Why Not Mint Money

Diversifying across asset classes is an effective of bringing down the risk of your investment portfolio. In today's episode of Why Not Mint Money, we are in conversation with Kavitha Menon, founder of Probitus Wealth, on how multi asset funds can help to diversify your investments across various asset classes and what should you keep in mind before investing in such funds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam engages in a conversation with Harsh Parikh, partner at Khaitan & Co law firm to explore the risks, regulations and conditions that come along with buying agricultural land in India. What is meant by agriculture? Who is called an agriculturist? Whether the son/daughter of an agriculturist is also called an agriculturist and many more such interesting questions are answered by Parikh in this episode. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to Mayank Mohanka, founder of TaxAaram India and a partner at S M Mohanka & Associates about how the changed rules benefit India's outbound travellers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam engages in a conversation with Ramakrishnan Gopalan, head of products, India and South Asia at Visa, one of the top players in the digital payments industry on how to safeguard ourselves from credit card frauds. He also touched upon what tokenization of card is, how it works, and how it could minimize fraudsters gaining our personal card information. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Small-cap funds have seen a sharp recovery in the last three months, going up between 15-20%. The bounce back has come after signs of weakness in small caps in the recent past. Between 31 March 2022 and 31 March 2023, the small-cap funds delivered returns of a little over 1% on average. So, should you stay put with your small-cap fund or exit? In today's episode of Why Not Mint Money, we chat with Rushabh Desai, founder of Rupee with Rushabh Investment Services, on how should investors approach this space. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind Ningthoukhongjam engages in a conversation with Vidya Bala, Co-founder of Prime Investor, who simplifies mutual fund investing for someone looking to begin their investment journey. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra in a conversation with Prakash Hedge, a chartered accountant, uncovers why MNC employees with ESOPs are in a tax soup Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam engages in a conversation with Taher Badshah, Chief Investment Officer at Invesco Mutual Fund, to explore the contrarian style of investing in India. Badshah, who also manages Invesco India contra fund, delves into the global landscape of contra investing, its similarities with value investing, the process of identifying companies with headwinds and potential turnarounds, the expectations investors should have when investing in contra funds, and how contra funds can complement an investor's overall portfolio. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

There is always talk about the benefits of long-term investing in equity markets, but what about debt investments? In today's episode of Why Not Mint Money, Mint's Jash Kriplani chats with Nitesh Buddhadev, founder of Nimit Consultancy, on what role debt investments can play in one's overall portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind Ningthoukhongjam speaks to Sivananth Ramachandran, CFA, CIPM, the Director of Capital Markets Policy, India at CFA Institute about the various aspects of ESG and the challenges it faces. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam engages in a conversation with Abhishek Mathur, a partner with Luthra and Luthra Law Offices India. He takes care of private client, estate planning, real estate and general corporate practice matters in the firm. In this episode, Mathur explains why a will is important, the implications when someone dies without a will but orally communicated about distributing her assets, when the will should be registered and what it is meant by probating a will. Tune in for more insights. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra Singh and Akshat Rohatgi discuss how P2P lending works and the risks investors should know Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to retirement planning, the earlier one starts the better. In today's episode of Why Not Mint Money, we are in conversation with Nisreen Mamaji, founder of MoneyWorks Financial Services, on how youngsters can start investing for their retirement right at the beginning of their careers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind Ningthoukhongjam speaks to Parth Parikh, finance content creator, and ex-research analyst about having a club membership. They talk about the benefits of having a club membership, why he thinks his club membership is an asset, and the rise of new-age clubs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra spoke to Mayank Mohanka, founder, TaxAaram India and a partner at S.M Mohanka & Associates about the TCS rules applicable to tour packages, flights, hotels etc Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam engages in a conversation with Saurabh Mukherjea, founder of Marcellus PMS, about the latter’s personal finance journey. Mukherjea allocates 90% of his personal investment portfolio to equities, and just 10% in debt instruments, primarily in fixed deposits (FDs) for emergencies. He is also a National Pension Scheme (NPS) enthusiast due to its tax benefits and low fee structure. Tune in to know more about his personal investment strategies. Note, each investor has their own preference and risk appetite. Do your own research before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

High-net-worth and ultra-high-net-worth investors tend to have different investment and financial planning needs. This is simply because of the sheer size of wealth and assets that needs to be managed and looked after. In today's episode of Why Not Mint Money, we are in conversation with Ashutosh Bishnoi, director at Multi-Act, to understand the different aspects of investment advice and financial planning when it comes to HNIs and ultra HNIs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint Money's Sashind Ningthoukhongjam speaks to Shilpa Phadke, CEO of GetWillDone. They talk about the importance of having a Will, the process of executing it, and how to draft a Will. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam engages in a conversation with Ankush Datar, associate vice president – PMS, Phillip Capital India, to delve into the concept of Shariah-compliant funds, some of the key financial metrics that these funds consider to filter the stocks, past performance and the global landscape for such funds. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt investments offer stability to an investor's overall portfolio, especially when equity markets turn volatile. By taking exposure to a different asset class, investors can build a more diversified investment portfolio. In today's episode of Why Not Mint Money, we chat with Varun Sridhar, CEO of Paytm Money, on how his platform wants to take bond investing to retail investors through its latest offering. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind Ningthoukhongjam speaks to Sandeep Tandon, Quant Mutual Fund's founder, and CEO. They talk about Quant MF's proprietary investment framework VLRT and his broad investment philosophy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to Ankush Sethia, a self-proclaimed credit card enthusiast about how he uses multiple credit cards to rack up enough rewards that earn him free flights and hotel stays. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam speaks with Kalpesh Ashar, a SEBI Registered Investment Advisor and who is also a Certified Financial Planner at Full Circle Financial Planners and Advisors, to delve into the important financial aspects an NRI need to consider before returning to India for retirement after spending a significant amount of time abroad. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new ecosystem is taking shape in the financial services industry, that can potentially transform the time-consuming process of designing a financial plan. In today's episode of Why Not Mint Money, we chat with Harsh Roongta, who is principal officer of Fee Only Investment Advisers, on how the Account Aggregator framework can change the way in which financial advice can be offered to investors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind Ningthoukhongjam speaks to Vivek Kaul, bestselling author of Bad Money-Inside the NPA Mess, and how it threatens the Indian banking System and the Easy Money trilogy. They talk about the rise of finfluencers, the implication it has on our personal savings, and what the regulator can do to curb the spread of bad financial advice floating in social media. You can read the article here- Finfluencers’ earnings: Who bears the real cost? https://www.livemint.com/money/personal-finance/the-rise-of-finfluencers-how-social-media-personalities-are-changing-the-face-of-financial-advice-and-investment-11684173907021.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra spoke to Rohit Shah, founder & CEO, GYR Financial Planners and a Sebi RIA about the challenges facing the RIA community Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Satya Sontanam speaks with Arun Kumar, Head of Research at FundsIndia, to delve into the performance and suitability of multi-asset allocation funds in India. Tune in to discover where these funds stand in terms of performance and who should consider investing in them! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Ashish Lath - Business Head, InsuranceDekho, to discuss factors one must consider when choosing an insurance policy for their electric vehicles. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to Sumanta Mandal, founder of TechnoFino about the airline's frequent flyer programmes and the different ways to earn Airmiles Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Kunal Savani, partner at Cyril Amarchand Mangaldas, about GIFT City In India, how it is compared to Dubai International Financial Centre (DIFC) in Dubai, the tax benefits for investing in a PMS (portfolio management services) in GIFT City for both Indian nationals and non-residents and many more. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

HNIs or high net worth investors now have one more investment option. Athena Alternative Investments has just launched an Enhanced Equity Fund. In today's episode of Why Not Mint Money, I am joined by Vineet Bagri, CEO of Athena Alternative Investments, to talk more about this fund. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Aniruddha Bose, Chief Business Officer at FinEdge, to discuss Why the masses aren't able to create wealth while investing in mutual funds. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam spoke to Nirav Karkera, Head of Research at Fisdom about the balanced advantage funds (BAFs) in India, how they are performing and who can invest in this hybrid fund category. Karkera explained in detail the investment philosophies of some of the top BAFs in India including HDFC BAF, ICICI BAF, Edelweiss BAF and DSP BAF. Learn more about your ad choices. Visit megaphone.fm/adchoices

Opening a PMS (portfolio management services) or AIF (alternate investment fund) account, which would usually take several days, is now seeing reduced timelines thanks to the digitalisation of the process. How this new process is slowly getting adopted, what are its benefits and issues that still need ironing out. To talk on this, we are joined by Milan Ganatra, founder and CEO of 1SilverBullet, which is offering this service to PMS and AIF companies. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Raghavendra Rao, Chief Distribution Officer at Future Generali India Insurance, to discuss the critical factors while buying health insurance amid the Covid-19 cases surge. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra spoke to travel blogger Jimeet, popularly known as backpacking Daku, to learn a few tips to value travel this summer holiday season Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Vineet Bagri, Chief Executive Officer at Athena Alternative Investments, about the latest round of reforms concerning AIFs, which will become effective from May 1, 2023. The reforms aim to increase transparency, curb mis-selling and enable direct investor access without intermediaries in the AIF space. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

It is not often that you see a firm specialising in alternate investments in the unlisted startup space, foraying into listed equities. In today's episode, we chat with Abhishek Agarwal, founder and managing partner of Rockstud Capital, on why his firm is launching a pure listed-equity-focused fund, that would look for investment ideas among the mid and small cap stocks, listed on the exchanges. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mint's Navneet Dubey talks with Rupinderjit Singh, Vice President of Retail Health at ACKO, to discuss the critical factors customers should consider while opting for a health plan. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Shipra speaks to home loan borrowers who are seeing their loan tenures Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Kalpen Parekh, Managing Director & CEO of DSP Mutual Fund about his personal financial journey. He tells us how the rules-based asset allocation principles of the dynamic asset allocation fund he invested in helped him increase his equity allocation when markets corrected in 2020 and many more. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Recently, Amfi disclosed its monthly data of investor flows for March and interestingly thematic/sectoral funds got the maximum flows among the equity categories. But are thematic funds suitable for all investors. What are its use-cases and when should it be avoided. To talk on this and more, in today's episode of Why Not Mint Money, I am joined by Avinash Luthria, who is an hourly-fee financial planner and a Sebi-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the sixth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand retirement planning in detail. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam speaks to Vishal Chadiramani, managing partner - products and chief operating officer at TrustPlutus Wealth Management, to ask questions on the new tax rules for Reits and Invits applicable from April 1, 2024. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam spoke to Nikhil Kamath, the co-founder of Zerodha, True Beacon and Gruhas, to understand why he thinks Indian stock markets are expensive, what he thinks about gold and real estate as an asset class and also what he is doing in the philanthropy space. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode of Why Not Mint Money, we chat with Radhika Gupta, MD and CEO of Edelweiss AMC, to take us through her own financial journey over the last year, a period in which she moved to her new home, became a mother and even made her baby start his own investing journey. She talks about her own investment portfolio, which is spread across domestic equity funds, international equity funds, and debt exposure through hybrid funds and alternates. The latter is through an alternative investment fund managed by Edelweiss AMC, along with small holdings in a couple of startups. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the fifth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the importance of health insurance. Tune in to know more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Now when it comes to investments, the earlier you start the better. With the financial year just beginning you can do a few things to make sure your investments are right where you want them for your future goals. In today’s episode of Why Not Mint Money, we talk with Amol Joshi, founder of Plan Rupee Investment Services on things to keep in mind when reviewing your investments at the beginning of the financial year. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint’s Satya Sontanam spoke to Sankaranarayanan Krishnan, Quant Hedge Fund Manager from Motilal Oswal Financial Services Limited to understand what hedge funds are called in India, who can invest in them and the risks that come along with such investments. Tune in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, an amendment in the Finance Bill, took away the long-term capital gains tax benefit that came with debt mutual funds. For investors that held their investments in debt mutual funds for over 3 years, the gains were taxed at a flat rate of 20%. This also came along with indexation benefits. In today's episode of Why Not Mint Money, we are joined by Deepesh Raghav, who is a registered investment adviser and the founder of PersonalFinancePlan on what are the alternatives now for investors as this new rule kicks in from the 1st of April. Learn more about your ad choices. Visit megaphone.fm/adchoices