Ensombl Advice Australia

<p>This week, Pat is joined by Ensombl's own Clayton Daniel. They discuss how Ensombl's CPD platform aims to transform the inefficient and laborious CPD process by leveraging AI and automation to streamline content accreditation, compliance reporting, and professional development for advisers.</p> <p>Clayton Daniel LinkedIn: https://www.linkedin.com/in/claytondaniel1<br /> Ensombl CPD: https://ensombl.com/cpd/</p> <p>A world of opportunity awaits you at Netwealth: https://ensombl.com/go/20250228</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Lisa is a Financial Adviser at Roberts Financial Foundation. She and James discuss her efforts to establish an educational platform to serve the Indigenous community, and the challenges and opportunities she faces in building her business and making a difference.</p> <p>Lisa Voysey LinkedIn: https://www.linkedin.com/in/lisa-voysey-4b591b25/<br /> Roberts Financial Foundation Website: https://www.robertsfinancialfoundation.com.au/</p> <p>Visit Sharesight for more information on how they can support your practice: https://ensombl.com/go/20250227</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Matt Heine, CEO and Managing Director at Netwealth. They discuss Netwealth's use of AI and technology, including efficiency gains from tools like Copilot, digital engagement platforms, managed accounts, and the acquisition of Flux to engage the next generation of investors.</p> <p>Matt Heine LinkedIn: https://www.linkedin.com/in/mattheine/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of opportunity awaits you at Netwealth: https://ensombl.com/go/20250221</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Steven is a Director and Recruitment Specialist at Advance Recruitment Partners. He and James discuss the challenges and strategies in recruiting and retaining talent in the advice industry, the impact of COVID-19 on work culture, the evolving job market and salary trends, and the importance of employee value proposition and career development opportunities.</p> <p>Steven Reed LinkedIn: https://www.linkedin.com/in/steven-reed-29212579/<br /> Advance Recruitment Partners Website: https://advancerecruitmentpartners.com.au/</p> <p>Visit Sharesight for more information on how they can support your practice.: https://ensombl.com/go/20250220</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat talks with Dina Evans, Director at Filenote.ai. They discuss the key features and benefits of Filenote.ai, which uses AI to automatically generate file notes, client summary emails, letters of engagement, client mind maps, and notes for paraplanners, saving advisers significant time and improving client experiences.</p> <p>Filenote.ai Website: https://www.filenote.ai/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of opportunity awaits you at Netwealth: https://ensombl.com/go/20250214</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Philip is the Founder of Humans and Money. He and Clayton discuss the concept of quantifying the qualitative aspects of financial advice, such as client emotional states and motivations, in order to better demonstrate the value of financial planning and improve client outcomes.</p> <p>Philip Courtenay LinkedIn: https://www.linkedin.com/in/philipcourtenay<br /> Humans and Money Website: https://humansandmoney.com/</p> <p>Visit Sharesight for more information on how they can support your practice.: https://ensombl.com/go/20250213</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Stefan D'Alessandro, Co-founder at Caelus Labs. They discuss the development of Stefan's AI-focused businesses, his approach to AI adoption and integration, and his insights on data security, governance, and the use of no-code/low-code tools.</p> <p>Stefan D'Alessandro LinkedIn: https://www.linkedin.com/company/caelus-labs/<br /> Caelus Labs Website: https://caeluslabs.io/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of opportunity awaits you at Netwealth: https://ensombl.com/go/20250207</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, James speaks with Lee Forde from Plan to Plan Financial Planning. Lee discusses his extensive experience in the financial planning industry, the challenges he has faced due to regulatory changes, his focus on providing personalised advice to middle Australia clients, and his views on the future of the industry and the need for greater collaboration and support among advisers.</p> <p>Lee Forde LinkedIn: https://www.linkedin.com/in/fordefinancialplanning/<br /> Plan to Plan Website: https://plantoplan.com.au/</p> <p>Visit Sharesight for more information on how they can support your practice.: https://ensombl.com/go/20250206</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat speaks with Rohan Berry, Head of Xeppo. They discuss Xeppo's core capabilities in aggregating and harmonising data from various systems, enabling better reporting and client insights.</p> <p>Rohan Berry LinkedIn: https://www.linkedin.com/in/rohan-berry-a4098225/<br /> Xeppo Website: https://xeppo.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20250131</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Jane is a Partner and Principal Adviser at Minchin Moore Private Wealth Advisers. She and Clayton discuss her diverse career journey in financial planning, the challenges and lessons she has learned, her advice for aspiring advisers, the importance of professional development and education, and the future of the financial planning industry, particularly in regards to attracting and retaining female talent.</p> <p>Jane Hopkins LinkedIn: https://www.linkedin.com/in/jane-hopkins-a9106349/<br /> Minchin Moore Website: https://minchinmoore.com.au/</p> <p>Visit Sharesight for more information on how they can support your practice.: https://ensombl.com/go/20250130</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Patrick is joined by Jessica Goodall and Doug Morris from Sharesight. They cover Sharesight's origins, features, use cases for investors and advisers, data capabilities, and future roadmap, with a focus on its comprehensive investment reporting and analytics platform.</p> <p>Jessica Goodall LinkedIn: https://www.linkedin.com/in/jessica-goodall-04055060/<br /> Doug Morris LinkedIn: https://www.linkedin.com/in/morrisdouglas/<br /> Sharesight Website: https://www.sharesight.com/au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20250124</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Manisha is a Financial Adviser at Ultimum Financial. She and James discuss her journey from Kenya to Australia, her commitment to continuous learning and personal growth, and her holistic approach to client engagement that goes beyond just technical advice.</p> <p>Manisha Bhudia LinkedIn: https://www.linkedin.com/in/manishabhudia/<br /> Ultimum Financial Website: https://ultimumfinancial.com/</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20250123</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>To kick off 2025, Rocksy is joined by Mike Way. Mike recently joined AMP's North business, where he is focused on strategy, transformation, and supporting financial advice practices through initiatives like the Growth Collective. He and Andrew discuss the value of personality profiling and the need for advisors to differentiate themselves, and the importance of transparency and collaboration between platforms and advisors for effective business growth.</p> <p>Mike Way LinkedIn: https://www.linkedin.com/in/mikeway/<br /> AMP Website: https://www.amp.com.au/<br /> Roger Martin "Playing to Win": https://www.youtube.com/watch?v=3vAIur-N8gM<br /> Lippitt-Knoster Model: https://www.walkme.com/blog/managing-complex-change/<br /> CliftonStrengths personality profiling tool: https://www.gallup.com/cliftonstrengths/en/252137/home.aspx</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/1-20250121/</p> <p>Partner with Pallas for investment solutions tailored to your clients' portfolio needs: https://ensombl.com/go/2-20250121/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, host James Whelan discusses the outlook for Australian equities with Christian Guerra of First Sentier Investors and Morningstar's Lachlan Holloway. With uncertainty over the domestic interest rate trajectory, and conflicting signals on the strength of the Australian economy, our experts look forward and share their insights on navigating a local market which is overpriced, but in which pockets of value can still be found. From tech to tariffs, from mining to healthcare, everything goes under the spotlight.</p> <p>Lochlan Holloway LinkedIn: https://www.linkedin.com/in/lochlan-halloway/<br /> Chrisitan Guerra LinkedIn: https://www.linkedin.com/in/christian-guerra-9361872/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20241216</p> <p>First Sentier Investors. Learn more about Australia's high-quality growing companies at https://ensombl.com/go/2-20241216</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat speaks with Dylan O'Brien, Founder at BePrepared, a digital safe custody solution for managing clients' digital assets and estate planning. They discuss the platform's features, security, business opportunities, and the role of AI in enhancing client engagement and business efficiency.</p> <p>Dylan O'Brien LinkedIn: https://www.linkedin.com/in/dylannobrien/<br /> BePrepared Website: https://www.bepreparedapp.com/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241213</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this week's episode, Clayton is joined by Chief Opposition Whip Bert van Manen. They discuss his bill aimed at simplifying the financial advice process, addressing the inefficiencies and high costs caused by excessive regulation, and what advisors can do to show support.</p> <p>Bert van Manen LinkedIn: https://www.linkedin.com/in/bert-van-manen-mp-a2a07115/<br /> Bert van Manen Website: https://www.bertvanmanen.com.au/<br /> LNP Profile: https://www.liberal.org.au/team/bert-van-manen</p> <p>moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20241212</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Matt is the Managing Director at Rising Tide Financial Services. He and Rocksy discuss how he built his practice, the impact of the GFC, the evolution of the business, the importance of team culture and governance, and his views on the future of financial advice.</p> <p>Matt Hale LinkedIn: https://www.linkedin.com/in/matthalert/<br /> Rising Tide Website: https://risingtidefinancial.com.au/<br /> Tribal Habits Website: https://tribalhabits.com/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/1-20241210/</p> <p>Partner with Pallas for investment solutions tailored to your clients' portfolio needs: https://ensombl.com/go/2-20241210/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Dipal Khatri and Aron Satchell from Advice Designer. They take a look at the all-in-one cloud platform, their approach to incorporating AI and ensuring cyber security and compliance, as well as the future roadmap and development plans for Advice Designer.</p> <p>Dipal Khatri LinkedIn: https://www.linkedin.com/in/dipalkhatri/<br /> Aron Satchell LinkedIn: https://www.linkedin.com/in/aronsatchell/<br /> Advice Designer Website: https://www.advicedesigner.com/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241206</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Rob is a Senior Financial Advisor at Consortium Private Wealth. He and James discuss his approach to direct investment management, the challenges and benefits of this model, Consortium's marketing efforts, and Rob's insights on building a successful practice.</p> <p>Rob Goudie LinkedIn: https://www.linkedin.com/in/robert-goudie-16356430/<br /> Consortium Private Wealth Website: https://www.consortiumpw.com.au/</p> <p>For more information on how Sharesight can support your practice, visit https://ensombl.com/go/20241205</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Adam is the Founder and Managing Director at QuarterFive Family Wealth. He and Rocksy explore his journey into financial planning, the importance of trust and relationships, holistic wealth management, leadership, and the evolving role of technology and community in enhancing client experiences and advice.</p> <p>Adam Morse LinkedIn: https://www.linkedin.com/in/amorse/<br /> QuarterFive Website: https://www.quarterfive.com.au/<br /> Bill Bachrach Website: https://billbachrach.com/<br /> Dan Sutherland LinkedIn: https://www.linkedin.com/in/dan-sutherland-407284162/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/1-20241203/</p> <p>Partner with Pallas for investment solutions tailored to your clients' portfolio needs: https://ensombl.com/go/2-20241203/</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Clinton Cunningham, CEO at AdviseWell. They take a look at AdviseWell, the AI-powered platform that aims to revolutionise financial advice practices by providing virtual back office staff to streamline the advice production process and unlock new capacity for wealth managers to better serve their clients.</p> <p>Clinton Cunningham LinkedIn: https://www.linkedin.com/in/clintoncunningham/<br /> AdviseWell Website: https://www.advisewell.co/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241129</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Dean is a Co-Founder at The Wealth Network and Absolute Wealth Advisers. He and James discuss strategies for improving the efficiency and profitability of advice practices, including increasing the number of client meetings per advisor, leveraging technology for meeting recordings and transcripts, and strategically delegating administrative tasks to support staff rather than adding more advisors.</p> <p>Dean Holmes LinkedIn: https://www.linkedin.com/in/dean-holmes-financial-adviser-coach-the-wealth-network/<br /> The Wealth Network Website: https://www.wealthnetwork.net.au/<br /> Absolute Wealth Advisers Website: https://www.absolute.sydney/</p> <p>For more information on how Sharesight can support your practice, visit https://ensombl.com/go/20241128</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>The last few years have seen Australian small caps underperform large caps at the index level, making them an anomaly compared to other regions. But dig deeper and you will find plenty of local small cap active managers who continually outperform benchmarks. In this episode, host James Whelan is joined by Maple Brown Abbott Co-Portfolio Manager, Phillip Hudak, and Morningstar's Noah Kaplan, to put Australian small caps under the microscope. Our experts discuss the structural drivers supporting Small Caps, the risks of small cap investing and strategies to mitigate these risks, the political and economic context, and tailwinds that could power the sector forward.</p> <p>Noah Kaplan LinkedIn: https://www.linkedin.com/in/noah-kaplan-10/<br /> Phillip Hudak LinkedIn: https://www.linkedin.com/in/phillip-hudak-cfa-84ab2011b/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20241125</p> <p>Maple-Brown Abbott. Visit our website or follow us on LinkedIn to stay up to date with our investment insights. https://ensombl.com/go/2-20241125</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat talks with Aaron Breed, Head of Advice at Infinity Financial Consultants. He discusses how Infinity incorporated AI and technology into the practice, including his strategic approach, specific use cases, and insights on change management and team collaboration.</p> <p>Aaron Breed LinkedIn: https://www.linkedin.com/in/aaron-breed/<br /> Infinity Financial Consultants Website: https://www.infinityfc.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241122</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Matt is a Principal and Director at Twomeys. They discuss his entry into the financial planning industry, including his experience with a recent merger, process improvements, and plans for the future growth and development of his team at the firm.</p> <p>Matt Coman LinkedIn: https://www.linkedin.com/in/matthew-coman-cfp%C2%AE-977bba41/<br /> Twomeys Website: https://www.twomeys.com.au/<br /> Growth Masterclass: https://www.advisely.com.au/category/top/blog/advisely-growth-masterclass</p> <p>For more information on how Sharesight can support your practice, visit https://ensombl.com/go/20241121</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>John is the Founder, Financial Adviser, and Visionary at Thriving Wealth. He and Rocksy discuss his journey from starting in the industry inspired by his cousin, to building a sustainable and impactful financial planning business focused on behavioral coaching and client-centric service.</p> <p>Thriving Wealth Website: https://www.thrivingwealth.com.au/<br /> John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/<br /> Cash Talk Podcast: https://podcasts.apple.com/au/podcast/cash-talk/id1588800107</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241119</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat talks with Rob Dawson, Business Development Manager at Myrtec. They discuss the importance of the Essential Eight cybersecurity framework, the differences between malware and ransomware, the significance of comprehensive backups, and the need to foster a positive cybersecurity culture within an organisation.</p> <p>Rob Dawson LinkedIn: https://www.linkedin.com/in/rkdits/<br /> Myrtec Website: https://www.myrtec.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241115</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Paul is the Director and Financial Planner at The UK Pension Experts, and is best known as "The UK Pensions Guy". He and James discuss the complexities of transferring UK pensions to Australia, including the regulatory requirements, advice process, timelines, tax implications, and the launch of a new product to help manage UK pension funds for Australians.</p> <p>Paul Nevin LinkedIn: https://www.linkedin.com/in/paulcnevin/<br /> The UK Pension Experts Website: https://theukpensionexperts.com.au/</p> <p>For more information on how Sharesight can support your practice, visit https://ensombl.com/go/20241114</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Charlie is the Executive Chair, Adviser, and Founding Partner at Viola Private Wealth. He and Rocksy discuss how he went from a bank teller to building his own successful private wealth management business, the importance of client selection, valuing advice, and maintaining a strong infrastructure for client continuity.</p> <p>Charlie Viola LinkedIn: https://www.linkedin.com/in/charlieviola/<br /> Viola Private Wealth Website: https://www.violaprivatewealth.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241112</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Jess Tassell, CMO at Qwilr. They take a look at Qwilr, a proposal and presentation software tool that offers a more visual, interactive, and data-driven approach compared to traditional PDF and PowerPoint-based solutions, with a focus on enhancing the client experience and improving the efficiency of the sales and advisory process.</p> <p>Jess Tassell LinkedIn: https://www.linkedin.com/in/jesstassell/<br /> Qwilr Website: https://qwilr.com/<br /> Speed Dating Campaign: https://youtu.be/rGE6VLqiY3E?si=JxMoJYKFwhvAs5yH<br /> Qwilr Reimagined SOA Template: https://qwilr.com/advicetech<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241108</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Adam is a Risk Strategy Specialist at Zurich. He and James discuss the development and key features of Zurich's "Cost of Care" report, which provides detailed information on the financial impact of various health events to help insurance advisors better understand and communicate the importance of insurance coverage to their clients.</p> <p>Adam Crabbe LinkedIn: https://www.linkedin.com/in/adamcrabbe/<br /> Zurich Website: https://www.zurich.com.au/<br /> "Cost of Care" Report: https://advisers.zurich.com.au/resources/thought-leadership/cost-of-care.html</p> <p>For more information on how Sharesight can support your practice, visit https://ensombl.com/go/20241107</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p> <p> </p>

<p>Angus is the Director at Terrabella Wealth. He and Andrew discuss his background in agriculture, his transition into financial advice, his unique approach to working with farming families, his emphasis on ethics and collaboration, and the challenges of scaling his business while maintaining his client-centric philosophy.</p> <p>Angus Stevenson LinkedIn: https://www.linkedin.com/in/angus-stevenson/<br /> Terrabella Wealth Website: https://terrabellawealth.com.au/<br /> Mating in Captivity: https://www.amazon.com.au/Mating-Captivity-Esther-Perel/dp/0060753641</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241105</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Host James Whelan welcomes two experts from Blackrock – Head of Investment Strategy for APAC, Thomas Taw, and Head of Intermediary Distribution, James Waterworth – to discuss what 2025 could have in store for investment markets around the world. Our experts navigate their way through all the external trends and events driving global markets, including the US Election outcome, Middle East conflict, Chinese policy stimulus and global interest rate cuts, to make sense of conflicting signals and set the scene for the year ahead. With no end to market volatility in sight, our experts offer insights to help advisors position client portfolios for what could lie ahead.</p> <p>James Waterworth LinkedIn: https://www.linkedin.com/in/jameswaterworth/<br /> Thomas Taw LinkedIn: https://www.linkedin.com/in/thomas-taw-15955a45/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20241104</p> <p>For more information about BlackRock and our products, head to https://ensombl.com/go/2-20241104</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p> <p>Important Information: This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 21 October 2024. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general advice only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to the product's latest product disclosure statement (PDS), target market determination (TMD) and BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.</p>

<p>This week, Pat speaks with Madeleine Debney, Co-Founder & CPO at Otto. They discuss the problems Otto aims to solve using AI-powered features like meeting assistants and report generation, and the potential of AI to streamline advisor workflows and improve the client experience.</p> <p>Madeleine Debney LinkedIn: https://www.linkedin.com/in/madeleinedebney/<br /> Otto Finance Website: https://ottofinance.io/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241101</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Fran is a Speaker, Wealth Advisor, and Financial Empowerment Advocate who is currently enjoying a mini-retirement. She and James discuss her experience building and selling financial planning businesses, the concept of mini-retirements, and her vision for the future of advice, and the importance of helping clients live fulfilling lives.</p> <p>Fran Hughes LinkedIn: https://www.linkedin.com/in/franhughesfinancialadvisor/<br /> Fran Hughes Website: https://franhughesfp.com/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241031</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Andrew talks with Daniel Harris, Associate Director at Grimsey Wealth. They discuss his journey into financial advice, his experience at Grimsey Group, and their focus on serving the medical professional market through a collaborative, family-oriented culture and a commitment to innovation and growth.</p> <p>Daniel Harris LinkedIn: https://www.linkedin.com/in/daniel-harris-05a018aa/<br /> Grimsey Wealth Website: https://grimsey.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241029</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat speaks with Cameron Drury, CEO & Co-Founder at Canwi. Canwi is a user-friendly financial planning tool that aims to make building and sticking to a financial plan easy and engaging through an interactive drag-and-drop interface, real-time projections, and personalised guidance.</p> <p>Cameron Drury LinkedIn: https://www.linkedin.com/in/camerondrury/<br /> Canwi Website: https://www.canwi.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241025</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Clayton chats with Naz Pochynok and Julien Renard from ASO Wealth. They discuss their journey in founding ASO Wealth, their focus on client-centric advice, the evolution of the financial planning profession, and their vision for the future.</p> <p>Naz Pochynok LinkedIn: https://www.linkedin.com/in/nazar-pochynok-45739536/<br /> Julien Renard LinkedIn: https://www.linkedin.com/in/julien-renard-604a65114/<br /> ASO Wealth Website: https://asowealth.au/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241024</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Andrew is joined by Kris Tatt, Partner and GM of Investment Services and SMSF at Strategem. They discuss Strategem's community involvement, flexible work policies, employee development programs, and tech stack as part of its strategy to attract and retain talent and drive future growth.</p> <p>Kris Tatt LinkedIn: https://www.linkedin.com/in/kristopher-tatt-b018b286/<br /> Strategem Website: https://strategem.com.au/<br /> Principals Community: https://principalscommunity.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241022</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Kohl Gianoli, Director of Insource Automation and Founder of Scrybd. They discuss the origin and development of Scrybd, an AI powered document generation tool, as well as the automation consulting services provided by Insource Automation, which empowers small businesses to utilise low-code/no-code tools like Power Automate and Power Apps.</p> <p>Kohl Gianoli LinkedIn: https://www.linkedin.com/in/kohl-gianoli/<br /> Scrybd Website: https://www.scrybd.io/<br /> Insource Automation Website: https://www.insourceautomation.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241018</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Karen is the CEO and Founder of Women Talking Finance and a Certified Money Coach. She and James discuss the benefits of money coaching, and how financial advisors can integrate it into their practice to better understand and support clients' emotional and psychological relationship with money.</p> <p>Karen Eley LinkedIn: https://www.linkedin.com/in/karen-eley-womentalkingfinance/<br /> Women Talking Finance Website: https://www.womentalkingfinance.com.au/</p> <p>Courses<br /> The Money Coaching Institute: https://moneycoachinginstitute.com/<br /> Dr. Brad Klontz: https://www.bradklontz.com/</p> <p>Books<br /> Wired for Wealth: https://www.amazon.com.au/Wired-Wealth-Mindsets-Trapped-Potential/dp/0757307949<br /> Facilitating Financial Health: https://www.amazon.com.au/Facilitating-Financial-Health-Brad-Klontz/dp/1941627870/<br /> Energy Of Money: https://www.amazon.com.au/Energy-Money-Maria-Nemeth/dp/0345434978/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241017</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>The well-documented 'behavioural gap' refers to the gap between client returns and fund returns, often due to behavioural biases and emotional reactions to market volatility. In this episode, host James Whelan is joined by Chris Hestelow from Contrarian investors Allan Gray, and Bianca Rose from Morningstar, to discuss how this gap widens during times of elevated market volatility. Against the backdrop of the Mind the Gap Report, our panel explores the importance of long-term focus, and how to position client communication to help mitigate the behavioural biases that can lead to poor investor decision-making.</p> <p>Bianca Rose LinkedIn: https://www.linkedin.com/in/bianca-rose/<br /> Chris Hestelow LinkedIn: https://www.linkedin.com/in/chris-hestelow-cfa-97264812a/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20241014</p> <p>To learn how Allan Gray can make a real difference to your portfolio speak to our team today or visit https://ensombl.com/go/2-20241014</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat speaks with Lucy Winship, Head of Strategic Ventures at Wealth Maximiser. They take a look at Wealth Maximiser, a digital financial advice platform that combines technology and individual wealth coaching to make personalised, actionable financial planning accessible and affordable for customers who find traditional financial advice overwhelming.</p> <p>Lucy Winship LinkedIn: https://www.linkedin.com/in/lucy-winship-3335027b/<br /> Wealth Maximiser Website: https://www.wealthmaximiser.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241011</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Shannon is a Financial Adviser at Fox & Hare Financial Advice. He and James discuss his recent move to Fox and Hare, which focuses on younger, high-earning clients, and his previous experience in delivering digitised advice at scale.</p> <p>Shannon Freney LinkedIn: https://www.linkedin.com/in/shannon-freney/<br /> Fox & Hare Website: https://foxandhare.com.au/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241010</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this first episode, James is joined by Sam Ruiz, Portfolio Specialist at T. Rowe Price. They discuss the significant influence of artificial intelligence on the stock market, including the concentration and valuation of AI-focused companies, the role of tech giants in AI adoption, and the potential for broader market participation as other sectors and smaller firms leverage AI to drive growth and efficiency.</p> <p>Sam Ruiz LinkedIn: https://www.linkedin.com/in/sam-ruiz-1810bb34/</p> <p>To learn more about Global Equity investing, contact your T. Rowe Price Relationship Manager or visit https://ensombl.com/go/20241009</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, James talks with Iona Dent, Associate Portfolio Manager at T. Rowe Price. They discuss the impact of AI on the stock market, including the concentration and valuation of AI-focused companies, the role of hyperscalers in AI adoption, and the potential for the market to broaden beyond the "MAG 7" as other sectors and smaller companies leverage AI to drive growth and efficiency.</p> <p>Iona Dent LinkedIn: https://www.linkedin.com/in/iona-dent-8b596514/</p> <p>To learn more about Global Equity investing, contact your T. Rowe Price Relationship Manager or visit https://ensombl.com/go/20241009</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Angus is the Managing Director at ACru Wealth Financial Advisory. He and Andrew discuss his transition from accounting to financial planning, the founding and growth of ACru Wealth, his approach to client engagement and team management, and his vision for the future of the business.</p> <p>Angus Cooper LinkedIn: https://www.linkedin.com/in/angus-cooper-0958571a/<br /> ACru Wealth Website: https://www.acruwealth.com.au/<br /> Gordon Cooper - "Capital Gains Tax": https://resources.taxinstitute.com.au/go/convention-papers/capital-gains-tax<br /> Your Next Five Moves: https://www.yournextfivemoves.com/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241008</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Clare Murphy, Director at Advant Group. They discuss how Advant, a marketing services firm, can help advisors, accountants, and mortgage brokers with content marketing, leveraging technology and AI to improve client engagement and communication.</p> <p>Clare Murphy LinkedIn: https://www.linkedin.com/in/clareemurphy/<br /> Advant Group Website: https://advant.com.au/<br /> Wealth Investors: https://wealthinvestors.com.au/Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of efficiency awaits you at Netwealth: https://ensombl.com/go/20241004</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Paul is an Adviser and Practice Manager at Wealth 21. They discuss his 25-year journey in running his advice business, the evolution of the profession, staffing and growth challenges, use of technology, client relationships, and his plans for a gradual transition and legacy.</p> <p>Paul Brown LinkedIn: https://www.linkedin.com/in/paulbrowncfp/<br /> Wealth 21 Website: https://wealth21.com.au/</p> <p>Learn more about Australia's high-quality growing companies at https://ensombl.com/go/20241003</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Andrew is joined by Brenton Miegel, Director and Financial Planner at Goldsborough Financial Services. They cover his journey through the financial planning industry, the evolution of Goldsborough's culture and client-centric approach, and their plans for future growth through potential mergers and acquisitions.</p> <p>Brenton Miegel LinkedIn: https://www.linkedin.com/in/brentonmiegelcfp/<br /> Goldsborough Financial Services Website: https://goldsborough.com.au/advisers/brenton-miegel/<br /> Peleton Partners: https://www.pelotonpartners.com.au/<br /> IOOF Alliances: https://www.ioof.com.au/en/ioof-alliances<br /> Mitcham City Brass: https://mitchamcitybrass.org/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241001</p> <p>Join the Ensombl platform:<br /> App Store: http://www.ensombl.com/apple<br /> Google Play: http://www.ensombl.com/google<br /> Desktop: https://www.ensombl.com/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>