Not Your Average Financial Podcast™

In this episode, we ask: How do you solve an unsolvable problem? Can you solve a Rubik’s cube? What about complexity? Who is Steven Step? What’s Steven’s story with Bank on Yourself®? What happens every year on the policy statement? What is always increasing? What is the best way of creating a safe, tax-free retirement...

In this episode, we ask: Is it possible to give what you have not received? Who is Brandon Neely? What is Brandon’s superpower? What does Brandon suggest? Why does Profit First matter? What (who) is the biggest risk? What (who) is the biggest asset? What happened when Brandon and Amanda sold their coffee shop business?...

In this episode, we ask: Are you stuck for your whole life? What if you had the option to take your business elsewhere? What about a poorly designed policy? What about a policy that was improperly designed? What is Section 1035? What about a tax free transfer? Do you know about the 1031 exchange? Do...

In this episode, we ask: What about capital goods? What if we added a zero? Do we automatically have more wealth? How are Bank on Yourself® type whole life policies affected by inflation? What are some specific strategies? What about some common myths? How much money is floating around? What about bug protein? What about...

In this episode, we ask: Are inflation indicators blinking red? What is the PCE index? How high is inflation? What happened in September 1983? How does inflation work? How does inflation affect your financial goals? Would you like to hear the information shared with Jay Helms at W2 Capitalist Part 1? What about Not Your...

In this episode, we ask: What happened in the middle of the tech bubble? Why is it OK for policies to take years to break even? How is this not a deal breaker? Who are the Proskauers? Would you like to hear Episode 118? What is Dan and Rebecca’s story with money? How did they...

In this episode, we ask: Have you ever had life throw you a curve ball? Who is Marc Beshears? How did Marc learn about Bank on Yourself®? What happens when things are too easy? What happened with the hurricanes? What assets are creditor proof? What is a private asset? What happened when Marc learned about...

In this episode, we ask: Who is Amanda Neely? Would you like to hear Episode 113? How about an update? What happened with Amanda’s client? What about scenarios for the future? How did the life insurance companies fair over the last two years? How about some updates? What happens? What about stock market volatility? What...

In this episode, we ask: Have you ever seen a double pendulum? Have you ever played Plinko? What about quantum mechanics? What about the bell curve? What about emerging patterns? What about statistics? What about Sir Francis Galton? What about order out of chaos? What about Monte Carlo simulations? Can you unwind a portfolio in...

In this episode, we ask: Do you have a visceral reaction to certain words? Who is Tim Foor? How did Tim become a loan officer? Would you like to hear Episode 157? Does Tim own Bank on Yourself® type life insurance policies? What does Tim think about Bank on Yourself®? What about mixing Bank on Yourself® type...

In this episode, we ask: What would you think of a young person walking up to you with a business plan? Would you loan him money? Do you have kids? Do you know someone with kids on their way to college? Who is Angie Grimm? What happened when Angie was a senior in high school?...

In this episode, we ask: What is the risk of owning a business? Who is Jay Helms? How did Jay meet his wife? Where is Jay? What has Jay learned about short term rentals? What was Jay’s experience with taking a policy loan? What was Jay’s experience with the bank? What about moving away from...

In this episode, we ask: What is the purpose of your money? What’s it all for? What happens when you get more money? What is the key? What about a story? What is ROE? What about Bill Perkins’ book, Die with Zero? What happened when Mark went to Japan? What about memory dividends? What about...

In this episode, we ask: What about tax as a seven layer dip? What are the different tax systems? What about income tax? When did the income tax start? What about payroll tax? What about capital gains tax? What about short term and long term capital gains tax? What about sales tax? What about property...

In this episode, we ask: What about the meaning of life? What about taking responsibility? Who is Thomas Paukovitz? What’s his story with money? What happened with Thomas and Amanda in the first year of marriage? What did they learn? What about goal setting? What about student loans? What about car loans? What about debt?...

In this episode, we ask: Are you focused on a bigger and better future? Who is Mark Briggs? Would you like to read Mark’s new book, The Butterfly Impact: Resilience, Resets and Ripples? What are Mark’s memories with butterflies? How might innovations happen within organizations? How do we take advantage of opportunities? What about transformations...

In this episode, we ask: Who is Christian Ward? How did Christian earn his first dollar? How does Christian handle the ups and downs of living on real estate commissions? What is it like starting out as a realtor? What about working on the business of real estate? What about Profit First? How did Mark...

In this episode, we ask: Did you know we work with clients in all 50 states? What are your financial goals and objectives? What about long, deep conversations? What about satisfaction? What about documents? What about questions? What about general overwhelm? What about talking and thinking about it? What about courage? What are the twelve...

Would you like to hear 10 of THE BEST episodes so far? What makes a Bank On Yourself® Type Whole Life Insurance Policy work? In this episode, we ask: How nerdy can we be? What financial asset has increased in value every year for the last 160 years? Why, in the early 20th century, did...

Would you like to hear 10 of THE BEST episodes so far? Do you need to work with a BANK ON YOURSELF® PROFESSIONAL? In this episode, we ask: What do you call a … ? Are all financial professionals right for your needs? How many designations and credentials are available for financial professionals? What about...

Would you like to hear 10 of THE BEST episodes so far? Where will your money LIVE? What do you want your money to DO for YOU? In this episode, we ask: Does a perfect financial solution exist? What do you want your money to do for you? Where do you want your money to...

Would you like to hear 10 of THE BEST episodes so far? Is it wise to take a POLICY LOAN or not? In this episode, we ask: Would you like to leave us a review? Do you experience panic moments? Have you ever felt panic around a policy loan? Have you heard Episode 34? How...

Would you like to hear 10 of THE BEST episodes so far? How do Bank on Yourself® Type Whole Life Insurance LOANS work? In this episode, we ask: What is a life insurance policy loan? If I’m trying to be debt free, why go back into debt with an insurance company? Are life insurance loans...

Would you like to hear 10 of THE BEST episodes so far? How can certain whole life insurance polices grow on a GUARANTEED basis? In this episode, we ask: What about Silly Putty? What about accidental inventions? What about the wheel? What about the axle? What about the power of leverage? What about access? What...

Would you like to hear 10 of THE BEST episodes so far? Here’s a dive into Bank on Yourself® Type Whole Life and REAL ESTATE. In this episode, we ask: How does Real Estate work with Bank on Yourself®? How is this like combining nitro and glycerine? What does it take to combine real estate...

Would you like to hear 10 of THE BEST episodes so far? Are you in DEBT? Are you SAVING? Are you CREATING WEALTH? In this episode, we ask: How do you buy stuff? Would you like to meet us in person? What staircase are you climbing? How do you fund large capital purchases? What are...

Would you like to hear 10 of THE BEST episodes so far? Here’s an important episode on planning for LIFETIME INCOME. In this episode, we ask: How much peace and financial stability can you have? How do oceans and rivers work together? How do we benefit from systems? Are annuities good for liquid access? How...

Would you like to hear 10 of THE BEST episodes so far? Here’s a recent one with Pamela Yellen, the founder of Bank on Yourself®. In this episode, we ask: Who is Pamela Yellen? What about Pamela’s articles and books? What did Pamela learn from experience? What did Pamela investigate? How does Pamela remember her...

In this episode, we ask: What’s your attitude about money? Who is generous? Who is risky? Who is trading? Who is hoarding? What is your bias? What did Morning Star’s bias study say? What is present bias? What is base rate neglect? What about loss aversion? What about confirmation bias? Would you like to hear...

In this episode, we ask: What are the weirdest things available for sale? Would you like to join our Not Your Average Financial Community? Who is Debbie Wilder? Would you like an Office Hours sneak peek? Why did I buy this thing again? Debbie Wilder is a Bank on Yourself Authorized Advisor; prior to this...

In this episode, we ask: What about health insurance? What is the cost for covering a family in the U.S. for healthcare? Who is Andy Schoonover? What about healthcare.gov? What happened with Andy’s daughter? How much was the 15-minute procedure? What about procedures being considered medically unnecessary? What is CrowdHealth? What about families going bankrupt...

In this episode, we ask: Who is Chris Tobe? What’s his story? Have you read Kentucky Fried Pensions? What about contracts? What about excessive fees? What about the tax payers? What about the Chicago Police pensions? Would you like to read the Twisted Priorities article? What’s happened in Pennsylvania? What about making a partial payment...

In this episode, we ask: When will your cash value equal your death benefit? What about an increase of cash? Do you intend to make it to 121 years old? What four ways can you accelerate your cash accumulation? What about interest rates? What about stock market performance? Is it boring? What is the first...

In this episode, we ask: How might one cover the insane, rising cost of college without vaporizing retirement savings at the same time? Do you have someone in your life going to college or planning to go to college? Have you heard Episode 143? Who is Marty Smith? What about a story? Do you like...

In this episode, we ask: How about the times? Have you heard of Bread and Circuses? What about real, honest conversations? Who is Joe Rulli? What’s Joe story with money? How is a co-op different from a condo? What about co-office space? What did Joe initially think about Bank on Yourself®? What about volatility? What...

In this episode, we ask: What about the smoke-filled room in Chicago’s Blackstone hotel? What happened at the end of 2020? What is the 7702 rule? How does this affect life insurance? When was this last changed? What is the amount of premium that can fund a policy and stay in-force based on life insurance...

In this episode, we ask: What are the hardest, toughest questions I’ve heard people ask? Would you like to hear Episode 217? Why should I use the company you’re showing me? What about this other insurance company’s dividends? What’s the story behind the dividend? Is the company stable? What are the 29 qualifications for a...

In this episode, we ask: What about tough questions? What about breaking even? Why is Bank on Yourself® type whole life insurance worth it, when I am so close to retirement? Have you missed opportunities? Have you taken on too much risk? …Compared to what? What about an example? Would you have enough money and...

In this episode, we ask: What is the biggest hidden snake in your retirement plan? What about bonds? What about future taxes? What about something outside of the market all together? What is the biggest unseen risk? What is sequence of return risk? What about good news? What about bad news? Who is Jeff Hochwalt?...

In this episode, we ask: Can you rely on someone else to create your financial plan? Have you heard Episode 122? Who is your money guru? Who is Jack Gerstner? What about financial education? What about research? What about being open to new ideas? What about challenging assumptions constructively? What is Jack’s story with money?...

In this episode, we ask: Would you like to join us tomorrow, October 9, 2021, for the Not Your Average Financial Summit? What about the hyperinflation after WWI? Is finance “just math”? What about net worth? What is far worse than being in a negative net worth? What about interest payments to debt? Would you...

In this episode, we ask: Do annuities stink? What are the retirement experts saying? In this episode, I explore the Kiplinger’s Article from June 3, 2021 on 8 Surprising Ways to Prosper on Annuities and add some of my own thoughts. Have you read this article? It’s really good… What are the three questions you...

In this episode, we ask: Would you like to join us for a one-day summit on October 9, 2021? Scroll down for access! Would you like to read the founder of Bank on Yourself®, Pamela Yellen’s guaranteed lifetime income report? Would you like to reach out to us and we’ll send it to you? What...

In this episode, we ask: Would you like to join us on Saturday, October 9, 2021 for the Inaugural Not Your Average Financial Summit? Join the Not Your Average Community to learn more! What about the fees on annuities? What about Dave Ramsey, Ken Fisher and Suze Orman? What about transferring risk? What about buying...

In this episode, we ask: Would you like to attend the Inaugural Not Your Average Financial Summit on October 9, 2021? Would you like to learn more? Would you like to join the Not Your Average Financial Community to get notified? What about savings running out? What about anxiety? What about the Alliance for Lifetime...

In this episode, we ask: Would you like to join us for the Not Your Average Financial Summit? Are you a member of the Not Your Average Community? Join Here What about Self-Directed IRAs? What happened on Labor Day of 1974? What is ERISA? What about IRAs and 401(k)? What about saving for retirement on...

In this episode, we ask: What about a seed? Who is Chris Thurman? What about his partner Grant Thompson? What happened when Mark was a client? What about love? What about life insurance as a central component? What about a story? How do we need to think? What about Nelson Nash? Why did Nelson Nash...

In this episode, we ask: Would you like to hear what people are saying? Who is Larry Kotlikoff? Would you like to view his books? What about economics? Why has the American worker not seen wages not gone up? What about Irving Fisher? What about consumption smoothing? What if you had a freezer full of...

In this episode, we ask: Have you heard the first episode in this series, Episode 205? Which is better: a 401(k) loan or a whole life insurance policy loan? How many of 401(k) investors have an outstanding loan? Should the 401(k) loan be the first choice or the last choice? What is the process for...

In this episode, we ask: Have you subscribed to this podcast yet? What did Patrick Henry say? Does where you keep money matter? Does where you keep your debt matter? What happens when you are in debt? How many Americans carry credit card debt? What about all other types of debt? What did the Federal...