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Not Your Average Financial Podcast™

Not Your Average Financial Podcast™

328 episodes — Page 4 of 7

Episode 326: [Toolbox] The WTH Effect is Wrecking Your Finances; Here’s How to Stop It

In this episode, we ask: What about the cravings? What is the WTH Effect? What happens when our actions contradict our beliefs? What about spending money? What about studying? What about gambling? What about watching streaming video? What about self sabotage? What about having a budget? What about guilt? What about credit cards? What about...

Dec 1, 202319 min

Episode 325: [Mythbusters] Thanksgiving and The Tragedy of the Commons

In this episode, we ask: Who do you know who needs to hear this? Would you like a FREE book? Let us know! What about learning to share? What about a story? What about written accounts from the pilgrims? What about sharing? Would you like to hear Episode 223? What about contributing to one another?...

Nov 24, 202319 min

Episode 324: The Earth is Abundant, and the Ultimate Scarce Resource is Time (and Imagination)

In this episode, we ask: How do you use your time? How might you increase the quality and quantity of time? What are the four types of currency? How incredibly abundant is our world? What about scarcity? What about capital good? Do you view time as a valuable resource? Is population growth a major problem?...

Nov 17, 202318 min

Episode 323: Why Dave Ramsey Uses Disgust to Get You to Believe Him

In this episode, we ask: Do you remember the elementary school cafeteria? What about hair nets? Who was Edward Bernays? What about public relations? What is disgust for? What about avoidance? What about rejection? What about punishment? What about the basal ganglia? How are we manipulated by disgust? What words elicit disgust reactions? What does...

Nov 10, 202323 min

Episode 322: Navigating the Underwriting Tunnel of Chaos with Amanda Neely

In this episode, we ask: Have you ever been stuck? What about the uncertainty? What about the waiting? What is the underwriting tunnel of chaos? Who is Amanda Neely? What about a frank conversation? What about frustration? What about making the world a better place? What about transforming how money works? What about Bank on...

Nov 3, 202335 min

Episode 321: How to Give Your Child the Gift of Bank on Yourself® with Amanda Neely

In this episode, we ask: Have you seen this meme? How many cookies? What would your 18-year-old self choose? Who is Amanda Neely? Would you like to listen to more Not Your Average Financial Podcast episodes with Amanda Neely? What’s the right time? What does Amanda wish she had when she was 18? What did...

Oct 27, 202331 min

Episode 320: Where Do Life Insurance Companies Put the Money? with Mary Ward

In this episode, we ask: Have you ever seen How It’s Made? How do insurance companies operate? How do insurers manage their finances, so they enough money to pay claims? How do insurance companies put your money to work? How have they managed to do this for well over a century without fail? How do...

Oct 20, 202329 min

Episode 319: The Genius of Business Franchising with Marty Greenbaum

In this episode, we ask: Who works as a W-2? Who wants control over their own business? What are the benefits of franchising? Who is Marty Greenbaum? How about a case study? What about junk? Who needs experience first? How about regional territories? What’s good about franchising? Who works with Marty? Where did Marty’s passion...

Oct 13, 202335 min

Episode 318: Occam’s Razor Burn Using Premium Financing

In this episode, we ask: Would you like the ultimate shaving tool? What is Occam’s razor? What about necessity? What about the simplest solution? What is the best option or model? What is premium financing? What is happening with the estate tax limits? What about leverage? What has this led to? What are the risks?...

Oct 6, 202333 min

Episode 317: [Client Spotlight] Homeschooling, Amazon and Financial Freedom with Kate Chattic

In this episode, we ask: How about a story? What about unforgettable memories with your loved ones? Who is Kate Chattic? What happened on Kate’s recent adventure? What large costs emerged? What about creative solutions? How did Kate use her policy loan? What about problem solving? What about teaching? What about resilience? What about selling...

Sep 29, 202333 min

Episode 316: Living Off Rentals with Kirby Atwell

In this episode, we ask: What about short term rentals? Who is Kirby Atwell? What’s Kirby’s story with money? What lessons did Kirby learn? What about the sheep? What happened when Kirby was in the army? What did Kirby read? What did Kirby realize? What is Kirby’s unique model for short-term rentals? What about several...

Sep 22, 202334 min

Episode 315: Retiring with Federal Funds with Mike Grimm

In this episode, we ask: Who do you know who needs to hear this? How about the true story of Ida May Fuller? Have you heard of her? How many federal employees are set to retire soon? Who is Mike Grimm? What happened when Mike and Mark were biking in Jackson Hole, WY? What about...

Sep 15, 202333 min

Episode 314: Business Formation Strategies with Cheri Hill

In this episode, we ask: Have you seen any of our videos on Youtube? Who did Mark want to be like, when he was a kid? What did Mark do to his hair? Ever heard of “Barber on Yourself”? Who is Cheri Hill? Who wants to start a business? Who wants to grow a business?...

Sep 8, 202327 min

Episode 313: How to Avoid the Money Monsters of Taxes, Fees and More! with John Ensley

In this episode, we ask: Would you like to join like-minded individuals on the journey? Join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6-7, 2023! Register here! What do you do, after you hit rock bottom, to make sure you don’t stay there? What about resilience? Who is John...

Sep 1, 202326 min

Episode 312: The Dangerous Fine Print of Indexed Universal Life Insurance with Lester Himel

In this episode, we ask: Would you like to join like-minded individuals on the journey? Join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6 and 7, 2023? Register here! How about a story? Would you like to hear more? Would you like to hear previous episodes with Lester...

Aug 25, 202332 min

Episode 311: The Troublesome Cost Time-bomb of Universal Life Insurance with Lester Himel

In this episode, we ask: Would you like to join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6 and 7, 2023? Register here! Would you like to travel back in time with us? Do you remember the TULIP bubble? What about FOMO (fear of missing out)? What about...

Aug 18, 202336 min

Episode 310: Wealth on Any Income with Rennie Gabriel

In this episode, we ask: Would you like to join us for the FREE Not Your Average Financial Summit? What is the smallest bird in the garden? What about the tiny acorn? What about Gutenberg? How might small become mighty? Who is Rennie Gabriel? What was money like when Rennie was growing up? What about...

Aug 11, 202333 min

Episode 309: How to Turn Your Savings into an Income Snowball

In this episode, we ask: Would you like to join our FREE private Not Your Average Financial Community? Who is Tanisha Souza with Tardus Wealth Services? What about self sustaining passive income streams? What about cash flow? What about home equity lines of credit being frozen, cut or called? What will a banker do with...

Aug 4, 202330 min

Episode 308: How the Dollar Milkshake Theory Could Shake Up Bank on Yourself®

In this episode, we ask: Would you like to Subscribe? What is 1×6(!)? What is a factorial? …158 digits? Who wants their mind blown? What about the network effect? What does this have to do with money? What is the dollar milkshake theory? What about feedback loops? What are the advantages of the U.S. dollar?...

Jul 28, 202325 min

Episode 307: What Happens to Bank on Yourself® If the Dollar Disappears?

In this episode, we ask: Who do you know who needs to hear this? Will the dollar collapse? Who knows the future? When is the dollar at its strongest point? What would it mean if the dollar collapses? What about rising debt levels? What about the reliance on the dollar? What about fears? What are...

Jul 21, 202327 min

Episode 306: How to Turn Financial Turmoil into Your Opportunity

In this episode, we ask: Would you like to watch selected clips from us on YouTube? What is happening with the banks and the FDIC? What about non-bank banks? How much uninsured assets are held in these non-bank banks? Have you read David Graeber’s book, Debt: The First 5000 Years? How much wealth has debt created?...

Jul 14, 202331 min

Episode 305: The Reduced Paid Up Strategy

In this episode, we ask: What is better than a five star review? Who needs to hear this? Would you like a FREE book? Email us at [email protected]! What about the Apollo missions? When will premiums come to an end? Would you like to hear Episode 293? What about the contractual obligation of the life...

Jul 7, 202328 min

Episode 304: The Deferred Sales Trust 2.0 with Brett Swarts

In this episode, we ask: Who needs to hear about this? Would you like to watch select clips on YouTube? What about tax strategies? What about deferring tax? Is it always a good or bad idea? What is the deferred sales trust or DST? How does the DST 2.0 take things a step further? How...

Jun 30, 202333 min

Episode 303: Expert Panel on Bank on Yourself® Client Stories

In this episode, we ask: What is even better than a five star review? Who needs to hear this? What book does Stephen recommend? What did Stephen’s clients learn? What did Dan’s client do with his cash value? What were Mark’s clients able do with their modest policies? What did Grant’s business owner client do?...

Jun 23, 202325 min

Episode 302: [Client Spotlight] The Upton Sinclair Paradox with Nick Poppe

In this episode, we ask: Who needs to hear this? What would you do? Who is Nick Poppe? What about the 4% rule? What about guarantees? What’s Nick’s first memory with money? What happened in April 2020? How did Nick learn about the concept? What’s wrong with traditional financial planning? Who has a firm foundation?...

Jun 16, 202329 min

Episode 301: [Money Talks] Knowing When to Call a Financial Advisor

In this episode, we ask: What is one of the most satisfying parts of my work? When is a good time to call? What about a story? Are bankers gonna bank? Are collectors gonna collect? When is it crucial to get a second set of eyes and ears? What about dramatically improving your financial situation?...

Jun 9, 202324 min

Episode 300: How to Stay Motivated and Get Wealthy

In this episode, we ask: What is better than a five star review? Who needs to hear this? Do you know how grateful we are for you? How might we stay motivated to get wealthy? How long will we live? How will today turn out? What about the curve balls? What about transcendent spiritual experience?...

Jun 2, 202325 min

Episode 299: Why the FDIC is NOT Your Superhero

In this episode, we ask: What’s that up in the sky? Can the FDIC keep your money safe? Who relies on this great institution? Who can rest easy? Wait?! Who is breaking a sweat? What would happen in a sudden wave of bank failures or sudden financial crisis? What about times of financial stress? How...

May 26, 202325 min

Episode 298: College Knowledge with Dave Kozak and Joe Kerins

In this episode, we ask: Who needs to hear this? Would you like a free book? Who is going to college? Who is Dave Kozak? Who is Joe Kerins? What are some strategies beyond college planning? What about strategic planning and critical thinking skills? How does one plan for the non-college path? What matters to...

May 19, 202334 min

Episode 297: What It’s Like to Give Out 500 Death Benefits with Andrew Young

In this episode, we ask: What is even better than a five-star review on this podcast? Who do you know who needs to hear this? Would you like a FREE book? Email us at [email protected] What about the mourning and sadness? What about best practices for leaving an inheritance? Who is Andrew Young? Why should...

May 12, 202328 min

Episode 296: [The Survivor’s Checklist] What To Do When Your Loved One Passes

In this episode, we ask: Who needs to hear this? Would you like a FREE book? Email us at [email protected]. What about unclaimed life insurance funds? What about going into “full detective mode”? How might you search? What about the deceased’s own paperwork? What about the deceased’s recent tax returns? What about the deceased’s transaction...

May 5, 202322 min

Episode 295: How to Prepare Your Family for an Inheritance

In this episode, we ask: What do you say to someone when you know it’s the last time you will ever speak to them? How do you say something loving and honoring? What are the most important and pressing issues? Who is prepared? Who is not prepared? How does true wealth come through assets plus...

Apr 28, 202328 min

Episode 294: How Families and Financial Advisors Sabotage Generational Wealth

In this episode, we ask: Who needs to hear this? Would you like a FREE book? What about leaving a legacy? How many generations? What did Gloria Steinem say? What about aggressive investment? Did you lose $1? Should we become more conservative as we get closer to retirement? What is human capital? How might we...

Apr 21, 202326 min

Episode 293: [Client Spotlight] Solar Tax Credits and Bank On Yourself® with Julia Amstutz

In this episode, we ask: What do you see? Have you ever used SoftSoap? What problem did Robert Taylor solve? What did Sherlock Holmes say? Who can see (and not just observe)? Who is Julia Amstutz? What was dinner like for Julia growing up? What did Julia learn from her parents about budgeting? What happened...

Apr 14, 202331 min

Episode 292: Multiple Streams of Tax-Free Income in Retirement

In this episode, we ask: What is better than a five star review? Who needs to hear this? Who wants a FREE book? When is the time to make changes to your tax situation? Would you like to hear Episode 290 and Episode 291? Who wants multiple streams of tax-free income? How many streams are...

Apr 7, 202326 min

Episode 291: Unexpected Ways to Max Out Your Roth IRA

In this episode, we ask: Are you paying more in tax? What are some strategies with IRAs and Roth IRAs? What about the drama of the stock market? What strategies include a guaranteed life time income? Who is ready for a next level strategy? What’s wrong with self-directed IRAs? Would you like to hear Episode...

Mar 31, 202325 min

Episode 290: How Inflation will Affect Your Taxes

In this episode, we ask: What is even better than a five star review? Who needs to hear this? Would you like a free book? What about inflation? What triggers change in the tax law? What is the good news? How are the tax brackets tied to inflation? What adjustments have been made? What are...

Mar 24, 202326 min

Episode 289: [Client Spotlight] How to Be a 10-Hour Entrepreneur with Jason Duncan

In this episode, we ask: Have you ever seen a log jam? Are you the log jam? Who is Jason Duncan and what is his story? What happened in 1995? What happened in 2010? How many hours do you have to work? Does entrepreneurship provide freedom? What’s the difference between an Owner Investor and an...

Mar 17, 202338 min

Episode 288: Why Did You Become a Bank on Yourself Professional®?

In this episode, we ask: Why do you do what you do? What gets you out of bed in the morning? Why do they practice Bank on Yourself®? How did Marvin Bulas get involved? What happened with Marvin’s grandparents? Is long term care the number one cause of bankruptcy? How did Brandon and Amanda Neely...

Mar 10, 202332 min

Episode 287: What the FTX? Crypto from the Crypt

In this episode, we ask: What is going on? What went wrong? What is an exchange? What’s the problem? What did the new CEO say? What has happened to cryptocurrencies over the last 12 months? How did this bleed into lobbying? What’s going to happen? What happened in 2008? What are some of the complexities?...

Mar 3, 202326 min

Episode 286: Policy Loan Interest Rates are Rising… Party at My House!

In this episode, we ask: Who needs to hear this? Where else can you get an asset that grows every single year? What did Pamela Yellen say? Would you like to take her up on the challenge? Where is the loan coming from? What are the benefits? What about getting the money out tax free?...

Feb 24, 202324 min

Episode 285: Recovering from a $50M Loss with Rod Khleif

In this episode, we ask: Who is resilient? Who is Rod Khleif? What’s Rod’s story? How many layoffs are expected? What did Rod’s mom do? What does Rod do today? How did Rod build his real estate portfolio? How is it all about cashflow? Would you like to view rodslinks.com? What kills cash flow? Will...

Feb 17, 202339 min

Episode 284: Fire Your Real Estate Banker (Part 2)

In this episode, we ask: What about a cash purchase strategy? Would you like to hear Episode 283? What about a case study? What if you used the policy loan feature with every major purchase you need in your life? What about strategy #2? Are you into flipping? What about using a cash out refinance?...

Feb 10, 202331 min

Episode 283: Fire Your Real Estate Banker (Part 1)

In this episode, we ask: Would you like to subscribe? Is there a better time to be a real estate investor? Would you like some game-changing strategies? What about mortgage rates? What about inflation? What is the overall state of the market? How far will the money last? What is the monthly cost for long...

Feb 3, 202323 min

Episode 282: Nearly All of the Places Money Can Live with Mark and Katrina Willis

In this episode we ask: Are you missing out? Would you like to subscribe? Join the FREE Not Your Average Financial Community to receive a notice about this year’s dates! Would you like a 30,000 foot flyover of financial choices? Where might you park your money? Where does your money live? Why does this matter?...

Jan 27, 202331 min

Episode 281: Is Bank on Yourself® All It’s Cracked Up to Be? with Amanda Neely

In this episode, we ask: What have your experiences been with financial planners? What about insurance? Why do so many struggle to trust insurance professionals? How did Mark meet Amanda? Who is Amanda Neely, CFP®? What about the education? What about the exam? What about the ethics? What about the experience? How long did it...

Jan 20, 202331 min

Episode 280: Oh MYGA! Interest Rates Are Rising!

In this episode, we ask: Have you shared this episode? Would you like a free book? Show us how you shared this episode, and we will send you a book! What happens when your environment changes? What about the boring Certificate of Deposit (CD)? Are CDs liquid? What is the history of the CD? What...

Jan 13, 202328 min

Episode 279: PREDICTION! Bank On Yourself® Hits Another All Time Record High

In this episode, we ask: What is new? What are some strategies? Will the sun rise again? What did Steve Jobs say? Is it hard to know? What will the stock market be doing at the end of this year? What about volatility? What about mortgage rates? What about inflation? How will your business perform?...

Jan 6, 202321 min

Episode 278: Overcoming Imposter Syndrome with Brian O’Neill

In this episode, we ask: Do you need new skills? What about the tools? What skills might it take to be a good and successful employee? What does it take to become a business owner or entrepreneur? Who is Brian O’Neill? What does it feel like to quit your day job? What was the message...

Dec 30, 202230 min

Episode 277: Don’t Catch a Falling Knife

In this episode, we ask: How many of your dollars have gone to money heaven? What about stocks? Will the market turnover continue? Will the volatility endure? Will this take a decade? What about 1995 to 2022? How far will the market fall? What does it mean to revert to the mean? Is this market...

Dec 23, 202230 min