The Chris Harder Show

If you want a winning partnership in life or business it's not going to just happen by accident. There are a few key things you should focus on in every important partnership whether it's your romantic partner, business partner, or with your team. I wish I had this episode to listen to when I first left my corporate career and joined Lori in building her business at the time, it would have saved me from making so many mistakes. Listen in for ways to communicate, create consistent growth, and define your roles so you can show up in your zone of genius. HIGHLIGHTS Mistakes I made early on when I left my corporate career. How Lori and I learned to communicate in our relationship and in business. Questions to ask yourself to make sure you're showing up consistently as a partner. How to divide roles in a partnership and make sure you're upholding your part. RESOURCES Text WORKSHOP to 310-496-8363 to have a chance to join Lori's next Girlfriends & Business. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

These books have impacted our lives in so many ways. As Lori and I took our yearly road trip from California to our Lake House where we spent our summers, we listened to books along the drive. We're obsessed with books and decided we'd share a handful of books that everyone should read at some point from "The Comfort Crisis" by Michael Easter, which actually challenges us to embrace discomfort, to Elon Musk's biography, which shows you the power of taking risks. I'd love to hear about a book that has transformed your life! DM me on Instagram and we'll keep the conversation going! HIGHLIGHTS The dual benefits of glōci from immune health to glowing skin. What we listen to on road trips. Books that have impacted our lives that we think everyone should read. The book Lori wants to read every year. What Elon Musk taught me about taking risks in business. The book that changed how I prioritize my relationships. RESOURCES Join us for a once in a lifetime trip to Italy - go to chrisharder.me/italy Get glōci HERE and use code: HAPPY at checkout for 25% off your first order! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Want to take your wealth to a whole new level? My good friend, Mel Abraham, is back to share the framework to not only transform your finances and create the wealth you currently dream about, but the opportunity to change the financial future of your family for generations! Mel shares how having financial freedom gave him the ability to fight his cancer diagnosis without worrying about money, and 5 key income streams to achieve true financial independence. Get ready to take action on the strategies outlined in his book, "Building Your Money Machine". Plus, stay tuned to hear about the gift we have for you! Start to prioritize and invest in your future NOW. YOU can be the first millionaire in your family, and make sure you're not the last. HIGHLIGHTS The moment Mel was told he has cancer. The difference between linear vs exponential wealth growth. How to make your money work harder for you, than you do for it. Ways to have vision-driven money conversations with your partner. Get the Entrepreneurial Cash Flow course for FREE. The book that can change your life and your entire family tree. RESOURCES Buy "Building Your Money Machine" HERE Email your receipt or a selfie with the book to [email protected] and receive the $99 Entrepreneurial Cash Flow course for FREE! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Mel Abraham Mel on Instagram: @melabraham9 Mel on Youtube: @MelAbraham Chris: @chriswharder Lori: @loriharder Frello: @frello_app

One of the biggest reasons we launched our Dinner Series events this year is because of the power of networking. We wanted to give you access to some of our friends and mentors, and in this episode you get a peek into our most recent event in Beverly Hills when Brendon Burchard came to speak. We asked him questions about everything from marketing tips, to personal boundaries, and how he has created the connections he has today. Brendon also shares tips for email marketing, what he does EVERY WEEK to prioritize his most important relationships, and how to create more freedom in your life and business. HIGHLIGHTS How to make connections and build relationships with high performers. Brendon Burchard's morning routine and non-negotiable for sleep. The video marketing tip that will 10x your sales One simple hack to prioritize your most important relationships Brendon Burchard's criteria for companies he invests in RESOURCES Grab a seat at the next Dinner Series - go to chrisharder.me/dinner Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Check out upcoming events + Masterminds: chrisharder.me FOLLOW Follow Brendon: @brendonburchard Chris: @chriswharder Lori: @loriharder Frello: @frello_app

We just wrapped a weekend that was the perfect formula for moving the needle in our businesses and having fun too! Our good friends Matt and Tara Hannaford came and spent the weekend with us and I'm giving a behind the scenes look at what we spent our time doing and talking about while we caught up with them and a few of our other friends. We balanced strategy sessions, physical activity, making memories, and just quality time together. The key is finding the middle ground of leveling each other up, and also making the most of the present moment. Plus, I share one thing you'll never hear high performers or any of our close friends talk about. HIGHLIGHTS What happens when you surround yourself with high performers and big dreamers. Things we enjoy doing with our friends. How to make time for work, business strategizing, and making memories Weekend activities that move the needle in your business, health, and leave you feeling re-energized. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Choosing a business partner can either be the best or the worst thing you've EVER done for your business! In case you haven't heard the news yet, Natalie Ellis just joined Lori as her business partner for Glōci and she's already making such a massive impact on their business and her life. With that being said, before I had my partnership with Matt I made sure to have a deep conversation with him and made sure we both have the qualities of a potential business partner that we both look for. Listen in as Lori and I share the top 4 rules to having a successful business partnership, and rule #1 might surprise you! HIGHLIGHTS The supplement that impacts mood, sleep, blood sugar regulation, and digestion. Main takeaways from Natalie Ellis joining Glōci as Lori's partner. The qualities to look for in a potential business partner. Hard conversations you MUST have before entering a business partnership. Check in's you want to have in any partnership (from your relationships to business partners, and with your team.) RESOURCES Buy GLOCI at 25% OFF use Coupon CODE: HAPPY Join us for our upcoming Italy trip - go to chrisharder.me/italy Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Get ready to turn your knowledge and experience into profit through your personal brand. Our good friend Dean Graziosi is back on the podcast to share four essential keys for success and how to create a business and life you love. He's also a partner with Tony Robbins in multiple different businesses, and introduces an innovative AI-powered tool they've been working on. Join their FREE 3-day event, "The Game Has Changed," to discover how to leverage your expertise, create the right product or service, attract ideal clients, and more. Don't miss out on this opportunity to build a successful personal brand and information business. HIGHLIGHTS How to create work-life integration vs work-life balance. Dean's four key elements that are crucial for achieving success in today's world. The AI-powered tool to download Dean and Tony's 74 years of combined experience. The FREE event that will transform your business. How to learn directly from Dean Graziosi and Tony Robbins about how the game has changed in business RESOURCES Get your FREE TICKET to Dean and Tony's Virtual Live Event HERE Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Dean Graziosi: @deangraziosi Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Brendan Burchard just spoke at our Dinner Series event and dropped takeaway after takeaway. Lori and I feel so inspired having just facilitated that room and we wanted to share our biggest lessons with you. Brendan gave a masterclass on networking and building relationships, and Lori's speaker coach, Mike Ganino, came and helped everyone clarify their 30 second story so you're memorable and stand out when making connections. Listen in for our top takeaways not just as the hosts and how we were able to attract such incredible people in the room, but also some of the things we learned that we're implementing in our own day-to-day. HIGHLIGHTS Our biggest takeaway on what it actually takes to fill a room at your event. The exercise for crafting your clear and memorable elevator pitch. Lessons from Brendan Burchard that we're adding to our calendar. The common mistake most people make after networking events. How to get $20 OFF your glōci subscription RESOURCES Join us for our upcoming Dinner gala - go to chrisharder.me/dinner Get glōci HERE Use code: HAPPY at checkout for $20 off! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

You will never EARN your way to wealth. If you want to become wealthy you'll need to implement the 3 things I share in this episode to multiply your money. I got a text from one of my Elite Mastermind members that is seeing some wins in her business and personal finances all because of how she's investing in BOTH buckets. Listen in for how to prepare yourself to part with larger sums of money if you want to multiply it and see big returns. Plus, I share how you can get the Cash Flow for Entrepreneurs course I created with financial expert Mel Abraham for free. HIGHLIGHTS 3 things you need to put in practice to have a thriving business and personal finances. Investments you need to make to become wealthy. The mindset shift you need to make if you want to multiply it. How to get the Cash Flow for Entrepreneurs course for free! RESOURCES Get the Cash Flow for Entrepreneurs course for FREE - order Mel Abraham's new book Building Your Money Machine and email your receipt to [email protected] Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

Are you investing in the right relationships? Lori and I had a deep conversation about the amazing impact that relationships can have in our lives, and how fostering different types of connections can pave the way for extraordinary achievement in life. We talk about the 4 tiers of relationships we all have - from our closest family, friends, and business associates, to our online connections. Lori shared how she decided to set boundaries and say "no" to certain relationships, which ultimately made her less drained. Get ready for tips to invest your energy in the relationships that truly matter! HIGHLIGHTS How to identify relationships that nurture vs debilitate you. What we do to invest time and energy into relationships. The most valuable asset that will help you achieve your biggest goals. How to say "no" to relationships that don't serve you. How your network influences your net worth. RESOURCES Buy GLOCI at 15% OFF use Coupon CODE: HAPPY Join us for our upcoming Italy trip - go to chrisharder.me/italy Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Momentum is hard to get, the most important thing to have in your business, and it's easy to lose. There is one common mistake I see entrepreneurs make that kills their momentum, I've even been guilty of this myself. So I'm breaking it down for you so you know exactly when you go ALL-IN on your business to pour fuel on the momentum you've built to keep it building. HIGHLIGHTS The mistake many entrepreneurs make that kills their momentum. When to go all in on your business to multiply the success you've created. What it takes to sustain momentum (+ what the successful are willing to sacrifice for it.) RESOURCES Join us in Italy for a once in a lifetime experience - go to chrisharder.me/italy Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

You won't believe what happened to me on my worst date (hint: the police got involved!) Lori recently went on Liz Moody's podcast, she has an incredible show and is part of my elite mastermind. Liz had these amazing conversation cards and today we decided to have fun and pull some of the cards at random to answer. We share our love languages, dating disasters and times we've been envious (plus how we overcame it.) Get ready for some laughs and aha moments as we share what really goes down behind closed doors. HIGHLIGHTS Activities that invigorate you vs activities that deplete you A hot button issue that has caused tension in a relationship. What our love languages are and how we express them. Awful dating experiences we've had back in the day. Times we've been envious of other people (and how we've overcome it!) RESOURCES Join us for our upcoming Italy trip - go to chrisharder.me/italy Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

If you're only focusing on having an amazing product, but you're not learning to run your company well, you're running on borrowed time. Listen in for examples of solopreneurs who have amazing skills or services but struggle because they don't understand things like cash flow, team management, and scaling. I really encourage you to listen because taking time to learn business fundamentals will set you up for long-term success no matter what products or services you offer down the road. HIGHLIGHTS Skills you need to develop in business outside of developing products. WHO to hire, especially early on when the team will need to wear multiple hats. How to proactively plan cash flow so you don't rely on panic selling to generate funds. The funnels you need to automate customer attraction and not rely on yourself as the only marketing. RESOURCES Grab a spot on our upcoming trip to Italy - go to chrisharder.me/italy Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

Lori and I are about to share with you something that has changed our lives, our businesses and our relationship. Traveling, especially when you're in a different country that has its own unique experiences and way of life, has been one of my biggest teachers. In this episode, Lori and I share some of the biggest lessons we gained from a 30 trip we took to Europe that ultimately led to us starting our legacy companies, Frello and glōci today. We also share how you can join us on a once in a lifetime trip to Italy this year. HIGHLIGHTS The once in a lifetime experience that led us to start Frello and glōci. Ways traveling has changed our relationship and how we live our life. The moment I realized I wasn't thinking big enough. Details on how you can join us for once in a lifetime experience in Italy. RESOURCES Go to chrisharder.me/italy to fill out an application to join our once in a lifetime trip. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Every summer for the past few years I've driven my mom and her dog from her Winter home in Scottsdale to her summer home in Wisconsin. This year was our best road trip yet! We got to have great conversations, make fun stops along the way, and I gained 3 major lessons from this week long trip with my mom that I want to share with you. Whether you're also like Lori and I and are in a busy season, are trying to figure out your next best move, or you're wanting to enjoy life more, I have some great tips for you. HIGHLIGHTS Honor the phase you're currently in and the sacrifices you have to make. What I learned from my mom about charting your own course vs blindly following the masses. How to create more peace in your life through simplicity. RESOURCES Go to chrisharder.me/italy to get on the waitlist to learn about our upcoming trip to Italy. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

We just went to the most epic dinner party hosted by our friend Christopher King at the home of makeup mogul Anastasia. After going to this intimate dinner with a group of high performers, Lori and I decided to share some tips we know will help you connect deeper and have better conversations the next time you step into a networking event or dinner like this. Plus we share some of our biggest takeaways from this dinner party on living a truly rich life, pursuing your purpose, and what the best entrepreneurs and brands in the world focus on that have led to global (legacy level) success. HIGHLIGHTS What to focus on instead of trying to be interesting in conversations. Would you make different decisions or actions based on a 100 year plan? The #1 thing the biggest luxury brand focuses on to be successful (and it's not sales.) Why one billionaire will never retire and the purpose that drives her. RESOURCES Get glōci HERE Use code: HAPPY at checkout for 15% off! Text ITALY to 310-421-0416 to be the first to get details on our upcoming once in a lifetime trip. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Does your calendar reflect what you say is most important to you? To say I'm busy right now is the biggest understatement. No matter how busy I am, I don't compromise the things that are most important to me - my health and making memories with the people I love. Listen in for the major lesson I gained when my Dad unexpectedly passed in 2020, why I'm currently on a road trip with my mom this week, and how I've gotten creative to keep my priorities the main thing during the busiest season of my life. HIGHLIGHTS How my Dad's passing changed the way I run my life. What I delegate to buy back my time to be present for important events. How to fit EVERYTHING in your calendar that's important to you. RESOURCES Get glōci HERE Use code: HAPPY at checkout for 15% off! Text ITALY to 310-421-0416 to be the first to get info on our upcoming once in a lifetime trip. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

When you are a high performer and have high expectations of course you're going to shoot for the stars when you set a goal. What happens when you don't hit that goal you had set? In this episode, we share the power of recognizing your accomplishments while also looking at the data to see tweaks you can make to improve and move forward. If you want to be successful you need to be in the long game, the improvement game, and the examining data game. I'm playing all of these games and putting them into practice on my launches. Listen in for the levers I'm pulling, and the data that will guide you towards success. HIGHLIGHTS How to pivot when you set super high expectations of a launch and don't hit it. The most important data to look at and make adjustments to your next launch. What sets the people who have successful launches apart from the rest. How likely is it to get success overnight? RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Are you destined for success? I've always had a deep knowing inside that told me I was going to achieve big things, even when the evidence wasn't there yet. If your current circumstances don't match your dreams, I'm right there with you. I share the action I'm taking to make moves towards my biggest goals, and cheat codes that will collapse the gap between where you currently are, and the success that is inevitable when you follow through. HIGHLIGHTS How to trust your intuition and inner knowing you're meant to be successful. Tips to make progress towards your big vision if your current circumstances aren't matching your dreams. The work I'm doing right now to get to make moves toward my biggest goals. Cheat codes to collapse the gap between where you are and the results you want. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

Stop waiting for opportunities or connections to come your way. Both Lori and I, and the most successful people we know have built what we have by adding value first! Especially to high performers we want to build relationships with. We just had the most incredible couple of days connecting with friends in Nashville and we're here to share some of the ways we gave value, found who we need for our businesses, and deepened connections with new and "old" friends doing big things in the world. In this episode, we share ways to identify how you can best add value to those you want to connect with and tips to create an engaged audience online. HIGHLIGHTS Connections we made on our most recent trip to Ways to add value to high performers you want to connect with. How to make sure you aren't sitting in the same situation a year from now. Tips for growing an engaged following online. RESOURCES Make our network, YOUR network - grab a seat at the next Dinner Series event! Go to chrisharder.me/dinner Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

How much should I be investing to get a Return on Investment (ROI) vs Return on Enjoyment (ROE)? This is just ONE conversation I've been having with friends lately and there is so much to be said about the conversations you're having in your friend circles. I'm in Nashville now as I record this, and Lori and I have been getting together with other high-level couples sharing ideas and collaborating in our businesses. Listen in to hear 3 main conversations I'm having with friends from investing to retirement and more. HIGHLIGHTS How I can predict the results you'll get by looking at your friend group. 3 main conversations I'm having with friends that are doing big things. Auditing which friend groups are pulling you up or potentially pulling you down. Balancing what you invest in Return on Investment (ROI) vs Return on Enjoyment (ROE) RESOURCES Grab your seat at our upcoming Dinner Series in Beverly Hills - go to chrisharder.me/dinner Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

I'm the busiest I've ever been and have the most energy at the same time - and in this episode I'm going to show you how to do it all. Lori and I have been reflecting on simple ways we've been able to generate as much energy as we need (and more) as we're navigating crazy schedules, travel, juggling multiple full time jobs all while launching new businesses. In this episode, we're sharing common things that drain your energy and our non-negotiables for optimizing our health and focus to accomplish our big goals. HIGHLIGHTS How to choose the most important things to put on your calendar. Daily habits that will generate more energy (and things to avoid!) How to protect yourself from social media draining your mental and physical energy. The power of having something to look forward to on your calendar RESOURCES Grab your seat at the next Dinner Series Event - chrisharder.me/dinner Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Want to know the one thing that is a dead giveaway for whether or not you're fully committed to reaching your goals? I was at an event recently where I walked someone through the exercise of auditing her calendar to see if you're on track to reach your goals. For most of you listening this will be a reality check, and luckily it also means you will know what you need to do to get fully committed to the future you want to create vs more of the same. HIGHLIGHTS My daily ritual to focus on gratitude and the power of stopping to smell the roses. How I can predict if you're going to reach your goals (or not.) The consistent action you need to take to go from tire kicker to ass kicker. How to get our framework for building relationships in high performing circles. RESOURCES Join our upcoming Free webinar on our TOP 3 STRATEGIES we use to build relationships in ultra high-performing circles - go to chrisharder.me/webinar Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

What if you could guarantee your success? Lori and I were reflecting on some of the simple things that have made us successful over the years despite facing major setbacks, and we're sharing 3 things you can implement immediately to create more success in any area of your life. We share what it looks like to have a "front row" identity in your life, how to get the opportunities you want, and the investments that will actually move the needle in your life and business. HIGHLIGHTS What it means to have a "front row" identity (and how it impacts every area of your life!) How to get more of the opportunities you want. The best investments you can make to move the needle in your business. RESOURCES Grab your seat at our next Dinner Series event in Beverly Hills - go to chrisharder.me/dinner Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Do you feel like the lens you're looking through is generally positive or negative? Lori and I were on one of our walks with the dogs recently and we ran into some people in our neighborhood that were perfect examples of the 3 lessons I'm sharing in this episode. If you want to create more success and joy in your life, your perspective (and the 3 things I'm about to tell you) have such a massive impact on everything you do in life. Tune in for some simple ways to shift how you feel in your day to day. HIGHLIGHTS The mantra to say every morning that will shift your entire day for the better. The power of choice + how you actually have more power over your life than you may think. How to find more joy and fulfillment in your work. RESOURCES Text DINNER to 310-421-0416 to get on the early access list for the next Dinner Series event. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

I couldn't be more excited to take a moment to celebrate Lori publicly with you. Glōci is here, people are already getting so many benefits, and I hope this episode is a reminder to celebrate your own wins in life and business. In this episode, Lori and I share a few things like the power of assembling the right team around you, staying focused on your zone of genius, and keeping a positive mindset is key to navigating the ups and downs of entrepreneurship. HIGHLIGHTS Soaking in this moment of seeing everyone receive their glōci starter kits. Lessons we've learned from hiring rockstar team members. Surprising benefits people are getting from glōci. The power of celebrating wins along your entrepreneurial journey. RESOURCES Get glōci HERE Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Ever wonder what members of my elite mastermind get to experience at our mastermind events? In this episode, you get the smallest sneak peek into a Q&A we did with my friend Natalie Ellis, Founder of Bossbabe. She shares key things she's done to build freedom-based businesses prioritizing what really matters like family, while still growing a multi-million dollar business. She'll also reveal her viral content formulas for filling your funnel without spending a dime. HIGHLIGHTS What you should be doubling down on in your business to generate more How to fill your funnel without spending a dime. Natalie's "10x10 challenge" to efficiently grow your social media audiences. How to scale your business intentionally to maintain work-life balance and have more freedom. RESOURCES Text DINNER to 310-421-0416 to get early access for a seat at the next Dinner Series Event! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Natalie: @iamnatalie Chris: @chriswharder Frello: @frello_app

I just spent the last few days in NYC for the sole purpose of going to dinners and connecting with celebrities and incredible entrepreneurs. As Lori and are both in this season of building startups it's super important to put yourself out there and get in rooms full of opportunities. Lori and I recorded this episode the other night when I got to my hotel and we're sharing exactly how you can create your own massive opportunities instead of sitting on the sidelines and waiting for it to be your turn. HIGHLIGHTS Stop waiting for opportunities to find you - look here instead! Rooms and events Chris and I have been to recently that have blown our minds. Tips to have rapid growth if you're ready to go all in. Results I'm hearing from all of you that have received your first Glōci order RESOURCES Text DINNER to 310-421-0416 to Get on the VIP early access waitlist for the next Dinner Series event Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Relationship capital is one of the most valuable assets you will ever have. I recently spoke at my friend Jim Kwik's mastermind and we got into the importance of investing in your relationship capital. We all have different types of relationships, and in this episode I'm sharing the 4 different rings or tiers of relationships that everyone has and should be intentionally investing in. Investing can of course be writing a check, but it doesn't have to be, it can be spending time, attention, and giving support to each other. Take time to add value to each of the 4 rings of relationships from your bullseye to your virtual circle. HIGHLIGHTS The 4 rings of relationships we all have and should consciously be investing in. The formula for adding value and building relationship capital. Different ways to add value and invest in different types of relationships. RESOURCES Text DINNER to 310-421-0416 to Get on the VIP early access waitlist for the next Dinner Series event! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

Are the things you're choosing to focus on in your life making you happier or making you complain? Some of the happiest people I know are happy not because they are free from challenges and worries, but because of the perspective they have and what they choose to focus on. In this episode, Lori and I share some of the "cheesy" things we do that give us results and attract more of what we want in life. Listen in for simple ways to shift your mindset on a daily basis so you can stay positive, especially when challenges come your way. HIGHLIGHTS How to reframe your perspective so small problems don't create a bad day. The power of understanding that joy and pain exist share the same lane. Ways to manifest more of what you want. What happens in your life when you do the "cheesy" things that shift your mindset and get results. RESOURCES Join us at the next Dinner Series Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

When you get stuck in the cycle of worrying you're just making yourself suffer. I know there will be people who's knee jerk reaction is to think, "Well, easy for you to say…" and I want to stop you right there. Everyone has problems and worries. This episode isn't to invalidate your worries, it's to help you take your power back from them. In this episode, I share 5 things you need to stop worrying about, and the actions to take to have a happier life. HIGHLIGHTS 5 common things you may be worrying about that are stealing your joy. The action you need to take to solve your problems vs being stuck in a cycle of worrying. What caring about other people's opinions is costing you. How to define what a successful life looks like to YOU. RESOURCES Grab a seat at our upcoming Roundtable Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

Back in September Lori gave me an ultimatum. We decided we were going to put things in motion to have our new home in California as home base. We recently had the best Monday morning enjoying the view of the ocean and spent the beginning of our day how we wanted. Reflecting on it we realized it's taken months of work and keeping ruthless boundaries to make it happen. In this episode, we share the big and "small" choices it's taken to design our ultimate Mondays. When you intentionally design happy days, those days add up to a happy life. HIGHLIGHTS Some bold moves we've made recently to live a life we love. Boundaries you need to keep to have more freedom in your life. Why you HAVE to take care of yourself before you pour into others. RESOURCES Grab one of the final seats at the upcoming Roundtable Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Are you leaving support, money, or connections on the table by not following up? If you are selling something or need support you need to be persistent. In this episode, I'm sharing ways to have the right finesse and be the (appropriately) squeaky wheel when you need to follow up with someone. I have to do this all the time with investors of Frello and have perfected ways to follow up with people in a way that feels good for you and the person on the other end. Tune in for some scripts you take and make your own. HIGHLIGHTS What you're leaving on the table by NOT following up. Why you can't make up stories in your mind for what someone else is thinking. Examples of how to follow up with finesse. The best time of the week to follow up with people. RESOURCES Grab your seat at our upcoming Roundtable on April 4th and 5th! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

Investing in mentorship has literally changed the trajectory of our lives! How do you know what percentage of your revenue you should be investing in personal development and mentorship? In this episode, we share some of the first investments Lori made in personal development and coaching that changed everything! I also break down the percentage of your revenue to invest in mentorship and getting in rooms that will give you the connections and guidance to get where you want to be in less time and less mistakes along the way! HIGHLIGHTS How much should you invest in mentorship? (I share the percentage!) The first investments in personal development that changed everything. What it's costing you by NOT investing in personal development and mentorship RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Every successful idea and product began as a spark of an idea! This episode is for the new entrepreneurs out there and two key things to set yourself up for success. Your environment, the people you surround yourself with, and understanding whether you're a visionary or integrator will make all the difference in the success of your new venture. HIGHLIGHTS - The people environment you need to be around to stay motivated as a new entrepreneur - Why it's important to be aware of your strengths and weaknesses as a business owner - Tips for seeking partnerships that complement your skill set - Why we all need each other in entrepreneurship at every level of experience RESOURCES - Text ROUNDTABLE to 310-421-0416 to get information on our next roundtable event - Rocket Fuel: The One Essential Combination That Will Get You More of What You Want from Your Business CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app RESOURCES - Text ROUNDTABLE to 310-421-0416 to get information on our next roundtable event - Rocket Fuel: The One Essential Combination That Will Get You More of What You Want from Your Business Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

If you GO FIRST and break a pattern in your family, it's going to be messy and challenge you at the core. It's also going to be the best thing you'll ever do. Every family has someone that is the first to break a pattern. In this episode, we both share some of our own experiences breaking patterns in our families by becoming healthy or being the first millionaire, the mistakes we made along the way, and 3 things you'll need to overcome to be a pattern breaker yourself. HIGHLIGHTS The first to break the military lineage, get kicked out of college, and have a failed business. What happens when you are the first to believe you can get healthy or be a millionaire. 3 things you'll need to overcome when you're the first to break a pattern. Mistakes we made when we started breaking patterns. RESOURCES Go to chrisharder.me/roundtable to join the next roundtable strategy session for your business! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

It's possible to maximize your impact and results during your busiest times. In this episode, I'm giving you my top three hacks to stay in peak energy, collapse time, and delegate so the ball keeps rolling even when you're not around. If you want to grow your business while maintaining your health, relationships, and sanity, listen in for the daily strategies I'm implementing during my own busy season. HIGHLIGHTS Tactical ways to collapse time Ways I'm sticking to my health goals during a busy season with tons of travel How to delegate and keep the ball rolling in your business when you're not there RESOURCES Grab a seat at our upcoming Roundtable on April 4th and 5th - chrisharder.me/roundtable Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

If you want better results - ask better questions. In this episode, my good friend Cayla Craft shares how to unapologetically go after the fulfilling, connected, luxurious life you want! We dive into how Cayla went from being an overworked nurse living paycheck to paycheck to building an incredibly successful business and how she has helped countless clients do the same. Tune in for Cayla's system for unlocking your true potential through powerful questions and inner child work. HIGHLIGHTS The #1 thing Cayla did to go from overworked Nurse to thriving entrepreneur How to stand up for what you want (and the mindset work + action it takes to achieve it) How to teach your kids about money and critical thinking Better questions to ask yourself to create more abundance, meaning, and connection RESOURCES Order Cayla's Book - What Do You Really Want? Text ROUNDTABLE 310-421-0416 to get early access to the next roundtable. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Cayla: @cayla.craft Chris: @chriswharder Frello: @frello_app

Lori got back from her annual weekend mastermind with her friends and it's been a game changer for her to have time in person with some of her powerhouse friends to connect on life and business. In this episode, we're breaking down the simple framework they have used that you can make your own. We also share some updates on our new house. I'd love to hear if you end up hosting your own weekend mastermind and what you decide to implement. HIGHLIGHTS 02:00 Life updates moving into our new house. 04:45 Why is it important to create time with friends to have fun and mastermind each other's businesses? 07:00 What were some of the big takeaways from your weekend mastermind with friends? 09:30 The importance of getting together in person and having trusted outside perspectives. 12:00 What is the format of your mastermind weekend? 18:00 Advice for doing your own mastermind weekend and how to ask people to join you. RESOURCES Text ROUNDTABLE to 310-421-0416 to be the first to get information on the next Roundtable. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

When you get a text from your billionaire mentor asking if you're free for coffee, you say yes! Now that we're back in California, a friend and mentor of mine reached out to catch up, and in this episode I'm sharing some insights from chatting with this mentor that will help you in your life and business. Listen in for ways to confirm if you have a viable business idea, what making a win-win deal in business actually looks like, and how to build wealth and enjoy it. HIGHLIGHTS How to know if you have a viable business idea Sacrifices you'll need to make when you're making massive win-win deals in business Money advice from a Billionaire on investing in the things that matter to you RESOURCES Text ROUNDTABLE to 310-421-0416 to get daily Money Mantras to boost your day. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Frello: @frello_app

You can't fail if you do not stop! In this episode, we share tips to stay at the forefront of people's minds and add value to those you want to collaborate with. When you reach out and get rejected, you have to keep following up. Remember, it's not just about changing someone's mind; it's about positioning yourself as the go-to choice when the time is right. We encourage you to try different approaches, refine your offer, and be open to learning. It may take longer than you want, but success is guaranteed if you refuse to back down. Highlights - Why persistence overcomes the most significant challenges - How to position yourself as the first choice when the time is right - Tips for reaching out consistently without being too obnoxious - Staying patient in the pursuit of your goals RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Want to create true success? You better be ready to have uncomfortable conversations and take some risks. I took a look at myself and my most successful friends and realized some common traits that have sped up our success. In this episode, I'm breaking down the traits that have created an extraordinary life, and how you can develop them. If you want an extraordinary life, watch what happens when you put in the work to get comfortable with discomfort. Your success will skyrocket. HIGHLIGHTS Ways to build a high risk tolerance (the key to massive success.) How successful people invest How to have uncomfortable, direct and honest, conversations for better outcomes. The time I got in a fight in 2nd grade and what it taught me about confrontation. RESOURCES Text ROUNDTABLE to 310-421-0416 to get on the early access VIP list for our next roundtable. Text DINNER to 310-421-0416 to join our next Dinner Series in Beverly Hills. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

If you want to attract more people and opportunities into your life and business, then it's time to raise your frequency! We just wrapped up 2 back to back events, our first Dinner Series event and Lori's Girlfriends & Business, and I am so full of energy. Lori and I left the Dinner Series and both said this is our favorite event we've ever done. As we witnessed some of our favorite people connecting in the room, there is something the people who always get the most out of networking events have in common. They are high vibe and operate at a frequency that is exciting and attracts people and opportunities like a magnet! If you have something you are manifesting and want to attract into your life, see what happens when you raise your frequency and become attractive to the things you want. You might be surprised how quickly you see things shift in motion towards you. HIGHLIGHTS 00:45 Letting go of worry and choosing how you want to feel going into an event. 03:00 Ways worrying impacts your experiences and results in the work you do. 06:15 How enthusiasm attracts opportunities. 09:30 What does it mean to raise your frequency? RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Get ready to add a zero to your goal and put relationships first as you unapologetically pursue success. This episode is one you're going to want to come back and listen to again and again. We're sharing a peek behind the curtain of our first Dinner Series event when our good friend, Dean Graziosi, came to speak. As a multiple New York Times bestselling author who's helped grow 14 major companies and influenced over 2 million people through his work with Tony Robbins, he has a wealth of knowledge to offer. Dean gave the best tactical advice for building genuine connections, shifting your perspective on fear and risk, and how to pursue your biggest goals to elevate your life and business to the next level. Dean has accomplished so much through his relentless passion and willingness to go all-in, and his stories showed how prioritizing service over self-interest and thinking bigger than you ever have can lead to amazing opportunities. HIGHLIGHTS 09:00 What I've learned about "networking" from building my relationship with Tony Robbins. 11:45 What can you do to solve problems and add value to others 15:30 The most important thing you can do when networking. 19:00 How would you feel if you felt love every time you did something for someone else. 27:15 Ways to set boundaries in your relationships. 41:15 How do you manage taking risks in business when it's uncertain? 43:00 The powerful exercise to shift your perspective on the fears holding you back. 48:00 How to make yourself bulletproof in any economy. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Dean Graziosi: @deangraziosi Follow Chris: @chriswharder Follow Lori: @loriharder Frello: @frello_app

We just wrapped up our first Dinner Series event and this might just be our favorite event we're doing right now. We have over 12 productions we're putting on this year and with over 14 years of experience hosting incredible, transformative events down to a science. In this episode, I break down how far in advance we start planning, how to choose the perfect venue, and how to negotiate everything for your event. I also share the unexpected $25k expense that ended up saving the night at the Dinner Series. If you've ever wanted to run your own successful events, this episode is full of lessons I've learned from over 14 years of trial and error so you can avoid the mistakes and hit the ground running. HIGHLIGHTS 02:30 All of the events we'll be hosting this year. 05:00 The very first thing we book when planning an event. 07:00 Hacks for choosing the best location and event 11:30 What is your backup plan? 13:15 Systems we have in place for our team 15:00 How Lori and I prepare ourselves the days leading up to an event. 18:15 How to hire a superstar team and train them. RESOURCES Text ROUNDTABLE to 310-421-0416 for info about our next Roundtable Text DINNER to 310-421-0416 to grab a seat at the next Dinner Series event Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

I just got back from the guys trip I take every year and I almost didn't go. Why is it that we resist doing things we know we need or are going to enjoy? Like getting a great workout in at the gym, taking the trip, or showing up at the mastermind you invested in. Lori and I both share examples of times we've felt this way but always end up glad we pushed through it. We also share the exercise to play the potential experience out to the end in your mind and look for past examples of how great it turned out, so you can tell the difference between what's meant for you and will be so fulfilling when you put in a little effort. Don't let that resistance rob you of opportunities for growth, fun, and connection! HIGHLIGHTS 00:30 100 reasons why I thought about canceling my guy's trip, and what happened when I went. 02:45 Why you can't always believe your brain, especially when it's trying to keep you comfortable. 04:30 How to get accelerated growth and build momentum when you're in busy seasons. 06:00 Don't forget to remind yourself of what you'll gain when you follow through. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. Want to grow your email list - Get Over 240 Free Lead Magnets HERE! Check out upcoming events + Masterminds: chrisharder.me FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

When I took my first ski trip, I found myself stuck and stranded at the top of the mountain. But instead of retreating or hiking down, I decided to strap up and take the journey down the hill (even though it was terrifying at that moment!). Today, I urge you to take action even if you're scared and face every challenge head-on rather than giving in to defeat. If you're facing a daunting snowy hill in your life or business, consider this episode a wake-up call to embrace the challenge and make those uncomfortable choices. Remember, on the other side of fear lies the thrill of victory! IN THIS EPISODE: - How I skied down a black diamond mountain with little experience - Tips for embracing the unknown and tackling the unexpected with complete courage - Why overcoming the toughest challenges is often the best part of life - Trusting yourself to make the right decisions RESOURCES - Text DINNER to 310-421-0416 for more information about our Dinner Series! CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

Never let money be the thing that holds you back from growing your business. In this episode, Chris and I are sharing some of our best tips for growing your business this year through completely free and almost free methods. You'll learn about maximizing your social media presence, podcasting on a budget, teaching in other people's groups, and starting your own networking events. The things we share in this episode have massively grown my businesses over the years, and if you want to 10x your business start with ONE THING from the episode and go all in!

If you didn't already know, in the 2008 recession, Lori and I hit rock bottom financially. It was an extremely challenging time, but looking back, we realize it was one of the best things that could have ever happened to us as it forced us to completely rethink our lives and make essential mindset shifts. I am so grateful for that experience because it helped me become the unapologetic person I am today. In this episode, I share all the steps I took to bounce back from rock bottom stronger than ever. If you're feeling down or need some old-fashioned motivation, this is for you! IN THIS EPISODE: - How to turn any failure into a springboard for opportunity - The most important lessons I learned from all time my lowest moments - Why you always need to release your judgment and ego - Advice for anyone who feels they're at rock bottom and are ready for a comeback RESOURCES - Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

A book that has been blowing my mind lately is 10x Is Easier Than 2x by Dan Sullivan and Dr Benjamin Hardy. It might sound like crazy talk to say 10x is easier than 2x, but as I've looked back on my journey I've seen how that statement has been true for me in multiple areas of my life and business. In this episode, Chris and I share the one thing that has made us think bigger, take bigger action, and led to the biggest leaps of growth in our businesses. Stay tuned to as we break down the core concept that aiming high and shooting for exponential growth, rather than small incremental goals, is actually the easier path to success. You'll learn how to take that big audacious leap outside your comfort zone to accelerate your business and career in ways you never imagined. Will you 10x your mindset for growth with us this year? IN THIS EPISODE, WE TALK ABOUT: 04:15 Why is 10x easier than 2x? 06:00 The question that will radically change your business. 10:30 How to motivate yourself and hold yourself accountable to showing up on a whole new level. 14:00 What I did to 10x the growth of my business when I began doing events. 15:00 How to price your offers to hit bigger goals this year. RESOURCES - Grab your seat at The Dinner Series HERE - Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Get glōci HERE Follow Earn Your Happy: @earnyourhappy Listen to Earn Your Happy Lori's book: A Tribe Called Bliss CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app