The Clark Howard Podcast

Want to own investment property at some point? This podcast episode is a good place to start; Watch out for this fake healthcare scam making the rounds; Did you know that you can actually save for your child's college before they are born? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices

Distracted driving is becoming more of an issue all over this country; This app could get your e-book in front of thousands of readers. Some authors have put their books on Watt and found publishing deals because of it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch out for sponsored posts from people with an incredibly small social media following; Have prices at Whole Foods gone down since Amazon bought the giant grocery retailer? Clark dives into the price difference now between Aldi and Whole Foods. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech companies have brought back the installment loan. Watch out; Clark talks about what industries have the best customer service. Some will surprise you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Google Fi allows you to use iPhones now along with a whole slew of Android phones; Fewer people are getting raises. And more and more Americans are in favor of a higher minimum wage. Learn more about your ad choices. Visit megaphone.fm/adchoices

As foster care kids reach adulthood, difficulties mount; A warning to small business owners about expired URL's and how they can be commandeered; Leasing a car is getting even more costly than it has been. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark tells you what to do in the case your flight is cancelled; Credit card annual fees are often said to be bad. But sometimes they can be worth it. Clark tells you how to judge whether a card with an annual fee is worth it for you or not. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carmax is taking a page out of Carvana's book and is now offering a 7 day return period on some car purchases; Walmart is paying for airfare and hotel stays for surgery in order to cut its healthcare costs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you friend your coworkers on social media?; How long do mistakes stay on your credit report? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark tells his story about how he retired at 31 and why he continues to teach personal finance to millions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why shopping for your financing is the most important step when you are considering buying a home; IRS imposter scams are making the rounds. Beware!; The middle class is shrinking according to statistics. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark interviews Sabrina from WorkingMom.com about how she made massive changes in order to be able to pay cash for college for her kids; Resort fees are popping up more and more and they are often being charged at everyday hotels that aren't resorts; Should you own or rent stuff? That question often gets asked about home ownership, but rarely about the things that you use. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money problems can often lead to health issues. That's mostly because of the impact that stress has on us; One couple stole $12 million dollars from others through a faith fraud scam; Deleting old accounts is very important and can save you from potential identity theft. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remote patient monitoring is getting better and could save money on medical costs; Watch out for this voice phishing scam!; Could you cut your home internet cord? Turns out there's a solution that you could be overlooking to help you do just that. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Minneapolis just changed their single family zoning laws. Clark talks about the major impact that zoning laws have on municipalities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about which insurers you should consider doing business with; Watch out for this new fake email shipping scam; ABLE accounts have had some changes recently. And those have made the accounts for the disable much more valuable. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which brands and models are the cheapest to repair? Clark fills you in; A new report about the Equifax breach sheds light on the myriad mistakes they made that exposed the data of tens of millions of Americans; What stores offer the best and worst return policies is something you need to keep in mind while doing your Christmas shopping. Learn more about your ad choices. Visit megaphone.fm/adchoices

Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Obamacare open enrollment ends this Saturday. Plus Clark talks about Fidelity's new HSA offering!; It's Green Monday and there are some great deals out there; How much is your data worth? Clark tells you the info that identity thieves will pay a lot for...and how to protect yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark shares a long list of free gifts that will mean a lot to kids at Christmas time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch out when sending money via apps. Especially, check your privacy settings on your Venmo app; Doctors are losing their license in one state and practicing in another...and another; Waymo is making some major inroads in the self-driving game. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're close to the end of the year. Clark talks about where to find the best deals on cars both used and new; Marriott is not doing the right thing for their customers post breach; Clark talks with deals editor Charis about the best deals today. Learn more about your ad choices. Visit megaphone.fm/adchoices

A way to gift 529 money is here!; Falling asleep while drunk in a Tesla? Yep, it happened; Subprime auto loans are on the rise. That's not good. Learn more about your ad choices. Visit megaphone.fm/adchoices

Marriott just had a severe breach. Clark tells you what to watch out for in the coming weeks in light of this breach; Payless' new ad campaign was pretty incredible and reinforced how label-conscious our society can be at times. Don't buy the hype!; Delta just launched the first biometric airport terminal. It is already making things more efficient. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Video doorbells are all the rage right now. Millions are being sold every year in America. And one of the major benefits is that they are helping local police departments catch criminals. Learn more about your ad choices. Visit megaphone.fm/adchoices

The man that invented the 401k is speaking out 40 years later. And many of the changes he would make to the now popular retirement plan are similar to the ones Clark has been touting for years; Watch out for this Amazon e-mail scam flooding inboxes post a recent breach of some Amazon accounts; Many customer service chat folks can now see what you are typing while you are typing it. Creepy. Learn more about your ad choices. Visit megaphone.fm/adchoices

The housing market is slowing down - even in the hottest markets; Scam enterprises are plentiful operating out of New York trying to get small businesses to sign up for loans with terrible terms; Who and how should you tip this Holiday season? Clark discusses...and there are some tipping suggestions that deserve to be mocked just a little bit! Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you be buying a real or an artificial Christmas tree? Clark goes through the pros and cons to the environment and to your wallet; Social security wait times are outrageous; Vanguard has cut the minimum amount for you to be able to invest in its lower fee Admiral funds. Great news! Learn more about your ad choices. Visit megaphone.fm/adchoices

Black Friday is over and Cyber Monday is here. Clark talks about shopping for deals and how travel deals are likely to be the star tomorrow; Bitcoin is crashing. It's still a speculative buy and not worth purchasing now; GM announced plant closures and layoffs today. This directly impacts how much you'll pay for a new car now and in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Relocating can have a major impact on your salary; Feel like you are throwing away money every month on PMI? Clark gives you all the details about PMI and avenues to get rid of it so you can keep that money in your pocket. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much does it really cost to raise a child? Clark gets into it; If you are a fan of seeing movies but spending a whole let less money doing so, check out these Moviepass alternatives. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some companies are using their own customers to provide customer service to patrons in need of help; Refinancing your car loan has no up front costs and can save you lots of money in interest payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

Home prices have stalled out in many markets. Good news for first-time home buyers!; Watch out for these junk fees when traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Americans are going to fewer fast food restaurants. Clark discusses why that is the case. Learn more about your ad choices. Visit megaphone.fm/adchoices

Vanguard dropped in the ACSI ratings due to worse customer service. Clark runs through other results from the recent customer satisfaction survey; Juul has announced that it will no longer sell flavors of liquid for its e cigarettes. That is good news for parents; Amazon has a new DVR for cord cutters that is worthy of your consideration. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amazon announced its HQ2 cities. And the biggest downside is the corporate welfare culture; The VA has been the subject of a few Clarkrages. Here is another important update on what is happening in VA nursing home facilities; Banks are working with DMV's across the country to better identify their customers. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average used car now costs more than $20k!; USPS mail preview is giving fraudsters a leg up on us; 3D printing glasses is the future of allowing customization. Learn more about your ad choices. Visit megaphone.fm/adchoices

Google and Facebook are ending arbitration clauses for sexual harassment claims; How to protect yourself from more advanced skimmers that aim to steal your payment information. They are widely used at gas pumps now; Home sizes are shrinking. There are lots of benefits to that shift. Also, homeless vets are benefiting as tiny homes in certain locations are offering places for them to rest their head as they seek to get back on their feet. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark talks about the importance of Veterans Day and discusses his own service Learn more about your ad choices. Visit megaphone.fm/adchoices

The limits for what you can contribute to a 401k, 457b, or an IRA are increasing in 2019; CVS receipts are SO incredibly long; Your customer service score could determine whether you get decent customer service from a retailer or not. Learn more about your ad choices. Visit megaphone.fm/adchoices

Make sure to get recalls on your car fixed in a timely manner; Your Facebook info - including actual messages you have sent through the service - could be for sale online after the Facebook breach; Wireless mesh routers can help your home WiFi in a big way. And these systems are going down in price as well. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some of the discount international airlines are in financial trouble. This could lead to increasing airfare prices when traveling overseas; Sprint has a cell phone plan that could help you eliminate the need for at-home internet. Learn more about your ad choices. Visit megaphone.fm/adchoices

Open enrollment is upon us. Clark tells you how to tackle it in order to save the most and get the best coverage for your dollar; Gift card scams are proliferating. Watch out for a strange email from your boss...; Amazon is offering free shipping for all this Holiday season. Free shipping isn't just for Prime members anymore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Gas prices are going down just in time for the Holidays. And the US is now #1 in getting oil out of the ground. Learn more about your ad choices. Visit megaphone.fm/adchoices

Marriott employees are striking. And this is not good for Marriott customers; Clark mentions an awesome deal on a flagship Android phone that's only available for a few days for T-Mobile customers; Robots are changing the way groceries are delivered. And major grocery companies are diving headlong into this...and spending lots of money to make headway. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover, Capital One, and other credit card issuers are cancelling cards that haven't been used in a while. Clark talks about what this means for the broader economy and how you as an individual should handle your plastic; Screen addiction in youth is looking like a major problem. Wealthier and more educated communities are striving to ban screens for youth altogether - especially in schools. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many employees are given supposedly anonymous surveys to take at work. But are they really kept anonymous and how should you approach them?; Clark is upset and housing issues that marine families face. This needs to be rectified!; Hotels are trying really, really hard to get you to book directly through their websites. But is that really the best option? Learn more about your ad choices. Visit megaphone.fm/adchoices

Petal Card allows consumers to get a credit card without going through a credit check; More people are dying from poorly timed selfies; Clark talks about how to get your resume in front of the decision makers in the digital age. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The minimum wage law seems to be working well in Seattle. Learn more about your ad choices. Visit megaphone.fm/adchoices