Power House

In this week’s extra episode, HW Media CEO Clayton Collins is joined by Kristy Fercho, the Chairwoman of the Mortgage Bankers Association and EVP and head of Wells Fargo Home Lending. She wears many more hats across the industry, including leading the Affordable Housing working group for the Office of the Comptroller of the Currency REACh initiative. Clayton and Kristy focus on some of the major themes at the MBA Servicing Solutions conference this past weekend, including what we can expect for forbearances in a post-COVID world. They also discuss margin compression amid Q4 earnings season and address some of the buzz behind the rising MSR market.

In this week’s episode, HW Media CEO Clayton Collins is joined by Greg Schwartz, former Zillow executive and current CEO and co-founder of Tomo, a fintech startup that aims to transform the home buying experience. The pair discuss some innovation trends in the digital mortgage space, what Tomo plans to do with the $70 million garnered from their latest funding round and more!

In this week’s episode, HW Media CEO Clayton Collins is joined by Chris Heller, the Chief Real Estate Officer at OJO Labs, owner of Heller Real Estate Group, and former CEO of Keller Williams International to discuss the current state of the market and whether they think it is a good time to buy. They also highlight OJO Labs’s impressive scaling over the past year, the opportunities and challenges uncovered by RealTrends’ AgentPulse survey, and the potential in embracing the convergence of technology and human expertise.

In this week’s episode, HW Media CEO Clayton Collins is joined by Nick Thomas, the co-founder and president of Finicity and EVP at the Office of Engagement at Mastercard. The pair discuss how the digital mortgage process and fintech innovation can help consumers manage and navigate the homebuying process. Nick also shares some of the behind-the-scenes of the Finictiy’s acquisition journey into Mastercard and some words of advice for fellow entrepreneurs.

In this week’s episode, Clayton is joined by Zak Schwarzman, a General Partner at MetaProp, an early-stage proptech investor. The pair discuss some of MetaProp’s investment strategies as well as an array of topics in the proptech sphere, including its convergence with crypto and the opportunities that lie in the single-family rental market. To sign up for our virtual 2022 forecast event, click here!

In this week’s episode, Clayton is joined by Moses Kagan, the co-founder and head of Adaptive Realty, a real estate private equity fund investor and property manager in the Los Angeles market. Kagan is also a familiar linchpin in #ReTwit and is the face behind Re-convene, something he dubs the “the real estate private equity “‘un-conference’” The pair take a deep dive into the real estate private equity model, the interesting supply and demand dynamic currently playing out in Southern California, and how to build and grow relationships with worthwhile investors. To sign up for our virtual 2022 forecast event, click here!

Hey folks, a quick note from your host, Clayton Collins. This week's episode features Erin Sykes, Chief Economist at Nest Seekers International. In addition to her economist role, Erin is also a producing agent in Florida and NYC. She brings a unique combination of analysis, data, and practical experience to the conversation. In this week's episode, Clayton and Erin discuss topics like high demand, why people are fleeing New York for Florida, and the future of branded buildings in luxury markets. They also broached the emerging topic of virtual land and what it could mean for real estate. This week's episode also features The Mortgage Minute, a weekly brief on the mortgage market conditions and trends in non-QM lending. This special segment is brought to you by Angel Oak Mortgage Solutions.

Hey folks, a quick note from your host, Clayton Collins. Season 8 is here, and I’m back! Sarah Wheeler has been the steward of Housing News for the last several seasons but now she is dedicating all of her on-air time to HousingWire Daily. Despite the fact that Sarah and I are fiercely competitive over who can grow their show the fastest… I’d still suggest you give her a listen on HousingWire Daily! In my first episode back on the air, I have the pleasure of interviewing David Stevens. David has held almost every role in the mortgage industry -- SVP of single-family at Freddie Mac, EVP at Wells Fargo Home Mortgage, president and COO of the Long and Foster, assistant secretary of Housing and FHA Commissioner, and CEO of the Mortgage Bankers Association. Now he is CEO of his consulting practice, Mountain Lake Consulting. In this episode, Stevens discussed housing supply and demand dynamics, home price appreciation, and affordability, FHFA fees, mortgage bank margin compression and consolidation, and housing sector employment pressures.

This week, HousingWire’s editor-in-chief Sarah Wheeler interviews Austin Niemiec, Executive Vice President of Rocket Pro TPO. In this sponsored episode, Niemiec discusses the importance of strengthening broker partnerships in 2022.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s editor-in-chief Sarah Wheeler interviews Guaranteed Rate’s top-ranked loan officer, Shant Banosian, who recently announced another record-setting year. Banosian explains how he topped 2020's $1.7 billion in volume by funding $2 billion in total origination volume for 2021, and also shares insights into next year’s purchase market. According to Shant, as home prices climb and inventory dwindles, consumers will be more likely to utilize their home equity whether or not rates experience an uptick in 2022.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews John Paasonen, the co-founder and CEO of Maxwell. In this episode, Paasonen discusses the pivotal role of small and mid-size lenders in the mortgage landscape and Maxwell’s rapid growth over the last three years. Paasonen also discusses some of the challenges of growing a company fast as well as what excites him about the future of mortgage lending. Thank you for listening to the Housing News Podcast, please don’t forget to give us feedback and rate us on iTunes. Until next week, make sure to check out HousingWire Daily, a podcast dedicated to the hottest new stories across HW Media. The podcast is published each day and is available on iTunes, Spotify, google podcast, and wherever else you get your podcast. Thanks for listening

This week, HousingWire’s HW+ Managing Editor Brena Nath interviews Jill Cadwell, Senior Vice President of Settlement Services Operations at Radian. In this sponsored episode, Cadwell discusses automated decision engines in the mortgage industry and the specific pain points lenders are still facing when it comes to closing.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s editor in chief Sarah Wheeler interviews Ahswin Dayal, the President of LoanMonkey, a digital mortgage lender that's taking on some of the biggest players in the industry. In this episode, Dayal discusses how the company is planning to compete and win against lenders like Rocket and Better.com with a model that takes operational cues from both. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s editor in chief Sarah Wheeler interviews Grant Moon, the Chief Revenue Officer at Volly, and the founder and former CEO of Home Captain. In this episode, Moon discusses the difficulties Veterans face during the home buying process and misconceptions about VA loans. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s editor in chief Sarah Wheeler interviews Steve James, the Chief Marketing Officer at Fannie Mae. In this episode, James discusses the organization’s Here to help Campaign, which provides resources and information to renters and homeowners in an effort to help them remain in their apartments and homes. James also explains how he approaches innovative marketing while working at an incredibly large and regulated company, as well as what is in the pipeline for Fannie Mae’s marketing efforts.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s editor in chief Sarah Wheeler interviews Tim Mayopoulos, the President of Blend. In this episode, Mayopoulos explains what makes him optimistic about the mortgage industry. Mayopoulos also discusses how he sees the role of companies — as opposed to the government — in moving the ball forward on homeownership expansion, as well as what Blend does to promote an inclusive work environment. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s editor in chief Sarah Wheeler and lead analyst Logan Mohtashami launch season 7 of the Housing News podcast. In this episode, Mohtashami touches on numerous housing topics, including the rise in forbearance exits, why he believes Jerome Powell has been successful as chairman of the Federal Reserve, and whether homebuyer demand will continue to increase despite inventory shortages.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Michael Franco, the Chief Executive Officer of SitusAMC. In this episode, Franco discusses the company’s growth trajectory and what he believes have been the most impactful changes for the mortgage industry in 2021. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Bill Dallas, the President of Finance of America Mortgage. In this episode, Dallas discusses what he’s learned as a leader and an investor, as well as how mortgage companies can combat margin compression. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Chazz Huston the Strategic Alliances Manager at Black Knight. In this episode, Huston discusses where we currently stand in the mortgage industry’s digital revolution. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Brian Holland, the CEO of Atlantic Bay Mortgage Group. In this episode, Holland discusses one of the biggest changes in the workplace over the last year -- the move to remote work. Additionally, Holland discusses the importance of company culture. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Ajita Atreya, a senior economist at Freddie Mac. In this episode, Atreya discusses Freddie Mac’s latest quarterly forecast, as well as her housing and economic projections for the rest of 2021.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Origence’s Andrew Weiss, the senior vice president of mortgage origination platform strategy, and Brit Barker the vice president of enterprise solutions.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Michael Iorio, senior division manager in joint venture at NewRez, and Randy VandenHouten, the executive vice president and chief financial officer at Shelter Mortgage. In this episode, Iorio and VandenHouten examine the increase of joint ventures in the housing space and discuss what makes a good partner from their perspective. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Liz Smith, client services manager at RealTrends. In this episode, Liz examines the 2021 RealTrends + Tom Ferry the Thousand and America’s Best Real Estate Professionals rankings. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Jennifer McGuinness, president of correspondent Lending at Invigorate Finance. In this episode, McGuinness discusses the vision for her newly launched company, as well as this year’s purchase market and the nation’s lack of significant housing inventory. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Barry Habib, founder, and CEO of MBS Highway. In this episode, Habib discusses the squeeze IMBs may be experiencing in 2021, as well as how larger companies like Rocket Mortgage and United Wholesale Mortgage impact competition. Additionally, he highlights the importance of the referral relationship in a hot purchase market, and whether or not the economy will face a recession in the years to come.

Summary: HousingWire’s Lead Analyst Logan Mohtashami discusses the economic achievements made by the housing market despite impacts from the COVID-19 pandemic and his most recent HW+ article that asks, should Americans buy a home in a super-hot housing market? This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Logan Mohtashami, HousingWire’s lead analyst. In this episode, Mohtashami discusses the economic achievements made by the housing market despite impacts from the COVID-19 pandemic. Additionally, he dives into his most recent HW+ article that asks, should Americans buy a home in a super-hot housing market? The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews David Dworkin, president, and CEO at National Housing Conference. In this episode, Dworkin discusses how the NHC thinks about affordable housing and what federal policies will improve Black homeownership. Additionally, Dworkin also addresses a recent decision by the Consumer Financial Protection Bureau to delay the final QM rule and how that might have unintended consequences for some of the consumers the bureau is attempting to help.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Ryan Lundquist, market analyst, and owner of Lundquist Appraisal Company and The Sacramento Appraisal Blog. In this episode, Lundquist discusses how the appraisal sector fared during the initial onset of the COVID-19 pandemic and how appraisers are navigating this year’s hot housing market.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews AEI Housing Center Director Ed Pinto. In this episode, the pair launch season 6 of the Housing News Podcast by discussing several bills proposed in Congress that address first-time homebuyers, and whether or not he believes down payment assistance will be both and impactful.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Patrick Burns, the CEO, and co-founder of Spruce, a proptech company powering online real estate transactions. In this episode, the pair discuss heightened investor interest in title technology, innovation, and fintech adoption spurred by COVID-19, as well as the rise of M&A and partnerships.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Robert Dietz, the chief economist and senior vice president of economics and housing policy for the National Association of Homebuilders. In this episode, the pair discuss homebuilding trends across the country as well as housing policy, and the budding market for building to rent.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Lindsey Johnson, the president of USMI, a private mortgage insurance association, comprised of five of the six mortgage insurance companies in the United States. In this episode, Johnson explains the unique challenges currently facing mortgage insurers, four principles the company considers essential to housing policy reform, and whether or not Biden’s proposed first-time homebuyer tax credit could change the need for private mortgage insurance.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Kristy Fercho, the executive vice president and head of home lending at Wells Fargo, who also serves as the chairman-elect of the Mortgage Bankers Association. In this episode, Fercho explains how Wells Fargo is best serving borrowers during COVID 19, the overall effect forbearance exits will have on the housing market, and whether or not she is optimistic about the big bank model.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Brian Zitin, CEO of Reggora. In this episode, Zitin talks about innovation within his company, as well as changes occurring in residential valuation. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews John Beacham, CEO of Toorak Capital Partners. In this episode, Beacham discusses his recent HousingWire article that outlines three common-sense initiatives that could immediately make a difference in affordable housing, as well as how zoning impacts the home buying process.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Michael Bright, CEO of Structured Finance Association. In this episode, Bright discusses findings in the 2020 SFA Annual Report as well as what's ahead for the market this year in relation to LIBOR, ESG initiatives and GSE reform. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Danielle Samalin, CEO of Framework Homeownership. In this episode, Samalin discusses the importance of fair housing, and how homeowners can protect their biggest and most valuable investment toward wealth creation.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, the founder and CEO of HW Media Clayton Collins interviews Gino Fronti and Don Goettling, who are both area managers at Finance of America Mortgage. In this episode, the founders of DG Media and the Don & Gino show, discuss how to best coach originators in today’s market, as well as how to be an origination leader in 2021. HousingWire articles related to this episode: · Housing News Podcast: Finance of America Mortgage’s Bill Dallas on innovation and housing supplyThe Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Total Expert’s, Sue Woodard. In this episode, the chief customer officer uses her unique perspective to discuss the current state of mortgage technology. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews Vermillion Consulting’s Dale Vermillion. In this episode, the mortgage trainer discusses how lenders can best adjust their businesses during periods of growth, and how they can also support their staff during tumultuous times. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews HomeBridgeChief Diversity & Inclusion Officer Brian “Woody” White. In this episode, White discusses what increasing diversity within the housing finance industry looks like on a practical level. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HousingWire’s Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami. In this episode, the pair discuss three reasons why Mohtashami believes there won’t be a 2021 housing market crash.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Three reasons there won’t be a 2021 housing market crash

This week, HousingWire's Editor in Chief Sarah Wheeler interviews MBS Highway Founder and CEO Barry Habib. In this episode, the pair launch season 5 of the Housing News Podcast by discussing MBS Highways’ 2021 forecast. During the interview, Habib also discusses mortgage rates, what a new administration means for housing, and how the industry can build an empire in 2021.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

This week, HW Media founder and CEO Clayton Collins interviews Steve Murray, the co-founder, and president of REAL Trends. In this episode, the pair close out season four of the Housing News Podcast by discussing HW Media’s strategic acquisition of REAL Trends, the residential real estate industry’s leading report that ranks the performance of the top U.S. brokerage firms. During the interview, Murray also discusses his projections for this year’s purchase market and explains how real estate brokerages, loan originators, and title reps can all best work together for a more productive 2021.

Today, the Housing News Podcast features a bonus crossover episode from HousingWire’s Daily Download. In this episode, HousingWire Digital Producer Victoria Wickham interviews NotaryCam’s CEO Rick Triola During the interview, Triola explains why more title industry professionals have adopted remote online notarization in 2020 and shares why he believes RON is here to stay in 2021.

This week, the Housing News Podcast features a bonus crossover episode from HousingWire’s Daily Download. In this episode, HousingWire Digital Producer Alcynna Lloyd interviews John Pataky, TIAA Bank’s executive vice president, During the interview, Pataky discusses the nation’s lack of housing inventory and how it’s impacting homebuyer demand and home prices.

This week, Ben Cohen, managing director and senior vice president of mortgage lending at Guaranteed Rate, joins the Housing News Podcast to discuss how he became the company’s second loan officer to fund $1 billion in loan volume in 2020. During the interview, Cohen also discusses how his team has adjusted to support origination volume, as well as what Guaranteed Rate does to prepare its loan officers for success.

This week, Simone Beaty, the director of single-family affordable lending initiatives Freddie Mac, joins the Housing News Podcast to discuss the GSE’s affordable housing initiatives, as well as what it is doing to prepare consumers for next year’s home buying market. During the interview, Beaty also discusses how Freddie Mac is supporting shared equity programs as many Americans continue to face financial hardships due to the COVID-19 pandemic. Here is a small preview of the interview with Simone Beaty. The transcript below has been lightly edited for length and clarity: HW: What are some of the very unique challenges in making sure affordable housing is available for low- to moderate-income borrowers who have been affected by the COVID crisis? Simone Beaty: What we always bump into is that demand for units has outpaced supply. So, we're always trying to figure out how we can best deal with the supply issue and access to credit. We try to tackle both and sometimes solutions can be merged, where we are looking at flexible qualifying requirements that take into account things like nontraditional credit. We also make sure people who are not mortgage ready understand what steps they need to take to be prepared, so they are not blindly applying for a loan. Additionally, Freddie Mac offers some flexibilities for borrowers that may not meet the traditional credit profile, so if they're not necessarily the cookie-cutter kind of creditworthy borrower, there is enough room in the qualifying requirements that give lenders the ability to make sure they can fit within the conventional lending realm. The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.