Retirement Quick Tips with Ashley

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, talking about retirement accounts and some additional considerations if you have an Inherited IRA. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean - tax loss and gain harvesting. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean - a continuation of yesterday's episode where we talk about why your Roth conversion decision might change based on expected tax policy, as well as Sean's view of the future tax climate. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, discussing Roth conversions. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. --------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, discussing donor advised funds. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. --------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. This week's theme is: Year-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy I'm recording live from FinCon 2024 in Atlanta this week, and I'm excited to have Sean share his expertise and insights about what you'll want to consider to set yourself up for a strong position as we approach year-end 2024 deadlines. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence. He also has a personal finance YouTube channel and wrote Solo 401(k): The Solopreneur's Retirement Account. I really enjoyed my interview this week with Sean, and I hope you'll enjoy the conversation as well! Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. This week I talked about my experience with my no spend October - what I learned, my successeses, my failings, & the benefits of doing one even if you don't have a spending problem.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about tips for your own no spend month if you're inspired to undertake this for yourself.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about one of the most important takeaways that I learned from my no spend month and that is making a list and waiting some length of time before buying something.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about some oops moments from my no spend month.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October. Today, I'm talking about the 5 most valuable things I learned from taking a break from spending on everything but the necessities.

This week on the Retirement Quick Tips Podcast, I'm sharing with you my experience with my no-spend October, where I only spent money on the necessities (along with a few cheats along the way). I called it my Spend Fast Month…not to be confused with spending money as fast as possible, it was fasting from spending money, which is a different idea entirely! Today, I'm talking about the rules I laid out for myself during my no spend month.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. Here on this podcast I help you plan, save, & invest wisely to live a fulfilling and financially secure retirement with brief, daily, actionable tips. I'm glad you're here, making this podcast part of your daily routine, & spending a few minutes with me each day. This week's theme is: Reflections on my No Spend October

Link to register for November's Office Hours: https://bit.ly/40fsBr2 Welcome to the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $400 million in client assets. This week I'm traveling for work - actually I'll be in Atlanta, but by the time you hear this episode, I'll be back home again. I do love Georgia - the last time I was in 2013 when I went to the Masters in Augusta with my dad. That was a special trip and he got to cross off his #1 bucket list item. No golf this time, but it will be interesting to be in a swing state so close to the election. I live in Oregon which is so deep blue, it's almost black out here, so we don't even have any political ads. In fact, true story, you won't even find any information about Trump in the official Oregon voter pamphlet. True story - google it. But I digress... Since I'm traveling, I don't have any new episodes this week, but I do have a special announcement - coming back for a 3rd installment for 2024 is another office hours session where you'll have the chance to ask me your most burning question about retirement. Sessions in May and August filled up quickly, so if you want to pick my brain you can click on the link in the show notes to register. I'm switching up the format for this Office Hours. The last 2 were group discussions via Zoom, this time you'll sign up for a one-on-one session. I've had some feedback where some people prefer the one-on-one format for personal financial questions, so we'll give that a try this time around. I love meeting listeners and it's a lot of fun to answer your questions - I always learn something and I hope you will too! At the very least, you'll come away with some valuable insight, more clarity, and actionable next steps on what's most on your mind regarding retirement! All with no strings attached! Note: There are 6 time slots available. Click on the date to see all available times and follow the steps to book your preferred time slot. If you don't see an available time, please send me an email and I will add you to the waitlist. Email: [email protected] Link to register:https://bit.ly/40fsBr2 Thanks for listening! I look forward to hearing your questions in next month's office hours!

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: Keep Calm & Vote On In case you missed any episodes, here's what I talked about this week…

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I want to share with you a prayer for the upcoming election, and I invite you to pray it with me.

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I'm looking at the election's implications for investors if Trump wins. If you missed yesterday, I talked about implications for a Harris victory.

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Yesterday, I talked about how markets have historically fared in election years and under various combinations of democrats and republicans in the white house and congress.

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I'm talking about the historical outcomes of the election. How do markets fare under various combinations of democrats and republicans in the white house, and democrats and republicans in Congress?

This week on the Retirement Quick Tips Podcast, I'm talking about the upcoming presidential election and what that means for you and your retirement. Today, I want to talk about the best thing you can do with your investment portfolio and all major financial decisions for that matter when you're really stressed or anxious about the election, or maybe after the election since there's a really good chance that about 50% of you listening are going to be disappointed in the outcome.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. Here on this podcast I help you plan, save, & invest wisely to live a fulfilling and financially secure retirement with brief, daily, actionable tips. I'm glad you're here, making this podcast part of your daily routine, & spending a few minutes with me each day. This week's theme is: Keep Calm & Vote On

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: 3rd Quarter 2024 Economic & Market Update

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about investment opportunities that exist in the current environment.

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about the current interest rate environment and how that's impacting your bond portfolio.

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about the stock market as we wrap up the year and head into the home stretch…

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm talking about the current economic climate and what's driving the economy now…

This week on the Retirement Quick Tips Podcast, I'm recapping the 3rd quarter of 2024 in the markets and the economy and looking ahead to the end of the year. Today, I'm recapping what's happened so far this year…

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: 3rd Quarter 2024 Economic & Market Update

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: How Much Car Can You Afford In Retirement?

This week on the Retirement Quick Tips Podcast, I'm answering the question:How Much Car Can You Afford In Retirement? Today, I'm talking about calculating affordability when leasing or financing a car.

This week on the Retirement Quick Tips Podcast, I'm answering the question:How Much Car Can You Afford In Retirement? Today, I'm talking about calculating affordability and some guidelines to keep in mind.

This week on the Retirement Quick Tips Podcast, I'm answering the question:How Much Car Can You Afford In Retirement? Today, I'm talking about the paying cash vs. finance vs. lease decision

This week on the Retirement Quick Tips Podcast, I'm answering the question: How Much Car Can You Afford In Retirement? Once you understand the current car marketplace (which I discussed on yesterday's podcast), I think the next logical step is to decide whether you want to buy a used car or a new car.

This week on the Retirement Quick Tips Podcast, I'm answering the question: How Much Car Can You Afford In Retirement? Today, I'm talking about the first step in making a car buying decision: understanding the current car market.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: How Much Car Can You Afford In Retirement?

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: The Worst Social Security Mistakes To Avoid

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid Today, I'm talking about the mistake of misunderstanding the earnings test. If you're still working and you're also taking social security benefits, the earnings test applies to you.

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid Today, I'm talking about a common reason why people will time their social security decision wrong - it's because they assume that social security is going bankrupt and they better get theirs now while they still can.

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid Today, I'm talking another common mistake: Not Maximizing Spousal Benefits

This week on the Retirement Quick Tips Podcast, I'm talking about the worst social security mistakes to avoid. Today is a continuation of yesterday's episode on the biggest mistake I see people make - claiming too early.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: The Worst Social Security Mistakes To Avoid Today, I'm talking about the biggest mistake that I see people make: claiming too early

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: The Worst Social Security Mistakes To Avoid

This week on the podcast, I'm taking a little break. I'll be back next week with all new episodes - the worst social security mistakes to avoid. To that end, you can check out https://truenorthra.com/ssi/ to get your free social security comparison report. Fill out a quick form to compare multiple strategies and make a more informed decision about when to start taking social security.

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was: How Do I Stop Overspending?

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Yesterday, I talked about a no-spend month as the best way to shine a light on overspending and help you build more healthy spending habits. If you're not ready for that, then I challenge you to a no-spend week or 2 weeks to help you see where your temptations and triggers lie, and learn to say no to some things so you can say yes to what's most important. Today, I want to talk about a few other tricks that can help you spend less.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Today, I'm challenge you to do a no-spend month. A no spend month is like a detox or cleanse for you and probably the best way you can begin to make progress on your overspending tendencies. A no spend month is exactly what it sounds like - for a month, you just spend money on the essentials. No coffee runs. No extra entertainment. Your bills are paid, you have gas in your car, and food in your fridge, but that's it. If it sounds hard, that's because it is.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Yesterday, I gave you an easy test to self-diagnose if you're an overspender: 10% x age X income = expected net worth.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Yesterday, I talked about the problem with overspending - which is two-fold - it causes financial and life stress because you can't cover life's inevitable emergencies without putting it on a high interest rate credit card.

This week on the Retirement Quick Tips Podcast, I'm addressing the question: How Do I Stop Overspending? Today, I'm talking about the problem with overspending.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. If you're 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you're in the right place! This week's theme is: How Do I Stop Overspending?