The Get Ready For The Future Show

Austin joins Scott in this minisode talking about setting new goals and the discipline of keeping them when it comes to your money.

John, Janet, Troy and Scott take a look at decisions you can be looking at near the end of the year as well as looking forward into 2018. Originally aired 12/16/2017 *The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change.   Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal.  Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax.

The GenWealth team takes a look at your retirement Christmas wishlist and some of the things you need to know about Social Security. Originally aired 12/9/2017

John, Janet, Eric, and Scott take a look at ways you can save for retirement. They are also joined this week by special guests Betsy Broyles Arnold and Molly Arnold to discuss Alzheimer's and the Broyles Foundation. Originally aired 12/2/2017

The GenWealth team takes a look at what you can do this holiday season to prepare for the new year. Originally aired 11/25/2017

L.I.F.E. A simple acronym for a complex topic. Join Austin and Scott in this minisode about insurance. *This material is not a solicitation to sell any insurance product nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. You may also visit your state’s insurance department for more information. State insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company.

John, Janet, Scott, and Eric take a look at the changes coming that can affect your retirement. *An investment in Exchange Traded Funds (ETF), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. An investment in ETFs involves additional risks such as not diversified, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors. **Fixed and Variable annuities are suitable for long-term investing, such as retirement investing.  Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply.  Variable annuities are subject to market risk and may lose value. Originally aired 11/18/2017

Join the GenWealth team as they discuss what's been going on in the market, news, and possible government changes. Originally aired 11/11/2017

John, Janet, Scott and Eric delve into a Think Advisor article regarding your "Retirement Saving Checklist: 15 Things to Know That Can Lead to Success." *Annuities are suitable for long-term investing, such as retirement investing.  Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Originally aired 11/4/2017

As we continue to look into your financial wellness, John, Janet, Eric, and Scott take a look at the cooperation needed in your relationships in preparing for retirement. Originally aired 10/21/2017

Following up last-week's financial wellness check, the GenWealth Team dives into your financial lifestyle.

Do you get a check-up with your doctor? But how do you prepare for your financial health?

The GenWealth team takes a look at a quiz to determine your financial literacy and what you should know. Originally aired 9/30/2017

Do you know if you need a screwdriver or a wrench? John, Janet, Eric, and Scott take a look at what tools you might need in retirement. Originally aired 9/23/2017

The GenWealth team takes a look at differences in accumulation versus distribution phases in retirement. Originally aired 9/16/2017

Brandon talks about what it's like to be a walk-on in your retirement. *Regarding a Traditional IRA, withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax. The Roth IRA offers tax deferral on any earnings in the account. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change.

Retirement is not a spectator sport. Candice and Scott look at how.

John, Janet, Mason and Scott take a look at the "Seven Mistakes that Could Keep You from Retiring." Originally aired 9/9/2017

Don and Scott talk about how it's about more than just investments. *GenWealth Financial Advisors and LPL Financial do not provide legal advice or services.  Please consult your legal advisor regarding your specific situation.

What does being a free agent mean in retirement?

We're excited to kick of Retirement Intelligence Month! Find out more with the GenWealth Team! Originally aired 9/2/2017

Eric talks backup roles with Scott in this Get Ready for the Future Show minisode. *10% early withdrawal penalty if under 59 ½ years old.

Blocking and tackling with Tim on this week's minisode. *The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change.

John, Janet, Mason and Scott take a look at the "Top 10 Biases Holding Investors Back." Originally aired 8/26/2017

Tim talks a little this minisode about automatic savings plans. *No investment strategy assures a profit or protects against loss. Investing in mutual funds involves risk, including possible loss of principal.

The GenWealth team takes the ball (and the metaphor) further down the field in this week's Get Ready for the Future Show. Originally aired 8/19/2017

Janet takes a look at six steps to retire early! *The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change. Dave Ramsey is not affiliated with GenWealth Financial Advisors or LPL Financial.

John, Janet, Mason, and Scott take a look at some of the similarities between the great sport of football and taking care of your retirement. Originally aired 8/12/2017

Hannah takes some time to talk with Scott about long-term care insurance.

The GenWealth team takes a look at what you should expect from GenWealth Financial Advisors! Originally aired 8/5/2017

Joel and Scott take a minute to discuss IRAs and why you should buy in. *This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor. Traditional IRA account owners should consider the tax ramifications, age and income restrictions in regards to executing a conversion from a Traditional IRA to a Roth IRA. The converted amount is generally subject to income taxation. The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change. Roth IRA account owners should consider the potential tax ramifications, age and contribution deductibility limits in regard to executing a re-characterization of a Roth IRA to a Traditional IRA.

The GenWealth Team takes a look at some of the greatest fears involving investment and retirement. Originally aired 7/29/2017

Eric joins us this week as John, Scott and Mason discuss the "10 Questions to Ask Yourself with Regard to 'Are you prepared for retirement.'" *The target date is the approximate date when investors plan to start withdrawing their money. The principal value of a target fund is not guaranteed at any time, including at the target date. Investing involves risk including loss of principal. Originally aired 7/22/2017

John, Janet, Mason and Scott reconvene this week to check out a "Four-Part Method to Evaluate Your Returns." *There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Originally aired 7/15/2017

Candice johns the minisode this week to talk about new changes to military retirement.

"Don't Let These 10 Mistakes Ruin Your Retirement" with the GenWealth team and part two of our interview with Burt White.

John and Scott discuss the three ways we mess up our 401Ks.

John, Janet, Scott and Mason take a look at your financial independence and feature Burt White in part one of a two-part interview.