THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

Is the student loan debt crisis the next big hit to our economy? In this episode, we delve into the looming challenge as borrowers, who've enjoyed a nearly four-year hiatus from payments due to the pandemic, now face the reality of resuming their dues. However, many failed to use this period wisely, spending on non-essentials rather than saving or paying down other debts. Drawing from compelling personal stories, the episode underscores the essence of frugality, dedication, and personal responsibility in navigating financial hurdles. It's not just a discussion of the problem but a beacon of hope and a roadmap to financial resilience. Tune in for a blend of insights and inspiration, urging listeners to face their debts head-on. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: The Truth About Money: https://www.amazon.com/Truth-About-Money-4th/dp/0062006487/ The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (Free Webinar - Register HERE): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Is America's housing crisis really about a shortage? This episode reveals that the true challenge is the soaring cost of homes, not their availability. Innovative solutions like 3D printed homes emerge as a beacon of hope, offering affordable and eco-friendly alternatives. Switching focus, we explore the rapidly changing food landscape. By 2027, online food shopping will dominate, and the clamor for sustainable, healthy options grows louder. Dive in as we uncover food innovations, from space-themed drinks to blockchain-traced oats, reshaping our culinary future. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Photos mentioned from today's show: https://www.boxabl.com/gallery/ Icon: https://www.iconbuild.com/ Boxabl: https://www.boxabl.com/ Node: https://modernprefabs.com/prefab-homes/node/ Vantem: https://vantem.com/ Invesco Dynamic Food and Beverage ETF (Symbol = PBJ): https://www.invesco.com/us/financial-products/etfs/product-detail?ticker=PBJ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever considered a secure digital vault for your valuable items and information? Let's explore Prisidio, a platform that goes beyond mere storage - offering features to track, set reminders, and securely share details - all fortified against identity theft. Plus, joining me later today is Matt Hougan from Bitwise, where we will be shedding light on the the brand-new Ethereum futures ETFs and their potential for investors. Don't miss your last chance to register for this free webinar (2pm ET today - earn 1 CE credit) and gain valuable insights about this new opportunity in investment management. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need To Know About Ethereum Futures ETFs (Free Webinar TODAY, 1 CE Credit - Register Here): https://dacfp.com/webinar-what-you-need-to-know-about-ethereum-futures-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

How will toilets evolve in our increasingly tech-savvy world? Join us as we dive into the rise of smart toilets, a trend gaining momentum in Asia, set to transform bathroom experiences with features like heated seats and automated flushing. Transitioning to finance, Matt Hougan, CIO of Bitwise, sheds light on the newly introduced Ethereum futures ETFs, highlighting the distinctions between Bitcoin and Ethereum. We'll also touch upon my recent acknowledgment by Virginia Business Magazine and the pivotal role of AI infrastructure in shaping tomorrow's tech landscape. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need To Know About Ethereum Futures ETFs (Free Webinar, 1 CE Credit - Register Here): https://dacfp.com/webinar-what-you-need-to-know-about-ethereum-futures-etfs/ Virginia Business: https://www.virginiabusiness.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=ov3wsolhp0 Let's uncover the nexus of electric vehicles and cryptocurrency, where the surge in demand for EV battery minerals meets the dynamic world of digital assets. But how is the broader real estate landscape adapting in this digitized world? We navigate the currents of the mortgage market, highlighting Invesco's shift towards single-family rental investments. With exclusive insights from Bert Crouch of Invesco Real Estate, we unravel the fusion of property and blockchain, exploring the burgeoning promise of real estate tokenization and the transformative potential of AI. How will these digital innovations redefine our understanding of property and investment? Tune in to find out! Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: The Dollar’s Next Chapter (9/28 podcast episode): https://www.thetayf.com/pages/podcast?wchannelid=orevmv41t6&wmediaid=si1av4djzm Certification in Blockchain and Digital Assets: https://dacfp.com/certificatIon/ Global X Autonomous and Electric Vehicles ETF (Symbol: DRIV): https://www.globalxetfs.com/funds/driv/ Invesco Real Estate: https://www.invesco.com/us/en/strategies/alternatives/real-estate.html Invesco.com/us: https://www.invesco.com/us/en/Individual-investor.html Invesco.com: https://www.invesco.com/corporate/en/home.html WEBINAR - The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (Register Here): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/ The Truth About Crypto: https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329/ Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Could the fusion of traditional finance and cryptocurrency be the next big leap? Join us as we explore PayPal's innovative step with PayPal USD. We'll demystify this groundbreaking stablecoin, backed 100% by government securities, showcasing its potential to transform trades and global transactions. Drawing on insights from Patrick McHenry, and Brian Brooks & Charles Calomiris, we'll explore how stablecoins might just reshape global trade dynamics and even tackle monumental issues like poverty. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What is PayPal USD (PYUSD)?: https://www.paypal.com/us/cshelp/article/what-is-paypal-usd-pyusd-help1005 Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Could wooden skyscrapers be the future of urban landscapes? Stockholm is pioneering this shift, constructing 31 eco-friendly wooden towers. These aren't just aesthetic marvels but sustainable innovations designed for fire resistance and a quieter building process, aiming to reduce carbon emissions by 40% compared to conventional structures. Shifting gears to finance, the buzz around Spot Bitcoin ETFs is palpable as we await the SEC's decision. Join us in breaking down these ETFs, understanding their potential repercussions, and exploring why industry giants like BlackRock are taking notice. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need To Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Sweden is building the world’s largest wooden city: https://www.axios.com/2023/07/10/sweden-wooden-city-carbon-emissions Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Concerned about becoming a cyber scam victim? In this episode, we delve into some prevalent digital threats, from phishing to voice replication scams. We'll uncover how AI and technology are leveraged by scammers and why any one of us can be a target. Additionally, we'll explore the burgeoning world of cybersecurity as an investment avenue. As businesses heighten their cybersecurity investments, new opportunities arise. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Quishing on the rise: How to prevent QR code phishing: https://www.techtarget.com/searchsecurity/feature/Quishing-on-the-rise-How-to-prevent-QR-code-phishing Global X Cybersecurity ETF (Symbol: BUG): https://www.globalxetfs.com/funds/bug/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Could the IRS's new electronic tax filing system herald a new era for traditional tax preparation? As TurboTax and H&R Block stand at a crossroads, we explore the profound implications for our capitalist society. With fewer CPAs and a growing allure of investment banking, let's dive into this transformative moment in finance. Together, we'll navigate the intricate balance between automation and our evolving economic landscape. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=u3s5y88yg7 Could simple lifestyle changes really reduce your risk of Alzheimer's disease? In this episode, we delve into proactive strategies that may decrease your chances, from adopting new learning habits to dietary considerations. We also touch on the importance of addressing clean water scarcity and technological advancements in the field. In an exclusive interview, we're joined by Chris Baker from Fidelity Digital Assets and Miguel Kudry, CEO of L1 Advisors. We explore the significance of custody solutions, their experiences in crypto mining, and Fidelity Digital Assets' move into retail accounts and 401ks. Additionally, we spotlight Fidelity Crypto for Wealth Managers, examining its services, potential regulations, and the rise of institutional clients. Join us for an insightful look into digital assets, CBDCs, and the associated risks in today's financial realm. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: World Alzheimer's Month: https://www.alzint.org/get-involved/world-alzheimers-month/ the Invesco Water Resources ETF (Symbol: PHO): https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&ticker=PHO VISION 2023: https://dacfp.com/vision-2023/ Digital Assets Council of Financial Professionals: http://www.dacfp.com/ Fidelity Digital Assets: https://www.fidelitydigitalassets.com/ Fidelity Center for Applied Technology: https://fcatalyst.com/overview L1 Advisors: https://l1advisors.com/ NEXT WEBINAR (register here): The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio: https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/ The Truth About Crypto (book): https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329/ The Truth About Your Future (website): http://www.thetayf.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Are we all lost in the complex maze of crypto? In this episode, we delve into the urgent call for SEC regulations, sharing insights from both current and former SEC commissioners. We explore why Chair Gary Gensler's inaction is raising concerns and what potential regulations could mean for this rapidly evolving asset class, from Bitcoin to tokenization and even the Metaverse. Later, we turn our attention to the promising field of AI infrastructure investment. We examine how technological advancements are transforming opportunities in infrastructure, software, and storage, while also discussing the risks involved. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Global X Metaverse ETF (Symbol: VR): https://www.globalxetfs.com/funds/vr/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Is the American higher education system on the verge of a financial crisis? This episode dives deep into the looming budget deficits at major institutions like West Virginia University and Penn State. Learn how these financial troubles could lead to faculty layoffs, program terminations, and what this may mean for students and parents—potentially impacting retirement savings and long-term financial planning. Looking ahead, mark your calendars for a special webinar on 10/11. We'll be joined by Christopher Jensen from Franklin Templeton Digital Assets, who will untangle the complexities of tokenomics and guide you through the rapidly evolving world of crypto. Stay informed and prepare for what's coming in both education and digital assets. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (10/11 Free Webinar - Register Here): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

In this episode, we demystify the term 'crypto' and delve into the much-anticipated topic of pending Spot Bitcoin ETFs. Get an expert breakdown of how these ETFs could function if approved by the SEC, and what it means for the investment landscape. We'll also discuss key developments such as BlackRock's application and the implications of the Grayscale ruling. Whether you're an active investor or simply curious about crypto, this episode offers timely insights. Be sure to access our free white paper, "What You Need to Know about Spot Bitcoin ETFs," for a comprehensive analysis. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered about the dark side of the digital revolution that we're all a part of? On today's episode, we're stepping into the shadowy realms of online betting, sports gambling, and the rise of deceptive crypto-trading scams. Largely driven by easy online access and the freedom to bet using credit cards, this convenience comes at a steep cost - a startling rise in problem gambling, with little help for those caught in the destructive cycle. On a more positive note, the advancing frontiers of science, technology, and medicine brim with promise for savvy investors. We take you on a journey through the exciting world of AgTech - the fusion of agriculture with cutting-edge technology. Discover how technological innovations are dramatically reshaping food production and distribution, from alternative proteins and vertical farming to the use of blockchain for tracking food supply chains. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: National Problem Gambling hotline: https://www.ncpgambling.org/help-treatment/national-helpline-1-800-522-4700/ Global X AgTech and Food Innovation ETF (Symbol: KROP): https://www.globalxetfs.com/funds/krop/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=t95w5mk5ym Are you ready to debunk some of the biggest myths and misconceptions surrounding cryptocurrencies? Today we're joined by Lee Bratcher, the president of the North American Blockchain Council, to dissect these myths. We also delve into the debate surrounding Bitcoin and central bank digital currencies, discussing how they aren’t the same and why one won’t render the other obsolete. As we dive deeper, Lee shares his insights on staking and the regulatory risks that come with it. We explore the role of the Texas Blockchain Council in shaping policy and regulation for this emerging technology, and how exchanges are navigating their new responsibilities. Finally, we immerse ourselves in the debate between CBDCs and stablecoins, with a focus on Texas' strong opposition to the introduction of CBDCs. We also look at the implications of the Bank of International Settlements' prediction that all central banks will offer digital currency versions of their fiat by the end of the decade. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: MiCA, the Markets in Crypto Assets Regulation Law: https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica Global X Blockchain and Bitcoin Strategy ETF (Symbol: BITS): https://www.globalxetfs.com/funds/bits/ Digital Assets Council of Financial Professionals: http://www.dacfp.com/ VISION 2023: https://dacfp.com/vision-2023/ Texas Blockchain Council: https://texasblockchaincouncil.org/ US Blockchain Coalition: https://www.blockcoalition.org/ Texas Blockchain Summit: https://www.northamericanblockchainsummit.com/ The Truth About Crypto: https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329/ Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever thought about the bigger picture when it comes to financial planning? Listen in as we dissect the pivotal role of financial advisors beyond mere investment advice. Unpacking the implications of the Assets Under Management (AUM) fee, we underline the need for a holistic approach to financial planning. It's about adopting an inclusive perspective that intertwines financial planning with aspects like home ownership, estate planning, and tax planning. Tune in for a simplified understanding of financial planning and the crucial role of self-care in this equation. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Interview with Matt Barthel of Barron's - Ready for These Retirement Shocks?: https://www.thetayf.com/blogs/this-weeks-stories/ready-for-these-retirement-shocks? Ask Ric: https://www.thetayf.com/pages/ask-ric Top advisors and the top firms at Barron's: https://www.barrons.com/advisor/report/top-financial-advisors/100?page=1& Edelman Financial: https://www.edelmanfinancialengines.com/ Barron's Advisor Hall of Fame: https://www.barrons.com/advisor/summits/hall-of-fame Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered how philanthropy can profoundly impact lives? Join us on this enlightening journey, as we discuss our philanthropic endeavors at Rowan University. We excitedly introduce a unique venture, the Edelman Scholars program, designed to back promising incoming freshmen from low-income families. These scholars aren't just recipients of full tuition, housing, meals, books and fees, they also get to participate in exclusive opportunities such as internships and professional development programs. Meet the six inspiring Edelman Scholars from the Class of 2027, gearing up to revolutionize their respective fields, all while graduating debt-free! Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Cloverleaf: https://www.cloverleafequinecenter.org/ Wolf Trap Foundation for the Performing Arts: https://www.wolftrap.org/ Alzheimer's Drug Discovery Foundation: https://www.alzdiscovery.org/ Inova Health Foundation: https://foundation.inova.org/about-us/ Rowan University: https://www.rowan.edu/ Planetarium At Rowan University: https://sites.rowan.edu/planetarium/ Rowan Fossil Park: https://www.rowan.edu/fossils/ College for Communication and Creative Arts: https://ccca.rowan.edu/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever questioned the best time to start your Social Security benefits? You'd be surprised to know the majority of retirees are wrong about starting at 62. In this podcast episode, we'll not only bust popular Social Security myths, but also guide you on how certain factors play an important role. We'll reveal why waiting until age 70 could potentially offer an extra $180,000 in lifetime income and why you might be paying taxes on your Social Security benefits. Switching our focus from finance to entertainment, we'll deep dive into the multi-billion dollar business of gaming. Far from being a niche hobby for teenagers, the gaming industry is rapidly evolving into a significant investment opportunity. We'll unpack startling statistics and explore how tech giants are capitalizing on the gaming trend. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Podcast episode on the coming social security crisis - 9/11/23: I’m the Messenger, Not the Fearmongerer: https://www.thetayf.com/pages/podcast?wchannelid=orevmv41t6&wmediaid=8khtn94cuc Global X Video Games and eSports ETF (Symbol: HERO): https://www.globalxetfs.com/funds/hero/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Are we prepared for the Social Security crisis? It's a question we all need to think about - join us as we tackle the pressing issue of the Social Security deficit and the alarming reality that by 2032, the Trust Fund could be completely depleted. With Congress's two options, cutting benefits or raising taxes, the future of Social Security is uncertain. Bringing this issue to light, we confront the myth proposed by financial advisor Garrett, of reducing benefits for high earners and millionaires. But there simply aren't enough high earners to cover the deficit. It's time to start factoring these issues into our retirement planning. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: SSA.gov: https://www.ssa.gov/ TheTruthAYF Ask Ric: https://www.thetayf.com/pages/ask-ric Retirees Face a $17,400 Cut if Social Security Isn't Saved: https://www.crfb.org/blogs/retirees-face-17400-cut-if-social-security-isnt-saved Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=3ejofgyzqw Ever wondered what it means to age in today's world? Join us as we explore this intriguing subject with our special guest, gerontology expert Dr. Ken Dychtwald. Ken unravels his latest research findings, shedding new light on society's shifting attitudes towards aging. We traverse new territory, revealing Robert Nelson's personal regimen with Altos Labs to prevent illness and extend longevity. Let's examine the colossal $3 billion investment in genomics and how advancements in this field could reshape our approach to diagnosing, treating, and preventing diseases. Lastly, we shift gears to blockchain technology, dissecting the blockchain trilemma and the risks associated with investing in this flourishing innovation. We also delve into the captivating world of Non-Fungible Tokens (NFTs), exploring how they're transforming the way we handle our digital and physical lives. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: The New Age of Aging: https://agewave.com/ken-dychtwald-the-journal-on-active-aging/ Global X Genomics and Biotechnology ETF (Symbol: GNOM): https://www.globalxetfs.com/funds/gnom/ Age Wave (website): https://agewave.com/ Age Wave (book): https://agewave.com/product/age-wave/ Radical Curiosity: https://agewave.com/product/radical-curiosity/ The Truth About Your Future: http://www.thetayf.com/ TheTruthAYF (articles): https://www.thetayf.com/pages/exclusive-content Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever imagine a world where we can consume alcohol without worrying about hangovers or other health issues? In this episode, we journey through France's shocking decision to destroy 80 million gallons of wine due to a drastic plunge in consumption from its zenith in 1926. We dive into the reasons behind this shift, exploring the changing alcohol habits of modern generations. We also uncover an astonishing innovation from a London-based company, a synthetic alcohol that promises the joy of drinking minus the unwelcome after-effects. As we observe the rising popularity of zero-alcohol drinks and zero-alcohol bars in New York City, we also explore an intriguing development from a San Francisco company: a pill designed to curb alcohol cravings. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Why France Is Spending $216 Million to Destroy 80 Million Gallons of Wine: https://www.yahoo.com/lifestyle/why-france-spending-216-million-191826358.html The Top Spots for Alcohol-Free, Zero-Proof Drinks in New York City: https://observer.com/2023/07/best-alcohol-free-sober-bars-new-york-city/ Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered if our wills are truly foolproof? Today, we pull back the curtain on the surprising complexities of estate planning, shedding light on the potential pitfalls and litigation that can occur even with a well-written will. We dive deep into the subtle nuances of executing a will — from selecting a competent executor to making difficult decisions like selling properties and allocating assets. Hear from an estate planning expert about the common blunders people make in their wills, and discover ingenious tactics to sidestep family discord and legal wranglings. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever daydreamed about a world where menopause is optional? Picture the freedom of deciding when to start a family, minus the hot flashes, mood swings, and insomnia. On today's episode, we explore the pioneering research aimed at slowing ovarian aging and the loss of eggs. This revolution in treatments could redefine how we perceive and deal with menopause. Moving away from biology to cryptology - the world of Bitcoin just got a seismic shift. The DC Circuit Court of Appeals ruling against the SEC is shaking up the crypto scene like never before and we're here to break it down for you. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered how breakthroughs in technology and telemedicine could revolutionize the ways we diagnose and treat diseases such as Alzheimer's, Parkinson's, and cancer? Join us in exploring the future of healthcare as we delve into fascinating advancements, such as ultrasound-powered tiny bubbles that can penetrate the blood-brain barrier. We take a close look at telemedicine's role in rapid stroke diagnosis, mental health services, and skin condition treatments. Our exploration also includes the potential of investing in digital health and how it could lead to significant reductions in healthcare costs while enhancing patient care. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Global X Telemedicine and Digital Health ETF (Symbol: EDOC): https://www.globalxetfs.com/funds/edoc/ Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Prepare to be enlightened as we dissect the game-changing ruling by the DC Circuit Court of Appeals favoring Grayscale over the SEC. This momentous decision that has taken the Bitcoin and cryptocurrency world by storm will be broken down and analyzed in a manner that makes sense to investors and enthusiasts alike - empowering all of us with the knowledge to navigate the financial world. We'll expose the SEC's inconsistencies and the fallacy behind their claims about Bitcoin prices being unverifiable. Also, the protection offered by Bitcoin futures ETF from potential fraud will be carefully examined, along with the reasons why this protection doesn't extend to Grayscale's proposed Bitcoin ETF. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Grayscale Bitcoin Trust: https://grayscale.com/products/grayscale-bitcoin-trust/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever thought we could be victims of a financial scam? On today's episode, we unravel the tales of Steve Swenson, Shawn Good, and Chris Carpenter - financial advisors turned fraudsters and the catastrophic impacts on their unsuspecting victims. We also dissect into the activity of Dave Ramsey, the prominent radio show host facing a lawsuit over a Time Share Exit company he endorsed. In a landscape riddled with Ponzi schemes and fraudulent advice, we underscore the importance of careful evaluation, ensuring our financial advisors have the backing of a reputable firm. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered how you could prove a fact without revealing any specific details about the surrounding information? Let's take a deep dive into the fascinating world of cryptography, where we unravel the power of Zero-Knowledge Proof, a protocol that is shaping our digital privacy and security. We also explore the impact of Blockchain technology that's set to turbocharge businesses across the globe, with a predicted market growth of a staggering $1.4 trillion by 2030. Plus, we shine a light on the practical applications and numerous benefits of Blockchain technology - from decentralized social networks to Starbucks' loyalty rewards program. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Global X Blockchain ETF (Symbol: BKCH): https://www.globalxetfs.com/funds/bkch/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE Get ready to debunk the mystery behind escalating college costs and discover how to combat them with clever strategies. Let's unmask the realities of public universities' spending patterns and diversifying investment portfolios. We also delve into the intricate world of crypto with our guest, Jeff Park from Bitwise Asset Management. Let's explore a comprehensive perspective on the evolving landscape of crypto regulations. Venturing into why some countries are embracing it, while others, like the US, seem to be resisting, we investigate the potential strategies advisors can adopt when dealing with crypto investments. Lastly, we end with the transformative potential of blockchain technology. Hailed as one of the greatest technological advancements since the advent of the internet, we will shed light on how blockchain is set to revolutionize global commerce. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs Colleges Spend Like There’s No Tomorrow. ‘These Places Are Just Devouring Money.’ Invesco Developing Markets Fund DACFP VISION 2023 My Exclusive Conversation with David Hirsch – Head of SEC Crypto Enforcement Bitwise Bitwise 10 Crypto Index Fund About NFTS and Digital Assets - TAYF Articles Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ready to demystify the uncertainty shrouding the current state of the junk bond market? Let's shed some light on how the Federal Reserve's decisions are impacting the economy and what this spells out for companies with shaky finances. Also, we explore the intricacies of government bonds and the possibilities of another surge in interest rates. With the Federal Reserve easing up on its bond buying, we navigate the repercussions of the U.S. debt on non-defense spending and the challenges of federal budget management. Now, having a diversified bond portfolio is more crucial than ever. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Congressional Budget Office: Estimates of the Cost of Federal Credit Programs in 2024 PIMCO Invesco Franklin Templeton Global X ETFs Schwab Fidelity BlackRock's iShares Self-Care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ready to step into the future of the medical field? Join us as we journey through the cutting-edge biomarker-based diagnosis, a revolution set to transform the lives of Alzheimer's patients, and take a deep dive into the booming trend of eco-conscious business investments. We'll also explore the seismic shifts in the investment landscape, analyze the transformative power of AI in the investment sector, and give you some expert tips on incorporating this game-changing technology into your portfolio. Plus, we touch on the potential release of a spot Bitcoin ETF; stay informed with our free white paper, "What You Need to Know About Spot Bitcoin ETFs". Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs What Are Biomarkers and Why Are They Important? Global X Clean Tech ETF (Symbol: CTEC) Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Who said real estate was a safe bet? Get ready for an honest look at the collapsing value of local malls, multifamily housing, and office spaces. Together, we will tackle the disturbing ripple effects of these events and how they're reshaping suburban economies. However, every crisis breeds opportunity and the real estate sector is no different. We'll navigate through the growth of major firms capitalizing on fallen real estate values, and how they're turning a crisis into a windfall. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Invesco Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever thought of how cryptocurrency and blockchain are causing a seismic shift in the financial landscape? Join us as we explore exciting insights on the much anticipated spot Bitcoin ETF approval by the SEC. Stay informed with our free white paper, "What You Need to Know About Spot Bitcoin ETFs". Plus, learn about our Blockchain and Digital Assets Certification Program, now offering a CBDA designation listed by FINRA and 18 continuing education credits, equipping us with the knowledge we need to navigate the evolving financial landscape. Use discount code CBDA23 by the end of the month for 20% off! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs Digital Assets Council of Financial Professionals DACFP certifications - enrollment Certified in Blockchain and Digital Assets (CBDA) - professional designation listed by FINRA Prisidio Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Ever wondered about the repercussions a 20% vacancy rate in the residential and an increasing underuse of government real estate could have on our economy? Today, we're unpacking these pressing issues alongside the incredible rise of Artificial Intelligence. We're also joined by Nick Kalivas, the head of ETF Factor and Core Equity Product Strategy at Invesco, who helps us understand the intricacies of managing a portfolio to outperform the market, and the nuances of handling the trillions of dollars invested in index-based products. Plus, we explore the crucial function of oracles and how they're bridging the gap between the online and offline worlds, thus expanding the capabilities of blockchains. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Robotics and Artificial Intelligence ETF (Symbol: BOTZ) Invesco S&P 500 Equal Weight ETF (Ticker: RSP) Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever wonder how much a college degree is really worth? In this episode, we challenge preconceived notions about higher education and its implications on our earning potential. We unpack a startling trend - the mismatch between college students' salary expectations and the actual figures that the job market offers. Plus, we address the growing consensus that college might not be as valuable as once thought, with enrollment figures on the decline. We spotlight some creative measures being taken by states like Minnesota to alleviate the financial burden of college for lower-income families and the potential ripple effects on neighboring states. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-care with Jean Edelman Most new jobs - 20 occupations with the highest projected numeric change in employment Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Imagine cruising through Scotland on a bus and noticing there's no driver in sight, or hitting the open road in an electric vehicle, knowing the pavement beneath is recharging the battery. In this episode, we explore the future of transportation - from the world's first autonomous bus system, to the innovations in electric vehicle technology. Also, the thirst for electric vehicles is driving a dramatic increase in demand for lithium, with new sources being explored and oil & gas reservoirs emerging as a potential game-changer. Plus, the future may come with our very own flying taxis! With plans to launch as early as 2025, these vertical takeoff and landing vehicles could soon be a reality. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Driverless bus service to start in Scotland in 'world first' INDOT, Purdue to Develop Wireless Electric Vehicle Charging Solution for Highway Infrastructure The Truth About Your Future - Masterclasses Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever wondered why Alzheimer's disease is dramatically rising and how much it's actually costing our country? Or how a sleep disorder called RBD could be a precursor to it, and the promising new treatments that are emerging? Join us on this compelling journey to demystify these questions and more. Plus, we're unmasking the massive growth of social media. It's not just about the selfies and memes; it's also about its projected $6 trillion worth. But what are the risks involved in investing in these companies? We're breaking down the crypto and AI innovations in the industry and how they're changing the way we do things. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Social Media ETF (Symbol: SOCL) Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Have we ever considered re-entering the workforce in our golden years? In this episode, we discuss the increasing trend of active grandparents in the workforce, the appeal of a four-day work week, and the potential for retirees to take on new roles that leverage their wealth of expertise. Curious about how financial advisors formulate strategies for their clients? We explore that too, focusing on independent advisors and the tools they lean on to make informed decisions. Let's take a deep dive into the evolving nature of retirement and personal finance. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Invesco Portfolio Playbook Invesco Cash Initiative Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Who wouldn't want to retire without any hiccups? However, we're now aware that a staggering 48% of retirees face unforeseen challenges that pose significant disruptions to their retirement wellbeing. Join us on this episode with Matt Barthel, the executive editor of Dow Jones Wealth and Asset Management Group, as we discuss these surprises and how to navigate them. Financial advisors are the knights in shining armor who can help you prepare and protect against financial surprises and disasters. So choosing the right one is key. On a different note, ever wondered how Bitcoin miners get rewarded? We also dive into the world of crypto and how to invest in it wisely. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Edelman Financial Dow Jones Wealth and Asset Management Group The Truth About Crypto - Book (NY Times Bestseller) The Truth About Your Future Get Ready for the Fourth Industrial Revolution - podcast episode (bitcoin mining) Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever wondered why so many of us underestimate our lifespan? It's a curious phenomenon we're delving into today, with the startling stat that 41% of pre-retirees underrate their longevity by at least five years. Our journey into life expectancy starts with a fresh look at phage therapy, the potential alternative to antibiotics. But there's more to longevity than just cutting-edge medical treatments, so we'll also explore the world of longevity clinics, their offerings, and potential drawbacks. Lastly, we'll reveal the secrets of regular exercise and the power of quality relationships towards ensuring a long, healthy, and fulfilling life. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Phage therapy Self-care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever considered the far-reaching implications of an aging population on the global economy? In this episode, we dig deep into this topic with a keen emphasis on China's dramatic birth rate decrease from 18 million in 2016 to below 10 million in 2020. We dissect how this demographic shift impacts facets such as consumer spending, real estate values, healthcare provisions, and even pension schemes. The US and other nations are caught in a similar trend, with governments borrowing more to finance social services. This economic conundrum has sparked warnings from credit rating agencies about potential ratings downgrades. In a surprising development, we also take a look at how South Korea has legally 'rejuvenated' its population and the creative steps senior housing facilities are taking to entice potential residents. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Are You Ready for a Bitcoin ETF? - Free Webinar Digital Assets Council of Financial Professionals Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Is the dawn of AI truly a cause for alarm, or an opportunity for unprecedented growth? In this podcast episode, we delve into a study by the Federal Reserve Bank of Chicago and the University of Pennsylvania, exploring the views of AI specialists, futurists, and extinction risk experts on the probability of AI-induced catastrophes and extinctions. Plus, we analyze projections from Grandview Research, the Marketing AI Institute, and Accenture on the AI boom's impact on global profits and GDP. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Are You Ready for a Bitcoin ETF? - Free Webinar TODAY 2pm ET Generative AI Market Size, Share & Trends Analysis Report Global X Artificial Intelligence and Technology ETF (Symbol: AIQ) Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Will robots replace us at work, and could our thoughts be deciphered by artificial intelligence in the near future? This episode has us journeying into the future where AI and robotics hold sway, disrupting industries and transforming the way we live and work. Plus, we dive into the world of cryptocurrencies and unravel the mystery of the elusive Bitcoin ETF. The SEC's approval of Bitcoin ETF applications could significantly impact cryptocurrency and our investment portfolios. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Are You Ready for a Bitcoin ETF? - Free Webinar Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Ever wondered why luxury goods have an irresistible allure, even for the middle-income shoppers? In this podcast episode, we navigate some of the world's biggest luxury brands, unearthing the charm and magnetism they possess. We'll also forecast the trajectory of the luxury market by 2030 based on current trends. Plus, we are joined by Scott Helfstein and Jake Ryan to explore the unique convergence of crypto, robotics, the Internet of Things, and generative AI. As we zoom into the Fourth Industrial Revolution, we'll traverse its tech breakthroughs, with a special focus on blockchain - the revolutionary tech powering this new automation era. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: DACFP VISION 2023 Digital Assets Council of Financial Professionals Tradecraft Capital Crypto Decrypted The Truth About Crypto Are You Ready for a Bitcoin ETF? - Free Webinar Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever imagine the IRS dipping its toes into the world of blockchain? Well, it's happening! The IRS Criminal Investigation Division is now leveraging blockchain technology, joining hands with Ukrainian investigators to trace Russian oligarchs suspected of using cryptocurrencies to sidestep economic sanctions. This fascinating tale of tech-savvy enforcement will challenge any notion we might have had that cryptocurrency transactions are entirely anonymous and untraceable. Join us as we unravel the profound impact of technology on our future, the IRS's intriguing foray into blockchain, and the essential role of self-care in our fast-paced lives. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever wondered why the packet of crisps we buy from the store feels lighter but costs the same, or why our favorite brands are suddenly offering 'premium' versions of their products? This podcast episode is all about dissecting these two fascinating phenomena: shrinkflation and premiumization. Join us as we traverse industries and expose the full impact of these trends. We'll look into these complex economic concepts and discuss their potential implications for our future. Subscribe to podcast updates Ask Ric | Ric's Books ----- Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Ever wondered why the name "cryptocurrency" might be misleading? In today's podcast episode, we dive deep into the intriguing world of digital assets, debunking myths and shedding light on often misunderstood concepts. With listeners suggesting innovative names like e-money and cloud coins, we explore the complexities of these terms, focusing on their connection to traditional monetary concepts. Our journey reveals how the term cryptocurrency doesn't fully capture the essence of these revolutionary digital assets. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Time for a Name Change - new name for crypto podcast episode part 1 DACFP - Certificate in Blockchain and Digital Assets Give me your name suggestions - HERE 17 best personal finance books to read Ric's New York Times bestselling book - The Truth About Your Future Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Can we envision a future where our most abundant resource, water, is transformed into sustainable fuel? Join us as we explore the immense potential of green hydrogen in reshaping our world and finances. Marvel at the connection between an Australian outback filled with wind turbines and solar panels, and our future financial growth. We're diving deep into the massive financial investments in green hydrogen and the promising investment opportunities in the GlobalX Hydrogen ETF. Check out this riveting episode where we unravel the intersection of technology, sustainable energy, and personal finance! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Hydrogen ETF (Symbol: HYDR) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

WATCH THE VIDEO OF THIS PODCAST HERE Ever wondered about the complexities and potential of digital assets, blockchain, and crypto? In this episode, we delve into these topics, starting with how technology is transforming military camouflage and detection. We have a riveting chat with Matt Higginson and his team from McKinsey, providing insights on the future of crypto. We explore the increasing adoption of blockchain in commercial applications and tackle the challenges of user interface, privacy, and regulatory uncertainty. Let's dissect investment strategies in the crypto space and take a peek into the 2023 VISION Conference where financial advisors and investment professionals convened to discuss the future of finance. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: DACFP VISION 2023 McKinsey & Company Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

What if the secret to combating poverty, crime, and unemployment lies in a simple solution - Universal Basic Income (UBI)? Tune in as we traverse the US investigating how cities are experimenting with this economic theory, giving their low-income citizens regular, unconditional cash payments. Together, we'll be dissecting the economic theory behind UBI, analyzing its real-world applications, and pondering the pivotal question: Where is the money going to come from to fund these programs? The concept of UBI is stirring up conversations, and as we edge closer to the 2024 presidential campaign, the frequency of these dialogues is only set to increase. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Self-Care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever wondered how to prevent a lightning strike? Imagine a world where we could divert the path of lightning and prevent wildfires, property damage, and even save lives. Let's take a journey of fascinating science and technology, where we discuss a revolutionary device known as the laser lightning rod, inspired by Benjamin Franklin's ingenious invention. Plus, we delve into how you can turn these advancements into investment opportunities. With green technologies such as electric vehicles and lithium battery production, we look beyond the known names and into the future of emerging markets. Subscribe to podcast updates Ask Ric | Ric's Books ----- Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----