Everyone's Talkin' Money

We went from staying at hotels to staying in Airbnb and back to staying at hotels. But the fees, there are fees everywhere you look. And the perks of staying at hotels are drying up…including this one perk that used to be free. This is a new format for the podcast, and I hope you enjoy these twice-a-week shorter episodes focused on a money news topic. Links How to Check In Early At A Hotel article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Women, want to learn how to confidently take control of your money? First, we’ve got a lot of things working against us. We start and stop our careers many times for kids and family members, and we live longer than men on average because of that, we typically spend our money taking care of our male partner and tend to avoid talking about money. It makes sense why, as our guest Jenifer Sapel, a financial advisor and owner of Utor Wealth, said at the beginning of this episode - we’re often talked to like infants. But Jen cautions us that context is important. You see, the financial services industry was designed by and for cis white men. So, as women, we’ve got to start talking about money, educating ourselves about money, and aligning our money with our values. Jen brings it all in this conversation, where she shares the 3 phases of your financial life that you need to know about, why we need to break the model of ranking things from best to worst when it comes to money, and why you need to know that wherever you’re starting from is perfectly ok - learning about money is a lifetime practice. And you don’t want to miss our conversation about fun financial facts about women - like that banks could legally require a man’s signature for a woman to apply for a loan all the way until 1988. That’s not that long ago. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Investment Advice offered through WCG Wealth Advisors, LLC, a Registered Investment Advisor. Utor Wealth is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC. Links Utor Wealth Guide to Finding the Right Financial Advisor Jen on Instagram Timestamps [00:01:56] Empowering women to take control of their money [00:04:44] The predominant narrative in our society about women and money. [00:08:10] Shifting the context of finance. [00:14:13] Exchanging value for financial compensation. [00:16:00] Women-owned banks and financial equality. [00:20:09] The system's bias by design about women and money. [00:24:12] Money as a precious resource. [00:29:31] Financial flexibility and decision-making. [00:33:20] DIY vs Hiring Professionals. [00:36:33] Money and family dynamics. [00:40:36] Women aare better investors. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This vault episode is all about our furry best friends and explores dog ownership, the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich, who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud pawdcast is a show that helps us pet parents to be the best advocate for your dog’s health and wellness. She’s here to share everything she knows about dogs, including how much money to spend on food, what to feed your dog, what kind of pet insurance she loves, how much money to devote to training, treats and toys, and so much more. Whether you have a dog or are looking to bring one into your life, this episode is for you. LINKS Wag Out Loud Pumpkin Trupanion Lemonade Pawp SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

It can feel hard to master your budget with inconsistent income, especially if you're an entrepreneur. Budgeting and managing your money is hard enough when you have a steady paycheck each month and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even harder. Just like you, I’ve had so many months as an entrepreneur when the numbers don’t add up. I’ve learned a few tricks along the way that I want to share with you in this very special reboot episode. What You'll Learn How I learned to budget when running a non-profit business in college What steps you can take to set up your budget to plan for inconsistent income What steps you can take when you're in the middle of a month or stretch of inconsistent income The most valuable lesson I've learned as a lifelong entrepreneur to make my budget work Why you can't get past knowing your numbers - and why they are the key to your success How I got past the "I deserve it" syndrome to find balance every month Links You Need a Budget (budgeting app I use) Marcus by Goldman Sachs (for ER fund savings) Ally Bank (for ER fund savings) Timestamps [00:01:34] Empowering budgeting strategies. [00:06:04] Managing expenses and being resourceful. [00:08:31] Emergency savings importance. [00:12:39] The power of manifesting. [00:18:01] Knowing Your Numbers. [00:20:30] Tracking your expenses is key. [00:24:10] Getting past the "I deserve it" syndrome. [00:28:41] Consistency in managing money. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Does this sound familiar? You get a good night’s sleep, but you still have brain fog and a mid-day slump of energy, and no matter what you eat, you just feel yucky. I think most of us will say Yes, this is me, and you know what, these feelings in your body are all common. But, according to our guest Bridgitte Mallinson, a functional medicine dietitian, business mentor & the founder and CEO of GutPersonal, a supplement company that empowers everyone to eliminate gut issues for good through a personalized approach, those feelings are not normal, and you don’t have to live with them. I know you’re thinking, what does your gut have to do with money? Hear me out - it’s hard to make good money choices if you don't feel good. On top of that, you’ve probably spent a lot of hard-earned money buying supplements and trying everything to feel better…and nothing has worked. So, in this episode, Bridgitte is going to get you good and informed about the powerful connection between making more money and a healthy gut. We’re going to talk about some touchy subjects like yes, your poop, and what’s all going on down there. And tips to stop throwing away money on supplements that aren’t working for your body. Never underestimate the power your health has on growing your wealth. Links Gut Personal - Take the quiz, and use code Shannah to get a discount Bridgitte on Instagram Timestamps [00:02:12] Investing in our wellness. [00:07:23] Health story and childhood normalization. [00:08:53] Sleep and its connection to wellness and money. [00:15:41] Healing our gut. [00:19:52] Finding quality supplement brands. [00:21:12] Quality and cost of supplements. [00:25:22] Eating out and food sensitivities. [00:30:09] Gut health and wealth transformation. [00:35:33] Healing your own gut. [00:39:52] The power of natural remedies. [00:42:07] Are probiotics good for us? [00:45:38] Gut health and personalized testing. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Am I saving enough? Will I have the money I need to retire? Is it okay to spend money on traveling and having fun? Am I being irresponsible with my finances? How do I really know if I’m doing well financially? This episode was inspired by a listener question from Lizbeth, who sent me this message, “Shannah, I feel like I’m in a bit of a tailspin. I know you always say that making different money decisions depends on your goals. And I’ve learned so much from this show and from your honesty about money over the last few years. But I’m in a weird space. I just don't know how I’m doing financially. I know I shouldn’t care about how well I stack up, and I’m trying my best, but it just feels like I’m alone out here making money decisions that I don’t know if they are right or not. Can you give me any pointers on how to know if I’m doing ok financially?” LINKS MENTIONED 1:1 Money Coaching Information (LIMITED TIME OFFER) Freebie - Spending Plan Template downloadable SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

On a scale of 1-10, how curious are you about how others spend and save their money? If you’re like me, you’re probably pretty curious. Maya Lau, host of the podcast Other People’s Pockets, loves talking to people just like you about all these taboo money topics and more - how much you make, how you spend your money, your biggest money blunders, and how tricky money is in relationships. While you might have a fascination with getting a behind-the-scenes look at someone else's finances, there’s a lot you can learn and apply to your money journey. Join us for this fun episode about other people’s pockets, human money stories, and the lessons you can learn from listening to some taboo money conversations. Links Other People's Pockets podcast SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, XayLi Barclay shares the key to financial freedom - discovering your worth and not being afraid to share it with the world. XayLi, the founder of StartShootGrow, is a woman of color, an immigrant, an entrepreneur, and a brilliant teacher who helps people know their worth and build a personal brand around their knowledge, expertise, and experience. As XayLi said in the opening, Knowing your worth and taking action is so important to who you want to be and your ability to crush your money goals. She knows a thing or two about this, coming to America as a teenager from Trinidad, a small Caribbean island. She quickly had to learn how money works in America and how to value and price her worth to build financial freedom. XayLi believes you have to start by shifting your perspective, really understanding your story, and not being afraid or intimidated to share it at work and in your personal life. In this episode, you’ll Get an up close and personal look at XayLi’s money story, including a few embarrassing money tidbits she openly shared Learn how to overcome people-pleasing so you can stand in your worth(Raising my hand) Learn how to be confident in front of a camera - or any presentation Hear what XayLi thinks it takes to be a successful entrepreneur this year Get actionable tips to discover what financial freedom looks like to you and how knowing your worth is closely tied to financial freedom Links StartShootGrow XayLi on Instagram XayLi's website Timestamps 00:00:00 Knowing your worth is essential to financial freedom. 00:08:11 Charge more for your talents. 00:12:07 Importance of financial education 00:24:10 Overcoming money mindset obstacles. The timestamp in the podcast where it says "Content is a conversation" is at 00:30:46. Content is a conversation. 00:31:37 Understanding your story brings confidence. 00:43:37 Take action and trust the process. 00:44:18 Importance of self-worth and sharing. Sponsors Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I'm sharing how to master your money goals inspired by a question from Amanda: "I love your podcast and have been listening for over a year now, being inspired and working towards my goals. Maybe my question isn't really a question but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans, and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME, but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal." SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Timestamps 00:03:50 Stay focused on your goals. 00:10:13 Stay focused and celebrate milestones. 00:14:44 Celebrate milestones along the way. 00:18:22 Celebrate milestones and visualize progress. 00:24:24 Be intentional with your spending. Learn more about your ad choices. Visit megaphone.fm/adchoices

What do you believe? Money can buy happiness or money can’t buy happiness? Our guest on this vault episode, Jason Vitug, author of the book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. You'll learn: The most common long-held money beliefs about happiness that just don’t work anymore Why money can buy happiness with a little perspective How to unlearn all of these false money beliefs How to figure out what financial freedom is for you Jason's unique approach to creating happy money and happy life LINKS Happy Money Happy Life book Phroogal website Jason on Instagram How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: money happiness, money therapy, personal finance, financial freedom, money books, wealth, self-improvement, mental health Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special vault episode, Chris Miles, a cash flow expert and non-financial advisor, talks about the exciting world of passive income and how it can totally change your life for the better! Chris spills all his secrets on how to create multiple streams of passive income on any budget, and he totally busts the myth that you have to work hard to earn money. He's not a fan of boring old financial advice like paying off your house or investing in a 401k, and instead suggests way more exciting strategies like building up an emergency fund and investing in turnkey real estate companies. Plus, he's all about education and passing on wealth to future generations. LINKS Money Ripples - https://moneyripples.com/ How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: passive income, personal finance, money tips, budget, paying off debt, building wealth, goal setting, generational wealth, financial planning Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode, I'm exploring what airplane turbulence and your money have in common. It's easy to feel out of control with your money and that you're experiencing a lot of bumps. Interest rates are high, the stock market is a bit whacky, the housing market is nuts, and all of these factors might be influencing how you feel about your money. In this episode, I'll explore five lessons you can learn from airplane turbulence to apply to your money goals right now. Timestamps [00:00:18] Turbulence and Money Goals. [00:05:00] Fear of turbulence and control. [00:10:09] Dealing with bumpy life. [00:13:01] Money and fulfillment. [00:18:31] Feeling like it's too late. [00:22:31] Trusting the unknown. [00:26:33] Can I be okay in the bumps? [00:30:25] Turbulence and calming techniques. [00:34:38] Turbulent housing market and inflation. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key terms Money goals, money, personal finance, interest rates, money therapy, money how-to, self-improvement, happiness, money tips. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money podcast, we're covering affordable estate planning for LGBTQ+ individuals and couples with Mitch Mitchell, Associate Counsel of Estate Planning at Trust & Will. Our money system in this country is outdated and antiquated and, by far, does not meet the needs of LGBTQ+ individuals and families. When it comes to estate planning and making sure that your assets get passed to who you want, things can get even more complicated if you’re in the LGBTQ+ community. Different states have different laws, and figuring it all out is hard. You'll Learn: What makes estate planning for LGBTQ+ individuals so challenging What are the essential estate planning documents you need How much estate planning costs (and how to make it more affordable) How do you handle estate planning if you have kids, are adopting, or using a surrogate Why the home-buying process can be tricky for LGBTQ+ couples and individuals Links Trust & Will How to Find an Estate Planning Attorney article How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Time stamps [00:01:05] Estate planning faces unique challenges. Mitch Mitchell discusses essential documents, costs, and issues for LGBTQ+ individuals. The episode covers adoption, surrogacy, and home buying. LGBTQ+ estate planning necessitates caution and creativity. Further progress is needed in achieving equality. [00:03:31] LGBTQ+ families face legal challenges in parenting [00:08:07] Challenges passing legislation in a politically charged environment [00:11:01] Choose your own plan, especially LGBTQ+ [00:14:57] Importance of having a will and trust [00:17:19] Choosing executor, setting up a trust [00:24:20] "In Texas, trusts can help avoid probate" [00:25:47] Marriage, property, and legal agreements for LGBTQ+ [00:28:51] Prepare in advance for LGBTQ+ parental rights [00:34:16] Traditional attorney route can be expensive. Trust and Will offer affordable options [00:38:24] Important to understand property ownership and inheritance [00:42:59] Estate planning advice, LGBTQ+ individuals, TrustandWill.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm back with another fascinating topic: home buying in today's market and whether it's a good time to buy real estate. I was walking around my neighborhood this morning and was blown away by the number of people selling, buying, and remodeling houses. I was thinking there’s so much talk about high-interest rates and how expensive housing prices have gotten, but it doesn’t seem to be deterring anyone from going about their normal buying, selling, and remodeling home business. So then I thought, if you’re looking to buy your first home, is there ever a “right” time to buy? Lucky for us, Bianca D’Alessio, who is the Ranked #1 Real Estate Broker in New York and New York State and #14 in the Nation for 2022, manages a $10B real estate portfolio for Nest Seekers International and is the Star of Selling the Hamptons on Max(formerly known as HBO) is our guest. You'll learn: How to pave your way to first-time home buying in this market How to be competitive when buying Why lenders are more concerned about your credit card debt than your student loan debt If the Airbnb market is really a bust Why staying in your home for 10+ years is probably the best investment you’ll ever make Oh, and we’ll also talk some dirt about Selling the Hamptons Links Selling the Hamptons Nest Seekers International Bianca on Instagram How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Time Stamps [00:00:23] Everyon's Talkin' Money podcast host welcomes all, discusses is it the right time to buy. [00:04:09] Start with referrals, research, and interviews for your team. [00:08:31] Negotiating: be creative, focus on clients' needs. [00:11:38] Inflation concerns rise as prices increase. [00:15:16] Interest rates impact affordability, 7% is healthy. [00:18:31] Timing sales is crucial; now is buy. [00:21:36] Consider family, liquidity, investment, business growth, ownership, technology, and global opportunities when buying real estate. [00:25:47] Different lending options; pre-contract inspection for progress. [00:28:46] Relative purchase price, overcoming objections for buying. [00:33:41] Airbnb needs stability, owners must invest. [00:36:29] Reality TV: Surprises, Drama, Real Estate, Acting [00:41:21] Mindful money reminder: Buying a home. Key Terms Mentioned: Money, personal finance, happiness, therapy, home buying, first-time homebuying, selling the Hamptons, Airbnb, buying goals, how to sell your home, negotiation, real estate, personal financial goals, money goals, relationship with money Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m taking on two Ask Shannah questions in this episode - My Partner Won’t Let Me See What He Spends (and that makes me super nervous) + I Lent My Friend Money, Now What (they won’t even treat me to dinner). You'll learn: How to talk about money in your relationship What is your money story How to have uncomfortable conversations How to set boundaries when you lend money to friends Tips to uncover money trauma How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: Relationship with money, money in relationships, money trauma, personal finance tips, money therapy, money conversations, financial advice Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement always seems like a destination that is so far away until you wake up one morning and you’re in your mid to late 30s, even your early 40s, and you’re wondering where all the time went. The easiest way to save for retirement is to start saving and stop worrying about how much. No matter what age you are. Joe Curry, host of Canada’s fast-growing retirement podcast, Your Retirement Planning Simplified, is joining us in today’s episode. You'll learn: The top 5 retirement risks that you need to be aware of How to figure out how much money you need to save How to not freak out about your retirement savings How to handle retirement savings curveballs Why you should stay away from those calculators that tell you how much you need to have saved by a certain age because there’s so much more to the story Links Your Retirement Planning Simplified podcast Matthews + Associates website How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject. Links Carrie's website Carrie's product recommendations In this episode, we talk about: - The episode will delve into the world of infertility and explore affordable alternatives to costly treatments to help you get pregnant - Approximately 48.5 million couples worldwide experience infertility - About 15% of couples face difficulty conceiving - Infertility can be scary, expensive, and confusing - Traditional approaches to infertility focus on the biochemical perspective, which may not address the root causes of infertility - Carrie introduces the concept of quantum fertility, which suggests that the body operates on a small scale influenced by factors such as circadian rhythm, light exposure, and nature - Quantum fertility offers affordable ways to support fertility that are often unknown or overlooked - Most healthcare plans do not cover infertility, leaving couples to pay 85% of the costs out of pocket - Topics covered will include circadian rhythm, light exposure, and nature as factors that can support fertility - Listeners will learn about low to no-cost techniques that can be incorporated into their routines Timestamps [00:00:42] Podcast discusses quantum fertility and affordable tips. [00:03:57] Body's natural balance can restore fertility. [00:08:41] Factors affecting fertility: lifestyle, age, and light. [00:10:56] Daytime blue light can energize but drain. At night, blue light disrupts sleep. Artificial light linked to anxiety, depression, and hormone-related cancers. Use orange lenses to mitigate at night. [00:15:49] Transformative effects observed within days; objective and subjective improvements; biological measures confirm success. [00:17:40] Body has built-in clock for optimal functioning. [00:22:23] Increased productivity comes from syncing with natural light. [00:23:50] Leptin regulates fertility and body communication. [00:27:01] Listen to your intuition and resonate with therapy. Balance your body for higher success rates in fertility. [00:33:56] Fascinating correlation in managing chronic tinnitus. [00:37:17] Healing journey with unexpected light therapy results. [00:40:08] Let life unfold, reduce stress, conceive [00:44:34] "Incorporating quantum techniques for improved fertility. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode of "Everyone's Talkin' Money," I'm diving into the debit vs. credit cards debate. We explore the similarities between the two - they both have logos like Visa or Mastercard and can be used for in-store or online purchases. But when it comes to safety, things get interesting. Gas stations, for example, can be risky spots for credit card scammers. That's why using a credit card is generally safer here, as it offers more protection against potential bank account drain. However, personal preference and money habits should also come into play. You'll learn how to figure out what card is right for you. Episode Timestamps: [00:02:30] Recognize and accept the current relationship with money. Use a debit card securely. Avoid unsecured internet connections for purchases and bank account checking. [00:03:22] "Protect network, guard numbers, prevent credit fraud." [00:08:25] Debt doesn't vanish; find a lighter way. [00:12:46] Use a debit card to avoid debt. [00:15:38] Credit cards automatically categorize expenses for you, allowing easy tracking and adjustments. Additionally, using them for monthly payments can earn rewards and bonuses. [00:17:44] Credit card cons: interest rates compound debt. [00:21:26] Credit card fraud protection: Quick and easy. [00:24:52] Gas station pumps are risky for card payments. [00:27:27] Credit card deposit for trips and car rentals. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I chat with the awesome guest Tanja Hester about how you can use your money to make a real impact. We talk about challenging the status quo and embracing nuance when it comes to your spending habits. You'll learn how to maximize every dollar you have, how to identify your personal money values, how to align your money values with your choices, practical tips to become a wallet activist, and how to make intentional choices with your money that will get you closer to your money goals. Links Wallet Activism book Tanja's website Timestamps: [00:00:36] How to maximize every dollar with Tanja Hester [00:05:41] False choices limit our thinking; consumerism deceives. [00:08:29] Introspection helps automate decision-making for values. [00:14:22] Questioning conventional wisdom, embracing nuance in actions. [00:19:45] Demand for change: policy, climate, racial unrest. [00:22:35] Retiring early to avoid the burden of disability. [00:27:21] Consumer preferences can create significant change. [00:29:58] Focus on big-impact decisions in finances. [00:32:37] Share small shifts and make a ripple. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Episode key topics: intentional spending, wealth inequality, conscious choices, Financial Independence, retiring early, value side of money, personal finances, spending habits, conscious consumerism, personal values, financial choices, wallet activism, goal-setting Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of "Everyone's Talkin' Money," we dive into all things finances and marriage so you can learn how to successfully manage money as a couple. We tackle the question of who is responsible for the debt in a marriage based on whether you're in a community property state or a common law state. We also explore six major money decisions that can lead to financial success in marriage. From budgeting to creating a will, we cover it all. Plus, I share personal anecdotes and tips to help you navigate the complexities of money in your relationship. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ In this episode, we talk about: Do's and Don'ts of managing money as a couple, debt in marriage, financial issues in relationships, money decisions in marriage, point person for finances, managing finances in marriage, accountability in spending, delays in addressing financial matters, tension about money, the importance of budget, budget manager, tracking expenses, creating a will, naming an executor, distributing assets, the positive aspect of money, proactive conversations about money, money fears. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this vault episode of Everyone's Talkin' Money, I had the pleasure of chatting with Deacon Hayes, a financial advisor turned money expert, author, and CEO of Well Kept Wallet. You'll learn key tips for becoming an everyday millionaire, why Deacon stressed the importance of living below your means, and how to invest wisely for the long term. We also talked about the power of investing in real estate, the stock market, or starting a business. Deacon even shared a sneak peek of his awesome rap song about everyday millionaire habits! Links Well Kept Wallet You Can Retire Early Everyday Millionaire Song You Can Retire Early Podcast Episode Topics Covered Living on less than you make is key to financial success Becoming a millionaire The importance of having a plan for the future and addressing your current financial situation Wise investing in long-term strategies, such as real estate, stocks, or starting a business Investing in index funds or three-fund portfolios for diversification Strategies for making extra money, exploring new opportunities, and not relying solely on an employer The importance of making smart choices when buying cars and homes Paying off debt and prioritizing financial goals Creating a vision and setting goals for financial success How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings. Links Illuminate Wealth Management Time stamps 00:04:50 Money is a tool for achieving goals and a discussion about what financial security looks like. 00:07:34 Money is a lifelong relationship with history. 00:12:41 Having debt can be burdensome for some. 00:15:07 Importance of understanding feelings and actions around money. 00:19:53 Know your goals, calculate your expenses, save 00:22:57 Automate paycheck, diversify funds, communicate financial goals. 00:26:29 Spending now or later, saving is crucial. 00:30:35 Take responsibility for your own retirement. 00:33:31 Motivate without shame focus on fulfillment. 00:36:32 Money shame leads to anxiety and complexity. Seek guidance and embrace vulnerability for clarity and growth. 00:39:44 Shame marketing, the misconception of fire movement. 00:44:38 Different perspectives on money and resources. How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I had the pleasure of chatting with the amazing Tina Wells about achieving work-life harmony and avoiding burnout. Tina shared her game-changing approach called The Elevation Approach in her new book, which consists of four phases: preparation, inspiration, recreation, and transformation. We discussed the importance of saying "I don't know" and being open to learning, as well as the power of curiosity and challenging ourselves to understand things outside of our comfort zones. Tina also dropped some wisdom about decluttering, taking control of our calendars, and finding moments of joy in our busy lives. It was truly an eye-opening conversation that left me feeling inspired and ready to elevate my own work-life balance. LINKS The Elevation Approach book Tina's website How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this recap episode of Everyone's Talkin' Money, I had the pleasure of chatting with the fabulous Tina Wells. She's an entrepreneur who knows a thing or two about work-life harmony. We dove into her four-phase approach to elevating ourselves: preparation, inspiration, recreation, and transformation. Tina stressed the importance of constantly evaluating our goals and priorities, making time for recreation and breaks, and knowing our numbers beyond just finances. It was a great conversation that inspired and motivated me to find that perfect balance in my life. If you want more, check out Tina's book, "The Elevation Approach," and definitely listen to our previous episode for the full conversation. Trust me; it's worth it! LINKS The Elevation Approach book How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This Ask Shannah episode was inspired by a question from Bridget, "I’m an actress in the SAG union, and we’re on strike. I support my fellow actors that we need to get paid more, but I’m so completely freaked out about my money and how long this will last—got any words of wisdom for me? Thanks for such a great podcast, your episodes really inspire me to be better with my money, so thank you." LINKS Washington Post Article mentioned Help us get to 1,000 reviews for the podcast! How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the show to our short recap episode of yesterday’s full podcast, How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams, with Dielle Charon, certified life coach and 7 figure sales expert and host of the Black, Bnaked, and Booked out Podcast. If you don’t have 45 minutes to listen to the previous episode, you’re still going to love this one. Dielle walked us through her 5 money questions to ask yourself that will help you get into a better relationship with money, save more, spend better, and achieve your goals. My favorite question was, “How do I organize my money in a way that works for me.” I share a bit about my money-organizing system, so stay tuned to hear that. Honestly, my best advice is just to pick one or two questions and take some time to think about them, but don’t overwhelm yourself with all 5 questions right now. Alright, I’ll let Dielle walk you through them. LINKS Dielle's website and podcast link - https://diellecharon.com/ How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams episode How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your thoughts create your results? That’s a powerful question for me. I’ve had a life-long relationship with negative thinking and creating my own money drama. It’s easy for me to think of something positive, but right behind it is a nagging negative thought - what if it doesn’t work out? What if I’m not good enough? What if it all falls apart? Do I really deserve this, etc.? Here’s the kicker, though, as our guest Dielle Charon, certified life coach and 7 figure sales expert, and host of the Black, Banked, and Booked out Podcast says - you’ve first got to have the courage even to put that big thought in your brain and help self-coach yourself to success. Now, Dielle is an entrepreneur powerhouse, and we start out the conversation by talking about her strong belief that entrepreneurship is the key to emancipation and why this matters. But whether you’re an entrepreneur, a 9-5 ‘er, or a stay-at-home parent, you’re going to find a lot of life-changing advice in this episode, including how to simplify your thoughts around money, the keys to self-coaching yourself, common money mindset blocks, 5 money questions to ask yourself right now, and ways to have both a profitable side hustle and a 9 to 5 job with ease, if that’s your jam. Links Black, Banked, and Booked Out podcast Dielle's website Dielle on Instagram Timestamps [00:01:14] Thoughts creating your results. [00:04:02] Emancipation through entrepreneurship. [00:08:09] The landscape and fear around entrepreneurship. [00:11:43] Thoughts creating desired results. [00:17:47] Debt and its emotional impact. [00:19:37] Overcoming debt mindset. [00:25:26] Believing in making more money. [00:26:48] Money flow and mindset. [00:31:47] Money blocks and overcoming them. [00:37:20] Earning more and healing. [00:38:23] Changing the story about debt. [00:42:22] Runaway money thoughts. How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider money tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you’re in the market to buy a home now or even renting in many markets is really out of reach these days. It’s no wonder why there is a movement towards alternative and more affordable housing, like RVs, campers, yurts, and tree houses, and in this episode, we’ll explore dome homes. Our guest, Whitney Hansen, is a money expert, host of the Money Nerds podcast, and a dome living expert who believes that dome living has a lot to offer. In this summer vault episode, we’ll explore the ins and outs of building a dome home, how much Whitney spent building her dome home, ways to save money while still building a quality dome home, and how to turn your new dome home into a wealth-generating and cash-flowing business. LINKS Cascade Dome The Money Nerds podcast Whitney's website How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money, I'm tackling personal finance advice in an Ask Shannah question about whether it is worth breaking up over money issues in a relationship. I share my insights on how to have a successful money relationship with your partner. The episode is inspired by a listener's question about constant fights with their partner over money despite going to therapy. You'll learn my advice and strategies for navigating financial disagreements in relationships and how I handle them in my own relationship. How I Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding your style is empowering. It goes beyond just the clothes you wear and profoundly impacts your mindset, confidence, and overall well-being. In this Everyone's Talkin' Money episode, join me for a 20-minute recap of yesterday’s episode with stylist Jennifer Mackey-Mary, where we explored the connection between our personal style and your financial well-being. LINKS Everyday Style website https://youreverydaystyle.com Full Episode with Jennifer https://tinyurl.com/etmjennifer How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Just take an educated ballpark guess. How much money would you say you’ve spent on clothes that weren’t great over the years? Clothes that didn’t really fit you or feel like you? I’ll just speak for myself- a hell of a lot of money for sure that I wish I could get back. So that’s the past – let’s look to the future and start thinking about buying clothes and building out your wardrobe from a place of value, as our fashionista guest Jennifer Mackay-Mary believes. I’ve struggled a lot with buying the right clothes for me – figuring out what my style is and finding clothes that make me feel confident and not self-conscious. If you can relate, you’re going to love this episode. Jennifer shares everything from her theory on why buying the right pants will save you so much money to her game-changing wardrobe budget formula to why she says NO WAY to clearance racks where clothes go to die. LINKS Your Everyday Style website Everyday Style podcast How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode Ask Shannah a question on Instagram or TikTok Submit a money question for Shannah to answer in an upcoming episode Leave a 5-Star Review here Be a Featured Guest on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

In this summer money episode, we talk about the importance of building good money habits with Eric Roberge, CFP and founder of Beyond Your Hammock. Eric emphasizes that creating these habits takes effort and consistency, but it's okay to face money challenges along the way. The key is to push through and strive for financial ease. The best way to start is by identifying your most important financial goal and enjoying the journey while celebrating progress. LINKS Beyond Your Hammock LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone's Talkin' Money Podcast, I tackle the dreaded topic of budgeting. I believe that society has convinced us that budgeting is horrible and terrible, but I'm here to change your mind. I'm sharing my easy, simple 1-2-3 system for budgeting, emphasizing that a budget is not a strict document that limits our spending. Drawing from my own experience running a business in college, I'll walk you through how I had to make the numbers work and allocate money effectively. Join me as I help you stop stressing over your money and take control of your budget. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we’re joined by Amanda Holden, aka Dumpster Doggy, creator of the investing course called Invested Development. Amanda shares the importance of understanding investing jargon, asset allocation, expense ratios, and index and active management differences. She also shares tips on making investing easy and offers a free investing one-on-one course to help everyone listening easily navigate the investing world. This episode is packed with valuable information for anyone looking to take control of their finances. Stay tuned for an insightful conversation that demystifies investing and empowers listeners to make informed decisions about their money. LINKS Free Investing 101 Workshop (use this link) https://tinyurl.com/investingetm Amanda's website TIMESTAMPS [00:01:06] Summer mid-year investing checkup. [00:05:14] The vibes are off. [00:10:07] Consuming information about investing. [00:12:57] Relative performance in investing. [00:16:27] Understanding your investment mix. [00:21:29] Choosing the right investment strategy. [00:23:39] Roller coaster of dating musicians. [00:29:17] Investing strategy and self-awareness. [00:32:57] Risk tolerance and education. [00:37:03] Financial freedom and options. [00:40:54] Easy investing with index funds. [00:42:55] Narrowing down investing options. [00:47:56] Retirement savings crisis. [00:52:35] Concepts to research and understand. [00:54:56] Free investing workshop. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to our Summer Money series! Today, we're tackling identity theft and fraud in the digital age—a growing concern for all of us. With over 75 junk emails, 3 spam phone calls, and 2 spam text messages already, staying safe is a challenge. That's why we've brought back John Buzzard, a renowned fraud and security expert, to answer your burning questions. We'll discuss average consumer losses, nailing secure passwords, and the difference between identity fraud and theft. Get ready for essential security tips! LINKS John Buzzard on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you tired of feeling burdened by shame and guilt around money in your relationship? If so, you're in the right place. Join us as we explore cultivating a healthier money relationship with Manisha Thakor from Money Zen. Let's learn valuable insights on releasing shame, having open conversations, and embracing a mutual financial future. LINKS MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the allure and consequences of revenge spending, a phenomenon many have succumbed to this year (including me). As the pandemic disrupted our sense of control, indulging in shopping provided a dopamine rush that momentarily eased the strain. However, while it may offer solace for our well-being, its impact on our finances deserves scrutiny. Join us in this enlightening summer vault episode as Dr. Jaime Peters, Assistant Dean and Professor of Accounting, Finance, and Economics at Maryville University, sheds light on the concept of revenge spending. Gain insights on striking a balance between spending and achieving financial goals, and explore crucial considerations in the face of a potential recession. LINKS Jamie's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, you’ll learn all about cooking at home on a budget! Newsflash: inflation is finally cooling down in almost every shopping category, except for food costs. But don't worry! We've got the perfect solution for you. The incredible Frankie Celenza, an Emmy-winning Chef and host of Tastemade's Struggle Meals is joining us today. Frankie is here to show us how to create healthy, delicious, and affordable meals that won't break the bank. Did you know we waste 30% of the food we bring home? Frankie has some mind-blowing cooking hacks and seriously scrumptious recipes to help you make the most of your ingredients. LINKS Tastemade's Struggle Meals LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're going to tackle a topic that many people have questions about health savings accounts or HSAs. I'll explain what they are, what expenses they cover, and why they are an important tool for financial planning. So, if you've ever wondered about health savings accounts and how they can benefit you, this episode is a must-listen. Join me as I share my expertise and shed light on the importance of understanding and utilizing HSAs for your financial well-being. LINKS Hsastore.com Health Savings Account 101 TIMESTAMPS 00:02:39 Health savings accounts offer tax advantages. 00:06:11 Health savings accounts offer flexibility. 00:12:52 FSA and HSA differences explained. 00:19:32 Save for healthcare expenses strategically. 00:24:49 Utilize HSAs and FSAs wisely. 00:30:28 Flexible spending accounts for healthcare. 00:37:23 Use FSA and HSA benefits. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're diving into the financial challenges that transgender individuals face on their journey to becoming their authentic selves. Did you know that there are approximately 1.4 million transgender people in the U.S.? The cost of medical treatments can easily surpass $100,000, and unfortunately, health insurance often doesn't cover it. Our amazing guest, Gabe Dunn, is a New York Times bestselling author, comedian, and LGBTQ advocate. They share their own transitioning story, the importance of finding a supportive community, navigating the healthcare system, and ways to manage the costs of transitioning. Whether you're part of the LGBTQ community or simply want to be more understanding, join us for an inspiring and informative conversation. LINKS Bad with Money podcast Gabe's website The Staggering Costs of Being Transgender in the US article LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're joined by the amazing Sarah Gottesdiener, Moonbeaming's host and Moon Studio's owner. Together, we dive into juicy topics that often get swept under the rug when it comes to money, like shame, self-sabotage, and even our ancestral connections. But fear not! We're not just here to talk about the problems – we're here to empower you with practical tools and strategies to make positive changes. TIME STAMPS [00:03:23] Embodied shame in money. [00:04:25] Money Shame and Relationships. [00:09:06] Learning disabilities and money. [00:15:10] Working with who you are. [00:18:35] Regulating the nervous system. [00:22:14] Overcoming beliefs around overwork. [00:27:07] Self-sabotage with money [00:34:55] Making it fun. [00:35:56] Ancestry and Money Beliefs. [00:44:19] Money as a language. [00:45:17] Money and Ancestry Beliefs LINKS Moonbeaming podcast Moon Studio LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah, I am answering a question from Sarah about my favorite money apps, programs, credit cards, savings accounts, and bank accounts. Links Mentioned: You Need a Budget Monarch Chime Aspiration Novo Chase Sapphire Preferred Creditcards.com Capital One Venture One Upstart Marcus Ally Bank Ethos Ladder LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Ask Shannah question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into an eye-opening episode exploring hidden divorce costs and expert advice on navigating the process. With 40-50% of marriages ending in divorce, money often plays a charged role. Discover the emotional and financial toll firsthand as I share my experience. Surprisingly, even airline miles can spark conflict. Join me and divorce experts Jaime Berger and Sarah Jacobs of Jacobs Berger as they share how to uncover all the hidden costs and get prepared emotionally. LINKS Jacobs Berger LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Quinn O'Briant shares her personal story of filing for bankruptcy at 28 and the road to reclaiming joy. She launched the Joy + Money, Joy-Based Business, and Joyful Entrepreneur programs to help others recover after financial catastrophes. Discover O'Briant's lessons learned during bankruptcy and her roadmap for finding joy amidst financial challenges. Join her as she empowers individuals to overcome negative money mindsets, rebuild relationships with money, and create a joyful life. Don't miss this inspiring conversation on navigating the aftermath of financial catastrophes and finding a path to lasting joy. LINKS Joy + Money program (use code everyday for $200 off) Quinn's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A reboot episode, I tackle a question from Laquesha: "Hi, Shannah. Thanks so much for answering my question. I really want to start investing, but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes; I’m curious if there’s an episode from the past that you think I should check out. You’re awesome, and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do, and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you imagine the day when you don’t have to stress about money? It can feel like that day is NEVER going to come…but if you learn what to do with your money and start taking small actionable steps, you can reach a place where you stress less. Carl Nassib is a financial literacy advocate and a Pro NFL Linebacker who is also the first openly gay active NFL player. Liz Davidson, who we’ve had on the show previously, is the owner of Financial Finesse, a financial education company, and the author of her new book, Money Strong: Your Guide to a Life Free of Financial Worries. In this episode, we dive into Carl’s money story of becoming an NFL player and learning how to deal with money for really the first time in his life; Liz’s 5 keys to success to transform your relationship with money called START, what it means to be authentic with your money, and so much more. LINKS Money Strong book Financial Finesse Carl Nassib LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

We talk about a lot of heavy and serious topics around money on this show, but that doesn’t mean I don’t also like to have a good time and shake off all the bad money juju. So in this episode, we’re going to do just that. Nathan Macintosh is a comedian based in New York, and he recently released a special called Money Never Wakes: Forty on Finance. I want you to get ready to laugh for the next 40 minutes or so about this thing, we call money and how it plays out in our daily lives. We talk about billionaires going to Mars, why airline pilots should be making bank, and the confusing way money works. LINKS Money Never Wakes Nathan's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m sharing two listener questions from Bernice and Cindy and jumping headfirst into sharing my biggest money lessons and things I would do differently if I could do them again. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever realized the role that scarcity plays in your money decisions? Scarcity is all around us in our daily lives. Whether you’ve stood in line to buy the latest Xbox or scooped up all the toilet paper during the height of the pandemic, you’ve experienced a scarcity mindset. Our guest, Mindy Weinstein, Ph.D. author of the new book The Power of Scarcity and founder of the digital marketing firm Market MindShift will tell us just how big a role scarcity plays in our daily lives. In this eye-opening conversation, Mindy shares everything you need to know about scarcity and the role it plays in your money, how to recognize scarcity when it’s happening and do something about it, how advertisers use FOMO to play into your fears, and a super interesting story about why the diamond ring became the sign of love. LINKS The Power of Scarcity book Meet Mindy LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we’re diving deep into the role credit plays in you being able to achieve your money goals with Monique White, head of community at Self. You’re going to learn what your credit score is comprised of, what to do if you miss a payment, what are some alternative credit-building methods, who has access to your credit report, and once-and-for-all answer the popular question of whether you should or shouldn’t cancel those unused credit cards. LINKS Self Monique on LinkedIn LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices