WealthTalk - money, wealth and personal finance.

Time is only an excuse if you make it one. Today’s episode showcases two members of the WealthBuilders Community who seized the opportunity that lockdown presented and used their time productively to build wealth. Louise Righton decided to use her time to write a book and turn her knowledge into an income-generating asset, whilst Gary Soltys and his wife Jane looked at the spare capacity they had within their existing business and maximised that potential to mean that they have come out of lockdown with a business that is even more attractive to its clients than it was before.Featured Guests: Louise Righton | Gary SoltysResources Mentioned In This Episode:>> SSAS Superstars [Book] by Louise Righton & Mark Stokes >> View On Amazon>> Find out more about Gary Soltys’ holiday homes S.Wales, Facebook or Instagram @llainfranholidays, or visit www.llainfran.co.uk >>WT009: The Wheel of Wealth>>Watch these free videos to learn more about SSAS Pensions >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership >> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

You can’t get wealthy without using leverage. In a year when many of us have been forced to change our routines due to the global pandemic, we now enter the Autumn with some sense of normality returning in the shape of children returning back to school and workplaces slowly re-opening. Are you able to leverage more or less than you were previously? Instead of commuting to work, can you allocate that time to wealth-building activities instead? Perhaps your monthly costs have changed, and therefore your financial leverage may have increased or even decreased. Take this opportunity to reevaluate your use of leverage when it comes to building your wealth.Resources Mentioned In This Episode:>> WT011: Creating Leverage Using F.I.R.S.T>> WT033: You Can’t Get Wealthy Without Using Leverage >> WT053: In Times Like This, You Need A Plan>> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership>> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders AcademyIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

This bonus episode is an opportunity to hear the full audio version of the Official WealthBuilders eBook ‘The 7 Pillars of Wealth’, written by Kevin Whelan and narrated by Lex McKee. Kevin shares the fundamentals of what it takes to reach a place of complete financial Independence, a shocking statistic that only 5% of the UK population ever achieve. It was a single event at a young age that proved to be the catalyst for Kevin to commit to never having to trade time-for-money ever again and through trial and error, he achieved his goal. Those learnings are now shared with you, in a simple and easy to follow manner. We hope you enjoy listening to Kevin’s story and feel compelled at the end to download a copy of our Declaration of Complete Financial Independence by visiting www.wealthbuilders.co.uk/declaration. >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership>> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders AcademyIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The doors to our 7 Steps to Wealth Programme have been flung open again..but only for a few days! If you’d like to work with Kevin and Christian and begin to create your own plan to achieve financial independence following the unique and holistic WealthBuilders blueprint then you have until midnight on Thursday 30th July to join at the current price-point. In this episode, you’ll hear from 4 members who are all making great progress to hit their financial security and Independence goals, and you’ll also hear from one of our new Wealth Coaches about how they are working with members each month to hold them accountable to their own unique wealth plan.>> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership>> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The WealthBuilders blueprint is founded upon basic principles which anybody can follow. On today’s show, we invite Todd Tressider to share his unique distinction on these same principles. Todd is a former hedge fund manager who “retired” at age 35 to become a money coach and financial blogger at www.financialmentor.com. He also holds the claim to fame of being one of the early pioneers of computerised investment research.More than 55,000 people have used Todd’s wealth-building tools available for free on his website to help them jumpstart their financial freedom.In today’s episode, you’ll hear why anybody can achieve financial independence and the mathematical equation that backs that up. You’ll also hear Todd speak about the three main asset classes for building wealth; property, paper assets and business/entrepreneurship - along with the essential questions you need to answer if you’re going to create a personal wealth plan that works. Featured Guest: Todd Tressider, www.financialmentor.com Resources Mentioned In This Episode:>> Todd Tressider books on Amazon>> WT53: In Times Like This, You Need A Plan >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership >> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

If you’re a business owner then listen up! Chances are you’re going to learn a thing or two that you may not have realised were available to you today. Most business owners would like to maximise their profits and enjoy a lifestyle that they might not have been able to if they continued working for somebody else. The benefits of being a business owner compared to an employee when it comes to building wealth are huge - and in today’s episode Kevin and Christian highlight 4 key areas that every business owner should be paying attention to if they want to leverage their business as part of their overall personal wealth plan. Resources Mentioned In This Episode:>> CLICK HERE to Download your FREE D.R.A.W Resources for Business Owners >> WT67: Creating Assets Within Your Business w/ Daniel Priestley >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership >> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

A smarter way to build a business that can work without you is to create an ecosystem of assets within it. Our guest this week is Daniel Priestley. Daniel has learned what makes a business successful from the time he has spent with over 3000 business owners at all stages of the entrepreneurial journey. It’s a journey which is predictable, and which can allow great freedom if you understand how to create outstanding value for your clients and provide them with an exceptional experience.Featured Guest: Daniel Priestley, Co-Founder and CEO of Dent GlobalResources Mentioned In This Episode:>> Click Here to claim a free paperback copy of Daniel Priestley’s book ‘Key Person of Influence’. (Add ‘Please send me a copy of KPI’ in the subject line and include your address in the body of the email)>> Get your 24assets Heatmap- Benchmark your business against 24 categories of digital assets >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership >> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Business owners: did you know you can have your business pay for your life insurance policy but in a super tax-efficient way on six different levels? And it costs the same as standard cover? Well, tune in today because that’s exactly what we’ll be sharing with you! if you're in business, you're in a unique position because there are greater opportunities available to you to build your wealth, helping both yourself and your family - but many business owners are not aware of these breaks. Key topics discussed in the episode include:Relevant Life Insurance: Discover how this unique type of insurance can provide life cover in a tax-efficient manner, exclusively for directors of limited companies. The Importance of Trusts: Understand why life insurance should be written into a trust and how it can prevent inheritance tax, ensuring your loved ones receive their financial benefits promptly and efficiently.Tax Efficiency for Business Owners: Kevin and Paul discuss strategies to maximise your business's tax efficiency, from utilising relevant life insurance to leveraging entrepreneurs' relief and more.Real-world Applications: Hear real-life examples and actionable tips on how to implement these strategies in your business to protect and grow your wealth. Featured Guest: Paul Brooks, SSAS Director, WealthBuilders Resources Mentioned In This Episode:Want to speak to WealthBuilders to find out more about Relevant Life Insurance? Click Here >> WT008: Protecting Your Assets [The Roof]>> WT023: Using Trusts To Protect Your Assets >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership >> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The way that people invest has changed over the last 10 years due to the advancement of technology. Crowdfunding has exploded in popularity because it blends the use of this technology with the ability for investors to feel much more connected to the projects that they are investing in. CrowdProperty is a company that spotted this area of growth but also the challenges that developers were experiencing around 2013 with traditional sources of funding. The result is an easy to use platform which allows investors to fund projects which have undergone rigorous due diligence and provide a solid return on investment. >> Register for Free Access to the WealthBuilders Membership Site >> Would you like to work with Kevin and Christian on your very own wealth plan? Find out more about WealthBuilders Academy If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Support and connection are integral parts of the wheel of wealth, which is step 5 in the WealthBuilders 7 step process for generating recurring income from assets. Our members have access to 7 different levels of support, but where can you find that support from otherwise? In this episode, Kevin and Christian share 3 aspects of support which are critical: it must be impartial, it must be proactive and it must challenge you to think of the correct answers to your questions, and begin that transformation into thinking like an entrepreneur.Resources Mentioned In This Episode:>> WT009: The Wheel of Wealth>> Download the Wheel of Wealth Template>> Order the WealthChart A4 Wealth Planner >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Can anybody really make their pension work harder? And are there some basic rules that can be applied, no matter what size your pension is?Paul Brooks is the SSAS Director at WealthBuilders and has been helping clients to understand how they can leverage their existing pensions for over 10 years.In this episode, Paul covers the key things everybody should consider to reduce their costs and improve the performance of their pensions, and if you’re a business owner then you’ll definitely want to find out more about the Director’s Pension (SSAS).Resources Mentioned In This Episode:>> The Director’s Pension [SSAS]>> Webinar Replay: 3 Ways To Instantly Make Your Pension Work Harder>> WT017: Do You Have A Lost Pension? >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Investments, alongside pensions and their home, are where the majority of people in the UK build their wealth. However, as has been seen during the Covid19 pandemic, the markets can be extremely volatile leaving people worried about and often uncertain about what is the best action to take. This can lead to impulsive reaction based on emotion as opposed to following a pre-determined, longer-term investment plan.Our guest today is Manish Kataria. Manish is a CFA-qualified professional investor with 18 years’ experience in fund management and UK property investment. He has managed investment portfolios for JPMorgan and other blue chip investment houses. Within property, he invests in and owns a range of assets including developments, HMOs, BTLs and serviced accommodation. Featured Guest: Manish Kataria, https://investlikeapro.co.uk/>> Register for Free Access to the WealthBuilders Membership SiteIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Today’s guest is Shweta Jhajharia. Shweta is a multi-award-winning consultant, recognised both by external bodies and industry awards panels, as the top coach in the UK, including ranking in the top 30 World Coaching Professionals for 3 years running.The last 3 months have been challenging for businesses in many different ways, however, there are a few key things which all businesses should be focusing on; their cash position, leadership, and a clear short-term action plan which they are communicating to their teams.As always, listen out for the wealth lessons which come out of the conversation and use them to help you build a stronger business moving forwards.Featured Guest: Shweta Jhajharia, www.growthidea.co.ukResources Mentioned In This Episode:>> WT39: Business Is Personal w/ Penny Power>> WT40: 5 Ways To Increase Your Business Profits>> WT41: 6 Steps To A Business That Works Without You>> WT60: Business Acquisitions w/ Guy Bartlett>> Jim Rohn >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

A business is an asset only when it can continue to operate and thrive without being completely dependent on its owner. The reality is that many people start a business and never reach beyond the level of simply owning their own job - often resulting in working more hours than they did before and not enjoying the freedom they had hoped for. This can lead to business owners growing weary and looking to sell. The coronavirus outbreak has impacted businesses in many ways and for those who are monitoring the situation, some interesting observations can be made. One such person is today’s guest, Guy Bartlett, business acquisition and development expert at the Fidelis group. Featured Guest: Guy Bartlett, https://thefidelisgroup.co.uk/Resources Mentioned In This Episode:>> WT046: Selling Your Business >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

It makes good sense to review your financial outgoings every 12 months, and it was way back in Episode 004 that Kevin and Christian first introduced the concept of D.E.B.I.T.S - a simple way to take stock and uncover hidden money in your life. The events of the global pandemic this year have forced almost all of us to change our way of living, and therefore this is a good time to take another look at what costs you might still be incurring on a monthly, quarterly or annual basis and decide if they are still adding value to your life.Resources Mentioned In This Episode:>> WT004: How To Uncover Hidden Money In Your Life Using D.E.B.I.T.S>> Download Kevin Whelan’s Book: Save A Fortune Fast: 12 Secrets To Eliminate Your Mortgage, Loans and Credit Cards...FAST! >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

It's an old cliche, isn't it? There's a good book in everyone. The whole idea of intellectual property [IP] is that everything great starts in the brain and then gets transferred into some kind of action, and a book is no different. However, most people struggle with the process and get overwhelmed by it, in the same way as many people do with wealth-building.Today we look at why a book is a great tool to support any business and build your personal brand, allowing you to create products and increase your value in the market place. Featured Guest: Karen Williams, https://librotas.com/>> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Resources Mentioned In This Episode:>> https://www.gov.uk/government/organisations/intellectual-property-office >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

How will the commercial property market change as a result of the global Covid19 pandemic? Suzi Carter is a Chartered Surveyor with 25 years’ experience in the commercial and residential property sectors. She has worked for some of the UK’s largest property and development companies and agents including CBRE, B&Q and Chartwell Land. In today’s episode, you’ll learn about some of the precautionary measures that you can take if you’re a commercial property landlord, and also the opportunities to be aware of in the coming 6-12 months.Resources Mentioned In This Episode:>> Episode 030 - Property Strategy: Commercial >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

How do you turn what you love to do into an income-generating asset? This week we focus in again on Pillar 6 of the 7 Pillars of Wealth - Intellectual Property. Dr. Joanna Martin is an entrepreneur, author and renowned visionary who is deeply driven to help women increase their impact and influence in the world. Joanna shares many great lessons for anybody who would like to begin building their wealth by sharing their unique message through books, online courses and events ...debriefed and discussed, as always, by your hosts Kevin Whelan and Christian Rodwell.Featured Guest: Dr Joanna MartinResources Mentioned In This Episode:>> Dr Joanna Martin Official Website>> BeOne Global Community - Joanna Martin Facebook Group>> WT51: 11 Compounding ROI’s to Build Your Wealth >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The world is in lockdown due to the coronavirus outbreak, and many people have seen their jobs jeopardised, their businesses ordered to stay closed, and tenants being unable to pay their rents. Of course, nobody could have expected all of this to occur. People relying on one source of income to live their lives are certainly experiencing more pain than those who have a robust plan which includes multiple income streams from assets. With everything going on in the world, is now the right time to even be thinking about building your wealth?Resources Mentioned In This Episode: A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy WT002: Are You A Drifter, A DIY’er Or A Dynamic When It Comes To Building Wealth? >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Coronavirus has rocked the financial markets in recent weeks, sending stock prices tumbling and reducing pension values all at once. For many people, this is a worrying time. Christian & Kevin went live inside the WealthBuiders Facebook community to answer questions from members, and offer thoughts and ideas on how to manage and leverage assets in these uncertain times. A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What’s the most important ROI when it comes to building wealth? You might be surprised to discover that there are actually 11 ROI’s that all contribute to living a wealthy life - and in this episode, you’ll find out what each of those is.Wealth-building isn’t easy, but it becomes easier when you have a step by step plan. By understanding which ROI you’re currently stuck at, you’ll be able to see what you need to do next in order to move forwards.And remember ...you’re only ever one Relationship, Opportunity or Idea away from completely transforming your wealth.Resources Mentioned In This Episode:>> Free Video Training Series with Kevin Whelan goes live Monday 23rd March 2020! >> Click here to Register A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy >> Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Wealth-building is more enjoyable, profitable and almost always faster when you collaborate with others, and that’s the topic of today’s conversation between Kevin Whelan & Christian Rodwell. Joint Ventures are the 7th Pillar of the WealthBuilders unique ‘7 Pillars of Wealth’ framework. You’ll hear Kevin share another of his famous acronyms to help you remember the formula for doing great JV’s, and today’s guest is Mike Davis - a man with a long career in business and investing where working with others to help build both his wealth and the wealth of others has been integral to his success.Featured Guest: Mike DavisContact Mike: [email protected] or www.bildoo.co.ukResources Mentioned In This Episode:Solving the UK Housing Crisis - www.bildoo.co.uk >> ENTER THE COMPETITION! Win a free place on our ‘7 Steps to Wealth’ Programme >> Take the Wealth Dynamics Entrepreneur Assessment - https://www.wealthbuilders.co.uk/wealthdynamics Kevin Whelan's Join Venture Formula:W - win/winA - alignmentT - track record / trustE - exit strategyR - relationshipS - structure JOIN THE WAITLIST: WealthBuilders ‘7 Steps to Wealth’ Programme. A step by step process to help you create, build and protect your wealth. >>https://www.wealthbuilders.co.uk/sevenstepstowealth Register for Free Access to the WealthBuilders Membership Site>>https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What’s the difference between a business owner and an entrepreneur? And how can you become a SMARTER business owner? The answers to these questions are revealed by Kevin Whelan in today’s episode! With the current uncertainty across financial markets and key industry sectors due to the outbreak of the coronavirus, plus the UK floods - many business owners will be feeling very uncertain about things right now. There are 4 D’s that exist to scupper every business owner who isn’t prepared for them and these will be discussed today, along with a final acronym D.R.A.W which holds the key for stacking the odds in the favour of any business owner being able to walk away wealthy, rather than weary, from their business.Resources Mentioned In This Episode: >> Take the Wealth Dynamics Entrepreneur Assessment - https://www.wealthbuilders.co.uk/wealthdynamics Acronyms used in today’s episode:How can you become a S.M.A.R.T.E.R business owner?SalesMoneyActivitiesRelationshipsTimeEntrepreneurRecurring Income The 4 D’s that can scupper a business owner:DeathDisablementDivorceDisruption How to D.R.A.W a healthy income from your business?Director’s Pension [SSAS]Relevant LifeAssetsWellbeing & Wheels A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Is it possible to achieve financial independence within 3 years? The answer is yes, and in today’s show you’ll hear exactly how WealthBuilders client, Bronwen Vearncombe, achieved this. By focusing on her ‘why’, and then seeking good quality education to learn about her chosen pillars, she and her husband John were able to quit their corporate jobs and travel the world, fulfilling a lifetime ambition of John’s to compete in the Clipper Round the World Yacht Race ...all whilst managing their property business remotely.Featured Guest: Bronwen VearncombeResources Mentioned In This Episode:>> Bronwen Vearncomb’s Book ‘Building Your Dream Life’ is out now on Amazon. Click Here >> Take the Wealth Dynamics Entrepreneur Assessment - https://www.wealthbuilders.co.uk/wealthdynamics A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Today’s episode celebrates the one year anniversary of WealthTalk!And what better way to celebrate than to hear from our members how they have been progressing since working with Kevin and Christian. You’ll hear the reasons they decided to join, what some of the biggest surprises have been, and the impact it’s having not just on their own wealth-building endeavours, but also on their ability to feel more confident about the future.Don’t forget to listen all the way to the end of today’s episode for details of a VERY special 1st-anniversary competition where one lucky listener will win a free place on the WealthBuilders ‘7 Steps to Wealth’ Programme which opens up again on 30th March.Featured Guests: Andy Labrum, Danni Wade, Geoff Sturtivant, Jon Dale, Richiko OlrichsResources Mentioned In This Episode:What are the 5 Levels of Wealth? >> https://membership.wealthbuilders.co.uk/5-levels-of-wealthWhat are the 7 Pillars of Wealth? >> https://membership.wealthbuilders.co.uk/7-pillars-of-wealthWhat is the Wheel of Wealth? >> https://membership.wealthbuilders.co.uk/wheel-of-wealth Guest Andy Labrum - Blue Light Leavers, helping Emergency Service professionals and support staff worldwide find new careers - https://www.bluelightleavers.com/ >> Take the Wealth Dynamics Entrepreneur Assessment - https://www.wealthbuilders.co.uk/wealthdynamics A step by step process to help you create, build and protect your wealth. >> https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Site>> https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Businesses are rarely started with any thought of eventually being sold, or what that might look like for the owner. Over the years, the business becomes so personal, almost like having another child. That often leads to this huge discrepancy in the long term about the valuation of a business and why it's such an inexact science. That's why such few businesses actually get sold. The seller is often emotionally attached after pouring blood, sweat and years into the business, whilst the buyer is much more fixated on a different set of metrics ...of which we discuss in today’s episode.Featured Guest: Guy Bartlett, the Fidelis GroupResources Mentioned In This Episode:>> 7 Steps To Take Before Selling Your Business [Download Free Guide]>> Take the Wealth Dynamics Test to Find out your Entrepreneurial Profile>> The Fidelis Group>> Episode 44: Will you walk away wealthy from your business? A step by step process to help you create, build and protect your wealth. >> https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Site>> https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

How do you make money from just an idea? Well, everything that exists in this world which is man-made began with a thought, and some of those creations of the mind such as literary, music, designs, artwork, systems can be protected by law in the form of copyrights, patents and trademarks allowing the creator to earn recognition and/or financial benefit.On today’s show, you’ll hear an interview with Rob Moore. Rob is an investor, best selling author, podcast host and owner of the largest property education company in the UK. He lives and loves entrepreneurship and property investing, and is the host of the successful UK podcasts, The "Disruptive Entrepreneur" and "Money". Rob will share some of the different ways that you can build wealth in the pillar of intellectual property (IP).Resources Mentioned In This Episode:>> Rob Moore Official Website>> Rob Moore Disruptive Entrepreneur Podcast>> Rob Moore Money Podcast>> Episode 33: You Can’t Build Wealth Without Using Leverage A step by step process to help you create, build and protect your wealth. >> https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Site>> https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Most people that sell a business are first time sellers, and most people that buy are first time buyers. Very few people do lots of homework and research, especially those that are selling. There's also very often a massive disconnect between what's in a business owners head as to what they think the value of their business might be, to what a buyer will pay.Dave Pearce is somebody who knows how to help business owners prepare to get better value when they decide they want to sell. In today’s episode you’ll learn what steps you should be thinking about to make your business more valuable in the event you wish to sell.Featured Guest: Dave PearceResources Mentioned In This Episode:>> 6 Step Business Sales Process [Free Download]>> Transworld Business Advisors>> Episode 36: Women in Business Feat. Charlotte Pearce [Daughter of Dave Pearce] A step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, Kevin and Christian share some of the feedback they received from the end of year survey they sent out to their Founder Members. 100 members of the WealthBuilders Community have been following the ‘7 Steps to Wealth’ process since Spring/Summer 2019 and you’ll hear some of the reasons why they joined and what they’re finding of most benefit so far. If you’d like to work with Kevin and Christian on creating your own unique WealthPlan then be sure to make of note of 30th March 2020 when the doors will reopen for a short period.Resources Mentioned In This Episode:>> Get The WealthChart [A1 Wall Planner]>> WT004: How To Uncover Hidden Money In Your Life Using D.E.B.I.T.S>> WT025: Foundation Members Share Their Progress A step by step process to help you create, build and protect your wealth. >> https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Site>> https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

How do you start building your wealth? People often comment that it’s easy when you've got money, but what happens if you don't have money? Well, everybody's got time and in today’s episode, Kevin and Christian explain why anybody could do a little bit on the SIDE.Instead of telling yourself that you don’t have the resources to start building your wealth, you just have to have the resourcefulness.Resources Mentioned In This Episode:>> Save A Fortune FAST! 12 Secrets to eliminate your mortgage, loans and credit cards’ [Free Book Download]>>Get The WealthChart [A1 Wall Planner]>> WT002: Are You A Drifter, A DIY’er Or A Dynamic When It Comes To Building Wealth?>> WT020: Becoming wealthy only takes 1 day a month>> Trusted House Sitters>> Bartercard - a trading platform where businesses can buy and sell their goods or services as part of a global network of likeminded businesses. >>Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy >>Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, we welcome another WealthBuilders member who is an ActionCoach to talk about the business pillar, which is Mark Perry. And Mark is going to talk us through the six steps to building a business that works without you. We’ll be covering a lot of information, so if you can, click the link below to download a copy of the 6 Steps Template before you begin listening. This framework breaks down each area of business and turns what can often be quite complex into an easy step by step process for you to follow.Featured Guest: Mark PerryResources Mentioned In This Episode:>> DOWNLOAD - 6 Steps to a Business that works without you [Template]>> Episode 40: 5 Ways to Increase your Business profits with ActionCoach Chris Henry >>Find Out More About The WealthBuilders Academy A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy >>Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Today's episode is looking at how to get more leverage from your marketing. The purpose of marketing is to generate a lead, but are you then measuring how many of those leads convert to paying customers? WealthBuilders member and business coach, Chris Henry, highlights five key metrics which every business owner should be scrutinising in order to increase their profits and generate more recurring revenue.Featured Guest: Chris HenryResources mentioned In this episode:>> DOWNLOAD: '5 Ways To Increase your business profits' worksheet >> FREE PENSION CPR- WealthBuilders will review one personal pension/SIPP for you and create a unique report highlighting ways to reduce the charges, improve the performance and reduce the risk. Click Here To Request Your Free Pension CPR >> LIMITED AVAILABILITY! WEALTHCHART WALL PLANNERS. Click Here To Order Now Find Out More About The WealthBuilders AcadenyA step by step process to help you create, build and protect your wealth.>> https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Site>> https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Building wealth isn’t easy. This week Kevin and Christian discuss the challenges that can often arise throughout this journey, and invite Penny Power OBE to share very openly about how business can feel demanding and lonely at times. Knowing your strengths and weaknesses and then building a business that’s right for you, can help you to achieve the financial rewards that often elude many business owners. Penny was awarded her OBE by the Queen for contribution to entrepreneurs in social and digital development, and in 2011 wrote and published the Digital Business Britain Manifesto which highlighted the needs for greater Digital Skills within UK business.Featured Guest: Penny Power OBEResources Mentioned In This Episode:> Penny Power - Business Is Personal [Book]> Take the Wealth Dynamics Assessment [Entrepreneur Profile] Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth. > https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Site> https://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Every good business must be capable of being sold and in this episode, we look at 8 key factors in helping you achieve that. So whether you plan to pass your business on to your kids, or whether you pass it on to your employees, you still need good principles in place. This episode will show you how to turn your business into an asset that works without you to generate predictable, recurring income. Featured Guest: Richard Perry [ActionCoach]> Take the Test! Find out what your Value Builder score is here: https://wealthbuilders.co.uk/valuebuilder RESOURCES MENTIONED IN THIS EPISODE:> The Automatic Customer: Creating a Subscription Business in Any Industry - John Warrillow [Book]> Built to Sell: Turn Your Business Into One You Can Sell - John Warrillow [Book]The E-Myth: Why most small businesses don’t work and what to do about it - Michael Gerber [Book] Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In order for a business to be a true asset, it needs to be able to operate without you - and one of the best ways to ensure it does that is by focusing on predictable, recurring income. Our guest this week is John Warrillow. John is the author of ‘Built To Sell: Creating a business that can thrive without you’ and ‘The Automatic Customer: Creating a subscription business in any industry’. In today’s episode, you’ll hear John talk about how business can provide the exponential growth that other assets such as property cannot, as well as the 12 part system that allows any business owner to assess the saleability of their company. If you’re considering business as part of your wealth plan, this is an episode not to miss.Resources Mentioned In This Episode:> The Automatic Customer: Creating a Subscription Business in Any Industry [Book]> Built to Sell: Turn Your Business Into One You Can Sell [Book]> The Value Builder System: A statistically proven methodology for increasing the value of your company Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Is it harder for women to achieve success in business compared to their male counterparts? We hear from three successful female entrepreneurs who haven’t let anything get in their way from building wealth through the business pillar. Kevin and Christian offer their thoughts on some of the important aspects raised by each of our inspirational guests - including why it’s so important to understand the lifetime value of a customer as well as generating recurring income in your business. Featured Guests: Charlotte Pearce, Founder of Inkpact | Sarah Walker, CEO of Easy Rent Now Ltd | Julianne Ponan, Founder of Creative Nature Resources Mentioned In This Episode:https://inkpact.com/ - deliver handwritten personalised notes and gifts to the people who make your business greathttps://www.easyrentnow.co.uk/ - Social Enterprise Company that provides good quality shared homes at fair rents. https://www.creativenaturesuperfoods.co.uk/ - a range of healthy snack bars that have won more great taste gold stars than any other cold-pressed range in history!Use discount code ‘GNAWBLES10’ to use on any of their new Gnawbles products here: https://www.creativenaturesuperfoods.co.uk/product-category/type/gnawbles/ Find Out More About The WealthBuilders Academy. A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

How do you feel about the current performance of your pension? Frustrated, worried and fearful of what life might be like for you in retirement? In this episode of WealthTalk hosts Kevin Whelan & Christian Rodwell replay a webinar which they recently hosted which received a huge response, titled ‘3 Ways To Instantly Make Your Pension Work Harder For You’. You’ll learn 3 ways you can instantly reduce the costs and maximise your current pensions earning ability by following what we’ve called the ‘Pension CPR’.Resources Mentioned In This Episode:Watch the Webinar Replay - 3 Ways to Instantly Make Your Pension Work Harder For You-Find Out More About The WealthBuilders Academy-Register for Free Access to the WealthBuilders Membership Site-Please Leave Us A Review If you have been enjoying listening to WealthTalk

Whether you’re male or female, the WealthBuilding principles don’t change. Even though our society is making enormous strides in equality, statistically women are financially worse off than men in many aspects of their wealth. It’s reported that by the time an average woman reaches her 60’s the size of her pension pot is a third the size of an average man’s, and for 1.2 million women in their 50’s, they have no retirement provisions at all. In this week’s episode, Kevin Whelan & Christian Rodwell discuss the topic of Women in Business.Resources Mentioned In This Episode:WT17: Do You Have A Lost Pension?Wealth Dynamics Test - What Entrepreneur Profile Are You?Application for a State Pension Statement [BR19 Form]Sources of statistics referred to in this episode:https://www.prowess.org.uk/facts/https://www.thisismoney.co.uk/money/pensions/article-7551755/The-warning-shows-women-start-saving.htmlhttps://www.thisismoney.co.uk/money/markets/article-7298209/The-male-female-divide-UKs-100-leading-firms.htmlhttps://www.independent.co.uk/voices/gender-equality-pay-gap-research-lean-in-sheryl-sandberg-a9172351.html-Find Out More About The WealthBuilders Academy-Register for Free Access to the WealthBuilders Membership Site-Please Leave Us A Review If you have been enjoying listening to WealthTalk

Today we’re revisiting a topic that we covered back in Episode 11, which is Leverage. Leverage is a key aspect of wealth. One of the common reasons that holds people back from building wealth is overwhelm. Too much information. In today’s episode Kevin and Christian recap the five points of leverage and encourage you to choose one, take some form of action, put the wheels in motion... and get going.WT004: How To Uncover Hidden Money In Your Life Using D.E.B.I.T.SWT011: Creating Leverage Using F.I.R.S.TTake The Wealth Dynamics TestWT017: Do you have a lost pension? Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The whole idea of legacy is not just to protect money. It's to transfer wisdom, and transfer good practices and principles to the next generation so that they don't just get the money, they get the wisdom as well. And that's really quite critical in the WealthBuilding process that we teach - in fact it’s point number seven in our own values in the Declaration of Financial Independence. In today’s episode you’ll hear how ‘leaving a legacy’ is the most common reason why our members wish to create wealth, and why it’s such a powerful motive that can make someone unstoppable. The challenge for many, however, is that whilst they may have good intentions, their execution and lack of a solid plan lets them down.Resources Mentioned In This Episode:WT003: The 5 Levels of Wealth and Knowing Your Reason WhyWT006: Using Wealth Dynamics To Find Your Personal FlowWT008: Protecting Your Assets [The Roof]Free Download: Save A FortuneFast: 12 Secrets to eliminate your mortgage, credit cards and loans [eBook] Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Featured Guest: Shaz Nawaz - AA Accountants. Tax is the overlay to every single asset. So whatever asset you decide to invest in, there's going to be a different tax treatment. In today’s episode we’re focusing on Pillar 4 - Property, and we are delighted to welcome property tax expert Shaz Nawaz to share his vast knowledge around common tax mitigating strategies that any investor should be aware of. Shaz will be covering reliefs and exemptions, capital allowances, personal tax strategy as well as when you should and not consider incorporating your properties. We all have an obligation to pay our taxes, however, if you can minimize those, and feel comfortable with retaining as much profit and income as possible, then this is going to help you to build your wealth. Resources Mentioned In This Episode:WT23: Using Trusts To Protect Your Assets Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What are the advantages and disadvantages of investing in commercial property over residential? There are certainly different, more sophisticated rules, and some of the advantages include greater tax allowances, and the ability to invest using your pension [SSAS]. In fact, you’ll learn how commercial property really lends itself to working well with both the pension and business pillars. You’ll hear from three members of the WealthBuilders Community who share their insights into different types of commercial property investing opportunities that are available, including commercial to residential, mixed use properties, office space and the industrial sector. Is investing in commercial property more risky than residential? Listen to find out! Show contributors - Suzie Carter, Dan Taylor, Mark Stokes.Resources Mentioned in this Episodehttps://www.amazon.co.uk/Commercial-Residential-Conversions-essential-developers/dp/152722788X Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What is serviced accommodation, and what are the pros and cons of this property investing strategy? Instead of renting a property in the traditional sense for a number of years, this strategy focuses on short term lets - taking a property and treating it more like a guest house or hotel. In recent years companies such as Airbnb have completely revolutionsed this market, and in doing so, have created new opportunities for property owners to leverage their existing assets to achieve higher cash flow. You’ll hear from four members of the WealthBuilders Community who share their experiences, along with a whole host of things you have to learn about - not just delivering the service, but how do you get the customers in the first place? What's your tenant type? Are you catering for corporate customers, or leisure, or both? Where's the location? Is there a demand for people who would want to rent for short term? Show contributors - Ian McBain, Ian Morton, Adrian Taylor, Lee Pemberton.Resources Mentioned In This Episode:https://www.airbnb.co.ukhttps://www.booking.comhttps://www.expedia.co.uk/ Find Out More About The WealthBuilders Academy. A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What is an HMO, and what are the pros and cons of this property investing strategy? Instead of renting a property on an Assured Shorthold Tenancy (AST) to a single family, a way to leverage the capacity within that property is to rent the individual rooms to unconnected tenants - generating increased revenue and cash flow for the property owner. You’ll hear from four members of the WealthBuilders community who are each focusing on different market sectors, and discover how they are delivering value for their tenants and customers using the HMO strategy. You’ll also hear why ‘not having enough money’ is not a reason to delay getting started! Show contributors - Kevin McDonnell, Andy Bedwell, Chris Paton, Kevin Kinsella.Resources Mentioned In This Episode:No Money Down Property Investing - Kevin McDonnell [Book]Houses of Multiple Occupation Guidelines - Gov.ukFind Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academyRegister for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membershipIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Simon Zutshi has been investing in UK property for over 20 years. In 2003 Simon hosted his first network meeting for property investors, establishing the Property Investors Network (PIN) - which today boasts 50 meetings across the UK every month, making it the UK’s biggest training and networking organisation. In today’s episode recorded live in London, we hear from Simon on his views of the current UK Property market, and whether the uncertainty that surrounds the future of the country presents a reason to be cautious, or huge opportunities. Show contributors - Simon Zutshi.Resources Mentioned In This Episode:Register to attend your local PIN networking event for FREE[CLICK HERE] to select your nearest location, and enter voucher code ‘wealthbuilders’ when selecting your booking/payment method]Property Magic by Simon Zutshi [Book]Take the Wealth Dynamics TestFind Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academyRegister for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membershipIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

One of the most widely used assets to generate wealth in the UK is property. However, there are so many different ways to invest in property, and in today’s episode Kevin Whelan & Christian Rodwell begin to look at some of those different strategies, and who they may be best suited to. As with all of the 7 Pillars of Wealth, the process for generating recurring income involves turning the wheel of wealth, and that always begins with education.Resources Mentioned In This Episode:Episode 009 - The Wheel of WealthEpisode 011 - Creating Leverage Using F.I.R.S.TTake the Wealth Dynamics Test*Find Out More About The WealthBuilders Foundation Programme. *A step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/foundationRegister for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membershipIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

If you’re currently in drifting mode then today’s episode might just provide the kick-start you need to re-focus on your own plan for building wealth. You’ll hear from four of our members who took action by joining the WealthBuilders Foundation Programme when we launched in May, and some of the positive actions they’ve already taken within their first 90 days. Show contributors - Louise Righton, Jon Dale, Henry Austin, Rupert Day.Find Out More About The WealthBuilders Academyhttps://www.wealthbuilders.co.uk/academy

The principle of due diligence is risk mitigation. Wealth is about managing returns and managing risk. In today’s episode Kevin Whelan shares 5 areas which may be useful for you to check off when approaching your own research into investment opportunities. You’ll also hear some alternative investing strategies from two more WealthBuilder clients including crowdfunding and investing in businesses. Show contributors - Michelle Bryant, Mike Hedgecox.Resources Mentioned In This Episode:Listen to Episode 06 - Using Wealth Dynamics to Find Your Personal FlowListen to Episode 09 - The Wheel of Wealth5 STEPS OF DUE DILIGENCE:PersonalProductPeoplePropertyProcessCLICK HERE FOR FREE MEMBERSHIP ACCESSClick Here To Find Out More About The WealthBuilders Foundation ProgrammeLinks to all WealthTalk podcast episodes can be found at www.wealthbuilders.co.uk/wealthtalkJoin the WealthBuilders Facebook Group: www.wealthbuilders.co.uk/facebook

It's important to know what would happen and who could make decisions to keep your assets protected, well maintained, well organised and structured and continue to do that if for any reason you weren't able to. WealthBuilding is a management process. There needs to be some management, not least because things change, tax laws change our health changes, our relationships often change. We focus on the different types of Trust, Wills and Lasting Power of Attorney in this week’s episode of WealthTalk.Resources Mentioned In This Episode:Listen to Episode 008 - Protecting Your Assets [The ROOF]Listen to Episode 018 - SSAS Pensions [The Director’s Pension]Make, register or end a Lasting Power of AttorneyWording to check how your home is owned:The Title Register Document will show the names of the people that own the property and, if you are tenants in common will also have wording similar to: "No disposition by a sole proprietor of the registered estate (except a trust corporation) under which capital money arises is to be registered unless authorised by an order of the court".If there is no such wording in the Title Register Document then you are almost certainly joint tenants.CLICK HERE FOR FREE MEMBERSHIP ACCESSClick Here To Find Out More About The WealthBuilders AcademyLinks to all WealthTalk podcast episodes can be found atwww.wealthbuilders.co.uk/wealthtalkJoin the WealthBuilders Facebook Group: www.wealthbuilders.co.uk/facebook