Retirement Quick Tips with Ashley

This week on the Retirement Quick Tips Podcast, I'm talking about longevity risk - the risk that you'll outlive your retirement savings because you lived too long. Today, I'm wrapping up with one more way to reduce longevity risk in retirement: Planning for health care costs in retirement.

This week on the Retirement Quick Tips Podcast, I'm talking about longevity risk - the risk that you'll outlive your retirement savings because you lived too long. Today, I'm talking about maintaining a tilt toward growth to combat longevity risk.

This week on the Retirement Quick Tips Podcast, I'm talking about longevity risk - the risk that you'll outlive your retirement savings because you lived too long. Today, I'm talking about starting with a lower withdrawal rate in early retirement.

This week on the Retirement Quick Tips Podcast, I'm talking about longevity risk - the risk that you'll outlive your retirement savings because you lived too long. Today, I'm talking about the obvious answer to longevity risk, working longer.

This week on the Retirement Quick Tips Podcast, I'm talking about longevity risk Today, we're exploring what longevity risk is and whether or not longevity risk is the biggest risk in retirement.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets. For 17 years, I've helped hundreds retire with confidence. My goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years to the fullest. This week we're exploring the topic: Longevity risk - will your money last in retirement?

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Micciche Money Principles

This week on the Retirement Quick Tips Podcast, I'm talking the Micciche Money Principles. A framework I created back in 2019 to help guide the financial decisions our family makes - both big and small. Today, I'm sharing with you some tips to help you create your own set of family money principles.

This week on the Retirement Quick Tips Podcast, I'm talking about the Micciche Money Principles. A framework I created back in 2019 to help guide the financial decisions our family makes - both big and small. Today, I'm talking about money principles related to wealth and estate transfer.

This week on the Retirement Quick Tips Podcast, I'm talking about the Micciche Money Principles. A framework I created back in 2019 to help guide the financial decisions our family makes - both big and small. Today, I'm talking about teaching money principles to your kids/grandkids…

This week on the Retirement Quick Tips Podcast, I'm talking about the Micciche Money Principles. A framework I created back in 2019 to help guide the financial decisions our family makes - both big and small. Today, I'm talking about giving principles…

This week on the Retirement Quick Tips Podcast, I'm talking about the Micciche Money Principles. A framework I created back in 2019 to help guide the financial decisions our family makes - both big and small. Today, I'm talking about lifestyle money principles.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche & my goal is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years to the fullest. I'm a financial advisor and the co-owner of True North Retirement Advisors, a fee-only, fiduciary financial advisory practice managing over $425 million in assets. Over the last 17 years, I've helped hundreds of clients save, invest, plan for, and transition into retirement with confidence, and I want to help YOU do the same. This week we're exploring the topic: Micciche Money Principles

It's Sunday and I'm wrapping up the week by summarizing this week's theme: How to Minimize Stock Market Risk (Even if You're a Beginner!)

This week on the Retirement Quick Tips Podcast, I'm talking about How to Minimize Stock Market Risk Today, I'm talking about the importance of focusing on the long-term to manage your stock market risk.

This week on the Retirement Quick Tips Podcast, I'm talking about How to Minimize Stock Market Risk Today, I'm talking about managing your stock market risk with proper asset allocation.

This week on the Retirement Quick Tips Podcast, I'm talking about How to Minimize Stock Market Risk Today, I'm talking about managing your stock market risk with proper diversification.

This week on the Retirement Quick Tips Podcast, I'm talking about How to Minimize Stock Market Risk Today, I'm talking about why you might be your worst enemy when it comes to managing the risk of your portfolio…

This week on the Retirement Quick Tips Podcast, I'm talking about How to Minimize Stock Market Risk Today, I'm talking about what I view is the biggest risk in the stock market right now and what I view is the biggest source of potential pain for investors…

Welcome to a new week here on the Retirement Quick Tips podcast! You've spent decades working hard to save enough for retirement—but are you truly ready to make the most of your retirement years? This podcast is aimed at helping you do exactly that - thrive in retirement! I'm your guide, Ashley Micciche & my goal is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years to the fullest. I'm a financial advisor and the co-owner of True North Retirement Advisors, a fee-only, fiduciary financial advisory practice managing over $425 million in assets. Over the last 17 years, I've helped hundreds of clients save, invest, plan for, and transition into retirement with confidence, and I want to help YOU do the same. This week we're exploring the topic: How to Minimize Stock Market Risk (Even if You're a Beginner!).

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: What Is Your Net Worth?

This week on the Retirement Quick Tips Podcast, I'm talking about how to calculate and track your net worth. Today, I'm talking about how often you should update your net worth statement

This week on the Retirement Quick Tips Podcast, I'm talking about how to calculate and track your net worth. Today, I'm talking about using your net worth to track your financial health.

This week on the Retirement Quick Tips Podcast, I'm talking about how to calculate and track your net worth. Today, I'm walking you through the liabilities portion of the net worth worksheet, and bringing it all together with the net worth summary and some things you can glean from this once it's complete.

This week on the Retirement Quick Tips Podcast, I'm talking about how to calculate and track your net worth. Today, I'm walking you through the asset portion of the net worth worksheet.

This week on the Retirement Quick Tips Podcast, I'm talking about how to calculate and track your net worth. Today, I'm talking about the benefits of calculating and tracking your net worth.

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week's theme is: What Is Your Net Worth?

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: How To Optimize Your HSA In 2025

This week on the Retirement Quick Tips Podcast, I'm talking about how to optimize your health savings account, or HSA, in 2025. Today, I'm talking about using your HSA in the real world.

This week on the Retirement Quick Tips Podcast, I'm talking about how to optimize your health savings account, or HSA, in 2025. Today, I'm talking about optimizing your investments in the HSA. Assuming you max out your HSA every year, how should you invest.

This week on the Retirement Quick Tips Podcast, I'm talking about how to optimize your health savings account, or HSA, in 2025. Today, I'm talking about why the HSA is still worth maxing out and investing for the long-term, even if you're worried about over-contributing and not using the money for healthcare expenses.

This week on the Retirement Quick Tips Podcast, I'm talking about how to optimize your health savings account, or HSA, in 2025. Today, I'm talking about how and why you'll want to consider funding your HSA exclusively for future health care costs.

This week on the Retirement Quick Tips Podcast, I'm talking about how to optimize your health savings account, or HSA, in 2025. Today, I'm going over some of the basics of the health savings accounts.

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week's theme is: How To Optimize Your HSA In 2025

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week I planned to discuss Optimizing Your HSA In 2025. But as I was finishing up and getting ready to record, I had a family emergency come up, so I need to take a break this week to focus on that. I'll be back next Monday, February 3rd where I'll talk about optimizing your HSA in the new year. In the meantime, be sure to check out my YouTube channel, Retire With Ashley. You can listen to the podcast there, and I'm starting to post new content over there, with the goal of posting videos more consistently in 2025. I hope you have a great week! Looking forward to being back with you next week. My name is Ashley Micciche...and this is the Retirement Quick Tips podcast.

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: What I'm Reading right now

This week on the Retirement Quick Tips Podcast, I'm sharing with you some interesting and hopefully useful articles I've been reading lately. Today, I'm talking about a coming change for investors, providing more access to a wide range of alternative investments like hedge funds, venture capital, private-equity funds, non traded real estate, and private credit.

This week on the Retirement Quick Tips Podcast, I'm sharing with you some interesting and hopefully useful articles I've been reading lately. Today, I'm talking about a recent article from the WSJ on new years resolutions. Most of us realize that few resolutions stick. There's lots of reasons for this, but in this article, the author suggests: "instead of resolving to become a different person in 2025, try setting achievable goals and embracing 'radical doability.'" https://www.wsj.com/lifestyle/new-year-new-you-doesnt-work-heres-how-you-can-actually-improve-your-life-2075af4b?st=oMBJaV

This week on the Retirement Quick Tips Podcast, I'm sharing with you some interesting and hopefully useful articles I've been reading lately. Today, I'm sharing with you an ominous, yet interesting prediction I read about in an financial advisor industry publication - your 401k will be gone within a decade.

This week on the Retirement Quick Tips Podcast, I'm sharing with you some interesting and hopefully useful articles I've been reading lately. Today, I'm talking about a recent memo to investors from legendary investor, Howard Marks, titled: On Bubble Watch… https://www.oaktreecapital.com/insights/memo/on-bubble-watch

This week on the Retirement Quick Tips Podcast, I'm sharing with you some interesting and hopefully useful articles I've been reading lately. Today, I'm talking about new retirement withdrawal recommendations from Morningstar, suggesting a 3.7% withdrawal rate in the first year of retirement…

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week's theme is: What I'm Reading In January 2025

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: 2024 Economic & Market Commentary

This week on the Retirement Quick Tips Podcast, I'm recapping the stock market, bond market, and economic climate of 2024, and looking ahead to 2025. Today, I'm tying it all together and talking about opportunities for 2025.

This week on the Retirement Quick Tips Podcast, I'm recapping the stock market, bond market, and economic climate of 2024, and looking ahead to 2025. Today, I'm talking about the bond market and adding some thoughts for bond investors in 2025.

This week on the Retirement Quick Tips Podcast, I'm recapping the stock market, bond market, and economic climate of 2024, and looking ahead to 2025. Today, I'm doing a deeper dive on the stock market in 2024.

This week on the Retirement Quick Tips Podcast, I'm recapping the stock market, bond market, and economic climate of 2024, and looking ahead to 2025. Today, I'm talking about the economic recap from 2024 and my outlook for the economy in 2025.

This week on the Retirement Quick Tips Podcast, I'm recapping the stock market, bond market, and economic climate of 2024, and looking ahead to 2025. Today, I'm recapping the economic & market environment from 2024…

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week's theme is: 2024 Economic & Market Commentary

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: 5 Expensive Things I Bought Last Year That Were Worth The Splurge