HerMoney with Jean Chatzky

Sheila Nevins, longtime President of HBO Documentary Films has spent years telling other people's stories. But in this episode she opens up about her own. We have a no-holds-barred conversation on what it was like to be a career-driven woman in the 1970s, the #MeToo movement, her relationship with money, and her feelings about aging. In Mailbag, saving before you start investing, and couples compromising on debt tolerances. Learn more about your ad choices. Visit megaphone.fm/adchoices

After paying off $30,000 of debt in two years, Cait Flanders found herself spending too much because she never addressed why she got into debt in the first place. She went on a two-year shopping hiatus and discovered her spending was more emotional than anything else. In her book, "The Year of Less" she chronicles her journey and teaches us to hack our shopping habits for the better. In Mailbag, short-term and long-term investment decisions and lowering your credit card's interest rate. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to start approaching each year and decade of our lives more intentionally. We're chatting with therapist Dr. Meg Jay, author of "The Defining Decade" about how to take control, reduce our anxieties and build identity capital. In Mailbag, how to gain more financial power. Learn more about your ad choices. Visit megaphone.fm/adchoices

Adam Grant, organizational psychologist, Wharton's top-rated professor and bestselling author offers up his surprising research on originality, including the fact that people who are "idea machines" are more likely to procrastinate, more likely to play it safe and just as likely to feel the same fear and doubt that the rest of us do. In Mailbag, we cover how to raise kids who want to be investors, and why you need a cohabitation agreement if you're moving in with the LOYL. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Bonus Mailbag, questions on tax brackets in retirement, credit cards for business expenses, balancing student loan repayments with retirement savings and getting the whole family on board for an estate planning discussion. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it's likely safe to hand over your social security number, and when it's not. Also, questions on using trust money for student loans and managing finances as freelancers. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s Bonus Mailbag, we cover Roth IRA conversions, high-yield online savings accounts and loans for flight school. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Harris, author of 10% Happier and Meditation For Fidgety Skeptics, joins us to talk happiness, meditation and money. He shares how you can train your mind just the way you can train your biceps in the gym. We talk about what to do with the negative voice inside our heads, and he guides us through a meditation at the end. In Mailbag, planning for retirement early and exploring new ways to invest your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s Bonus Mailbag, we answer your questions on entertaining pyramid schemes, exploring retirement plans for small businesses, using savings bonds to repay student loans and buying gold as an investment. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mailbag-only episode on financial planners, retirement specialists, HSAs for long-term care and when to pull your credit report in the home-buying process. Learn more about your ad choices. Visit megaphone.fm/adchoices

A chat with Gianna Wurzl and Ashley Sumner, founders of Quilt, the new female-only coworking start-up that enables women to work out of one another’s homes. We talk purpose, passion, productivity, matchmaking and why working with other women helps you achieve your personal and professional goals. In Mailbag, credit cards in college, tax scams, and the cost of assisted living. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've all heard the joke, right? Well, we're not laughing, and neither is Joanne Lipman, author of the new book by the same title. (Subtitle: What Men Need to Know (And What Women Need to Tell Them) About Working Together.) She's got actionable solutions for closing the salary gap, and tips for how to stand up for yourself and inspire more men to do so for you. In Mailbag, budgeting for healthcare and whether Roth IRAs can double as emergency funds. Learn more about your ad choices. Visit megaphone.fm/adchoices

David Bach, author of the bestseller "Smart Couples Finish Rich" answers all of your questions on how to handle volatile markets (and trying to time them). We also discuss whether to dip a toe into Bitcoin or one of the other cryptocurrencies. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, psychology experts and wife-and-husband duo Suzann Pileggi Pawelski and James Pawelski discuss their new book, Happy Together: Using the Science of Positive Psychology to Build Love That Lasts. The Pawelskis have clued into the fact that how we behave with money can make a big difference in the success or failure of our relationships. Whether you're single, dating, married, divorced or widowed, their wise words can help lead you in the right direction. In Mailbag, HSAs, credit card debt, and how to sell your home. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're talking power, purpose and legacy with Pattie Sellers, founder of Fortune Magazine's Most Powerful Women (MPW) franchise and SellersEaston Media. You'll learn the importance of knowing and sharing your story for personal and professional success, and how the "good girls" in us could be holding us back from making important jumps. In Mailbag, extended warranties for new cars, repayment plans for medical bills and first-time investment moves for millennials. Learn more about your ad choices. Visit megaphone.fm/adchoices

Closing the gender pay gap is Mika Brzezinski’s mission. As co-host of MSNBC’s “Morning Joe” and the force behind the “Know Your Value” movement, she shares proven how-to strategies for all women, in every industry. In Mailbag, personal loans, prepaying mortgages and 529s. Learn more about your ad choices. Visit megaphone.fm/adchoices

Daniel H. Pink, author of “When: The Scientific Secrets of Perfect Timing," says timing is a science — not an art. He shares how we can make systematically better decisions at work, at school, at home — and for our wallets. In Mailbag, retirement catch-up moves and when to take a severance package. Learn more about your ad choices. Visit megaphone.fm/adchoices

At AARP's Family Caregiving summit we had some amazing conversations with bestselling author Lee Woodruff (who cared for her husband, ABC's Bob Woodruff, after he suffered a traumatic brain injury while reporting in Iraq), Sheila Lirio Marcelo, CEO of Care.com (who founded the site as a young working mother with two young children and ailing parents) and actress and activist Holly Robinson Peete (who at 19 years old was the caregiver for her father and, two decades later, for her son with autism). Learn more about your ad choices. Visit megaphone.fm/adchoices

When the worst headache of her life turned into a near-death experience, CNBC’s senior personal finance correspondent Sharon Epperson was forced to stop and reevaluate how she manages her family and career. She’s healthy now, and here to share how she managed, with everything from emergency savings to estate-planning. In Mailbag, lifestyle inflation and how to control it when you receive raises or other windfalls. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jill Martin and Joy Bauer are my NBC TODAY sisters, and for the past few years, we’ve teamed up for segments to help you with your money, health and organization-related resolutions. And that’s exactly what we’re doing in this episode. In Mailbag, estate planning with a parent and how to handle your 401(k) when your company goes Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Know your worth and then add tax.” Robin Arzon, lawyer-turned-health-and-wellness-influencer, is the bestselling author of “Shut Up And Run,” and the VP of Fitness Programming for Peloton. She gets us focused on our health and wealth so that we can make this year our best one yet. In Mailbag, 401(k) rollovers, financial considerations for caregivers and how to prioritize credit card debt with building emergency savings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you happy at work? Does your job excite you? Does it make you feel fulfilled? Does it make you feel like you have a purpose? This week Kathryn Minshew, CEO & founder of TheMuse.com, tells us how to find more joy and fulfillment in our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chair of the Federal Deposit Insurance Corporation from 2006 to 2011, Sheila Bair steered the agency through the worst financial crisis since the Great Depression and was the woman responsible for the successful safekeeping of $6 trillion of Americans’ savings. Her leadership earned her the nickname the “new sheriff of Wall Street.” We discuss the lessons all of us can take away from the last recession. In Mailbag, how to find a financial planner and remove a delinquency from your credit report. Learn more about your ad choices. Visit megaphone.fm/adchoices

With over a million charities in the United States alone, figuring out where to direct your money can be an overwhelming decision. How will your donation line up with your values and goals? How will it change the world? They're big questions, but we've got answers from Katherina Rosqueta, executive director of the Center for High Impact Philanthropy. In Mailbag, questions on car deals, 401(k) rollovers, stock options for kids, and year-end tax planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kathleen Burns Kingsbury, wealth psychology expert and author of the book “Breaking Money Silence,” says that in a world where money can grant self-worth, power, respect, freedom and even love, there can be prices to pay for money silence. In Mailbag, we talk building money confidence, choosing an online bank and picking the right credit-monitoring service. Learn more about your ad choices. Visit megaphone.fm/adchoices

Before you do any shopping this week — either in-store or online — take 35 minutes to listen to this episode. We're with Dan Ariely, professor of psychology and behavioral economics at Duke University. He discusses his book, Dollars and Sense: How We Misthink Money and How to Spend Smarter, and answers: Why does paying for things often feel like it causes actual pain? When is a sale not really a sale? In Mailbag, investing in your early 20s and how to broach estate planning with your parents. Learn more about your ad choices. Visit megaphone.fm/adchoices

A follow-up chat with fellow financial journalist Stacey Tisdale. We discuss feminism, race, resilience and entrepreneurship. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Mailbag-only episode, we're talking about taking on a mortgage in retirement, buying a new car, using rewards credit cards strategically and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

When we shut off the lights and can’t shut off our brains, what should we do? This week, we sit down with Nancy H. Rothstein, The Sleep Ambassador, to discuss why our sleep is suffering, how to turn it around and why doing so is in our finances’ best interest as well. In Mailbag, we talk personal loans, where to keep emergency savings for the best returns, and traditional and Roth 401(k)s. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raising a child isn't cheap, and one study estimates the lifetime costs of treating and caring for an individual with autism can be $2.4 million. Judith Newman is the author of To Siri with Love: A Mother, Her Autistic Son, and the Kindness of Machines, and she shares her story. In Mailbag, we talk taxes, investing in retirement and how to dodge bank fees. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying health insurance has never been more complicated, and we know you've probably got questions. So, with the help of Nate Purpura, VP of Consumer Affairs at eHealth.com, we've got answers on open enrollment and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the last few years, Dr. Nancy Snyderman lost her father, left her job at NBC News, let go of her identity as a journalist, and had to figure out who she was without all of them. She talks about the importance of knowing herself at her core as work identities come and go. In Mailbag, caretaking and credit reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

Conversations are essential to our survival, yet we’re having less of them and getting worse at them. Celeste Headlee is the author of “We Need to Talk: How to Have Conversations That Matter,” and she shares five ways we’re holding ourselves back from being better communicators. In Mailbag, credit freezes and the FAFSA and consolidation loans. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Mailbag-only episode, we discuss short sales and reverse mortgages. Learn more about your ad choices. Visit megaphone.fm/adchoices

Being a mother is hard. Going at it alone? Even harder. Emma Johnson is the author of the book “The Kickass Single Mom,” and we discuss her journey, operating from a place of confidence and the importance of financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we’re talking with “professional oversharers” Catherine Belknap and Natalie Telfer — Cat & Nat. They head up a rapidly-exploding online community of like-minded moms, and are known for saying what you’re thinking. We discuss how the besties-turned-business partners handle money both personally and professionally. In Mailbag, buying a home with a VA loan and finances for couples who aren’t planning on tying the knot. Learn more about your ad choices. Visit megaphone.fm/adchoices

Like a fine wine, Hoda Kotb keeps getting better with age. She takes us through the pain points of her 40s — cancer and divorce — and how all of them made her fearless. She also tells us how in her 50s, she's in a job she pushed for, and in a relationship that makes her happy. She's living her life by her own rules and sharing how you can do the same. In Mailbag, credit cards and credit scores. Learn more about your ad choices. Visit megaphone.fm/adchoices

Starting a new job, buying a house, getting married, getting divorced, having a baby or having a baby move back home — all of these events not only shake up your life, but your finances, too. Fidelity's senior vice president of Thought Leadership, Jeanne Thompson, takes us through the research on how not all events are created equal when it comes to the impacts they have on your physical and financial health. Learn more about your ad choices. Visit megaphone.fm/adchoices

Long before “Catch Me If You Can” was made into a movie, Frank Abagnale was one of my go-to sources on all things identity-related. In the years since, he’s consulted with companies, governments and organizations big and small about how to keep their data (and yours) safe. He tells us what we need to do now to protect against identity theft. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to long-term success, how you fail is more important than the failure itself. This week, author and educator Rachel Simmons gives us a private lesson on failing well, and a look at the culture of mean girls and why it's important to surround yourself with women who help you shine. In Mailbag, we talk investing in a bull market and 529s. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gretchen Rubin, author of The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better, on how people respond to internal expectations (the ones you set for yourself) and external expectations (the ones others and society set for you). How to break habits and make new ones. In Mailbag, flat-fee real estate agents and credit cards for recent grads. Learn more about your ad choices. Visit megaphone.fm/adchoices

Admit it. You've thought about starting a business, launching a side gig or taking that brilliant idea of yours and seeing if it actually has legs. JJ Ramberg, host of Your Business on MSNBC and founder of Goodshop.com, helps female entrepreneurs make it happen. In Mailbag, pensions, free FICO scores and investment moves to make in college. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alice Finn's career has taken her from NASA to wealth management, and in her book, Smart Women Love Money, she lays out the only five things you need to do to guarantee financial success. In Mailbag, questions about maximizing a post-divorce nest egg, and paying off debt. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you go all in? Can you have work, friends, a relationship, kids and money all on your own terms? Ann Shoket, author of The Big Life, says it's possible, and tells us all how to do it. In Mailbag, we talk combining finances before marriage and HSAs. Learn more about your ad choices. Visit megaphone.fm/adchoices

We sat down with Gloria Steinem and Stacey Tisdale to talk financial independence, reproductive rights and how the pay gap is wider for black women. In Mailbag, using a Roth IRA to repay student loans, playing catch-up on retirement savings after co-signing on a loan, and choosing a debt management plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average woman buys 64 items of clothing every year, then wears each one just three times or less. Jennifer Hyman, founder and CEO of Rent The Runway, says social media has completely changed the way we shop for clothes. She shares her secrets and philosophies. In Mailbag, budget-tracking apps, refinancing student loans, and Roth IRAs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Melanie Lockert, author of the book Dear Debt, shares how she finally made the critical mid shift from complete denial of her own $81,000 in student loan debt, to being obsessed about paying it off — and then got other people to face the financial music, too. In Mailbag, 403(b)s, the hidden allure of tag sales and the importance of saving automatically. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Mailbag episode, we answer questions about whether extra cash should go to home improvements or paying off debt, hiding debt in a relationship, buying rental properties and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we talk slowing down and getting out of your comfort zone with positive psychology life coach Caren Osten. She helps her clients find balance, resilience and positivity during transitions and tells us how we can do the same. In. Mailbag, getting a break on your credit card fees and eliminating clutter in the kitchen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bobbi Brown literally changed the face of cosmetics when she launched Bobbi Brown Essentials over 25 years ago with her barely-there makeup and message of confidence. We talk confidence, business savvy and how to use makeup to enhance your self-esteem — not cover up your insecurities. In Mailbag, index funds and ETFs, and whether your teen's summer job impacts the FAFSA. Learn more about your ad choices. Visit megaphone.fm/adchoices