Expat Chat Podcast

Welcome to the seventy eighth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about what an Australian expat needs to consider when they're looking to return to Australia and would like to sell assets they have accumulated overseas. They say timing is everything and this could not be more true when you live overseas and are planning a repatriation back to Australia. Sometimes the difference of selling an asset before you go or after you arrive in Australia can run into the tens and sometimes hundreds of thousands of dollars in tax. In this episode we run through the following topics: • How does a asset sale get affected by the type of asset? • Should I sell before or after I return to Australia? • Can I use the Main Residence Exemption (MRE) when I return to Australia? Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy seventh episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about the sensitive topic of inheritances, both being received by Australian expats as well as when a Australian expat passes away overseas. We are currently in the largest wealth transfer in history as the assets accumulated by the baby boomers are transferred to their respective family members however how does this change for those Australians living overseas? Living overseas and receiving an inheritance as an Australian expat has its own difficulties and we hope that this episode today makes the process easier to understand and execute. In this episode we run through the following topics: • How does a inheritance work from a tax point of view? • Can I access the Main Residence Exmeption when inheriting property as a Australian expat? • How does a inheritance work from a tax point of view? • What is a K3 event and why do Australian expats need to consider this? Links that we discussed in this episode include: • What Happens To An Australian Expats Estate If They Die Overseas? - https://atlaswealth.com/news/what-happens-to-an-australian-expats-estate-if-they-die-overseas/ • Considerations for Expats Inheriting Australian Assets - https://atlaswealth.com/news/considerations-for-expats-inheriting-australian-assets/ • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy sixth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss the rules surrounding transfers to Australian superannuation funds by expats and what limits they need to adhere by. Superannuation is one of the most commonly heald assets by Australian expats, especially if you have previously worked in Australia. However when you move overseas there can be some confusion surrounding super - should I contribute to super as a expat, will contributing to it cause me to become a tax resident of Australia and what are the dollar limits to contributing to super. In this episode we run through the following topics: • Can I contribute to a superannuation fund as a Australian expat? • What are the different types of contributions that I can make? • What are the contribution limits? Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ • Atlas Tax details - https://atlaswealth.com/how-we-can-help/expat-tax-accountant/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy fifth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we provide an update on the proposed tax residency rules and what sort of timeline Australian expats can expect. For many years Australian expats have been working from the existing Tax Residency rules that have been around since the 1930's. In 2019 the Board of Taxation published the Reforming Individual Tax Residency Rules – A Model for Modernisation report with the aim of updating the tax residency rules which both Australian residents and non-residents comply with. In the May 2021 Federal Budget the uncumbent government at the time introduced the recommendations and set about a pathway for updating the tax residency rules. Since then the silence has been defeaning from Canberra. A tiny mention has been made by the Labor party but certainly no formal policy decisions have been announced. In this episode we run through the following topics: • What is the status of the proposed tax residency changes? • What is the status of the petition that was sent to Canberra? • What is the new draft ruling by the ATO on tax residency? • What do I need to do when notifying the government? Links that we discussed in this episode include: • ATO Draft Ruling on Tax Residency - https://atlaswealth.com/news/ato-releases-draft-ruling-tr-2022-d2-on-tax-residency-principles/ • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ • Atlas Tax details - https://atlaswealth.com/how-we-can-help/expat-tax-accountant/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy fourth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about the key considersations that an Australian citizen needs to take when looking to move overseas and become an Australian expat. They say that one of the most stressful things in life is loving house but moving overseas certainly trumps it. There are so many considersations that an Australian needs to understand when becoming an expat and one of the most important ones is how will the move affect my finances and what if any changes do I need to make. In this episode we run through the key topics that affect most Australians joining the expat ranks. In this episode we run through the following topics: • What are the main considerations when becoming an expat? • How will this move affect my Australian property? • How will this move affect my Australian shares? • What do I need to do when notifying the government? Links that we discussed in this episode include: • Main Residence Exemption Legislation - https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id%3A%22legislation%2Fems%2Fr6024_ems_a4711152-0820-456a-8c3e-3d1129c5a3c3%22 • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ • Atlas Tax details - https://atlaswealth.com/how-we-can-help/expat-tax-accountant/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy third episode of the #Expatchat podcast and the first episode for 2023 where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we go into more detail about a topic that is often discussed on this podcast channel - Dollar Cost Averaging. Dollar cost averging can be a very powerful tool for Australian expats. Whether your transferring funds back to Australia or building a investment portfolio dollar cost averaging enables you to manage your financial affairs in a disclipined manner that removes emotion from the transaction. In this episode we run through the following topics: • What is dollar cost averaging? • Australian expat case study • Audience Q&A Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ • Atlas Tax details - https://atlaswealth.com/how-we-can-help/expat-tax-accountant/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy second episode of the #Expatchat podcast and the first episode for 2023 where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we open 2023 with a new episode and run through whats to come in 2023, the new office for our Australian team and our exciting new announcement about a new service from the Atlas Wealth Group - Atlas Tax. In 2022 there was a lot going on - Russia invaded the Ukraine, interest rates went from being on record lows to record increases and inflation was proven to not be transatory unlike what the central bank governors around the world were saying in 2021. Fast forward 12 months and we now have interest rates at a more normalised level, inflation is starting to taper in most countries and covid restrictions are almost a after thought for most. We are proud to announce the launch of Atlas Tax, a specialist service providing first-class tax compliance and advisory services to Australian expats. This new division will ensure we can provide full-service, quality expertise to Australian expats around the world, building on our multi-award winning reputation for quality in financial planning, asset management and mortgages. Ben Turner is the Managing Director of Atlas Tax and will lead the team providing tax agent services for our clients. With almost two decades of experience in Big 4 accounting and legal firms advising clients on their expat tax obligations, Ben has worked closely with individual expats as well as major organisations, particularly in the Human Resources and Finance areas, to address remuneration and tax issues affecting the workforce. In this episode we run through the following topics: • Whats to come in 2023? • New office for the Australian team? • Launch of Atlas Tax Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ • Atlas Tax details - https://atlaswealth.com/how-we-can-help/expat-tax-accountant/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventy first episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we wrap up the 2023 calendar year as well as answer some audience questions. As we approach the end of the year, interest rates are starting to squeeze households, the war in Ukraine continues, and many world economies may already be in recession. From an investing perspective, it’s likely we’ll be looking forward to welcoming in the fresh start of 2023. Touching on investment matters, we’ve seemingly found some calm among stocks and bonds recently. The housing market has experienced a slowdown across leading indicators such as construction activity, mortgage lending and most recently in sales prices. This was the year when the Fed finally admitted that the highest inflation rate since the early 1980s was not "transitory" in a stunning mea culpa. The Atlas Wealth team will be taking a short break over the Christmas - New Year period and the Dubai office will shut down from the 22nd of December and will return on the 5th of January. We would like to thank you for watching and listening this year and we look forward to delivering new episodes in 2023. In this episode we run through the following topics: • What have we learned through 2023? • What are interest rates doing? • What is the Australian property market doing? • Answering listener questions. Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the seventieth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about the United Arab Emirates government has recently issued a resolution that will determine tax residency for natural and legal persons for the first time and is due to come into force on 1 March 2023. Up until recently there was no statutory definition and Australian expats who are resident of the UAE relied upon the availability of an annual lease agreement (including Ejari, where applicable), and a minimum of 180 days of residence in the UAE. Article 4 of the Resolution defines natural persons (individuals) as tax residents in the UAE if one of the following conditions is met: * The individual’s usual or principal place of residence is in the UAE and the centre of their financial and personal interests are in the UAE or other conditions prescribed by the minister; or * The individual has been physically present in the UAE for a period of 183 days or more in a 12-month period; or * The individual has been physically present in the UAE for a period of 90 days or more over a 12-month period and is a UAE citizen, UAE resident, or GCC national who either has a permanent place of residence in the UAE; or carries out a job or business in the UAE. Where a person is considered a tax resident under either of the definitions outlined above, they may apply to the Federal Tax Authority (FTA) to obtain a Tax Residency Certificate (TRC), which is often a formal requirement for UAE residents wishing to claim benefits under the relevant tax treaty or other forms of tax relief (outside the UAE). With over 16,000 Australian expats living in the UAE this announcement is a positive step in their ability to qualify their election as a non-resident for tax purposes in Australia. In this episode we run through the following topics: • How does a Australian expat in the UAE currently qualify as a tax resident? • What do the new rules mean for Australian expats in the UAE? • How do these new rules tie in with the proposed tax residency rule changes in Australia? Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty ninth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about what is a Double Taxation Agreement (DTA) and how it affects Australian expats. Tax treaties are formal bilateral agreements between two jurisdictions. Australia has tax treaties with more than 40 jurisdictions. A tax treaty is also referred to as a tax convention or double tax agreement (DTA). They prevent double taxation and fiscal evasion, and foster cooperation between Australia and other international tax authorities by enforcing their respective tax laws. You may not have heard of a DTA however with the new proposed tax residency rules they are going to become more important in the every day expats life and will feature more prominently in a Australians expat day to day conversations. In this episode we run through the following topics: • What is a Double Taxation Agreement? • Why do these affect Australian expats? • How do the Double Taxation Agreements work with the new proposed changes to the Tax Residency rules? Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty eighth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about how different income streams are treated differently when you're a Australian expat living overseas. When you live in Australia all of your income that you receive (salary, rental income, dividends etc) is bundled together and you are taxed on the agregate amount. However when you are a non-resident for tax purposes all depending on where the income comes from (e.g. rental property or shares) it will be treated differently. In this episode we run through the following topics: • What is the tax rate for non-residents? • How is income from taxable australian property treated? • How is income from non-taxable Australian property treated? Links that we discussed in this episode include: • Australian Expat Briefing Webinar - https://atlaswealth.com/news/australian-expat-briefing-webinar-labor-budget-tax-residency-property-currency-and-equity-markets-update/ • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty seventh episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about the key considersations an Australian expat must make when managing their superannuation as a expat. Unless you moved overseas just after you graduated high school or university there is a very good chance you have some for of superannuation back in Australia. For some Australian expats they may have multiple superannuation accounts as they have worked for a number of different employers before moving overseas. In fact at the 30th of June 2020 around four million Australians held two or more super accounts. There are a lot of rumours and myths surrounding expats and superannuation and in this episode we want to set the record straight. In this episode we run through the following topics: • What laws apply to superannuation? • Can I be classified as a tax resident if I contribute to my super fund? • What is the difference between a SMSF, industry and retail superannuation account? • Are the rules my super fund stipulate applicable to all superannuation account or just mine? • Can I move my super fund to another provider? Links that we discussed in this episode include: • Australian Expat Briefing Webinar - https://atlaswealth.com/news/australian-expat-briefing-webinar-labor-budget-tax-residency-property-currency-and-equity-markets-update/ • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty sixth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we run through what is still to come in 2022. To date both the market and investors have a lot of information to consume when making investment considersations. From a change in governments, through to increases in interest rates, the Ukraine invasion, energy shortages and mixed under the spectre of the Covid pandemic. In this epsisode we run through what is coming up and what Australian expats need to be aware of in the coming months. ​ In this episode we run through the following topics: • Where are interest rates heading? • What is in stall for the Australian dollar? • What changes may the new Labor government bring through in their mini budget announcement next week? Links that we discussed in this episode include: • Australian Expat Briefing Webinar - https://atlaswealth.com/news/australian-expat-briefing-webinar-labor-budget-tax-residency-property-currency-and-equity-markets-update/ • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

In today's Special Episode of Expat Chat we do a call out to all listeners to sign the Tax Residency Petition which closes tomorrow ​We recently received approval for an official House of Representatives petition to amend the proposals and need your help. ​ ​We only have until the tomorrow to get as many signatures as possible and obviously the more signatures we have the more seriously this will be taken. This will only take 30 seconds of your time and this maybe the only chance in your career to have your say on the tax residency rules. Remember the last time these rules were amended was back in the 1930's. ​ Please sign the petition by clicking on the link below as well as sharing this with your friends and colleagues. www.aph.gov.au/e-petitions/petition/EN4259

Welcome to the sixty fifth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we answer the question of should an Australian expat transfer their cash to Australian dollar with the recent falls the currency has experienced. What the Australian dollar is doing and may do in the future is probably the most common conversation topic amongst Australian expats. With the recent interest rate increases occuring globally combined with investors taking a more conservative approach we have seen the US dollar strengthen against most currencies. Australian expats who are earning US dollars or currencies pegged to the US dollar like the UAE Dirham, Saudi Riyal, Hong Kong Dollar and Qatari Riyal now is a very enticing time to consider exchanging some funds and converting them to AUstralian dollars. ​ We find that currency risk is one of the major risks that Australian expats experience in their life overseas and by methodically moving funds back to Australian and in turn Australian dollars it means that when it comes time to return home you are not relying on the Australian doillar to be weak at the time. In this episode we run through the following topics: • Why is the Australian dollar weak? • Is the Australian dollar weak against all currencies? • Will the Australian dollar fall any lower? Links that we discussed in this episode include: • Sign our tax residency petition - https://www.aph.gov.au/e-petitions/petition/EN4259 • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty fourth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we answer a number of questions that listeners have sent in over the past couple of weeks. If you have a question you would like to ask us please send them in by clicking on the link below. This is also a reminder for those Australian expats in the UAE to reserve your seat for our upcoming seminars in Dubai and Abu Dhabi next week. Seats are filling fast so don't miss out. Details can be found in the links below: * Dubai - https://www.abcduae.com/index.php/abcd-new-event-details/events/0927_AWM.html * Abu Dhabi - https://ausbg.glueup.com/event/australian-expat-briefing-63627/ ​ If you have a question regarding tax, mortgages, investments or superannuation this is a must attend event. Making the decision to leave Australia for new opportunities abroad is made for various reasons and at various times in our lives. Usually, the plan is to spend a few years abroad and come home in a better place financially than when we left, but this is not always the case, and is often a hotly debated topic in the chat rooms in Dubai and Abu Dhabi. Whether you have lived abroad for decades, are fresh off the plane, or somewhere in between, this is the session you don't want to miss. Covering everything from Australian tax, super, FX, mortgages, retirement, repatriation, deemed disposal, and plans around the proposed residency changes, there is something for everyone!​ ​ In this episode we run through the following topics: • Maintaining tax residency with Australia when living overseas • Australian expats buying ETF's • Dubai property market Links that we discussed in this episode include: • Sign our tax residency petition - https://www.aph.gov.au/e-petitions/petition/EN4259 • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty third episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss the proposed tax residency change and how we need to band together as Australian expats by providing as loud a voice as possible to Canberra. Most Australian expats are aware of the proposed tax residency rule change and the dreaded "45 day rule". ​ ​We recently received approval for an official House of Representatives petition to amend the proposals and need your help. ​ ​We only have until the 5th of October to get as many signatures as possible and obviously the more signatures we have the more seriously this will be taken. ​ ​We don't often ask of anything from our social media community but please share this post with as many people as possible and lets band together to make sure the Australian expat community voice is heard. In this episode we run through the following topics: • What is the proposed tax residency change petition? • How does a House of Representatives petition work? • How long do Australian expats have to sign the petition? Links that we discussed in this episode include: • Sign the petition - https://www.aph.gov.au/e-petitions/petition/EN4259 • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty second episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss whether an Australian expat should buy a property as a principle place of residence when living overseas. Australians have always had a love affair with property and one of the most commonly asked questions is whether they should buy a property overseas when they become an expat. And the short answer to this is that it will depend on a number of circumstances including whether you are able to buy a property as a foreign citizen, your time in the country, and whether it makes financial sense. A number of countries provide incentives to buy a property to live in as your principle place of residence however that reason alone should not be the deciding factor as to whether you do or don't. In this episode we run through the following topics: • What is the easiest way to work out whether I should buy a property as a Australian expat? • What are the tax implications of buying a property overseas to live in as a principle place of residence? • What are some of the pitfalls of buying a property overseas as a expat? Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixty first episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss how dividends are treated for those Australian expats who receive them as a non-resident for tax purposes. Share ownership by investors has grown dramatically over the last 20 years however there is a difference when you hold shares as a tax resident of Australia versus as a non-tax resident. Your country of residence will also affect how much non-resident withholding tax you may be liable to pay. Share ownership as a non-resident can be a very powerful wealth creation tool for Australian expats as they are treated as non-taxable property and don't accrue capital gains tax (CGT). However you need to construct your portfolio with a international mindset to not only maximise dividend income but also franking credits which are invaluable to Australian expats. In this episode we run through the following topics: • How do franking credits work for Australian expats? • When a Australian expat receives a dividend are there any income taxes? • Why does the country that I reside in determine the tax rate? Links that we discussed in this episode include: • Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the sixtieth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss what regions and countries are Australian expats moving to. With Australian borders now open we have seen a influx of people leaving but where are they moving to? According to the Australian Bureau of Statistics' Population Clock one Australian resident is leaving to move overseas long term every 1 minute and 13 seconds. Not only are we seeing many people leave Australia but also a lot of existing Australian expats moving countries. The most notable inter-country moves we are seeing is from Asian countries like China, Hong Kong and Singapore to the Middle Eastern centres like Dubai, Abu Dhabi and Riyadh. In this episode we run through the following topics: • What are the most popular countries for Australian expats at the moment? • Why are these countries more appealing then others? • We answer a listener's question that was sent in? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty ninth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss the key considersations that either a Australian resident or Australian expat need to know if they're considering to chose a life overseas in their retirement. We all work very hard in our careers in order to enjoy a comfortable retirement and a lot of people are chosing to spend some or all of that time overseas. However retiring to a foreign country is not like picking a different city or state in Australia. There are a mutliide of considerations like how are you going to legally reside in that country (e.g. what type of visa), what country should you consider from a tax residency point of view and what changes do I need to be aware of with my Australians assets when I jump on the plane. In this episode we run through the following topics: • What are the Visa and residency considerations? • What do I need to know about how a move overseas will affect my Australian property including my Princple Place of Residence(PPR)? • What should I be aware of when managing my superannuation fund and living overseas? • Are there any strategies I need to consider before jumping on the plane? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty eighth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we continue our theme of financial considerations that US based Australian expats need to consider and talk about investment considerations that they need to make when managing their wealth. The term Passive Foreign Investment Company (PFIC) is a phrase that many Australian expats maybe unaware of but it is crucial that they learn about it if they are looking to manage their investment and/or growth their wealth living in the United States. The US is almost famous for their quirky tax laws when compared to other countries and the rules surrounding investment consideration are no different for Australian expats. Whilst there maybe a number of financial and tax incentives in the US to participate in these retirement plans its important that Australian expats understand how they work, and if you are considering cashing them in when you are leaving the US, what are the considerations. In this episode we run through the following topics: • What is a PFIC? • What tax considerations do Australian expats need to consider when holding PFIC's? • How do you avoid the complications of holding a PFIC? • What is the difference between a employee benefits trust and foreign grantor trust? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty seventh episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about the key issues surrounding US retirement accounts that Australian expats who move to the US need to consider and understand. Many Australian expat destinations offer their own version of a retirement account and the US is no different. Whether its a 401k, ROTH IRA, or a Back Door IRA Australian expats will be offered to participate in these when they are employed by a US company. Whilst there maybe a number of financial and tax incentives in the US to participate in these retirement plans its important that Australian expats understand how they work, and if you are considering cashing them in when you are leaving the US, what are the considerations. In this episode we run through the following topics: • What is a IRA? • How does a 401k differ from a ROTH IRA? • How does the taxing element differ from the traditional Australian super funds? • Are you better off redeeming the 401k/IRA whilst you are a US resident or a Australian tax resident? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty sixth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about can an Australian expat move back and forth from Australia should they realise either their move home wasn't successful or they have received a new job opportunity overseas that means they would like to join the expat ranks again. Due to Covid we saw a large number of Australian expats move back to Australia either through job loss or health concerns however now with borders reopening those who once considered themselves a Australian expat are considering their options again overseas. Unfortunately when it comes to moving back and forth managing your taxes and finances isn't as simple as booking your flight overseas or home. In this episode we run through the following topics: • Can a expat move back home then move back overseas again? • What implications do the proposed new tax residency have when considering moving back and forth? • What shouldn't I do with my finances If I think I may move back overseas after returning to Australia? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty fifth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about what an Australian expat needs to be aware of when moving into a investment property when returning back to Australia and the property has never been lived in before by that expat. Many Australian expats have bought a property back in Australia as a investment with a view to moving into it when they return to Australia however what are the tax ramifications of doing this? The tax laws applying to a investment property held by a Australian expat has changed a number of times since 2012 when the Australian government removed the eligibility of Australian expats to access 50% capital gains discount (CGT)on a property that has been held for longer than 12 months. In this episode we run through the following topics: • Is an expat eligible for the 50% CGT discount? • How is the capital gains tax liability calculated? • Do I need to get a valuation done when I move into the property? • How does the pro-rata system work when calculating capital gains tax? • If I move back into the property as my principle place of residence does that reset my CGT liability? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty fourth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about what causes a bear market to turn into a bull market. We've all seen the headlines over the past three months with share markets around the world being sold off on the fears of a recession. The technical categorisation of a bear market (20% fall in value) has occurred (in the United States at least)and investors, including Australian expats, are wondering is now the time to invest. As we run through in this episode there are a number of catalysts that may cause a bear market to turn into a bull market, sometimes solely and other times requiring a multitude of events though not always at the same time? In this episode we run through the following topics: • What is a definition of a bear market? • Is now the time to start buying? • How do company earnings announcements affect the market? • How do we know when we're out of the bear market? • Should you wait for inflation to peak before investing? • Do interest rates affect the market? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty third episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about where to next for the Australian dollar. With the recent weakness of the Australian dollar against the US Dollar many Australian expats (especially those who earn their salary in either USD or a currency pegged to the US Dollar) are wondering does it have further to fall and/or should they be transferring funds to USD. The recent risk off strategy with investors has meant that the USD Index is currently trading at a 20 year high but what does that mean for other currencies like the Pound, Euro, Yen and many other currencies? In this episode we run through the following topics: • What’s causing the weakness in the Australian dollar? • How is the US Dollar performing against other currencies? • What does a risk off approach mean? • How does a recession affect the currencies? • How do interest rates work with the currencies? • Is there more volatility to come with the Australian Dollar? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty second episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about Singapore's exit tax that is affecting Australian expats when they leave the country with company shares and options. Singapore is a popular destination for Australian expats with its low tax environment, world class infrastructure and close proximity to Australia. Estimates are that between 20,000 and 25,000 Australian expats reside in Singapore but unfortunately we're meeting many who are unaware of the exit tax that the Singaporean Inland Revenue Authority are levying on departing Australians. So what do Australian expats in Singapore need to be aware of before jumping on that plane at Changi airport for the last time? In this episode we run through the following topics: • Interest rate update • What is the Singapore exit tax? • Do I need to pay it even if I haven't sold any shares? • How is this calculated? • How quickly do I need to pay this? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fifty first episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we run through the state of play of the Australian economy as we approach the end of the Australian financial year. To say the last 12 months has been eventful would be putting it mildly. Between Russia invading the Ukraine, interest rates rising and the world coping with the new Covid norm it certainly has been a lot to take in. Between covid lockdowns, federal elections and successive interest rate rises by the RBA (with more to come in the next twelve months) both Federal and State Governments have their hands full in managing the states and country. So what does all of this mean for the Australian Economy, and the three key indices of currency, property and equity markets? In this episode we run through the following topics: • End of year wrap up • What are Central Banks doing about inflation around the world? • Are there more interest rate rises coming? • How can I manage my mortgage in a rising rate environment? • What is the view on the Australian economy? • What is the view on the European and UK economy? • What is the view on the Chinese economy? • What is the view on the Australian dollar and currency markets? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • The Australian Economy - End of Financial Year Review Webinar & What Lies Ahead... - https://youtu.be/sGhZTHEQKPc If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the fiftieth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss what Australian expats who hold employee shares in the companies that they currently or previously worked for need to be aware of when we're experiencing volatility in the market like we are right now. Generally speaking the majority of employees who work for tech companies receive part of their remuneration by why of RSU, ESOP's, options and share appreciation rights which can be great when the market is running and your specific company share price is growing daily. However over the last couple of months the tech sector has been one of the hardest hit and it has highlighted the risk of concentrating your wealth in one company or sector. In this episode we run through the following topics: • What is vesting? • What are the risks of holding one company in your investment portfolio? • If I want to sell some shares when is a good time? • What is dollar cost averaging? • Why is it important to diversify your portfolio? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • The Australian Economy - End of Financial Year Review Webinar & What Lies Ahead... - https://attendee.gotowebinar.com/register/1613784426167213582 • Managing Your Military Super As An Australian Expat Webinar - https://attendee.gotowebinar.com/register/3815572953287096847 If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the forty ninth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss the implications for Australian expats inheriting assets from Australian family members which became more complicated when the Government amended the Income Tax Assessment Act 1997 We are seeing an increasing number of clients grappling with the consequences of the provisions as those from the Baby Boomer generation transfer wealth to their children, which include Australian expats. We run through the provisions in detail, consider some scenarios and some strategies to mitigate some of more onerous outcomes of the legislation. With clients in over 40 countries this is one of our most popular topics they like to discuss so we thought we'd share some of our feedback and experience with Australian expats everywhere in this episode. In this episode we run through the following topics: • Why a will should be structured differently if a beneficiary is a non-resident? • Does your non-residency status affect the equitable distribution of assets? • What is CGT event K3? • Can beneficiaries of a will agree to amend the distribution of assets to improve the net result? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Estate Planning Blog Article - Considerations for Expats Inheriting Australian Assets - https://atlaswealth.com/news/considerations-for-expats-inheriting-australian-assets/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty eighth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss how an Australian expat can maximise their currency transfers when transferring their money between countries and currencies. One topic that we find all Australian expats love to talk about is foreign exchange - where to get the best rate, what the Australian dollar is going to do, should they transfer money now or later. With clients in over 40 countries this is one of our most popular topics they like to discuss so we thought we'd share some of our feedback and experience with Australian expats everywhere in this episode. In this episode we run through the following topics: • What is the best frequency to transfer money from overseas back to Australia? • How does dollar cost averaging work when making foreign exchange transfers? • What are the different type of currency exchange providers? • If they say no fees does this mean I am getting a good rate? • Why you should not just settle with one provider if the amount that you transfer changes. Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty seventh episode of Expatchat where we discuss the latest tax and financial issues affecting an Australianexpat. In today's Expat Chat we discuss how the recent Labor party victory at the Australian Federal election and how it affects Australian expats. For most Australian expats it would not come as a surprise (and for some a relief) that the Albanese led government was elected to power in the recent election but what does this mean for Australian expats. As the Liberal party gets escorted out of office there are a lot of legislative polices that potentially could affect Australian expats with the most notable one being the changes to the tax residency rules. In this episode we run through the following topics: • How is the new Labor government different to Labor parties of the past? • Will the new government follow through with the proposed tax residency rule changes? • Will the SMSF rules that the Liberal party proposed in 2021 be enacted by the Labor party? • What qualifications does a Australian expat financial planner need to hold to be able to provide compliant and qualified Australian expat advice? • Australian expat Q&A - we answer a couple of questions that have been submitted through the form below on the topic of managing a property as a expat and whether to use a offset or redraw account to manage cashflows. Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Blog Article on the Change of Government - https://atlaswealth.com/news/what-does-the-new-australian-government-mean-for-australian-expats/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty sixth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss can a Australian expat get free financial advice and what are the catches with those who are offering such a service. For those Australian expats based in the Middle East or Asia they would be well accustomed to the unprompted introductions that they receive from the army of offshore financial advisers or OFA's as they are commonly known as. You know the sales pitch they run with: don't invest money back in Australia as you will be classified as a resident for tax purposes, investing in superannuation is a condition of tax residency, you need to invest offshore to grow your money and avoid paying capital gains tax both for the duration you are away as well as when you return back to Australia. And like we have said on many a previous episode these are all lies. One of their favourite phrases is that the advice won't cost you anything so what is there to lose. In this episode we run through the following topics: • What is the difference between a commission versus fee for service? • How does the free advice model work? • What accountability do these offshore financial advisers have? • What qualifications does a Australian expat financial planner need to hold to be able to provide compliant and qualified Australian expat advice? Links that we discussed in this episode include: • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Cost of receiving upfront financial advice in Australia - https://www.afr.com/companies/financial-services/100-000-quit-financial-advice-as-fees-jump-another-8pc-20220418-p5ae5t If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty fifth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss how Australian expats should look at investing during times of volatile markets. We've all seen the headlines about markets falling over the last couple of weeks but should Australian expats take advantage of the sell off or is there worse to come. In this episode we run through the following topics: • Why is the sell off occurring? • Is there worse to come? • Does dollar cost averaging work and why should a Australian expat consider this? • If an Australian expat has a long term view should they be buying? • Why is it important to have a diversified portfolio? Links that we discussed in this episode include: • 3 Reasons Not to Sell After a Market Downturn - https://www.investopedia.com/articles/investing/021116/3-reasons-not-sell-after-market-downturn.asp • Get your Australian expat question heard on the podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty fourth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss how this weeks announcement of the Reserve Bank of Australia (RBA) lifting the official cash rate from 0.10% to 0.35% will affect an Australian expats assets. As we discussed in Episode 40 a interest rate rise this month by the RBA was on the cards with the release of inflation data that was a lot higher than both the Federal Government and markets expected. In this episode we run through the following topics: • How does much did the RBA raise interest rates by? • What affect will this have on the foreign exchange markets particularly the Australian dollar? • What affect will this have on property markets particularly the Australian property market? • What affect will this have on the equity markets? Links that we discussed in this episode include: • Australian Housing and Lending Landscape Webinar for Australian Expats - https://atlaswealth.com/news/australian-housing-and-lending-landscape-webinar-for-australian-expats/ • Expat Chat Ep 40 – How Do Rising Interest Rates Affect Australian Expats - https://atlaswealth.com/expat-chat-podcast/expat-chat-ep-40-how-do-rising-interest-rates-affect-australian-expats/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty third episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss what are the top tax tips for those Australians who are looking to move overseas and join the expat ranks. We see a lot of confusion from those we meet who are leaving Australia surrounding how their tax status changes, the way they manage their finances, why your Australian passport should not dictate the way you manage your money and habits and defaults that Australians can fall into when living and working overseas. In this episode we run through the following topics: • How does the taxing of assets change when you move overseas? • What is Taxable Australian Property? • What is Non-Taxable Australian Property? • What is Deemed Disposal? • Do I need to continue paying my HECS/HELP debt? • How is superannuation treated when you live overseas? • Can I manage a SMSF as a Australian expat? • Should I manage my finances as a Australian or foreign citizen? • Make sure you organise a depreciation certificate if you own a investment property? Links that we discussed in this episode include: • Australian Housing and Lending Landscape Webinar for Australian Expats - https://atlaswealth.com/news/australian-housing-and-lending-landscape-webinar-for-australian-expats/ • Expat Chat Ep 40 – How Do Rising Interest Rates Affect Australian Expats - https://atlaswealth.com/expat-chat-podcast/expat-chat-ep-40-how-do-rising-interest-rates-affect-australian-expats/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty second episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss what are the top tax tips for Australian expats as we approach the end of the financial year in Australia. The 30th of June rolls around quickly and it is always an opportunity for Australian expats to maximise their finances and ensure that they optimise the way that they are managing their assets. In this episode we run through the following topics: • Should you make an early repayment on your HECS & HELP Debt in Australia? • Should I contribute to my superannuation as a Australian expat? • How can I reduce the tax liability from my rental properties income using superannuation contributions? • Should I consolidate my superannuation accounts? • Make sure you organise a depreciation certificate if you own a investment property? Links that we discussed in this episode include: • Obligations & Opportunities for Australian Expats with Student Debt - https://atlaswealth.com/news/obligations-opportunities-for-australian-expats-with-student-debt/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our forty first episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss whether an Australian expat voting in the upcoming Federal Election would jeopardise their non-resident tax status with the ATO. The topic of whether an Australian expat who is non-resident for tax purposes can or should vote is a contentious one and is up there with whether an expat can use a Medicare card when they return to Australia for holidays. In this episode we run through the following topics: • Is an Australian expat legally able to vote in a Australian election. • Does voting affect my non-residency tax status? • How do the new proposed non-residency rules relate to an Australian expat voting overseas? If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our fortieth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss how the current topic of interest rate rises will affect Australian expats. From property to currency to shares, all of these assets are either directly or indirectly affected by interest rates and being aware of how they work in a rising rate environment can make the difference between good and bad financial decisions . Across the globe you have central banks taking different approaches to managing inflationary pressures that their economies are experiencing and this may cause a distortion in how the respective asset classes react. Some of the topics that we run through are: • How do interest rates affect property, shares and the Australian dollar? • What approach is the RBA taking to managing inflation? • Is the RBA's approach different to other central banks? Links that we discussed in this episode include: • Australian Budget & Tax Residency Seminar & Webinars - https://atlaswealth.com/news/2022-australian-federal-budget-tax-residency-update/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty ninth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about the murky world of investment bonds and the dubious circumstances that they are sold under. When a Australian expat moves either to Asia or the Middle East it is only a matter of time before they receive a unsolicited call from the dreaded Offshore IFA. With a very smooth sales pitch they will appeal to your financial concerns and try to convince you that purchasing a offshore investment bond is the answer to your questions. But is it? Some of the topics that we run through are: • What are investment bonds? • Why aren't they appealing? • Why these bonds are sold as a tax free investment but the reality may not be the case? • What is the ATO's opinion of offshore investment bonds? Links that we discussed in this episode include: • Australian Expat Mortgage Podcast - https://podcasts.apple.com/us/podcast/expat-mortgage-podcast/id1584534329 • Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty eighth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk about Self Managed Super Funds (SMSF's) and how they work with Australian expats. Some of the topics that we run through are: • How do I know if i have a SMSF? • If I have a SMSF what do I need to be aware of? • Can I wind up my SMSF if I am a Australian expat living overseas? • What if I don't ensure my SMSF is compliant? If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty seventh episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In Todays Expat Chat is the last episode for the year as we look back over 2021 and discuss the highs and lows. If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty sixth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we talk with Jennifer Wood from AusVisa Link immigration agents about what expats and immigrants need to consider when obtaining a visa to move to Australia. With many Australian citizens marrying partners from other countries this is a episode we think most will find informative. Some of the topics that we run through are: • What visa streams are available for Australia? • What are the benefits in having a visa for Australia prior to a relocation? • In holding a permanent resident visa for Australia is the holder considered resident for tax purposes? • What is the future for Australian migration in the next 12 months? • Why engage an agent in a migration process? If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty fifth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss what a expat financial planner is. When you are seeking financial advice as a Australian expat you will be met with three categories of financial advisers: 1. Those who say they can help however they don't have a lot of experience in specialising in this area and mainly provide advice to Australian tax residents; 2. The infamous offshore financial advisor who really isn't an licensed adviser but a insurance salesman trying to sell you a 10 year offshore savings bond which is a product so punitive to the client that this form of product has not been sold in Australia or the UK for over 20 years; 3. And last of of all the specialist expat financial planner (like Atlas Wealth Management) of which there are unfortunately too few in the market. If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty fourth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we catch up again with Jason Stoch from Uptrend Advisory (uptrendadvisory.com)for Part 2 of our top tax tips for Australian expats based in the United States. In this episode we take a detailed look at what to do if you've messed up your IRS returns, RSUs vs options in typical US tax treatment, home ownership in the US and the respective tax benefits, green card exit tax considerations and tax implications of receiving an inheritance as a US resident. If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty third episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we discuss what Australian expats need to consider when they are receiving an inheritance. With the largest transfer of wealth between generations currently underway many Australian expats may find themselves a recipient of an inheritance and will have to make financial decisions on how they manage those assets. Where it gets complicated is that as a non-resident of tax purposes your considerations are completely different to that of a Australian resident for tax purposes. And then you have to consider the inheritance and tax laws for the country that you are currently residing in. If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Welcome to our thirty second episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. Today we discuss how a large number of Australian expats who own property are being surprised by land tax bills and what you can do to ensure there are no surprises. We also discuss the recent announcement by APRA that increases the serviceability requirements when applying for a loan and how that will affect the property market. If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: https://www.facebook.com/atlaswealthmgmt LinkedIn: https://www.linkedin.com/company/atlas-wealth-management Twitter: https://www.twitter.com/atlaswealthmgmt Instagram: https://www.instagram.com/atlaswealthmgmt

Welcome to our thirty first episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat. Today we discuss the proposed residency rule changes that affect Australian expats and whether there has been any updates or changes. If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: https://www.facebook.com/atlaswealthmgmt LinkedIn: https://www.linkedin.com/company/atlas-wealth-management Twitter: https://www.twitter.com/atlaswealthmgmt Instagram: https://www.instagram.com/atlaswealthmgmt

Welcome to our thirtieth episode of #Expatchat where we discuss the latest tax and financial issues affecting an Australian expat. In today’s chat we discuss how to manage your finances as an expat. Most people know how to manage their financial affairs as a Australian resident however when you take that leap and become a member of the Australian expat club "she'll be right" isn't a strategy that should be employed. As a non-resident for tax purposes your actions surrounding managing your finances needs to map to that of the country you reside in and you almost need to completely ignore your Australian citizenship. If you like the content make sure you let us know by leaving us a review and subscribing to our channel. Discussion Points on Todays Podcast Episode In today’s chat we discuss: * Should I manage my finances like an Australian resident? * How do I manage my property portfolio? * The importance of a Pre Departure Review when leaving Australia * Tax surprises that expats experience * Should I take financial advice from family members back in Australia? * The Australian Expat Financial Forum Facebook Group Topics, articles and events featured in this podcast: * Top 10 Tips When Moving Overseas * Pre Departure Review