Ensombl Advice Australia

<p>This week, Andrew is joined by Kris Tatt, Partner and GM of Investment Services and SMSF at Strategem. They discuss Strategem's community involvement, flexible work policies, employee development programs, and tech stack as part of its strategy to attract and retain talent and drive future growth.</p> <p>Kris Tatt LinkedIn: https://www.linkedin.com/in/kristopher-tatt-b018b286/<br /> Strategem Website: https://strategem.com.au/<br /> Principals Community: https://principalscommunity.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241022</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Kohl Gianoli, Director of Insource Automation and Founder of Scrybd. They discuss the origin and development of Scrybd, an AI powered document generation tool, as well as the automation consulting services provided by Insource Automation, which empowers small businesses to utilise low-code/no-code tools like Power Automate and Power Apps.</p> <p>Kohl Gianoli LinkedIn: https://www.linkedin.com/in/kohl-gianoli/<br /> Scrybd Website: https://www.scrybd.io/<br /> Insource Automation Website: https://www.insourceautomation.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241018</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Karen is the CEO and Founder of Women Talking Finance and a Certified Money Coach. She and James discuss the benefits of money coaching, and how financial advisors can integrate it into their practice to better understand and support clients' emotional and psychological relationship with money.</p> <p>Karen Eley LinkedIn: https://www.linkedin.com/in/karen-eley-womentalkingfinance/<br /> Women Talking Finance Website: https://www.womentalkingfinance.com.au/</p> <p>Courses<br /> The Money Coaching Institute: https://moneycoachinginstitute.com/<br /> Dr. Brad Klontz: https://www.bradklontz.com/</p> <p>Books<br /> Wired for Wealth: https://www.amazon.com.au/Wired-Wealth-Mindsets-Trapped-Potential/dp/0757307949<br /> Facilitating Financial Health: https://www.amazon.com.au/Facilitating-Financial-Health-Brad-Klontz/dp/1941627870/<br /> Energy Of Money: https://www.amazon.com.au/Energy-Money-Maria-Nemeth/dp/0345434978/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241017</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>The well-documented 'behavioural gap' refers to the gap between client returns and fund returns, often due to behavioural biases and emotional reactions to market volatility. In this episode, host James Whelan is joined by Chris Hestelow from Contrarian investors Allan Gray, and Bianca Rose from Morningstar, to discuss how this gap widens during times of elevated market volatility. Against the backdrop of the Mind the Gap Report, our panel explores the importance of long-term focus, and how to position client communication to help mitigate the behavioural biases that can lead to poor investor decision-making.</p> <p>Bianca Rose LinkedIn: https://www.linkedin.com/in/bianca-rose/<br /> Chris Hestelow LinkedIn: https://www.linkedin.com/in/chris-hestelow-cfa-97264812a/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20241014</p> <p>To learn how Allan Gray can make a real difference to your portfolio speak to our team today or visit https://ensombl.com/go/2-20241014</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat speaks with Lucy Winship, Head of Strategic Ventures at Wealth Maximiser. They take a look at Wealth Maximiser, a digital financial advice platform that combines technology and individual wealth coaching to make personalised, actionable financial planning accessible and affordable for customers who find traditional financial advice overwhelming.</p> <p>Lucy Winship LinkedIn: https://www.linkedin.com/in/lucy-winship-3335027b/<br /> Wealth Maximiser Website: https://www.wealthmaximiser.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241011</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Shannon is a Financial Adviser at Fox & Hare Financial Advice. He and James discuss his recent move to Fox and Hare, which focuses on younger, high-earning clients, and his previous experience in delivering digitised advice at scale.</p> <p>Shannon Freney LinkedIn: https://www.linkedin.com/in/shannon-freney/<br /> Fox & Hare Website: https://foxandhare.com.au/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241010</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this first episode, James is joined by Sam Ruiz, Portfolio Specialist at T. Rowe Price. They discuss the significant influence of artificial intelligence on the stock market, including the concentration and valuation of AI-focused companies, the role of tech giants in AI adoption, and the potential for broader market participation as other sectors and smaller firms leverage AI to drive growth and efficiency.</p> <p>Sam Ruiz LinkedIn: https://www.linkedin.com/in/sam-ruiz-1810bb34/</p> <p>To learn more about Global Equity investing, contact your T. Rowe Price Relationship Manager or visit https://ensombl.com/go/20241009</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, James talks with Iona Dent, Associate Portfolio Manager at T. Rowe Price. They discuss the impact of AI on the stock market, including the concentration and valuation of AI-focused companies, the role of hyperscalers in AI adoption, and the potential for the market to broaden beyond the "MAG 7" as other sectors and smaller companies leverage AI to drive growth and efficiency.</p> <p>Iona Dent LinkedIn: https://www.linkedin.com/in/iona-dent-8b596514/</p> <p>To learn more about Global Equity investing, contact your T. Rowe Price Relationship Manager or visit https://ensombl.com/go/20241009</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Angus is the Managing Director at ACru Wealth Financial Advisory. He and Andrew discuss his transition from accounting to financial planning, the founding and growth of ACru Wealth, his approach to client engagement and team management, and his vision for the future of the business.</p> <p>Angus Cooper LinkedIn: https://www.linkedin.com/in/angus-cooper-0958571a/<br /> ACru Wealth Website: https://www.acruwealth.com.au/<br /> Gordon Cooper - "Capital Gains Tax": https://resources.taxinstitute.com.au/go/convention-papers/capital-gains-tax<br /> Your Next Five Moves: https://www.yournextfivemoves.com/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241008</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Clare Murphy, Director at Advant Group. They discuss how Advant, a marketing services firm, can help advisors, accountants, and mortgage brokers with content marketing, leveraging technology and AI to improve client engagement and communication.</p> <p>Clare Murphy LinkedIn: https://www.linkedin.com/in/clareemurphy/<br /> Advant Group Website: https://advant.com.au/<br /> Wealth Investors: https://wealthinvestors.com.au/Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241004</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Paul is an Adviser and Practice Manager at Wealth 21. They discuss his 25-year journey in running his advice business, the evolution of the profession, staffing and growth challenges, use of technology, client relationships, and his plans for a gradual transition and legacy.</p> <p>Paul Brown LinkedIn: https://www.linkedin.com/in/paulbrowncfp/<br /> Wealth 21 Website: https://wealth21.com.au/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241003</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Andrew is joined by Brenton Miegel, Director and Financial Planner at Goldsborough Financial Services. They cover his journey through the financial planning industry, the evolution of Goldsborough's culture and client-centric approach, and their plans for future growth through potential mergers and acquisitions.</p> <p>Brenton Miegel LinkedIn: https://www.linkedin.com/in/brentonmiegelcfp/<br /> Goldsborough Financial Services Website: https://goldsborough.com.au/advisers/brenton-miegel/<br /> Peleton Partners: https://www.pelotonpartners.com.au/<br /> IOOF Alliances: https://www.ioof.com.au/en/ioof-alliances<br /> Mitcham City Brass: https://mitchamcitybrass.org/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241001</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Alternative investments are set to take off, as overpriced and over-concentrated equity markets force investors to seek new avenues to de-risk and seek value. In this episode, host James Whelan is joined by Sinead Rafferty from Fidante and Morningstar's Vesna Peroska to look under the hood of a sector including Private markets, hedge funds, infrastructure, and property. Alternatives can play a range of important roles in a portfolio, including return diversifiers, uncorrelated assets, and tail hedges, and the panel explores how a wave of product development is making alternatives available to a broader range of investors than ever before.</p> <p>Vesna Peroska LinkedIn: https://www.linkedin.com/in/vesnaperoska/<br /> Sinead Rafferty LinkedIn: https://www.linkedin.com/in/sinead-rafferty-cfa-366ba961/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20240930/</p> <p>This market highlight is proudly brought to by Fidante: https://ensombl.com/go/2-20240930/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Eloise Somerford and Julia Vojkovic from 3Lines. They discuss the features of 3Lines 2.0, which aims to streamline compliance management for financial services licensees by offering a comprehensive, AI-enhanced solution that addresses common pain points and enables licensees to focus more on serving their clients.</p> <p>3Lines Website: https://www.3lines.com.au/<br /> Eloise Somerford LinkedIn: https://www.linkedin.com/in/eloise-somerford-467aab47/<br /> Julia Vojkovic LinkedIn: https://www.linkedin.com/in/julia-vojkovic-708563114/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240927</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p> <p> </p>

<p>Daniel is a Financial Adviser and Partner at Strategic Wealth. He and James discuss his progression from paraplanning to partner, the firm's focus on retirees and expats, and the importance of industry engagement and personal development for advisors.</p> <p>Daniel Wilson LinkedIn: https://www.linkedin.com/in/daniel-wilson-936a4491/<br /> Strategic Wealth Website: https://strategicwealth.melbourne/</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240926</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Peita and Adele wrap up Day Four and discuss their learnings from the day, including insights on behavioral finance, marketing, sales processes, AI tools, human-first advice, balancing business growth with personal well-being, and their thoughts on the 2024 Future Proof Festival as a whole.</p> <p>Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/<br /> Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/<br /> Future Proof YouTube: https://www.youtube.com/@FutureProof_HQ</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Join Peita, Adele and Dean at the Future Proof Festival as they discuss the wide range of insights and takeaways from Day Three, including the differences between the Australian and US financial advice industries, the importance of technology and data management, behavioral finance tools, client engagement strategies, and the shift towards a more coaching-oriented approach in financial planning.</p> <p>Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/<br /> Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/<br /> Dean Holmes LinkedIn: https://www.linkedin.com/in/dean-holmes-financial-adviser-coach-the-wealth-network/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Peita and Adele recap their Day Two experience at the Future Proof Festival, including innovative event formats, practice management strategies, the importance of adapting to demographic and industry trends, and leveraging technology to enhance client relationships and communication.</p> <p>Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/<br /> Adele Martin LinkedIn: <a href= "https://www.linkedin.com/in/adelemartin/">https://www.linkedin.com/in/adelemartin/</a><br /> Michael Kitces Presentation: https://www.kitces.com/future-proof-presentation-handout-materials-supporting-information-2/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Straight from the Future Proof Festival in California, Peita and Adele discuss the key highlights and insights from first day, including donor-advised funds, AI's impact on wealth management, the future of the industry, and innovative fintech solutions for client engagement and personalisation.</p> <p>Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/<br /> Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this week's episode, Pat talks to Josh Ratnarajah, Co-Founder at Paradino. They discuss Paradino's vision to connect the back office and automate the advice process using AI, including their current file note automation functionality, upcoming features, and the potential for AI to enhance client relationships and reduce the cost of advice.</p> <p>Josh Ratnarajah LinkedIn: https://www.linkedin.com/in/joshratnarajah/<br /> Paradino Website: https://www.app.paradino.ai/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240920</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, James talks with Josh Pennell. He and James discuss his work at Prosper Advisory, including the firm's accounting and financial planning services, his approach to networking and client acquisition, his expertise in providing financial advice during divorce and separation, and his experience of writing and publishing a book.</p> <p>Josh Pennell LinkedIn: https://www.linkedin.com/in/thefamilyfinanceguy/<br /> Prosper Advisory Website: https://www.prosperadvisory.com.au/<br /> What Parents Want Book: https://www.amazon.com/What-Parents-Want-financial-happiness/dp/1781337012</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240919</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this first episode, Peita talks with John O'Mahony and Deen Sanders from Deloitte Access Economics. They discuss the key findings and implications of the "Advice 2023: The Big Shift" report, which identifies seven mega trends that will significantly impact the financial advice industry and presents choices for advisors to embrace these changes and capitalise on the $2.1 billion advice opportunity.</p> <p>John O'Mahony LinkedIn: https://www.linkedin.com/in/john-o-mahony-860a2632/<br /> Deen Sanders LinkedIn: https://www.linkedin.com/in/prof-deen-sanders-oam-21b61220/<br /> Advice 2030: The Big Shift: https://www.deloitte.com/au/en/Industries/investment-management/perspectives/advice-2030-the-big-shift.html<br /> Deloitte Website: https://www.deloitte.com/<br /> Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed</p> <p>Discover how to boost efficiency and create capacity in your business at https://ensombl.com/go/20240918/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Peita is joined by Tim Lea, Head of Operations at Pivot Wealth. They explore how Pivot Wealth has leveraged technology, particularly Xplan, to streamline their operations and deliver efficient advice, and the importance of focusing on client and team journeys first before selecting technology solutions.</p> <p>Tim Lea LinkedIn: https://www.linkedin.com/in/timothyblea/<br /> Pivot Wealth Website: https://pivotwealth.com.au/<br /> Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed</p> <p>Discover how to boost efficiency and create capacity in your business at https://ensombl.com/go/20240918/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Peita talks with Kerry Ong, General Manager - Customer at Iress. They discuss the importance of listening to advisor feedback, improving data management and integration, and leveraging technology to drive efficiency and scalability.</p> <p>Kerry Ong LinkedIn: https://www.linkedin.com/in/kerryong/<br /> Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed</p> <p>Discover how to boost efficiency and create capacity in your business at https://ensombl.com/go/20240918/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this final instalment, Peita is joined by Kelli Willmer, Executive General Manager - Wealth at Iress. They discuss how Iress is collaborating with the industry to navigate significant shifts and disruptors, leveraging data and AI to enhance advisor efficiency and client experiences, while encouraging advisors to engage in strategic planning and provide feedback to shape the future of advice.</p> <p>Kelli Willmer LinkedIn: https://www.linkedin.com/in/kelli-willmer/<br /> Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed</p> <p>Discover how to boost efficiency and create capacity in your business at https://ensombl.com/go/20240918/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat speaks with George Haramis, Co-Founder and CEO of moneyGPS. They discuss the digital advice platform, its origins, features, benefits for financial advisors and clients, future development plans and expanding its reach both domestically and internationally.</p> <p>George Haramis LinkedIn: https://www.linkedin.com/in/georgeharamis/<br /> moneyGPS Website: https://moneygps.com.au/<br /> For more information on moneyGPS, call 1300 24 24 42<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240913</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Carlie is a Financial Adviser at MBS Insurance. She and James discuss her experience in the insurance industry, her role at MBS Insurance, the company's processes for engaging with clients and managing renewals, as well as the challenges and strategies involved in providing insurance-only advice.</p> <p>Carlie Thatcher LinkedIn: https://www.linkedin.com/in/carlie-thatcher-4b5515115/<br /> MBS Insurance Website: https://mbsinsurance.com.au/</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240912</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this first episode, Tanya is joined by Libby Newman, Senior Investment Specialist - Strategy and Research at Vanguard Australia. They explore the key insights from Vanguard's research on how Australians are preparing for and experiencing retirement, including the importance of home ownership, and the role of advisors in addressing concerns around longevity, health, and intergenerational wealth transfer.</p> <p>Libby Newman LinkedIn: https://www.linkedin.com/in/libbysnewman/<br /> Tanya Carlson LinkedIn: https://www.linkedin.com/in/tanya-carlson-5b42631a/</p> <p>Download our 2024 How Australia Retires report here: https://ensombl.com/go/20240911</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Tanya speaks with Suzanne Haddan, Managing Director and Representative at BFG Financial Services. They continue the conversation on retirement planning in Australia, including the impact of the cost of living crisis, home ownership trends, balancing family support with personal financial needs, the importance of early engagement with clients, and the barriers to seeking financial advice.</p> <p>BFG Financial Services Website: https://www.bfg.au/<br /> Tanya Carlson LinkedIn: https://www.linkedin.com/in/tanya-carlson-5b42631a/</p> <p>Download our 2024 How Australia Retires report here: https://ensombl.com/go/20240911</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Brett is the Managing Director at Bell Partners Wealth Creation and Financial Advisory. He and Andrew discuss his journey in building the Bell Partners financial services group, including its expansion into regional areas, innovative use of technology, focus on culture and team development, and commitment to giving back to the community.</p> <p>Brett Taggart LinkedIn: https://www.linkedin.com/in/brett-taggart-41882211/<br /> Bell Partners Website: https://www.bellpartners.com/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20240910</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, host James Whelan is joined by Vanguard Investment Strategist Libby Newman and Morningstar Chief investment Officer Matt Wacher, to compare and contrast active and index investment styles. Looking beyond the typical one versus the other narrative, our trio explore the dynamics of each style, and the economic and market cycles in which each style can shine. Taking a trip through time and around the world, our experts demonstrate how the two styles can complement each other to deliver superior client portfolio outcomes.</p> <p>Matt Wacher LinkedIn: https://www.linkedin.com/in/mattwacher/<br /> Libby Newman LinkedIn: https://www.linkedin.com/in/libbysnewman/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20240909/</p> <p>To learn more about combining the power of passive and the advantage of active, download Vanguard's guide to core-satellite portfolio construction here: https://ensombl.com/go/2-20240909/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat talks with Daniel Edridge, Head of Sales and Partnerships at Annature. They discuss how Annature works as an Australian eSigning and identity verification solution, as well as their customer-focused approach, transparent pricing model, seamless integrations, and commitment to cyber security.</p> <p>Daniel Edridge LinkedIn: https://www.linkedin.com/in/daniel-edridge/<br /> Annature Website: https://www.annature.com.au/<br /> MyBudget transition to Annature: https://finance.yahoo.com/news/mybudget-announces-transition-annature-more-000000383.html<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240906</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Tim is a Partner at TownsendCobain Private Wealth Partners. They discuss how his practice has recently grown and evolved, their growth strategy, client service model, use of technology and AI, investment approach, and the lessons Tim's learned over 11 years of running the practice.</p> <p>Tim Townsend LinkedIn: https://www.linkedin.com/in/tim-townsend-3114103b/<br /> TownsendCobain Website: https://www.townsendcobain.com.au/</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240905</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Peita is joined by Clint Nice, Senior Financial Planner at Profacc Public Accountants. They discuss how he developed a comprehensive investment philosophy using ChatGPT, the importance of having a well-defined philosophy for client communication and onboarding new advisors, and the value of leveraging AI tools to create educational materials and refine your investment approach.</p> <p>Clint Nice LinkedIn: https://www.linkedin.com/in/clint-nice-07828459/<br /> Profacc Website: https://profacc.com.au/<br /> Schroders Investment Education Space: https://app.ensombl.com/spaces/10186046/feed</p> <p>Discover what partnering with Schroders Australia, and being seriously invested, can do for you and your clients, visit https://ensombl.com/go/20240904</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this installment, Peita talks with Michael Bova, Founder and Managing Director at Family Wealth Advisory. They discuss how he implemented an investment philosophy and managed account solution for his wealth management practice over an 18-month period, involving his team, clients, and external investment professionals.</p> <p>Michael Bova LinkedIn: https://www.linkedin.com/in/michael-bova-1ba2724/<br /> Family Wealth Advisory Website: https://www.familywealthadvisory.com.au/<br /> Schroders Investment Education Space: https://app.ensombl.com/spaces/10186046/feed</p> <p>Discover what partnering with Schroders Australia, and being seriously invested, can do for you and your clients, visit https://ensombl.com/go/20240904</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this final episode, Peita speaks with Leong Tang, Partner and Financial Adviser at Callaghans Accountants. They explore the practical benefits and challenges of developing and implementing a well-structured investment philosophy for your practice, including its impact on advisors, support staff, client relationships, and external stakeholders.</p> <p>Leong Tang LinkedIn: https://www.linkedin.com/in/chih-leong-tang-b393296a/<br /> Callaghans Website: https://www.callaghans.com.au/<br /> Schroders Investment Education Space: https://app.ensombl.com/spaces/10186046/feed</p> <p>Discover what partnering with Schroders Australia, and being seriously invested, can do for you and your clients, visit https://ensombl.com/go/20240904</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode of the Engine Room, Andrew is joined by Matt Brown and Neil Younger from Entireti. They revisit four recent episodes and discuss the key elements that impressed them the most.</p> <p>Matt Brown LinkedIn: https://au.linkedin.com/in/matt-brown-84177b63<br /> Neil Younger LinkedIn: https://au.linkedin.com/in/neilyounger<br /> Entireti Website: https://entireti.com.au/<br /> Austbrokers Life Website: https://www.austbrokerslife.com.au/<br /> Nestworth Website: https://nestworth.com.au/<br /> Avondale Wealth Website: https://www.avondalewealth.com.au/<br /> Bob Reus & Co Website: https://reus.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20240903</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Vincent Holland, Co-Founder at Plutosoft. He gives an update on Plutosoft and how it's grown, their focus on onboarding and change management, robust cyber security measures, new functionality, and client success stories.</p> <p>Vincent Holland LinkedIn: https://www.linkedin.com/in/vincent-holland-6b50ab62/<br /> Plutosoft Website: https://www.plutosoft.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240830</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Andrew is the Founder at CoreData Group. He and James discuss CoreData's research on the advice industry, the challenges and opportunities for superannuation funds, international best practices, demographic shifts impacting retirement planning, consumer sentiment, and the future outlook for financial advice in Australia.</p> <p>Andrew Inwood LinkedIn: https://www.linkedin.com/in/andrew-inwood-0207178/<br /> CoreData Website: https://www.coredata.com.au/</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240829</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Andrew talks with David Gibson, Senior Financial Adviser at Priority Advisory Group. They explore David's career journey from banking to financial planning, the growth and evolution of his firm, its approach to business succession and ownership structure, and the challenges and opportunities currently facing the financial planning industry.</p> <p>David Gibson LinkedIn: https://www.linkedin.com/in/david-gibson-5a99a618/<br /> Priority Advisory Group Website: https://www.priorityag.com.au/<br /> Captegra Website: https://www.captegra.com/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20240827</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Described by some as a trillion-dollar solution without a trillion-dollar problem to solve, Artificial Intelligence is undoubtedly at the centre of the whirlwind that has powered tech stocks to unprecedented- and some would say unsustainable – highs. Are there parallels with the dawn of the internet age? Can you afford to miss out? In this episode, Trent Masters, portfolio manager at Alphinity Investment Management, joins Morningstar's Bianca Rose and host James Whelan to discuss the investment opportunities and risks presented by AI.</p> <p>Bianca Rose LinkedIn: https://www.linkedin.com/in/bianca-rose/<br /> Trent Masters LinkedIn: https://www.linkedin.com/in/trentmasters/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20240826</p> <p>For more information on Alphinity Investment Management visit our website https://ensombl.com/go/2-20240826</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this week's episode, Pat is joined by Hans Egger, Managing Director and Co-Founder of AstuteWheel. He gives an update on AstuteWheel, how it can be used to enhance client engagement and streamline processes, and the continued improvements and updates they're consistently making.</p> <p>AstuteWheel Website: https://www.astutewheel.com.au/<br /> Hans Egger LinkedIn: https://www.linkedin.com/in/hans-egger-884a264/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240823</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Jayde is Director & Financial Adviser at Bloom Financial Planning. She and James discuss her journey of transitioning from working at a large advice firm to starting her own financial planning business, the challenges and support she has encountered, her approach to client engagement and content creation, and her plans for the future growth and development of her business.</p> <p>Jayde Jenkins LinkedIn: https://www.linkedin.com/in/jayde-jenkins-cfp%C2%AE-80aa66b2/<br /> Bloom Financial Planning Website: https://bloomfinancialplanning.com.au/ </p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240822</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this installment, Sacha talks with Brett Arnol, Co-Founder and General Manager at Viridian Financial Group, and David Pritchard, Executive Director CFS Wrap. They discuss the impact of technology on customer experience, including personalisation, efficiency, cybersecurity, and the need to design the advice experience properly while leveraging technology.</p> <p>Brett Arnol LinkedIn: https://www.linkedin.com/in/brett-arnol-6185678a/<br /> Viridian Financial Group Website: https://viridianfinancialgroup.com.au/<br /> David Pritchard LinkedIn: https://www.linkedin.com/in/davidjpritchard/</p> <p>Find out how CFS Edge can keep you at the frontier of advice here: https://ensombl.com/go/20240821</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Jackie Clark and Sue Viscovic discuss how to build a high-performance advice business. They explore the importance of valuing and measuring the operations function, automating and integrating processes, investing in people and culture, and streamlining business processes to increase profitability.</p> <p>Jackie Clark LinkedIn: https://www.linkedin.com/in/jackie-clark-7802345a/<br /> Sue Viskovic LinkedIn: https://www.linkedin.com/in/sueviskovic/<br /> Elixir Consulting Website: https://elixirconsulting.com.au/</p> <p>Find out how CFS Edge can keep you at the frontier of advice here: https://ensombl.com/go/20240821</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Sacha is joined by Peter Worn, Joint-Managing Director at Finura Group, and Jeroen Buwalda, Chief Operating Officer at Colonel First State. They discuss harnessing the power of AI, including improving efficiency, client communication, and knowledge management, while addressing concerns around data quality, cybersecurity, and ethical considerations.</p> <p>Peter Worn LinkedIn: https://www.linkedin.com/in/peterworn/<br /> Finura Group Website: https://finuragroup.com/<br /> Jeroen Buwalda LinkedIn: https://www.linkedin.com/in/jeroenbuwalda/</p> <p>Find out how CFS Edge can keep you at the frontier of advice here: https://ensombl.com/go/20240821</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this final episode, Sacha is joined by Peter Worn, Joint-Managing Director at Finura Group, and Drew Meredith, Director and Adviser at Wattle Partners. They discuss optimising your tech stack for growth, focusing on streamlining workflows, improving efficiency, and supporting advisors while navigating cultural and ethical considerations.</p> <p>Peter Worn LinkedIn: https://www.linkedin.com/in/peterworn/<br /> Finura Group Website: https://finuragroup.com/<br /> Drew Meredith LinkedIn: https://www.linkedin.com/in/drew-meredith-88aba620/<br /> Wattle Partners Website: https://www.wattlepartners.com.au/</p> <p>Find out how CFS Edge can keep you at the frontier of advice here: https://ensombl.com/go/20240821</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode of the Engine Room Unpacked, Andrew and Sue revisit three recent episodes and discuss the key elements that impressed them the most.</p> <p>Sue Viscovic LinkedIn: https://www.linkedin.com/in/sueviskovic/<br /> Elixir Consulting Website: https://elixirconsulting.com.au/<br /> Advice Operations Research Report (2024): https://vbp.ac-page.com/advice-operations-research-report-2024<br /> CDM Solutions: https://www.cdmsolutions.com.au/<br /> Engine Room Overhaul: https://elixirconsulting.com.au/engine_room_overhaul/<br /> Perera Crowther Financial Services Website: https://www.pereracrowther.com.au/<br /> Rekab Advice Website: https://rekabadvice.com.au/<br /> Collins SBA Website: https://www.collinssba.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20240820</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Shaun Green, Chief Executive Officer at Elemnta. They discuss Elemnta's mission to solve the problem of non-standard data and lack of integration in the wealth management industry, leveraging experience with technology to streamline processes and enable better collaboration between advisors and product manufacturers.</p> <p>Elemnta Website: https://elemnta.com/<br /> Shaun Green LinkedIn: https://www.linkedin.com/in/shaungreen1/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20240816</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Matt is the Director and Senior Financial Advisor at Cargill Financial. He and James discuss his experience building a financial planning practice within an accounting firm, managing a large client base, what technology he's using, and the future growth and challenges of his business.</p> <p>Matt Lancashire LinkedIn: https://www.linkedin.com/in/matthewlancashire/<br /> Cargill Financial Website: https://www.cargillfinancial.net.au/</p> <p>Fintalkr. To find out more, view our solutions showcase within the AdviceTech space on Ensombl: https://ensombl.com/go/20240815</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>