Retirement Quick Tips with Ashley

This week on the Retirement Quick Tips Podcast, I'm breaking down the 401k and retirement plan changes coming for 2025. Today, I'm talking about a new database for lost 401k dollars that is scheduled to go live at the end of 2024.

This week on the Retirement Quick Tips Podcast, I'm breaking down the 401k and retirement plan changes coming for 2025. Today, I'm talking about new rules allowing part time workers to contribute to their company's 401k.

The theme this week on the podcast is: The Best of 2024 I'm bringing you into the new year by rewinding and replaying the most downloaded, most listened to, and most popular episodes from 2024. The topics are varied, covering everything from social security to inflation to the 4% rule.

This week on the Retirement Quick Tips Podcast, I'm breaking down the 401k and retirement plan changes coming for 2025. Today, I'm talking about the confusing changes to catch up contributions for 2025.

This week on the Retirement Quick Tips Podcast, I'm breaking down the 401k and retirement plan changes coming for 2025. Today, I'm talking about how the contribution limits have changed for retirement plans for 2025.

This week on the Retirement Quick Tips Podcast, I'm breaking down the 401k and retirement plan changes coming for 2025. Today, I'm talking about everyone's favorite topic - Donald J Trump, and what the new administration means for retirement savings and planning decisions in 2025.

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week's theme is: Changes Coming To Your 401(k) In 2025

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Your Money Personality & Why It Matters

This week on the Retirement Quick Tips Podcast, I'm talking about your money personality type and why it matters. Today, I'm talking about the worrier money personality type.

This week on the Retirement Quick Tips Podcast, I'm talking about your money personality type and why it matters. Today, I'm talking about the gambler money personality type. This is perhaps the most dangerous of the money personality types.

This week on the Retirement Quick Tips Podcast, I'm talking about your money personality type and why it matters. According to Ken Honda, author of Happy Money, there are 7 distinct personality types. Today, I'm talking about what I think is the most tortured of the money personality types - the saver-splurger.

This week on the Retirement Quick Tips Podcast, I'm talking about your money personality type and why it matters. According to Ken Honda, author of Happy Money, there are 7 distinct personality types. Yesterday, I talked about the most difficult money personality types…the compulsives. Compulsive spenders, savers, and money makers. All challenging to overcome some of the common and destructive pitfalls of the compulsive types. Today I want to turn to a money personality that's a bit more subtle.

This week on the Retirement Quick Tips Podcast, I'm talking about your money personality type and why it matters. According to Ken Honda, author of Happy Money, there are 7 distinct personality types. Honda has spent years researching the intersection of psychology & money. It's important to remember that you may see overlap with yourself and the different personality types. The important thing is to recognize which personality types most closely resemble your own, so you can better understand your own relationship with money. Today, I am actually going to talk about 3 money personalities - the compulsives.

Welcome to a new week here on the Retirement Quick Tips podcast! If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help your path to and through retirement, I'm your guide, Ashley Micciche. I've been a financial advisor for 17 years, and I've helped hundreds of clients carve out their own unique roadmap to retirement. I'm the co-owner of True North Retirement Advisors, a fee-only financial advisory practice managing over $400 million in assets. This week's theme is: Your money personality and why it matters.

With it being Thanksgiving this week, gratitude is top of mind, and I hope it is for you too. The benefits of gratitude are well-understood. On the flipside, the problem with not being grateful is dangerous. When we take things for granted, life loses much of it's joy. So this week is the perfect opportunity to reset your gratitude awareness and practice gratitude. Thanks for listening! I appreciate you and I am grateful for you! I hope you have a happy and relaxing Thanksgiving and spend time this week with people you love.

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast.

This week on the Retirement Quick Tips Podcast, I'm here with my 10 year old daughter, Keegan and we're talking about some of her thoughts and tips about money… Today, Keegan and I are talking about giving & investing

This week on the Retirement Quick Tips Podcast, I'm here with my 10 year old daughter, Keegan and we're talking about some of her thoughts and tips about money… Today, Keegan and I are talking about some big picture questions when it comes to money…

This week on the Retirement Quick Tips Podcast, I'm here with my 10 year old daughter, Keegan and we're talking about some of her thoughts and tips about money… Today, Keegan and I are talking about spending money.

This week on the Retirement Quick Tips Podcast, I'm here with my 10 year old daughter, Keegan and we're talking about some of her thoughts and tips about money… Today, Keegan and I are talking about the following scenario: If someone has enough money to stop working, do you think it's best to stop working or continue to work? Why would someone choose to keep working? Why would someone choose to stop working?

This week on the Retirement Quick Tips Podcast, I'm here with my 10 year old daughter, Keegan and we're talking about some of her thoughts and tips about money… Today, Keegan and I are talking about saving money…

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. Here on this podcast I help you plan, save, & invest wisely to live a fulfilling and financially secure retirement with brief, daily, actionable tips. I'm glad you're here, making this podcast part of your daily routine, & spending a few minutes with me each day. This week's theme is: 10 Money Tips From A 10 Year Old

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was:Year-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy I really enjoyed talking with Sean and getting his perspective on year-end tax planning considerations for investors. The most important takeaway from this week is that it's always important in the last few weeks of the year to take a look at your income and tax situation and decide if there is anything else you could or should be doing to help with keeping your taxes lower in the current year, or in the case of the Roth conversion, looking ahead to future years to lower your taxes down the road. The time to do this is now…before the distraction of the holidays pushes these planning tips to the wayside. Better yet, if you have a tax advisor, now is a great time to connect with them, be proactive, and ask them specifically about the tax savings strategies that appeal to you - get their opinion on which ones make the most sense in your situation and Tomorrow, 10 Money Tips From A 10 Year Old. My daughter Keegan has been eager to get on the podcast, and she's a very outgoing and chatty girl, so she has a lot to say about a great many things - even money. Children can be so wise, and they see things from an entirely different perspective than we can as adults. They're free from many of the money challenges that plague adults because of experiences, upbringing, hard knocks and successes. So next week, you'll hear her unfiltered perspective on money and life. Thank you so much for listening this week! If you're enjoying the podcast, please share the show! Be sure to subscribe if you haven't already, and if you're interested in learning more about working with me, check out my website: www.truenorthra.com. Thanks for sharing the love and spreading the word. I hope you have a blessed Sunday. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, talking about retirement accounts and some additional considerations if you have an Inherited IRA. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean - tax loss and gain harvesting. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean - a continuation of yesterday's episode where we talk about why your Roth conversion decision might change based on expected tax policy, as well as Sean's view of the future tax climate. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, discussing Roth conversions. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. --------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, discussing donor advised funds. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. --------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. This week's theme is: Year-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy I'm recording live from FinCon 2024 in Atlanta this week, and I'm excited to have Sean share his expertise and insights about what you'll want to consider to set yourself up for a strong position as we approach year-end 2024 deadlines. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence. He also has a personal finance YouTube channel and wrote Solo 401(k): The Solopreneur's Retirement Account. I really enjoyed my interview this week with Sean, and I hope you'll enjoy the conversation as well! Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. This week I talked about my experience with my no spend October - what I learned, my successeses, my failings, & the benefits of doing one even if you don't have a spending problem.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about tips for your own no spend month if you're inspired to undertake this for yourself.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about one of the most important takeaways that I learned from my no spend month and that is making a list and waiting some length of time before buying something.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about some oops moments from my no spend month.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about the 5 most valuable things I learned from taking a break from spending on everything but the necessities.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October, where I only spent money on the necessities (along with a few cheats along the way). I called it my Spend Fast Month…not to be confused with spending money as fast as possible, it was fasting from spending money, which is a different idea entirely! Today, I'm talking about the rules I laid out for myself during my no spend month.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. Here on this podcast I help you plan, save, & invest wisely to live a fulfilling and financially secure retirement with brief, daily, actionable tips. I'm glad you're here, making this podcast part of your daily routine, & spending a few minutes with me each day. This week's theme is: Reflections on my No Spend October

Link to register for November's Office Hours: https://bit.ly/40fsBr2 Welcome to the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $400 million in client assets. This week I'm traveling for work - actually I'll be in Atlanta, but by the time you hear this episode, I'll be back home again. I do love Georgia - the last time I was in 2013 when I went to the Masters in Augusta with my dad. That was a special trip and he got to cross off his #1 bucket list item. No golf this time, but it will be interesting to be in a swing state so close to the election. I live in Oregon which is so deep blue, it's almost black out here, so we don't even have any political ads. In fact, true story, you won't even find any information about Trump in the official Oregon voter pamphlet. True story - google it. But I digress... Since I'm traveling, I don't have any new episodes this week, but I do have a special announcement - coming back for a 3rd installment for 2024 is another office hours session where you'll have the chance to ask me your most burning question about retirement. Sessions in May and August filled up quickly, so if you want to pick my brain you can click on the link in the show notes to register. I'm switching up the format for this Office Hours. The last 2 were group discussions via Zoom, this time you'll sign up for a one-on-one session. I've had some feedback where some people prefer the one-on-one format for personal financial questions, so we'll give that a try this time around. I love meeting listeners and it's a lot of fun to answer your questions - I always learn something and I hope you will too! At the very least, you'll come away with some valuable insight, more clarity, and actionable next steps on what's most on your mind regarding retirement! All with no strings attached! Note: There are 6 time slots available. Click on the date to see all available times and follow the steps to book your preferred time slot. If you don't see an available time, please send me an email and I will add you to the waitlist. Email: [email protected] Link to register:https://bit.ly/40fsBr2 Thanks for listening! I look forward to hearing your questions in next month's office hours!

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Keep Calm & Vote On In case you missed any episodes, here's what I talked about this week…

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I want to share with you a prayer for the upcoming election, and I invite you to pray it with me.

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I'm looking at the election's implications for investors if Trump wins. If you missed yesterday, I talked about implications for a Harris victory.

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Yesterday, I talked about how markets have historically fared in election years and under various combinations of democrats and republicans in the white house and congress.

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I'm talking about the historical outcomes of the election. How do markets fare under various combinations of democrats and republicans in the white house, and democrats and republicans in Congress?

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I want to talk about the best thing you can do with your investment portfolio and all major financial decisions for that matter when you're really stressed or anxious about the election, or maybe after the election since there's a really good chance that about 50% of you listening are going to be disappointed in the outcome.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. Here on this podcast I help you plan, save, & invest wisely to live a fulfilling and financially secure retirement with brief, daily, actionable tips. I'm glad you're here, making this podcast part of your daily routine, & spending a few minutes with me each day. This week's theme is: Keep Calm & Vote On

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: 3rd Quarter 2024 Economic & Market Update

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about investment opportunities that exist in the current environment.

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about the current interest rate environment and how that's impacting your bond portfolio.

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about the stock market as we wrap up the year and head into the home stretch…

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about the current economic climate and what's driving the economy now…

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm recapping what's happened so far this year…