The Clark Howard Podcast

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How can you do Valentine's Day well without spending too much? Clark tells you; Negative online reviews are annoying. But what if they come from a business competitor?; More and more parents are putting a cap on what they will pay for their child's college education. This is a good thing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lemon laws are different in every state. But new ratings are out detailing which states have the best ones; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark gives you practical info for how to safeguard your electronic devices while traveling; The CFPB is back tracking on rules for payday lending standards; Paid leave is a hotly debated topic in this country. Clark talks about a few employers doing things differently and weighs in on how he thinks we should change pay leave policy in America. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Worries about the short-term economic future of the USA are being felt acutely by American small businesses; The department of education has erroneously converted teacher grants into loans. But there's a potential fix for affected teachers; Walmart's new sick/PTO policy is good for its workers Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses some of the current best streaming options - including a free on for local TV; One company was just sued over misleading packaging. Clark tells you what to look out for; Many suffered home and vehicle damage because of the recent polar vortex. But should you file an insurance claim? Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks to his daughter Rebecca about how they were able to cut wedding costs (and pay down their debt at the same time). Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices

Amazon is testing delivery via robots; A car mechanic saved a woman thanks to his extensive knowledge of the television show The Office; The claims that a potential recession is imminent are growing. Clark tells you how to prepare your personal finances for this possibility. Learn more about your ad choices. Visit megaphone.fm/adchoices

A 14 year-old kid found a privacy flaw in Apple's Face time app; AT&T employees are being told to make it difficult for customers to cancel their TV packages; Clark talks about the pros and cons of purchasing pet insurance Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgages are finally transitioning into the digital age; Facebook took money from underage kids for online gaming. And they did it while knowing exactly what they were up to; If you get hybrid training you will make more money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wave Week is in full swing and the cruise deals are best to buy now through March; Verizon made a Clarkrage recently. Thankfully the massive company has rethought their stance; Less than 1% of people that participate in an MLM make money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about how the new(ish) tax law will affect small business owners; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices

Some businesses aren't accepting cash anymore. Others are charging you more for using credit cards. What should a smart consumer do?; Wells Fargo has been fined yet again. Clark explains; Clark talks with David Lazarus about a story he wrote where one credit card company refused to honor a death policy that they sold. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loans have prevented many young people from purchasing a home they otherwise would have; Watch out for scam artists trying to steal your funds when you wire for a home closing; New evidence about whether or not extended car warranties are worth it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Digital drivers licenses are coming. Many privacy advocates are nervous about this but this could be a great thing as well; Mastercard has just done something incredibly human. They won't let you be billed after a free trial without your express permission; Personal finance classes are slowly but surely becoming a real thing in some states! Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark tells you how to stop apps from tracking your location; This segment is fun. Take a trip down memory lane to see what consumer issues used to haunt people but no longer hold any relevance. We're looking at you, Blockbuster late fees! Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying bills could now have a direct positive impact on your credit score thanks to Experian; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices

New homes and office buildings are set to use ZERO energy. How cool is that!?; Metlife fined for not paying out pensions to workers; Clark talks with the Brad and Jonathan from the ChooseFI podcast about pursuing financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Netflix price hike has a lot of people freaking out. Clark discusses; Verizon just massively increased the price on a service that helps school aged children. Not cool!; And one young congresswoman has proposed a 70% tax bracket. Clark talks about why that isn't a good idea even though it is popular with a majority of Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hospitals are now posting prices but it doesn't look like it will actually help consumers right now; Car theft is on the rise mostly because drivers are leaving their key fobs in their cars; Contactless credit cards are coming to your mailbox this year in droves. Learn more about your ad choices. Visit megaphone.fm/adchoices

Be careful about signing up for different websites and offerings with your social media credentials; AT&T is going to stop selling the location of its customers. Clark is not happy at all that this was going on in the first place; The government shutdown has had wide ranging effects. Learn more about your ad choices. Visit megaphone.fm/adchoices

Computer home appraisals might be coming soon. Clark and Producer Joel discuss the pros and cons of this potential change; TikTok is surging in use among kids. Clark tells you what to watch out for if your kids are using this app. Learn more about your ad choices. Visit megaphone.fm/adchoices

Job interviews are beginning via text message oftentimes now. It's a significant shift and Clark tells you what to be aware of when applying for a job now; Your bank balance can be found by criminals. Clark tells you how they are doing it; Cash refinances are on the rise even as rates are ticking upwards. Learn more about your ad choices. Visit megaphone.fm/adchoices

LIVE from CES: Clark discusses keyless door locks, smartphone developments, eliminating porch pirates, medical devices and more! Learn more about your ad choices. Visit megaphone.fm/adchoices

LIVE from CES: Clark discusses self-driving cars, delivery robots, healthcare advancements, and more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to own investment property at some point? This podcast episode is a good place to start; Watch out for this fake healthcare scam making the rounds; Did you know that you can actually save for your child's college before they are born? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices

Distracted driving is becoming more of an issue all over this country; This app could get your e-book in front of thousands of readers. Some authors have put their books on Watt and found publishing deals because of it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch out for sponsored posts from people with an incredibly small social media following; Have prices at Whole Foods gone down since Amazon bought the giant grocery retailer? Clark dives into the price difference now between Aldi and Whole Foods. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech companies have brought back the installment loan. Watch out; Clark talks about what industries have the best customer service. Some will surprise you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Google Fi allows you to use iPhones now along with a whole slew of Android phones; Fewer people are getting raises. And more and more Americans are in favor of a higher minimum wage. Learn more about your ad choices. Visit megaphone.fm/adchoices

As foster care kids reach adulthood, difficulties mount; A warning to small business owners about expired URL's and how they can be commandeered; Leasing a car is getting even more costly than it has been. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark tells you what to do in the case your flight is cancelled; Credit card annual fees are often said to be bad. But sometimes they can be worth it. Clark tells you how to judge whether a card with an annual fee is worth it for you or not. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carmax is taking a page out of Carvana's book and is now offering a 7 day return period on some car purchases; Walmart is paying for airfare and hotel stays for surgery in order to cut its healthcare costs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you friend your coworkers on social media?; How long do mistakes stay on your credit report? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark tells his story about how he retired at 31 and why he continues to teach personal finance to millions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why shopping for your financing is the most important step when you are considering buying a home; IRS imposter scams are making the rounds. Beware!; The middle class is shrinking according to statistics. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark interviews Sabrina from WorkingMom.com about how she made massive changes in order to be able to pay cash for college for her kids; Resort fees are popping up more and more and they are often being charged at everyday hotels that aren't resorts; Should you own or rent stuff? That question often gets asked about home ownership, but rarely about the things that you use. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money problems can often lead to health issues. That's mostly because of the impact that stress has on us; One couple stole $12 million dollars from others through a faith fraud scam; Deleting old accounts is very important and can save you from potential identity theft. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remote patient monitoring is getting better and could save money on medical costs; Watch out for this voice phishing scam!; Could you cut your home internet cord? Turns out there's a solution that you could be overlooking to help you do just that. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Minneapolis just changed their single family zoning laws. Clark talks about the major impact that zoning laws have on municipalities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about which insurers you should consider doing business with; Watch out for this new fake email shipping scam; ABLE accounts have had some changes recently. And those have made the accounts for the disable much more valuable. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which brands and models are the cheapest to repair? Clark fills you in; A new report about the Equifax breach sheds light on the myriad mistakes they made that exposed the data of tens of millions of Americans; What stores offer the best and worst return policies is something you need to keep in mind while doing your Christmas shopping. Learn more about your ad choices. Visit megaphone.fm/adchoices

Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Obamacare open enrollment ends this Saturday. Plus Clark talks about Fidelity's new HSA offering!; It's Green Monday and there are some great deals out there; How much is your data worth? Clark tells you the info that identity thieves will pay a lot for...and how to protect yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark shares a long list of free gifts that will mean a lot to kids at Christmas time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch out when sending money via apps. Especially, check your privacy settings on your Venmo app; Doctors are losing their license in one state and practicing in another...and another; Waymo is making some major inroads in the self-driving game. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're close to the end of the year. Clark talks about where to find the best deals on cars both used and new; Marriott is not doing the right thing for their customers post breach; Clark talks with deals editor Charis about the best deals today. Learn more about your ad choices. Visit megaphone.fm/adchoices