Everyone's Talkin' Money

How do you make, save, and invest your way to financial freedom? I’m glad you asked. Our guest, David Greene, host of the BiggerPockets Real Estate Podcast, real estate investor, and author of 5 books, including the best-seller titled Buy, Rehab, Rent, Refinance, Repeat, says you need to focus on saving your money, making more money, and investing in the best place you can. Sounds easy enough, right? So why is it so hard to reach financial freedom? David cautions you to understand your money values, not the ones you borrowed from your childhood - your true money values. David’s advice will radically change how you spend money. He calls this spending from gross, where your subconscious can trick you into thinking you are wealthier than you are. He’s a big fan of making a spending plan and including how much you pay for taxes. I promise you this tip will change how you look at your spending decisions forever. In this episode, we talk about what millionaires know about getting wealthy that we don’t, how to use your paycheck to achieve financial freedom, and, of course, we talk about real estate investing and how to use the current market to your advantage. If you love the BiggerPockets Real Estate podcast, you’ll love this conversation about reaching financial freedom. Links BiggerPockets Real Estate podcast David's books David Greene Real Estate on YouTube Shannah's Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

This special vault episode is about our furry best friends and explores dog ownership and the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich, who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud podcast is a show that helps us pet parents to be the best advocates for your dog’s health and wellness. She’s here to share everything she knows about dogs, including how much money to spend on food, what to feed your dog, what kind of pet insurance she loves, how much money to devote to training, treats and toys, and so much more. Whether you have a dog or want to bring one into your life, this episode is for you. LINKS Wag Out Loud Pumpkin Trupanion Lemonade Pawp Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you thought financial scams only happened to older people, I need you to listen to this episode. Financial scams like identity theft and fraud are happening to everyone and scamming people like you out of a lot of money. Did you know that investing scams were the #1 type of scam last year, and cryptocurrency was at the core of many of these investing scams? As our guest Sean Pyles, host of NerdWallet’s Smart Money podcast, said in the intro, “Scammers play on our emotions and make us feel like we’re in a very desperate situation.” Okay, how do you set yourself up to avoid as many scams as possible? Sean shares seriously eye-opening advice in this episode, including why you and your loved ones need a safe word. We also dive into why most financial scams aren’t reported; I give you a hint: it has a lot to do with the role of shame in our relationship with money. I know it’s never fun to talk about financial scams, but honestly, this is a juicy episode you must share with everyone you know. When you’re done listening, head over to the Smart Money podcast and check out their four-part series on financial scams. Links NerdWallet's Smart Money podcast Smart Money podcast - Things You Can Do to Protect Yourself From Identity Theft episode NerdWallet's website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

Building your confidence as an investor is a journey. The early months and years of your investing journey can feel fruitless and like there isn’t a lot happening. When you first start, every dollar feels precious, and the thought of losing money is downright scary. But as our guest, Anna N’Jie Konte, President of Re-Envision Wealth and host of the Financial Powerhouse podcast, says, “Investing is truly the key to women's financial liberation. Every woman who wants to be at least financially stable, or ideally, abundant, needs to invest.” That’s a bold statement I knew I needed to explore with Anna. In this episode, we talk about what it takes to build confidence as an investor, whether you’re new to investing or a seasoned investor, how to move through money mindset blockages that are keeping you stuck, and why you don’t need to know everything about investing to be a good investor. Links Re-Envision Wealth Anna's bio Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

What should you do first? Do you invest, pay off debt, buy a house, open a ROTH, start a side hustle, or buy a business? In this solo episode, I share insights from 10 people on what they think you should do with money if you only do one thing. I went out and talked to 10 experts in all fields - career, money, psychology, food, intimacy, and more and asked them this one simple question - if you only do one thing with your money, do this or don’t do this. I must tell you, this was so much fun for me because it was intriguing to see their responses. I promised them I would keep their names anonymous, but I’ll let you know what type of expert they are for context. Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you teach your kids about money? A recent survey from Thriving Wallet found that 90% of Americans say money impacts their stress level. How do we change this? It starts by raising kids comfortable with money and giving them the tools to make smart money decisions. Our guest, Adam Carroll, a renowned financial literacy expert, celebrated author, and captivating speaker who has delivered over 1,000 speaking engagements worldwide and has a Ted Talk with over 6 million views, has some ideas on how to teach your kids about money that will change everything for you and your kids. He believes it starts with getting cash in your kid's hands when they are five or six. Give them a dollar per year of their age per week and have them start making money decisions with that money. But there’s a bigger piece here that most of us didn’t understand when we were kids. How you as parents talk about money, interact with money, or don’t talk about money directly impacts your kid's relationship with money growing up and is at the root of how they spend and save money. It’s programmed into us as kids. So, to raise kids who are smart with money, Adam says, you have to be aware of how you, as the parent, interact with money. Links Adam's website Adam's TED talk Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m sharing two listener questions from Bernice and Cindy and jumping headfirst into sharing my biggest money lessons and things I would do differently if I could do them again. Through my transparency, I hope you can see we all make money mistakes and struggle with our relationship with money. It doesn't matter how much money you have or make; you aren't immune to money mishaps. Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. Sponsors Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we’re talking about one of my favorite topics: How to use travel rewards to fly and stay for free. Our guest, Lyn Mettler, discovered in 2015 a way for her family of 4 to use travel rewards to always fly for free. Today, she teaches hundreds of families her simple system through FamiliesTravelFree.com. She thinks she’s saved around $75,000 using her simple point system over the years. That’s some serious cash if you ask me. We talk about it all in this episode, including how to get you to as many places as possible and bring as many people with you for as few points as possible; instead of credit card hacking, you will get an understanding of the right card to put your everyday spending on, why she’s a huge fan of the SouthWest companion pass, and Lyn’s signature tips to save on HALF your next Disney trip. If this is your year to travel, but you’d like to spend as little money as possible, this episode is for you. In fact, you’re going to want to share it with everyone you know because the tips are right on the money. Links Families Fly Free website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. Episode Timestamps (00:10 - 00:46) Frequent Flyer Miles and Free Flights (02:54 - 04:06) Maximizing Travel Rewards for Free Flights (11:14 - 12:34) Capital One Venture X Card Benefits (21:49 - 23:37) Discovering the Benefits of Travel Rewards (24:18 - 25:51) Maximizing Travel Points for Free Flights (30:10 - 31:03) Tips for Saving on Disney Vacations (33:55 - 35:42) Travel Card Strategies and Family Adventures (38:50 - 40:18) Saving Money for Travel Sports Sponsors Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

When was the last time you found yourself emotionally spending money? In this episode, you'll discover the allure and consequences of revenge spending, a phenomenon many have succumbed to this year (including me). As the pandemic disrupted our sense of control, indulging in shopping provided a dopamine rush that momentarily eased the strain. However, while it may offer solace for our well-being, its impact on our finances deserves scrutiny. Join us in this enlightening summer vault episode as Dr. Jaime Peters, Assistant Dean and Professor of Accounting, Finance, and Economics at Maryville University, sheds light on the concept of revenge spending. Let's explore how to balance spending and achieving financial goals and explore crucial considerations in the face of a potential recession. LINKS Jamie's website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah, I'm debunking my top 10 money myths that I think you need to know about, inspired by a question from a listener, Loraine. Many money myths or misconceptions are easy to believe because we don't openly talk about them, like the myth that renting is throwing away money. I'm debunking a lot of juicy myths in this episode. Links *Special announcement* Sign up now for my course, Unf*ck Your Money, which is open until April 3rd, and only available for 20 people. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. *Submit an Ask Shannah question* Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of Everyone's Talkin' Money, where we dive deep into the world of personal finance and untangle the often sticky emotions that come with it. Whether you're a financial novice or a seasoned pro, today's episode is one you won't want to miss. Join us as we welcome Matt Schulz, a personal finance expert, chief credit analyst at LendingTree, and the author of "Ask Questions, Save Money, Make More." This episode explores how a simple question can unlock secrets to a wealthier life and transform your relationship with money. Say goodbye to complexity and hello to financial mastery as we break down the seven critical areas where curiosity can lead to substantial savings. **Links** Ask Questions, Save Money, Make More book Matt's website **Special Announcement:** Sign up now for my course, Unf*ck Your Money, which is open until April 3rd. Visit etmpodlink.com/unfmoneycourse and use code ETM for a $100 discount at checkout. Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. **Chapter Summaries:** - (0:00:11) Asking Questions (13 Minutes): Learn the art of negotiation across various expenses and understand the importance of self-advocacy. - (0:13:11) Negotiating Finances and Relationships (18 Minutes): Discover strategies for negotiating rent or mortgage rates and the emotional aspects of financial discussions. - (0:31:22) Empower Your Finances With Questions (9 Minutes): Find out how asking the right questions can alleviate financial stress and empower your money decisions. **Key Takeaways:** - How to negotiate credit card rates, housing costs, and daily expenses - Approaching money management from a position of strength - Overcoming emotional barriers to financial conversations - Tips for effective self-advocacy and recognizing customer value - Empathetic strategies to empower financial well-being SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your thoughts create your results? That’s a powerful question for me. I’ve had a life-long relationship with negative thinking and creating my own money drama. It’s easy for me to think of something positive, but right behind it is a nagging negative thought - what if it doesn’t work out? What if I’m not good enough? What if it all falls apart? Do I really deserve this, etc.? Here’s the kicker, though, as our guest Dielle Charon, certified life coach 7, figure sales expert, and host of the Black, Banked, and Booked out Podcast says - you’ve first got to have the courage even to put that big thought in your brain and help self-coach yourself to success. Now, Dielle is an entrepreneur powerhouse, and we start out the conversation by talking about her strong belief that entrepreneurship is the key to emancipation and why this matters. But whether you’re an entrepreneur, a 9-5 ‘er, or a stay-at-home parent, you’re going to find a lot of life-changing advice in this vault episode, including how to simplify your thoughts around money, the keys to self-coaching yourself, common money mindset blocks, 5 money questions to ask yourself right now, and ways to have both a profitable side hustle and a 9 to 5 job with ease, if that’s your jam. Links Black, Banked, and Booked Out podcast Dielle's website Dielle on Instagram Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I'm performing a Budget Rescue for Abigail, who wrote, "I’ve tried everything to reach my money goal of saving $4500 for a trip to Europe I want to take; I’ve eaten mac and cheese for a month, tried furniture flipping, and rented out a room in my house for a few months, but nothing is working. Please, Shannah, I need your help." We go deep and break down Abigail's numbers, and I offer some suggestions for how she might be able to finally reach her goal of saving for a trip. Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there an art to interviewing? Our guest, Anna Papalia, an interview expert and author of Interviewology: The New Science of Interviewing, says emphatically that yes, there is. You may have seen Anna on all the social platforms. She has a huge following, and she dishes out tips on everything you want to know about interviewing and brings them all to our conversation. What do you say when you’re asked, “Tell me about yourself,” or “Why do you want to work here,” or everyone’s favorite question, “What are your salary requirements?” Her answers might surprise, like her favorite advice, “Don’t get personal.” We also talk about the four different interview styles so you can figure out which one you are and play to your strengths. With a layoff climate that’s ever-changing in the job market these days, this episode is guaranteed to change how you think about interviewing forever. Links Interviewology book Anna on TikTok Anna's website Unf*ck Your Money Course Waitlist Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you ever have bad dreams when you were a kid? Maybe you thought something was lurking in your closet or under your bed - the boogie monster. Now, that boogie monster might be replaced by bad dreams about money. Our guest, Meghan Dwyer, a Certified Financial Planner and host of the Money Isn’t Scary podcast, is here to remove all those bad money dreams and help you go from financial fear to financial freedom. I get that money might feel scary - it’s a primal need, and you can’t escape it. So, how do you move money out of the scary place? In this episode, Meghan will share some truths and words of wisdom to help you do just that. We talk about why envisioning the future is so important, how planning for the unexpected can actually help money be less scary, and why it’s really okay to like money despite what society might lead you to believe. Whether you’re in full-on scarcity mode or want to feel more confident about your money, this vault episode is for you. Links Money Isn't Scary podcast Financial Abundance: It's OK to Like Money Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is a prenup, and do we need one? A question from Brian and Tracey inspired this episode of Ask Shannah. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education about these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups and break down the differences between postnups in a fun and easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). Links Law Offices of Jennifer Guimond-Quigley 5 Signs You Need a Postnup Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever said to yourself, “It’s too late for me to learn about money. I’ll never know enough to get ahead.” or, “I’ve made too many mistakes, I’ll always be in debt,” or “If I just made more money, I’d be a lot happier.” These are very common beliefs that we share about money. Just the other day, I was having a conversation with a friend, and she said, “Shannah, I’m just tired. I’m in my 40s, and I haven’t saved enough money; I feel like a real failure,” so she inspired this episode because I think it’s time we talk about these money beliefs that hold us back. One of the things I love the most about hosting this show for the last nine years is getting to make some really great friends who also host equally amazing money podcasts and bringing them together to talk about money topics that I know are top of mind for you, like this episode. Jordan Grumet, aka Doc G., host of the Earn and Invest podcast, and Joe Saul-Sehy, host of The Stacking Benjamins Show, are joining me to shatter these common money beliefs so they can no longer hold you back from reaching your goals. Links Earn & Invest podcast The Stacking Benjamins Show Unf*ck Your Money course waitlist Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your credit score has power, and that three-digit number dramatically impacts your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap. Marsha Barnes from The Finance Bar will share her best tips to get your score in check in this reboot episode. What You'll Learn Why your credit score is a powerful piece of your financial future How to create a better financial brand for yourself Which credit scoring models do you need to care about What action steps you should take this year to raise your score How your score impacts your job and where you live Why Marsha is so passionate about financial literacy Links FICO The Finance Bar Credit Karma Credit Sesame Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

The day your tax refund hits your bank account, it’s a good day. You daydream about all the ways you can spend the money - should you treat yourself to a spa day or what about a trip to the Bahamas…and then you remember all the things you SHOULD do with your tax refund. In this Ask Shannah, I’m talking about ways to find balance with your tax refund and some tips on how to spend it inspired by a listener question from Liz. Links Mentioned Unfck Your Money Course Waitlist Policygenius Ethos Life Ladder Life Trust & Will Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're talking about a topic that's not just about numbers; it's about people, fairness, and understanding. That's right, we're talking about pay transparency. Ever wondered how this simple concept can make your work life better? Our guest, Hannah Williams, the creator of the viral sensation Salary Transparent Street, has been hitting the streets asking strangers to share what they do and how much they make. Her mission is to combat discriminatory tendencies in employment and close pay gaps that affect women, POC, workers with disabilities, and the LGTQ+ community. I’m a huge fan of Hannah’s, and I know you’ll be, too, after our conversation. We'll explore on this vault episode how pay transparency can help shrink the wage gap, create a happier workplace, and promote fairness. Plus, Hannah’s sharing juicy information on what to do if you find out you’re underpaid. Links Salary Transparent Street website - https://www.salarytransparentstreet.com/ Instagram - https://www.instagram.com/SALARYTRANSPARENTSTREET/ TikTok - https://www.tiktok.com/@salarytransparentstreet Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

You know, we all are like emotional monkeys that live in the moment regarding money. Have you ever found yourself in the habit of shopping on Amazon late at night only to realize that you don’t really need what you just bought? You are so not alone. The good news, according to Val Agostino, the CEO and co-founder of Monarch Money, the modern personal finance management platform and my favorite personal finance management platform, says this is all part of being a human. The trick to breaking these money patterns is to become aware of the fact that you are repeating patterns from some emotional spot. Awareness of these money patterns is the first step in changing money behaviors. The secret we discuss in this episode is to get emotionally attached to your goals. That is where the magic lives. Get this: if you can emotionally live in the things you really want, the chances of you achieving that money goal are very possible. Links Monarch - Get an extended 30-day free trial Val on LinkedIn Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.” Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this vault episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject. Links Carrie's website Carrie's product recommendations Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

How often have you told yourself, “Self, I should be giving money to more needy people. Yes, I really should.” Only to follow that up with, welp, another month went by, and I didn’t give anything. Now I feel bad about myself. Look, let me let you off the hook here. The idea of giving and that your life shouldn’t be selfish is pretty universal. I think we can all agree that we feel some sort of moral obligation to give our money and time to help others. But as our guest, Adam Nash, CEO and co-founder of Daffy, a new fintech platform focused on charitable giving, said in the opening, there are two problems that we all face - how do I build giving into my budget and who do I give the money to? This Paradox has an official term - the generosity gap - which says there is this big gap between people who want to give to charity, but life gets in the way, so you end up not giving. This episode is for you if you’ve put Give More to the Causes that are important to you in 2024 on your to-do list. Adam and I talk about how you can create regular charitable contributions with ease, how to connect to organizations you want to give to, and some clever ways charitable giving can help you at tax time. Links Daffy - https://daffy.org/ Stock Donation Calculator - https://www.daffy.org/stock-donations-calculator Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. Send me a picture of you sharing the episode with a friend at [email protected] by March 1st, and enter to win a $100 Amex gift card. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In recent weeks, this term, loud budgeting has made its way into the mainstream conversation. So, which camp are you in - shouting loudly about your money goals, or would you rather keep them to yourself? I think we need to talk about it. It’s Friday, and typically, I answer an Ask Shannah question, but this week, something came to my attention that I thought we should talk about instead. So many of you have sent in questions about budgeting, how to do it, how to make it work, and also some questions about how to manage the fears around budgeting - what if you go over budget and someone knows about it or judges you or shames you for how you spend your money. I’m glad you feel safe enough to share those thoughts with me. Money is emotional, and in everyday society, it doesn’t feel safe to talk about those emotions - maybe you don’t even correlate those feelings you have with the underlying cause - money. So that brings us to this idea of loud budgeting. It’s certainly a catchy phrase, but what does it mean, and will it work for you? Links The Science of Setting Goals article What Goal Setting Does to Your Brain article Publicly Announcing Goals Makes You Less Likely to Achieve Them article Loud Budgeting Article WSJ Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ah, love and money - since it’s the Month of Love, we need to talk about it. Love and money are complicated things that bring up so many different emotions and feelings that are very real. You know what I'm talking about if you’ve ever been in a relationship. And look, even if you don’t talk about money with your partner or keep separate bank accounts, those feelings are still simmering under the surface. That’s where my two friends, Heather and Doug Boneparth, come in. Yep, a couple who talks about money for a living. Doug is a CFP and founder of Bone Fide Wealth. You may recognize him from CNBC and countless articles in popular publications. Heather, his wife, is a “celebrity” in her own right as a writer and former corporate attorney who now runs business and legal affairs for their company. She and Doug have joined forces to create their popular newsletter, The Joint Account, and are working on a second book, navigating the power struggle over money in relationships. In this episode, we collectively roll up our sleeves to have a fun and insightful conversation about how to practically navigate these power struggles and dive deep into some of the most common issues couples have around money, like what to do if one partner wants to splurge on something and the other is admittedly against it. Been there and done that one. If you’re in a relationship or looking to get into one, this episode is just what the Love Dr. ordered. Links The Joint Account newsletter Be interviewed by Doug and Heather - [email protected] Bone Fide Wealth Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Occasionally, I love to bring you interviews from podcasts where I'm a guest. I was recently on the Catching Up to FI podcast talking all about money trauma. With Bill and Becky, Catching Up to FI's hosts, I dig deep into the subject of money trauma, exploring their impact on individuals, relationships and overall financial health. I offer practical strategies for identifying and healing from these traumas. I also emphasize the importance of understanding our relationship with money and suggest helpful practices like journaling to gain better insights and manage these relationships effectively. I hope you enjoy this special episode, and head over to Catching Up to FI's podcast to listen to more of their great interviews. Links Catching Up to FI's website + podcast Buy them a cup of coffee Payoff Study About Money Trauma in Americans CUtFI Episode with Manisha Thankor Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this enlightening solo episode, I invite you to explore the world of budgeting with joy. Contrary to the common perception, I want to show you that budgeting isn't restrictive but rather a liberating force that can help you realize your dreams and financial goals. As a seasoned expert in financial planning, I'm here to share my invaluable insights on reframing your mindset toward budgeting. By sharing personal anecdotes and my 'one, two, three' system, I aim to guide you on a journey to confront your money fears and adopt incremental changes leading to significant improvements in your financial health. If you're looking to shape your financial destiny and break free from fiscal fears, this episode is perfect for you. Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

How many times have you said the following, “I’m really going to focus on saving money this year,” only to find yourself doing quite the opposite? And then there are those sneaky costs in your spending, like countless subscriptions you might not even be using. As our guest, Anne Lester, a retirement expert, media commentator, top-rated speaker, and author of the new book Your Best Financial Life: Save Smart Now for the Future You Want, says most people feel like they don’t have enough money to do the things they want to do, so saving money isn’t a priority. It’s not your fault; you are wired to want nicer things. You are wired to spend money to make yourself feel better - back to my point that money is emotional. Have you ever heard of the hedonic treadmill? It’s the idea that getting nicer things and spending more money doesn’t equate to happiness in the long term. So, if spending more money doesn’t mean more happiness, why not focus on learning how to become a better saver to afford the things you want to do? In this episode, Anne shares: How to master saving money in 2024 Why you need to consider a subscription cleanse Ways to build good savings habits like not spending your entire raise How to use your money personality to help you become a better saver Links Your Best Financial Life book Anne's website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Topics covered: Financial Self-Control, Savings, Spending, Money Management, Hedonic Treadmill, Oversubscription, Subscription Habits, Financial Goals, Personal Values, Money Mistakes, Luxury Indulgences, Investment Journey, Compound Returns, Millennial, Gen Z, Financial Personality Types, IRA Setup, Money Trauma Management, Financial Tactics, Personal Wealth Challenges, Saving Money, Financial Habits Learn more about your ad choices. Visit megaphone.fm/adchoices

We throw around words like financial literacy, but what does it really mean? If you’re like me, you didn’t grow up learning about money in school and what your parents taught you; I guess you still had many questions when you got to the big, bad, real world. So you were left to figure out how to money on your own, stumbling through paying off debt, saving, and investing money. But is money really that complicated after all? Our guest, Vince Shorb, founder of the National Financial Educators Council, says that the biggest misconception about money is that it’s complicated. If we at least learn the basics, we’ll do pretty well. In this episode, Vince is sharing what it means to be financially literate (and don’t worry if you’re still learning about money, we all are) and why it’s so important that you teach your kids about money from an early age so we can all collectively change financial literacy for future generations. Links National Financial Educators Council Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Timestamps (00:10) Financial Literacy's Impact on Emotional Health (08:17) Teaching Kids About Money Importance (19:10) Parental Beliefs and Money Conversations (26:11) Unveiling the Basics of Financial Literacy (37:22) Vince and the Financial Education Council SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Ask Shannah, I’m answering a question from Laquita. “Shannah, your podcast has saved my life. I can’t tell you what a mess I was before. I felt all over the place and wasn’t motivated, even though I wanted to change things. I was recently talking to my girlfriends about money and how some people, you know who I’m talking about, I’m sure, say we have to follow rules. It just doesn’t feel right to me. I thought it might be interesting to have an episode about some money myths that we’re told are true but aren’t. Thanks again. I recommend your show to everyone…I’m even a bit aggressive about it." Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it mean to have a financial plan? Is it something that we all need? Ethan Ho, a CERTIFIED FINANCIAL PLANNER™ from Oahu, Hawaii, is here to share the ins and outs of having a financial plan. One of my favorite takeaways from Ethan is where he describes your finances to a plant. As you can see, Ethan and I share a very common belief about money. You need to give it some TLC occasionally and create a plan that works for you and the life you want to live. So how do you do that? Well, Ethan’s sharing the details behind a financial plan, how you can create one, and what to do when life throws you some curveballs and the planning doesn’t go as planned. We also talk about my love of Hawaii, and Ethan shares his favorite guilty pleasure meal if you find yourself in Ohau. Links Ethan on Instagram Ethan on LinkedIn Kala Capital Partners Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting engaged can be a stressful time and a very expensive time. When do you propose? Who proposes to whom? How much money should you really spend on an engagement ring? What if you’ve never really talked about money before? These are just a few questions that our guest Kat McCoy, a hopeless romantic and the owner of Best Kept Jewelry Concierge and Proposal Prep, is here to help you with. I share this story in the episode, but when I got engaged to my husband, Jeff, we mutually bought the engagement ring; I picked it up and then put it on the counter when I got home. Jeff said, “OK, what am I supposed to do with this thing.” I was like, I don’t know, I guess you are supposed to propose. We laugh about it now, but the dynamics of the engagement process, even though exciting, can be stressful and anxiety-filled. In this episode, Kat breaks down the narrative around who proposes to whom, whether your engagement ring is an investment and some important love and money questions to ask your future spouse…before you walk down the aisle. Links Proposal Prep Best Kept Jewelry Concierge Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Timestamps (00:00) Navigating the Engagement Process (06:54) Choosing and Budgeting for Engagement Rings (16:13) Engagement Rings and Proposal Dynamics (21:30) Sustainable and Meaningful Jewelry Options (26:55) Engagement Ring Shopping and Proposal Tips (30:41) Key Steps in Choosing a Jeweler SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you really save money? The average American has 5-7 accounts, and that can be a lot to remember; as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when saving money, the secret is to work with what you have and create some healthy savings habits. You know how important saving money is, but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest, Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits. Links One How to Close Your Traditional Bank Account article How Does One Compare to Other Banking Services Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What choice do you make when the numbers don’t make sense? Do you give up, or do you get to work? Our guest, Mignon Francois, is a self-made black female entrepreneur who beat all the ads and turned her last $5 - the only way she could feed her family- into a multi-million dollar cupcake empire. Mignon’s story is super empowering but an example of how you can take a skill you might take for granted, like making cupcakes, and change everything financially for you and future generations. In this episode, we talk about Mignon’s practical steps to turn your talent into financial freedom, what to do when you’re stuck in chronic money stress, how to find the courage to try something different, and tips to launch a profitable business with one of your talents. Her story and message are going to blow you away. Links Made From Scratch book The Cupcake Collection Mignon on Instagram 1:1 Emotions-Focused Money Coaching with Shannah. You can sign up for the waitlist at https://etmpod.link/moneycoaching to grab an open spot. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, “I’m doing all the “right” things with my money, but I’m still not achieving my goals. What’s going on?” This kind of thinking is very common, and I hear it repeatedly with my money-coaching clients. The truth is we all have some emotional baggage with money. Why? Well, because you are in a relationship with money, for better or worse, that causes some gunk to get built up that needs to be released so you can create healthy money habits and beliefs. Dr. Bradley Nelson, one of the world’s foremost experts on natural methods of achieving wellness and author of the best-selling book The Emotion Code, is joining us in this episode to talk about releasing trapped emotions so you can bring in abundance and money success. This topic might seem out there for you, but hang with me. I guarantee you are going to learn something about yourself in this episode. We talk about what causes emotional money baggage, some practical ways to lower money stress, and how you rewire all those negative money beliefs that keep you stuck. I invite you to check out my 10 Mindful Money Questions to Ask Yourself freebie at https://etmpod.link/10moneyq. Also, if you’re looking for 1:1 Money Coaching with me personally, you can sign up for more information at https://etmpod.link/moneycoaching. Links The Emotion Code book The Body Code book SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah, I'm sharing how to plan financially as a couple with a large age gap. Money as a couple is stressful enough, but there are a few things to consider when you have a large age gap. I'm sharing a bit from my relationship and other couples I've worked with. Links 1:1 Money Coaching with Shannah Wild Business Growth podcast episode The Money Nerds podcast SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Is real estate investing a goal you have for 2024, but you don’t know where to start? You’re in luck because our guest, Liz Faircloth, will blow your mind with some of the best and most practical real estate investing advice you need this year. Liz co-founded The Real Estate InvestHER® community, a platform to empower women to live a financially free and balanced life on their own terms, and co-founded the DeRosa Group with her husband, Matt. She is also the co-host of the “The Real Estate InvestHER Show" and co-author of the Amazon Bestseller, “The Only Woman in the Room - Knowledge and Inspiration from 20 Successful Real Estate Women Investors!” You can say she knows a little something about real estate investing. In this episode, Liz shares the biggest mistake you can make when investing in real estate, the best question to ask yourself to decide if real estate investing makes sense for you, and women's advantages when investing in real estate. I even share a real estate investing dream I hope to bring to life soon. Links InvestHER Show The Only Woman in the Room book The Real Estate InvestHER website Spend with Intention workshop with Shannah Takeaways Real estate investing offers opportunities to transform lives and create homes for people. Common mistakes in real estate investing include not knowing the market and seeking advice from the wrong people. Women have advantages as real estate investors, including a win-win mindset and a focus on long-term goals. Passive investing and joining a community can provide opportunities for those interested in real estate investing. Realistic expectations and thorough analysis are crucial when investing in real estate. Trends in real estate investing include a focus on community and experiences. Chapters 00:00 Introduction and Challenges in Real Estate Investing 01:04 Transforming Lives Through Real Estate 04:31 Common Mistakes in Real Estate Investing 07:33 Questions to Ask When Investing in Real Estate 09:26 Passive Investing in Real Estate 12:34 The History of Women in Real Estate Investing 18:15 Advantages of Women as Real Estate Investors 21:18 Realistic Expectations and Case Study 29:21 Trends in Real Estate Investing 33:02 Taking Action and Joining a Community SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Spend with Intention workshop with Shannah https://etmpod.link/spendwithintention Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know there are three ways you spend money based on your identity? You either spend money to escape, belong, or embrace your identity. Before you go second guessing how you spend your money, our guest, Ellyse Fulmore, author of the new book, Keep Money Personal and a queer and neurodivergent financial educator, content creator, and the founder of Queerd Co., a financial literacy company, wants you to set down the shoulds and the shame around money and start embracing your identity. This powerful conversation about Ellyce’s money journey inspired her book. Ellyce came out as Queer and was diagnosed with ADHD, and this had a profound impact on how she uses her money to show up in the world. We talk about it all, including the impact of shame and societal expectations on your money, why understanding your money story can help you spend to embrace your identity, and how to create a money system that works for your brain. This is such an important conversation, and I hope you’re inspired to share it with your friends so we can start to change the narrative around money. Links Keeping Finance Personal book Ellyce's website Sign up for Shannah's exclusive workshop on February 7, 2024: Spend with Intention for 2024 Workshop with Shannah https://etmpod.link/spendwithintention Takeaways Shame and societal expectations often lead to negative thoughts and behaviors around money. Understanding our money story and reframing our mindset can help us overcome these challenges. Creating a personalized money system that aligns with our unique needs and preferences is crucial for financial success. Money is deeply intertwined with our identity, and it is important to spend in a way that embraces and supports who we truly are. Financial education should be more inclusive, diverse, and accessible, with a focus on individual experiences and needs. Overcoming shame and shoulds requires open conversations about money, transparency, and a supportive community. Chapters 00:00 Introduction 00:38 Shame and the Shoulds 06:16 Creating a Personal Money System 15:36 Money and Identity 25:34 Money and Neurodivergence 35:43 Overcoming Shame and Shoulds SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I’m covering how to start a Roth IRA and how to know if you need life insurance. I’m so excited about all the Ask Shannah questions that I’m going to cover this year. I was so overwhelmed by all the questions you sent last year that I didn’t even make it through half of them. So thank you, and keep sending them in. There’s a link in the show notes to submit an Ask Shannah episode and have it featured on the podcast. In this episode, I cover: How to start a Roth IRA What is a Robo Advisor Roth IRA contribution limits DIY vs. Do it for me Roth options Life insurance term options How to figure out how much life insurance you need Is life insurance right for everyone *All information in this episode is for educational purposes and does not constitute financial, legal, or tax information. Please consult with your advisors for specific information relevant to you. Links NerdWallet Best Robo-Advisors article Investopedia: What is a Robo-Advisor article Submit your Ask Shannah question SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. It does not reflect who you are or your skills with money. Life happens. You go to school and take on debt. You had a leak in your roof and needed to put the repairs on your credit cards. You went shopping to feel better about yourself. It’s not a crime. Leslie Tayne, a leading New York financial attorney and Founder and Managing Director of Tayne Law Group, says that debt is never a death sentence, contrary to what some will have you believe. This is your masterclass in debt, and this conversation will load you with useful tips and leave you feeling much better about debt in general. In this episode, you will walk away with everything you need to reframe, pay off, and create healthy habits around debt. Leslie and I talk about: What your rights are re: debt collectors (what they can/can’t do) What debt negotiation and settlement options exist (and how it all works) How certain life changes affect debt (loved ones passing, divorce) How to pay off your debt Links Tayne Law Group Leslie on Instagram SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Without thinking, tell me your first thought that comes to mind about money. My guess is your thought isn’t super positive. And that’s not your fault. Your brain is always driving what you’re feeling and how you’re acting, and is where all the programming you get from society and your family is stored - especially when it comes to money. This all goes into your brain, and then your brain comes up with its own idea about money. So, you must learn how to rewire your thoughts about money. The reason you don’t change isn’t because you don’t want to. Instead, your wiring about money and your thoughts about money are keeping you stuck. I want you to meet Kara Loewentheil. You might know her as the host of the top-rated podcast Unf*ck Your Brain. She’s also a J.D., a Master Certified Coach, the creator of The Clutch, and the author of a soon-to-be-released book, Take Back Your Brain. In this episode, we talk practically about how to rewire your money mindset and how to think better thoughts when it comes to your money (like getting rid of needing to hide the stuff you buy) with something Kara calls the thought ladder and something I know you’ll love, how to get out of the scarcity mindset, and so much more. This episode is a great way to kick off the new year! Links Take Back Your Brain book Unf*ck Your Brain podcast SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Ask Shannah episode, I'm answering a question from Diana, who wants to know if it's really possible to create a profitable podcast as a side hustle. I share my story of creating this podcast and some lessons I've learned over the last nine years since I started this show. Links The Podcast class - sign up for my special group coaching program to create, launch, and profit from your podcast. I've got 5 spots open for our January cohort. Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me be real honest with you. There’s only so much you can cut from your spending to change your money situation. So, instead of hyper-focusing on cutting more, I want you to shift your thinking to what could bring in more cash flow. That’s a much healthier way of looking at your money and can change your money situation quickly. Our guest, Whitney Hansen, host of the Money Nerds podcast, knows something about bringing in more cash flow. She has tried and tested many side hustles to find the most profitable and worthy of your time. In this episode, we talk about her most profitable side hustles, and I’m talking ways to bring in $500 - a couple of thousands of dollars a month, why she thinks starting an Airbnb side hustle might not be wise this year, and how to turn your skills and talents into extra cash quickly. Let this be the year you unstick yourself - the year where you create cash flow and move it towards your goals. The year of making money work instead of lamenting that there isn’t enough. Hopefully, Whitney will give you enough of a gentle nudge in this conversation to get the confidence to start. Let’s start talkin’. Links Money Nerds podcast Whitney's website Liz Loves Lemonade TikTok SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm not a big fan of money goals. Instead, I like to think about setting money intentions. A money intention is a feeling or a why behind your goal. This feeling or why becomes a strong motivating factor to take all the steps necessary to achieve your goal. Intentions are also focused on your thoughts around money. If you have debt and are always thinking you suck at money, well, your brain isn't super motivated to get rid of that debt. In this annual New Year's episode, I'm sharing how to set your money intentions for 2024, how to deal with those negative nagging thoughts, and exercises to help you release your money mistakes from 2023. Links 10 Mindful Money Questions to Ask Yourself freebie How to Train Your Brain to Achieve Goals article SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 12 of 12 Days of Holiday episodes: In this summer money episode, we talk about the importance of building good money habits with Eric Roberge, CFP and founder of Beyond Your Hammock. Eric emphasizes that creating these habits takes effort and consistency, but it's okay to face money challenges along the way. The key is to push through and strive for financial ease. The best way to start is by identifying your most important financial goal and enjoying the journey while celebrating progress. LINKS Beyond Your Hammock SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 11 of 12 Days of Holiday episodes: Did you know that over 5.5 million people in the U.S. are living on a tipped income? You know, servers, bartenders, ushers, nail salon workers, valets, and even strippers who all rely on tips to survive financially. But did you also know that tipped workers happen to be some of the most economically disadvantaged? If you’re a tipped worker, our guest, Barbara Sloan, author of the new book Tipped: The Life-Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals, believes that hope isn’t lost; you’ve just got to understand the hurdles to build wealth so you can overcome them. LINKS Tipped book Tipped Finance website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 10 of 12 Days of Holiday episodes: In this episode, we’re talking about a real estate strategy that’s helping investors combat higher interest rates with consistent cash flow, called medium-term rentals with Sarah Weaver. Sarah runs three businesses that serve both real estate investors and real estate agents and is the author of 30-Day Stay: The Investor’s Guide to Mastering the Medium-Term Rental. According to Sarah, medium-term rentals are like having your cake and eating it, too, when it comes to real estate investing. Sarah owns 19 units in four states. This includes nine furnished rentals—all of which she self-manages from afar. Want to learn how she does it? Let’s start talkin’. LINKS Anyone can book a one-on-one consultation with Sarah here or join her Mentorship Program. Purchase her book here. Use SARAH for 10% off. Check out Arya Design Services, click here to learn more. Sarah also offers an array of services to help investors analyze, furnish, and launch their next furnished rental. SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 9 of 12 Days of Holiday episodes: Money trauma is real, and you most likely have experienced a version of it in your life. Ever spend too much on something because it makes you feel better? Ever feel stuck in the same money patterns as your parents? Ever hold on to money tightly out of fear of spending it or just losing it? These are all examples of money trauma that our guest, Christina Foxwell, author of the new book Glass Angel, says we all go through. So, how can you deal with money trauma and not let it get in the way of all the things you want to do in life? It’s tricky, but it can be done. In this episode, Christina will walk you through exercises to let go of money trauma, she’ll explain how to find your triggers that lead to spending money when you don’t want to, and through her story, you’ll learn how to face your money story head-on to find healing and how to avoid feeling like your life is what she calls a shit magnet. LINKS The Glass Angel Book Christina's webs SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 8 of 12 Days of Holiday episodes: What would it look like to negotiate any situation fearlessly? Our guest, Mori Taheripour, is a globally recognized negotiation expert and an award-winning faculty member at the Wharton School who has written this masterclass of a book, Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly. We’re going to do a deep dive into how you can negotiate any situation fearlessly, her four principles of negotiation to follow, and why she says you need to get some aspirational goals and stop playing safe. If you've ever wanted to feel confident negotiating, this episode is for you. LINKS Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly book Mori's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices