The Money Podcast

Why settle for aiming to be a millionaire if you could just go for it and set your goal to be a billionaire? In this episode of the Money Podcast, Rob chats with Martin Fridson, a CFA and the author of “How To Be A Billionaire.” Martin’s book has been one of the top non-fiction bestsellers and has helped many people on reaching – not just getting near – their goals. Discover today how a billionaire’s mindset and personality differ from a millionaire. It’s true also that along the way, there will always be challenges, detours, and people who would definitely put your guard down. Learn how the classic and modern billionaires dealt with these so you’ll have the basis on how to face such and stay focused on becoming a billionaire. Aside from these, Rob and Martin also talk about Martin’s career and his book. When you walk the road to being a billionaire, do you wish to be greedy and capitalistic? Or do you want to be generous and philanthropic? Listen in, so you know how to balance your life, how to give back, and how to live your billionaire life to the fullest. KEY TAKEAWAYS What does a billionaire know that a millionaire doesn't yet know? "Really understanding that it is possible to achieve, that’s the most significant difference." You have to be extremely focused if you want to be a billionaire. "What comes first is the focus in business building and enterprise." Greedy and capitalist vs generous and philanthropic. Many billionaires had some issue with their dealings in their business, but once they have turned to philanthropy, they put their eyes on socially-relevant projects. For example, John D Rockefeller helped in a significant project of eradicating the hookworm disease. Three things you need to ready yourself with when you want to become a billionaire: Scale, Timing, and the ability to take rejection. Scale: Deciding on whether to make it to a national or international scale is very essential. To get into a billionaire status, you have to reach certain boundaries. Timing: The rapid growth right now is your cue to start moving to become a billionaire. Know the trends, so you know when's the right time to scale up or introduce new products & services. The personality of a billionaire: You have to have a thick skin to succeed. The downsides and upsides observed by Martin on starting billionaires: Example of a downside: People they interact with may think that they got the shorter end of a deal. Most of the time, this sparks the altercation between the parties – i.e. the individual getting sued. Upsides: Billionaires give essential contributions to the community. For example, in the restaurant industry, companies are starting to listen to the consumer demand of being provided with healthy options. A lot of companies also are at the forefront of the revolution in technology. BEST MOMENTS "There's this line of huge vision and craziness." “There are unquestionably dislocations when innovation comes along, when there's disruption, ultimately winds up better. it's important not to be cavalier about this to understand the effects of that dislocation towards solutions for those that wind up on the wrong end." "You have to have the incentive of profit to take the risk and do all the work, do all the regulation, construction and competition... and that's the reward." “I think that in many cases, they[billionaires] really feel that it’s important for everyone to have the opportunity they have. They appreciate what capitalism has made possible for them. They know that without the education they received, they wouldn’t have been able to exploit those opportunities. I think they feel a great sense of injustice that we haven’t reached the stage where everyone has the educational opportunity.” VALUABLE RESOURCES How to be a Billionaire: Proven Strategies from the Titans of Wealth by Martin Fridson The Money Podcast with Rob Moore |iTunes |Stitcher|Omny ABOUT THE GUEST Martin Fridson is a Certified Financial Adviser, a financial writer and the author of “How To Be A Billionaire”. According to the New York Times, he is “one of Wall Street’s most thoughtful and perceptive analysts”. In 2002, Martin was named the Financial Executive of the Year by the Financial Management Association International. He is also the youngest person ever inducted into the Fixed Income Analysts Society Hall of Fame. Martin Fridson Official Website Email him at ABOUT THE HOST Rob Moore is the author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s Facebook Rob’s LinkedIn

The customer isn’t always right and offering discounts come with disadvantages in both the short and long-term perception or your business. In today’s episode, Rob talks about pricing your product or service accordingly and the effects it can have on your business when you price correctly for your marketplace. Tune in today to hear why exchanging products and services at a fair price will have a positive effect on your business. KEY TAKEAWAYS The potential cost of giving big discounts to your customers or even giving some things away for free is that when you give too much away or too bigger discounts or your prices are too low, you can often attract the wrong kind of clients. Don’t discount and have really low prices to attract the Kindle kind of buyers into your business who won't find value in your product but will just consume your overhead for nothing. It's a sweet kind of business because there will be some cash flow but I would not advise anyone to give big discounts because there will be no much of a profit margin. If you sell products and services, you want those customers to go to the high volume, low margin providers. What you should do. Think about the positioning of who you're trying to attract and price accordingly, up your prices probably. If you’re a coach or consultant and you're giving a lot of free advice, and you're helping a lot of people and you're feeling a bit resentful, you've got to put your prices up, you've got to put a price wall in the way to test the seriousness of your audience. When you sell your products or even books at a discounted price, people are expecting when they read that book to be made a millionaire overnight or for it to be amazing or perfect and as soon as the slightest thing isn't right for them, they're going to go and leave a massive one-star review about your product and complain about it. They're the probably the kind of people that are cheating, trying to get everything for free, trying to screw over providers, they just want to go and bitch and moan about everything. You should even up your prices by 20%, and it's not going to affect your business in any way, you're going to attract better clients who have more money, who are the right type in the right niche for you, you're going to have higher margin, therefore, you've got more money to reinvest into better products and services. You should never give discounts to products that a fee is attached to because it would not be fair for people who had already bought it at the original price before the discount, some of those customers that had bought it that way may come back to you with a lot of complaints and you may end up losing a lot of money. BEST MOMENTS “I don't want to save everyone, I don't want to help everyone and I only want to help people who want to help themselves.” “Pricing in business is a perception.” “When they pay for something at a fair price, they see the value because the value is a perception as much as it is a reality.” “Stuff that should have a big fee attached to it should have a big fee attached to it and it shouldn't ever be discounted.” “I don't think we're in an age where the customer is always right.” VALUABLE RESOURCES https://www.youtube.com/channel/UCLtKal0qTf3klDUr7JS_L9Q ABOUT THE HOST Rob Moore is the author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979 YouTube - https://www.youtube.com/channel/UCLtKal0qTf3klDUr7JS_L9Q

It’s high time you stop sulking in that corner about you being poor. Let’s admit it, we all have desired more wealth than what we have right now. In this episode of The Money Podcast, we take the first step – acknowledging the wrong things we do. Rob prepared the list of Top 10 reasons why you are poor or skint. It takes guts to admit to oneself that you have done things (and are still doing things) that let you live in this hell hole. Discover today how you can flip things around and earn more money when you tune in. KEY TAKEAWAYS What’s the difference between being skint and being poor? Skint – People who were raised in an environment where there are available resources like books and the internet to learn about money. Poor – People who don’t have the means to get their hand on resources. Top 10 Reasons You’re Skint or Poor You just don’t have the opportunity. We’re talking about people who live in the least developed countries who also have no access to clean water and our economically vulnerable. You don’t have the right financial education. It’s not your fault. Financial education isn’t really taught in schools. Money isn’t really important to you. You spend money on things that make you feel good but doesn’t really look into earning, saving, and investing more. You haven’ found the right business model. You might have a business model that doesn’t work or isn’t just perfect for you. You’re not prepared to take a risk. You have to believe in yourself that you could do more and you’re worth it. Always go for something that will benefit you more. You don’t embrace marketing. Learn about tactics that could bring you a lot of money. Sales put your products and services out there, and marketing is the inbound interest of people to your products and services. You spend more than you earn. Keep track of your expenses before it gets worse. Spend within your means. You don’t take responsibility. Stop blaming people for your own actions. Own up and take the necessary steps to get out of the sinkhole. You’re envious and jealous you’re not rich. Instead, be motivated and concentrate on how to increase your finances. Every wealthy person that Rob met has honored trait, built talents, and gain experience. You’re on the right path, you just didn’t do long enough. It takes patience and persistence to earn the target money you want. Reach that goal. BEST MOMENTS “You’ve got to take progressively more increased risks if you want to earn more money and get out of being skint and start making it.” “There’s a lot of things you can do and generate money, but virtually, the dam opener or the block on all of them is sales and marketing.” “If you spend more than you earn, you go backwards; if you earn more than you spend, you go forward.” “Even if other people are sabotaging you and your progress, you have to be responsible, otherwise you can’t control it.” VALUABLE RESOURCES https://www.amazon.co.uk/Money-Know-Learn-money-transform/dp/1473641322 ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything.” CONTACT METHOD Facebook: https://www.facebook.com/robmooreprogressive/ LinkedIn: https://uk.linkedin.com/in/robmoore1979

Sales are the lifeblood of any business, if you don't sell, you won’t make any money and if you hate selling, you can't run a business. In this episode, Rob dives into the art of sales and shares with you how you can dramatically increase sales, generate more leads and create a formula for wealth, in business and in life. KEY TAKEAWAYS Selling. Sales are the lifeblood of any business. You don't sell, you don't make any money. If you hate selling, you can't run a business. Three ways to increase sales. Number one is to generate more leads. Generating more leads is not selling directly, it’s actually marketing. If you double the leads, you will be doing double the sales hence more money coming in your way. Marketing and generating leads can actually supersede sales, automate the selling but always monitor. The second way to dramatically increase sales is the better conversion of sales. The second way in terms of conversion is based on your selling ability. Are you good at selling? are your online assets such as your website, your checkout pages, your landing pages, your sales pages, your sales team or online engines and apps set up and optimised? All the areas of the conversion environment, your OPT in pages, your ability to sell when you're selling one too many, maybe as a public speaker, or on a webinar or doing podcasts or selling one to one in a consultative environment. Are you increasing your selling ability? The third way to increase sales is to improve your product your service your offer, the irresistible nature of your offer or the bespoke nature of your offer? Is it really what people want? Is it for modern times? Does it solve a problem? Does it make people's lives easier, faster or better? Have you revolutionized it, have you created a version two of it? Continually evolve and improve your product. Sales and marketing and how they interact. Marketing is getting people in the shop and sales are when they're in the shop selling them the products and services you have in the shop. The formula for wealth. Wealth equals value plus fair exchange times leverage. Value is, if your product or service has high value, it should sell well. Fair exchange is, is there a good price which is a client deems to be good value, but not too cheap, it can actually not sell well if it has good value, if it’s over or underpriced. Leverage is how many customers, clients, followers, fans, how many referrals you're making, how much volume of sales you're doing, and what countries you are in. Stages of selling. Stage one is to connect and that is to find the client, to get the attention that is to engage with them whether it's online or on the phone, it is an introduction. Stage two is the building of the rapport and forming that connection. That's the common ground. That's the rapport. That's, we're starting to like each other.’ We like the look of you, as a business person, or as a salesperson. Stage three is establishing the need. What’s the problem they have, what’s the pain they have, what’s the desire that they have, what do they want solving? Stage four is clarifying and restating that need. You confirm the need that they've said, the problem that they've got, the solution that they desire, and you restate it for clarity. Stage five then is to create the value. Create a product or solution tailored to your customers. Stage six then is to close. You've got to make the sales and you've got to ask for the money. Stage seven then is to deliver the product or service. Stage eight is asking for referrals. BEST MOMENTS “Sales are the lifeblood of any business.” “You don't sell, you don't make any money.” “If you hate selling, you can't run a business.” “Marketing is getting people in the shop and sales are when they're in the shop selling them the products and services you have in the shop.” “If you don't like selling which a lot of people don't, then leverage or outsource it to someone else.” “The product sells itself, it doesn't, you've got to sell it but the better the product is, the easier it is to sell.” “Wealth equals value plus fair exchange times leverage.” “Objections are there to give you feedback to tell you that something is misaligned between you and the client and the offer and the need.” “If you don't risk anything, you risk everything.” VALUABLE RESOURCES https://www.amazon.co.uk/Money-Know-Learn-money-transform/dp/1473641322 ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Welcome back to another episode of the Money podcast with your host Rob Moore. In this episode, Rob talks through the steps that you need to take to ride out the next recession. There is talk of a recession in the not too distant future, the property market that might crash and of course the uncertainty over Brexit. Rob gives you the single best way to ride out the next recession whenever it might happen. Key Takeaways Single Biggest Hedge Against a Recession is to have cash. When things are going well, people think that they will always go well. There is no fear. They might overspend, and reduce their investing criteria. Then they over-correct when things do go badly. Having cash to cover running costs whilst others are going out of business is essential. Prepare and build a war chest for the next recession. As soon as a recession ends begin preparing a war chest for the next one in maybe 10 or 12 years time. War chests are not just cash, it’s your access to finance, your network, your JV. It’s your access to cash. Every asset class has a different price cycle. Don’t judge an overall economy or recession as one, look at different assets. They all have different cycles. Watches, for example, are going up in price, but other things like the London property market are decreasing. Know each cycle so you know when to sell and when to buy. You Don’t Want To Get Greedy. Save half of your profits in assets or in a bank somewhere. This will be your war chest to ride out the next recession. Ride it out when everyone else is going bust. If you do have cash then you will be able to take advantage of a recession through your purchasing power. You can then buy assets at a cheaper price. Plan your burn rate, that if you had no sales in 12 months, how much money you need to save to cover those costs. Best Moments ‘Cash rides out all difficulty.’ ‘Observe the masses and do the opposite.’ ‘Stash half your profit to build up a war chest.’ ‘Control what you can.’ ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

In this episode, Rob talks through the magic bullet to increase profit, and therefore how much money you have. Rob talks about his own journey at Progressive Property in setting up the VIP programme and shares some of the key learnings from that process. If you want to increase your profits and money this is the podcast for you. Key Takeaways Target Your Best 20% of customers. These are the clients that you want to keep. They pay regularly and are not always looking for a discount. The aim is to keep this 20% and increase that number with similar type of clients. Have A Specific Target In Your Marketing. Place in your marketing that you will only work with people who have 1-5 properties for example. This means that you will say no to others. This has to be really clear in your marketing. Put Up Your Prices. If you have sold out of things before you have made them then you are able to increase prices. This is the easiest way to increase your profit. The hardest step is taking the plunge. The Right Clients Leave. The difficult part is making the change, making the decision to increase prices. Some clients will leave but they will be the clients that you want to leave. They will make room for other clients with better spending power. You Have To Say That I’m Worth More. An easy way increase profits is to incrementally increase your prices by 5% each year for example. This is preferable to increasing your prices in one year by 70%. Best Moments ‘Your probably missing the business you don’t want.’‘All your rejected clients know that you are a future potential partner.’‘The magic bullet is to increase your prices for an easy way to increase profit.’ ‘The clients that leave make room for clients with higher spending power.’ ‘People pay based on value not on price.’ Valuable Resources ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

In this episode Rob explains the fundamental approaches required to always manage money effectively. He explains how to put money into assets not liabilities and how to move to a position where you can help others. Anyone who wants to be more, do more, have more, make more, wants to start or scale a business or have extra income and wants to learn how to do it should be listening to Rob Moore and The Disruptive Entrepreneur podcast. KEY TAKEAWAYS Assets Try to buy an asset so the income can pay off the debt. If you buy, a buy to let property, your tenant pays the rent which covers the mortgage and maintenance and you’re left with the rest to use as you like. It’s better to have the income from the assets to pay with than pay with capital. Preserve capital at all costs. capital attracts more capital but if you spend it before you build it you can’t attract more. There’s a selfish and selfless balance here that reflects life. Mentors Your life can change with a mentor. Lots of entrepreneurs are able to make money but they can also lose money. You don’t know what you don’t know. A mentor can really alter your business journey. Debt When you’re in debt its ok to focus on that and getting out of that. Once you have moved out of debt it’s about looking after your immediate family ensuring that everything you want for them is in place. Helping Others Great thing about life is if you help others you get rewarded too. Writing books that help other people but that you also get paid for is an example of the selfish selfless balance. Helping others feels really good but you have to have made the money for yourself first to be able to do it BEST MOMENTS “I learnt to put money into assets not liabilities” “Try to buy an asset so the income can pay off the debt” “Once my net worth was 10 million it didn’t make me feel as good as helping others” “It didn’t feel like I was giving value to people so that’s why I started my podcast The Disruptive Entrepreneur and started writing books that help people” VALUABLE RESOURCES Rob More - Money ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Welcome back to the Money podcast. In this episode, Rob discusses teaching very young kids about money. There's a very different understanding of what to teach kids about money, depending on how old they are. It changes over time. Today, Rob focuses on ages zero to four and shares with you five basic things you can do, to bring your kids up with an awareness, knowledge and understanding of money. KEY TAKEAWAYS Five basic things you can do to give young kids a head-start in life, inspire entrepreneurship and understand the value of money and fair exchange. When counting, get them to count with money. Simple but effective, learn to count with denominations of money. Teaching the denominations of money. This is not just pounds and notes this is all currency. When ready, get them to start earning small sums of money. This is not chores, these are additional jobs that provide value. Teach them the value of working, providing value and providing solutions. Help them understand that entrepreneurship is a merit-based reward system. Weave into stories the value of money. From a young age, you can help shape their view on money. BEST MOMENTS "Spark interest in your children at a young age so that they become intrigued in learning more about money." "Expand their mind and their ability to count to improve their awareness and knowledge around money." "When you produce something of value you'll be remunerated in salary, earnings or rewards." "Whether you like the capitalist system, it's the system that's ubiquitous in all bar a few countries" "The capitalist system is the one that we use. It's a merit reward-based system that rewards those that solve meaningful problems." "The amount of hours you work doesn't dictate the amount of money you earn" VALUABLE RESOURCES Rob More - Money Matthew Syed - You Are Awesome: Find Your Confidence and Dare to be Brilliant at (Almost) Anything ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Welcome back to the Money podcast. Today’s Rob shares with you a LIVE money coaching call covering the six elements of any business, from conception and start-up to selling or sustaining for the long term. Rob discusses Start-up, Sales, Staffing & Systems, Survival, Scaling and Sustainability with a particular focus on business start-up. Tune in now, to find out more. KEY TAKEAWAYS Three main types of business. Part-time or side hustle. This is a business on the side where you do your main business or you have a career and maybe you're a bit of a property investor on the side or you sell a bit stuff on some e-commerce websites on the side. Lifestyle business. This is where you want a systemized you want to outsource, to leverage, you don't want to be working 60 hours a week, you want to maybe be working 10 or 15 hours a week or less. You want a remote business, you want a laptop business, and you want to be able to have your other passions, professions, vocations and vacations. An empire. An empire is for those of you that want to go global. You want to take over the world, you want to grow a big machine, and you don't mind working a lot. Elements of a business. Elements of the start-up phase. This phase has four elements. Vision. This is how do you matter and make a difference. This is what’s unique about your product, service or offer. Why should one consider you? This is what problem you solve and how you serve. The vision should inspire you and others. It should be specific and have room to grow. Values. This is what you stand for and against. Company values should be they should stem from they should branch out from your personal values. This is what’s most important for you or your enterprise. Velocity. Velocity is the speed and the direction in which you get your business out and in which you drive forward. The three main things you should focus on to create that velocity are product, customers and sales. Keep overhead lean. Be dynamic, be prolific and be agile. Version. Version 1 is a nice balance between what you love to produce and what the market wants. Version 2 will be feedback from the market what it wants more of and you'll improve at what you want to create more of. BEST MOMENTS “When people say you can't, they usually mean they don't know how.” “Company values should be they should stem from they should branch out from your personal values.” “Do not try to be something that you're not.” Have an attitude of continual testing rather than things have to be perfect or finished because then you reduce the pressure on yourself which means you are more dynamic and you have greater velocity and you sell more stuff. VALUABLE RESOURCES Book by the name, Property investor secrets. Facebook https://www.facebook.com/groups/DisruptiveEntrepreneursCommunity/ ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979 Facebook https://www.facebook.com/groups/DisruptiveEntrepreneursCommunity/

Welcome back to the Money podcast. Today’s Rob shares with you a LIVE money coaching call covering money mindset, beliefs, scarcity and the formula you can follow to create money quicker, easier and serve your clients, customers, followers and fans. Learn what creates money and what repels money and understand the mindset changes you need to make if you’re going to be successful managing money. Money is virtually infinite and it flows easier and quicker to those that serve others so when you understand the mindset fundamentals, you cannot hold a scarcity belief around money. You must hold a mindset of abundance. If you have issues understand the game of money and want to know how you can win, this episode is for you. KEY TAKEAWAYS It’s easier than ever to make money and it’s moving faster than ever before. All you need to do is create a product that can serve your audience, followers and fans with low overhead and no risk and you’ll realise that money is not hard to come by. It’s available in abundance, there’s never been more money on the planet then there is today. Learn how to forgive the people that imposed your money beliefs on you, but realise that those beliefs don’t serve you anymore. The past doesn’t have to dictate the future. Money is created by meaningful problems being solved. So identify the problems that humanity is facing. From the small and scalable to the big and vast. Work on your self-worth and find a sustainable balance so that you can make a profit through fair exchange. Fair profit (sustainable and scalable) but not that it is greedy or unrealistic. Your offer of what it is, how it works and what it can do to serve people. Create impactful and meaningful marketing that drives us to by. How are you getting your media out to the masses? How are you leveraging social media? And how are you removing the friction so that your customers can purchase your product or serve? As your money increases your previous beliefs around money erode away and your new understanding of the fundamentals surrounding money come in. When you create, serve, help and solve you will begin to see money come your way. BEST MOMENTS “You can create information products without any physical overhead. There are more knowledge and information about money than ever before.” “Protect the downside and do the diligent research so when you go in go big.” “Money today is always worth more today than it’s worth tomorrow” Money is much easier to come by, now more than ever. You can get customers, follows and fans instantly. "Rewrite your beliefs with positive overwhelm" VALUABLE RESOURCES Rob More - Money ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

If you've ever lost money previously or you've been burnt in the past, this episode will help you get over the fear and the baggage that's stopping you invest and limiting your success. Losing money can have some benefits for your future growth. Learnings that you can take with you along the way and apply in future ventures and investments, there’s a balanced upside to losing money. Every time you lose money you learn a lot more about money than if you make money, and in today’s episode Rob show you how to win even when you think you've lost. KEY TAKEAWAYS Any situation where you have lost money with an individual or a company ensure you write down on a piece of paper, the benefits of losing that money and what you learnt in the process. List out all of the things that were of great benefit and produced a balanced upside. Where you get voids where you've lost money, you can double down to get that money back. Create a new product or asset with future worth and you'll have learnt the valuable lessons of losing the money in the first place. So you learnt three ways. You are not a dumb business person if you invest money and it goes wrong. Mistakes are inherent in your success. The more mistakes you make and failures that you have, the more likely you are to be successful in the future. When you lose money by learning from the experience you can make it back with the knowledge that you acquire during the process. Bad decisions are just a cost of business. You can't have all of the benefits of business without the downside. However, you can offset some of these bad decisions and lost debts. BEST MOMENTS “It's rare to analyse when we do well. Usually, we analyse when we do badly.” “Don't make losing money sway you too much to one extreme. Don't be too sceptical and trust but verify, but make sure you do your own research.” “Do this exercise on people too. Learn from the bad decisions for you to win in the future.” ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

It doesn’t matter if you’re earning a lot of money or not. You NEED to know how to control your money and understand how to get out of debt FAST. There are two main ways to pick off all of your debts, so you can be liberated, move forward and make the money that you want and deserve. Spend less by reducing your costs and overheads. Earn more by working hard and getting creative. KEY TAKEAWAYS You’ve got fixed costs and variable costs and the key thing is to not confuse emotionally what you WANT and what you NEED. You need to pay your mortgage, you need to eat. You don’t need to go on a holiday. One way to get out of debt is to get rid of your variable spending, these are easy to reduce costs that you don’t need. For the first 6-months, get rid of the unnecessary spending and you’ll see a compounding effect. But more important than the money you save is the learning and behaviour you have whilst doing it. Getting out of debt is short-term. It’s teaching yourself how to behave, because you won’t learn to manage money or get more money than you already have without the right behaviour. Set a monthly budget and stick to it. Break it down into a weekly budget and build up your habits and your discipline and remember taxed vs non-taxed income is different. You can earn more if you’re claiming the tax back. Target the day that you’re debt reaches zero. Set a deadline and work towards it. Make it somewhere between realistic and optimistic and it will give you a hunger and drive to get there and achieve it. The vacuum law of prosperity means you can only bring in stuff once you have a void and with your new found spare time you can merge your passion and profession and work on yourself. Every entrepreneur who has been successful has learnt how to sell or aligned themselves with someone who can sell. There’s a lot of people who are in debt solely because they can’t sell. You can sell anything, either face to face, selling products to businesses audiences and getting affiliate deals. BEST MOMENTS “The first thing you need to do is get a handle on what you’ve got and what’s going out. You need to get rid of all the want spending.” “Don’t get into the diminishing law of returns” “If you have debt that is high interest, aim to consolidate it into one. Pay off your highest interest debt first, it will pay off in the long run.” “Debt does compound, just as much as your money compounds when you’re earning money.” ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

In today’s episode discover the Truth About Millionaires, If you want to become one and if it even matters anyway. There are more self-made millionaires today than ever before, but what does it take to become a millionaire? Rob Moore became a millionaire between the age of 30 and 31 and he now has a network worth billions. Rob has rubbed shoulders with the best and knows what traits millionaires have and what they're really like. It might not be what you think. KEY TAKEAWAYS Millionaires aren’t like YOU think. - Becoming a millionaire is not a stereotype, it's more about a model or strategy and your time building cash and capital. They find a problem, area that needs disrupting, they add value, create and produce. The commonalities or millionaires is that they find a problem that people need solving that they can solve and scale so that they can make millions. It takes 3-5 years (more or less) to become a millionaire. - There are probably 10 or 20 years worth of work before the millionaire story that you heard about. Money is the RESULT - the output of input (materialism & greed are not exclusive to millionaires. - You need to have something that drives you to become a millionaire. Not just the need to be rich. £75k salary is all you need to be happy is a MYTH. Not even a million is enough. If you're doing the thing that you want to do, you'll want to keep doing it. No millionaire did it on their own. - They all had a good team, culture and vision. You need to work smarter not harder, learn how to leverage and find your IGT tasks. Most millionaires build assets (protect capital, create income, systems, etc.) What they LEARN is as vital as what they EARN. - You are your greatest assets, the more you learn the more you earn and you need to invest in yourself to be successful. Value education, experience, mentorship and people as much as you value the millions ALL embrace sales & marketing. - You can't have a business without customers Most are now self-made. - More millionaires are self-made that inherited. It's the age of the entrepreneur. And most millionaires are business owners. Millionaires are HUNGRY to learn. Grow. Adapt. Or die. - They disrupt themselves and their industry and want to solve the problems of others. There’s no one strategy to success. - There is no single strategy that makes millionaires. There's a variety of millionaires from a variety of industries. BEST MOMENTS “If you have a perception of what millionaires that's your perception projected out. That's not what they're like. I can't think of any millionaires that I've met who are greedy, materialistic, selfish or extreme.” “Often the hardest workers in the world are the poorest. It's not all about working hard.” “Being a millionaire is not exclusive. There are lots of reasons why millionaire drove themselves and it’s not usually down to the money.” ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

In today’s short episode, Rob explains how to motivate yourself to wealth by merging your passion and profession and linking your money to your mission. KEY TAKEAWAYS One of the best ways to motivate yourself to wealth is to link your money to your mission. There’s a lot more spirituality in material wealth then people give it create it for. If it makes you happy and makes you feel good, they are as spiritual as they are material. To grow your business you need to reinvest in marketing, systems and staff. If you can link your money to your mission you can more easily invest your money and as a result, motivate yourself to do it again and work towards achieving your mission. We are incentivised by the government to reinvest capital into our businesses so that our businesses can grow and serve the wider economy. We are encouraged to merge our passion and profession and therefore purchase the material things we need to do business. BEST MOMENTS“To make good art, it costs money.” “Don’t get too greedy because the world will reject you. The balance is to meet your own selfish needs so that you can share your product and your services with your clients and customers” ABOUT THE HOSTRob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Have you ever had any problems asking for money? Or have you ever asked for too little, when you wanted to get more? Tune in today, to the Money Podcast with finance raising expert Rob Moore to hear why you should never be afraid of asking for money. Discover how to reverse sell anything and ask for money, without de-positioning yourself or actually asking for the money upfront or directly. Learn how to network and build relationships with people on a business and personal level. Build trust and rapport and naturally, you will come to a deal and begin talking money. If you’re looking to get a pay rise, wanting you to earn more money in your business or simply seeking joint-venture finance, this episode is for you. KEY TAKEAWAYS Ask yourself, why are YOU uncomfortable asking for money? Or is asking for money, not an issue and you’re not getting it anyway? Always have a testing mentality and don’t be afraid to put yourself out there. See everything as a test instead of an absolute decision and as a result, you will take the pressure off of yourself and begin making binary choices. Either A or B or black or white. If you don’t test and take action you’ll never know what could have been. How will you feel in five or ten years time when your business hasn’t progressed because you didn’t ask for the money? Always consider, what is the bigger pain and the make the decision that’s best for you. What’s worse, not getting any money? Or not asking for any money? Never fall into desperation and ask for money for your needs. Always pitch for money with the investors needs first. Remember the benefits and solution you’re offering the investor. When you’re looking to raise finance don’t only ask for the deposit. As investors, we assume we’re asking for too much. This is because that ‘too much’ figure is relative to what you deem to be expensive. It’s better to ask for more and get less than to ask for what you need and not get it all. What are your problems asking for money? People might perceive you as greedy and money hungry Maybe you fear rejection or ridicule Perhaps you don’t have the credibility to ask for money BEST MOMENTS “When you’ve got a deal ready to go, or a joint-venture worth investing in. Make sure you pick up the phone and ask for the money” “People don't care what you know unless they know that you care” “Every master was once a disaster” “People will hate about you the things that are great about you” “Most of the time people are solely bothered about going on in their world, and they’re not worried about you” “You need to go through a dance and be strategic about asking for money” “Don't talk yourself out of bigger money, simply by asking for smaller amounts of money” ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Tune in today to hear Rob discuss the Money Mindset tricks that millionaires know, that the masses don't. Rob shares with you the 10 tricks you can implement in business and in life to attract more money and create less friction between you and the flow of money around you. Rob shows you that money is a simple exchange of value and of goods and services. Learn how to remove your emotions from money and begin to start, grow and scale your income with a better understanding of how to win the game of ‘Money’ KEY TAKEAWAYS10 Millionaire Mindset Tricks To Help You Build Your Wealth Money is not a scarce commodity but an infinite resource - The stories and notions you hear about money are driven by a lack of abundance ie they feel there is not enough money or opportunity in the world for them. The reality is the opposite. ALL money comes from people (even banks & machines) - Money comes from people, the machines that make you money are made by man. As a result, your relationships with people reduce the friction that leads to money coming to you. The value that you provide and the network that you build equals money. Money does NOT change you; it makes you more of who you already are - Money is what you need in order to grow and be successful. Money, or the love of, is not the root of all evil (or good) - Humanity is the route of all evil and the route of all good. Money is easy to define a concept with no morals, personality or agenda. You won’t make more money until you learn to manage better what you already have (0, mil, bn) - Until you learn to manage the amount of money you have currently, you won't get more. Investors and millionaires will not choose you and give you opportunities if you cannot manage money. No one deserves money (or doesn’t) - Money is service, value and merit-based currency that flows between those that value at least, to those that value it most. Those that attract it and have vast wealth, know how to play the game of 'Money’. More money comes from taking on & solving BIGGER problems, not hiding from them - If you can solve meaningful and impactful problems that make a difference and serve others you will make more money. Money is simply a universal exchange of value (& energy) - Money is an energy exchange, it doesn't change you it's just an efficient way of exchanging value and services between people. Everything you love or hate about money, & those who have it, you have those traits too - You have the same capacity to be greedy as the people that you assume to be greedy, this is not a bad thing. When we are pressured and backed into a corner we will become everything we hate, so do not judge. Money tends to exaggerate your traits (good, & bad, like addictions) - If you can take away the emotion from money and understand it's logical need as an exchange in goods and services you can attract more of it. BEST MOMENTS "You will get better rates in the banks if you have a good relationship with the bank manager" “Billionaires are so good at being billionaires that they need to leverage people like you for your time” “Reduce the friction of money to you by increasing the value of your relationship with those that hold the money, those quality people" "Your only one of two people removed from a network of millionaires" "Money fuels and exaggerates our existing traits" "All your emotions, fears, doubts and worries cloud your ability to logically understand and make money." ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Who knows… Maybe, the million-dollar business idea might be right under your nose and you are not even aware of it. In today’s episode of The Money Podcast, Rob Moore shares 14 ways to keep you inspired and let the money-making ideas in easily. These 14 strategies are very easy to follow and are proven to be effective since Rob himself has been doing it ever since. Discover what online resources you could use to learn from and to connect with mentors, other entrepreneurs, and your target audience. These activities won’t take so much time so as long as you have the motivation and mindset, you’re sure to find the most effective way for you. KEY TAKEAWAYS Engage in online communities – LinkedIn Groups, Facebook Groups, etc. You can easily type on the search bar ‘entrepreneur’ or ‘business’ and you’ll know what groups to engage with. Listen to podcasts or audiobooks. Rob’s choices are nonfictional and autobiographical. Spot what’s trending. Know why it’s trending. Talk to successful people – business owners and millionaires. Learn from people who understand the trend and what’s going on the industry they’re in. Have mentors and be in a mastermind group. Share your ideas to your mentors. You’ll learn something from them to improve it. Watch documentaries and autobiographies. You learn how successful, wealthy people go through their day-to-day, their decision-making process, and their creative process. These featured individuals have different ways to make money. They made money out of anything. Be naturally curious. When strolling, be observant. There are ideas around you, you just have to be on the lookout of what’s the money-maker. Compartmentalize your time so you get new ideas to come into you. Rob suggests doing meditation. Talk to customers. Listen to what they say. Get feedback. Know what they think of your products and service compared to your competitors. Deal with complaints head-on. See what’s trending. Use Google Trends, Twitter trending, etc. Through these, you’ll know what the market demands. Research different niches and different industries. Look at what they’re doing good at the other side of the fence. What do good disruptive companies do? Adapt effective strategies and hybridize them into your niche Have a real desire and hunger to solve a problem. You’ll get more money, more customers, and bigger opportunities. BEST MOMENTS "When you have mentors and in a mastermind group, what you mustn’t do is dismiss what they say and just get them to agree with you.” “You gotta listen to the world and markets – what they want. It’s not just ‘Supply’, it’s ‘Demands’ too.” “[Looking at] different industries mean you can borrow things and hybridized them into your niche to create new and exciting.” VALUABLE RESOURCES The Chimp Paradox: The Mind Management Programme to Help You Achieve Success, Confidence and Happiness by Prof Steve Peters The Disruptive Entrepreneurs Community Facebook Group ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Rob Moore Official Website Rob’s Facebook Rob’s LinkedIn

Most of the millennials nowadays are looking to build their own startup and gain fast money. It’s a long and fulfilling journey to get your business reach its peak. It wasn’t easy for every business tycoon and magnate out there. So, in today’s episode of The Money Podcast, Rob Moore walks you through the 6 stages you’ll undergo from Startup to Scale-up. These 6 stages, or the 6 S, are the Startup, Sales, Staffing, Survival, Scaling up, and Sustainability. You don’t want to be hitting a stone wall as you go along; learn how to tread the waters and move on to the next stage. Rob lets you in on great tips and strategies on how to do it for every phase. And, whether this business is a side project or an empire-building project, it’s best to establish first what type of business yours belongs to. Discover how these types of businesses differ and resemble on each stage. Rob also promises to dive deeper in the 6 stages in a miniseries really soon so make sure to check out the Money Podcast on iTunes, Stitcher, Omny, or any platform you use. KEY TAKEAWAYS There are three main types of businesses and it’s important to know first on which type it belongs to. Know if it’s a part-time business, lifestyle business, or an empire business. The 6 Stages from Startup to Scale Up: Startup Stage – While looking for fresh ideas to create a product and disrupt the market, be wise and agile. It’s always chaotic at the start so it’s okay to not have all the answers. Rob’s advice: Don’t take massive overheads – business loans, a lot of equipment, etc. Sales Stage – This is when we want everything to be perfect from the littlest to the grandest detail of the business. Make sure to focus on marketing and sales to draw some profits. To grow and sustain your business, finance your cash flow through selling, reinvesting, etc. Staffing Stage – When building your team, you could choose to go for in-source or outsource. Know the best choice for your type of business too. For example, for empire building businesses, in the source will be more beneficial by creating an office culture and having full-time, loyal staff. Survival Stage – A sudden culture change inside the business that can be caused by a blindside or a rapid growth. There might come a time that you’ll be disrupted by competition, regulations, or loss of interest. Be ready to manage chaos and communicate what’s happening with your staff. Scaling Up Stage – It’s time to systematize your business to grow it, to enter global markets or to create new products and services. These can bring bigger finances, more shareholders, and more clients. Sustainability Stage – You’ve done all the work – scaling, entering the prospect market, writing down the system for your staff, etc. – and your business can survive without your presence. Have a clear strategy of what’s the future or end-game for your business. BEST MOMENTS "Sometimes, it's okay to be naive, exciting, enthusiastic, passionate, and not having all the answers." "Getting the people in the door of the shop, which is marketing, and getting people to buy your products and put money in the till, which is sales, are the two most important things." "Every business goes through seasons and journeys. Sometimes, you have to stop the growth and survive through a period of time." VALUABLE RESOURCES The Money Podcast with Rob Moore |iTunes |Stitcher|Omny ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s Facebook Rob’s LinkedIn

Discover the simple 4-step sales system that works every time. In today’s episode of The Money Podcast, your host Rob Moore shares with you the step-by-step method to guarantee sales and overcome objections without the hassle. You don’t have to be an experienced salesperson to do this, you just need to know the system. Learn how to Agree, Reframe, Bridge & Close and you will master the art of sales each and every time! KEY TAKEAWAYS Step 1: Agree - Meet them where they’re at and agree with the customer, but use it to sell your product or service. Overcome their objections by using their objection as the USP of the product and relate it to them. Step 2: Reframe - Use the objection as the reason the customer should buy your product or service. The reframe jumps on the objection and becomes the compelling reason why the customer should purchase.Step 3: Bridge - Use stories to help bridge to your sale, relate to their situation, keep it relevant and be elegant. A bridge is simply a way to go from the reframe to the close. “Is it okay to talk about how I can help you next”Step 4: Call To Action - Make the call to action about how your product or service benefits them and can help their situation. BEST MOMENTS “The mistake most people make with selling is objection overcoming” “I agree with you, is the first thing that you always say” ‘And it’s because’ turns the objection into the reframe “Reframe elegantly overcome their objection and bridge to the sale” “A permission bridge is two small bridges leading to the sale” “The 4-step sales system is a dance between you and the customer” ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Rob Moore shares the brutal truth about your prices and profits and shows you, exactly how to expand your wealth, knowledge and profit margins with some simple but effective changes to your business. In today’s inspiring episode, Rob challenges you to increase your pricing and attract wealthier clients, and a more affluent audience. If you want to disrupt the marketplace and instantly increase your profits by 20% or more, this episode is for you! KEY TAKEAWAYS Generally, people have objectives and belief restrictions around increasing their pricing and making a profit. What most people do is, follow their competitor's pricing model and charge cheaper amounts because that’s all they think their product or service is worth. Well with your business and your pricing you control who you attract to your business and you control the amount of money you can make. You are allowed to make a profit. It is your obligation as a business to make a profit and to be profitable you must, therefore, create products and services for customers to consume. Don't always follow your competitors, find your audience and tap into the whole market. Get clear on your target market before anything else and always consider scale and the affluence of the avatar you're targeting. By putting your prices up 20% you can double your margins, you will start to notice that the world will bring more affluent clients. Incrementally increase your prices and use the price escalation model, as you increase your prices your ideal clients appear. BEST MOMENTS “Don't follow your competitors and their pricing model, when pricing your products and services, consider the whole market, the service you provide and the type of customer you want to attract” “When you start you might make 20% as you get more experienced your margins might improve to 50%” “If you're not targeting a certain client then you'll attract the cheapest ones. Don't attract the customers that want a tenner but are only prepared to pay a fiver” “Start nudging your prices up incrementally, 20% incrementally” VALUABLE RESOURCES #284 Interview with Martin Frei, Co-founder of High-End Watch Brand Urwerk ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Nowadays, having debts or selling equity is the only seen choice to grow your start-up company or to get you out of financial turmoil. But, it isn’t always the best choice. In this episode of The Money Podcast, Rob lays out the downsides of raising debt cash and equity if not done properly. Instead of growing the company through external financing, you might make a mistake and push your company down in a bad state. No one wants that! Discover from Rob what factors to consider and what strategies you could apply before going through a done deal. Remember: It’s okay to want to increase the value of your business but every decision should be well-thought and calculated. KEY TAKEAWAYS Fund through cash flow. Sell some stuff. Put money in the bank and reinvest in your business processes (marketing, hiring, etc.) Selling out from the start just dilutes your equity. The downside of having money is that you have interests to pay. And, if you’re giving away equity, you deal with the shareholding. You’ll get the lowest share of the profits. Reduced shareholding. Raising cash and equity enables you to grow more so you want half of the pie. When you sell off the company, you have the half the sale value and all profits. Talk about managing salaries or how will everyone get paid. Small start-up businesses serve as a ‘self-function’ where they can put their expense through – underpay themselves. Or use it to pay yourself more than enough. BUT these won’t happen if you have external shareholders. They won’t agree with these kinds of activities. Reduced control. You can do whatever you want. You can make decisions for your business without outside influences. Don’t tag a better deal if the money is coming with a price – more control over you or no added value to your business. You have to be careful once you have the money and you feel like you have to spend it or invest it. Shareholders might be pressuring you to do so for growth but remember that you have to spend it in a calculated way. Make use of all assets besides money. You can be creative, resourceful, and adaptable especially if you’re in survival mode. Sometimes, giving away your shares could put you into a hostile takeover. There could be lawyers and VCs who can be assertive and may have talked you to borrow or sell unknowingly. Do your research before signing to avoid danger to your company. Companies might ask for earnouts that might not actually push through in the long run. It will be better to ask for cash out upfront. BEST MOMENTS “When we need money, we don’t see the cost” “You can use cash to feel growth but you could [also] waste that cash. Because when you use cash to feel growth, what you don’t use is creativity, innovation, ingenuity, and leverage.” “When you start, you have to use all the assets you’ve got other than money.” VALUABLE RESOURCES The Disruptive Entrepreneur Podcast ly/DisEntPodcast ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s Facebook Rob’s LinkedIn

Welcome to another episode of The Money Podcast. In today’s episode, your host Rob Moore shows you how to instantly double or triple your profits, simply by calling your customers and building relationships. Discover why picking up the phone and making money has never been easier. You too can turn a 5% profit to a 300% profit just by working that little bit harder to serve your customers. You’ve worked hard to break even in your business. You don’t have to work a that much harder to earn ten or twenty times more. KEY TAKEAWAYS Every one to three months you or someone on your team should be calling ALL of your clients. Get feedback from them and learn about your business form the people it truly matters too. You can consider it a courtesy call, but always have an irresistible offer that you can upsell with. Get busy and schedule it into your diary. It doesn’t have to be you, it could be your head of sales or customer care If you don’t have a product or service, this still works. Call your customers or potential customers and ask them how can you help serve them? What problems can you solve? And you will Build relationships and seed the sale. The relationship with your customer/customers comes first, not your product or service. You can create a product or service to serve your audience in a week! You just need to know what they want and have the relationship with them so they trust you and are happy buying it from you. BEST MOMENTS “Making money is not hard, we put a lot of things in the way” “Leverage is great, but sometimes you need to put in the work and pick up the phone and speak to your customers. Don’t pick the easy option and email, pick up the phone” “You all have customers you could contact now and instantly convert them into paying customers” ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Rob Moore talks about Millionaires who have found and monetised niches that the world wants & needs. He also talks about expressing your individuality and balancing it with what the world wants through a fair exchange environment. Everyone has the potential to be a billionaire, a billionaire is someone with a concentrated values & they have specialised in a certain niche, they have learnt to monetize this value. Being a billionaire is not that difficult. You just have to unleash that from inside of you. In this episode of The Money Podcast, Rob leads the way towards not just 7, but your 10-figure bright future! A billionaire is no more, no less different from you. What separates you from a billionaire is that he has already worked out what values are important to him and fruitfully monetize on it in a fair exchange of environment. So, why can’t you do the same? If you’re having trouble where to start looking inside you, how to do it effectively, and who should you be learning from, then start listening in to this episode! KEY TAKEAWAYS Everyone has a potential to be a billionaire or millionaire. A billionaire is as uniquely talented as you. They just know how to monetize what is of high value to them. And if you look deeply, you’ll find what it is. Each person has a unique set of creativity and individuality. Billionaires create a fair exchange of environment. Fair exchange is the balance between you expressing your creativity, individuality, mission, message. It’s not just you how you want but it’s also taking the feedback from the world on what the they need. Know what they do and don’t need so you won’t have to redo everything. If you found your value, consider it is the most important thing in your life. Work on it to monetize it. get rid of doubts, fears, and negativity. Start expressing it to the world. If perhaps you haven’t learned how to do it yet, then start learning from the billionaires and millionaires out there. Know what worked for them and what didn’t. See how yours could be different. Look into how you could show your creativity and individuality and monetize it at the same time. Millionaires, billionaires who have quirky niche businesses: one chap charges 6000 pounds a haircut. he decided to focus on rich celebrities, businessmen, etc. Frank Warren's PostSecret. He asked people to send him postcards with their darkest secrets. He, then, compiled all of this and turned it into 5 best-selling books. Excused Absence Network where you could buy excuse letters (from jury summons to doctor's letters) Kim Lavine' Wuvit, a microwaveable pillow In 2005, Alex Chiu’s million-dollar homepage Mike and JC Conrad’s farm-to-table meat and many more! BEST MOMENTS "If we are all unique, we are all individually talented. We are all best at being us." "it doesn’t have to be a billionaire. It just has to be what you feel you wanna do for a very long amount of time that expresses who you are, your creativity, and your personality." "Whatever business you want to be in, I think you shouldn't let anyone tell you it can’t be done. The only person who can tell you is you if you are not high up in your values." "Your emotion always give you feedback." VALUABLE RESOURCES Money: Know More, Make More, Give More by Rob Moore PostSecret The Excused Absence Network Wuvit ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s Facebook Rob’s LinkedIn

Rob dives into the subject of negativity, those that criticise and judge and how it affects you. Learn how you too, can deal with the criticism and pessimism of those closest to you. Discover how to become self-motivated, rather than externally motivated and how to re-frame objections by turning it on its head and matching it to their own vision and values. In today’s episode, learn how to take in feedback, assimilate it, filter it and spit it back out in a positive way because the support that you get and need and the negative comments you receive are a balance and you need both to be successful. The answers Rob shares in this episode are not what you might expect, so tune in now to hear Rob’s 9 ways to deal with negative friends and family. KEY TAKEAWAYS Don’t rubbish all criticism, just because you deem it to be negative. - Negative comments don’t need to hold you back, it’s delusional or naive to expect that everyone will be positive and supportive of you. Maybe they care, maybe they just don't know how to articulate it in a supportive way - We can perceive that people are trying to be criticise, when they’re actually trying to help. Sometimes it’s valuable feedback, just shared in a negative way - Pick the useful parts and simply reject the rest. Feedback can always be helpful and you can always learn from it. Use negativity as motivation - Fuel your ambition and drive your motivation by using the negative comments and feedback to motivate you to grow and scale. Take the energy and become more productive. Don’t take it personally, it’s never personal - They’re not really saying it about you, they’re often seeing something in themselves in what you’re doing. If you consistently get negative feedback it could be that you’re on the wrong path, that what you’re offering is not quite right. Use it as fuel to create a thicker skin - When you make it, when you reach the levels of a $100million you’ll look back on this negative feedback as a form of growth, you need it to become better and more resilient. Find out your friends and families values - Adhere to their vision and values and show them the reason why you’re chasing your dream. Balance having supportive people around with the goals you want to achieve, remember their part of your journey too. You cannot blame people around you for being apprehensive when you’re making a change - It’s a test of your will and desire, find out if you’re on the right mission and on the right path. Limit your time with them - Start selecting a more empowered network of like-minded people and move toward those who share your common interests. You don’t need to get rid of your friends and family but you can simply limit your time with them to stay positive. BEST MOMENTS “Some of us aren't made to be entrepreneurs, some of us aren’t made to be employees” “The best form of revenge is success” “You don’t owe anyone any false loyalty” Develop an internal emotion and don’t allow yourself to be affected by other people's moods “Interrupt them with positive and infect them with happiness” “Working hard and hustling is not always enough, you need to know how to deal with negative friends or family in your business.” “The world throws us the challenges we need, to learn to grow through them, to become a better person. More resilient and stronger.” VALUABLE RESOURCES Rich Dad, Poor Dad Think & Grow Rich Evernote - What they told me I couldn’t ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

In this episode of The Money Podcast, Rob talks about the ways in which overspending is tied to emotion, and that while we all logically know the best way to manage money is to never spend more than you earn, it’s almost too easy to let your emotions erode your hard-earned wealth. Rob explains that spending money out of a sense of boredom, shame or envy can quickly grow out of control until you’re in debt from spending money you don’t have on things you don’t need. Key Takeaways: Most people understand that the easiest way to manage your money is to never spend more than you earn, but emotions get in the way of this logic and can be one of the many things that can erode your wealth. Som unexpected ones include: Boredom. People will spend money for no other reason than they’re bored and have nothing else to do but spend money to occupy themselves. Find a better way to keep yourself busy or otherwise do not allow yourself to spend money when bored. Envy. You compare yourself to other people and feel envious of them and so you buy the expensive things that they have so you can feel elevated. While there’s nothing wrong with buying nice things, you should only do it if it’s something YOU want, not because someone else that you want to be compared to has it, and more importantly, if you can afford to buy it. Guilt. Many people would rather try to throw money at something they feel bad about or buy their way out of guilty feelings instead of trying to process why they feel guilty or what they feel guilty about in the first place. So instead of dealing with their feelings, they end up overspending and still feeling guilty. Shame. People will spend incredible amounts of money to compensate for feelings of shame or insecurity, especially about their looks, buying expensive clothing or plastic surgery. Again, this doesn’t help address the feelings behind why you’re spending the money, and spending money to make yourself feel better can become an addiction if you’re not careful. Ego. People’s ego and their desire to win at all costs or to at least defeat others through means like costly legal battles or spending lots of money on PR can pile up and run you into debt as you throw good money after bad to try to cover a loss. Turning wants into needs. Convincing yourself that you need something when actually you just want it really badly is a surefire way to lose control of your budget and spiral into overspending. Practical advice against this: Actually be aware of how much you’re spending. So many people think they’re spending about half of what they actually are, so know what you’re spending, have a clear budget, don’t go over it. Best Moments: “If you think about money management logically, it’s very easy: Never spend more than you earn. Full stop.” “These online shopping portals must make loads of money from bored people!” “Some of these things, giving money away, they’re not necessarily bad as long as it’s money that is productive and money that you can afford to lose.” “Do you know how much you’re spending every month? Do you have a clear budget? Do you make sure you never go over it at all costs?” “If we manage our money better, then most areas of our life become better.” Valuable Resources: https://robmoore.com/ https://robmoore.com/podcast/ The Disruptive Entrepreneur Podcast - https://itunes.apple.com/gb/podcast/the-disruptive-entrepreneur/id1076679649?mt=2 Money: Know More, Make More, Give More - https://www.amazon.co.uk/Money-Know-More-Make-Give/dp/1473641322/ref=sr_1_1?s=books&ie=UTF8&qid=1530197747&sr=1-1&refnements=p_27%3ARob+Moore About the Host: Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” Contact Rob: Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

In this episode of The Money Podcast, Rob lays out the Dos and Don’ts of choosing an income stream that’s right for you and will be sustainable in the long-term. Rob argues against chasing after fads and what seems like it’s working for other people and instead advises knowing what works best with your specific expertise level and resources, as well as leveraging and building off of something you’re already doing. Key Takeaways: Things that are NOT a solid foundation for choosing a sustainable revenue stream: What you think will make you money the fastest. It’s not sustainable and there is no actual “get rich quick” strategy that works for everyone. Something that you hate but will try to do for a little while to make enough money to do something you like. If you don’t really like it, you’re not going to commit and put in your full effort, and so you might not end up making income at all. What you perceive others are making a lot of money doing. Just because you see other people successfully making money a certain way doesn’t mean it will necessarily work as well for you, especially if the correct criteria hasn’t been met. Things based on passing fads, which might possibly make you money in the short-term, but are not viable for any long-term sustainability. Something new. If you’re running through different income streams and starting new things again and again because you think a new one will be different, the issue might not be with the income stream, but with yourself and your strategy. Things that ARE a solid foundation for choosing a sustainable revenue stream: Something you love to do. You’ll monetize it, you’ll figure out how to make it work, and your love for this thing will help you to overcome whatever challenges or obstacles you might encounter while pursuing it. Something you would love to do for a long time. Remember to try not to think short-term, but instead if this thing is something you could see yourself happily doing for years or even decades to come. Something you would love to learn to do. When choosing an income stream, you don’t necessarily have to be an expert in every aspect of it, but you do need to be ready to learn all about it, and actually want to. Something you are already good at. Take something you know you’re already are good at and figure out how you could transmute these skills to be useful in your new income stream. What you already do, but more of it. Instead of burning yourself out trying to do too many different income streams, just focus on the ones you already have and making them better, more efficient, and more profitable. Something that leverages and builds on what you’re already doing. Rather than starting from square one, choose an income stream that builds off of time, resources, or skills that you have already invested into a current income stream. What works best for YOU. Instead of comparing yourself or what you’re doing to others and what’s worked for them, pick an income stream that works with your experience level, as well as finances, time, manpower, and more, that you have available. Something that merges passion and profession. Choose something that you already love to do and see if it is something you could potentially make money doing. A good way to know that it’s something you really love is recognizing how many challenges you’re willing to overcome to make it successful. Something that has longevity and sustainability for you and the market. While you can’t predict the future, you can use common sense and what you know about yourself to choose an income stream with staying power. Best Moments: “Don’t just choose something because you perceive it’s the quickest because that could end up being the slowest or not happen for you at all.” “Don’t get into something just because the herd is and you see it” “Think ‘what could I love to do for a decade? Or a lifetime?’” “You’re assuming you’ve got to do something new, but often you’ve just got to look at what you’re already doing it and do it 20% better.” “You can really sabotage your own progress by being impatient.” Valuable Resources: https://robmoore.com/ https://robmoore.com/podcast/ The Disruptive Entrepreneur Podcast - https://itunes.apple.com/gb/podcast/the-disruptive-entrepreneur/id1076679649?mt=2 Money: Know More, Make More, Give More - https://www.amazon.co.uk/Money-Know-More-Make-Give/dp/1473641322/ref=sr_1_1?s=books&ie=UTF8&qid=1530197747&sr=1-1&refnements=p_27%3ARob+Moore About the Host: Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” Contact Rob: Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Robs latest book is finally live, available on preorder on audbile now. In this bonus short, Rob discusses his new book, its content and some very special bonuses for early buyers.

In this episode of The Money Podcast, Rob discusses what it means to spend your money wisely. In this case, it means understanding that more expensive doesn’t always mean better while also knowing that paying for higher-quality products can often save you money because they’ll last longer. Rob also points out the benefits of investing in high-quality material items as tangible assets so that you can enjoy your money while allowing it to appreciate in value in the form of a watch, classic car or work of art. But most importantly: Before buying anything, always do your research! Key Takeaways: It is important, especially in the business of investing in things like property or other material items, to understand that expensive is not inherently better. However, that doesn’t mean buying the cheapest option is always right either, especially if you end up spending just as much if not more money on maintenance, repairs, and upkeep. What’s most important is looking for good quality, and the price point for that is going to vary depending on the actual thing you are looking to buy. You want to enjoy your money but not waste it, and so putting your money in material items that you know from researching will appreciate in value (watches, art, classic cars), gives you the enjoyment aspect of a physical item while also making a good investment. These items also give you the ability to move money during times of economic change. This philosophy can also extend to everyday things like clothing. A jacket that costs 100 pounds and lasts for one year before falling part is not money saved when compared to a 400-pound jacket that lasts for eight years, essentially costing 50 pounds a year. Quality over quantity is a smart way to buy things you like without killing your capital. Only buy things you know you will want to use for a very long time and will last a very long time. This creates a positive feedback loop because since you’re buying fewer things, you can buy more high-quality, expensive things, and because they are high-quality, they’re going to last longer. The best way to determine the difference between a good, high-quality product or investment as opposed to one that’s just expensive? Research! Take the time to learn about what you’re buying and then it will also make researching a quicker and easier process next time. But beware false economies! It is possible to over-analyze and over-research and essentially spend ten hours trying to save five pounds. If something costs a little more but will ultimately save you enough time or provide you with enough convenience it can pay for itself in time saved. Best Moments: “It’s not just about blindly spending more or blindly spending less, you’ve got to do your research.” “It’s worth putting your money into a material item that doesn’t depreciate” “Strategically, I think it’s good to buy less but better quality.” “Remember that price and value are very different.” “Poor people spend a lot of time trying to make money and rich people spend a lot of money trying to save and make time.” Valuable Resources: https://robmoore.com/ https://robmoore.com/podcast/ The Disruptive Entrepreneur Podcast - https://itunes.apple.com/gb/podcast/the-disruptive-entrepreneur/id1076679649?mt=2 Money: Know More, Make More, Give More - https://www.amazon.co.uk/Money-Know-More-Make-Give/dp/1473641322/ref=sr_1_1?s=books&ie=UTF8&qid=1530197747&sr=1-1&refnements=p_27%3ARob+Moore About the Host: Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” Contact Rob: Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Episode Description: In this episode of The Money Podcast, Rob provides a simple but effective strategy for ensuring that you’re spending more time doing the things you love and are good at while also making sure the tasks that need to get done are taken care of, whether it’s by a partner, outsourcer, staff member or assistant. Rob also emphasizes the importance of accountability and a clear understanding of job roles. Finally, he advises that it’s important to keep a healthy separation between your business and the rest of your life, even (especially) if your business partner is also your life partner. Key Takeaways: Effective strategies for leveraging, outsourcing, and delegating to get things done and avoid wasted time and unaccounted for work are often much simpler than you think. Get two sheets of paper and on the first one, write down everything in your business that needs to get done, from the top down. Separate the second sheet into two sections, “me” and “not me,” where “not me” can mean your business partner, assistant, outsourcer, etc. Take the big, general list of tasks and move the ones into the “me” column that: Are things you love to do Are things that make the most money in the shortest Are key result areas for your business Are things you have to do because of the massive benefit they have on your business and there’s no one else who can do them. This is even more useful if you have a business partner. Instead of both of you avoiding tasks neither of you wants to do and getting in each other’s way and creating more problems by both of you trying to do the same things, create that same task list with separate columns and negotiate and figure out exactly who is responsible for what task. This creates accountability and a template to refer back to when clarity is needed. This is more useful still if your business partner is also your life partner. It creates a clear and obvious line that separates your business life from your love life and keeps your life with your partner from becoming overwhelmed by the business. It’s important to have solid lines and limitations that separate your business life from your non-working life, in general. Being social and close with your regular business partner is good, but you need a break from each other too, just to detox and keep from being too much in each other’s lives. Best Moments: “Sometimes the most simple strategies are the most effective.” “No two tasks have the same output. You could spend three hours on a piece of admin or you can spend five minutes on the phone doing a deal worth ten thousand or a hundred thousand pounds.” “It’s not about time or energy. It’s about smarts, and decisions, and leverage!” “Your life partnership is more important than your business partnership because if the life partnership goes, the business partnership is probably gone.” Valuable Resources: https://robmoore.com/ https://robmoore.com/podcast/ The Disruptive Entrepreneur Podcast - https://itunes.apple.com/gb/podcast/the-disruptive-entrepreneur/id1076679649?mt=2 Money: Know More, Make More, Give More - https://www.amazon.co.uk/Money-Know-More-Make-Give/dp/1473641322/ref=sr_1_1?s=books&ie=UTF8&qid=1530197747&sr=1-1&refnements=p_27%3ARob+Moore About the Host: Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” Contact Rob: Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Episode Description: In this episode of The Money Podcast, Rob takes a quick moment to turn how he’s dreading recording the audio for his new book, Start Now, Get Perfect Later, into a crash course on the paradox of choosing to do what you love or what makes you money, and that it IS possible to do both - if you’re willing to put the work in! Key Takeaways: You can do what you love and also make money at it if you’re realistic and make sure to focus enough on the business side of what it is you’re doing. But understand that not everything you love is going to make you money. So think of what things you love that do have the potential to be monetized. You still probably won’t make money right off the bat, but it’s worth working at and sticking with. Even if you are doing what you love, there will still be parts of it that you don’t want to do. Some of these things can be outsourced, but you’ll always have to do the most important things yourself. Best Moments: “But man up, Rob, for goodness sake, and go do it, because it makes a difference!” “So what could I love the most, that’s also monetizable?” “Don’t just hustle for the sake of it.” Valuable Resources: https://robmoore.com/ https://robmoore.com/podcast/ The Disruptive Entrepreneur Podcast - https://itunes.apple.com/gb/podcast/the-disruptive-entrepreneur/id1076679649?mt=2 Money: Know More, Make More, Give More - https://www.amazon.co.uk/Money-Know-More-Make-Give/dp/1473641322/ref=sr_1_1?s=books&ie=UTF8&qid=1530197747&sr=1-1&refnements=p_27%3ARob+Moore About the Host: Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything” Contact Rob: Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

DESCRIPTIONYou only live once! But that doesn’t mean that you will mindlessly and irresponsibly spend your moneyall your life. The smartest way to live is to budget, preserve capital, invest, and to save for future needs,emergencies, and escapades.On this episode of The Money Podcast, Rob shares how to avoid spending beyond your means, how todeviate from bad spending habits, and how to spend but at the same time, invest and save money. Withhis tips, your habits, addiction, needs, are taken into full consideration, so you don’t have to worry. Yougot to be smart to live your (only) life to the fullest!KEY TAKEAWAYS You’re not tracking how much you spend. If you track your money and you budget, it’s difficultto spend more than you earn. With any kind of planning – money budgeting or doing your to-do list, the best thing to do isplan before. Better plan what you’re going to do on Thursday on a Wednesday night. In thisway, you can happily end your Wednesday. And, if you plan on Thursday itself, there’s aprobability that you might get suck by the emergencies. Understand emotionally why you’re spending more than you’re earning. Am I spending onemotional purchases? Am I spending in order to look good for someone else? Have a level ofself-awareness. The cure is to fill your voids another way. For Rob, writing books and making podcasts thensharing it to the world is filling the void. What could you replace these buying things you don’t need with to meet the same need?Sometimes, we want to show off. That’s fine. We just don’t need to survive. We want to feelimportant, worthy, praised, etc. We can get those needs met without spending money. It’sbetter to spend money as a reward to yourself, not because of addiction. Set a specific goal. You can buy some opulent things but they are always targeted on dividendsand drawings of company. There are expensive stuffs (e.g. watch) that you buy and at the sametime meet your need that go up in value. You got your needs, the praises, and the addiction metyet it doesn’t erode the capital. Preserving capital, falling yourself into thinking you’re spending but you’re actually investingand saving. Commit to learning how to buy a £40000 car that doesn’t go down. It’s a fun gameto play and learn about managing money, preserving capital, buying appreciating assets ratherthan depreciating liabilities.BEST MOMENTS “The only way you’d be spending more than you own is being emotional rather not knowing.” “Our brain is chemically wired to shorten the time it makes decisions by making things habitual.We’re wired to be addicted to dopamine, etc. Find a new way for your addiction.” “We all need to feel important. Otherwise, what’s the point of living?”  “The sweetest prize is the one we worked the hardest for.”VALUABLE RESOURCES Low-Cost High Life: Live an Affordable Life of Luxury by Mark Homer Uncommon Sense: The Popular Misconceptions Of Business, Investing And Finance And How ToProfit By Going Against The Tide by Mark Homer Money: Know More, Make More, Give More: Learn How To Make More Money And TransformYour Life by Rob MooreABOUT THE HOSTRob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking,entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Hostof UK’s No.1 business podcast “The Disruptive Entrepreneur”“If you don't risk anything, you risk everything”CONTACT METHOD Facebook LinkedIn

Life is too precious to be wasting it on unnecessary and wasteful stuff! Start living a meaningful life and stop being distracted. On today’s episode, Rob enumerates the 8 wealth-draining distractions you should stop now. It’s high time you utilize time and energy, invest them somewhere else that makes money or something you love, and live your life to the fullest. Listen to Rob why you should avoid these distractions start consuming your time and energy on productive things. Sky’s the limit for what you can do! KEY TAKEAWAYS Unnecessary Debates. Stop arguing about stuff that you really don’t care about. These debates could turn into heated arguments and ego-match. Get out of it so you don’t waste your time and energy. Purposeless social media. Use it properly. Use it for your business, brand, and community. Criticizing others. What do you achieve in your life? How does it help? Look at your flaws first before looking the other way. Try to understand them where they’re standing. Being busy but unproductive and inefficient. Preserve your energy and don’t throw it away on being busy. There are so many things you can do. You can have 10 hours in a day consumed but only 30 minutes of income-producing, high-quality result area of work. Blaming, complaining, defending, and justifying. It feels good blurting out the stress and all but if you get into that pattern, try to interrupt it. We can get into a victim mode and make it into a pity party. Use time and energy for something more productive. It is not productive and proactive. Excuses suck you back into the drain of energy rather than propelling forward to the solution. Hate, jealousy, and envy. Yes, it is natural to feel human emotion. We feel it because there’s a void in ourselves we have to fill. Live to your full potential and believe that you could do better. Start with loving yourself! Stop comparing yourself to others. Self-doubt. Understand that each of us is unique and special. Stop comparing yourself to others. You’re going to excel and reach your peak if you stop doubting and start believing in yourself! BEST MOMENTS “The truth is… we have a finite, limited amount of energy. And that energy is easily wasted and burned on things. In fact, the negative and the frustrating stuff can burn a lot more energy. So, whenever you preserve by saying, ‘I’m not doing this!’, you’ve got a great reinvestment for that.” “Excuses suck you back into the drain of energy rather than propelling forward to the solution.” “With things like addiction and genuine problems, the first step is accepting and being aware that you have a problem. And the second step is knowing that you can change it.” “A hate for others is the lack of love for oneself.” “The way you don’t have hate, jealousy, and envy for others is by loving who you are and knowing that you’re worthy of love.” “No one is as good as you at being you.” VALUABLE RESOURCES “You will never reach your destination if you stop and throw stones at every dog that barks.” ― Winston S. Churchill ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Facebook LinkedIn

Welcome another episode of The Money Podcast. In this episode of the Money Podcast Rob analyses the business model of Panini 'Football Stickers'. Rob dives into what business means, how it solves problems, creates enterprise and makes people's lives better, easier and more convenient. Discover how to make your own business model addictive and invoke engagement from your customers. Master emotional marketing that gets your customers addicted to your product or service and get them to start ‘collecting’ to create a sense of ownership and passion, roll this into your business model and you’ll be able to ‘Know more, make more give more’. KEY TAKEAWAYS Capturing emotions and recalling memories for your customers will give your business legs. Create an ethical addiction that your customer needs to complete. Collection, create a sense of ownership and desire for your customer to interact with your product or service, time and time again. Interaction, bring your audience together and create a social interaction and buzz around your business. Ownership, allow your customers the opportunity to create and build. Give your customers an ownership, a stake or feeling of brand ownership BEST MOMENTS “It's okay to love money, it's even better to make a fortune.” “Become the greatest person you can be, it's your human destiny and money fuels and finances that.” “Grow, fuel and finance gifts that the world needs to see from you.” VALUABLE RESOURCES https://robmoore.com/https://robmoore.com/podcast/ The Distruptive Entrepreneur Podcast - https://itunes.apple.com/gb/podcast/the-disruptive-entrepreneur/id1076679649?mt=2 Rob Moore - Money - https://www.amazon.co.uk/Money-Know-More-Make-Give/dp/1473641322/ref=sr_1_1?s=books&ie=UTF8&qid=1530197747&sr=1-1&refinements=p_27%3ARob+Moore ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979

Welcome to the MONEY podcast In this episode Rob Moore covers 5 options to look at our career lifestyle and ventures. Rob takes us through these options with flare, fire, and enthusiasm, talking us through the possibilities of quitting our comfortable positions with optimism or, staying as we are and being contented with our career as it is. So be prepared to wake up and hear something you have thought about but not had the courage to do, until now. KEY TAKEAWAYS (0.41) In this introduction from Rob, he examines how we can overcomplicate our thoughts on ventures when as he explains it can be quite simple. The options he gives, for example; is taking a year’s sabbatical from our present employment with a possibility of returning to that company if things do not work out as expected. He goes on to cover other ideas that may well suit our needs and we just haven’t seen how simple it could be. (02.20)The first option covers if we like to follow a system, and we like safety and security, and we are happier being followers than leaders. Rob re-assures us there is nothing wrong with this. He suggests we should align with an organization that matches our values. We will be better working with an owner or leader that inspires us. (03.10)In the second option Rob impresses on us that if we are working in a company with the wrong leadership i.e. manager, boss ,we should not feel pressured into thinking we must quit and go out into a venture as a entrepreneur. He appraises what could be a better choice. (04.48)The third option is “Yes you should quit your job, yes you should set up your business” however, you do not want to jack it all in. Rob reviews the way we can consider which is the best method to set about an action plan to become an entrepreneur, he urges us to set a time frame for both finance and startup date, he tells us how it can lift us up from our work and helps us to feel pride and get back from life what we want. (07.10) Option four This choice Rob reveals to us is the riskiest and that is to “Quit now” Rob assures us that for some types of people this is definitely the right thing to do, he does not advice us or tell us this is what we should do, he points out that if we are desperately unhappy in our lives either work or relationships it is not worth it, He goes on to tell us there is a better way and an alternative route to take. (08.43)Rob’s fifth and last option is definitely not something he recommends. However he chooses to share some experiences he has encountered in his career with us, and perhaps jogs some memories of what happens in careers, and how it can turn out to be a blessing. BEST MOMENTS Rob reminds us “our culture is very free, we give people autonomy, we don’t just fire people if they make mistakes” Rob tells us “Magic happens when you have accountability “accountability means results if we set a time and date and the date doesn’t work out it just means we need more time. On leaving your job Rob says “ I am not saying it’s going to be easy there are going to be different challenges, but I feel you will look back in a year or two’s time to maybe say why didn’t I do it sooner?” Rob summarizes his Five options If you are in the right job for you, then it’s OK to let go of a dream you have. Get a different job in a better organization that allows you progression Set a date in the future and commit to matching a certain level of income Quit now for those of you who have been saying it for years Is not really an option! ABOUT THE HOST Rob Moore is a 5x best-selling author, a public speaker, an entrepreneur, property investor and a Guinness World record holder among others. He is the co-founder of the Progressive Property and the mastermind of ‘The Disruptive Entrepreneur’ and ‘Money’ podcasts. CONTACT METHOD Website (http://www.robmoore.com/) Facebook https://www.facebook.com/robmooreprogressive/) Twitter (https://twitter.com/https://twitter.com/robprogressive)

Why most people have a problem with receiving money? Why some people are afraid of asking for more money? Rob talks about the value that you exchange with money, why money isn't good or bad and why you get what you attract.

Almost everyone who uses the internet has most likely signed up for any social media – Facebook,Twitter, Instagram, LinkedIn, YouTube, etc. The most popular social media platform, Facebook, has over1.86 billion users. Imagine getting a huge number of your target audience through one social mediaplatform alone.How could you use these free social media platforms to your advantage? How could you reach out rightaudience despite the large population of users? How do you maintain the number of followers andestablish constant engagement? Rob shares tips and strategies that you could use for yourself or yourcompany. With these helpful tips, you will never need to spend on marketing. Signing up is just the firstpart. Listen to Rob discuss the next steps that you should take next! KEY TAKEAWAYS Tips Rob shared to gain more followers and more income for your business:o Be on more social media platforms.o Express your truth in your niche with passion, uniqueness, and value.o Make sure all the platforms are populated with good content.o Focus on one or two types of media that works for you.o Post consistent content.o Know what you should post.o Treat each post as an asset.o Choose your ratio of giving good content to selling your product.o The energy you put out is the same energy you get back.o Share the challenges you’ve experienced. Why should you share your knowledge and experiences with random people?o It’s cathartic.o It helps people’s lives get better.o It’s what they might need. BEST MOMENTS “Dance along and pivot focus & energy into the ones that would get you the best return.” “Sometimes, you put energy out, you get critiqued back. That’s not fair but you get the sameenergy. It’s not just the same kind you’re expecting.” “The things that you’re wrestling with or struggling with, things you’ve resolved, and thechallenges you’ve overcome – those are probably the best place to start what to share theworld.” ABOUT THE HOST Rob Moore is a 5x best-selling author, a public speaker, an entrepreneur, property investor and aGuinness World record holder among others. He is the co-founder of the Progressive Property, and thecreator of podcasts such as ‘The Disruptive Entrepreneur’ and ‘Money’. CONTACT METHOD Website (http://www.robmoore.com/)Facebook https://www.facebook.com/robmooreprogressive/)Twitter (https://twitter.com/https://twitter.com/robprogressive)

This live talk from the heart of central London Mayfair features Rob Moore talking about the 'Formula for Wealth'. This live speech was recorded before the launch of the book and podcast 'Money' in early 2017. Rob talks about judging money, money doesn't buy you happiness, wrong. Money is also the route to all good.

People are looking the one strategy that makes all the money however life is not that simple. If your looking for quick short term income don't go for quick short term fixes. Listen in take notes.

The true nature of money and how it really works. Why creativity, solutions, imagination and ideas create money, intangibly, and the importance of intangible assets such as your education!

How much money is enough? Is it ever enough? Rob shares his thoughts on money, how much money you need in order to retire, support your lifestyle and how money can affect your self-worth.

What are the real costs of getting money. What you need to know before you borrow money and, downsides and upsides of managing other people's money.

How to set a budget plan, cut expenses, avoid temptations and reduce your debt. Why you need to be honest with yourself about your current situation and why to start reducing your biggest debt first.

What you need to know before you start investing. Why to invest in what you love and how to combine passion, profession and investments. How to start investing, which investments to choose, why you are the biggest asset and how to invest in yourself!

6 steps to ask for a pay rise if you re employed and 6 steps to increase your income as an entrepreneur! What to do and how to do it, plus what you should not do, while asking for a pay rise.

Do you want a shit car or a good one, a nice house or a shit one? You must do what makes you happy, every material iteam has a purpose. Try buy goods that will make a good investment, however don't let material iteams rule your life.

How to build your assets, systemize your business and get passive income. Why you have to work hard enough to not work hard and why you need active income too!

On this episode, Rob talks about teaching your kids about money. How to show them what you do instead of trying to give them instructions. How to teach them to save-invest-spend one third of their money and why it is important to link money to their values and the things they love to do.

Rob goes through the 3 different types of savings accounts that you need. How to save and never touch or save for any regular shocks and costs. How to manage your savings so you can be safe and be prepared for any unexpected situations.

Rob shares with you 5 ways to cure your spending habits. How and what to think before you spend your money and how to stop just spending and start inevsting.

By not hiring you are losing more money than the cost of those services, Rob will show you exactly how with his tips and strategies.