Retirement Quick Tips with Ashley

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: 3rd Quarter 2024 Economic & Market Update

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: How Much Car Can You Afford In Retirement?

This week on the Retirement Quick Tips Podcast, I'm answering the question:How Much Car Can You Afford In Retirement? Today, I'm talking about calculating affordability when leasing or financing a car.

This week on the Retirement Quick Tips Podcast, I'm answering the question:How Much Car Can You Afford In Retirement? Today, I'm talking about calculating affordability and some guidelines to keep in mind.

This week on the Retirement Quick Tips Podcast, I'm answering the question:How Much Car Can You Afford In Retirement? Today, I'm talking about the paying cash vs. finance vs. lease decision

This week on the Retirement Quick Tips Podcast, I'm answering the question: How Much Car Can You Afford In Retirement? Once you understand the current car marketplace (which I discussed on yesterday's podcast), I think the next logical step is to decide whether you want to buy a used car or a new car.

This week on the Retirement Quick Tips Podcast, I'm answering the question: How Much Car Can You Afford In Retirement? Today, I'm talking about the first step in making a car buying decision: understanding the current car market.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: How Much Car Can You Afford In Retirement?

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: The Worst Social Security Mistakes To Avoid

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid Today, I'm talking about the mistake of misunderstanding the earnings test. If you're still working and you're also taking social security benefits, the earnings test applies to you.

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid Today, I'm talking about a common reason why people will time their social security decision wrong - it's because they assume that social security is going bankrupt and they better get theirs now while they still can.

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid Today, I'm talking another common mistake: Not Maximizing Spousal Benefits

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid. Today is a continuation of yesterday's episode on the biggest mistake I see people make - claiming too early.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: The Worst Social Security Mistakes To Avoid Today, I'm talking about the biggest mistake that I see people make: claiming too early

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: The Worst Social Security Mistakes To Avoid

This week on the podcast, I'm taking a little break. I'll be back next week with all new episodes - the worst social security mistakes to avoid. To that end, you can check out https://truenorthra.com/ssi/ to get your free social security comparison report. Fill out a quick form to compare multiple strategies and make a more informed decision about when to start taking social security.

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: How Do I Stop Overspending?

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Yesterday, I talked about a no-spend month as the best way to shine a light on overspending and help you build more healthy spending habits. If you're not ready for that, then I challenge you to a no-spend week or 2 weeks to help you see where your temptations and triggers lie, and learn to say no to some things so you can say yes to what's most important. Today, I want to talk about a few other tricks that can help you spend less.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Today, I'm challenge you to do a no-spend month. A no spend month is like a detox or cleanse for you and probably the best way you can begin to make progress on your overspending tendencies. A no spend month is exactly what it sounds like - for a month, you just spend money on the essentials. No coffee runs. No extra entertainment. Your bills are paid, you have gas in your car, and food in your fridge, but that's it. If it sounds hard, that's because it is.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Yesterday, I gave you an easy test to self-diagnose if you're an overspender: 10% x age X income = expected net worth.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Yesterday, I talked about the problem with overspending - which is two-fold - it causes financial and life stress because you can't cover life's inevitable emergencies without putting it on a high interest rate credit card.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Today, I'm talking about the problem with overspending.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: How Do I Stop Overspending?

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Listener Questions - September 2024 Edition

This week on the Retirement Quick Tips Podcast, I'm answering your listener questions that were brought up in my last office hours session in August.

This week on the Retirement Quick Tips Podcast, I'm answering your listener questions that were brought up in my last office hours session in August.

This week on the Retirement Quick Tips Podcast, I'm answering your listener questions that were brought up in my last office hours session in August.

This week on the Retirement Quick Tips Podcast, I'm answering your listener questions that were brought up in my last office hours session in August.

This week on the Retirement Quick Tips Podcast, I'm answering your listener questions that were brought up in my last office hours session in August.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: Listener Questions - September 2024 Edition

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Best Investment Accounts For Grandchildren

This week on the Retirement Quick Tips Podcast, I'm talking about: Best Investment Accounts For Grandchildren Today, I'm talking about using a Roth IRA for kids. These are often called custodial Roths, and they have special requirements and rules that you'll need to know, and some drawbacks to be aware of, but they can be a great way to save and invest early and give them an extra decade of saving and investing for retirement, which is huge.

This week on the Retirement Quick Tips Podcast, I'm talking about: Best Investment Accounts For Grandchildren Today, I'm talking about using investment accounts for minors to save and invest for grandchildren.They are sometimes referred to as custodial accounts, UTMA, or UGMA accounts.

This week on the Retirement Quick Tips Podcast, I'm talking about: Best Investment Accounts For Grandchildren. Tomorrow, I'm going to talk about UTMA or UGMA accounts for minors. These are popular vehicles for grandparents to save for their grandchildren, but they have some real and important drawbacks, like the fact that once Junior reaches adulthood, which could be anytime between 18-25 depending on what state you live in, that money is theirs and they can blow it on anything they like.

This week on the Retirement Quick Tips Podcast, I'm talking about: Best Investment Accounts For Grandchildren Today, I'm talking about why I like trust accounts for grandchildren.

This week on the Retirement Quick Tips Podcast, I'm talking about: Best Investment Accounts For Grandchildren Today, I'm talking about why I love the 529 college savings account and why it's my go-to when clients come to me asking for advice on setting up accounts for their grandchildren.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: Best Investment Accounts For Grandchildren

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Fortify Your Data & Protect Yourself From Cyber Crime

This week on the Retirement Quick Tips Podcast, I'm talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I'm talking about what to do if you become a victim of cyber theft.

This week on the Retirement Quick Tips Podcast, I'm talking about:Fortify Your Data & Protect Yourself From Cyber Crime Yesterday, I talked about 3 Practical Steps You Can Take To Prevent Cyber Crime Today, I'm talking about 3 more steps you can take.

This week on the Retirement Quick Tips Podcast, I'm talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I'm talking about 3 practical steps you can take to prevent cyber crime. You may not be able to prevent a big data breach like the one that just happened where 2.9 billion records were exposed and likely leaked on the dark web. According to Steve Grobman, CTO at McAfee, this may be one of the worst data breaches ever.

This week on the Retirement Quick Tips Podcast, I'm talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I'm talking about checking & freezing your credit as one of the key ways to protect yourself against cyber fraud after the massive data breach that just exposed millions of Americans' names, addresses, and SSNs.

This week on the Retirement Quick Tips Podcast, I'm talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I'm talking about the 80/20 rule when it comes to preventing cyber theft. 80% of outcomes are derived from 20% of causes

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: Fortify Your Data & Protect Yourself From Cyber Crime.

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Navigating the Storm: Strategies for Weathering a Stock Market Downturn.

This week on the Retirement Quick Tips Podcast, I'm talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn. Today, I'm talking about finding opportunities in down markets.

This week on the Retirement Quick Tips Podcast, I'm talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn.