The Clark Howard Podcast

Amazon doesn't like people saying that its review system harbors many spam reviews. Clark tells you how to discern the review system as you shop; Backseats aren't as safe as they used to be. And your child might actually be safer in many front passenger seats. Learn more about your ad choices. Visit megaphone.fm/adchoices

Blue collar workers receiving better perks on many job sites these days; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Non-compete clauses are really bad - yet they are still pervasive; SO many Americans are running a monthly credit card balance. That's not good!; 3-d printing is having wide-ranging impacts in the field of medicine. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about how you too can become a 401k millionaire - and why a Roth 401k might be your best bet on the way; Watch out for crypto scams that are proliferating; Carry on bag rules are a nuisance. Clark tells you how to save money and get around most of them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses the Consumer Reports car buying service and whether or not you should check it out; Watch out for social security imposter scams; Debit cards are a major risk for college students. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some apartment complexes are now lending money to young folks that can't afford rent; Some hospitals are billing insurance companies a LOT more than Medicare; Clark talks about new fintech tools that can help you keep up with what is actually going on with your elderly parents. Learn more about your ad choices. Visit megaphone.fm/adchoices

From Clark: "I get so many investing questions that I wanted to created a special episode where we can drill down to your specific questions about investing. That's why we created this special episode." Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart speakers seem to be losing some of their appeal to Americans - and this might be because of the privacy concerns associated with them. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks with David Lazarus of the LA Times about a bogus credit card fee that Citi has been charging one customer for YEARS; Privacy policies are too long and too hard to read. That needs to end; Watch out for companies trying to sell you non-compliant health insurance plans Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses what the new Facebook backed cryptocurrency means to consumers; Because of the astronomical prices of Insulin in the states, many are turning to Canada for their Insulin needs; Will the climate initiative rollbacks have negative consequences? Unlikely. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover is eliminating all banking fees. Woo hoo!; Watch out for this Google Calendar scam. Clark discusses how you can change your settings to make it harder to get scammed; Walmart has just launched really inexpensive grocery delivery. Learn more about your ad choices. Visit megaphone.fm/adchoices

Criminals are taking over your phone and stealing your information and money. Clark tells you what to do about this major new crime; Drug manufacturers are upset about the new up-front pricing rule; Car safety features are improving at a rapid clip. Learn more about your ad choices. Visit megaphone.fm/adchoices

Booking.com is attempting to crack down on resort fees that have run amok. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Samsung is releasing a line of great phones at a price point that is incredibly affordable; There are many reasons to beware of timeshare exit companies; Reverse mortgages are not good. Clark tells you just how bad they can be. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dollar Tree is having to raise prices in some of its stores because of tariffs; Beware when using the Zelle app because scams are proliferating which can use your Zelle login to raid your bank account; Facial recognition is growing in popularity - especially in China. But there are some massive privacy concerns happening here in the United States when it comes to using facial recognition. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amazon is offering a secured credit card for its customers that don't have great credit; Burger King was selling Impossible Burgers in NY even though they hadn't launched Impossible Burgers in NY yet; Gas prices are dipping and have gone below the $2 threshold in the lowest cost states. Learn more about your ad choices. Visit megaphone.fm/adchoices

The FCC has just made it easier for the major cell phone companies to curb robocalling; The private data of millions of Americans were just made public through a data breach; The SEC has just voted to allow misleading labels for brokers. Clark is not a fan. Learn more about your ad choices. Visit megaphone.fm/adchoices

What should you do about uninsured motorist coverage? Should you have more? Clark discusses; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Reverse mortgages are incredibly costly and are a poor choice for almost everyone; Teen credit card use is way up. That's not good; A basic blood test can cost $11 or $1000 depending on where you go. That's insane. Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a charter school in a poor Philadelphia neighborhood that is changing the way personal finance is taught to youngsters; Wells Fargo employs a much higher swath of shady brokers than other companies do; Exercise is actually one of the highest predictors of happiness Learn more about your ad choices. Visit megaphone.fm/adchoices

There are some new stats out on where the best jobs are; Watch out for this police donation scam. Your money doesn't actually go to help officers; Bad debts are increasing and many Americans are increasing their levels of credit card indebtedness. Learn more about your ad choices. Visit megaphone.fm/adchoices

Prices are now in constant flux. Clark discusses how to shop online in light of this new reality; Debt settlement firms promise a lot but deliver very little; Funerals are changing. Many are changing the focus to celebrations of life. Learn more about your ad choices. Visit megaphone.fm/adchoices

A Tesla is actually cheaper to own than a Camry when you consider the total cost of ownership; Cable and satellite companies are losing lots of subscribers. Streaming for the win! Learn more about your ad choices. Visit megaphone.fm/adchoices

Arizona is making it easier for people that move there to start a business in the state. Clark says that other states should follow suit; Are you actually covered by rental car insurance? Are there other ways to get insurance on a rental vehicle more inexpensively? Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices

Small businesses are at high risk for ransomware attacks. Clark discusses the importance of protecting your small business on the digital front; How you can move forward after getting laid off? There are different paths you can take to succeed. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lots of people are putting premium gas in their tank even though their car doesn't require it. Don't waste your money!; Very few college graduates can answer just a few basic questions about personal finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cruise ship companies and airlines are starting to use facial recognition to speed up boarding in an attempt to provide better customer service. There are also privacy concerns; Annuities are bad. Really bad. Almost always. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan borrowing rates have declined. Good news for college students borrowing money for next school year!; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

A school cafeteria worker was fired for giving away lunch to a child without money; Watch out for this new Airbnb scam. Clark has thoughts for you about storing your credit card info online; Where should you put your savings as interest rates might be falling in the near future? Learn more about your ad choices. Visit megaphone.fm/adchoices

Europe has placed certain demands on Boeing before the Max can return to the skies; The city of Baltimore suffered a cyberattack. Clark discusses how cities and companies can protect themselves; Retail is hurting right now, partly because of the Chinese tariffs Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates are dropping. This is great if you are buying and many should consider a refinance; The FDA gives a warning on dietary supplements to watch out for; The SAT has a new adversity score. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses the high cost of long-term care insurance; Some of the most expensive brands seem to be doing well right now. Clark tells you how to avoid buying the expensive name brands; One-day shipping is coming from some of the biggest retailers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Teens are buying burner phones to stay connected after their primary phones have been taken by their parents; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark gives a positive update on the current state of his prostate cancer; New Yorkers are upset about sneaky credit surcharges landing on their final bill at NY establishments; Soda taxes are causing folks in Philadelphia to drink less sugary soft drinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's App was hacked and older versions of Windows have a major bug. You need to run and update ASAP if you use either; Apple is kicking apps off of its app store because they are competitive threats to proprietary apps that it has launched; Clark discusses what specific goods will cost more because of the increased tariffs on goods from China. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's national Bike to work week. And electric bike sales are surging; Alexa is spying on your and your kids if you have an Echo device in your home; Travel bookings are lagging and that can often be a predictor of a possible recession. Learn more about your ad choices. Visit megaphone.fm/adchoices

The stock market did not have a great day thanks to uncertainty in the market based on trade relations. Clark gives his take; The CEO of Chobani wrote a large check to a school district in Rhode Island that was penalizing kids for not having paid for their school lunches; A Supreme Court ruling means that consumers can now sue Apple for its app store practices. Learn more about your ad choices. Visit megaphone.fm/adchoices

As automobiles become increasingly autonomous, the nature of car insurance is changing too. Tesla is at the forefront of this change; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Google is making some changes to give you more control over your privacy when using the Chrome browser; Clark talks with David Lazarus of the LA Times about the potential for airlines to adopt standing seating arrangements. Learn more about your ad choices. Visit megaphone.fm/adchoices

The CFPB has proposed new debt collection rules that are really, really bad for consumers; Watch out when using Paypal and Venmo because scammers are finding more ways to get access to your money via those apps; Arizona is making it easier for folks that move there to find work without government overreach. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amazon is switching to one-day Prime shipping and Walmart is fighting back; Beware of the one ring phone scam; Sinemia went bust - here's how to keep watching unlimited movies Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses the newest T-Mobile checking account that offers a 4% interest rate and also mentions some of the other best places to park your cash right now; Boeing is in big trouble for not revealing known airplane issues; Uber & Lyft drivers plan to strike this week. Here's what you need to know. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travel insurance can be confusing. Clark talks about where to shop for travel insurance and how to know if you need it or not; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kroger is lowering prices at its stores across the country. And they are doing better at grocery delivery too; Beware of this Medicare knee brace scam preying on the elderly; Big banks are writing fewer mortgages. And that's good for consumers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting a mortgage is getting easier for self-employed folks; Clark warns against using apps that will advance you cash before your paycheck comes in; Robot baristas are making their way into high-traffic areas like airports Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it a good idea to let auto insurance companies track your driving?; The FDA has made a statement about Canadian drugs. Clark has some thoughts; Congestion pricing could be one of the best ideas to curb traffic at peak driving hours. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about the best medical devices to consider - and which ones are priced the best; Some researchers have scraped photos without individual consent; Marie Kondo has started a revolution. How do you get rid of your stuff in a money smart way? Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark used to smoke two packs of cigarettes a day. And he gives his thoughts on how to quit; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Housing is one of the biggest line items in your budget. But if you want to build wealth, keep that in check; The FCC has levied major fines against robocallers. But they haven't collected much; Unless you live in New Hampshire, you don't actually own your own medical records. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about a cool new airfare deal website called Great Escape; Office Depot was fined $35 million by the FTC and post virus scam scan; Biometrics in the workplace is becoming a bit of a problem. Learn more about your ad choices. Visit megaphone.fm/adchoices