prevent College From Ruining Their Lives Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Are you tired of the confusion surrounding crypto regulations? You're not alone! Even the US Chamber of Commerce is voicing their frustration and supporting Coinbase in their lawsuit against the SEC. Listen in as I discuss the potential consequences of regulatory uncertainty, its impact on businesses and investors, and what the future might hold for cryptocurrency. Plus, don't miss out on today's free webinar on crypto and self-custody, exploring the future of wealth and asset management. Although designed for financial advisors, everyone is invited to attend and gain valuable insights into the rapidly evolving world of crypto. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: May 23 Webinar on Self-Custody Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Did you know that 14 years ago, 10,000 Bitcoins were used to purchase two large pizzas from Papa John's? Today, those same Bitcoins are worth a jaw-dropping $270 million! Join us as we celebrate Bitcoin Pizza Day and share an insight into the world of crypto investing, including the mining rewards Bitcoin miners receive and how that could affect the price of Bitcoin in the future. Plus, we'll introduce you to two ETFs that provide exposure to the crypto marketplace and an informative free webinar on crypto and self-custody. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: May 23 Webinar on Self-Custody Global X Blockchain ETF (BKCH) Global X Blockchain and Bitcoin Strategies ETF (BITS) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Did you know that major organizations like Sports Illustrated, Ticketmaster, BoxOffice, and even the NFL are now using blockchain technology to enhance their products? Join me as I explore how these companies are selling NFTs and giving customers access to special features like photos, videos, collectibles, rewards, and more. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: May 23 Webinar on Self-Custody VISION Conference June 12-14 Certificate in Blockchain and Digital Assets Self-Care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Is the world of crypto a utopia or a wild west? In this episode, I discuss the recent $3.4 billion fraud case won by the Commodity Futures Trading Commission, highlighting the dangers that still persist in the emerging market of crypto. Tune in for this crucial conversation about protecting your investments and navigating the ever-evolving world of crypto. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Certificate in Blockchain and Digital Assets Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Can speaking a second language actually help you avoid dementia and Alzheimer's disease? Today's episode reveals a fascinating new study that suggests just that – but there's a catch. You need to be bilingual from an early age. Join me as I discuss this intriguing topic and how it could impact your future and the future of your loved ones. I also explore the additional benefits of being bilingual, such as improved multitasking, emotional management, and self-control. With the horrors of dementia and Alzheimer's disease all too familiar, and the likelihood of developing symptoms increasing as we age, it's crucial that we do everything we can to keep these diseases at bay until medical innovations provide a cure or vaccine. So, why not consider becoming bilingual and encourage your family members to do the same? Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Knowing Two Languages Protects Against Dementia from The National Herald Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What if your job could be done by a computer? How can you ensure that your child's college degree will still be relevant in a decade? IBM's recent announcement to stop hiring workers for jobs that can be performed by ChatGPT, a generative AI, sparks an important conversation about the future of our careers and the education of our children. As technology advances at a rapid pace, it's crucial to examine the potential impact of AI on our lives and the workforce. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Ric's Master Class: Preparing Teens for Their Future - How to Prevent College from Ruining Their Lives Global X Artificial Intelligence and Technology ETF (AIQ) Global X Robotics and Artificial Intelligence ETF (BOTZ) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What if your pension plan fails to deliver on its promises? How will the government tackle the massive shortfall in public pension funds? Join me as I unravel the complex issue of underfunded pension plans and their potential consequences for retirees. Discover the reasons behind the staggering $1.5 trillion shortfall and the tough decisions governments and politicians will have to make in order to keep their promises. ----- Links from today's show: Certificate in Blockchain and Digital Assets Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Discover the driving force behind the remarkable rise of older workers in the workforce and how blockchain technology is revolutionizing the car title industry in this fascinating episode. Join us as we discuss the latest statistics revealing that the 55+ crowd is now the fastest-growing segment of the workforce, and the reasons behind this trend—such as punctuality, less sick days, and greater maturity and experience. We are thrilled to have Bernie Moreno, the Chairman of CHAMP Titles, share his insights on how blockchain technology is redefining the car title industry. Tune into this captivating conversation about the future of car titles and the power of blockchain technology! ----- Links from today's show: ChampTitles.com Bernie Moreno on Twitter Self-Care with Jean Edelman Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

The rise of robots and AI is inevitable. But how will it impact our future? In this episode, Ric explores the massive growth of the robotics and AI industry and how it's set to change the world. But for investors who want to diversify their portfolios with AI and robotics, they wonder if investing in these futuristic technologies is overhyped and unreliable. Let's dispel these myths once and for all and learn the truth about the exciting opportunities that lie ahead. ----- Links from today's show: Global X AI and Technology ETF (AIQ) Global X Robotics and Artificial Intelligence ETF (BOTZ) Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Discover how innovative living spaces are transforming the lives of those with Alzheimer's and dementia across the globe in today's enlightening episode. I reveal how these groundbreaking communities foster autonomy and accomplishment while providing a more compassionate alternative to traditional nursing homes. From New Zealand to France and the Netherlands, I examine the unique features of these communities, the architecture designed to reduce confusion, and the emphasis on allowing residents to set their own rhythm for the day. I also discuss the latest developments in Alzheimer's research, including focused ultrasound techniques, and the potential implications of the Veterans Administration's decision to cover the groundbreaking Leqembi drug. Tune in and gain valuable insights into how these advancements offer hope and improve the quality of life for those affected by Alzheimer's disease. ----- Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----