The Get Ready For The Future Show

"We’ve always had separate accounts and we’re both retiring next year. Is it time to combine, or should we keep things separate?" We’re answering YOUR questions on this week’s Get Ready For The Future Show! • I inherited my dad’s IRA last year and I’m confused about the 10-year rule. Do I have to take distributions every year or just by the end? • I’m in my early 60s and have never worked with a financial advisor. How much does it typically cost, and what should I expect from that relationship? • Our adult son is struggling financially. We want to help without enabling bad habits. What’s the best way to support him? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]! Originally aired 4/8/2026

The Iran-US ceasefire just sent shockwaves through global markets — and your portfolio could be affected. In this week's Fastest 4 Minutes in Finance, Scott Inman breaks down what the preliminary ceasefire agreement means for oil prices, stock valuations, inflation, interest rates, and your long-term investment strategy.

Are retirement taxes the biggest threat to your financial future? A new study shows that 70% of Americans are worried about taxes in retirement, and for Gen X, that number jumps to 80%. If you’re relying on a 401(k) or IRA, this is a conversation you can’t afford to ignore. In this episode of Fastest 4 Minutes in Finance, we break down: • Why withdrawals from tax-deferred accounts can push you into higher tax brackets • How your income could increase Medicare premiums by thousands • The hidden risk of waiting too long and getting hit with Required Minimum Distributions (RMDs) • Smart strategies like Roth conversions and tax diversification to create more tax-free income

“I’m 65 and still working. I have a large traditional IRA and I’m worried about RMDs later. Should I start Roth conversions now?” We’re answering YOUR questions on this week’s Get Ready For The Future Show! We have $150,000 in a savings account earning almost nothing. What are our options for getting better returns without taking on big risk? I’m 70 and want to gift some of our money to our grandkids now while we’re alive. How do we do that smartly? Our home has skyrocketed in value. Should we downsize now and invest the proceeds, or ride it out longer? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]! Originally aired 4/1/2026

“I’ve heard the first few years of retirement are the most financially vulnerable. Why is that, and what can I do about it?” We’re answering YOUR questions on this week’s Get Ready For The Future Show! • I’m 50 and recently divorced. I split retirement assets in the divorce, but now I’m not sure if I’m still on track. How do I rebuild with a 15-year timeline? • We’re both 62 and wondering if it’s better to take Social Security now or wait until 67. The break-even math is confusing. • Our financial advisor is retiring soon. What should we look for when choosing someone new? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]! Originally aired 3/25/2026

Is the U.S. dollar really collapsing, or is this just another wave of fear-driven headlines? In this week’s Fastest 4 Minutes in Finance, we break down what’s actually happening with the dollar after it hit a 4-year low following a 10.7% decline in 2025 and why the story isn’t as simple as it sounds.

An inheritance can be a gift — or a burden. We’re answering YOUR questions on this week’s Get Ready For The Future Show! ✅ We just inherited my parents’ house. Should we sell it now or hold it as a rental? ✅ I have several IRAs from different jobs. Should I consolidate them into one account? ✅ We’re retired and have plenty invested. Do we still need a separate emergency fund? ✅ We’re in our early 70s. Is a reverse mortgage ever a good idea — and what should we watch out for? We’ll break down the pros, cons, and planning considerations behind each of these important retirement decisions. All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected] . We’re here to help you navigate the journey to true financial independence. – #financialindependence #retirementplanning #inheritanceplanning #reversemortgage #IRA #retirementincome #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio

Join me on this episode of The Get Ready For The Future Show as we delve into the fascinating intersection of politics and the stock market during midterm election years. With the recent primary elections in Arkansas and the upcoming general elections nationwide, I’ll share insights from Chris Fasciano, Chief Market Strategist at Commonwealth. We’ll explore how historical trends reveal that midterm election years typically see lower average stock market returns and increased volatility. However, don’t let that discourage you! Discover why the year following midterms often brings robust market performance, regardless of political party control. Tune in to learn how to navigate these fluctuations without letting fear dictate your investment strategy. Focus on your financial plan, not politics.

In this episode of The Get Ready For The Future Show, join me as we delve into the intersection of entertainment and finance, discussing the recent move by YouTube sensation MrBeast into the financial services industry. I explore the implications of this trend for young audiences and the importance of discerning trustworthy financial advice. We also take a closer look at the current state of the U.S. economy, highlighting both the challenges and the resilience of the job market. Finally, I provide insights on making informed decisions about homeownership and its impact on financial independence. Tune in for valuable perspectives designed to help you navigate your financial journey effectively.

Could the war in Iran trigger a new wave of inflation? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the latest inflation data, rising oil prices, and why the conflict in Iran could quickly push prices higher across the economy. February’s Consumer Price Index showed encouraging progress, with inflation rising just 0.3% for the month and 2.4% year-over-year, signaling that price pressures have been cooling. Core inflation also came in lower than expected. But a major wildcard has suddenly emerged. Since the war in Iran began, oil prices have surged nearly 34%, briefly hitting $115 per barrel before settling closer to $86. Gas prices have already jumped about 50 cents per gallon in just one week, with Americans now spending an estimated $187 million more per day on fuel. The problem? February’s inflation report doesn’t yet reflect these energy shocks. If oil prices stay elevated, higher transportation costs could ripple through the economy—impacting everything from airline tickets to groceries. In this video we cover: 👉 Why recent inflation data looked encouraging 👉 How the Iran conflict is driving oil and gas prices higher 👉 What rising energy costs could mean for future CPI reports 👉 The International Energy Agency’s historic oil reserve release 👉 A simple financial strategy to safeguard yourself from price shocks Market headlines change every week, but the key to navigating volatility is building margin into your finances and sticking to a plan. The Fastest 4 Minutes in Finance helps you cut through the noise and stay focused on what really matters for your financial future. #Inflation #OilPrices #GasPrices #Economy #IranWar #CPI #FinancialPlanning #Fastest4 #GenWealth #PersonalFinance

Tapping your IRA early could cost you — unless you qualify for one of the little-known exceptions. We’re breaking that down and answering YOUR questions on this week’s Get Ready For The Future Show! ✅ I’m 58 and considering taking money from my IRA early. Are there exceptions to the 10% penalty? ✅ My spouse just retired, and I’m still working. How do we adjust spending now that we’re officially a one-income household? ✅ We’re planning home updates. Should we use a HELOC or refinance while rates are still decent? ✅ We want to leave part of our estate to charity. Is it better to give through our will — or through a retirement account? Plus, we’ll share details about our in-house estate planning services and how you can schedule a consultation. All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected] . We’re here to help you navigate the journey to true financial independence. See you there! – #financialindependence #retirementplanning #IRA #retirementwithdrawal #retirementincome #HELOC #refinance #estateplanning #charitablegiving #taxplanning #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #money #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio Originally Aired: 2026.03.04

Global conflicts often dominate headlines and create fear in the stock market — but history tells a very different story. In this week’s Fastest 4 Minutes in Finance, Scott Inman explains what investors should really understand about geopolitical shocks, market volatility, and long-term investing. Following recent U.S. and Israeli strikes on Iran, markets initially reacted with volatility. But the actual market movement has been modest so far, reminding investors that short-term reactions rarely dictate long-term outcomes. Research examining more than two dozen major geopolitical events since World War II shows that the average one-day decline in the S&P 500 during these shocks is only about 1%, markets typically bottom within 18 days, and historically recover in roughly 39 days. The real economic risk in the current conflict centers on oil supply disruption, since the fighting is occurring near one of the world’s most important oil transportation corridors. Any interruption could push energy prices higher and add pressure to the global economy. But the bigger takeaway for investors is this: geopolitical shocks may cause volatility, but they rarely change the long-term direction of markets — unless the economy is already entering a recession. In this episode, we break down: • Why market reactions to global conflicts are often short-lived • The real economic risk surrounding oil supply and energy prices • What history says about geopolitical shocks and the stock market • Why staying invested during uncertainty is often the smartest move If you’re worried about how global conflicts impact your investments, this quick breakdown will help put the headlines into perspective. Subscribe for weekly financial insights from GenWealth: Fast, clear updates on markets, retirement planning, investing, and the economy. #StockMarket #Investing #MarketVolatility #Geopolitics #IranConflict #SP500 #FinancialPlanning #RetirementPlanning #OilPrices #EconomicNews

“Pre-tax or post-tax? The decision could impact your retirement tax bill in a big way.” We’re answering YOUR questions on this week’s Get Ready For The Future Show! ✅ We’re in a high-income year and want to give to charity. Should we look into a donor-advised fund — and how does it actually work? ✅ I’m 45 and the primary earner. Do families usually insure a stay-at-home or lower-earning spouse — and how do you decide how much coverage is enough? ✅ My company offers both Roth and traditional 401(k). How do I choose which one to use at this stage of life? ✅ We’re 66 and thinking about downsizing, but worried about giving up space for visiting family. How do we make that decision without regrets? All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected] . We’re here to help you navigate the journey to true financial independence. See you there! – #financialindependence #retirementplanning #retirementincome #charitablegiving #donoradvisedfund #lifeinsuranceplanning #roth401k #traditional401k #taxplanning #downsizing #retirementlife #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #money #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio Originally Aired: 2026.02.25

The Year of the Tariff just got louder. Markets pulled back sharply after President Trump threatened an “obnoxious use of tariffs” following a Supreme Court decision limiting parts of his previous trade authority. Investors are now weighing the potential impact of expanded tariffs on corporate profits, inflation, and the broader U.S. economy. In this episode of the Fastest 4 Minutes in Finance, we break down: - What the Supreme Court ruling means for trade policy - How new tariffs function as taxes on imported goods - Why stock market volatility spikes during trade uncertainty - The potential impact on inflation and corporate earnings - What long-term investors should (and shouldn’t) do right now When tariffs rise, companies face higher costs. They can absorb the hit, pass it to consumers, or restructure supply chains. None of those are simple. Markets react quickly to that kind of uncertainty — but uncertainty doesn’t automatically mean recession. If you’re five, ten, or twenty years from retirement, short-term trade headlines shouldn’t derail your long-term financial plan. And if you’re near retirement, this is why diversification and a written income strategy matter. Before you react to market volatility, watch this. Subscribe for weekly market updates and retirement planning insights from the team at GenWealth Financial Advisors. #StockMarket #Tariffs #TradeWar #MarketVolatility #Investing #RetirementPlanning #Inflation #Trump #SupremeCourt #FinancialPlanning