HerMoney with Jean Chatzky

Money and sex. They're the two things couples fight about most and talk about least, so we're turning up the heat with love and relationships expert Dr. Pepper Schwartz, from Married At First Sight, She says there are ways to keep your relationship on track even when your finances are in flux. In Mailbag, financial infidelity and kids paying for college. Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing isn't hard, but that first step can be. But women are actually better investors than men. This week we're cutting the excuses with Kathleen Murphy, the President of Personal Investing at Fidelity Investments. Murphy breaks down how and why to start investing in your 20's, 30's, 40's, 50's, 60's and beyond. In Mailbag, questions on gift cards, how long to save paperwork for taxes and whether millennials need life insurance. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you, your adult kids or your friends are single and looking, it may be time to run the numbers. "Date-onomics" author Jon Birger says the "man deficit" is a real thing, but there are ways to increase your odds, and we've got 'em. In mailbag, finding the right financial planner, and paying your mortgage with a points-earning credit card. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you feel like your business idea is an impossible dream? It doesn't have to be. Kathryn Finney, founder and managing director of digitalundivided, a social enterprise that supports women of color entrepreneurs, shares her advice for how to start and grow a business. In Mailbag, we talk risk tolerance for saving for a home and for retirement, and how freelancers can save. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remote work. Digital nomads. Fun office spaces. Jennifer Berrent, Chief Culture Officer at WeWork takes us through how she creates a culture and work space that reflects the needs of a dynamic workforce in it, and how you can do the same. In Mailbag, we talk paying off credit cards and emergency funds. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Mailbag-only episode, we cover teaching kids about money, saving for college, life insurance, online wills, splitting the dishes in divorce, HSAs, tax deductions for home offices and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Work-life wellness expert Samantha Ettus offers strategies for letting go of guilt, and for releasing your inner badass. In Mailbag, we talk about allowances for kids, how much to start investing, and how to get a raise. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tiffany Aliche, "The Budgetnista," is famous for saving $40,000 in two years on a $35,000 salary, and she used that money to buy a house and secure her own financial future. Now she's helping others do the same. In Mailbag, who pays for a wedding, spouses who hide debt, and the best budgeting apps. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Spend less, save more." That's always an important goal, but next year, with interest rates inching up, it's more important than it has been in a while. Liz Weston, who literally wrote the book on how to get your credit score into tip-top shape, is here to help us do just that. We also discuss how to hire a financial planner and how to maximize your Social Security. In Mailbag, we talk negotiating a tax payment plan with the IRS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Women are better investors than men. This week we tell you why and share secrets for investing success, courtesy Dr. Daniel Crosby, psychologist and bestselling author of "The Laws of Wealth." In Mailbag, we talk HSAs and credit counseling services. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you feeling frantic this holiday season? Do you feel like you spend way too much time trying to be perfect at everything you do, only to disappoint the ones you love — and yourself? "Present Over Perfect" author Shauna Niequist joins us to discuss. In Mailbag, where to put money when saving for a home, and the best insurance for you and your family. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millennials have had it rough, with a recession and a mountain of student debt, but it's time they got their financial acts in gear. Financial expert Stefanie O'Connell shares how to do just that, and how she lived on $225 a week. In Mailbag, how to add a second credit card to your wallet and Roth 401(k)s. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelly Peeler, CEO and founder of NextGenVest (a company that hooks incoming students up with money mentors) breaks down the process of applying for student aid, choosing a college and even the question of whether you can negotiate for more money from a school you really want to attend. We also talk FAFSA, and the best credit cards for students. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money-saving tips and tricks for the holiday season, with consumer psychologist Kit Yarrow. A rundown on “bargain brain” and the allure (and danger) of the outlet mall. Plus, best times for you to shop for pretty much everything on your list. In Mailbag, how to safely close credit cards you’re not using, and paying down student debt. Learn more about your ad choices. Visit megaphone.fm/adchoices

Barbara Corcoran, real estate mogul and “Shark Tank” investor, parlayed a $1,000 loan from a friend into a $5 billion empire. This week, she tells us how to push forward to succeed, even when you’re at your most afraid. In Mailbag, we talk supplementing your income during maternity leave and where to put extra money once you meet your 401(k) cap. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you happy with your job? Or do you feel like you're wasting time in the wrong career — but don't know what your next move would be anyway? Career coach Maggie Mistal has tactical advice for how you can switch it up while simultaneously increasing your take-home pay. And if you're looking to get back into the workforce, Cheryl Casone, author of "The Comeback," shares her advice. In Mailbag, advice for rolling over your retirement plan and how to buy a house if your credit is sub-par. Learn more about your ad choices. Visit megaphone.fm/adchoices

A look at how credit card points and airline miles can help you jet set around the world for next to nothing, and a chat about the power of positivity with Daryn Kagan, author of "Hope Possible," and Trent Swanson, a frequent flyer mile hobbyist. In Mailbag, we talk long-term care insurance and checking your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices

Work because you want to, not because you have to. Radio host, columnist and my friend Clark Howard shares everyday hacks that can turn into big payoffs. And if you have some credit card debt you’d like to zap away, Lauren Greutman, author of the book “The Recovering Spender,” shares how she broke her spending addiction and dug out of $40,000 in credit card debt. In Mailbag, a look at where to put your retirement contributions. Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s it like to be in business with your best friend? Ann Friedman, co-host of podcast Call Your Girlfriend, joins us to discuss how best to negotiate your salary and shopping while buzzed. In Mailbag, we talk about saving for retirement without a 401(k), and what to do with extra money once you finally pay off your credit card debt. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you make your financial decisions based on fear? Stress? Guilt? Impulse?We dig into a better way to go about it with best-selling author Suzy Welch, including tips on how to stand up and face your financial fears. Then we sit down with Bobbi Rebell, author of the new book "How To Be A Financial Grownup." Learn more about your ad choices. Visit megaphone.fm/adchoices

A special episode from FinCon, featuring money bloggers Sarah Li Cain of High Fiving Dollars and Chelsea Fagan of The Financial Diet. Both get candid about their once rocky relationships with money — one involving a selfish boyfriend and the other an arrest — and how they turned them around. In Mailbag, we tackle money bloggers’ financial confessions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your house is not just where you lay your head — it’s a pricey (and important) line item on your budget. Angie Hicks, founder of Angie’s List, fills us in on how not to get ripped off on home repairs. We’re also joined by PwC real estate expert Mitch Roschelle to talk about buying and selling smart. In Mailbag, we tackle marriage in retirement, and Roth 401(k)s. Learn more about your ad choices. Visit megaphone.fm/adchoices

168 hours. That’s how many each of us have in a single week. So how come it seems that some women seem to get it all done, no sweat, while others struggle to pack it all in? The brilliant Laura Vanderkam has some solutions — including how you can be the boss of your schedule (and your technology) rather than the other way around. In Mailbag, we talk spending tracking apps. Learn more about your ad choices. Visit megaphone.fm/adchoices

Would you tell a friend what you get paid? Would you do it if you knew it would help her get paid fairly? Meredith Rollins, editor in chief of Redbook magazine has done it — and she says we all should follow suit. In Mailbag, we talk incentive credit cards and refinancing student loans. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loans, credit card debt, retirement, oh my! This week we decided to devote the entire episode to answering your questions. How to finance graduate school? What’s the fastest and cheapest way to pay off $30,000 of credit card debt? Annuities in retirement — yea or nay? Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want the next half of your life to be just as good as the first, then you've got to get a grip on these three things, says Jo Ann Jenkins, the new CEO of AARP. We talk about how to reimagine the life you're living now to put yourself on a healthier, wealthier and more self-satisfied track. Then "Behavior Gap" author Carl Richards explains why he believes you should wait 72 hours before buying pretty much anything. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carly Zakin and Danielle Weisberg started theSkimm — the daily email newsletter that millions of women start their morning with — by floating it on their credit cards. It wasn’t until this year that they dug their way out of debt. How did they do it, and what’s their best advice for women entrepreneurs? In Mailbag, we talk about when you may need a financial planner and how to transfer balances on your credit cards for less. Learn more about your ad choices. Visit megaphone.fm/adchoices

Social media expert Randi Zuckerberg helps untangle our wired lives, showing ways to use tech to hack your daily tasks and even bring the family closer together. In Mailbag, we discuss starting a business and how to find the best interest rates on your savings. We wrap things up with "Smart Mom, Rich Mom" author Kimberly Palmer, with tips for raising money-smart kids. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Newcomb, the author of the book “Loaded,” figured she could solve all of her own money problems by getting tactical and practical, yet, she still struggled with her money. Eventually a course on money psychology set her straight. She offers her candid advice on a new way to frame the want vs. need dividing line. In Mailbag, we talk HSAs and money conflicts. Learn more about your ad choices. Visit megaphone.fm/adchoices

To paraphrase Sara Bareilles: We want to see you be brave managing your money. And who better to inspire us to get there than best-selling author and preeminent TED talker Dr. Brené Brown? Brené takes us on a deep dive into some of the other basic human emotions — like guilt and shame — and how they’re entangled in our money mindsets. In Mailbag, we discuss annuities and getting a will. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tired of all the negative talk surrounding the word “midlife”? So was my friend and psychotherapist Dr. Robi Ludwig — so much so, she wrote a book about it: “Your Best Age Is Now.” If you’re regretting not doing what you always wanted to do, get over it and do it now! Robi tells us how. In Mailbag, we talk emergency funds, starting over after divorce, and we ask Kerry Cooper, CEO of Choose Energy, for savings tips so that your wallet doesn’t feel the heat this summer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tips on parenting and money from PureWow editor Jillian Quint. We take on sticky situations like splitting the check at a group dinner and talking with your parents about their retirement plans. And play along with us as we get down and dirty about when to save and when to splurge. Organic milk? Chicken? Car seats? And since so many of you have asked how to choose a financial planner, we decided to invite Liz Davidson of Financial Finesse to give us some expert advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Ben Sorensen, leadership trainer and executive coach, knows how women can learn to be more assertive at work and at home. I recently met him at a conference and wanted to share him with all of you. Ben and I teach you the right words to say to communicate more effectively –– without the backlash. Of course Kelly joins me to answer your financial questions, and in a very special Thrive segment this week, Alison Sweeney, you know her from “The Biggest Loser” and “Days of our Lives,” shares her distressing story of identify theft and how her fans saved her from more financial peril. Learn more about your ad choices. Visit megaphone.fm/adchoices

I am so proud to call Jane Bryant Quinn a friend as well as a mentor. You know her as a female pioneer and personal finance advocate, trusted by millions as a columnist for Newsweek, a reporter for CBS News and a prolific author, but to me, she is an inspiration. This week we dig in and get granular about the biggest financial fear going: Outliving your money. Jane explains simple strategies that’ll get you there, and why “right-sizing” your life now –– not later –– can be key. Learn more about your ad choices. Visit megaphone.fm/adchoices

“I lost my job, I lost my breasts, I lost my hair and I found myself.” That’s Rene Syler, former anchor for CBS News’ The Early Show, on HerMoney explaining what happened in a tumultuous two years of her life. In this week’s episode, Rene candidly shares with us her transition from network news to entrepreneur, author and host of her new web series “The Good Enough Mother.” We talk about why it’s powerful to own our truth rather than sugarcoat it. “I got fired, fired, fired, fired,” she says. We also dish on why women like us care so much about our hair. Learn more about your ad choices. Visit megaphone.fm/adchoices

Candid. If I had to pick one word to describe Jennifer Weiner, author of “Good in Bed,” “In Her Shoes” and so many other great reads, I’d pick that one. Though, smart, funny and fearless also come to mind. I knew I wanted her on the podcast the minute I read her frank essay about the fact that she and her new husband are polar opposites financially. We had a fun and very frank conversation about negotiating money, particularly in a second marriage, how she worries about raising two young daughters to respect money and why she waited to have a million dollars in the bank before she had her kids. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Ramsey asks, “Will The 50-Year-Old You Be Mad At The 25-Year-Old You?” This week I traveled to Nashville to sit down with financial powerhouse Ramsey and his daughter Rachel Cruze. We talk about how the baby steps to take control of our own financial lives haven’t changed in the 25 years Dave and I have been doing this – and how they have. In particular, we dive into the impact social media is having on our spending and saving (not always for the good) and how you can raise financially savvy kids like Rachel, who, by the way, has a new book coming out soon called, “Love Your Life, Not Theirs.” Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I fill you in on how I found over $1,000 in missing money (my own, embarrassingly) and how you can do the same. And, I get the down and dirty on GRIT and how the power of “Guts, Resilience, Initiative and Tenacity” can take you from ordinary to extraordinary. Advertising aces Linda Kaplan Thaler and Robin Koval, authors of a great new book on the subject, share how two girls from the Bronx with no special advantages, rose through the male-dominated, cutthroat world of advertising to run their own booming ad firm. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tell your children how much money you make! That’s what Ron Lieber, NYT best-selling author, personal finance columnist and father says to do if you want to raise kids who are grounded, giving and smart about money. Get paid for chores? No! Have a say in how the family gives to charity? Yes! We also talk about why expectations for girls are still different than those for boys and how to change that. In Mailbag, we talk about creating savings habits for life, and what to do if you have too many high interest credit cards. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all know Jillian Michaels is an expert at getting people motivated to change their lives, but she struggles with a work/home balance just like the rest of us. Jill admits money is an uncomfortable topic for her, but she sees psychological parallels in building strong fitness and financial habits. As she heads toward the altar with her partner of many years, we get personal with advice about setting up a financial life that works. I also answer your financial questions about helping new college grads get off on the right financial foot and how women may be better at multitasking than men, but it might actually stall our careers. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on HerMoney: Building your brand, honing your credit and Giada De Laurentiis. The Food Network star and restaurateur talks candidly about rising to the top in the male-dominated food world and how hard it’s been to be both heard and respected. She candidly talks about her life after a tough divorce and how she’s raising her 8-year-old daughter to know and respect the value of money. And since we are all essentially “brands” these days, she shares advice about how she honed hers and how you can and should do the same. We also dive into why it’s so hugely important for women to have strong credit in our own names (and how to build it if you don’t have it). Learn more about your ad choices. Visit megaphone.fm/adchoices

Sex. Money. Power. Joanna Coles, the editor-in-chief of Cosmopolitan, is very much in tune with the voice of her magazine. She is comfortable talking about anything. And this week nothing is off the table. She speaks candidly with me about how money can be the greatest stress in a relationship, why women need to reasonably know their worth in negotiations and how earning more makes women feel empowered. We also discuss sexuality in the workplace and how social media is impacting our culture for better and worse. We’ll answer your financial questions about credit limits, how best to pay for continuing education and if your recent graduate should hire a financial advisor. Learn more about your ad choices. Visit megaphone.fm/adchoices

They call her “The Chairwoman” on CNBC’s Fast Money, but hedge fund manager Karen Finerman also manages life at home including two sets of twins. Learning to balance work and life, Karen has come to a number of surprising conclusions – including her belief that working from home is “the worst.” She tells us why. Driven to make a lot of money since she was a teen, Karen talks bluntly about why women must be financially independent, and how many women get in the way of their own success. She also fills us in on how being risk-averse is a double-edged sword. Learn more about your ad choices. Visit megaphone.fm/adchoices

Arianna Huffington, one of the most influential women in the world, was falling apart at work because she was – literally – exhausted. This week she shares her inspirational wake-up call with us. Her book, The Sleep Revolution, is based on science-based secrets that can help us all sleep our way to success. Arianna says lack of sleep costs the U.S. economy $63 billion a year, and no surprise, it’s more of a problem for women! Of course, we all sleep more soundly when we are not worried about money, our family, our jobs or our relationships. But, Arianna says, we need to think of that problem in reverse. Being well rested is the key to regaining control. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s Criminal! I’m hooked on the hit podcast “Criminal”, so I am thrilled to have the show host and producers Phoebe Judge and Lauren Spohrer join me for this week’s episode of HerMoney. P and L proudly tell us how they had the courage to take a huge risk many women fear, using their own money to pursue their passion and start their own business. We talk about their struggle to juggle two jobs, recording at night after their day jobs in a closet full of clothes to save money (and because – surprise – the acoustics are great) and how it feels now that they are a huge success. We share advice about how they should visit their money, yes, visit their money, now that they have some, and why you should too. Learn more about your ad choices. Visit megaphone.fm/adchoices

More money won’t always make you more happy, but how you use and manage your money can. This week, Jean chats with happiness guru and best-selling author, Gretchen Rubin, and they explore how you may effectively build better habits for both. Hear about Gretchen’s Happiness Manifesto, the importance of knowing yourself before creating or changing habits and learn why you should make your bed every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices