GRFTFS: Retired Spouse, One Income Now — What Changes?

Tapping your IRA early could cost you — unless you qualify for one of the little-known exceptions. We’re breaking that down and answering YOUR questions on this week’s Get Ready For The Future Show! ✅ I’m 58 and considering taking money from my IRA early. Are there exceptions to the 10% penalty? ✅ My spouse just retired, and I’m still working. How do we adjust spending now that we’re officially a one-income household? ✅ We’re planning home updates. Should we use a HELOC or refinance while rates are still decent? ✅ We want to leave part of our estate to charity. Is it better to give through our will — or through a retirement account? Plus, we’ll share details about our in-house estate planning services and how you can schedule a consultation. All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected] . We’re here to help you navigate the journey to true financial independence. See you there! – #financialindependence #retirementplanning #IRA #retirementwithdrawal #retirementincome #HELOC #refinance #estateplanning #charitablegiving #taxplanning #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #money #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio Originally Aired: 2026.03.04