Ensombl Advice Australia

<p>In episode two of the Lifetime Income Series, Naomi speaks with Marcus Larcombe, Financial Adviser at Apex Advice, and Kiru Anantharaj, Retirement Specialist at AMP. They discuss how innovative retirement income streams (IRIS products) can be layered and modeled to maximise retirement confidence, age pension benefits, estate outcomes for clients, and how advisers can put these into practice today.</p> <p>Marcus Larcombe LinkedIn: https://www.linkedin.com/in/marcus-larcombe-09838975/<br /> Apex Advice Website: https://apexadvice.com.au/<br /> Kiru Anantharaj LinkedIn: https://www.linkedin.com/in/kiru-anantharaj-20ba513a/</p> <p>Find out more about North, the leaders in retirement innovation. https://ensombl.com/go/20251008</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>In this final installment, Naomi is joined by Alex Berlee, Director at AGS Financial Group, and Ben Hillier, Director Retirement at AMP. They explore how innovative retirement income streams (IRIS) can help retirees manage financial and emotional risks, maximise income, and confidently transition into a fulfilling retirement.</p> <p>Alex Berlee LinkedIn: https://www.linkedin.com/in/alexberlee/<br /> AGS Financial Group Website: https://agsfinancialgroup.com.au/<br /> Ben Hillier LinkedIn: https://www.linkedin.com/in/ben-hillier-au/</p> <p>Find out more about North, the leaders in retirement innovation. https://ensombl.com/go/20251008</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>This week, Rocksy is joined by Kris Chapman, Senior Financial Adviser at McQueen Group. They discuss his career path, the growth and structure of the McQueen Group, their approach to client service, technology adoption, team culture, and the evolving landscape of advice in Australia.</p> <p>Kris Chapman LinkedIn: https://www.linkedin.com/in/kris-chapman-12382a43/<br /> McQueen Group Website: https://www.mcqueengroup.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20251007</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by George Haramis, Co-Founder and CEO at moneyGPS. They discuss moneyGPS's advancements in digital advice, including AI integration, new product offerings, platform scalability, and the transformative impact of tech on the advice and accounting industries.</p> <p>George Haramis LinkedIn: https://www.linkedin.com/in/georgeharamis/<br /> moneyGPS Website: https://moneygps.com.au/</p> <p>A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251003</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Recorded live at the Ensombl Retirement Exchange, James speaks with a number of attendees on their "aha moments" from the event, and their take on innovative retirement planning strategies, evolving client needs, and practical approaches to engaging different generations.</p> <p>James Wrigley LinkedIn: https://www.linkedin.com/in/james-wrigley/</p> <p>Discover U Ethical's adviser solutions at https://ensombl.com/go/20251002</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this first episode, Rocksy is joined by Brooke Hooton, Group Executive for AFSL's and Equity Holder at Advice Evolution. They explore Advice Evolution's adviser-focused, flexible licensee model, its growth, support systems, and Brooke's personal journey and leadership philosophy.</p> <p>Brooke Hooton LinkedIn: https://www.linkedin.com/in/brooke-hooton-280ab91a1/<br /> Advice Evolution Website: https://www.adviceevolution.com.au/</p> <p>Explore the road less travelled at https://ensombl.com/go/20251001</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Rocksy speaks with Sebastian Mazza, Director at Wealth Depot. He shares his journey from family business roots to building Wealth Depot, discussing his approach to planning, team development, client relationships, and the evolving landscape of the advice industry.</p> <p>Sebastian Mazza LinkedIn: https://www.linkedin.com/in/sebastianmazzaca/<br /> Wealth Depot Website: https://wealthdepot.com.au/<br /> Hunter Green Website: https://www.huntergreen.com.au/<br /> Character Builders: https://www.characterbuilders.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250930</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat speaks with Daniel Donovan, Head of Operations at Verse Wealth. They discuss Verse Wealth's rapid growth, operational improvements, tech stack choices, automation initiatives, and strategic lessons learned in building a scalable, client-focused financial services business.</p> <p>Daniel Donovan LinkedIn: https://www.linkedin.com/in/danieldonovan09/<br /> Verse Wealth Website: https://www.versewealth.com.au/</p> <p>A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20250926</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Michelle is the Principal Wealth Adviser of The Wealth Designers. She and James discuss The Wealth Designers' innovative use of AI and technology to streamline client engagement, documentation, and advisory processes for a diverse client base.</p> <p>Michelle Flanagan LinkedIn: https://www.linkedin.com/in/michelle-flanagan-42b14413/<br /> The Wealth Designers Website: https://twd.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250925</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Rocksy is joined by Morgan Hayward, Director Of Financial Planning at LumeWealth. They discuss her journey in financial planning, her client-focused business approach, the challenges and rewards of advising business owners and vulnerable clients, and her vision for building a values-driven, boutique practice.</p> <p>Morgan Hayward LinkedIn: https://www.linkedin.com/in/morganrhayward/<br /> LumeWealth Website: https://lumewealth.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250923</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>U Ethical's Jon Fernie joins host James Whelan to unpack the new age of ethical investing. As client demand for values-aligned portfolios grows, they emphasize the importance of transparency, authenticity, and independent verification to avoid greenwashing. They explore the role of negative screens, positive tilts, and stewardship in building credible strategies, as well as surprising sectors—like mining and data centers—that can support the energy transition. With biodiversity and community impact emerging as key themes, Fernie shows how ethical investing can deliver competitive returns while driving meaningful environmental and social outcomes.</p> <p>Jon Fernie LinkedIn: https://www.linkedin.com/in/jon-fernie-12128118/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Discover U Ethical's adviser solutions at https://ensombl.com/go/20250922</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Shak Lala and Hardy Michel from Marloo. They discuss how they built Marloo as an innovative, adviser-focused AI note-taking and document generation platform, their customer-centric approach, and their vision for transforming the advice tech industry.</p> <p>Shak Lala LinkedIn: https://www.linkedin.com/in/shakeel-lala/<br /> Hardy Michel LinkedIn: https://www.linkedin.com/in/hardymichel/<br /> Marloo Website: https://www.gomarloo.com/</p> <p>A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20250919</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>David is a Financial Adviser at First Financial, Melbourne. He and James discuss his career journey, international experiences, and current role as an adviser at First Financial, along with the variety of clients he now serves.</p> <p>David Jackson Profile: <a href= "https://firstfinancial.com.au/david-m-jackson/">https://www.linkedin.com/in/david-jackson-174b6643/</a><br /> First Financial Website: https://firstfinancial.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250918</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Peita talks with Ben Marshan and Naomi Holmes. They discuss how advisers can better support clients by shifting retirement planning beyond finances to address the emotional, identity, and lifestyle transitions that define a fulfilling retirement.</p> <p>Peita Diamantidis LinkedIn: https://www.linkedin.com/in/peitamd/<br /> Caboodle Financial Services Website: https://www.caboodlefs.com.au/<br /> Naomi Holmes LinkedIn: https://www.linkedin.com/in/naomiholmes/<br /> Her Money Matters Website: https://www.hermoneymatters.com.au/<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> Marshan Consulting Website: https://www.marshan.co/</p> <p>To learn more about delivering retirement certainty for your clients, visit https://ensombl.com/go/20250917</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>In this installment, Peita is joined once again by Ben Marshan and Naomi Holmes. They discuss how advisers can move beyond technical compliance to deliver deeper value by focusing on emotional connection, client experience, and transformative retirement planning.</p> <p>Peita Diamantidis LinkedIn: https://www.linkedin.com/in/peitamd/<br /> Caboodle Financial Services Website: https://www.caboodlefs.com.au/<br /> Naomi Holmes LinkedIn: https://www.linkedin.com/in/naomiholmes/<br /> Her Money Matters Website: https://www.hermoneymatters.com.au/<br /> Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> Marshan Consulting Website: https://www.marshan.co/</p> <p>To learn more about delivering retirement certainty for your clients, visit https://ensombl.com/go/20250917</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>This week, Rocksy speaks with someone who's no stranger to Ensombl, Ben Nash, Founder and Financial Adviser at Pivot Wealth. Ben discusses the growth, operational strategies, technology adoption, and team culture that have driven Pivot Wealth's success in delivering high-value advice to clients.</p> <p>Ben Nash LinkedIn: https://www.linkedin.com/in/benjaminjnash/<br /> Pivot Wealth Website: https://pivotwealth.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250916</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Joel McWilliam, Co-Founder at Atom Automation. They discuss how AI and automation are transforming advice practices, and the shift from basic adoption to integrated, custom workflow solutions that enhance efficiency without disrupting existing processes.</p> <p>Joel McWilliam LinkedIn: https://www.linkedin.com/in/joel-mcwilliam-119a5231b/<br /> Atom Automation Website: https://atomautomation.ai/</p> <p>A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20250912</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Simon is a Financial Planner and Adviser at Providence Advisory Group. He and James discuss his career journey, the family-run Providence Advisory Group, and Simon's "TING" investment newsletter project, which tracks and ranks investment newsletters to help investors make informed choices.</p> <p>Simon Shepherd LinkedIn: https://www.linkedin.com/in/simon-shepherd-618b793b/<br /> Providence Advisory Group Website: https://www.providencegroup.com.au/<br /> The Investment Newsletter Group Website: https://www.tinglive.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250911</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Rocksy is joined by Richard Burton and Steven Roberts from Oakmont Financial Group and BFD Financial Planning. They discuss the growth and structure of their practices, while sharing insights on planning, insurance specialisation, and industry challenges.</p> <p>Richard Burton LinkedIn: https://www.linkedin.com/in/richard-burton-aa87a416/<br /> Steven Roberts LinkedIn: https://www.linkedin.com/in/stevenandrewroberts/<br /> Oakmont Financial Group Website: https://www.oakmontfinancial.com.au/<br /> BDF Financial Planning Website: https://www.bfdfinancialplanning.com/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250909</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat speaks with Jordan Vickery, Co-Founder at Vinyl. They discuss the development, features, integrations, and future roadmap of Vinyl, an AI meeting assistant designed for accountants and bookkeepers, and its impact on workflow automation, client engagement, and data security.</p> <p>Jordan Vickery LinkedIn: https://www.linkedin.com/in/jordanvickery28/<br /> Vinyl Website: https://www.usevinyl.com/</p> <p>A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20250905</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Aayush is a Financial Adviser at Frost Financial Planning. He and James discuss his journey from international student to adviser in Darwin, his experiences as a migrant, his professional growth, community engagement, and innovative financial literacy initiatives.</p> <p>Aayush Sharma LinkedIn: https://www.linkedin.com/in/aayush-sharma-fp/<br /> Frost Financial Planning Website: https://www.frostfp.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250904</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Rocksy speaks with Elliot Watson, Managing Partner at Watson Wealth. They discuss the evolution, operations, team culture, and future growth plans of his diversified planning practice, along with its client focus, technology adoption, and opportunities for new talent.</p> <p>Elliot Watson LinkedIn: https://www.linkedin.com/in/elliot-watson-41305957/<br /> Watson Wealth Website: https://watsonwealth.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250902</p> <p>Recognise real-world learning as CPD: https://ensombl.com/cpd/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Tim Reid, Founder at AdviceOps. They discuss how technology, automation, and AI are transforming advice businesses by streamlining workflows, integrating CRMs, and enabling a more client-centered approach to planning.</p> <p>Tim Reid LinkedIn: https://www.linkedin.com/in/timothyareid/<br /> AdviceOps Website: https://adviceops.com.au/<br /> Sintra AI: https://sintra.ai/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20250829</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Rob is an Associate Director and Senior Financial Advisor at Acuity Wealth. He and James discuss his career journey, the growth and client focus of Acuity Wealth, financial planning strategies for high-earning clients, business culture, hiring practices, and the importance of networking and referrals.</p> <p>Rob Chertok LinkedIn: https://www.linkedin.com/in/rob-chertok-b957394a/<br /> Acuity Wealth Website: https://www.acuitywealth.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250828</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Rocksy is joined by David Carney, Executive Director and Former CEO at VBP. They discuss his journey from planner to business leader, and his lessons in business growth, outsourcing, leadership, and the evolving future of advice.</p> <p>David Carney LinkedIn: https://www.linkedin.com/in/davidcarneyvbp/<br /> VBP Website: https://www.vbp.au/<br /> The 4 Disciplines of Execution: https://www.amazon.com.au/4-Disciplines-Execution-Chris-McChesney/dp/1491517751</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250826</p> <p>Recognise real-world learning as CPD: https://ensombl.com/cpd/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat speaks with Kate Fellows, Founder of tap'd (the Advice Professionals' Directory). They discuss the platform's mission to connect advisers with service providers, enhance efficiency through AI and content, and foster transparent, dynamic engagement within the advice profession. </p> <p>Kate Fellows LinkedIn: https://www.linkedin.com/in/kate-fellows-a1993b18/<br /> tap'd Website: https://www.tapdau.com/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20250822</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Dean is a Senior Advice Assistant (PY) at Clarity Wealth. He and James discuss his transition from HR and operations into financial advice, and what advice he has for others considering a similar path.</p> <p>Dean Southern LinkedIn: https://www.linkedin.com/in/thedeansouthern/<br /> Clarity Wealth Website: https://claritywealth.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250821</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Rocksy speaks with Mitch Ramsbotham, Head of Growth and Strategy at Coastal Advice Group. Mitch discusses the rapid growth, strategic evolution, and operational transformation of Coastal Advice Group, and their approach to mergers and acquisitions, technology integration, and the development of a scalable, client-focused advice business.</p> <p>Mitch Ramsbotham LinkedIn: https://www.linkedin.com/in/mitchell-ramsbotham-04122812/<br /> Coastal Advice Group Website: https://www.centralcoastfpg.com.au/</p> <p>Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20250819</p> <p>Recognise real-world learning as CPD: https://ensombl.com/cpd/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Brett Wright, Founder at LifeBid. They discuss the development and impact of LifeBid, a next-generation digital platform designed to streamline and modernise life insurance advice by leveraging technology, AI, and industry collaboration to improve efficiency, compliance, and client experience.</p> <p>Brett Wright LinkedIn: https://www.linkedin.com/in/brett-wright-a9461430/<br /> LifeBid Website: https://lifebid.com.au/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20250815</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, James is joined by Ben Marshan and Maddie Catlin from the Future2 Foundation. They discuss the Foundation's mission, grant programs, fundraising efforts, and the impact of their work in supporting financially vulnerable Australians through community-driven initiatives.</p> <p>Ben Marshan LinkedIn: https://www.linkedin.com/in/benjaminmarshan/<br /> Maddie Catlin LinkedIn: https://www.linkedin.com/in/maddie-catlin/<br /> Future2 Foundation Website: <a href= "https://future2foundation.org.au/">https://future2foundation.org.au/</a></p> <p><span data-olk-copy-source="MessageBody">Know a grassroots program changing lives by building stronger financial futures? Future2's <em>Make the Difference!</em> Grants offer up to $15,000 to help them go further. Nominations close 21 August 2025. Find out more and apply at </span><a title= "https://future2foundation.org.au/grants/future2-make-the-difference-grants/" href= "https://future2foundation.org.au/grants/future2-make-the-difference-grants/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" data-linkindex= "0">https://future2foundation.org.au/grants/future2-make-the-difference-grants/</a></p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250814</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this first instalment, Paul talks with Nigel Baker, Managing Director at Arch Capital and Founder of Scientiam and Stu Alsop, Director of Sales at Intelliflo Australia. They explore the critical role of data quality in advice practices, and the challenges, solutions, and benefits for client experience, business growth, and security.</p> <p>Nigel Baker LinkedIn: https://www.linkedin.com/in/nigel-baker-b25662/<br /> Arch Capital Website: https://www.archcapital.com.au/<br /> Scientiam Website: https://scientiam.com.au/<br /> Stu Alsop LinkedIn: https://www.linkedin.com/in/stu-alsop-5505963b/<br /> Paul Benson LinkedIn: https://www.linkedin.com/in/paulbensonaustralia/</p> <p>This episode is proudly sponsored by Intelliflo: https://ensombl.com/go/20250813</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>Paul speaks with Adele Martin, Certified Financial Planner, founder of My Money Buddy and The Savings Squad podcast. They discuss how leveraging high-quality data and modern technology — such as AI, client portals, and workflow automation — can transform advice businesses by improving efficiency, client experience, and business outcomes.</p> <p>Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/<br /> Adele Martin Website: https://adelemartin.com/<br /> Paul Benson LinkedIn: https://www.linkedin.com/in/paulbensonaustralia/</p> <p>This episode is proudly sponsored by Intelliflo: https://ensombl.com/go/20250813</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>In this episode, Paul is joined by Mitch Ramsbotham, Head of Growth and Strategy at Coastal Advice Group and Stu Alsop, Director of Sales at Intelliflo Australia. They discuss how data quality, readiness, and effective dashboard tools are critical for maximising valuation and ensuring successful mergers and acquisitions in advice practices.</p> <p>Mitch Ramsbotham LinkedIn: https://www.linkedin.com/in/mitchell-ramsbotham-04122812/<br /> Coastal Advice Group Website: https://www.centralcoastfpg.com.au/<br /> Stu Alsop LinkedIn: https://www.linkedin.com/in/stu-alsop-5505963b/<br /> Paul Benson LinkedIn: https://www.linkedin.com/in/paulbensonaustralia/</p> <p>This episode is proudly sponsored by Intelliflo: https://ensombl.com/go/20250813</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>In this final episode, Paul is joined by Andrew Rocks, Co-Founder at Lydian Financial and Host of Ensombl's Engine Room Podcast. Rocksy discusses his experience selling a financial planning practice, and the importance of data readiness, operational efficiency, and strategic planning for maximizing business value and successful exits.</p> <p>Andrew Rocks LinkedIn: https://www.linkedin.com/in/andrewrocks/<br /> Lydian Financial Website: https://lydian.com.au/<br /> Paul Benson LinkedIn: https://www.linkedin.com/in/paulbensonaustralia/</p> <p>This episode is proudly sponsored by Intelliflo: https://ensombl.com/go/20250813</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/ </p>

<p>Mason Stevens' CIO Jacqui Fernley joins host James Whelan to explore the evolution of managed accounts and managed discretionary accounts for advisers. As market volatility rises and efficiency becomes paramount, managed accounts are increasingly valued for their ability to deliver scalable, tailored investment strategies—particularly for high-net-worth clients. Jacqui highlights emerging opportunities in private credit and thematic investments, while underscoring how managed accounts can simplify portfolio management, reduce client friction, and support consistent performance.</p> <p>Jacqueline Fernley LinkedIn: https://www.linkedin.com/in/jacqueline-fernley-cfa-cew-member-gaicd-2a8845b/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Interested in SMAs, MDAs, or model portfolios? Contact [email protected] or visit https://ensombl.com/go/20250811/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat speaks with Jane Ridder, Financial Adviser and Mortgage Broker at Infocus. They discuss how her advice business leverages AI, automation, and an integrated tech stack to deliver highly personalised and efficient client experiences.</p> <p>Jane Ridder LinkedIn: https://www.linkedin.com/in/janeridder/<br /> Infocus Website: https://www.infocus.com.au/office/?location=infocus-sydney-st-leonards</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20250808</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, James is joined by Mark and Emma O'Flynn from Oxlade Financial. They discuss the rapid growth, team structure, and boutique culture of their independent advisory firm, and their strategies for recruitment, marketing, and maintaining consistent client experience.</p> <p>Mark O'Flynn LinkedIn: https://www.linkedin.com/in/mark-o-flynn-cfa-cfp-97134628/<br /> Oxlade Financial Website: https://www.oxlade.com.au/</p> <p>To learn more about Fidelity, visit their website at https://ensombl.com/go/20250807</p> <p>Consider the PDS and TMD available at Fidelity.com.au and whether Fidelity products are suitable for you. FIL Responsible Entity (Australia) Limited ABN 33 148 059 009 AFSL 409340.</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Pat is joined by Joe Stephan, Financial Adviser and Director at Stephan Independent Advisory, and Host of the "It's Never About Money" podcast. They discuss Joe's client-focused approach, and his evolving tech stack — including AI, CRM migrations, and client engagement tools — shaping the future of his practice.</p> <p>Joe Stephan LinkedIn: https://www.linkedin.com/in/josephstephancfp/<br /> Stephan Independent Advisory Website: https://siadvisory.com.au/<br /> "It's Never About Money" Podcast: https://itsneveraboutmoney.com.au/</p> <p>A world of community awaits you at Netwealth: https://ensombl.com/go/20250801</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Joel is CEO and Head of Enterprise Sales at Fourth Line. He and James discuss his work with Fourth Line, a compliance monitoring platform, his exam preparation program for advisers, and the evolving landscape of advice, including trends in technology, regulation, and professional development.</p> <p>Joel Ronchi LinkedIn: https://www.linkedin.com/in/joel-ronchi/<br /> Fourth Line Website: https://fourth-line.com.au/</p> <p>To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this episode, Neil Rogan is joined by Alex Cousley, Strategist and Portfolio Manager at Russell Investments, to unpack the drivers of recent market movements, what Australia's US beef import announcement signals about tariff diplomacy, and why the recent NVIDIA-China development could reshape strategic investment narratives. Alex also shares his outlook on interest rates, inflation, and the Australian dollar, providing a sharp, timely update for financial advisers navigating shifting macro conditions.</p> <p>Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/<br /> Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/<br /> Russell Investments Website: https://russellinvestments.com/</p> <p>Recognise real-world learning as CPD: https://ensombl.com/cpd/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>When the market noise is deafening, how do you help clients stay calm and focused? </p> <p>In this episode, host James Whelan speaks with Bhanu Singh (DFA Australia) and David Andrew (Capital Partners) about equipping clients to ride out volatility. From using 'fire-drill conversations' to build resilience, to rebalancing discipline, anchoring back to plans, and demystifying sensationalist headlines, this episode is packed with strategies for cutting through noise, managing behaviour, and helping clients stay focused and invested in portfolios that are built to withstand uncertainty.</p> <p>Bhanu Singh LinkedIn: https://www.linkedin.com/in/bhanu-singh-5b09602/<br /> David Andrew LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/<br /> Capital Partners Website: https://capital-partners.com.au/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20250728/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Leong Tang, Partner, Financial Adviser (CFP®) at Callaghans. They discuss the importance of process-driven technology adoption, leveraging tools like ClickUp and AI to enhance client service and operational efficiency.</p> <p>Leong Tang LinkedIn: https://www.linkedin.com/in/chih-leong-tang-b393296a/<br /> Callaghans Website: https://www.callaghans.com.au/<br /> Pricing Guide: https://www.callaghans.com.au/pricing-guide/</p> <p>A world of client data awaits you at Netwealth: https://ensombl.com/go/20250725</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Marcus is an Associate Financial Adviser at Rising Tide Financial. He and James discuss his career transition from a family office investment professional to an adviser at Rising Tide, driven by a desire for personal fulfillment and helping clients align their financial strategies with their life goals.</p> <p>Marcus Boadle LinkedIn: https://www.linkedin.com/in/marcus-boadle-b5a26a249/<br /> Rising Tide Financial Website: https://risingtidefinancial.com.au/</p> <p>To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

In this episode, Pat speaks with Stephen Handley, Founder and CEO at Fin365. They discuss the platform's evolution, focusing on Microsoft-powered technology solutions for advice firms, data-driven automation, AI integration, and the recent Qwrk acquisition to provide scalable tech consulting services. Stephen Handley LinkedIn: https://www.linkedin.com/in/stephenhandley42/ Fin365 Website: https://fin365.com.au/ Form Fill Assist: https://www.linkedin.com/posts/stephenhandley42_fin365-dynamics365-copilot-activity-7331395742911111168-sMjj?utm_source=share&utm_medium=member_desktop&rcm=ACoAAC5K0ycBUeHjPGA9ok6tVgsSrW0CXeXCmC4 A world of client data awaits you at Netwealth: https://ensombl.com/go/20250718 General Disclaimer – https://www.ensombl.com/disclaimer/

<p>Natasha is a Financial Planning Assistant at Vista Financial Group. She shares her journey from working in Sri Lanka to pursuing her professional year at Vista Financial Group, driven by her passion for helping clients achieve their financial goals.</p> <p>Natasha Warnakula LinkedIn: https://www.linkedin.com/in/natasha-warnakula-a24454268/<br /> Vista Financial Group Website: https://www.vistafinancial.com.au/</p> <p>To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Shehan Alwis and Tim Rogers from Adviceflo. They discuss how Adviceflo can transforms static advice documents into dynamic, interactive, and visually engaging presentations, making client communication more effective and accessible across various professional services.</p> <p>Shehan Alwis LinkedIn: https://www.linkedin.com/in/shehanmarkalwis<br /> Tim Rogers LinkedIn: https://www.linkedin.com/in/tim-rogers-23560119/<br /> Adviceflo Website: https://adviceflo.com.au/</p> <p>A world of client data awaits you at Netwealth: https://ensombl.com/go/20250711</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>What if everything you thought about risk was wrong? In this episode of the Ensombl lnvestment podcast, host James Whelan is joined by Dan Miles from Innova Asset Management to challenge the old obsession with volatility and offer a sharper, goals-based view of risk as it relates to a client's lifestyle. Together, they flip the script on risk, diving into longevity, sequencing risk, flawed profiling tools, and where AI fits (and where it doesn't). Whether it's constructing smarter portfolios or having better client conversations, this episode arms advisers with fresh - more client centric - ways to understand and assess risk.</p> <p>Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/<br /> James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/</p> <p>Explore Innova's behavioural investing approach at https://ensombl.com/go/20250707/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>This week, Pat is joined by Natallia Smith, Founder of TruWealth Advice. They discuss her tech stack focused on serving single women over 50, using user-friendly tools like Microsoft Dynamics, Fin 365, Typeform, and AI technologies to create an efficient, empathetic client experience.</p> <p>Natallia Smith LinkedIn: https://www.linkedin.com/in/natalliasmith/<br /> TruWealth Advice Website: https://www.truwealthadvice.com.au/<br /> Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/</p> <p>A world of client data awaits you at Netwealth: https://ensombl.com/go/20250704</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>Hannah is an Associate Adviser at Stellar Wealth. She and James discuss her progress through the professional year, her role in client interactions, and her use of social media to educate and build her personal brand in the advice industry.</p> <p>Hannah Elliott LinkedIn: https://www.linkedin.com/in/hannah-elliott-financialplanning/<br /> Stellar Wealth Website: https://stellarwealth.com.au/</p> <p>To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>

<p>In this timely investment update, Neil Rogan chats with Russell Investments' Alexander Cousley, exploring the latest global market developments — from Middle East tensions and their muted impact on oil prices, to shifting recession risks across the US, China, and Australia. Together they unpack how consumer behaviour, central bank policy, and macro data are shaping the outlook, with insights on interest rates, currencies, and housing markets. A short, engaging conversation offering clear takeaways to help advisers navigate uncertainty and position portfolios with confidence.</p> <p>Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/<br /> Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/<br /> Russell Investments Website: https://russellinvestments.com/</p> <p>Recognise real-world learning as CPD: https://ensombl.com/cpd/</p> <p>General Disclaimer – https://www.ensombl.com/disclaimer/</p>