Why Not Mint Money

In the fourth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the basic tenets for wealth creation. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

At the Mint India Investment Summit 2023 held recently, Nilesh Shah, MD, Kotak AMC; Jiten Doshi, co-founder and CIO, ENAM Asset Management; Saurabh Mukherjea, founder & chief investment officer, Marcellus Investment Managers; and Roshi Jain, fund manager, HDFC AMC discussed resilience of the Indian economy and how stock market is fairly priced. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several investment platforms have emerged over the years and most of these have been launched by fintechs. More recently, Kotak Bank launched an investment platform called Kotak Cherry. In today's episode, we are joined by Srikanth Subramanian, CEO of Kotak Cherry, who talks to us on what his platform has to offer to investors and its future plans. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the third financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand why you need to have life insurance cover. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

This is the last month for you to make your tax-related investment decisions for the current financial year. Equity linked savings schemes or ELSS offer tax-deductions under 80c of the Income Tax Act. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors, to share various aspects of picking an ELSS fund. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the house-buying decision in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra spoke to Archit Gupta as part of the Guru Portfolio series to learn about his investment journey Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint’s Maulik speaks with Ravi Dharamshi, Founder and CIO, ValueQuest Investment Advisors, a SEBI-registered portfolio management company - on how me manages his personal finances. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Systematic Investment Plans or SIPs are a way for investors to systematically invest their money into mutual funds. Mutual funds also offer Systematic Withdrawal Plans or SWPs, which do the exact opposite. They help investors to systematically withdraw cash flows from their mutual fund investments, but there is no fixed or assured return. To tell us more about how systematic withdrawal plans work, we are joined by Kirtan Shah, who is the founder and CEO of Credence Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the first financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the importance of financial planning in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam spoke to Ankur Warikoo - an Indian YouTuber, entrepreneur and author - on how he managed his personal finances when he took a career break. His advice to someone who is considering a career break is as follows – 1. Be financially prepared; 2. Liberate yourself from the pressure of what the world thinks of you. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Kumar Abhishek, Founder & CEO ToneTag to discuss Central Bank Digital Currency (CBDC) in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra tells you all about the digital nomad visa that allows people to work remotely away from India. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam spoke to a few individuals who took a career break, either planned or unplanned and, here is what they had to share. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Ajay Awtaney, Founder, LiveFromALounge.com, an Indian aviation and travel focussed website, on how to save money on flight tickets. Have you been dreaming of holidaying in some quaint far away town or a hill-station resort? If yes, you must be on the lookout for good deals on flight tickets. With people travelling like never before, airfares have been on the rise. Let’s get some tips from Ajay on how to trim your flying costs. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Rhishabh Garg (Head of Term Life Insurance at Policybazaar.com) and Vivek Jain (Head of Investments at Policybazaar.com) to discuss life insurance policies for NRIs in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Alternate investments are usually accessible for high net worth investors (HNIs) and ultra HNIs due to the high minimum investment required, but now some investment platforms are changing this. One such platform is Jiraaf, which is offering alternate debt products, for a minimum ticket size of Rs 1 lakh. In today's episode of Why Not Mint Money, Vineet Agrawal, co-founder of Jiraaf, shares why his platform decided to launch these products and why they want to make sure investors come with the right risk-return expectations. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Deepak Jasani, Head of Retail Research, HDFC Securities on municipal bonds as an investment option for retail investors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to some taxpayers to find continued interest in the old regime Learn more about your ad choices. Visit megaphone.fm/adchoices

Aprajita Sharma, freelance journalist with Mint, spoke to Melvin Joseph, registered investment advisor (RIA) and founder of Finvin Financial Planners on his journey as a flat-fee financial planner that started in 2010, much before RIA regulations came in. He delved deeper into reasons why RIA profession is not growing and what changes in regulations are needed to encourage young professionals to practise flat-fee advisory. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nifty Next 50 Index has corrected over 7% over the last few weeks. The index had 14% exposure to Adani group companies, which have corrected sharply since short-seller Hindenburg's Jan 24 report. In spite of this, index-based investing remains an important low-cost option for investors, especially in the large-cap space, as actively-managed funds find it challenging to outperform the large-cap indices. In today's episode, we chat with Kavitha Menon, founder of Probitus Wealth, on what are some of the dos and don'ts when it comes to index investing and what can investors learn from the recent fall of Nifty Next 50 Index. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Bappa Roy, Product Head – Banking, Insurance & Investments at DCB Bank, to discuss travel smart cards in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Vishal Chandiramani, chief operating officer at TrustPlutus about the government’s proposal to change the tax rules of Reits and InvITs and its impact on investor returns. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atik Shah, Kiran Shah, and Ashin Shah, co-founders of MProfit, a fintech firm that recently received funding from Raimatter which is a Zerodha initiative. You can use MProfit to keep track of your entire family’s investments in one place. The fintech firm can aggregate transactions from 700 plus brokers and help you easily import data on your stock, mutual fund, PMS and AIF investments, among other products. Tune in to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the last few months, chief investment officers or CIOs of a few fund houses have made the switch. A CIO is important as he or she lays down the investment process at a fund house and is often responsible for managing the flagship schemes of the fund house. As an investor, should you continue to stick to the same fund house or you follow the CIO to their new fund house. In today's episode, Mint's Jash Kriplani chats with Rushabh Desai, founder of Rupee With Rushabh Investment Services to answer this question. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss why diversification is needed for a balanced portfolio for HNIs in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Sonu Iyer, partner & leader - India Region, People Advisory Services, EY about the key changes brought in by the budget with respect to personal income tax Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPOs, Zerodha on T+1 settlement for stocks, and with Vishal Dhawan, Founder & CEO, Plan Ahead Wealth Advisors on T+2 redemption payment cycle for mutual funds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Asia-focused private equity fund PAG acquired a controlling stake in Edelweiss Wealth Management in 2021. As a result, the Nuvama Group was formed. Mint’s Jash Kriplani and Neil Borate spoke with Anshu Kapoor, who heads the asset management business of the group, on the future plans of the business and how wealth management has evolved in India over the years. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Nikhil Apte, Chief Product Officer, Product Factory (Health), Royal Sundaram General Insurance, to discuss why couples should buy family floater plans after marriage. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the origin of the income tax in India, whether the minimum and maximum thresholds to levy tax have moved up in line with the inflation in the country over the years, the role of surcharge and many more. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

In a conversation with Mint's Shipra, Anil Ghelani, chartered financial analyst and head–passive investments and products, DSP Investment Managers, shares his investment strategies for Mint’s Guru Portfolio series Learn more about your ad choices. Visit megaphone.fm/adchoices

School-going kids are not taught about money management and personal finance in their classrooms. Zerodha Varsity has now launched Varsity Junior to spread financial literacy among 8-year-plus kids. Mint's Jash Kriplani and Neil Borate spoke with Karthik Rangappa, vice-president, education services at Zerodha, on how they plan to get such small kids interested in financial concepts. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Shantala Kumble, Senior Vice President, International Money Matters, a SEBI registered investment advisor on whether you need a tax consultant, which will most often be a chartered accountant, and how you can go about finding one. Tune in to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the expectations of a commoner from Budget 2023. Anticipation on reducing the tax rate applicable to those with taxable income more than Rs 10 lakh per annum, hopes on rising section 80C deduction limit, tweaks to capital gains taxation and many more. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

On January 21, 2013, Sebi came up with the concept of registered investment advisers (RIAs), who were tasked with the job of helping investors take the correct investment decisions to plan for their future. Ten years forward, Mint's Jash Kriplani spoke with Harsh Roongta, founder, Fee Only Investment Advisers, to capture how the RIA eco-system has developed in India since then. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with V Viswanand, Deputy Managing Director at Max Life Insurance, to discuss the zero-cost term plan in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to Shyam Sunder, founder and MD and Priya Sunder, co-founder and director, PeakAlpha Investment Services about their journey as RIA Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Adhil Shetty, CEO of BankBazaar on whether home loan borrowers paying higher rates should consider transferring their existing loans to another bank for a better rate. Tune in to know what Adhil has to say. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speak to experts about the history of capital gains tax on investing in shares and mutual funds in India and how it is currently compared to the tax structure in various other countries. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

On the eve of the launch of HSBC Multi Cap Fund, after HSBC MF acquired L&T MF, Mint's Jash Kriplani caught up with Kailash Kulkarni, co-chief executive officer of HSBC MF (erstwhile L&T MF CEO), on what investors can expect from the fund house after the HSBC-L&T merger. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss health insurance portability in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Lovaii Navlakhi, Managing Director & CEO of International money matters private limited, a Sebi-registered investment advisory firm, about his journey as a financial advisor. Learn more about your ad choices. Visit megaphone.fm/adchoices

It has been 10 years since Sebi came up with RIA framework, which led to the creation of Registered Investment Advisers. In this episode, Mint's Jash Kriplani caught up with Tarun Birani, founder of TBNG Capital Advisors, who shares why managing investor behaviour is one of the trickiest parts of being an RIA. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss how NRIs visiting India can minimize their expenses in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to Kalpesh Ashar to capture how he manages his clients' money and helps them achieve their financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Renu Maheshwari, SEBI Registered Investment Adviser and Co-founder of Finoscholarz, about her journey as a financial advisor since Sebi brought regulations on registered investment advisors (RIAs) 10 years back. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Jash Kriplani speaks with Dilshad Billimoria, managing director and principal officer, Dilzer Consultants on her own journey as a registered investment adviser (RIA) and how the profession has evolved since Sebi created RIAs 10 years back. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Sanjay Datta, Chief of Underwriting, Reinsurance & Claims at ICICI Lombard, to discuss motor floater policy in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to her guests about the special situations investing strategy and whether retail investors can make use of the mutual fund route to get the benefits of this investing style. Learn more about your ad choices. Visit megaphone.fm/adchoices