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The Source by DailyPay

The Source by DailyPay

115 episodes — Page 1 of 3

Ep 114Beyond the Hype: Building Trust with Responsible AI Agents

Navigating the labyrinth of global HR compliance requires more than just a standard handbook; it demands a "lawyer in your pocket" to manage the complexity of 16,000+ jurisdictions. Live from the HR Technology Conference, G-P's SVP and Head of Product, GK Konduri, unveils Gia, an award-winning AI agent grounded in over 100,000 legally vetted articles rather than open internet scrapes. Listen in as the discussion explores how responsible AI is "orbiting" the employee lifecycle and why the future of work lies in seamless agent-to-agent integration. 1:51 – An introduction to G-P Gia and its recognition as a Top HR Product of the Year. 4:36 – How G-P differentiates its AI by using proprietary, legally vetted data instead of scraping the open internet. 8:44– The cutting edge of Agent-to-Agent (A2A) integration and how different enterprise bots will soon communicate.

Dec 11, 202514 min

Ep 113The Small Business Edge: How On-Demand Pay Solves the Talent and Turnover Crisis

Small businesses face a fierce battle for talent against larger companies, but a game-changing solution is leveling the playing field. Join us as we speak with Jake Forsland, Head of Strategy for Small Business at DailyPay, to uncover how On-Demand Pay is fast becoming a crucial financial wellness benefit for Main Street. This episode explores how offering this benefit can help these firms compete, boost retention, and provide the financial autonomy and security that modern workers expect, especially as we head into the high-demand holiday season. 1:15 – The current pressures on small businesses: margin crunch, holiday talent demand, and competing with larger companies. 8:45 – How earned-wage access and other benefits offer a cost-offsetting solution to boost retention and engagement. 13:58 – The power of embedded HR tech and how integrating on-demand pay into existing platforms benefits both employers and employees.

Nov 20, 202521 min

Ep 112Challenging the Status Quo: Why Traditional HR Benefits Are on the Way Out | Recorded Live at HR Tech 2025

What does the next decade of Human Resources look like? Tune in as a leading Chief People Officer shares his candid journey from being a "not-so-good accountant" to launching Amazon's Canadian business and landing at a FinTech leader. Discover the crucial connection between data consolidation and the practical application of AI in HR, and hear why the definition of "employee benefits" is about to be radically challenged to support today's more transitory workforce. This conversation cuts through the hype to explore what truly drives employee experience and innovation on the front lines of work. 1:30 Jon Lowe discusses his unconventional career path, including his time at Amazon and his belief in "wicked luck." 4:55 The conversation shifts to the evolution of HR from "personnel" to a rapidly accelerating human capital practice, focusing on the consolidation of data as the underpinning for AI use cases. 19:10 A deep dive into the concept of "It's expensive to be poor," and how financial wellness benefits are democratizing access to services previously reserved for the wealthy.

Nov 12, 202529 min

Ep 111111: The Strategic Shift: Why HR Tech Selection Is a Business Investment | Recorded Live at HR Tech 2025

Stop buying HR tech that doesn't fit! John Bernatovicz, CEO of Willory Consulting and HR Like a Boss, joins us to discuss the daunting process of selecting the right HR technology and his innovative solution to simplify it. Learn how his company is productizing vendor selection—moving beyond traditional consulting—to help organizations find their perfect match. They're removing the friction of the buying process, ensuring strategic alignment, and building necessary internal buy-in so your next tech investment fuels, rather than impedes, your business future. Tune in to understand why buying HR tech is a strategic business investment, not just a procurement exercise. 1:45 — Addressing the daunting challenge of selecting the right HR tech vendor and the vision behind Willory's productized vendor selection solution. 4:30 — Why buying HR technology can feel like buying a car and the value of external expertise to validate a major strategic investment. 7:45 — The critical role of defining your future business vision ("what do you want to be when you grow up?") before selecting any new technology.

Oct 29, 202520 min

Ep 110110: The New Standard: Why On-Demand Pay is a Must-Have Benefit | Recorded Live at HR Tech 2025

Stop leaving your employees' financial health to chance! Join us for a chat with Jack Rubin, SVP of Consumer Finance Solutions, on how on-demand pay has evolved from a novel perk to an essential, standard component of the HR benefits stack. He shares exciting new innovations like Frontline Communications and DailyPay Perks, explaining how engaging directly with employees daily through their pay app is the key to boosting retention, shift fulfillment, and overall business outcomes. Discover how a platform-based approach to financial wellness meets employees where they are and why employers who haven't adopted it yet are falling behind. 5:43 - The evolution of earned wage access (EWA) and why it's now standard in the HR stack, likened to the modern-day direct deposit. 10:48 - Announcing new innovations like Frontline Communications and DailyPay Perks, driven by the insight that employees check their pay app daily. 22:42 - Discussing the unexpected business outcome of EWA: driving faster timecard compliance and greater shift fulfillment.

Oct 23, 202523 min

Ep 109109: Beyond the Buzzword: The Real Role of AI in Employee Benefits | Recorded Live at HR Tech 2025

People Over Platform: The Ultimate Differentiator in Benefits How do you build a successful, independent benefits company right out of a major corporation? It all boils down to people. The president and CEO of a leading benefits management firm joins the show to share the journey of creating an independent entity. He explains how service excellence and employee loyalty were key to retaining clients, confirming that people are the ultimate differentiator in this crowded industry. The conversation then focuses on crafting a compelling benefits package. His core advice: master the "blue chip" basics—healthcare, retirement, and time off—before experimenting with niche offerings. Finally, the CEO weighs in on AI's role in HR. He views it not as a replacement, but as a crucial complement to boost employee confidence, sharpen employer insights, and enhance broker recommendations. 6:50 - The "startup mentality" and mindset shift required when spinning out a benefits administration business from a major corporation. 10:15 - The importance of superior service and high employee retention (less than 5% voluntary turnover) as the secret to retaining all clients. 23:30 - Advice for employers: how to structure a winning benefits portfolio by getting the "blue chip" basics right before moving to more niche offerings.

Oct 16, 202522 min

Ep 108108: What's Next for HCM? Paying and Hiring People Differently | Recorded Live at HR Tech 2025

AI Isn't Taking Your HR Job—It's Making It Better. The future of HR technology, according to isolved's Chief Product and Technology Officer, Pragya Gupta, is not about replacing people with AI, but about augmentation. Gupta argues that AI will serve as an indispensable "sidekick" to HR's "people heroes," automating repetitive tasks to make work faster and better. Crucially, the focus is on earning trust for new AI-enabled solutions in areas like recruiting and payroll assistance. Looking ahead to 2026, isolved is prioritizing features that enhance financial wellness through improved flexibility enablers and the pay experience. Key offerings include benefits guidance and year-long benefits engagement, cementing isolved's commitment to the total employee experience. 2:40 – Pragya Gupta's perspective on AI: it's not about job replacement but augmenting human capability to make jobs "20 to 40% better." 5:54 – Discussing how to build trust and precision into AI models within ATS and payroll, ensuring the system is thoughtful and accurate for practitioners. 13:30 – Exploring isolved's focus on "people heroes" and the upcoming launch of an AI-enabled benefits guidance tool to help employees make complex enrollment decisions.

Oct 8, 202520 min

Ep 107107: The Fifth Industrial Revolution: AI and the Future of Work | Taped Live at PayrollOrg Congress 2025

What if your paycheck could predict your next career move? In this episode, we're joined by Angela Friend, VP of Data Science at DailyPay, to explore how artificial intelligence and data are revolutionizing the world of payroll. Discover how data is helping employers understand employee behavior and how it can be used to improve the financial wellness of the workforce. Angela also shares her insights into the future of the payroll profession, highlighting how AI can elevate the role of payroll professionals from manual data entry to a more strategic and consultative position. 2:04 – The power of data in payroll and how it can be leveraged to improve the employee experience. 5:34 – The concept of "payroll everywhere" and the vision for a more democratized and interconnected financial ecosystem. 10:30 – A deep dive into the journey of becoming a data scientist and the unexpected value of a cognitive psychology background in data analysis.

Sep 25, 202517 min

Ep 106106: The New Role of Payroll | Taped Live at PayrollOrg Congress 2025

Two big names in payroll, Brittany Furr and Mark Denhof, take the stage live from the Payroll Congress in Orlando to share their unique career journeys. This episode of the podcast explores the diverse paths that led them to PayrollOrg and Gordon Food Service, the technological shifts they've navigated, and the growing importance of on-demand pay for employee financial wellness. Brittany and Mark also discuss what it takes to succeed in the modern payroll landscape, offering key insights on the evolving role of payroll teams and valuable advice for those considering a career in the field. 1:13 – Brittany and Mark share their unique career paths and how they got into payroll. 6:24 – The group discusses the evolution of payroll technology, from live checks to fully electronic and daily pay solutions. 18:31 – Brittany and Mark provide advice for younger people considering a career in payroll and highlight the cross-functional nature of the job.

Sep 10, 202525 min

Ep 105105: Beyond the Spreadsheet: The New Era of Payroll | Taped Live at PayrollOrg Congress 2025

Is your company still stuck seeing payroll as a necessary evil? It's time to change that perspective. The world of global payroll is evolving, and it's now a powerful strategic asset. In this episode, Michael Steen and Kira Rubiano from Payrollminds discuss this very shift. Recorded live at the 43rd Annual Payroll Congress, their conversation highlights how companies are moving from reactive to proactive investments in payroll technology, especially with the rise of AI. They also explore the growing presence of global payroll leaders at industry events and the crucial role that community plays in solving complex problems. 1:02 – The growth and community of the Payroll Congress. 8:36 – The challenges and opportunities of modernizing payroll systems. 15:37 – How to make a compelling business case for payroll investment to company leadership.

Sep 5, 202522 min

Ep 104104: Unsung Heroes: The Payroll Profession | Taped Live at PayrollOrg Congress 2025

What if the most underestimated profession in business is actually one of its most critical risk management roles? An interview with Todd Acevedo, the "Chief Payroll Baddie" and a go-to-market leader at SAP SuccessFactors, explores how the global payroll profession has transformed from the '90s to today. From embracing technology like AI and automation to dealing with the borderless nature of a globalized workforce, Pete and Todd cover a lot of ground. They discuss why the payroll profession is one of the most essential risk management roles in any organization and how their work to champion payroll professionals is bringing new energy and respect to the industry. 1:52 – The borderless nature of work and the rise of global employment. 4:55 – Why the Payroll profession is the largest risk management convention in the world. 14:44 – The inspiration behind celebrating the people who work in payroll.

Aug 28, 202519 min

Ep 103103: How Financial Wellness is Changing the Payroll Game | Taped Live at PayrollOrg Congress 2025

What if the future of payroll isn't about paychecks—but financial freedom? In this episode, guest host Ryland Costello sits down with payroll influencer George Mavrantzas at Payroll Congress in Orlando. The two dive into the current landscape of the payroll industry—including trends like the increasing average age of payroll professionals and the influx of fresh talent. George opens up about his unexpected journey into payroll and why community and continuing education have become absolutely critical for practitioners. They also explore the growing demand for financial wellness solutions like on-demand pay, driven by younger generations who expect instant access and total flexibility with their earnings. 1:07 – George Mavrantzas shares his excitement about Payroll Congress, highlighting the importance of community and networking for payroll professionals. 5:11 – George explains his unique career path into the payroll space and his new role at Notice Ninja. 10:26 – Ryland and George discuss how the younger generations (Gen Z and millennials) are driving the demand for financial wellness solutions and greater technological automation.

Aug 20, 202524 min

Ep 102102: The Strategic Power of Payroll Data | Taped Live at PayrollOrg Congress 2025

The payroll profession is getting a serious upgrade, and it's happening faster than you might think. Meet Jason Davenport, CEO of the Chartered Institute of Payroll Professionals (CIPP), speaking live from the 43rd Annual Payroll Congress. Jason breaks down how the CIPP is transforming payroll from a support function into a recognized profession through comprehensive education and training, including degree-level qualifications now available in the UK. He explores why executives are beginning to realize the critical role of payroll in business operations and compliance, and how today's payroll professionals must master both data and leadership skills to thrive in an increasingly tech-driven landscape. 1:15 - Discussion on the global nature of payroll challenges, including the impact of AI and the increasing complexities of multi-country payroll for British businesses. 5:31 - Insights into the CIPP's unique approach to payroll education in the UK, offering degree-level qualifications and emphasizing payroll as a distinct and vital profession, separate from traditional accounting. 11:08 - The importance of payroll professionals leveraging data and analytical tools to provide valuable insights to business leaders, transforming payroll from a compliance function to a strategic asset.

Aug 13, 202518 min

Ep 101101: The Art and Science of Modern Payroll | Taped Live at PayrollOrg Congress 2025

What if the future of payroll isn't about crunching numbers, but about unleashing human potential? Join us for a dynamic discussion live from the 43rd annual Payroll Congress, where Tammy Gillenwater and Sarah Chesney reveal how AI and automation are completely transforming the profession. Instead of getting bogged down in manual tasks, today's payroll pros are stepping into strategic leadership roles that amplify human capabilities. This episode dives into why talent development and upskilling have become absolutely critical, showing how payroll is evolving into an unexpectedly challenging and creative career path that demands both technical expertise and essential human skills like empathy and emotional intelligence. 0:43 - Discussion on the evolving topics at the Payroll Congress, including the increasing presence of AI and RPA, and the shift from theoretical to practical knowledge. 5:16 - The future of the payroll professional and how AI will enable human amplification by handling routine tasks, allowing professionals to focus on decision-making and customer care. 11:11 - Addressing the challenge of attracting younger talent to payroll and the importance of offering clear career paths and fostering an environment that embraces innovation and continuous learning.

Aug 6, 202523 min

Ep 100100: The End of Pay Cycles? A Look at Real-Time Compensation | Taped Live at PayrollOrg Congress 2025

What if pay cycles became a thing of the past? In this captivating conversation, Siddharth Ram, CEO and co-founder of Intermezzo, dives into the complexities and future of global payroll. He shares the fascinating origin story of Intermezzo, highlighting the challenges of traditional payroll processes and how their company is leveraging a multi-faceted technology stack, including AI, to revolutionize the industry. This episode explores the concept of a "golden age of payroll," where technology empowers professionals to move beyond manual tasks and become strategic advisors. 2:18 The origin story of Intermezzo and the challenges of global payroll. 4:33 How Intermezzo is leveraging AI and a layered tech approach to disrupt the payroll industry. 15:00 The future of pay cycles and the potential for real-time payments.

Jul 30, 202518 min

Ep 9999: The Evolution of Global Payroll at Kohler | Taped Live at PayrollOrg Congress 2025

Ever wondered what it takes to transform payroll from a transactional function into a strategic powerhouse? Join Danny Schultz, Director of Global Payroll at Kohler Company, as he pulls back the curtain on his incredible journey leading significant payroll transformations. Discover how Kohler navigated a massive divestiture and is currently implementing a new HCM system, all while elevating the role of payroll within the organization. This episode highlights the strategic importance of payroll, the impact of technology like AI, and the evolving skill sets needed for payroll professionals to become true business ambassadors. 1:53 - Discussing a major divestiture and new HCM implementation at Kohler. 3:18 - The transformation of payroll's standing within the organization. 11:15 - Utilizing AI to develop a global payroll vision and brand.

Jul 23, 202522 min

Ep 9898: Beyond Paychecks: The Modern Payroll Leader's Impact | Taped Live at PayrollOrg Congress 2025

Join us to discover how payroll has evolved from a back-office function into a strategic powerhouse, directly influencing executive decisions and driving employee well-being. This insightful conversation features Amanda Kassler, Payroll Shared Services Manager for Otsuka America. We'll delve into the remarkable journey of payroll, from manual processes and paper checks to today's tech-driven landscape. Amanda will share her unique career path in HR and payroll, highlighting how the profession has transformed into a vital, data-rich function. You'll learn how her organization leverages shared services, modern HRIS, and innovative solutions like earned wage access to enhance efficiency, ensure compliance, and significantly improve employee well-being and engagement. 2:39 Amanda's unconventional journey into the payroll profession. 8:34 How Otsuka America is leveraging technology to transform payroll into a strategic shared service. 11:14 The impactful role of earned wage access in improving employee retention, recruiting, and overall financial well-being.

Jul 16, 202525 min

Ep 9797: Unlearning and Learning: Adapting to Payroll's Technological Revolution | Taped Live at PayrollOrg Congress 2025

Ready to navigate the exciting future of payroll? Join Erica Florez, Senior Payroll Manager at Duracell, as she shares insights from her 20-year career and her first experience at Payroll Congress. She discusses the significant impact of AI and technology on the payroll profession, the shift from in-person to remote work communication, and how data analytics are transforming strategic decision-making. Erica also highlights the growing importance of On-Demand Pay as a vital employee benefit. Tune in to discover how payroll leaders are adapting to new innovations and shaping the future of the industry. 2:09 The biggest changes in payroll over 20 years, focusing on AI and technology's impact. 3:06 Erica's accidental journey into payroll and the mentorship that shaped her career. 10:12 Discussion on the evolution and increasing importance of earned wage access.

Jul 9, 202515 min

Ep 9696: The Modular Future of Pay: DailyPay Built-In Explained

Wouldn't it be great if an earned wage access (EWA) solution fit into your existing platforms without a cumbersome implementation? Enter "DailyPay Built-In," a new product designed to allow payroll and time management providers to seamlessly integrate EWA and financial wellness offerings. Join Carly Brush, SVP of HCM at DailyPay, as she explains how this modular solution enables partners to expand their services, enhance employee engagement, and tap into new revenue streams without extensive development. She highlights the ease of integration, the comprehensive support provided, and the strategic advantages of embedding financial tools where employees already manage their work. 2:08 Carly Brush introduces DailyPay Built-In and its purpose for partners. 4:24 The discussion shifts to the modularity and ease of integration of the Built-In product. 12:46 Carly explains why DailyPay stands out as a partner in the embedded finance space. Learn about more about DailyPay Bult-In: https://www.dailypay.com/marketplace/on-demand-pay-payroll-builtin

Jun 30, 202515 min

Ep 9595: Payroll's Golden Age: AI, Data, and Strategic Evolution | Taped Live at PayrollOrg Congress 2025

Ever wondered how the world of payroll is being revolutionized? This episode brings you a captivating conversation with a top expert in payroll products, diving deep into the monumental changes and vibrant future of the payroll profession. You'll hear firsthand how breakthroughs in AI are reshaping traditional payroll tasks, making them more efficient and strategically valuable. Plus, we explore why data is becoming the superpower for payroll professionals, enabling them to become indispensable business partners and crucial players in organizational agility. 1:00 - The growing enthusiasm for global payroll and the impact of AI. 4:20 - Building trust in AI and leveraging data for strategic insights. 8:20 - Addressing the payroll talent shortage and the future of the profession.

Jun 17, 202516 min

Ep 9494: The Future of Payroll: AI, Analytics, and Agility | Taped Live at PayrollOrg Congress 2025

What if your payroll department could save your company millions, prevent fraud, and optimize scheduling across 15,000 locations? This isn't a hypothetical. Join us as Monica Miller, Senior Vice President of Payroll Workforce Strategy for Compass, shares how she's revolutionized payroll from a transactional function into a strategic powerhouse, powered by cutting-edge data and AI. 2:22 - The strategic shift from basic payroll to leveraging data for significant cost savings. 3:51 - How "smart labor" is powered by RPA and a team of data scientists to achieve millions in annual savings. 8:15 - Exploring AI applications in payroll, including detecting ghost employees and optimizing scheduling.

Jun 4, 202518 min

Ep 9393: Demystifying Money: Simple Steps to Security

Join us as Myrna Lane Hippolite, founder of Empowerment Financial Wellness, shares her inspiring journey from her roots in Haiti to becoming a finance expert. She reveals why financial education matters for everyone and how employers can support their team's financial wellbeing. You'll hear practical wealth-building tips and advice for young professionals just starting out. Tune in for simple strategies to achieve financial security. 2:55: The discussion shifts to the democratization of financial advice and how it's becoming more accessible to everyone. 6:26: Myrna discusses how the younger generation approaches finances and the tools that can help them. 12:27: Advice for young professionals on getting started with saving and investing.

May 21, 202523 min

Ep 9292: Harry Temkin, Chief Digital Officer, DriveWealth | Taped Live at Money 20/20 2024

Explore the future of investing with Harry Temkin, Chief Digital Officer from DriveWealth. Temkin discusses DriveWealth's pioneering role in embedded investing, making stock market access seamless through APIs and cloud-based technology. He delves into the importance of fractional trading, the push for 24-hour equity trading, and how DriveWealth is empowering global investors and digital wallets. Plus, hear his insights on the role of AI in brokerage and the democratization of wealth building. 3:53: DriveWealth's role in embedded investing and its impact on accessibility. 7:29: How DriveWealth is changing the investing experience. 13:17: DriveWealth's vision for the future of brokerage and global market access.

Apr 23, 202518 min

Ep 9191: Michael Spelfogel, Co-Founder & President, Cardless | Taped Live at Money 20/20 2024

Dive into the evolving world of credit cards with Michael Spelfogel, co-founder and president of Cardless. Spelfogel discusses how Cardless is revolutionizing the co-branded card space by enabling brands to launch and scale credit card programs at unprecedented speeds. He also shares insights on the impact of AI on customer experience and underwriting, the growing trend of buy now, pay later, and the future of credit in an increasingly digital economy. Plus, hear about his unique approach to competitive analysis: owning 300 credit cards. 1:44: Cardless's unique approach to credit card platforms. 3:49: The origin story of Cardless and its data-driven approach. 12:30: The intersection of credit cards and buy now, pay later trends.

Apr 16, 202515 min

Ep 9090: Kelly Soderlund, Head of Corporate Communications, Navan | Taped Live at Money 20/20 2024

Explore the intersection of travel and fintech with Kelly Soderlund, Head of Corporate Communications at Navan. Soderlund discusses Navan's evolution from TripActions, its innovative approach to corporate travel and expense management, and how they're streamlining the process for both businesses and travelers. She also delves into the impact of AI on their platform, the resurgence of business travel post-pandemic, and key trends shaping the future of corporate travel, including the rise of blended travel and the importance of employee rewards. 3:48: How Navan turned travel pain points into fintech innovation. 6:11: The resurgence of business travel post-pandemic. 16:23: Navan's use of AI and machine learning.

Apr 9, 202520 min

Ep 8989: John Mitchell, Co-Founder & CEO, Episode Six (E6) | Taped Live at Money 20/20 2024

Join Pete Tiliakos as he sits down with John Mitchell, co-founder and CEO of Episode Six (E6), at Money20/20. Mitchell shares his unique perspective on the evolution of FinTech, having attended every Money20/20 event since its inception. They discuss the persistent challenges in the financial sector, E6's innovative approach to global payment infrastructure, and the impact of emerging technologies like AI. Mitchell also delves into the complexities of finding top FinTech talent and E6's ambitious plans for global expansion in 2025. 1:15: The evolution of FinTech and persistent industry challenges. 3:26: Episode Six's mission and innovative payment infrastructure. 11:00: Key trends for 2025: compliance and AI.

Apr 2, 202516 min

Ep 8888: Ashley Jones, Head of Financial Narrative | Taped Live at Money 20/20 2024

Dive into the world of financial marketing with Ashley Jones, head of Financial Narrative. With compelling insights, Jones reveals how financial marketers balance strict regulations with effective brand storytelling in a competitive landscape. She emphasizes the power of community collaboration among industry leaders, sharing how her organization creates spaces for knowledge exchange and professional growth. Jones also offers forward-thinking perspectives on AI's impact and the authentic integration of social purpose in financial marketing strategies. 3:35: Challenges of marketing in the financial space. 5:00: The difficulties of building a new forum. 12:23: Future trends and the impact of AI.

Mar 26, 202517 min

Ep 8787: Lin Dai, Co-Founder & CEO, Superlogic | Taped Live at Money 20/20 2024

What if your loyalty rewards weren't just points, but access to unforgettable experiences? This episode, hosted by Pete Tiliakos, explores how loyalty programs are evolving beyond traditional rewards toward premium, experiential offerings like exclusive entertainment and celebrity encounters. Lin Dai, Co-Founder and CEO of Superlogic, reveals how AI technology is personalizing these experiences, creating stronger emotional connections that significantly increase value for both consumers and businesses. Lin also discusses how these same engagement strategies are being adapted for employee programs, potentially opening the next frontier in workplace loyalty. 2:08: Pete and Lin dive into why loyalty programs are moving away from practical rewards toward exciting experiences. 3:52: Lin breaks down how Superlogic makes it easy for companies to offer those hard-to-get experiences in their loyalty programs without all the usual headaches. 11:20: The conversation turns to how AI is creating personalized loyalty experiences, helping members cut through the noise to find rewards they'll love.

Mar 12, 202517 min

Ep 8686: Bryan Bergin, Managing Director of Equity Research, TD Cowen | Taped Live at Money 20/20 2024

In this exciting episode, Pete Tiliakos welcomes Bryan Bergin from TD Cowen for a live conversation from Money20/20 exploring the fascinating intersection of human capital management and financial technology. Bryan shares expert analysis on how AI is transforming finance, helping listeners distinguish between meaningful innovation and clever marketing. They examine how upcoming open banking regulations like Rule 1033 could revolutionize data sharing, potentially creating new opportunities for both consumers and businesses. The discussion offers valuable perspectives on FinTech and HR Tech's evolving landscape, including consolidation trends and what's ahead for the IPO market. 4:50: Pete and Bryan explore how FinTech and HR worlds are colliding, particularly in areas like on-demand pay and seamless payroll solutions that are changing how people access their earnings. 10:10: Bryan cuts through the AI hype, sharing what's actually working in FinTech today and where the real opportunities lie for transformative innovation in the financial sector. 14:06: The conversation turns to the current state of IPOs, with Bryan breaking down the key factors companies weigh when deciding whether—and when—to take the public plunge.

Mar 12, 202519 min

Ep 8585: Gabriel Grisham, SVP, Global Sales, PayQuicker | Taped Live at Money 20/20 2024

Join Pete Tiliakos and Gabriel Grisham, PayQuicker's Senior VP of Global Sales, as they explore fintech's evolving landscape from cryptocurrency fluctuations to AI's growing impact. Gabriel shares insights from PayQuicker's 15-year history creating innovative global payment solutions, especially for direct sales. Their conversation covers compliance challenges, rising demand for instant wage access, and the future of cross-border transactions in today's rapidly changing financial world. 1:00: Pete and Gabriel dive into fintech's rollercoaster journey, exploring crypto's dramatic ups and downs and what these fluctuations mean for the broader financial ecosystem. 3:25: Gabriel takes listeners behind the scenes of PayQuicker's 15-year evolution, revealing how they've pioneered instant payment solutions that have transformed the direct sales industry. 10:21: The conversation shifts to how American companies are fundamentally rethinking their approach to global payments and currency exchange.

Mar 5, 202519 min

Ep 8484: Alex Jimenez, Lead Principal Consultant, Backbase | Taped Live at Money 20/20 2024

Alex Jimenez from Backbase discusses the evolving landscape of digital banking, highlighting the growing demand for personalized and seamless user experiences across all banking sectors. He emphasizes the importance of innovation and flexibility in banking technology, especially in wealth management and commercial banking. Jimenez also delves into the strategic moves by credit unions, their increasing agility, and their focus on digital growth. He touches on the potential of AI in providing contextual financial advice, and the challenges and opportunities banks face in adopting new technologies to meet changing consumer expectations. 3:25: Key trends in banking and the growing demand for digital experiences in various banking sectors. 4:10: The excitement around wealth management and the transfer of wealth between generations. 10:21: The threat of technology to traditional banking systems and the importance of innovation.

Feb 28, 202520 min

Ep 8383: Trevor Marshall, Chief Technology Officer, Current | Taped Live at Money 20/20 2024

From Money 20/20 in Las Vegas, we bring you a conversation with Trevor Marshall, CTO of Current. Trevor discusses the evolution of FinTech, highlighting increasing collaboration between FinTechs and established institutions. He shares Current's unique approach to innovation, building their own core and licensing technology to banks. We delve into the potential of open banking and AI, exploring their opportunities and challenges. 3:27 An overview of Current and its innovative approach to financial services. 6:45 Trevor shares his perspective on open banking and its potential to democratize access to financial data. 8:20 Discussion on the role of AI in financial services, including Current's use of AI for customer service and risk management.

Feb 19, 202513 min

Ep 8282: Mary Ann Miller, Fraud & Cybercrime Executive Advisor and VP of Client Experience, Prove | Taped Live at Money 20/20 2024

Cybersecurity expert Mary Ann Miller joins host Pete Tiliakos at Money20/20 to discuss the alarming rise of cybercrime and its impact on businesses and individuals. Miller highlights the astronomical levels of data exposure and the increasing sophistication of cyberattacks, including the use of AI. She emphasizes the urgent need for companies to modernize their approach to identity verification and fraud prevention, while also addressing the growing skills gap in the cybersecurity field. Looking to the future, Miller offers a glimpse into Prove's innovative solutions for enhanced authentication. 3:40 - Prove's solutions for combating cyber threats 9:02 - The role of AI in cybercrime and fraud prevention 12:31 - Prove's focus and future plans for 2025

Feb 12, 202515 min

Ep 8181: Elena Casal, Chief Client Officer, The Clearing House | Taped Live at Money 20/20 2024

Join host Pete Tiliakos as he sits down with Elena Casal, who's leading the charge as Chief Client Officer at The Clearing House. They dive into a fascinating conversation about how we'll be paying for things in the future and what's happening in the world of payments right now. Elena shares her passion for something we can all relate to – making sure people have access to their money exactly when they need it, not a minute later. She opens up about the game-changing potential of real-time payments and why it's crucial for businesses to get on board with this technology that's transforming how money moves in our daily lives. 1:30 - Trends in the payments industry, including the importance of real-time payments. 4:30 - The Clearing House's role in the payments ecosystem and the future of real-time payments. 10:30 - The CFPB's ruling on earned wage access and The Clearing House's roadmap for the future.

Feb 5, 202518 min

Ep 8080: Sarah Billings, Head of Global Payments, PNC Bank | Taped Live at Money 20/20 2024

Ever wondered how money moves in our digital world? Join host Pete Tiliakos for a chat with Sarah Billings, head of global payments at PNC Bank as she breaks down "payment rails" - the highways that keep money flowing for businesses big and small. Plus, see how PNC is using smart technology to move money faster and easier than ever before. From getting employees early access to their pay, to speeding up insurance claims, to sending money across borders, Sarah shows us how PNC is building a simpler future for payments. 4:44: Earned wage access and how it addresses the needs of today's workforce. 13:09: The future of payments: instant transactions, digital experiences. 14:32: PNC's innovative services: Intelligent Routing and E-Payments.

Jan 23, 202518 min

Ep 7979: Andrew Brown, Founder & CEO, CheckHQ | Taped Live at Money 20/20 2024

Dive deep into the world of embedded payroll and discover how Check is revolutionizing the way small and medium-sized businesses manage their payroll. Learn about the challenges of traditional payroll systems and how Check's innovative platform simplifies the process, allowing businesses to focus on what matters most - growth. Explore the power of all-in-one solutions, the future of embedded finance, and the exciting advancements in AI that are transforming the payroll landscape. Tune in to uncover how Check is making payroll seamless and empowering businesses to thrive. 6:13 - Explanation of embedded payroll and how it works. 11:06 - Check's recent growth and impact on the industry. 13:14 - A glimpse into Check's roadmap for 2025, including innovations in payments and AI.

Jan 16, 202518 min

Ep 7878: Tammy Gillenwater, Senior Consultant, Willory | Taped Live at HR Tech 2024

Discover the future of payroll. Join The Source by DailyPay where host Pete Tiliakos chats with payroll expert Tammy Gillenwater about the challenges and opportunities facing the industry today. With 30 years of hands-on experience, Tammy shares what's really happening in payroll departments across America - including why we desperately need fresh talent in the field! Ever had that manager who says "we've always done it this way"? Tammy and Pete tackle this head-on, discussing how new tech is making old payroll headaches disappear (goodbye, complicated overtime calculations!). Perfect for payroll pros, HR leaders, or anyone curious about how technology is transforming one of business's most crucial functions. Come join a conversation that proves payroll isn't just about pushing buttons - it's about empowering people! 02:43 - Critical discussion about the talent shortage in payroll. 11:03 - Insightful moment about outdated systems being replaced. 12:15 - The exciting development in payroll technology and compliance.

Jan 8, 202514 min

Ep 7777: Jon Lowe, Chief People Officer, DailyPay | Taped Live at HR Tech 2024

In this episode, Pete Tiliakos and DailyPay's Chief People Officer Jon Lowe broadcast from Workday's Future-Forward bus at the HR Tech Conference. Their discussion spans HR technology evolution, AI's impact, and innovations in employee financial wellness, offering insights for both HR leaders and anyone interested in how technology is reshaping workplace dynamics. 1:24 - Jon Lowe discusses post-COVID innovation in HR tech and the significance of AI 5:28 - Exploration of HR's transformation from personnel management to strategic business leadership 17:32 - Historical perspective on pay and how technology is enabling a return to more natural payment systems

Dec 17, 202419 min

Ep 7676: Adam Goller, EVP, Head of Fintech Banking, Cross River | Taped Live at Money 20/20 2024

Dive into the future of finance with Pete Tiliakos and Adam Goller in this energetic conversation straight from Money 2020, the heart of fintech innovation in Las Vegas. As Cross River's Executive VP, Goller offers fascinating insights into how real-time payment systems and cross-border transactions are revolutionizing the way we think about money. From the gaming industry to earned wage access, discover how financial technology is breaking down barriers and creating more inclusive solutions for everyone – from Gen Z gamers who expect instant payouts to traditional workers seeking more flexible payment options. The conversation explores how financial innovation is rapidly becoming less of a luxury and more of a necessity in our fast-paced world. 01:17 - Goller dives into exciting developments in real-time payment rails and Cross River's pioneering role in RTP and FedNow implementation 09:41 - Discussion on how younger generations are driving the demand for instant payments, illustrated through real-world examples from babysitting to rent payments 13:09 - Insightful exploration of AI's practical applications in fintech, focusing on customer needs identification and regulatory compliance

Dec 12, 202415 min

Ep 7575: Jill Barth, HR Tech Editor, HR Executive | Taped Live at HR Tech 2024

Want to know what's really happening in HR tech? Join us for this episode where host Pete Tiliakos chats with Jill Barth, the HR Tech Editor at HR Executive, who has a front-row seat to all the innovation. All live from the bustling HR Tech Conference floor. As the freshly rebranded HR Executive expands globally (hello, Amsterdam!), Jill shares insights about how today's tech vendors are working hand-in-hand with customers to solve real problems. No more solutions built in a bubble! Plus, discover the free resources and hidden gems HR Executive offers to help you stay ahead of the curve. Whether you're an HR leader looking for practical solutions or just curious about where workplace tech is headed, this behind-the-scenes chat offers a fresh perspective on what's working and what's next! 00:36 - Jill shares the value of in-person interactions between vendors and customers 05:50 - Discussion of HR Executive's global expansion, including their first European event in Amsterdam and presence in Singapore, unifying three global brands 11:27 - Insights on how AI is driving innovation in HR tech, with vendors focusing on solving specific customer problems

Dec 4, 202415 min

Ep 7474: Kamal Pradhan, VP of HR Technology & Operations, Signify Health | Taped Live at HR Tech 2024

Curious about what "empathy with action" looks like in today's workplace? Don't miss this energetic episode where host Pete Tiliakos sits down with Kamal Pradhan, VP of HR at Signify Health, for an eye-opening conversation about making HR work better for everyone. Speaking live from the HR Tech Conference, Kamal shares why HR should be like electricity – working perfectly in the background while powering everything forward. Learn why financial wellness isn't just about payday anymore, and how smart companies are using technology to help employees thrive from day one. Whether you're an HR leader looking to make a bigger impact or just interested in how workplace tech is evolving, this authentic discussion offers fresh perspectives on building a more inclusive and supportive workplace. 02:45 - Kamal introduces his philosophy that "HR should be invisible" like electricity, explaining how HR tech should work seamlessly in the background 05:43 - Discussion turns to financial wellness and equity, where Kamal introduces the concept of "empathy with action" 13:43 - A deeper conversation about how payroll has evolved beyond just "paying people" over the past 40-50 years, transforming into a strategic element of employee experience

Nov 20, 202418 min

Ep 7373: Susan Richards, Founder & CEO, Sapient Insights | Taped Live at HR Tech 2024

Looking for real talk about leading change in today's fast-moving workplace? Don't miss this episode where host Pete Tiliakos sits down with change management expert Susan Richards from Sapient Insights. Broadcasting from the HR Tech Conference floor (complete with surprise pigeon appearances!), they dive into why change leadership isn't just an HR thing anymore - it's everyone's business. Susan shares practical wisdom about helping teams adapt, including why those "wait it out" days are long gone. Whether you're leading change or living through it, this energetic conversation offers practical strategies for thriving in today's ever-changing workplace. Come join these Atlanta natives for some straight talk about making change work! 1:49 - Susan discusses the industry "shakeup" and changing HR technology landscape 7:28 - Discussion begins about the increasing pace of change in organizations and HR's role in leading it 12:19 - Susan explains why "waiting out" change is no longer sustainable and provides practical advice

Nov 19, 202417 min

Ep 7272: Dave Polacheck, Director, Global HR Advisory, Herronpalmer | Taped Live at HR Tech 2024

Looking for straight talk about AI in HR? Join us for this episode where host Pete Tiliakos sits down with HR transformation expert Dave Polacheck for a refreshing conversation about what's really happening with AI in the workplace. Forget the hype - Dave shares what his Fortune 500 clients are actually doing (and not doing) with AI right now. Here's the reality check we all need: Dave explains why rushing to create an "AI strategy" isn't the answer. Instead, learn why successful companies are focusing on their people strategy first and letting AI follow. Plus, get his fascinating take on how AI might finally solve one of HR's biggest headaches - system integration. Whether you're an HR leader trying to make sense of AI or just curious about the future of work, this down-to-earth discussion cuts through the buzzwords to explore what really matters. Come listen to two industry veterans share what's working, what's not, and what's next! 2:33 - Dave's important perspective on AI strategy. 4:37 - The reality check about AI adoption based on company size. 12:20 - Dave's fascinating insight about AI's potential for system integration.

Nov 11, 202414 min

Ep 7171: Steve Smith, Partner, The Starr Conspiracy | Taped Live at HR Tech 2024

In this episode, we're joined by Steve Smith from TSC (formerly The Starr Conspiracy), live from the HR Technology Conference and Expo. Steve shares a bit about TSC and its mission and work within the HR tech marketplace. He also opines on the transformative impact of AI on HR and payroll, before exploring how worker expectations are influencing the employee experience (EX), which is now more critical than ever. Steve shares his POV on the criticality of pay and payroll to the EX and the vital role of innovations like on-demand pay, play in promoting financial wellness and shaping the future of work. 2:01: About TSC 3:52: Employee experience 6:31: On-demand pay and financial wellness

Nov 5, 202414 min

Ep 7070: Barbie Winterbottom, Founder & CEO, Fractional Executive | Taped Live at HR Tech 2024

In this episode, Barbie Winterbottom discusses the evolving workplace and insights from her work as a people strategy consultant. She shares insights through the lens of women in the workplace, the progress made in empowering female executives, and the realities of gender and age biases still present in the workforce. Barbie highlights the need for a collaborative approach and practical, user-friendly solutions that empower individuals for success.

Oct 25, 202417 min

Ep 6969: Steven Kramer, CEO, WorkJam | Taped Live at HR Tech 2024

In this episode, Steve Kramer, CEO of WorkJam, discusses innovation in workforce and HR technology, including the increasing presence and role of AI and its ability to enhance front-line employee engagement. He shares insights on how technology is transforming the HR experience and what's to come from team WorkJam in 2025.

Oct 17, 202413 min

Ep 6868: Phil Goldfeder, CEO, American Fintech Council

Pete and Phil discuss the CFPB's recent proposed interpretive ruling on earned wage access and what it could mean for the financial wellness benefit and the employees relying on it. Learn more about DailyPay: www.dailypay.com

Sep 4, 202428 min

Ep 67Episode 67: Jerome Gouvernel, Founder and CEO, datscalehr | Taped Live at PayrollOrg Congress 2024

In this episode, Jerome discusses the evolving landscape of global payroll innovation, sharing his insights and demystifying the state and future of artificial intelligence and machine learning in payroll. He also opines on the criticality of data movement, real-time insights, APIs and integrations in the modern global payroll operation and managed service organization.

Aug 7, 202421 min

Ep 66Episode 66: Julie Fernandez, Global HR Advisory Lead, herronpalmer | Taped Live at PayrollOrg Congress 2024

In this episode, Julie and Pete discuss the "power of payroll" and the evolving expectations of the critical profession. They also share a peek behind the scenes from their session at the first-ever Executive Summit hosted during Payroll Congress and discuss the urgent need for executives to champion payroll as a priority within their organizations' broader HCM strategy.

Jul 31, 202417 min

Ep 65Episode 65: Barbara Vetula, Director of HR and Payroll Shared Services, Bridgestone Americas | Taped Live at PayrollOrg Congress 2024

In this episode, Barbara discusses her role as a modern HR operations leader and how payroll has changed throughout her career. She shares how Bridgestone leverages modern technology like on-demand pay to address HR challenges and facilitate a highly competitive and engaging employee experience that prioritizes wellness.

Jul 24, 202415 min