The Elephant In The Room Property Podcast | Inside Australian Real Estate

Kym Nitschke the ‘jack of all trade’ regales the team on the exciting trials and tribulations of an accountant on the quest to discover the best ways to structure property portfolios. Kym is the CEO of Nitschke Nancarrow Accountants which has over 1200 business and individual clients, he is a qualified financial advisor, chartered accountant and is a licensed builder. Kym highlights the impact of capital gains tax and how to make the most of it, and gets personal with what he has seen that his plethora of clients have gotten wrong and of course what he has done wrong; lots to learn from an experienced advisor and investor. Here’s what we covered: How does capital gains tax work? What happens to your capital gains tax if you move into it after renting it out? How to minimize tax on renting your home on holidays? Should you buy a holiday home? Can you get CGT exemption if you upgrade and move into a new home? How to maximise your CGT exemption with the help of the 6 year rule How to best structure your property portfolio What are the best strategies with buying an investment property What are the benefits of owning property in a trust RELEVANT EPISODES:Episode 136 | Owen Raskiewics Episode 119 | Chris Bates Episode 116 | Alison Lacey GUEST LINKS:https://nitschkenancarrow.com.au/ Your Investment Property: PPOR and the six year rule HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.See omnystudio.com/listener for privacy information.

In this Suburb Trends update, Kent and the team talk shop on the cardinal rule of the Australian property market; that there is not just one market. This being said why is that? What makes property different? The team discusses the differences between the aspirational and the affordable property markets noting why developers choose to offload ‘premium’ builds in low socio economic areas expecting to create some hidden growth.Here’s what we covered: What’s happening in the world of regional property? Where will people be more inclined to move to; a sea or tree change? Connecting the correlation between LMI data and Kent’s ‘danger zones’ Why quality houses in great locations always outperform units in the same area. What unit markets are currently in danger? How does the LMI risk data highlight low growth areas? What data points don’t match up to the high or low performance of an area? Why are developers choosing to create projects in low socio economic areas? Is it the right idea or are they trying to manufacture growth? RELEVANT EPISODES:Suburb Trends September Suburb Trends August Suburb Trends July GUEST LINKS:http://www.suburbtrends.com HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 October, 2020. https://www.theelephantintheroom.com.au/podcasts/st4See omnystudio.com/listener for privacy information.

Have you ever wondered how suburbs are designed? What makes that suburb a community? And the role that urban designers play in moulding modern Australia? Lucinda Hartley Co-Founder of Neighbourlytics.com, discusses these complex questions with our hosts. Lucinda and her co-founder Jessica Christian-Franks have led the global conversation on urban innovation, holding positions with global bodies the UN and the World Bank. Here’s what we covered: How do suburbs develop their own identity and community? What can people do to move into areas that suit their lifestyle? What data does Neighbourlytics utilise data to map social trends in suburbs? The correlation between a suburb's liveability and wellbeing? How should cities be built and organised? Where have we gone wrong in the creation of new builds and suburbs? How do new suburbs and towns on the fringes develop? What drives people to move out to these fringe communities? How will Covid change the social dynamics of cities? What can we learn from alternative community models from around the world? RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 120 | Michael Yardney Episode 104 | Adam Hirst GUEST LINKS:Neighbourlytics - The new local data report Song - Little Boxes On the Hillside HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.See omnystudio.com/listener for privacy information.

While we search for the secret sauce on what makes a premium sales agent we find Tanja Lee, who believes we should flip the switch on how agents sell; leaving the egoic culture behind for trustworthiness and transparency. Tanja Lee started off as a vendor looking for their perfect agent, and now is one of the leading leadership development coaches in the real estate industry, coaching some of the top agents in the nation. Beyond becoming a better agent this episode has a plethora of helpful topics for vendors looking to sell and buyers looking to find their next property.Here’s what we covered: What are sales agents doing to win you over? Why do some agents fly and some flop when it comes to communication? What should vendors be doing to get the most out of their sale? How many sales agents should you speak to before finding the right fit? What should you look for in sales agents? How to significantly increase your conversion rate as a sales agent. What ways can vendors get better results with an agent? RELEVANT EPISODES:Episode 109 | Amy Stead Episode 110 | Veronica Morgan Episode 125 | Damien Cooley GUEST LINKS:TMJ Coaching - Meet Tanja Home Buyer Academy - Freecourse HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/144See omnystudio.com/listener for privacy information.

Martin North jumps into the deep end in this episode mythbusting common misconceptions of property, highlighting the terrible deals and properties people get sold into everyday. All property grows 7% every year, government grants are the best thing since sliced bread and believing that the cheap brand new property you just bought will help you ‘ride the market’... but then there is data.Here’s what we covered: What is keeping property owners awake at night? How have spending habits changed during Covid? Are grants all that they are chalked up to be? Are developers increasing their margins once new grants come out? Breaking down the myth that once you're in the property market you can ride it out. Why are people being misled by the government grants and buying new property? What is more important, yield or growth? What demographic is currently buying? Why the sold data best determines post code future pricing. Why you should NEVER go the cheap route with property. This weeks dumbo: Purchasing property just before an industrial development is built across the road. RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell GUEST LINKS:DFA Blog - Household finance confidence index HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/143See omnystudio.com/listener for privacy information.

Welcoming back Jimmy Thomson from the infamous and hilarious episode 106 where he regaled our hosts on nightmare neighbours, unbelievable stories and insane experiences. In this episode Warren Coleman joins the chat on their brand new ‘podcom’ called Hyperbole Towers which brings together a comical approach to what it is like to live in a strata complex and all of the zany and unique characters you come across. Here’s what we covered: Taking a few laughs out of strata living. What happens when strata managers lend swipe keys to security guards? What do you do if you have a horrible neighbour in your complex? How comedy and stories of strata living can paint the full picture of the lifestyle. How have building issues in new developments been reflected in Hyperbole Towers? What are the benefits of living in strata? Who is the ideal person to live in strata? RELEVANT EPISODES:Episode 106 | Jimmy Thomson GUEST LINKS:Website - Flat Chat Podcom - Hyperbole Towers HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] This episode was recorded in August, 2020.See omnystudio.com/listener for privacy information.

In this edition of Suburb Trends monthly report the team and Kent Lardner crack the lid on what suburbs are only now feeling the effects of COVID, including what areas that are seeing a massive influx of consumer demand. On top of this we analyse the data between housing prices and units prices and what this means for suburbs future growth.Here’s what we covered: Why do certain suburbs always outperform the market? What suburbs are cold? Properties that vendors have a hard time selling? How low are the current listings? What is the current vacancy rate? Using LMI guidelines as an insight into the quality of property in an area. What happens when Sydney incomes move more regionally? Why you should never judge regional property by Sydney standards. What are the worst areas to be buying units? What is the news for home finance? Will mortgage brokers dominate in the future when it comes to your home loan? RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell Suburb Analysis (file download) View website:Mangerton (Wollongong), NSW, 2500Beachmere (North Brisbane), QLD, 4510Merewether Heights (Newcastle), NSW, 2291 HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] https://www.theelephantintheroom.com.au/podcasts/ST3See omnystudio.com/listener for privacy information.

In this episode we welcome Simon Bligh, CEO of illion. illion is the leading independent provider of data and analytics to the largest industries in Australia and New Zealand, providing insights into the spending behaviour through leveraging their data on over 25 million consumers. Simon gives the wrap on the recent and controversial early access to super, breaking down who made it their fun fund and who took it seriously. Moreover, how the future of banking will be through the free flow of your data between commercial entities, leading the way to better rates and appropriate finance.Here’s what we covered: Should people be taking out their superannuation? How will early super withdrawal impact the economy? What items did people spend their super on? Can you use your super withdrawal as a deposit? Will our spending habits return to normal post Covid? How big has the renovation industry become due to Covid? How much of the property market is mortgaged? What is your credit score? What can you do to improve your credit score? Will open banking benefit you? Will the future of banking charge rates based on the consumers repayment reliability? How open banking and data rights will change how you apply for finance in the future. This weeks Dumbo Knowing that you should refinance but never actually going through the process RELEVANT EPISODES:Episode 123 | Martin North Episode 126 | Stuart Wemyss Episode 132 | Mark McCrindle GUEST LINKS:Alphabeta - illiontracking creditsimple.com.au HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/141See omnystudio.com/listener for privacy information.

We love nothing more than data, data and data, and in this episode we interview Dr Nicola Powell, Senior Research Analyst at Domain, she is at the helm of Domain’s data reports and has appeared in various mainstream media outlets. Nicola delves deep into the search data and behavioural science of buyers and sellers, also giving us tips and tricks on how to utilise Domain data to make better property decisions. Here’s what we covered: How many properties were on the market at a discount? What makes sellers decide to price edit? How many properties are sold through private treaty? Why the Australian market is made up of thousands of micro markets. What macro data should home buyers be looking for? How many properties are currently transacting? Is the fear of a second lockdown in Sydney impacting the supply of property? What are buyers searching for in their future property? What areas are people searching for the most? What data is Domain harvesting from you? This weeks Dumbo: Falling in love with a property that has transacted several times in a short period of time RELEVANT EPISODES:Episode 123 | Martin North Episode 125 | Damien Cooley Episode 133 | Alice Stolz Domain Reports:House Price Report Healthy Suburbs HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/140See omnystudio.com/listener for privacy information.

From meeting rooms at midday to digital boardroom online, we interviewed Lisa Dowie, chief customer officer at PEXA. PEXA has been instrumental in delivering new tech solutions to the outdated property market by connecting all the stakeholders in the transaction. In this episode we discuss how the paper trail ends with PEXA and how the complete digital property transaction is just around the corner. Here’s what we covered: What is PEXA and how do they improve standards in the property transaction? How PEXA has reduced the amount of delayed settlements across Australia. Which states will receive PEXA support next? Has PEXA benefited from COVID in streamlining their product? What were some of the problems associated with digitising documents? What happens if one part of the transaction refused to use PEXA? How digital products are combating digital crimes. Why getting a survey done is crucial. This weeks Dumbo: Not having all of your paperwork in order for the property transaction RELEVANT EPISODES:Episode 125 | Damien Cooley Episode 116 | Alison Lacey Episode 95 | Craig Bigelow GUEST LINKS:Pexa - Homepage Pexa Key - App HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/139See omnystudio.com/listener for privacy information.

Welcoming back Director of Research of The Demographics Group, Simon Kuestenmacher. Simon was a guest back in Episode 40 where he outlined the potential problems of Australia's aging population and the current population growth. In this episode we breakdown the impact of COVID on society, specifically how our behaviours and attitudes to work have adjusted and ultimately understanding how this will translate into what people buy in the future to accommodate societies new lifestyle needs. Here’s what we covered: Will we feel the effects of COVID for years to come? What will happen to the inner cities around Australia? Will big business continue to have CBD based offices or will they adapt? What is the trend in businesses working from home? What are the pros and cons of working from home? Why will having an additional room be crucial for working from home? When will the fringes of each city's CBD see growth due to the WFH movement? What will be the biggest demographic changes in Australia? How might migration return to normal? Will reverse mortgages become more prominent? This weeks Dumbo: Purchasing a one bedroom apartment RELEVANT EPISODES:Episode 40 | Simon Kuestenmacher Episode 132 | Mark McCrindle Episode 133 | Alice Stolz HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness. This episode was recorded in August, 2020. https://www.theelephantintheroom.com.au/podcasts/138See omnystudio.com/listener for privacy information.

Every week we chat about Australia's major property markets, but how does Canberra compare and what are its growth prospects? In this episode we speak with Canberran Claire Corby, one of the only buyers agents to work exclusively in Canberra. We discuss the interesting caveats of owning property in Australia's capital city, how has Canberra’s market held up during Covid and what direction is trending towards; will it boom or will it bust? Here’s what we covered: How has the Canberra property market held up during COVID? Why has there been a massive disparity in demand for housing and apartments? Why Canberra's property market continues to smash suburb price records during COVID How have developers shifted in offloading the oversupply of their new builds? Why the majority of Canberra property is Leasehold not freehold. The weird quirks and caveats of owning property in Canberra? What happens with the suburbs that border NSW and ACT? What makes a scarce property in Canberra? Where are the prestige, blue chip suburbs of Canberra? This weeks Dumbo: Outbidding yourself in Canberra or choosing not to pursue properties because they are going to Auction RELEVANT EPISODES:Episode 135 | Eliza Owen Episode 133 | Alice Stolz Suburb Trends, July 2020 GUEST LINKS:LinkedIn - Claire Corby Capitalbuyersagency.com.au HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/137See omnystudio.com/listener for privacy information.

In the 2nd edition of the new monthly report with Kent Lardner of Suburb Trends, our hosts discuss around the current unemployment rate and what areas are most impacted? Which suburbs are the hottest and questioning if they will stay hot post COVID? And weighing in on why certain suburbs, areas and property types will survive the ‘property price falls’ the media keeps banging on about. Here’s what we covered: Quarterly report on small area labour markets. What is the unemployment rate sitting at? How has COVID devastated statistically ‘younger areas’. Why does increasing unemployment in certain sectors not impact the whole economy? Why do hours worked data better represent unemployment? Which suburbs are hot and which are cold? Who is getting pushed out of the market and what suburbs are they going to now? What impact can the percentage of fully owned properties make? Will beach side properties stay at the top? How AirBNB properties in coastal suburbs, shifting to short and long term tenure have boomed. RELEVANT EPISODES:Episode 123 | Martin North Suburb Trends July, 2020 Episode 135 | Eliza Owen GUEST LINKS:Suburb Trends - Website HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 12 August, 2020. https://www.theelephantintheroom.com.au/podcasts/st2See omnystudio.com/listener for privacy information.

You have probably read, heard or participated in the debate that is as old as capitalism, which is the best asset to invest into, shares or property? In this episode we talk with Owen Raszkiewicz founder of Rask Australia, which provides a member only investment advice platform, ASX news and investment insights through articles, podcasts and education. We discuss which of the two assets are better to invest into, how people can start DIY trading and what you should be looking for in quality shares or property. Here’s what we covered: Where do investors get it wrong with share investing? What books should people read to develop better investing habits? How to choose a good fund? What makes a great fund manager? How can we change how we look at money and investing? How to know which company is the best? What are millennials thinking when it comes to shares vs property? Why buying assets isn't about the price spent but long term growth? This weeks Dumbo: Buying 2 studio apartments in Melbourne RELEVANT EPISODES:Episode 134 | Lisa Indge Episode 118 | Pete Wargent Episode 69 | Scott Phillips GUEST LINKS: Free courses (four new courses coming before the end of the year) Podcasts (Investors podcast = more advanced; Finance podcast = beginners - both are good for intermediates) - shout out to Chris' episode with Owen https://education.rask.com.au https://au.linkedin.com/in/owen-raszkiewicz-4035a9b9 https://twitter.com/OwenRask HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. See omnystudio.com/listener for privacy information.

We can’t get enough of Corelogic's Head of Residential Research and author of Corelogic's recent Pain and Gain Report, Eliza Owen. The quarterly Pain and Gain report details how different properties, regions and cities are performing, including how many have made a profit or loss since the property last transacted. In this episode we understand and interpret the data in Eliza’s report including the possible implication of the trends and how it will correlate to different buyer demographics. Here’s what we covered: How far did property listing fall? How did low interest rates and mortgage pauses slow the need for homeowners to sell? Has Covid benefited the property market? What is the correlation between the unemployment rate and the arrears rate? Which areas had the biggest bounce back in May/June? Why do new properties and units have the greatest share of loss made sales? How have regional properties performed during this period? Why are investors having the majority of loss made sales? How the ACT housing market has held up. Why buying property regionally to benefit off structural changes is a poor property decision. What areas have had the greatest profitability? How has tightening of mortgage lending led to less customers falling into arrears? This weeks Dumbo: Purchasing and renovating a property through a SMSF This weeks elephant riding bootcamp What is vendor discount pricing RELEVANT EPISODES:Episode 81 | Eliza Owen Episode 115 | Eliza Owen Suburb Trends July 2020 GUEST LINKS:Corelogic: Pain and Gain March quarter HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/135See omnystudio.com/listener for privacy information.

Welcoming back managing director of Let’s Rent, Lisa Indge, who we spoke with back in Episode 56 about the oversupply of the property market and tips for investors. In this episode Lisa highlights how the investor market has been adversely affected by COVID, and how the mainstream media has been trying to ring bells announcing the myth that the property market is on the verge of ‘collapse’. Here’s what we covered: What types of investor stock was most affected by COVID? Why has the inner city property market had the greatest spike in vacancies? How the exodus of tenants on visas has opened up the rental market? Has the development of new builds added more stock to the current rental market? What is the current vacancy rate? The current legislation around rent relief. What can landlords do now to make their property more tenable? How renter preferences have adapted with the work f? This weeks Dumbo: Buying property without a sink and other appropriate facilities RELEVANT EPISODES:Episode 56 | Lisa Indge Episode 126 | Stuart Wemyss Episode 133 | Alice Stolz HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 3 June, 2020. https://www.theelephantintheroom.com.au/podcasts/134See omnystudio.com/listener for privacy information.

In this episode we go into a deep dive on Domain’s data around changing consumer search patterns with Alice Stolz. Alice is the Managing Editor at Domain and host of Domain's new podcast ‘Property Unpacked’. We discuss why there has been a significant search increase for ‘home office/study, how the work from home movement has unlocked labor mobility and the current transaction rate and what it means. Here’s what we covered: What are some of the biggest changes in search data? What areas are people searching for now? Has preference in terms of house facilities shifted? Which keyword has soared in search data? What makes a great suburb? Will those suburbs most liveable stay the most liveable in the future? Has there been a spike in transactions? Why has the Canberra market stood strong during Covid? What do clearance rates mean? This weeks Dumbo: Why should always have an agreed 'final number' RELEVANT EPISODES:Suburb Trends July, 2020. Episode 115 | Eliza Owen Episode 132 | Mark McCrindle GUEST LINKS:Linkedin: https://www.linkedin.com/company/domain-com-au/ Facebook: https://www.facebook.com/domain.com.au DOMAIN ARTICLES:The regional NSW suburbs where home searches surged during lockdown Snow region house searches surge as locked-down Victorians dream of a winter escape Interstate searches for property skyrocket during coronavirus lockdown, new data shows Interest from Chinese property investors has declined and is likely to remain subdued HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/133See omnystudio.com/listener for privacy information.

Welcoming back social researcher and demographer, Mark McCrindle, Founder and Principal of McCrindle, a prominent research house that uses data and trends to create strategies for leading brands and businesses. In this episode our hosts pick the brains of Mark to understand the full extent of Covid-19 and its impact on society and how it has altered consumer behaviours on both micro and macro levels. Here’s what we covered: The similarities between Covid-19 and the past economic crisis. What will potentially happen to the social fabric post Covid? Which generations will adopt new practices and who would be adverse to change? How will zero migration impact property prices? How long until migration goes back to normal rates? Will tourism in Australia bounce back? Will it be restored by domestic tourism? Will the lack in international tourism increase the need for a high-speed rail system? How will the work from home movement take over? Why is it in the first time in a century people per household has increase? RELEVANT EPISODES:Episode 76 | Mark McCrindle Episode 130 | Glen James Suburb Trends July, 2020 GUEST LINKS:Sekisui House - Exploring the benefits of apartment living. CLARA - Is Australia ready for High Speed Rail? The Urban Living Index - Measuring liveability of Sydney suburbs HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/132See omnystudio.com/listener for privacy information.

Starting a new line of monthly episodes for the Elephant in the Room Property Podcast, Veronica and Chris team up with Kent Lardner, Director of Suburb Trends to discuss how different states, regions and suburbs perform; and to break down misconceptions of the property market. This month's Suburbs Trends is all about discussing why different regions perform as they do and the correlation between a suburb's inventory and sales. Here’s what we covered: How many property markets are there? What tools and metrics are used to assess the market? Why is there currently so little stock? What are the 'cold' spots? Why are certain markets flooded with low quality new builds? What property experts should you listen to? How does regional property hold up? How do units hold up against houses? Where are the 'hot' spots? RELEVANT EPISODES:Episode 71 | Kent Lardner Episode 115 | Eliza Owen Episode 123 | Martin North View report Here HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 8 July, 2020. www.theelephantintheroom.com.auSee omnystudio.com/listener for privacy information.

In today's episode our hosts chat with Jessica Brady, financial planner and co-founder of Fox & Hare Financial Advice, which specialises in providing financial advice to young couples and individuals. We discuss the gap between women and men and their financial literacy levels, why you should discuss your financials with your partner and how to find the most appropriate advice. Here’s what we covered: Why women have a lack of confidence in their financial literacy. Why women usually defer their financials to their partner. Why is it crucial to share details of financials with your partner? What happens when men take on more risk than women. How to start talking about money. What honest conversations should you start having with your partner. Why should you be getting financial advice earlier in life? This weeks Dumbo: Using credit cards and personal loans to get the deposit RELEVANT EPISODES:Episode 97 | Jacqui Pollock Episode 111 | Sharon Bradley Episode 130 | My Millennial Money GUEST LINKS:https://www.ladiestalkmoney.com.au/part-oneHome Buyer Academy Facebook Live Q&A for First Home Buyers - Wednesdays at 7.30pmhttps://www.facebook.com/HomeBuyerAcademyAUS/ HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. Send in your questions to: [email protected] omnystudio.com/listener for privacy information.

In this episode, our hosts chat with expert millennial Glen James, financial advisor and podcast host of “My Millennial Money”. Glen’s business and podcast focuses primarily on millennial financial goals and “sorting your money out”. We get the lowdown from Glen on how millennials are achieving their financial goals, what they are doing to save for their deposit and whose advice should they be listening to; is mum and dad’s financial advice enough? Here’s what we covered: How are millennials currently borrowing? Who can you trust to advise you on your money? Why advice from previous generations is out-dated. What is eating up your savings? Why should you ‘lose’ your credit card? How has spending, savings and borrowing changed between generations? Are subscriptions eating up your cash flow? Why you don't need a credit card to build your credit score. Are Millennials locked out of the property market? How to engage the most appropriate professional advice. This weeks dumbo: Why Should you not buy property because you can. Elephant rider boot camp Rentvesting vs dream home RELEVANT EPISODES:Episode 116 | Property & Taxes Episode 124 | Martin North Episode 128 | Trends in property investment GUEST LINKS:Home Buyers Academy - Rentvesting Sort your money out - online course HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 4 June, 2020.See omnystudio.com/listener for privacy information.

If there is new and emerging technology or innovation coming into the global scene Craig Rispin already knows about it. In today's episode we chat with Craig, author, speaker and advisor. Craig and our hosts discuss how the innovations of today and the societal impact of Covid-19 will alter how we purchase and build property in the future; will the work from home movement take over, 3D printed houses to create affordable housing and technology affecting change in all businesses. Here’s what we covered: How Covid-19 brought an age of innovation. How do these new innovations impact the property market What will 5G towers do to property prices? How will printing property in the future impact the construction industry? Will the work from home movement take over? How will commercial property be impacted by the work from home movement? Will companies evaluate the cost of living to determine work from home salaries? How has online shopping shaped since Covid-19? This weeks Dumbo: What happens when you buy property to the GFC in America RELEVANT EPISODES:Episode 118 | Pete Wargent Episode 123 | Martin North Episode 128 | Mike Mortlock GUEST LINKS:Future trends group HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. Send in your questions to: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 June, 2020. https://www.theelephantintheroom.com.au/podcasts/128See omnystudio.com/listener for privacy information.

Today’s episode is about data, data, and data with Mike Mortlock, who is returning from Episode 60. Mike is the managing director of MCG Quantity Surveyors which recently released granular data on the Australian property market that showcases the unique behaviours of over 1,500 property investors, including how they are investing, what types of property are they investing in, and what are their motivations to invest. Here’s what we covered: What does micro level data say comparison to macro level data on property investors? How many investors live in their property before they rent it? What locations are people investing in the most? The disparity between what people want to live in, compared to what they invest in. What decisions have individual investors made before investing? How many units were being developed back in 2016? Why are developers moving towards more owner-occupier developments? Does depreciation on property matter? How people are getting sold into property that's glitter not gold. Why is capital growth the best reason to invest into property? What has increased in value more, houses or apartments? This weeks Dumbo: The huge costs of buying property without seeking professional advice. RELEVANT EPISODES:Episode 60 | Mike Mortlock Episode 79 | Cat Burgess Episode 123 | Martin North GUEST LINKS:View the data and reports mentioned in todays episode: https://mcgqs.com.au/elephantintheroom.php HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 21 April, 2020. https://www.theelephantintheroom.com.au/podcasts/128See omnystudio.com/listener for privacy information.

In our third Q&A host special, Veronica and Chris answer your need to know questions on various aspects on property and the process of purchasing: Questions: “What are your opinions on different types of investments (Student accommodation, holiday house, home dwelling, Commercial?)” “If you live in the property are you liable to pay land tax? And if so at what value is anyone really exempt from paying land tax? If so, who? And how do you structure your property ownership to avoid paying land tax?” “How does capital gains tax work and what is the 12 month rule? Are there any exemptions to capital gains tax?” “Why do you think yields are lower from family home rentals” “What happens to your assets if your bank collapses” “Is it worth forgoing an offset account to go with a sharper fixed interest rate?” This weeks Dumbo: How having a bad credit rating can destroy your opportunity of purchasing property What happens when you don’t seek out appropriate financial advice RELEVANT EPISODES: Episode 57 | Q&A 1 Episode 98 | Q&A 2 Episode 104 | Build-to-rent Episode 117 | Fool or Forecaster report HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 19 May, 2020. https://www.theelephantintheroom.com.au/podcasts/127See omnystudio.com/listener for privacy information.

Predicting the property market and getting it right doesn’t make you a nostradamus but when you get it right and people want an answer, what do you say? In this episode Stuart Wemyss Director of Prosolution and host of the Investopoly podcast joins us back from Episode 39. Stuart shares insights into how the lending space has tightened up on borrowing, why people are upgrading over investing and how he came to his accurate prediction. Here’s what we covered: How did Stuart get his 2018 forecast? Why are predictions not that reliable? What do the studies show and does it help you invest? Why asset selection is far more important than "getting a good deal". What happens at the bottom of the market? Does your property have the fundamentals that could lead to high capital growth? When should you sell a quality asset? How to become borrower ready? How to maximise your borrowing capacity? How to best manage your spending. How have low interest rates changed investing strategy? Why to always approach the family home as an investment property? MENTIONED EPISODES:Episode 39 | Stuart WemyssEpisode 117 | Dr. Shane OliverEpisode 123 | Martin North GUEST LINKS:Buy Stuart’s book Rules of the lending game. And use code ‘elephant’ for a discount plus free postage. Buy Stuart’s book Investopoly Subscribe to Stuart’s blog Article: How important is buying below market value? The largest longitudinal study on forecasts Philip E. Tetlock HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 5 May, 2020. https://www.theelephantintheroom.com.au/podcasts/126See omnystudio.com/listener for privacy information.

Damien Cooley is one of Australia's most well known auctioneers and is managing director of Cooley Auctions and the founder of AuctionNow, which has been critical in transitioning the real estate market from in-person to online. In today’s episode, we discuss how buyers and sellers have reacted to the restrictions, the technology that has helped transition the market, and eye-opening data, including: clearance rates, region-specific data and utilisation of online tools. Here’s what we cover: How did the covid-19 restrictions affect auctions? With the technology existing for years, how many auctions were run online? Who cancelled their auctions first? How does AuctionNow work with different state legislation? How has the clearance rate changed over the last quarter? Has online auction now been normalised? Why did certain regions not adapt to online auctions? What happened to the vendors who were caught in March? Despite the market being tough, will there always be scarce property for sale? Since open houses are back on, will they go back to the norm? Why is this the best time to get back in the market? Is it off market or is it pre-market How are banks pulling finance from clients days before settlement? How to get ahead in auctions? MENTIONED EPISODES:Episode 1 | Simon Russell Episode 2 | Damien Cooley Episode 115 | Eliza Owen GUEST LINKS:Cooley Auctions AuctionNow Cooley Index HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 13 May, 2020.See omnystudio.com/listener for privacy information.

In today's episode, we move the conversation away from national and global news, to what matters most: your household finances. Back in episode 89 we interviewed Brendan Coates, Household Finances Program Director at the Grattan Institute, and he joins us in this episode to explore the various issues currently affecting households: unemployment, access to super, wages and financial buffers, as well as how the small factors you might not be considering are growing behind the curtain. Here’s what we covered: How many Australians have lost their jobs? With restrictions loosening, who will be going back to work and who won't? Businesses going down the gurgler is more detrimental to the economy than unemployment? What are the long term implications of young professionals being unemployed? Should you access your future? How much does the average Australian have saved? Where should your money be during low interest rates? Who is most protected?` How are companies pivoting their business model to survive the pandemic? How will the government balance the lack of immigration this year for the future benefits? When will the vaccine be available and how will it impact your ability to work? MENTIONED EPISODES:Episode 89 | Brendan Coates Episode 117 | Dr Shane Oliver Episode 123 | Martin North HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 28 April, 2020.See omnystudio.com/listener for privacy information.

After Chris’s numerous appearances on Martin North’s ‘Walk the world’ Youtube channel we finally have brought Martin to our own turf. Martin is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm, he is one of the most regarded authorities in the research space with several media contributions such as ABC new, AFR and 60 minutes. In this data driven episode, we get down to the question at hand: do you buy or do you sell, what is the data showing, and is it reliable? Find out if people are borrowing too much, what properties are beating the downturn and how are individuals discovering the opportunity. Here’s what we covered: How are the 1000 households surveyed every week reflective of Australia? How did Martin enter into the finance commentary arena? What patterns are showing which suburbs are going up and which are going down. How are the 250,000 first home buyers (per year) finding ways to enter the market? Why newly built properties are at the greatest risk. How is the data segmented to better reflect real profiles? Will there be low or high capital growth over the coming years? Are we reaching our 'peak debt'? How many properties are vacant in Australia? Why is there simultaneous oversupply and undersupply in the market? What happens now since migration is zero? MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 113 | Dr. Nicole Johnson GUEST LINKS:DFA - Blog - Youtube Article 1 Mapping Mortgage Stress Article 2 Housing price falls and negative equity HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 23 April, 2020. https://www.theelephantintheroom.com.au/podcasts/123See omnystudio.com/listener for privacy information.

In this special episode we bring back John Cunningham, Principal Director of Cunninghams, a successful and established real estate agency based in the Northern Beaches. John has a well earned reputation by experiencing all aspects of the property market; buying, selling, advising and investing. We sit down to discuss the state of the real estate market during the pandemic including how all of the changes have impacted buyers and sellers, getting cold feet or becoming hot to trot, and on the other side, how agencies have taken these challenges and restrictions head on delivering a service that has adapted to the situation. Here’s what we covered: Are real estate agents equipped to be trusted advisors? How are real estate firms finding the lockdown laws? What are agents doing to ensure clients safety? Is the gatekeeper mentality helping or damaging the real estate market? Why has the pandemic been a wake up call for the property market? Still in the market? What should you do? Timing, wait another year or action now? Is there a conflict of interest with agents giving advice? What should property managers be doing during the pandemic? How much of the real estate market has dried up? How are agents pre-qualifying their clients? How are sellers dealing with their property under inspection? MENTIONED EPISODES:Episode 12 | John CunninghamEpisode 120 | Michael Yardney GUEST LINKS:REIA - Home Cunninghams HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This Episode was recorded on 4 April, 2020. Visit the websiteSee omnystudio.com/listener for privacy information.

Have you wondered how properties are valued and who has the authority to value them? In this episode we speak to veteran valuer Bart Mead, Executive Director of JLL Valuations and Advisory. Bart has 30 years of providing property advice to financial institutions, the government and private individuals. We sit down to discuss the current state of property valuations: how they work, what factors impact the value of a property, and where the future of valuations will be - automated, cheaper and with a click of a button? Listen in to find out. Here’s what we covered: Why valuations underpin the financial system and the greater economy? How do valuations give the buyer confidence after purchasing? Will valuation in the future be done prior to purchase? Will automated valuations be the future for property purchasers? Do valuations vary greatly? What are the different types of valuations? What's the process of banks picking valuers? How will the Covid-19 Pandemic impact how property is valued? How much do banks dictate how valuation should be done? Could you take a valuer to court for under/over valuing property? How do valuers treat off-the-plan property? MENTIONED EPISODES:Episode 62 | Cecille Weldon Episode 120 | Michael Yardey HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 16 April, 2020.See omnystudio.com/listener for privacy information.

In our first podcast mashup, we collaborate with Michael Yardney, founder of Metropole Property Strategists and host of the Michael Yardney Podcast. From buying, selling and advising we hear about how the “front-line” of property are dealing with the Covid -19 pandemic and we sit down to discuss which ‘experts’ should you listen to and how you should be timing your property movements around the current economic climate.Stick around as this will be packed full of relevant information for those currently seeking, purchasing or those wondering if now is the time to dip a toe in. Here’s what we covered: The difference between a good and bad investor What are current investors thinking? Which is a better yield or growth? Which expert’s market predictions can you trust? Better yield or better tenant? How are banks assessed during the Covid-19 pandemic? Why the property market will survive the pandemic How will industries adapt? Will there be greater globalisation or greater localisation? Will owner occupier demand increase due to the virus? What properties in Melbourne that will thrive in the pandemic? What is a good development? GUEST LINKS:Michael Yardney’s Property Update Michael Yardney Podcast Metropole Property Strategists MENTIONED EPISODES:Episode 114 | 2020 Fool or Forecaster reportEpisode 115 | Eliza Owen HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode is recorded on 9 April, 2020. View Episode 120 HERESee omnystudio.com/listener for privacy information.

In this special episode, Veronica interviews our co-host Chris Bates, financial adviser, mortgage broker and the founder of Wealthful, a boutique financial firm that assists couples and families to secure bespoke financial products. Over the last 20 years, individuals and families have been increasingly opting to obtain their finance through mortgage brokers (over 60%) rather than go through a bank. Chris discusses this current trend and where the benefits lie when choosing a broker over a bank. Here’s what we covered: Broker vs private banker? Are you with the most appropriate bank? Why are you limited to going directly to the bank? Are you dealing with the real talent at your bank? How the banks have discriminated against industries? Bank Policies how often are they changed? How long are bankers turn around times Can you use a broker to get a better rate at your bank? Which banks don't use brokers? How to find a good broker? What questions to ask your broker? MENTIONED EPISODES:Episode 53 | Jennie Tonner HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded on 26 March, 2020. https://www.theelephantintheroom.com.au/podcasts/119See omnystudio.com/listener for privacy information.

We interviewed Pete back in 2018 in episode 24 and we brought him back to talk about the current situation of the property market locally and abroad. Pete Wargent is an internationally recognised speaker, versed in all thing property from buying to selling and all the financial components associated. Opening up on the dialogue surrounding the Covid-19 pandemic we pose the question, how will Australia thrive on the other side of this crisis and what should individuals do now and in the future to protect themselves. Here’s what we covered: How does the economy bounce back from the downturn? What downturns are similar to what we are currently experiencing? Is the Government doing enough? What is happening to the global property market? How the Australian economy is performing against the global economy? How labour mobility will decrease. What will protect our economy in the future? How is the frontline of real estate coping during the crisis? Why is there a record number of loan applications? Why is the Australian Dollar going to suffer so much? Where are the scarce properties in QLD? What to do with your mortgage? MENTIONED EPISODES:Episode 24 | Pete Wargent Episode 115 | Eliza Owen Episode 117 | Shane Oliver GUEST LINKS:Pete Wargent’s LinkedIn www.petewargent.com HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded on 2 April, 2020. https://www.theelephantintheroom.com.au/podcasts/118See omnystudio.com/listener for privacy information.

In another Coronavirus special episode we are honoured to have arguably the most well known economist in Australia, Dr. Shane Oliver. Shane is the Head of Investment Strategy and Economics and Chief Economist at AMP Capital. Shane breaks down the current economic climate, locally and globally, showcasing the various economic indicators revealing the direction we are all heading towards. Here’s what we covered: Major differences between recession and a depression Is the world economy heading towards a depression? How will the stimulus package work? Was the USA too late to act in shutting down? Where will the government find the money for the stimulus package Where will the world be when the dust settles Has Australia done enough to flatten the curve? How high will unemployment climb? Recognising the opportunity? Which industry is at the most risk? What economic indicators should we look towards MENTIONED EPISODES:Episode 115 | Eliza OwenEpisode 114 | Fool or Forecaster 2020Episode 112 | First Covid-19 update Shane Oliver’s Articles:AMP Capital: Is Coronavirus driving a recession, depression or an economic hit like no other AMP Capital: The Threat to Australia house prices from Coronavirus Business Insider Australia: The 9 bad habits of highly ineffective investors HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 April, 2020. https://www.theelephantintheroom.com.au/podcasts/117See omnystudio.com/listener for privacy information.

In this episode we talk tax, tax, tax with Alison Lacey and you are going to love it. Alison is the Director of Ecovis Clark Jacobs a recognised accounting firm in Sydney, but is also an investor and married to a builder giving her a multidimensional insight into property and tax. Today she gives the scoop on recent changes to the CGT exemptions for expats, showcases the nitty grittiness of the ATO and describes the most common tax mistakes the average property purchaser makes. Here’s what we covered: How does tax work with an owner builder? What is the definition of a non-resident? Why changes to the CGT rule might backfire for the government? Knowing your numbers and your opportunity cost. What is the biggest tax benefit from owning an investment property? How does depreciation affect your capital gains? How to offset capital losses against future capital gains What can you do about land tax? What is the 6 year rule and how does it work? How much does the ATO know? The problems of owning your property outright. What is repairs and what is maintenance? How to structure your loan? MENTIONED EPISODES:Episode 60 | Mike MortlockEpisode 15 | Taryn Brown GUEST LINKS:www.clarkjacobs.com.au/ HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 20 February, 2020. https://www.theelephantintheroom.com.au/podcasts/116See omnystudio.com/listener for privacy information.

In this episode we bring back the insightful Eliza Owen on the podcast, we interviewed her last year in Episode 81 discussing the previous economic booms and downturns. Eliza has recently been made the Head of Residential Research at CoreLogic and is playing an active role in investigating the impact of the virus on the property market. With new restrictions on real estate in place to curb the growing threat of Covid-19 and with over 150,000 people applying for unemployment benefits Veronica and Chris ask the questions that you’re thinking. Here’s what we covered: How far has buyer activity fallen? How has the clearance rate been affected? What alternatives do buyers have to auctions? How quickly will unemployment climb? How the property market performed after stock market crashes? Why is the current downturn radically different to past downturns? Who will be most impacted by falling housing prices? Is it inevitable that Australia will go into recession Have the RBA hit rock bottom with rates? How to recognise opportunity? MENTIONED EPISODES:Episode 81 | Eliza Owen Episode 88 | Rate cuts Episode 112 | Coronavirus Update GUEST LINKS:CoreLogic News Coronavirus and Australian Property Market Continued Uncertainty Around COVID-19 Has Seen The Preliminary Clearance Rate Take A Hit This Week HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 26 March, 2020. https://www.theelephantintheroom.com.au/podcasts/115See omnystudio.com/listener for privacy information.

Who did you believe was going to be right about the market? Did you buy or sell based on an ‘experts’ predictions? In this years edition of the Fool or Forecaster report (releases on April Fools), Veronica and Chris discuss progression of the property market over the last year with investors representing a tiny fraction of purchases, Coronavirus’s impact, and those analyst that had a conflict of interest in their reports. Find out which experts got it right, who got it wrong and who was dramatically wrong; one expert predicted an 85% fall in the market that never came. Here’s what we covered: When was the bottom of the market? How long did it take the Sydney market to go down 15%? What were the biggest names saying? Who got it right? And who got it wrong? What suburbs were hotspots? What is the impact of these 'predictions' on individual people? Why is most property not worth buying? Who's pushing up prices? What things can you do to view a property's possible growth? Who is missing the market? MENTIONED EPISODES:Episode 61 | 2019 Fool or Forecaster Episode 71 | Kent Lardner Episode 73 | Roger Montgomery Episode 75 | Warren Hogan Episode 77 | Cameron Kusher Episode 81 | Eliza Owen Episode 88 | Alan Kohler Epiosde 102 | Louis Christopher LINKS:Veronica Morgan’s Article: Proof Sydney house prices have stopped fallingCore Logic Report: 2019 Fool or Forecaster Report2020 Fool or Forecaster Report HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: https://www.theelephantintheroom.com.au/podcasts/114See omnystudio.com/listener for privacy information.

In this insightful episode Veronica Morgan and Chris Bates chat with Dr. Nicole Johnston, socio-legal researcher and senior lecturer at Deakin University. Nicole has spearheaded the development industry, shining the spotlight on defective developments in her university published report “An Examination of Building Defects in Residential Multi-owned Properties”. The report highlights the severity of the development industry, analysing 3227 defects across 212 buildings in NSW, Victoria and Queensland. In today’s episode our hosts discuss the problems plaguing the development industry and how they can redeem themselves in the coming years when truth surrounding their dodgy dealings spills. Here’s what we covered: The risks of buying brand new. Why NSW is the riskiest state to buy a new apartment. Why is there very little research on new buildings? What happens to tenants with defects and the red tape involved? Water related defects are the most costly and common defect. Why does home and contents insurance not protect you from defects? Why you should always invest more into a specialised property lawyer How do we make quality builds and also solve the housing affordability crisis Will developers make the first stand and take ownership for defects? Rectification costs never capitalised when you go to sell. Cheap apartment = Costly endeavour. MENTIONED EPISODES:Episode 87 | Kerry Hunt Episode 91 | Rod Fehring Episode 106 | Dodgy Developers GUEST LINKS:Deakin University: Nicole Johnston Deakin University: Home Research Hub Home Buyer Academy HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 26 February, 2020. https://www.theelephantintheroom.com.au/podcasts/112See omnystudio.com/listener for privacy information.

By now we are all highly aware of the Corona Virus as it has spread far and wide throughout the world, governments are imposing lockdowns and the world economy holds its breath as it adapts to the crisis. The question is, where will Australia be once the dust settles? In our first out of cycle special episode, Veronica and Chris aim to answer the questions surrounding the impact of the virus on the property market and the greater Australian economy. Here’s what we covered: Should you buy or sell during the pandemic? Very little stock will hit the market. People should start refinancing mortgages and cut expenses. Why you should purchase the most perfect property. Will the market boom or bust? Who will win and who will lose? Is this a good time to buy or sell shares? What will happen to the unemployment rate? How it will impact labour mobility and housing affordability? Why should people start getting ready to buy? MENTIONED EPISODES:Episode 58 | Nerida Conisbee LINKS:Send us your questions HERE HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 19 March, 2020. https://www.theelephantintheroom.com.au/podcasts/covid-19See omnystudio.com/listener for privacy information.

Taking a different turn from the usual episode, our hosts talk to Sharon Bradley, columnist and writer for the Good Weekend. Her recent article in the Sydney Morning Herald “Having to ask for somewhere to live, it’s difficult indeed”, caught Veronica and Chris’s attention. Our hosts want to open the conversations on rising property prices, increasing unemployment, and where it leaves you and financial stability. In today's episode our hosts discuss how securing your financial future with the appropriate financial advice can safeguard you and your family from the uncertainty of current housing prices, and economic stability. Here is what we covered; Changing our perceptions of homelessness. Why is a particular demographic becoming homeless at an alarming rate. How to protect yourself and your family from severe unexpected circumstances. What factors are forcing this increase in homelessness? How long is the public housing list? Building more social housing. What can the government do to curb the housing crisis? Bridging the gap with impact investing? Gambling with your own home? MENTIONED EPISODES:Episode 66 | Michele Adair Episode 89 | Ownership Crisis Episode 95 | Craig Bigelow Episode 104 | Adam Hirst GUEST LINKS:‘Having to ask for somewhere to live, it’s difficult indeed’ CHARITY LINKS: https://sharethedignity.com.au/http://steppingstonehouse.com.au/https://www.ozharvest.org/https://www.benevolent.org.au/https://orangesky.org.au/ HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] omnystudio.com/listener for privacy information.

In this special episode, our hosts breakdown the purchasing process from the view of a new client and all of their needs and wants.. Veronica Morgan, asks all the right questions in understanding their story and how best to deliver their perfect property whilst also answering all of your questions on where the value lies when it comes to purchasing property with the advice of a buyer's agent. Chris and Veronica, share opinions, frequently asked questions and peculiar case studies in their line of work, asking the right questions that you should be asking yourself when purchasing your next property. Here’s what we covered: The good the bad and the ugly of buyers agents. Where the value lies in a buyer's agent. What questions do Buyers Agents ask you? Are you saving money or spending more? Understanding what your capacity is. What makes you ready to buy? Procrastinating purchases and the associated costs. The 3 P's of a property searching. Chasing the market and not having the budget. What education do you do to become a buyers agent? Where do buyers agents loyalty lies? Why to never do business with buyers agents who are partners with developers. Why you should buy a buyers agent. MENTIONED EPISODES:Episode 2 | Damien CooleyEpisode 46 | Lorna Patten HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness.|This episode was recorded in January, 2020.See omnystudio.com/listener for privacy information.

In this treasure trove of an episode, our hosts chat with Amy Stead, CEO and creative director of Sydney-based Amazema, which specialises in styling property for sale, as well as interior design and decoration. Amy lives and breathes all things interior design, which comes through in her own personalised furniture and textiles line, The Amazema Edit. Amy has become an authority in the property styling industry and if you’re actively selling your home, or hoping to soon, this episode could mean money in your pocket. Amy and our hosts discuss the styling industry from the lens of the real estate market, and the massive value it brings during a property’s sale because appealing interior design can significantly lift your property’s desirability. Here’s what we covered: Why stylists bring real value to selling property. How much of the market is being styled for sale? Should you have family photos up during an open house? Clearance rate differences between ‘good’ stylists and ‘bad’ stylists. 'manufactured styled' vs hands-on styled. What visual tricks do property stylists use? What three things should property buyers look for during an open house? What do professional stylists services cost? What are the key current styling trends? What kinds of property don't need to be styled? Tips on how to furnish your new property. Where do people go wrong when it comes to flipping and styling? The realities of 'flipping houses' and over-capitalising on renovations. MENTIONED EPISODES:Episode 97 | Jacqui Pollock Episode 12 | John Cunningham Episode 27 | Overcapitalisng GUEST LINKS:Instagram: @Amazema_interiors | @the_amazema_edit Web: Amazema.comFacebook: Amazema Interiors GUEST OFFER:Use code “Elephant” on online purchase for 20% off either: Interiors Package 1: Initial Consultation (with recommendations report & mood board) or Styling For Sale Consultation (in person) — Amazema Interiors (with recommendations report) INTERIOR + STYLING CHEATSHEETDownload at theelephantintheroom.com.au/podcasts/109 HOST LINKS: Looking for a Sydney Buyers Agent? gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 6 February, 2020. View the Episode at: https://www.theelephantintheroom.com.au/podcasts/109See omnystudio.com/listener for privacy information.

In today’s episode Veronica Morgan and Chris Bates interview Kris Daff, managing director of Make Venture, a Melbourne-based boutique development and investment company, Kris is also the managing director of Assemble, a homeowner-focused development company. Assemble attempts to bridge the gap between renting and home ownership by offering unique community-based development projects. Developer Kris Daff and our hosts discuss the value that comes with nurturing organic communities within future development projects, but also discusses the hard questions about developments and their stagnant capital growth and severe defects. Here’s what we covered: New direction for creating communities, rather than ‘just’ developments The severity of housing anxiety Ownership and locking down where you want to live Housing prices growing faster than consumers ability to save Why is one of Australia’s the largest super funds interested in one of Assembles developments Building the gap between societal needs and development projects How nurturing meaningful relationships in a complex can increase tenancy lengths Creating scarcity by creating quality communities How to find out how your builder attends to defects If you are going to buy off-the-plan how to do your due diligence MENTIONED EPISODES:Episode 80 | Co-Living Episode 104 | Build-To-Rent Episode 106 | Dodgy Developers GUEST LINKS:Assemble Make Ventures HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 10 September, 2019. https://www.theelephantintheroom.com.au/podcasts/108See omnystudio.com/listener for privacy information.

Top property expert commentator and trusted Buyers Agent, Veronica Morgan’s long awaited book is here, ‘‘Auction Ready: How to buy Property at Auction even though you’re scared s#!tless’. In this episode, the tables have turned, Chris interviews Veronica, and Veronica gives the inside scoop and shares her secrets to help property buyers master the art of auctions. Here’s what we covered: Veronica Morgan releases her new book ‘Auction Ready: How to buy Property at Auction even though you’re scared s#!tless’ What percentage of quality assets are sold under auction conditions? How to understand the value of a property through a price guide. Thinking beyond getting a 'good deal'. What happens if the property has great macro factors but needs a renovation? How far will you push your budget? What happens when you miss out? The life changing results of buying a quality asset. What value do buyers agents bring to your property search? MENTIONED EPISODES:Episode 1 | Simon Russell Episode 2 | Damien Cooley Episode 8 | David Scholes Episode 14 | Marnie Seinor Episode 36 | Tim Heavyside Episode 92 | Phil De Fegley GUEST LINKS:To request a promo code & order a signed copy of "Auction Ready" click here.Amazon link here HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 10 October, 2019 https://www.theelephantintheroom.com.au/podcasts/107See omnystudio.com/listener for privacy information.

We have a cracker of an episode for you. Today we interview Jimmy Thomson, the writer of the Flat Chat column, which you may have seen featured in Domain, AFR and SMH. The multi-talented Jimmy has authored 15 books, is a screenwriter, a university lecturer and has his own podcast “Flat Chat Wrap”, which is all about strata living. Jimmy tells a screenwriter's dark, but ultimately hopeful tale about strata living, which includes exposing dodgy developers who over promise and under deliver. Here’s what we covered: How one email revealed a developers dodgy intentions Developers putting their own people in building management positions The deep corruption of developers in Queensland Does building warranty actually protect you? Positives of strata living The darkside of short term subletting How extra facilities of strata property can greatly increase rent and property value Adding value vs maintaining in strata property When should Strata owners contact NSW Civil and Administrative Tribunal (NCAT)? Who enforces the bylaws of an apartment complex? Will company titles make a comeback? Where to find the bylaws And the crazy but true story of the guy who turned his balcony into a fish tank (yes, really) MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 25 | Amanda Farmer Episode 18 | Reena Van Aalst GUEST LINKS:Flat Chat Column Flat Chat Wrap StrataBox HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness...This episode was recorded on 30 January, 2020.https://www.theelephantintheroom.com.au/podcasts/106See omnystudio.com/listener for privacy information.

On this week's episode Veronica dives into the past to talk about her own property dumbos. With 25 years experience in the property sector, from buying, selling and advising on all things property, Veronica relives the early days of her own property journey. Chris discusses the common mistakes first home buyers make and the opportunity costs associated. Here’s what we covered: Next steps to take when you purchase a property How market conditions can alter your decision making time frame How to visualise your dream property Choosing a safe property for your children What you need to know about the influence your subconscious has on your decision making Why reactionary purchases are likely to lead to bad property decisions How property purchases when single affect your ability to purchase with a future partner Make good property decisions now rather than regretting your decision in the future Does purchasing where infrastructure is being built improve property growth? How home bias impacts new investors What is the appropriate loan structure for investment properties The opportunity of cost of waiting and buying later Chris and his new home inspection story MENTIONED EPISODES:Simon Russell | Episode 1 HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded Dec 2019See omnystudio.com/listener for privacy information.

On today’s episode we pick the brains of Adam Hirst, General Manager of Build-To-Rent at Mirvac. Adam is currently overseeing Mirvac’s newest development at Sydney Olympic Park, Indigo Pavilion, Australia’s first mass scale build-to-rent project. Adam discusses the overseas success of build-to-rent also known as ‘multifamily’, the viability of this alternative to generic residential development and how this alternative model will benefit renters. Here’s what we covered: What is build-to-rent/Multifamily? Is build-to-rent the future for renters? Why are build-to-rent leases longer than standard leases? What are the building costs associated? What are the benefits of build-to-rent? Why are superannuation funds investing in build-to-rent? Will there be an under supply of housing in 2021 - 2023? Why consumers want sustainability but are not willing to pay for it How developers are trying to create a community in their developments How capitalisation rates impact build-to-rent Why to never buy in areas of over supply GUEST LINKS:Find out more about Adam Hirst his work in Build-To-Rent.Indigo Pavilion - Sydney Olympic Park MENTIONED EPISODES:Episode 80 | Ed Fernon Episode 62 | Cecille Weldon HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This Episode was recorded on the 28 November, 2019 https://www.theelephantintheroom.com.au/podcasts/104See omnystudio.com/listener for privacy information.

Amanda Farmer returns to the Elephant in the Room Property Podcast to discuss all things Strata. Amanda is the Director of Lawyers Chambers on Riley and Founder of Your Strata Property. With 16 years under her belt as a specialist Strata Lawyer, Amanda is a respected and well known authority in the property market. In this Episode Amanda opens up on the rights and obligations of strata owners and looks at the case study of Mascot and Opal Tower. Here's what we covered: How building defects impact strata owners What are the strata challenges facing Mascot and Opal Tower How to have your say as a strata owner? Is Opal Tower legally obliged to repair the building? What are your rights as a strata owner Why your strata report is important How to learn more as a strata owner How embedded network contracts can impact strata owners The importance of strata meetings Why you should always do your due diligence MENTIONED EPISODES:Episode 25 | Amanda Farmer Episode 1 | Simon Russell GUEST LINKS:Lawyers Chambers on Riley Your Strata Property - Website - Podcast HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 14 November, 2019. https://www.theelephantintheroom.com.au/podcasts/103See omnystudio.com/listener for privacy information.

Today we pick the brains of Louis Christopher, Australia’s most recognised and respected property analyst and Founder of SQM Research. SQM specialises in providing accurate research and data to financial institutions, professionals and investors. Louis provides his predictions for the 2020 property market and gives essential information regarding factors that shift property prices. Here’s what we covered: What is the primary reason property doesn't sell How Sydney's Northwest and Hills district diluted the Sydney property market How does a low building commencement rate impact the economy Why market forces barely impact the current property market Are low interest rates driving asset price inflation Why major contractions would devastate the economy What are the essential factors to property demand What are the property forecasts for 2020 GUEST LINKS:Click HERE, for Louis Christopher’s Boom or Bust report Follow Louis Christopher on Twitter https://sqmresearch.com.au/ HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…https://www.theelephantintheroom.com.au/podcasts/102See omnystudio.com/listener for privacy information.

Starting off the beginning of the year with this jam packed episode. Veronica Morgan & Chris Bates talk all about their outlook for the 2020 property market. We feature insights from trusted experts and their views for Sydney, Melbourne and Brisbane market. Here’s what we cover: What we anticipate for Sydney in 2020 How supply and demand drive property prices A historical look at clearance rates Are sales agents putting more listings off market? Why Sydney has had the fastest property price growth in 31 years? Reporting lag, how far behind is it from actual market numbers? Why property buyers from 2012 are making a return into the 2020 market Why First home buyer incentives drive prices up Will there be a cultural shift from houses to town houses? What are the big predictions for 2020? EPISODE LINKS:Episode 41 - Meighan Hetherington Episode 96 - Andrew Wilson Episode 77 - Cameron Kusher Episode 81 - Eliza Owen Episode 58 - Nerida Conisbee Episode 93 - David Johnston Episode 23 - Cate Bakos Episode 39 - Stuart Wemyss Episode 42 - Jarrod McCabe Episode 24 - Pete Wargent IN DEPTH CONTRIBUTOR COMMENTS:Click HERE to view SOCIAL LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: [email protected] Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: [email protected] EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… https://www.theelephantintheroom.com.au/podcasts/101See omnystudio.com/listener for privacy information.