Not Your Average Financial Podcast™

In this episode, we ask: What about the smoke-filled room in Chicago’s Blackstone hotel? What happened at the end of 2020? What is the 7702 rule? How does this affect life insurance? When was this last changed? What is the amount of premium that can fund a policy and stay in-force based on life insurance...

In this episode, we ask: What are the hardest, toughest questions I’ve heard people ask? Would you like to hear Episode 217? Why should I use the company you’re showing me? What about this other insurance company’s dividends? What’s the story behind the dividend? Is the company stable? What are the 29 qualifications for a...

In this episode, we ask: What about tough questions? What about breaking even? Why is Bank on Yourself® type whole life insurance worth it, when I am so close to retirement? Have you missed opportunities? Have you taken on too much risk? …Compared to what? What about an example? Would you have enough money and...

In this episode, we ask: What is the biggest hidden snake in your retirement plan? What about bonds? What about future taxes? What about something outside of the market all together? What is the biggest unseen risk? What is sequence of return risk? What about good news? What about bad news? Who is Jeff Hochwalt?...

In this episode, we ask: Can you rely on someone else to create your financial plan? Have you heard Episode 122? Who is your money guru? Who is Jack Gerstner? What about financial education? What about research? What about being open to new ideas? What about challenging assumptions constructively? What is Jack’s story with money?...

In this episode, we ask: Would you like to join us tomorrow, October 9, 2021, for the Not Your Average Financial Summit? What about the hyperinflation after WWI? Is finance “just math”? What about net worth? What is far worse than being in a negative net worth? What about interest payments to debt? Would you...

In this episode, we ask: Do annuities stink? What are the retirement experts saying? In this episode, I explore the Kiplinger’s Article from June 3, 2021 on 8 Surprising Ways to Prosper on Annuities and add some of my own thoughts. Have you read this article? It’s really good… What are the three questions you...

In this episode, we ask: Would you like to join us for a one-day summit on October 9, 2021? Scroll down for access! Would you like to read the founder of Bank on Yourself®, Pamela Yellen’s guaranteed lifetime income report? Would you like to reach out to us and we’ll send it to you? What...

In this episode, we ask: Would you like to join us on Saturday, October 9, 2021 for the Inaugural Not Your Average Financial Summit? Join the Not Your Average Community to learn more! What about the fees on annuities? What about Dave Ramsey, Ken Fisher and Suze Orman? What about transferring risk? What about buying...

In this episode, we ask: Would you like to attend the Inaugural Not Your Average Financial Summit on October 9, 2021? Would you like to learn more? Would you like to join the Not Your Average Financial Community to get notified? What about savings running out? What about anxiety? What about the Alliance for Lifetime...

In this episode, we ask: Would you like to join us for the Not Your Average Financial Summit? Are you a member of the Not Your Average Community? Join Here What about Self-Directed IRAs? What happened on Labor Day of 1974? What is ERISA? What about IRAs and 401(k)? What about saving for retirement on...

In this episode, we ask: What about a seed? Who is Chris Thurman? What about his partner Grant Thompson? What happened when Mark was a client? What about love? What about life insurance as a central component? What about a story? How do we need to think? What about Nelson Nash? Why did Nelson Nash...

In this episode, we ask: Would you like to hear what people are saying? Who is Larry Kotlikoff? Would you like to view his books? What about economics? Why has the American worker not seen wages not gone up? What about Irving Fisher? What about consumption smoothing? What if you had a freezer full of...

In this episode, we ask: Have you heard the first episode in this series, Episode 205? Which is better: a 401(k) loan or a whole life insurance policy loan? How many of 401(k) investors have an outstanding loan? Should the 401(k) loan be the first choice or the last choice? What is the process for...

In this episode, we ask: Have you subscribed to this podcast yet? What did Patrick Henry say? Does where you keep money matter? Does where you keep your debt matter? What happens when you are in debt? How many Americans carry credit card debt? What about all other types of debt? What did the Federal...

In this episode, we ask: What have you been able to do because of your Bank on Yourself® type whole life insurance policy? What about Ryan’s story? What about Jessica’s story? What about Frank’s story? What about Krisstina’s story? Would you like to join us on the Not Your Average Financial Community at notyouraverage.mn.co?

In this episode, we ask: When did you start something really big? What are the options? What is the myth? What are the strategies? How is whole life insurance like a mortgage? What about bills? How is whole life insurance like real estate? What about savings? How can this benefit you in good times? What happens...

In this episode, we ask: Who is resilient? Who is Marilyn Blosser? How did Marilyn get into financial services? What about the federal government’s mandate to hire women in the insurance industry? What about a stable salary? What about commissions only? What about a subsidy? What about an unlimited income potential? What about working from...

In this episode, we ask: What about the hero’s journey? What about the predictable stages of business growth? Who is Brett Gilliland? What about predictable growing pains for the seven figures business? What about the start up phase until the first million? What do people need to do? What new stuff is there to learn?...

In this episode, we ask: What about Socrates? What did he say? What about drawing out? What about the socratic method? What’s the process? What about financial professionals? What about asking interesting questions? What about asking good questions? What about Dale Carnegie? What are the six types of questions that Socrates posed? What about clarifying...

In this episode, we ask: How do the .001% navigate their taxes legally? What about the ProPublica report? How do they legally pay a tiny fraction of their fortunes in taxes? What was your reaction to this news? As your income rises, do you pay more in taxes? Under current law, what is the highest...

In this episode, we ask: Would you like to hear this letter? Would you like to download the letter? Subscribe to our email, and get the letter FREE. What is your job to do on this earth? What is the meaning of life? Do you have a mission greater than yourself? Who is responsible? What...

In this episode, we ask: What about Silly Putty? What about accidental inventions? What about the wheel? What about the axle? What about the power of leverage? What about access? What about cash value? What about a contract? What about Bank on Yourself® type whole life insurance contracts? What about Episode 195 and Episode 196? How...

In this episode, we ask: Does the rate of return matter? What article did Les McGuire write? What about a road test? What about real economic analysis? What is the meaning of the word economy? What about the science of scarcity? What about the consequences? What is the free market economy built upon? How is...

In this episode, we ask: Can you imagine writing a contract with your future? Would you like to hear the live webinar that Mark did for Jay Helm’s W2 Capitalist group? What are the two universal laws? What about gravity? What about entropy? What about division? What are the risks? What about unexpected financial responsibilities?...

In this episode, we ask: What is the goal of climbing a mountain? Who was the first person to successfully climb Mount Everest? What about coming down the mountain? What about a sherpa? What about compensation based on AUM? What is the volatility buffer? What about when all of the money is tied up in...

In this episode, we ask: Is it possible to mess up a Bank on Yourself® type whole life insurance policy? Is it possible to mess up a microwave? Would you like to ask your own questions? Would you like to join us on the Not Your Average Financial Community? Who is Jim Conrad? What about...

In this episode, we ask: What about courage? What about taking big leaps? Who is Stephen Devlin? Do you live outside of the U.S.? Have you ever jumped out of an airplane? How did Stephen’s life change? Why did Stephen become a Bank on Yourself® professional in Vancouver, Canada? What happened to Stephen’s business in...

In this episode, we ask: Would you like to hear our Q&A? Can I do a one time lump sum without recurring premium on a key man whole life dividend paying policy? Would you like to hear Episode 174? How do you give your older kids the high level overview of financial education… telling them...

In this episode, we ask: What strategies are you excited about? What about being a newbie? Would you like to hear a ninja belt metaphor? What is the white belt? What about saving from cash flow? What about monthly premiums? What do you learn in karate? How many moves are you making in your monthly...

In this episode, we ask: Do you practice MMA? How could you bully-proof your money? What is the first stance? Are you willing and ready to learn? Do you have an open mind? Are you able to be attentive? Do you show up? What is the second stance? How might you replace your bad habits...

In this episode, we ask: Who is Pamela Yellen? What about Pamela’s articles and books? What did Pamela learn from experience? What did Pamela investigate? How does Pamela remember her mission? What about Dave Ramsey and Suze Orman? What is real education? What is infotainment? Has conventional financial wisdom worked? How many actually have financial...

In this episode, we ask: Did you know that you can convert certain term life insurance policies to whole life without having to prove that you are in good health? What about renting? What about owning? What about the cost? Why are whole life premiums higher than term life premiums? Is whole life insurance way...

In this episode, we ask: Who has their hand on the steering wheel of life? Who is Rabbi Daniel Lapin? What was his most important journey? Who tends to be disproportionally good with money? What did William Wordsworth say? What about entropy? Is chaos the order of things? What about building? Are you taking care...

In this episode, we ask: How do you know if you’re a leader? Who is Roger Blankenship? What is the Flipping America Network? Would you like to visit rogerblankenship.com? How BIG is Roger? What’s Roger’s story? What about real estate? What does Roger want to do before he quits? What about really wanting to do...

In this episode, we ask: Have you ever seen the show, American Ninja Warrior? What about a finite amount of cash? Who is Jamie Hopkins? What are some of Jamie’s earliest experiences with money? What about the risks of retirement? What about Jamie’s new book, Rewirement? What about longevity? What about the unknown time horizon?...

In this episode, we ask: Do you remember your MySpace password? Do you have your bank password somewhere for your kids and grandkids to find? Who is Stefan Thomas? How did he lose so much Bitcoin? What are the risks? Does Bitcoin have value? Is crypto a way to safeguard wealth? What’s to love? What...

In this episode, we ask: Who is Steve Rozenberg? What was dinner like for Steve growing up? What changed for Steve around 9/11? What about real estate? What did Steve learn? What about property management? What about mindset and real estate investing? What’s happening to the airlines? Who owns the airplanes? What happens when the...

In this episode, we ask: What will you do with highly appreciated real estate? Who has tax problems? Is this just another 1031 exchange podcast? Who is Brett Swarts? What is a capital gains tax deferral strategy? What is a deferred sales trust? What about optimal timing? What about capital gains tax on real estate?...

In this episode, we ask: What is going on in the market? What happened to the fundamentals? What determines the price of a company? What about the present value of future dividends? Is this a simple world? Are we all playing the same game? What are the cracks in the system? Is there an unfair...

In this episode, we ask: How many conversations have you had with your family and friends about money? Do very few of us raise the topic of finances? Is money a taboo subject? What about the Not Your Average Financial Community? Who is Gina Bianchini? What is Gina’s story? What about Gina’s dinner table? What is...

In this episode we ask: Who is Tom Wheelwright? Have you read his book, Tax Free Wealth? Would you like to hear his podcast? What was Tom’s childhood like? Where did Tom first learn about money? What was one of Tom’s first jobs? What did Tom learn about rental property? With whom does Tom work?...

In this episode, we ask: Are you a business owner? Who is Sarry Ibrahim? How can Bank on Yourself® type life insurance policies be used for business purposes? What about employee retention? What about cash reserves? Is your business sellable? What about a key person? How could you design this for business? How long can...

In this episode, we ask: What are people saying about annuities? What about supplemental income strategies for retirement? Should alternative income strategies be used in retirement? What about rental income? What about rental income in a pandemic? Is your rental property your annuity? How is this working out? What about Moody’s analytics? How many renters...

In this episode, we ask: How would you like to be paid every single day for the rest of your life? What are the surprising benefits of life time income? What about risk for retirees? What about longevity? Will you live and live and live? What about an annuity? Did he just say the A-word?...

In this episode, we ask: Can you imagine yourself in a forest? Why in the world would we have life insurance on a young child? What about life insurance on grandchildren? What about annual premium? What about 20-year-old policies? What’s an example? What about compounding growth? What about the time value of money? What about...

In this episode, we ask: Did you hear Part 1 in last week’s episode, Episode 172? What about Bank on Yourself® for seniors? What about long term care? Can an 85-year-old get life insurance? What about examples? How do lump sum premiums work? What about riders? What about growth? What about guaranteed values? What about...

In this episode, we ask: Have you ever seen the movie, The Little Shop of Horrors? Are you working because you want to or because you must? What about running out of money? What about death? What about pensions? What about 401(k)s? What about health problems? What about life savings? What about social security? Can one...

In this episode, we ask: Are you unemployed? Are you faced with challenges, as a business owner? Who is Nicole Martin? Who is Katie Cummins? What about leadership? What about shared leadership? What ingredients do you have to put on the table? What’s the state of our current employment landscape? What’s the biggest competition? What happened...

In this episode, we ask: What’s one of the top reasons people go broke? Who is Joel Noble? How does Joel define leadership? What is Samaritan ministries? What is a “non-insurance” way to meet medical needs? What about the ongoing crisis in medical needs? What is the cost of health coverage for most families? What...